BALI

Microenterprise Project Changing Lives

ABOUT BALI, INDONESIA

Bali is one of more than 17,000 islands that make up the nation of Indonesia.
While rich in natural resources, Indonesia is facing serious poverty due to the food
and oil crises. This tiny, mountainous island is a microcosm of the contrasts in wealth
evident throughout Indonesia.

Home to 3,151,000 people, Bali is a province with Denpasar as its capital. It is a

major tourist attraction renowned for high-quality performing and visual arts.
Fertile soil yields abundant rice crops and world-famous coffee.
QUICK FACTS
However amidst the tourist wealth, there is deep poverty. In villages such as Gitgit,
Full name:
there are limited basic social services and facilities. Isolated from financial capital
Republic of Indonesia
and basic agricultural education, local farming communities are unable to compete
with big land owners. Population:
225.3 million (UN, 2005)
Along with social inequalities, the 2002 bombing in Bali, the SARS outbreak and
9/11 attack have conspired to cause serious problems for locals’ livelihoods. Capital:
Even though the situation has improved, poverty still persists. Jakarta

Area:
1.9 million sq km (742,308 sq miles)

Major languages:
Indonesian, 300 regional languages

Major religion:
Islam

Life expectancy:
TEAR FUND IN BALI – Gitgit Community Strengthening 65 years (men), 69 years (women)
(UN)
Working with long-standing partner WKP, TEAR Fund is helping to empower Bali’s
vulnerable Gitgit community with Phase 2 of a community strengthening project. Monetary unit:
1 rupiah (Rp)
WKP (Wahana Kria Putri) is primarily a women’s not-for-profit organisation in Bali.
It provides micro-enterprise services to poor farming communities and has Main exports:
considerable experience in business development and community work. Oil and gas, plywood, textiles,
rubber, palm oil
TEAR Fund has an established history of funding WKP’s community development
GNI per capita:
projects in Gitgit. Phase 2 is improving education for children, raising awareness US $1,280 (World Bank, 2006)
of good sanitation practices, providing basic healthcare supplies and assisting poor
families with their livelihoods. Human Development Index (HDI):
Indonesia is ranked 47 among
Livelihood assistance is the backbone of this project, through the provision of 108 developing countries
fair-credit loans to the enterprising poor and on-going business training and support.
However the work does not end there.

Books for libraries and training in library management; repairing school roofs, toilets
and constructing hand washing facilities; in-school sanitation awareness campaigns
and teaching of good health practices – all these make up the child-focused
component of Phase 2.

Health objectives are met in the provision of basic health equipment and supplies for the
community clinic, training paramedics and the breeding of goats for their nutritious milk.

Through the donations of generous New Zealanders, the people of Gitgit are slowly
being raised out of poverty.

Call to donate: 0800 800 777 or visit www.tearfund.org.nz

 Microenterprise Project Changing Lives

MICROENTERPRISE DEVELOPMENT
TEAR Fund partners with indigenous Christian organisations to help the poor create
income generation opportunities.

Microenterprise Loans
A fair credit loan empowers the poor to create a business to help them work their way
out of poverty. It releases them from relying on unscrupulous loan sharks who charge
crippling interest rates and encourages them to be self-sufficient rather than rely on aid.

Business Training Mentoring

Loan applicants meet specific criteria and are trained to help them improve and grow
their businesses.

Thriving Businesses
With no welfare systems and few jobs available, small businesses are an essential part of
the economy. Behind each business there is an extended family, employees, suppliers and
customers who benefit.

Loans Repaid
About 98 per cent of loans are repaid and the money is recycled back into the
community so others can be given the opportunity to realise their dreams.

Fruit stands going global

Ketut Sandi Jenyana (Sandi) is marketing her fruit stands to
overseas customers with the help of TEAR Fund NZ’s partner,
the Wahana Kria Putri Foundation, in Gitgit, Bali.
Before starting a business making fruit stands, Sandi was
struggling to provide for her daughter at junior high school and
son at elementary school with a failing electronic services business.
Customers were in short supply at crucial times and sometimes
she was not able to provide three meals a day for her family. a
It was important that Sandi find some other form of income.
Sandi and her husband had skills making fruit stands but
they didn’t have the right equipment to run a business. A key
community leader told Sandi about Wahana Kria Putri (WKP)
and she learned she could get a fair-credit loan to buy the
machines she needed.
First Sandi had to get some of her friends to join the WKP programme
with her, but that wasn’t hard because they were all motivated and
willing to learn. They chose a chairman, secretary and treasurer, and
set up the group’s rules before WKP gave them business loans.
Sandi bought a lathe and a machine to cut wood for her fruit stands.
Word about the fruit stands spread around her neighbourhood
and soon she was getting orders from new customers.
“Now I have a real business which enables me and my husband to
support our children,” says Sandi.
A WKP volunteer who specialised in wood design, helped Sandi
make a better quality design which could be marketed overseas.
WKP is helping her reach other Bali markets and other provinces
in Indonesia.

CONTACTS:
National Office: Freephone: 0800 800 777
PO Box 8315, Symonds St, Facsimile: (09) 629 1050
Auckland 1150 Email: enquiries@tearfund.org.nz
New Zealand Website: www.tearfund.org.nz PROJECT PROFILES