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1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
KEY BANK OF PO BOX
83283500 ALASKA 100420 ANCHORAGE AK 99510 2.2 1 44 $143,684 0 0 0 $0
AL HIGHER ED
LOAN 110 OFFICE
CORP%SOUTHT PARK DR-2ND
82918900 RUST B FL-J M SEIER BIRMINGHAM AL 35223 0 0 0 $0 5.7 71 1243 $6,247,936
ALTUS BANK, A
FEDERAL PO BOX
83108100 SAVINGS BANK 160924 MOBILE AL 36616 4.5 2 44 $81,920 0 0 8 $12,164
AMERICA'S
FIRST CREDIT
81455600 UNION PO BOX 11349 BIRMINGHAM AL 35202 3.5 2 56 $336,845 3.8 2 52 $336,845
AMSOUTH BANK,
81992800 NA PO BOX 11785 BIRMINGHAM AL 35202 8.8 152 1708 $5,837,541 0 0 32 $38,763

100 NORTH
GAY ST PO
83029000 AUBURNBANK DRAWER 3110 AUBURN AL 36831 4.9 11 221 $589,272 0 0 0 $0
PO BOX 1108,
ATTN
INVESTMENT
81562200 COLONIAL BANK OPERAT MONTGOMERY AL 36101 5.3 15 280 $1,037,176 0 0 6 $8,085
LISTERHILL
EMPLOYEES
82312900 CREDIT UNION PO BOX 566 SHEFFIELD AL 35660 5.1 4 77 $502,545 5.4 4 73 $502,545
MAX FEDERAL P O BOX
81574900 CREDIT UNION 244040 MONTGOMERY AL 36124 10.6 8 75 $263,718 0 0 0 $0
80009700 REGIONS BANK PO BOX 2527 MOBILE AL 36622 4.8 230 4719 $27,402,062 5.1 240 4674 $28,245,776
SOUTHTRUST
82904800 BANK PO BOX 3867 AUBURN AL 36831 5.8 4 68 $139,585 0 0 0 $0
P.O. BOX
SOUTHTRUST 2554,
BANK OF STUDENT
80001800 ALABAMA, N.A. LOAN DEPT. BIRMINGHAM AL 35290 4.5 4 88 $507,208 0 0 6 $45,672
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
SOUTHTRUST
BANK OF
80002300 ALABAMA, N.A. PO BOX 2554 BIRMINGHAM AL 35290 6.4 123 1913 $9,961,892 8.2 65 787 $4,589,116
SUNTRUST PO BOX 758,
BANK, ALABAMA ATTN: PAM
80006100 N.A. HOWARD FLORENCE AL 35631 11.4 8 70 $368,346 12.3 8 65 $368,346
UNIVERSITY 1400 SOUTH
81954800 CREDIT UNION 20TH STREET BIRMINGHAM AL 35205 2.4 1 41 $85,683 0 0 1 $0
ARKANSAS
RURAL 1306 WEST
ENDOWMENT 4TH P.O.BOX
80024600 FUND, INC. 750 LITTLE ROCK AR 72203 4.8 9 185 $1,430,413 4.8 9 185 $1,430,779
101 EAST
ARKANSAS CAPITOL
STUDENT LOAN AVENUE
82650900 AUTHORITY SUITE 401 LITTLE ROCK AR 72201 10 110 1096 $5,995,381 8.3 284 3417 $22,672,793
FARMERS BANK
& TRUST
80027400 COMPANY PO BOX 688 BLYTHEVILLE AR 72316 5.7 2 35 $162,922 0 0 0 $0
FIRST NATIONAL
BANK OF 103 NORTH
82690400 NASHVILLE MAIN ST NASHVILLE AR 71852 5 2 40 $193,779 0 0 1 $0
FIRST NATIONAL PO BOX
BANK SILOAM 130,ATTN:SUE
80025800 SPRINGS MEEKER SILOAM SPG AR 72761 3 6 195 $1,423,481 0.6 1 157 $1,320,422
MCILROY BANK
80030100 AND TRUST PO BOX 1327 FAYETTEVILLE AR 72702 6.7 35 520 $3,983,727 0 0 19 $73,166
MERCANTILE
BANK CENTRAL NORTH LITTLE
82030100 ARKANSAS PO BOX 5581 ROCK AR 72119 5.5 8 144 $875,375 0 0 20 $67,196
400 WEST
80024400 REGIONS BANK CAPITOL LITTLE ROCK AR 72201 6.3 19 297 $1,365,951 0 0 11 $16,054
400 WEST
80032000 REGIONS BANK CAPITOL LITTLE ROCK AR 72201 7 73 1035 $8,924,629 15 11 73 $209,963
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
SIMMONS FIRST
81574500 NATIONAL BANK PO BOX 7408 PINE BLUFF AR 71611 6.6 158 2385 $19,371,370 6.9 74 1069 $6,208,287
THE CITIZENS
80025900 BANK PO BOX 2156 BATESVILLE AR 72503 4.5 2 44 $245,486 0 0 1 $0
UNION BANK &
TRUST
81454000 COMPANY P O BOX 270 MONTICELLO AR 71655 9.8 23 233 $1,258,111 0 0 10 $21,266
UNION PO BOX
PLANTERS BANK 6018/300 S
OF NE CHURCH
80030200 ARKANSAS STREET JONESBORO AR 72401 10.3 31 300 $2,207,757 0 0 9 $25,600
WARREN BANK
AND TRUST
81590800 COMPANY PO BOX 350 WARREN AR 71671 9.6 6 62 $265,399 0 0 1 $0
1555 N.
AELMAC - ATTN. FIESTA
82906400 BRIAN OSHER BOULEVARD GILBERT AZ 85233 0 0 0 $0 13.9 6 43 $398,068
1555 N.
AELMAC - BRIAN FIESTA
83052900 OSHER BOULEVARD GILBERT AZ 85233 0 0 3 $11,142 19.6 155 788 $3,957,460
AELMAC AS
TRUSTEE 1555 NORTH
FELMAC- B. FIESTA
83124500 OSHER BOULEVARD GILBERT AZ 85233 0 0 8 $19,404 16.1 28 173 $1,084,880
1555 NORTH
AELMAC ATTN FIESTA
83063000 BRIAN OSHER BOULEVARD GILBERT AZ 85233 12.7 708 5535 $28,492,061 11.5 761 6592 $36,682,558
AELMAC C/O 1555 N.
82907700 BRIAN OSHER FIESTA BLVD GILBERT AZ 85233 20 35 175 $1,058,044 16.1 5 31 $32,641
ARIZONA FED.
C.U. %JOHN D. 333 NORTH
83016800 MAIDMENT 44TH STREET PHOENIX AZ 85008 0 0 44 $420,312 0 0 44 $420,312
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
ARIZONA STATE
EMPLOYEES 1812 W
82925000 SVGS & C.U. MONROE ST PHOENIX AZ 85007 2.9 1 34 $101,834 0 0 1 $2,402
PO BOX
29544,
BANK ONE, STUDENT
81107400 UTAH, NA LOAN DEPT. PHOENIX AZ 85038 3 5 163 $757,505 0 0 2 $0
PO BOX
DM FEDERAL 15115, ATTN:
82847700 CREDIT UNION ACCOUNTING TUCSON AZ 85775 3.5 13 364 $3,384,640 10.5 2 19 $95,406
M&I
THUNDERBIRD PO BOX 11856
BANK/J. - STUDENT
83282100 SWANSON LOAN DEPT PHOENIX AZ 85061 8.7 80 911 $4,347,986 5 2 40 $65,761
NORWEST 6991 E.
TRUSTEE FOR CAMELBACK
82166600 SLAAA RD., #B-290 SCOTTSDALE AZ 85251 0 0 0 $0 11.3 232 2049 $14,240,692
RTC CENTRUST
% M. SWEET & 2005 W. 14TH
82290700 ASSOC ST., SUITE 150 TEMPE AZ 85281 3.8 5 131 $287,247 0 0 15 $9,581

RTC FLORIDA
FED % M. 2005 W. 14TH
81959800 SWEET & ASSOC ST., SUITE 150 TEMPE AZ 85281 2.4 2 81 $110,469 0 0 10 $0
SECURITY 101 NORTH
PACIFIC BANK FIRST
80019300 ARIZONA AVENUE PHOENIX AZ 85002 5.5 3 54 $152,420 0 0 6 $23,653
TUCSON 1160 N
FEDERAL WINSTEL
81801500 CREDIT UNION BLVD TUCSON AZ 85716 14.2 8 56 $155,139 0 1 1 $4,720
1ST 3750 ROSIN
NATIONWIDE COURT,
82830600 BANK SUITE 120 SACRAMENTO CA 95834 0 0 32 $124,019 0 0 16 $110,921
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

AMERICAN 11452 EL
EXPRESS EDU CAMINO
83328900 ASSURANCE CO REAL, STE 110 SAN DIEGO CA 92130 3.8 9 234 $826,792 0 0 36 $119,162

B OF A TRUSTEE
80117800 C/O CMSC PO BOX 92025 LOS ANGELES CA 90009 0 0 0 $0 2.7 1 36 $0
C/O AFSA
BANK OF 2277 E. 220TH
83048600 AMERICA, N.A. ST LONG BEACH CA 90810 0 0 0 $0 4.5 302 6590 $30,080,735
BANK ONE NA
TRUSTEE FST P.O. BOX
83368500 UNION 99C 13667 SACRAMENTO CA 95853 0 0 0 $0 0 1 1024 $5,146,689
275 S
BOA STUDENT VALENCIA
BANKING/CA7- AVE ATTN:R
80063500 701-03-03 RUBIO BREA CA 92822 4 32 795 $3,366,288 3.3 1 30 $103,677
275 S
BOA STUDENT VALENCIA
BANKING/CA7- AVE ATTN: R
80080200 701-03-03 RUBIO BREA CA 92822 0 0 0 $0 13 118 904 $2,237,723
275 S
BOA STUDENT VALENCIA
BANKING/CA7- AVE ATTN: R
80187100 701-03-03 RUBIO BREA CA 92822 6.9 850 12200 $85,444,583 4.4 152 3434 $22,811,847
275 S
BOA STUDENT VALENCIA
BANKING/CA7- AVE ATTN: R
82442100 701-03-03 RUBIO BREA CA 92822 7.4 2290 30692 $207,549,900 0 3 4561 $27,463,226
CALIFORNIA 840
FEDERAL BANK STILLWTER
82169200 F.S.B. ROAD B-2 W. SACRAMENTO CA 95605 1.3 5 372 $207,774 0 0 95 $32,782
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
CALIFORNIA 840
FEDERAL BANK, STILLWATER
82676200 F.S.B. ROAD B-2 W. SACRAMENTO CA 95605 2.7 1 37 $51,880 0 0 1 $875
CHELA 388 MARKET
FINANCIAL USA, STREET.,
82162300 INC. 12TH FLOOR SAN FRANCISCO CA 94111 7.7 8 103 $538,434 16 1124 7005 $37,964,783
CHEVRON 555 MARKET
FEDERAL ST 10TH
81324600 CREDIT UNION FLOOR SAN FRANCISCO CA 94105 8.5 3 35 $217,266 0 0 4 $17,836
CLASSNOTES
INC., DBA
80244500 EDUCAID PO BOX 13667 SCRAMENTO CA 95853 6.2 502 8035 $49,186,619 0.4 3 665 $2,580,513
CLASSNOTES
INC., DBA
80751000 EDUCAID PO BOX 13667 SACRAMENTO CA 95853 7.9 619 7782 $52,202,677 9.7 171 1746 $6,299,018
CLASSNOTES
INC., DBA
81132300 EDUCAID PO BOX 13667 SACRAMENTO CA 95853 8.6 37 429 $3,251,792 14.7 21 142 $274,273
CLASSNOTES,
INC. DBA
82320900 EDUCAID PO BOX 13667 SACRAMENTO CA 95853 6.8 249 3622 $20,851,293 1.7 9 508 $2,086,691
CLASSNOTES,
INC. DBA P.O. BOX
83000500 EDUCAID 13667 SACRAMENTO CA 95853 6.5 2614 39772 $304,468,767 0.6 30 4800 $24,724,821
DAUPHIN
CLASSNOTES
83319700 TRUST 1995-I PO BOX 13667 SACRAMENTO CA 95853 50 1 2 $15,287 6.6 1136 17109 $98,956,918
EDUCAID
STUDENT LOAN
83309000 TRUST PO BOX 13667 SACRAMENTO CA 95853 0 0 0 $0 5.7 468 8138 $36,874,893
FIRST
INDEPENDENT 5325 ENGLE
82841100 TRUST CO RD #200 CARMICHAEL CA 95608 0.9 3 307 $98,577 0 0 1 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
FIRST
INDEPENDENT 801 K
TRUST STREET,
82837400 COMPANY SUITE 2124 SACRAMENTO CA 95814 5.6 6 107 $166,449 0 0 20 $31,681
FIRST
INDEPENDENT
TRUST
83056200 COMPANY P.O. BOX 2562 SACRAMENTO CA 95812 17.3 16 92 $123,235 0 0 0 $0
FIRST UNION
80559500 NATIONAL BANK PO BOX 13667 SACRAMENTO CA 95853 5.1 830 16095 $128,794,738 5.6 439 7832 $41,948,829
FIRST UNION
81383000 NATIONAL BANK PO BOX 13667 SACRAMENTO CA 95853 6.1 34 551 $1,344,450 25.2 202 800 $3,124,301
FIRST UNION
82460800 NATIONAL BANK PO BOX 13667 SACRAMENTO CA 95853 6.9 25 359 $1,955,152 8.4 28 331 $1,865,889
FIRST UNION P.O. BOX
82973900 NATIONAL BANK 13667 SACRAMENTO CA 95853 2.5 6 239 $932,355 0 0 7 $1,164
FIRST UNION
83282500 NATIONAL BANK PO BOX 13667 SACRAMENTO CA 95853 7.7 981 12625 $85,398,179 3.1 38 1193 $3,199,369

FLEET AS 9171 TOWNE


TRUSTEE FOR CENTRE DR.,
83307900 AMS EDUCATION STE 575 SAN DIEGO CA 92122 1.2 16 1235 $15,215,141 0.1 1 998 $14,361,207
FNB CHICAGO
TRUST UNION P.O. BOX
83361600 99A 13667 SACRAMENTO CA 95853 0 0 0 $0 0.1 8 4069 $22,526,342
FNB CHICAGO
TRUST UNION
83365300 99B PO BOX 13667 SACRAMENTO CA 95853 0 0 0 $0 0.3 3 995 $5,856,139
GOLDEN ONE 6507 4TH
83028300 CREDIT UNION AVENUE SACRAMENTO CA 95817 2 6 294 $2,375,573 0 0 4 $8,510
PO BOX 1080,
GREAT RECON DEPT
82945600 WESTERN BANK CODE N0731 NORTH RIDGE CA 91328 5.5 254 4609 $25,354,990 0.8 1 120 $310,072
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
GREAT
WESTERN BANK 9401
LOAN ACCT OAKDALE AVE
82183700 DEPT N0814 CHATSWORTH CA 91311 14.8 11 74 $231,206 0 0 1 $1,518
GREAT
WESTERN BANK 9401
LOAN ACCT OAKDALE AVE
82265100 DEPT N0814 CHATSWORTH CA 91311 3.4 31 888 $9,353,520 0 0 224 $1,637,459
GREAT 9401
WESTERN BANK OAKDALE
LOAN ACCT AVENUE,
83030000 DEPT #N0814 CHATSWORTH CA 91311 5.2 47 902 $3,158,686 0 0 60 $149,601
HUGHES
AIRCRAFT
EMPLOYEES MANHATTAN
82308600 FEDERAL C PO BOX 10003 BEACH CA 90266 0.6 1 147 $1,416,490 0.7 1 139 $1,416,490
IMPERIAL
FEDERAL
82926800 SAVINGS PO BOX 23528 SAN DIEGO CA 92123 0 0 55 $101,014 0 0 6 $25,793
LOCKHEED
FEDERAL
82470200 CREDIT UNION PO BOX 6759 BURBANK CA 91510 6.6 2 30 $125,595 0 0 1 $3,000
MISSION
FEDERAL P O BOX
82742700 CREDIT UNION 919023 SAN DIEGO CA 92191 4.2 44 1038 $9,621,195 3.5 32 912 $8,311,362

MISSION 5785 OBERLIN


FEDERAL DRIVE ROOM
83121100 CREDIT UNION 301 SAN DIEGO CA 92126 0 0 0 $0 5.8 9 155 $915,364
P O BOX 4000
NAZARENE 1770 E
82483500 CREDIT UNION LAMBERT RD BREA CA 92622 3.7 6 159 $1,509,175 0 0 25 $74,694
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

ORANGE P O BOX
COUNTY 11547/ 2115
83183600 TEACHERS FCU N.BROADWAY SANTA ANA CA 92711 2.8 19 662 $5,722,824 0 0 71 $356,686
PRODUCERS
FEDERAL
82000100 CREDIT UNION PO BOX 1832 FRESNO CA 93717 1.7 2 115 $301,136 0 0 2 $2,145
SECURITY
PACIFIC CREDIT P O BOX
81328300 CORP 25067 SANTA ANA CA 92799 0 0 102 $101,513 0 0 2 $0
SECURITY
PACIFIC STATE 555 ANTON
83175300 BANK BLVD #450 COSTA MESA CA 92626 6.1 6 97 $221,016 0 0 0 $0
SLMA/ACADEMIC
FINANCIAL 2277 E 220TH
82977500 SERVICES AS ST. LONG BEACH CA 90810 0 0 0 $0 1.2 1 82 $220,789
SLMA/ACADEMIC 2277 EAST
FINANCIAL 220TH
89999600 SERVICES AS STREET LONG BEACH CA 90810 0 0 37 $70,394 5.9 543 9069 $56,904,519
SLMA/MARINE
MIDLAND SAN JUAN
82951400 BANK/EFSI P.O. BOX 1975 CAPISTRANO CA 92693 0 0 0 $0 0 0 48 $277,483
SLMA/TRANS 3301 C
WORLD STREET
83028000 INSURANCE CO SUITE 100-A SACRAMENTO CA 95816 0 0 0 $0 0 0 62 $398,632
THE YORK BANK
TRUSTEE CLASS P.O. BOX
83335600 NOTES 13667 SACRAMENTO CA 95853 0 0 7 $7,631 6.7 1446 21377 $100,519,229
P O BOX
85443
STUDENT
LOAN
81323500 UNION BANK CENTER SAN DIEGO CA 92186 4.6 3 64 $142,626 0 0 3 $8,970
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
UNION BANK OF 388 MARKET
CALIFORNIA STREET 12TH
82016300 TRUSTEE FO FL SAN FRANCISCO CA 94111 0 0 0 $0 0 0 5960 $45,064,747
UNION BANK OF 388 MARKET
CALIFORNIA STREET 12TH
82162800 TRUSTEE FO FL SAN FRANCISCO CA 94111 0 0 0 $0 0.5 10 1812 $13,165,027
UNION BENEFIT 12626 HIGH
LIFE INSURANCE BLUFF DR
83241300 CO SUITE 100 SAN DIEGO CA 92130 4.2 7 163 $927,406 0 0 0 $0
UNION BK OF 388 MARKET
CA/TRUSTEE STREET, STE
81328500 CHELA FIN 1250 SAN FRANCISCO CA 94111 0 0 1 $5,493 9.5 368 3857 $22,811,605
UNION BK OF 388 MARKET
CA/TRUSTEE STREET, 12TH
82016400 CHELA FIN FLOOR SAN FRANCISCO CA 94111 0 0 0 $0 6.6 713 10717 $77,192,497
UNION BK OF 388 MARKET
CA/TRUSTEE STREET, 12TH
82161400 CHELA FIN FLOOR SAN FRANCISCO CA 94111 0 0 2 $1,837 8.6 605 6967 $50,862,480
UNION BK OF
CA/TRUSTEE 388 MARKET
82538600 CHELA FIN ST STE 1250 SAN FRANCISCO CA 94111 0 0 0 $0 0.9 5 506 $114,993
1500 S
UNIVERSITY SEPULVEDA
83212300 CREDIT UNION BLVD LOS ANGELES CA 90025 5.4 3 55 $325,953 0 0 3 $1,833

CHILDS WAY
USC FEDERAL BLDG 1 ATTN
83333100 CREDIT UNION S VELASQUEZ LOS ANGELES CA 90089 1.6 2 122 $699,619 0 0 2 $13,169
1025 W 34TH
USC FEDERAL ST., KING
82913500 LOAN PROGRAM HALL RM 201 LOS ANGELES CA 90089 1.3 4 292 $5,465,968 0 0 11 $93,978
VENTURA 500
COUNTY ESPLANADE
83001100 NATIONAL BANK DRIVE OXNARD CA 93030 3.6 4 109 $298,115 0 0 2 $6,382
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
WELLS FARGO 85
EDUCATION CLEAVELAND
80176400 FINANCIAL SVC ROAD PLEASANT HILL CA 94523 2.9 44 1469 $12,700,946 0 0 229 $1,156,555
WELLS FARGO 85
EDUCATION CLEAVELAND
80916000 FINANCIAL SVC ROAD PLEASANT HILL CA 94523 4.2 96 2277 $13,295,562 0 1 1609 $11,277,915
WELLS FARGO 85
EDUCATION CLEAVELAND
81165100 FINANCIAL SVC ROAD PLEASANT HILL CA 94523 4.2 57 1342 $7,349,753 0 0 908 $5,516,515
WELLS FARGO 85
EDUCATION CLEAVELAND
81206000 FINANCIAL SVC ROAD PLEASANT HILL CA 94523 4.5 12 264 $1,050,679 0 0 73 $235,856
WELLS FARGO 85
EDUCATION CLEAVELAND
81481500 FINANCIAL SVC ROAD PLEASANT HILL CA 94523 6.1 35 571 $3,079,817 0 0 414 $2,606,203
WELLS FARGO 85
EDUCATION CLEAVELAND
82284000 FINANCIAL SVC ROAD PLEASANT HILL CA 94523 6.5 191 2898 $18,906,338 0.4 9 1992 $15,901,912
WELLS FARGO 85
EDUCATION CLEAVELAND
83162500 FINANCIAL SVC ROAD PLEASANT HILL CA 94523 5.7 205 3585 $27,723,439 0 0 120 $360,919
WELLS FARGO 85
EDUCATIONAL CLEAVELAND
81600500 FIN. SVCS. ROAD PLEASANT HILL CA 94523 4.2 105 2474 $19,761,531 0.2 1 463 $3,081,909
WELLS FARGO 85
STUDENT LOAN CLEAVELAND
80181700 CENTER ROAD PLEASANT HILL CA 94523 2.6 3 112 $244,777 0 0 14 $41,410
WELLS FARGO 85
STUDENT LOAN CLEAVELAND
81969100 CENTER ROAD PLEASANT HILL CA 94523 5 15 298 $1,495,613 3.1 7 219 $1,233,901
%FIRST FIN
WESTWOOD CU, 1600 W
FEDERAL CAMERON
83068100 CREDIT UNION AVE WEST COVINA CA 91790 5.4 2 37 $154,324 0 0 0 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
AIR ACADEMY
FEDERAL COLORADO
81482700 CREDIT UNION PO BOX 62910 SPRINGS CO 80962 0 0 46 $83,631 0 0 2 $0
ASSURED LIFE
ASSN & 9777 S.
WOODMEN OF YOSEMITE ST,
83178600 WORL STE 200 LITTLETON CO 80124 2 6 293 $1,772,301 0 0 140 $1,041,224
1800
BANK ONE, BROADWAY
83107700 COLORADO NA PO BOX 59 BOULDER CO 80306 1 1 92 $233,097 0 0 1 $9,000
CENTENNIAL
SAVINGS BANK, 1101 E 2ND
82725000 F.S.B. AVE DURANGO CO 81301 5.4 4 74 $127,912 0 2 2 $0
COLORADO
STUDENT 1801
OBLIGATION BROADWAY,
82786600 BOND AU SUITE 1300 DENVER CO 80202 6.4 57 878 $3,463,607 6.2 503 8097 $37,452,022
9305 WEST
CREDIT UNION ALAMEDA
82878500 OF DENVER PKWY LAKEWOOD CO 80226 0 0 47 $235,374 0 0 45 $235,374
1801
BROADWAY,
83309300 CSOBA/LLR SUITE 1300 DENVER CO 80202 20.9 78 372 $1,595,181 21.6 78 361 $1,598,052
BOX 15819
805 N
ENT FEDERAL MURRAY
80189500 CREDIT UNION BLVD COLO SPRINGS CO 80935 1.3 10 754 $4,802,881 0.8 1 115 $154,105

EQUITABLE 300 CLAYTON


SAVINGS AND ST, PO BOX
82755900 LOAN ASSOCIAT 583 BRUSH CO 80723 5 2 40 $170,215 0 0 4 $4,388
10403 WEST
FIRST BANK OF COLFAX
80192600 COLORADO, N.A. AVENUE LAKEWOOD CO 80215 3.1 27 850 $3,750,452 5.1 2 39 $23,631
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

FIRST CHARTER 2150 LELARAY


FEDERAL STREET COLORADO
81610200 CREDIT UNION BOX 9687 SPRINGS CO 80909 2.9 2 68 $462,337 0 0 3 $0
FIRST 2696 S
COLORADO COLORADO
BANK & TRUST, BLVD PO BOX
81655400 NA 22355 DENVER CO 80222 0 0 38 $12,686 0 0 3 $0
FIRST NATIONAL
80195300 BANK PO BOX 578 FORT COLLINS CO 80522 5 42 839 $2,951,184 6.2 39 624 $2,761,458
MESA COUNTY
TEACHERS
FEDERAL 2302 NORTH
81597900 CREDIT AVE GRAND JUNCTION CO 81501 0 0 31 $180,833 0 0 29 $180,833
401 WEST
MINNEQUA BANK NORTHERN
82090100 OF PUEBLO AVE PUEBLO CO 81004 7.3 3 41 $73,599 0 0 0 $0
1635 EAST
MOUNTAIN COLFAX
80193500 STATES BANK AVENUE DENVER CO 80218 4.8 6 124 $641,920 5.2 6 114 $641,920
NORLARCO
83054900 CREDIT UNION PO BOX 528 FORT COLLINS CO 80522 4.7 3 63 $350,497 6.1 3 49 $281,201
SAN LUIS
VALLEY
82724100 FEDERAL BANK PO BOX 780 ALAMOSA CO 81101 6.5 27 410 $2,271,879 18.7 3 16 $55,316
2960
U OF C FEDERAL DIAGONAL
82398800 CREDIT UNION HIGHWAY BOULDER CO 80301 4.5 9 196 $850,223 0 0 8 $4,000
ZIONS AS 717 17TH
TRUSTEE FOR STREET
83370200 NELNET II SUITE 301 DENVER CO 80202 0 0 0 $0 0 0 1067 $10,995,181
ZIONS FNB AS
TRUSTEE FOR 717 17TH ST.,
83345700 NELNET I STE 301 DENVER CO 80202 0 0 0 $0 3.7 745 19906 $127,975,048
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
ZIONS FNB 717 17TH ST.,
TRUSTEE FOR STE 301,
83345600 NHELP II, INC DAVE BATA DENVER CO 80202 0 0 0 $0 7.2 81 1111 $4,215,233

AMERICAN
EAGLE FEDERAL 417 MAIN
80203300 CREDIT UNION STREET EAST HARTFORD CT 06118 5.8 4 68 $394,932 0 0 3 $4,814
AMERICAN 178 MAIN
81587900 SAVINGS BANK STREET NEW BRITAIN CT 06050 2.2 2 88 $505,231 5.2 1 19 $130,100
1695
BANK OF SOUTH ELLINGTON
83173800 WINDSOR RD SOUTH WINDSOR CT 06074 9.6 3 31 $179,625 0 0 4 $2,625
60 N MAIN ST
ATT:S VISHE
81588200 CENTERBANK W36-2 WATERBURY CT 06702 0 0 36 $137,614 0 0 3 $251
CHELSEA
GROTON 1 FRANKLIN
81585000 SAVINGS BANK SQUARE NORWICH CT 06360 7.4 8 108 $554,203 0 0 5 $7,185
CITIZENS 182 MAIN
80197300 NATIONAL BANK STREET PUTNAM CT 06260 0 0 35 $184,985 0 0 3 $9,077
CONNECTICUT ONE
BANK AND CONSTITUTIO
TRUST N PLAZA
80203000 COMPANY DEPT R04B HARTFORD CT 06115 6.4 10 156 $412,292 0 0 8 $5,200
CONNECTICUT
STATE 84
EMPLOYEES WADSWORTH
81673800 CREDIT STREET HARTFORD CT 06106 0 0 37 $268,335 0 0 4 $4,756
CONNECTICUT PO BOX 1009,
STUDENT LOAN ATTN CARRIE
82424600 FOUNDATION KNOPF ROCKY HILL CT 06067 9.4 53 561 $2,287,454 0 0 33 $67,512
525 BROOK
82861400 CSLF/SUSIE MAE STREET ROCKY HILL CT 06067 7.2 359 4964 $31,681,229 7.2 379 5219 $35,069,146
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
FARMINGTON
81584900 SAVINGS BANK P O BOX 8 FARMINGTON CT 06032 0 0 46 $300,732 0 0 42 $300,732
FIRST FEDERAL
SAVINGS AND 1137 EAST
81568200 LOAN ASSO MAIN ST EAST HARTFORD CT 06108 0 0 35 $98,466 0 0 2 $0
KNIGHTS OF
COLUMBUS -
82284500 STUDENT LOAN P O BOX 1670 NEW HAVEN CT 06507 3.5 7 199 $1,091,714 0 0 7 $2,750
55 HIGH
81627300 LIBERTY BANK STREET MIDDLETOWN CT 06457 4.9 10 202 $1,701,834 0 0 5 $28,096
NAUGATUCK 251 CHURCH
81577600 SAVINGS BANK STREET NAUGATUCK CT 06770 1.6 1 62 $612,176 0 0 3 $279
NEW HAVEN 195 CHURCH
81586200 SAVINGS BANK STREET NEW HAVEN CT 06510 7.2 25 347 $2,435,002 0 0 53 $234,661
NEWTOWN
81586400 SAVINGS BANK PO BOX 497 NEWTOWN CT 06470 6.4 2 31 $146,153 0 0 2 $1,578
NORWICH
PEQUOT 202 SALEM
82617800 TEACHERS FCU TURNPIKE NORWICH CT 06360 6 3 50 $377,692 6.3 3 47 $377,692

81588800 PEOPLE'S BANK 850 MAIN ST BRIDGEPORT CT 06604 9.8 8 81 $512,053 0 0 7 $0

PEOPLE'S BANK
ATTN: MARYANN 850 MAIN
81588600 KOVACS STREET BRIDGEPORT CT 06604 7.7 146 1891 $9,718,364 0.7 1 142 $380,685
SAVINGS BANK
OF 923 MAIN ST,
81588000 MANCHESTER PO BOX 231 MANCHESTER CT 06040 4.5 7 155 $1,028,995 4.7 7 147 $986,341
SIKORSKY
FEDERAL
81719100 CREDIT UNION PO BOX 305 STRATFORD CT 06497 2.9 3 101 $804,801 0 0 28 $143,361
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
THE NEW
MILFORD BANK
& TRUST
82553100 COMPAN PO BOX 778 NEW MILFORD CT 06776 1.5 1 64 $268,362 0 0 0 $0
609 W
JOHNSON
80205100 WEBSTER BANK AVE CH325 CHESIRE CT 06410 4.9 6 121 $619,946 0 0 5 $8,251
609 WEST
JOHNSON
81582700 WEBSTER BANK AVE CHESHIRE CT 06410 4.5 2 44 $93,375 0 0 2 $2,500
WINDSOR
FEDERAL
SAVINGS & LOAN 250 BROAD
80219500 ASSO STREET WINDSOR CT 06095 6.6 2 30 $226,482 0 0 3 $4,352
YALE
UNIVERSITY -
ARTHUR PO BOX
82199500 GALLAGHER 208338 NEW HAVEN CT 06520 2 12 581 $10,151,667 0 0 52 $111,698
INDEPENDENCE
FSB STUDENT 1900 L ST, NW
83103600 LOAN DEPT. SUITE 700 WASHINGTON DC 20036 12.3 461 3727 $29,530,865 0.6 14 2137 $20,795,918
WRIGHT
PATMAN
CONGRESS FED P.O. BOX
82837900 CRED UN 23267 WASHINGTON DC 20026 2.2 1 45 $566,825 3.7 1 27 $325,832

BANK OF NEW POB 6973


YORK, (OPERATIONS
ATTN:JOANN GROUP/SAMS
80758100 GREENE ) NEWARK DE 19714 4.1 20 482 $3,264,559 0 0 14 $42,728
BANK OF NEW
YORK,
ATTN:JOANN
80783800 GREENE P.O. BOX 6973 NEWARK DE 19714 5.3 93 1752 $16,480,883 0 0 28 $36,130
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
1523
CORESTATE CONCORD
NEW JERSEY PIKE/FC-5-1-3-
81411900 NATIONAL BANK 35 WILMINGTON DE 19803 6.4 2 31 $60,368 0 0 0 $0
900 MARKET
DELAWARE ST STUDENT
80220700 TRUST BANK LN DEPT WILMINGTON DE 08903 2.7 9 327 $1,127,504 0 0 15 $53,399
12 READS
GREENWOOD WAY ATTN
TRUST TAMMY
83131200 COMPANY MILBURN NEW CASTLE DE 19720 0 0 36 $68,814 0 0 13 $40,972
600
AMERICAN COURTLAND
PIONEER LIFE ST., P.O. BOX
83026000 INS. CO. 3509 ORLANDO FL 32802 0 0 42 $298,720 0 0 6 $27,290

BAC INTERNAT 848 BRICKELL


CREDIT AVENUE,
83180400 CORP/FNB SUITE PH MIAMI FL 33131 12.2 249 2034 $9,973,391 2.4 12 490 $2,236,170
9000
SOUTHSIDE
BANK OF BLVD, FL9-700-
80228500 AMERICA 02-13 JACKSONVILLE FL 32256 6.1 34 556 $1,903,795 9.7 29 296 $902,565
BARNETT BANK P. O. BOX
81234500 OF NAPLES 413008 NAPLES FL 33941 0 0 0 $0 0 0 45 $243,765
CITIZENS &
SOUTHERN ONE
NATIONAL BANK FINANCIAL
80231800 O PLAZA FT. LAUDERDALE FL 33340 7.1 4 56 $81,121 0 0 1 $0

CITIZENS AND P O BOX


SOUTHERN 100939 ATTN
81958700 NATIONAL BANK C. PETERSON FT LAUDERDALE FL 33310 8.1 7 86 $210,808 0 0 0 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
FIRST UNION
NAT'L BANK OF
80230100 FLORIDA PO BOX 43190 JACKSONVILLE FL 32231 0 0 31 $58,613 0 0 0 $0

FLEET NATIONAL 100 SECOND


BANK/GOLDMMA AVE S STE
83218200 N SACHS 400-S TOWER ST PETERSBURG FL 33716 5 50 985 $6,182,449 1.8 1 53 $423,217
FLEET NATL BK
AS TRSTE/BAC 848 BRICKELL
83241600 INTL CC AVE, PH MIAMI FL 33131 1.8 65 3598 $137,330,425 0.6 6 869 $9,519,271
6821
FLORIDA FED SOUTHPOINT
83117300 SVGS & LN ASSN DR N #218 JACKSONVILLE FL 32216 6.8 4 58 $149,709 0 0 4 $8,855

FNB CHICAGO 848 BRICKELL


TRUSTEE FOR AVE.,
83358000 BAC PENTHOUSE MIAMI FL 33131 0 0 0 $0 9.4 5 53 $356,697

NOVA
SOUTHEASTERN C/O GEN.
UNI/FINANCIAL ACCTG., 3301 FORT
83303200 OPS COLLEGE AVE LAUDERDALE FL 33314 2.1 50 2329 $44,791,798 0.2 1 402 $5,104,299
PINELLAS 10125 E
COUNTY ULMERTON
TEACHERS RD, PO BOX
81409600 CREDIT UNI 2650 LARGO FL 34641 0 0 32 $256,349 0 0 1 $6,125
144
HARRISON
81845500 REGIONS BANK AVENUE PANAMA CITY FL 32401 12.6 13 103 $758,670 0 0 1 $2,540
RIVER BANK 500 W.
AMER. % SYPERSS
BOSTON CREEK RD. FORT
80785500 PORTFOLLO SUITE 230 LAUDERDALE FL 33309 1.4 1 69 $732,430 0 0 2 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
1002 ARTHUR
DR., ATTN:
SLMA / FINANCE PENNY
88888500 DEPARTMENT NORMAN LYNN HAVEN FL 32444 0.3 1 257 $2,457,912 5 2655 53021 $390,661,333
SLMA/LOAN
SERVICING
CENTER/NEW 1002 ARTHUR
89999300 ENGL DRIVE LYNN HAVEN FL 32444 0 0 10 $34,960 2 321 15776 $104,258,294
SOUTHEASTERN
COL OF 1750 NORTH
OSTEOPATHIC EAST 168TH NORTH MIAMI
83160400 MED ST BEACH FL 33162 0.7 1 141 $1,833,965 0 0 2 $0

SOUTHERN 755 RINEHART


SECURITY LIFE RD, ATTN:
82720300 INSURANCE CO JANET LAKE MARY FL 32746 5.9 49 826 $4,124,257 2.8 1 35 $101,558
STUDENT LOAN
MARKETING 1002 ARTHUR
88888700 ASSOCIATION DRIVE LYNN HAVEN FL 32444 3.1 2 63 $148,276 0.6 33 5362 $51,114,585
SUNCOAST
SCHOOLS
FEDERAL
81846400 CREDIT UNI PO BOX 11904 TAMPA FL 33680 1.2 5 414 $2,713,608 1.1 5 417 $2,710,962
PO BOX
SUNTRUST 524203 ATTN:
81929400 BANK,MIAMI, N.A. LOITA PEREZ MIAMI FL 33152 7.2 11 152 $346,931 0 0 3 $0
SUNTRUST 1777 MAIN ST.
BANK/GULF ATTN: TIM
80224600 COAST STAIR SARASOTA FL 32436 7.1 10 139 $709,084 0 0 3 $0
TROPICAL PO BOX
FEDERAL 025400, ATTN
83008200 CREDIT UNION VIVIAN DIAZ MIAMI FL 33102 4.9 3 61 $385,509 0 0 2 $16,738
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
TYNDALL 909 EAST
FEDERAL 23RD STREET-
83163400 CREDIT UNION N.NIXON PANAMA CITY FL 32402 0 0 36 $130,098 0 0 35 $130,098
UNIVERSITY OF PO BOX
82665100 MIAMI 249146 CORAL GABLES FL 33124 0.5 2 355 $7,950,097 0 0 40 $475,478
310 W
AGE FEDERAL OLGETHORPE
81617700 CREDIT UNION BLVD ALBANY GA 31701 0 0 36 $121,386 0 0 35 $121,386
P O DRAWER
80238800 BANK OF LENOX 8 LENOX GA 31637 4.1 2 48 $219,770 0 0 13 $61,451
BANK SOUTH P O BOX 4387,
81629800 N.A. MC-702 ATLANTA GA 30302 3.9 2 51 $100,328 0 0 0 $0
2410 PACES
BANKERS FERRY RD SE
83185700 BANK/EDSOUTH #600 ATLANTA GA 30339 12.6 252 1992 $7,085,231 2 1 50 $80,635
4370
BANKERS PEACHTREE
FIDELITY LIFE ROAD N.E.
82705700 INSURANCE CO BOX 10075 ATLANTA GA 31119 3.9 15 379 $2,476,106 0 0 18 $136,864
COLUMBUS 1148
BANK & BROADWAY-
81623600 TRUST/LSC/FL P.O. BOX 120 COLUMBUS GA 31902 3 1 33 $179,552 0 0 0 $0
GEORGIA 2082 EAST
STUDENT EXCHANGE
FINANCE PLACE SUITE
82257300 AUTHORITY 230 TUCKER GA 30084 8.5 716 8404 $39,790,303 8.4 152 1806 $4,010,556
ROBINS
FEDERAL
81622800 CREDIT UNION PO BOX 2368 WARNER ROBINS GA 31099 0 0 110 $614,973 0 0 108 $614,973
2028 EAST
EXCHANGE
PLACE SUITE
82964000 SLMA/GSFA 200 TUCKER GA 30084 0 0 4 $38,061 9.7 484 4972 $28,656,878
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
3320
THE MEGA LIFE HOLCOMB
& HEALTH INS BRIDGE RD.,
82132100 CO NW NORCROSS GA 30092 4.6 32 686 $2,760,851 5.5 2 36 $124,873
AMERICAN PO BOX 2300,
SAVINGS BANK, ATTN: ACCT.
83205300 F.S.B. DEPT HONOLULU HI 96804 3.6 10 277 $1,574,331 1 1 95 $424,954

81439200 BANK OF HAWAII PO BOX 2900 HONOLULU HI 96846 9.4 292 3104 $18,286,555 10.6 43 402 $1,219,118

FIRST HAWAIIAN
81826000 BANK P.O. BOX 1959 HONOLULU HI 96805 4.8 40 822 $5,568,186 4 30 747 $5,427,781
OAHU
EDUCATIONAL 1226
EMPLOYEES COLLEGE
81575700 FEDERAL WALK HONOLULU HI 96817 0 0 87 $500,026 0 0 79 $499,179
ALCOA
EMPLOYEES
82711100 CREDIT UNION PO BOX 1107 BETTENDORF IA 52722 4.7 4 85 $493,443 0 0 6 $8,541
AMERICAN
80408100 STATE BANK PO BOX 140 SIOUX CENTER IA 51250 1.2 1 77 $346,446 0 0 15 $27,972
AMERICAN 9TH & MAIN
TRUST & ST, PO BOX
80389300 SAVINGS BANK 938 DUBUQUE IA 52001 4.2 5 117 $470,785 0 0 15 $26,079
230 FIRST
STREET
EAST, P O
81256100 BANK IOWA BOX 229 INDEPENDENCE IA 50644 2.7 1 36 $175,587 0 0 3 $12,624
BANKERS TRUST
80389900 CO., NA PO BOX 897 DES MOINES IA 50304 2 2 96 $464,426 0 0 8 $28,947
BOATMEN'S
NAT'L BK OF DES 6200 AURORA
80391600 MOINES PO BOX 817 URBANDALE IA 50322 1.8 6 320 $773,831 0 0 98 $288,571
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
BRENTON 6800 LAKE DR
80414500 BANK,NA STE 250 W DES MOINES IA 50266 4.4 17 384 $2,147,316 0.3 1 265 $1,714,879
BRENTON NAT'L
BANK-
POWESHIEK
80418200 COUNTY PO BOX 149 GRINNELL IA 50112 2.1 1 46 $106,313 0 0 1 $1,510
CARROLL 126 WEST
COUNTY STATE SIXTH
80391200 BANK STREET CARROLL IA 51401 5.2 2 38 $115,279 0 0 6 $15,291
CENTRAL STATE
80391700 BANK 301 IOWA AVE MUSCATINE IA 52761 6.1 3 49 $201,635 0 0 3 $2,552
80420700 CITIZENS BANK PO BOX 368 CORYDON IA 50060 8.2 9 109 $413,873 7.9 9 113 $462,128
CITIZENS' 2012 1ST
COMMUNITY AVENUE
80408000 CREDIT UNION SOUTH FORT DODGE IA 50501 2.8 2 71 $287,344 0 0 12 $24,073
PO BOX
CITIZENS STATE 130/808 3RD
80392800 BANK AVE SHELDON IA 51201 5.4 2 37 $197,735 0 0 31 $173,819
CITY NATIONAL 116 SOUTH
82696400 BANK BLOSSOM SHENANDOAH IA 51601 4.5 2 44 $164,038 0 0 6 $6,679
CLINCO CREDIT 1116 SO 14TH
83010100 UNION STREET CLINTON IA 52732 5.7 2 35 $131,681 0 0 5 $10,778
CLINTON
80393900 NATIONAL BANK PO BOX 1510 CLINTON IA 52732 7.4 5 67 $232,959 0 0 19 $56,711
COLLINS
COMMUNITY 1150 42ND
80394200 CREDIT UNION STREET, NE CEDAR RAPIDS IA 52402 3.6 4 110 $460,619 0 0 66 $405,354
5500
WESTOWN
COMMERCIAL PARKWAY, WEST DES
81405800 FEDERAL BANK STE 120 MOINES IA 50266 11.1 7 63 $290,737 0 0 10 $29,884
COMMUNITY
FIRST STATE
80396300 BANK PO BOX 110 DECORAH IA 52101 1.7 1 56 $234,776 0 0 0 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
DEERE
COMMUNITY
81955900 CREDIT UNION PO BOX 319 ANKENY IA 50021 0 0 45 $232,026 0 0 6 $29,222
1398
DUBUQUE BANK CENTRAL
& TRUST AVENUE BOX
80396800 COMPANY 778 DUBUQUE IA 52001 0.6 1 145 $879,792 0 0 96 $690,916
DUPACO HILLCREST &
COMMUNITY JFK ROAD
80396900 CREDIT UNION BOX 179 DUBUQUE IA 52004 4.1 6 145 $596,975 0 0 21 $37,227
DUTRAC
COMMUNITY
82900300 CREDIT UNION PO BOX 3250 DUBUQUE IA 52004 2.2 2 88 $615,788 0 0 58 $428,374
EDCO
COMMUNITY
81728400 CREDIT UNION 609-38TH ST DES MOINES IA 50312 0 0 50 $342,985 0 0 50 $342,985
F&M BANK-IOWA 11 NORTH 1ST
80419100 CENTRAL AVENUE MARSHALLTOWN IA 50158 3.3 1 30 $108,741 0 0 19 $100,549
FAMILY CREDIT
82399000 UNION 2420 18TH BETTENDORF IA 52722 4.4 2 45 $201,509 0 0 8 $14,957
FARMERS &
MERCHANTS 221
80398000 BANK & TRUST JEFFERSON BURLINGTON IA 52601 10 6 60 $132,661 0 0 5 $14,024
FARMERS 1240 8TH
80400200 STATE BANK AVENUE MARION IA 52302 5 3 60 $301,404 0 0 9 $22,112

FIRST
80422100 AMERICAN BANK PO BOX 798 FORT DODGE IA 50501 11.1 5 45 $165,490 0 0 29 $129,929
FIRST BANK
IOWA (VALLEY
81237100 ST BK) PO BOX 175 ROCK VALLEY IA 51247 0 0 32 $88,327 0 0 3 $2,977
300 NORTH
FIRST CITIZENS MAIN ST P O
80392400 NATIONAL BANK BOX 517 CHARLES CITY IA 50616 4.2 2 47 $190,628 0 0 7 $23,846
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
FIRST CITIZENS 120 1ST AVE N
80424400 NATIONAL BANK W CLARION IA 50525 2.2 1 44 $236,606 0 0 34 $220,983
FIRST FED SVGS
BANK OF THE
82769800 MIDWEST 5TH ST. ERIE STORM LAKE IA 50588 4.7 2 42 $164,339 0 0 4 $9,815
FIRST FEDERAL
82031800 SAVINGS BANK PO BOX 897 SIOUX CITY IA 51102 4.2 8 188 $841,635 0 0 36 $97,606
FIRST FEDERAL
82036200 SAVINGS BANK PO BOX 1237 FORT DODGE IA 50501 2.1 1 46 $220,081 0 0 1 $3,914
101 WEST
FIRST MIDWEST THIRD
82031600 BANK STREET DAVENPORT IA 52801 5.9 8 135 $757,227 0 0 17 $41,587
FIRST NATIONAL 2330 LINCOLN
81365100 BANK WAY AMES IA 50010 1.9 2 104 $290,969 2.1 2 93 $343,504
FIRST NATIONAL
BANK IN LE 111 CENTRAL
80402500 MARS AVENUE NW LE MARS IA 51031 0 0 43 $229,157 0 0 4 $15,495
FIRST NATIONAL
BANK OF 30 E. 2ND ST.,
80414100 MUSCATINE PO BOX 539 MUSCATINE IA 52761 7.1 4 56 $256,661 0 0 6 $12,393
FIRST NATIONAL 1 WEST
BANK OF CHARLES
80402200 OELWEIN STREET OELWEIN IA 50662 0 0 32 $169,649 0 0 4 $9,612
FIRST NATIONAL PO BOX 330,
BANK OF SIOUX 242 NORTH
80424600 CENTER MAIN AVE. SIOUX CENTER IA 51250 0 0 46 $279,535 0 0 7 $10,409
FIRST NATIONAL
BANK OF
80402900 WAVERLY P O BOX 837 WAVERLY IA 50677 5.1 5 97 $635,488 0 0 78 $562,722

FIRST SECURITY
BANK AND 809 CLARK
80404200 TRUST CO STREET CHARLES CITY IA 50616 5.7 2 35 $154,577 0 0 19 $147,507
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
FIRST STATE
80405000 BANK PO BOX 70 WEBSTER CITY IA 50595 0 0 32 $113,027 0 0 7 $15,200
616
WASHINGTON
GREENBELT AVE, PO BOX
83088900 BANK & TRUST 790 IOWA FALLS IA 50126 9.4 5 53 $225,758 0 0 5 $19,092
HAWKEYE
FEDERAL 109 EAST 7TH
80401200 SAVINGS BANK ST CARROLL IA 51401 5.3 3 56 $247,372 0 0 37 $213,429
HERITAGE BANK,
83003900 NA 202 MAIN ST. ALTA IA 51002 1.8 1 53 $210,818 0 0 3 $7,124
HILLS BANK AND
TRUST
80407600 COMPANY PO BOX 183 HILLS IA 52235 1.2 1 81 $313,077 0 0 5 $3,881
3636
WESTOWN
HOMELAND PKWY, SUITE WEST DES
80417000 BANK 219 MOINES IA 50266 3.5 2 57 $170,403 0 0 3 $5,506
IOWA FALLS
80409100 STATE BANK P.O.BOX 129 IOWA FALLS IA 50126 7.3 3 41 $194,852 0 0 3 $4,066
IOWA SAVINGS
80409200 BANK PO BOX 75 COON RAPIDS IA 50058 0 0 31 $131,551 0 0 11 $27,745
IOWA STATE
BANK AND
TRUST
80410000 COMPANY PO BOX 1700 IOWA CITY IA 52244 4.4 5 113 $414,422 0 0 7 $18,514
IOWA STATE 103 3RD
BANK, ORANGE AVENUE, PO
80409700 CITY BOX 456 ALTON IA 51003 0 0 69 $257,281 0 0 13 $43,592
900
IOWA STUDENT EQUITABLE
LOAN LIQUIDITY BLDG 604
82782500 CORP. LOCUST ST DES MOINES IA 50309 0 0 2 $2,794 3.7 275 7381 $31,029,266
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

IOWA TRUST & 302 S MARKET


80410500 SAVINGS BANK P O BOX 420 OSKALOOSA IA 52577 8.8 4 45 $178,734 0 0 3 $0
ISLLC ALPP (W.
DES MOINES ST 1601 22ND WEST DES
81255900 BANK) STREET MOINES IA 50265 4.5 5 109 $413,350 0 0 23 $70,204
ISU CREDIT
82975100 UNION PO BOX 665 AMES IA 50010 1.9 3 154 $535,424 0 0 78 $426,912
JOHN DEERE 1827
COMMUNITY ANSBOROUG
81456000 CREDIT UNION H WATERLOO IA 50704 3.5 11 314 $1,169,207 0 0 24 $50,828
KEOKUK
SAVINGS BANK &
TRUST 501 MAIN
80411100 COMPANY STREET KEOKUK IA 52632 9.5 4 42 $135,903 0 0 5 $8,682
LE MARS BANK
AND TRUST
80411700 COMPANY PO BOX 1408 LE MARS IA 51031 4.4 3 67 $329,314 0 0 0 $0
LINCOLN
80412100 SAVINGS BANK P.O. BOX E REINBECK IA 50669 0 0 33 $103,407 0 0 3 $12,290
623 HIGH
83131600 MAGNA BANK STREET DES MOINES IA 50309 4.2 13 308 $897,419 0 0 4 $13,717
MAGNA BANK, 623 HIGH
83132200 FSB STREET DES MOINES IA 50309 3 26 844 $3,648,520 0 0 83 $407,657
MAQUOKETA 203 NORTH
81449500 STATE BANK MAIN STREET MAQUOKETA IA 52060 8.8 3 34 $151,333 9.6 3 31 $151,333
MARQUETTE 122 MAIN
82036100 BANK CLINTON AVENUE CLINTON IA 52732 3.9 2 51 $184,742 0 0 8 $24,202

204 E
MERCANTILE WASHINGTON
80402000 BANK MIDWEST PO BOX 1880 IOWA CITY IA 52244 1.9 4 204 $973,343 0 0 37 $95,647
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
MERCANTILE
BANK OF
NORTHERN 425 CEDAR P
81405500 IOWA O BOX 88 WATERLOO IA 50704 2.7 2 74 $239,032 0 0 6 $14,452

MOUNT VERNON
BANK & TRUST
80414000 COMPANY PO BOX 188 MOUNT VERNON IA 52314 2 1 49 $152,485 0 0 6 $16,397
NORTH STAR 1210 SOUTH
COMM CREDIT SECOND ST P
83106400 UNION O BOX 556 CHEROKEE IA 51012 5.2 2 38 $142,777 0 0 2 $0
NORTHWEST 101 WEST
FEDERAL 5TH STREET,
82289100 SAVINGS BANK PO BOX 80 SPENCER IA 51301 2.2 4 178 $762,757 0 0 23 $57,939
NORTHWEST
IOWA CREDIT
82429400 UNION PO BOX 928 LE MARS IA 51031 3.3 1 30 $155,011 0 0 5 $12,438
NORTHWESTER 122 CENTRAL
80415100 N STATE BANK AVENUE NW ORANGE CITY IA 51041 0 0 37 $116,217 0 0 3 $0
PAGE COUNTY
80415700 STATE BANK PO BOX 237 CLARINDA IA 51632 8.5 4 47 $211,578 0 0 4 $4,176
PEOPLES BANK
82678600 AND TRUST P O BOX 158 ROCK VALLEY IA 51247 0 0 34 $122,628 0 0 13 $21,830
PEOPLES
81842800 NATIONAL BANK PO BOX 557 COUNCIL BLUFFS IA 51502 12.1 8 66 $249,321 0 0 12 $26,943
P O BOX 380
SECURITY BANK 115
& TRUST WASHINGTON
81238000 COMPANY ST DECORAH IA 52101 0 0 32 $140,280 0 0 2 $4,779

SECURITY 6TH & PIERCE


80418900 NATIONAL BANK STREET SIOUX CITY IA 51101 2.9 8 274 $990,425 0 0 77 $219,712
SECURITY
80419700 STATE BANK PO BOX 70 SHELDON IA 51201 6.2 3 48 $221,009 0 0 32 $208,994
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
SHELBY
COUNTY STATE
80421200 BANK PO BOX 29 HARLAN IA 51537 8.5 4 47 $193,288 0 0 8 $28,573
STATE BANK OF
80423300 WAVERLY 124 1ST SE WAVERLY IA 50677 2.3 1 42 $165,104 0 0 2 $4,054
STATE
EMPLOYEES 700 E LYON,
83178300 CREDIT UNION PO BOX 6070 DES MOINES IA 50309 2.9 1 34 $206,553 0 0 9 $22,188
TELCO TRIAD 1420 TRI VIEW
81235500 CREDIT UNION AVE SIOUX CITY IA 51103 2.2 1 45 $194,544 2.3 1 43 $194,544
THE CITIZENS
FIRST NATIONAL
80392300 BANK P O BOX 1227 STORM LAKE IA 50588 2.6 1 38 $277,456 2.7 1 37 $277,456
THE FIRST 101 W.
NATIONAL BANK ADAMS, PO
83042000 IN CRESTON BOX 445 CRESTON IA 50801 1.5 1 66 $238,070 0 0 10 $23,104
623 HIGH ST.,
UNION STUDENT
80296800 PLANTERS BANK LOAN DEPT DES MOINES IA 50309 5.7 52 898 $4,076,021 0 0 295 $1,554,832
623 HIGH ST.,
UNION STUDENT
80414600 PLANTERS BANK LOAN DEPT. DES MOINES IA 50309 6 24 398 $1,646,369 6 19 314 $1,407,136
623 HIGH ST.,
UNION STUDENT
82080700 PLANTERS BANK LOAN DEPT. DES MOINES IA 50309 7 23 328 $631,527 4 16 399 $1,800,862

UNION 623 HIGH


82812100 PLANTERS BANK STREET DES MOINES IA 50309 4.7 2 42 $123,899 0 0 2 $211
201 WEST
UNION STATE COURT
81947600 BANK AVENUE WINTERSET IA 50273 0 0 30 $126,989 0 0 24 $96,761
501 2ND
UNITED BANK OF STREET PO
80408800 IOWA BOX 111 IDA GROVE IA 51445 2.1 1 47 $340,218 0 0 35 $288,340
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
UNITED
COMMUNITY
80396700 BANK PO BOX 167 MILFORD IA 51351 0 0 30 $195,986 0 0 14 $61,582
UNIVERSITY OF
IOWA
COMMUNITY
82480800 CREDIT PO BOX 2240 IOWA CITY IA 52244 2.6 5 189 $926,554 0 0 8 $27,443
1800
BANK OF CHANNING
83199700 EASTERN IDAHO WAY IDAHO FALLS ID 83403 8.5 3 35 $172,939 8.5 3 35 $172,939
CAPITAL
EDUCATORS 7450
FED. CREDIT THUNDERBOL
81465000 UNION T DRIVE BOISE ID 83709 4.4 3 68 $168,866 0 0 3 $11,307

FIRST SECURITY 1560 N.


TRUSTEE ED CRESTMONT
83340300 FUND ASSO DRIVE STE E MERIDIAN ID 83642 0 0 0 $0 9.6 77 794 $2,678,182
IDAHO STATE
UNIVERSITY CAMPUS BOX
82790500 FEDERAL CU 8029 POCATELLO ID 83209 8 11 136 $399,990 0 0 2 $693
SLF OF I
MARKETING
82711600 ASSN., INC. PO BOX 1000 FRUITLAND ID 83619 0 0 0 $0 3.2 10 304 $857,453
STANFORD
FEDERAL
CREDIT UNION- 112 NORTH
83077200 EFS MAIN STREET PAYETT ID 83661 0 0 143 $1,000,375 0 0 142 $1,000,375
THE FIRST NATL 1313 SOUTH
BK OF NORTH BLINE P O
83050900 IDAHO NA BOX 9267 MOSCOW ID 83843 3.1 1 32 $52,547 0 0 11 $19,276
WESTMARK
FEDERAL
82532900 CREDIT UNION P O BOX 2869 IDAHO FALLS ID 83403 1.4 1 67 $153,177 0 0 0 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
3400 W.
ALBANY BANK LAWRENCE
AND TRUST AVE. MARY
80314300 COMPANY, N.A. GORECKI CHICAGO IL 60625 6.8 5 73 $785,619 0 0 21 $99,395
ALPINE BANK OF 1700 N ALPINE
80271300 ILLINOIS RD ROCKFORD IL 61107 1.4 1 71 $239,174 0 0 28 $69,734
1 WEST
MONROE
AMALGAMATED ATTN: MARIE
81948300 BANK MORRIS CHICAGO IL 60603 5 2 40 $289,469 0 0 16 $101,271
82240900 AMCORE BANK PO BOX 1537 ROCKFORD IL 61110 3.8 9 234 $1,731,902 0 0 28 $98,376
AMCORE BANK
N.A., ROCK 302 FIRST
80279600 RIVER VALLEY AVE BOX A STERLING IL 61081 3.3 6 179 $637,479 0 0 18 $16,562
AMCORE BANK
N.A., ROCK 302 1ST
80284700 RIVER VALLEY AVENUE STERLING IL 61081 2.2 1 44 $230,917 0 0 18 $55,358

AMCORE BANK, 225 W


80291000 NA WOODSTOCK JACKSON ST WOODSTOCK IL 60098 2.3 1 43 $323,874 0 0 15 $27,501
AMERIFED
FEDERAL 120 N SCOTT
82937700 SAVINGS BANK STREET JOLIET IL 60431 0 0 133 $445,337 0 0 6 $3,820
104 NORTH
AVENUE BANK OAK PARK
80273200 OF OAK PARK AVE OAK PARK IL 60301 3 2 66 $342,364 2.8 1 35 $159,333
BANK OF
BUFFALO
82214100 GROVE PO BOX 7170 BUFFALO GROVE IL 60089 2.9 2 68 $172,701 0 0 24 $35,066
BANK OF 216 EAST
82880100 CARBONDALE MAIN STREET CARBONDALE IL 62901 14.8 12 81 $346,382 0 0 25 $93,610
P O BOX 447
BANK OF 330 W
80274500 EDWARDSVILLE VANDALIA EDWARDSVILLE IL 62025 9 13 144 $398,160 0 0 20 $46,510
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
BANK OF 2034 RIDGE
80275000 HOMEWOOD ROAD HOMEWOOD IL 60430 3.1 1 32 $55,261 0 0 5 $9,238
4433 WEST
BANK OF TOUHY
80275500 LINCOLNWOOD AVENUE LINCOLNWOOD IL 60646 0 0 33 $243,644 0 0 29 $211,995
BANK OF
82456700 LOCKPORT 826 E 9TH ST LOCKPORT IL 60441 3.2 1 31 $363,976 0 0 7 $38,875
81774900 BANKILLINOIS PO BOX 4028 CHAMPAIGN IL 61824 2.7 1 37 $151,321 0 0 18 $59,898
79 WEST
BELL FEDERAL MONROE
82326800 SAVINGS & LOAN STREET CHICAGO IL 60603 6.2 3 48 $273,309 0 0 15 $57,786
BEVERLY BANK 4350 LINCOLN
82195800 MATTESON HIGHWAY MATTESON IL 60443 8 8 99 $638,457 0 0 29 $147,757
BLACKHAWK
82724300 STATE BANK PO BOX 1100 MILAN IL 61264 1.9 1 52 $269,326 0 0 12 $38,702
BOATMEN'S NAT
BANK OF 23 PUBLIC
80277200 BELLEVILLE SQUARE BELLEVILLE IL 62222 3 4 130 $378,143 0 0 12 $11,500
BOATMENS
NAT'L BANK OF 418 SIXTH
80280300 CHARLESTON STREET CHARLESTON IL 61920 4.9 5 102 $313,492 1.7 1 56 $209,861
PO BOX 489,
STUDENT
80278500 BUSEY BANK LOANS URBANA IL 61801 6.9 32 459 $2,113,753 0 0 213 $1,136,185
CARLINVILLE
80279000 NATIONAL BANK PO BOX 450 CARLINVILLE IL 62626 7.5 3 40 $197,503 0 0 8 $41,287
3303
82480200 CENTRAL BANK NAMEOKI RD. GRANITE CITY IL 62040 5.3 4 75 $250,932 0 0 12 $58,038
CHAMPION
FEDERAL 115 EAST
SAVINGS AND WASHINGTON
81219800 LOAN A STREET BLOOMINGTON IL 61702 1.8 4 216 $402,098 0 0 22 $46,283
82351900 CHARTER BANK PO BOX 238 SPARTA IL 62286 3.3 3 89 $497,932 0 0 40 $193,819
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
22 W.
MADISON
STREET
80290300 CITIBANK F. S. B. SUITE 550 CHICAGO IL 60602 2.2 10 451 $697,845 0 0 42 $46,308
117 NORTH
CITIZENS BANK 10TH, ATTN A.
82913100 OF ILLINOIS KABAT MT VERNON IL 62864 5.8 3 51 $320,824 0 0 9 $52,864

CITIZENS FIRST 606 SOUTH


NATIONAL BANK MAIN STREET,
80281000 OF PRI GINA DOW PRINCETON IL 61356 3.1 2 63 $267,849 0 0 29 $95,853
CITIZENS
NATIONAL BANK 127 SOUTH
80281400 OF MACOMB SIDE SQUARE MACOMB IL 61455 7.6 56 733 $4,951,022 0 0 140 $524,234

CLOVER LEAF 200 EAST


82789800 BANK, SB PARK STREET EDWARSVILLE IL 62025 0 0 30 $81,866 0 0 7 $31,631
COLE TAYLOR 5501 WEST
82528100 BANK 79TH STREET BURBANK IL 60459 2.7 1 36 $114,451 0 0 11 $29,720
COLUMBIA 5250 N
NATIONAL BANK HARLEM
80282600 OF CHICAGO AVENUE CHICAGO IL 60656 4 2 49 $344,502 0 0 5 $4,755
8700 N
WAUKEGAN
80315500 COMERICA BANK ROAD MORTON GROVE IL 60053 6.4 4 62 $131,520 0 0 16 $20,069
CONSTRUCTION PO BOX 1715
EQUIPMENT 5700 MIDDLE
80279400 CREDIT UNION RD PEORIA IL 61656 4.6 14 302 $940,356 3.3 1 30 $43,537
CONSUMERS
COOPERATIVE 2626 NORTH ROUND LAKE
80283800 CREDIT UNION ROUTE 83 BEACH IL 60073 4.6 4 86 $689,758 0 0 28 $229,963
CONTINENTAL 231 SOUTH
ILLINOIS LASALLE
80283700 NATIONAL BANK STREET CHICAGO IL 60697 0 0 61 $45,739 0 0 11 $8,102
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
4800 N.
WESTERN
AVE, ATTN
81784600 CORUS BANK STUD LN CHICAGO IL 60625 9.1 461 5049 $45,308,677 12.6 470 3712 $32,463,422
4800 NORTH
WESTERN
82925600 CORUS BANK AVENUE CHICAGO IL 60625 5.4 16 293 $1,523,305 0 0 112 $543,938
83173400 CREDIT UNION 1 P O BOX 100 RANTOUL IL 61866 5.1 5 97 $635,965 0 0 25 $157,991
DEERE &
COMPANY
80284300 CREDIT UNION PO BOX 339 MOLINE IL 61266 7.2 4 55 $238,097 0 0 14 $37,813
DEERE
HARVESTER 1101 13TH
81221600 CREDIT UNION AVENUE EAST MOLINE IL 61244 2.5 1 39 $79,364 0 0 2 $2,602
DR SCHOLL 1001 NORTH
COLLEGE OF DEARBORN
83164300 PODIATRIC MED ST CHICAGO IL 60610 0.8 1 113 $5,203,968 0 0 43 $1,757,181
EFFINGHAM
80285500 STATE BANK PO BOX 767 EFFINGHAM IL 62401 7.5 4 53 $166,500 0 0 30 $62,507
ERIE STATE 915 8TH AVE
81778100 BANK BOX 650 ERIE IL 61250 0 0 42 $247,324 0 0 13 $16,621
FARMERS
NATIONAL BANK
80287800 OF GENESEO PO BOX 270 GENESEO IL 61254 4 2 50 $223,599 0 0 6 $6,291
FARMERS
STATE BANK OF
81911200 FERRIS PO BOX 330 FERRIS IL 62336 0 0 37 $5,980 0 0 36 $0
1812 WEST
FIRST JEFFERSON
80309800 AMERICAN BANK STREET JOLIET IL 60435 2.2 1 45 $210,546 0 0 10 $46,594
WEST
80289700 FIRST BANK PO BOX 130 FRANKFORT IL 62896 0 0 39 $0 0 0 3 $0
80291200 FIRST BANK PO BOX 267 CHESTER IL 62233 0 0 37 $0 0 0 3 $0
80321100 FIRST BANK PO BOX 10 SALEM IL 62881 0 0 48 $17,719 0 0 8 $12,719
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
101 WEST
82139100 FIRST BANK MAIN ST HAVANA IL 62644 0 0 43 $3,412 0 0 1 $0
FIRST BANK 218 N. MAIN
82615600 COLUMBIA ST COLUMBIA IL 62236 0 0 69 $4,500 0 0 5 $0
700
DEERFIELD
FIRST BANK ROAD % C
82711500 NORTH SHORE SHIELDS DEERFIELD IL 60015 8.8 4 45 $156,101 0 0 0 $0
FIRST BANK OF
82646400 EUREKA 108 N MAIN ST EUREKA IL 61530 5.7 2 35 $124,590 0 0 10 $46,345
FIRST BANK OF 1411 SOUTH
82634900 RED BUD NA MAIN ST RED BUD IL 62278 0 0 53 $2,071 0 0 1 $0
FIRST BANKERS
TRUST
80278200 COMPANY, N.A. PO BOX 3566 QUINCY IL 62305 5.9 7 118 $711,810 0 0 30 $113,966

FIRST CHICAGO ONE NORTH


AS TRUSTEE STATE ST.9TH
83352600 FOR CORUS FL. STE.0126 CHICAGO IL 60602 0 0 0 $0 1 18 1711 $14,154,577
PO BOX 499,
FIRST MID- 1515
ILLINOIS BANK & CHARLESTON
80295600 TRUST AVE MATTOON IL 61938 11.1 6 54 $140,074 8.3 1 12 $4,072

FIRST MIDWEST P O BOX 6480,


80310700 BANK P. WEGRZYN VERNON HILLS IL 60061 5.7 4 69 $442,225 0 0 18 $75,469

945 LAKEVIEW
FIRST MIDWEST PARKWAY
80281200 BANK, N.A. STE 170 VERNON HILLS IL 60006 4.1 18 436 $1,744,058 5.7 2 35 $8,025
50 WEST
FIRST MIDWEST JEFFERSON
80329200 BANK/ILLINOIS STREET JOLIET IL 60431 3.3 3 90 $353,160 0 0 17 $33,064
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
801
FIRST NATIONAL ESSINGTON
80294600 BANK RD. JOLIET IL 60435 2.8 3 107 $586,100 0 0 43 $125,448
FIRST NATIONAL 205 SOUTH
80297400 BANK 5TH STREET SPRINGFIELD IL 62701 1.8 1 54 $220,573 0 0 13 $17,812
FIRST NATIONAL
BANK AND
80296900 TRUST COMPA PO BOX 2227 CARBONDALE IL 62902 8.9 54 606 $3,283,001 0 0 121 $657,849

FIRST NATIONAL 141 W


80296500 BANK IN DEKALB LINCOLN HWY DEKALB IL 60115 6.4 16 248 $1,790,216 0 0 134 $846,223
FIRST NATIONAL 13057 S
BANK OF BLUE WESTERN
80292900 ISLAND AVENUE BLUE ISLAND IL 60406 3.2 1 31 $73,332 0 0 6 $17,937
FIRST NATIONAL
BANK OF
80297500 DANVILLE P.O.BOX 1010 DANVILLE IL 61834 0 0 127 $0 0 0 126 $0
FIRST NATIONAL
BANK OF
80327500 DECATUR 130 N WATER DECATUR IL 62525 0 0 34 $128,629 0 0 11 $20,279
FIRST NATIONAL
BANK OF
80298200 STERLING PO BOX 368 STERLING IL 61081 0 0 48 $129,551 0 0 25 $58,423
FIRST NATL 3085
BANK STEVENSON
TAYLORVILLE/IB DRIVE PO
83182500 BI BOX 3095 SPRINGFIELD IL 62708 6 140 2332 $12,292,485 0.1 1 884 $3,905,306
FIRST OF 30 MAIN ST
80297200 AMERICA POB 4038 CHAMPAIGN IL 61820 0 0 31 $42,810 0 0 7 $5,402
FIRST OF P O BOX 1628
AMERICA BANK- ATTN:
NORTH ANDREA
80282300 CENTRAL ELDER ROCKFORD IL 61652 4.3 16 371 $1,784,383 0 0 50 $180,529
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
120 E
WESLEY ST
GARY WHEATON ATTN: D
80303700 BANK WHEELER WHEATON IL 60187 1.5 2 130 $188,979 0 0 30 $31,644
800
GLENVIEW WAUKEGAN
81222000 STATE BANK ROAD GLENVIEW IL 60025 0 0 108 $777,530 0 0 15 $134,442
3307
GRAND CHICAGO SOUTH CHICAGO
81224300 NATIONAL BANK ROAD HEIGHT IL 60411 2.9 3 103 $1,032,284 0 0 35 $241,972
GREAT LAKES
82133800 CREDIT UNION BLDG 290 GREAT LAKES IL 60088 1.6 1 59 $287,781 0 0 7 $25,695
HARRIS BANK
82494300 AURORA, NA 1252 N. LAKE AURORA IL 60506 3.3 7 206 $1,605,165 0 0 47 $417,238
HARRIS BANK ST
81406700 CHARLES 1 E MAIN ST ST. CHARLES IL 60174 2.1 1 47 $421,476 0 0 11 $50,459
200
HARRIS TRUST W.MONROE,
AND SAVINGS ATTN
80305000 BANK N.SURLA CHICAGO IL 60603 4.6 18 387 $2,834,301 0 0 119 $888,856
HARRISBURG
80305100 NATIONAL BANK 1 NORTH VINE HARRISBURG IL 62946 0 0 48 $25,098 0 0 13 $0
13700 S
HERITAGE INDIANA
COMMUNITY AVE/ATTN S
82754200 BANK FAYDASH RIVERDALE IL 60627 3.5 7 198 $1,465,094 0 0 119 $671,614
HERITAGE 195 OLYMPIA CHICAGO
80316900 OLYMPIA BANK PLAZA HEIGHTS IL 60411 2.9 1 34 $184,713 0 0 10 $37,458

HOUSEHOLD
BANK, STUD 700 WOOD
80309400 FINANCIAL SVCS DALE ROAD WOOD DALE IL 60191 6.8 669 9717 $185,524,563 1.6 26 1554 $15,029,556
1755 LAKE
83062800 IDAPP COOK RD. DEERFIELD IL 60015 10.3 109 1054 $2,304,696 7.3 174 2380 $7,923,904
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
IH MISSISSIPPI P.O. BOX
VALLEY CREDIT 4180, 4206
80285300 UNION 5TH AVENUE ROCK ISLAND IL 61201 8.4 17 202 $912,443 0 0 69 $311,510
ILL.
DESIGNATED
ACCOUNT 1755 LAKE
82635100 PURCHASE PR COOK ROAD DEERFIELD IL 60015 0 0 1 $0 6.9 1014 14505 $106,860,376
ILLINI FEDERAL
SAVINGS AND 6550 N FAIRVIEW
80326600 LOAN ASS ILLINOIS HEIGHTS IL 62208 7.8 3 38 $35,636 0 0 5 $6,250
KANE COUNTY
TEACHERS
82372800 CREDIT UNION P O BOX 1360 ELGIN IL 60121 4.2 2 47 $189,872 0 0 9 $29,150
KANKAKEE 310 SOUTH
FEDERAL SCHUYLER
80308400 SAVINGS BANK AVENUE KANKAKEE IL 60901 2.7 2 72 $396,899 0 0 22 $101,827
2268 SOUTH
MARTIN
LUTHER
82111600 LAKESIDE BANK KINGDRIVE CHICAGO IL 60616 12.1 4 33 $140,458 0 0 8 $18,597
LANDMARK 10950
BANK OF LINCOLN
80274400 ILLINOIS TRAIL FAIRVIEW HTS IL 62208 0 0 32 $48,759 0 0 12 $31,151

LASALLE BANK 3201 N


82293900 NI ASHLAND AVE CHICAGO IL 60657 4.2 20 473 $4,072,568 0.9 1 104 $432,030
4901 WEST
LASALLE BANK, IRVING PARK
81220500 F.S.B. ROAD CHICAGO IL 60641 3 20 664 $5,190,293 0 0 208 $721,355
105
MARQUETTE
LASALLE ST., P.O. BOX
80308800 NATIONAL BANK 461 LASALLE IL 61301 3 1 33 $180,342 0 0 6 $25,339
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
LASALLE 4747 W.
NORTHWEST IRVING PARK
80316000 NATIONAL BANK RD. CHICAGO IL 60641 0 0 32 $14,841 0 0 20 $5,700
LIBERTY GRANT
82785500 FEDERAL SQUARE HINSDALE IL 60521 4.8 2 41 $190,401 2.6 1 38 $188,097
MAGNA MILLIKIN
BANK OF
80311900 DECATUR BOX 1278 DECATUR IL 62526 0 0 34 $44,160 0 0 20 $11,378
MARQUETTE 9612 W.
80310500 NATIONAL BANK 143RD ST. ORLAND PARK IL 60462 1.6 1 61 $248,262 0 0 15 $44,365
MARQUETTE 9612 WEST
80317200 NATIONAL BANK 143RD ST ORLAND PARK IL 60462 3.3 5 148 $1,112,681 1.6 2 120 $982,150

MERCANTILE 115 W. PERRY


80293800 BANK STREET GALENA IL 61036 3.1 1 32 $158,454 0 0 9 $17,193
1520
MERCANTILE WASHINGTON
80271400 BANK N.A. AVENUE ALTON IL 62002 5.4 8 147 $574,117 0 0 11 $50,407
MERCANTILE
BANK OF 73 CENTRAL
80285900 ILLINOIS PARK PLAZA JACKSONVILLE IL 62650 3.3 12 356 $2,632,277 0 0 153 $1,058,065
MERCANTILE
BANK OF
80298500 ILLINOIS N.A. PO BOX 517 ALTON IL 62002 0 0 31 $125,979 0 0 7 $19,727
MERCANTILE
BNK OF
NORTHERN
80324700 ILLINOIS PO BOX 30 FREEPORT IL 61032 8.5 13 152 $934,774 0 0 52 $173,497
MERCANTILE
TRUST &
80311200 SAVINGS BANK PO BOX 371 QUINCY IL 62301 13.5 26 192 $997,221 0 0 31 $106,112
MERCHANTS
NATIONAL BANK 34 SOUTH
80311400 OF AURORA BROADWAY AURORA IL 60907 5.8 3 51 $274,057 0 0 15 $91,509
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
701 42ND AVE;
ATTN:
JONATHAN
80323800 METROBANK PAUL EAST MOLINE IL 61244 4.3 23 524 $3,811,365 4.2 18 420 $3,234,399
MIDAMERICA 1308 SOUTH
82940400 BANK, FSB NAPER BLVD NAPERVILLE IL 60540 3.7 7 186 $1,633,394 0 0 52 $242,126
MIDAMERICA 130 N. SIDE
80327900 NATIONAL BANK SQUARE MACOMB IL 61455 2 1 50 $434,594 0 0 32 $287,304
MIDLAND
FEDERAL 8929 S.
SAVINGS & LOAN HARLEM
82743800 ASSO AVENUE BRIDGEVIEW IL 60455 6.2 2 32 $123,215 0 0 24 $89,706
555 31ST ST,
MIDWESTERN ATTN: DEAN DOWNERS
83142800 UNIVERSITY MALONE GROVE IL 60515 0 0 147 $8,682,877 0 0 13 $67,121
MONMOUTH
TRUST AND
80328500 SAVINGS BANK PO BOX 260 MONMOUTH IL 61462 1.7 1 57 $128,267 0 0 11 $33,981
MUNICIPAL 720 MAIN
TRUST & STREET
82856200 SAVINGS BANK NORTHWEST BOURBONNAIS IL 60914 3.5 19 538 $3,354,872 0 0 41 $108,647

NATIONAL BANK 230 WEST


& TRUST STATE
82220600 COMPANY OF SY STREET SYCAMORE IL 60178 6.2 2 32 $238,050 0 0 10 $0
NATIONAL BANK
81762000 OF CANTON PO BOX 310 CANTON IL 61520 3.2 1 31 $241,370 0 0 8 $529
80 E
NATIONAL CITY JEFFERSON
82694700 BANK MI-IL STREET MORTON IL 61550 6.7 234 3481 $18,140,184 0.2 7 2759 $16,118,196
80 E.
NATIONAL CITY JEFFERSON
80282800 BANK, MI-IL STREET MORTON IL 61550 8.4 340 4007 $20,199,687 0.2 3 1108 $5,826,880
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
900 EAST
NBD ARLINGTON KENSINGTON ARLINGTON
80273500 HEIGHTS BANK ROAD HEIGHTS IL 60004 5.6 5 89 $211,282 0 0 30 $30,023
NBD BANK
80298600 ELGIN, NA P O BOX 79 ELGIN IL 60121 6 2 33 $56,785 0 0 5 $20,549
NEW LENOX
80315000 STATE BANK 110 W MAPLE NEW LENOX IL 60451 0 0 104 $770,071 0 0 42 $107,514
NORTHERN 8501 W.
TRUST BANK / HIGGINS
80315800 O'HARE, N.A. ROAD CHICAGO IL 60631 0 0 41 $54,347 0 0 12 $7,252
NORTHERN
TRUST
BANK/LAKE 265 E.
80294900 FOREST DEERPATH LAKE FOREST IL 60045 3 1 33 $15,567 0 0 5 $0
NORTHERN 8501 WEST
TRUST HIGGINS
82422100 BANK/O'HARE ROAD CHICAGO IL 60631 5.1 8 154 $663,139 0 0 56 $231,480
1801 HINMAN
NORTHWESTER 3RD FL STUD
82456500 N UNIVERSITY LN OFF EVANSTON IL 60208 0.7 10 1290 $25,691,861 0 0 227 $2,949,472
OAK BROOK 1400 WEST
80275900 BANK 16TH STREET OAK BROOK IL 60521 7.5 9 120 $697,336 7.8 9 114 $659,210
233 SOUTH
80286000 OLD KENT BANK WACKER CHICAGO IL 60606 1.7 6 340 $1,153,144 0 0 47 $59,667

OLD KENT BANK - SEARS


80321500 CHICAGO TOWER CHICAGO IL 60606 0 0 50 $61,089 0 0 7 $16,666
37 SOUTH
OLD SECOND RIVER
80316700 NATIONAL BANK STREET AURORA IL 60507 3.1 3 94 $308,548 0 0 15 $40,497

OXFORD BANK & 1100 WEST


82469700 TRUST LAKE STREET ADDISON IL 60101 4.8 20 416 $3,422,235 1.2 1 78 $420,557
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
PALMER
AMERICAN 2 WEST MAIN
82480000 NATIONAL BANK STREET DANVILLE IL 61832 8.1 12 147 $506,479 0 0 19 $0
PALOS BANK
AND TRUST 12600 S
80317700 COMPANY HARLEM AVE. PALOS HEIGHTS IL 60463 9.3 7 75 $467,983 0 0 23 $134,293
ONE
PATHWAY PATHWAY
81758800 FINANCIAL CENTER MATTESON IL 60443 1.2 1 81 $154,495 0 0 26 $73,222
210
80291800 PEOPLES BANK BROADWAY NORMAL IL 61761 1.6 1 61 $166,172 0 0 5 $3,253
PEOPLES BANK
OF KANKAKEE 315 MAIN
82121500 COUNTY NORTHWEST BOURBONNAIS IL 60914 6.2 2 32 $102,206 0 0 4 $3,750
PEOPLES
NATIONAL BANK 207 N
80318500 OF KEWANEE TREMONT ST KEWANEE IL 61443 4 2 50 $114,133 0 0 7 $0
3232 W
PETERSON PETERSON
82119200 BANK AVE CHICAGO IL 60659 3.3 1 30 $106,660 0 0 9 $34,384
R.I.A. FEDERAL
82903300 CREDIT UNION PO BOX 4750 ROCK ISLAND IL 61204 9.4 12 127 $666,021 0 0 57 $338,510
24 NORTH
REGENCY WASHINGTON
80313100 SAVINGS BANK STREET NAPERVILLE IL 60566 1.7 1 58 $282,883 0 0 24 $58,872
SCOTT CREDIT W WINTER & J SCOTT AIR
83165900 UNION STREETS FORCE BASE IL 62225 0 0 34 $125,850 0 0 2 $0
SEAWAY
NATIONAL BANK 645 EAST
81996700 OF CHICAGO 87TH STREET CHICAGO IL 60619 10.2 10 98 $641,831 0 0 27 $150,526
1217 W MAIN
SIU CREDIT ST/PO BOX
82751100 UNION 2888 CARBONDALE IL 62902 5.8 7 120 $657,825 6.5 6 92 $538,860
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

SOUTH 16178 SOUTH


HOLLAND TRUST PARK
81571200 & SAVINGS BANK AVENUE SOUTH HOLLAND IL 60473 1.3 1 73 $225,005 0 0 10 $10,215
SOUTH SHORE 7054 SOUTH
80322300 BANK JEFFERY CHICAGO IL 60649 18.7 6 32 $226,064 0 0 9 $47,430
SOUTHEAST
NATIONAL BANK 3535 23RD
80322500 OF MOLINE AVENUE MOLINE IL 61265 5 3 59 $289,031 0 0 16 $56,198
SOY CAPITAL
BANK AND 1501 E.
TRUST ELDORADO
80322600 COMPANY ST. DECATUR IL 62521 3.2 1 31 $97,482 0 0 9 $2,321
STANDARD
BANK AND 2400 WEST EVERGREEN
82017500 TRUST CO 95TH STREET PARK IL 60805 4.8 3 62 $458,210 0 0 35 $123,074
800 BURR
STANDARD RIDGE
FEDERAL BANK PARKWAY,
82415200 FOR SAVINGS ACCT DEPT BURR RIDGE IL 60521 2 1 48 $82,876 0 0 12 $13,430
STATE BANK OF 440 LAKE
81219400 ANTIOCH STREET ANTIOCH IL 60002 0 0 44 $388,072 0 0 12 $23,382
STATE BANK OF 550 NORTH
80326100 BREESE 2ND STREET BREESE IL 62230 0 0 33 $14,392 0 0 21 $0
STATE BANK OF 508
82346300 LINCOLN BROADWAY LINCOLN IL 62656 16.2 6 37 $97,167 0 0 3 $0
1 LINCOLN
CENTRE
SUPERIOR STUDENT OAKBROOK
82842500 BANK, FSB LOANS TERRACE IL 60181 0 0 42 $119,950 0 0 16 $47,242
PO BOX 711,
TAMMS STATE 2801
82899500 BANK SYCAMORE CAIRO IL 62914 0 0 30 $94,105 0 0 12 $36,541
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
500 W.
MONROE
THE BANK OF ATTN R.
HORTON/FDIC MATHEWS,AM
80434600 RECEIVER U CHICAGO IL 60661 13.1 26 198 $607,051 0 0 28 $114,699
300 TOWER
THE BANK OF SQUARE
80275600 MARION PLAZA MARION IL 62959 7.6 4 52 $160,513 0 0 4 $694
33 SOUTH
THE HERGET FOURTH
80306000 NATIONAL BANK STREET PEKIN IL 61554 2.6 1 38 $227,682 0 0 14 $84,582
TOMPKINS 101 SOUTH
82505200 STATE BANK MAIN ST AVON IL 61415 0 0 33 $26,589 0 0 28 $10,691

TOWN &
COUNTRY BANK
80328200 OF SPRINGFIELD PO BOX 13255 SPRINGFIELD IL 62791 7.5 8 106 $566,473 1.8 2 109 $598,625
UNION
BANK/STREATO 201 E MAIN
82715300 R STREET STREATOR IL 61364 5.1 2 39 $119,784 0 0 14 $0
UNITED
COMMUNITY 121 S
81827000 BANK MACOUPIN ST GILLESPIE IL 62033 2 1 48 $235,704 0 0 25 $95,172
4444 SO
UNITED CREDIT PULASKI
82936600 UNION ROAD CHICAGO IL 60632 5.2 2 38 $328,393 0 0 6 $0
UNIVERSITY
NATIONAL BANK 1354 E 55TH
81964800 OF CHICAGO STREET CHICAGO IL 60615 3.6 2 55 $529,911 2 1 48 $460,448
UNIVERSITY OF 5801 S ELLIS
CHICAGO ATT L AVE OFF OF
82451400 LANFEAR BURSAR 101 CHICAGO IL 60637 0.9 5 525 $5,653,955 0 0 8 $37,384
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

UNIVERSITY OF
ILLINOIS
80329400 EMPLOYEES CR PO BOX 500 CHAMPAIGN IL 61824 1.6 1 62 $227,433 0 0 26 $5,756
UPTOWN
NATIONAL BANK 4753 NORTH
82526700 OF CHICAGO BROADWAY CHICAGO IL 60640 5 3 59 $562,806 0 0 25 $147,648
VILLA PARK
TRUST & 10 S VILLA
80329900 SAVINGS BANK AVENUE VILLA PARK IL 60181 0 0 30 $59,998 0 0 3 $0
WEST 711 SOUTH
SUBURBAN WESTMORE
82335300 BANK AVE LOMBARD IL 60148 6.1 16 260 $2,068,775 2.1 1 47 $243,536
1ST SOURCE
80350800 BANK P O BOX 1602 SOUTH BEND IN 46634 4 7 174 $730,301 0 0 45 $234,038
AMERICAN
80333700 NATIONAL BANK PO BOX 438 VINCENNES IN 47591 13.3 28 209 $949,868 14.2 1 7 $17,622
AMERICAN 110 EAST
NATIONAL BANK MAIN STREET
80334200 & TRUST CO. PO BOX 751 MUNCIE IN 47308 7.1 3 42 $159,216 0 0 4 $19,393

BANK CALUMET, 5231 HOHMAN


80380500 N.A. AVENUE HAMMOND IN 46320 5.7 21 364 $1,590,301 7.2 8 110 $423,438
BANK OF
82724500 HIGHLAND PO BOX 1929 HIGHLAND IN 46322 0 0 72 $364,516 0 0 3 $13,278
BANK ONE IND
NA/TR/TRUST P.O. BOX
83277100 #43175-42 6180, MC 8317 INDIANAPOLIS IN 46206 0 0 0 $0 2.9 5 169 $416,127
111
BANK ONE MONUMENT
IND/TR/TRUSTEE CIRCLE, STE
83317200 283551511 1611 INDIANAPOLIS IN 46277 0 0 0 $0 4.8 3 62 $286,782
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
BANK ONE NA,
TRUSTEE FOR
82469000 SMS PO BOX 6180 INDIANAPOLIS IN 46203 0 0 0 $0 4.7 2520 53097 $341,813,299
111
BANK ONE, MONUMENT
IN/TR/TRUST CIRCLE,
83321600 #2835538910 SUITE 1611 INDIANAPOLIS IN 46277 0 0 0 $0 5.8 2 34 $141,884
BANK ONE,
MERRILLVILLE,
83089500 NA PO BOX 10129 MERRILLVILLE IN 46410 3.4 18 517 $3,354,804 0 0 44 $516,683
BANK ONE, NA
TRUSTEE USA
83277500 GROUP SMS P.O. BOX 6180 INDIANAPOLIS IN 46206 0 0 1 $2,756 12.4 1867 14937 $76,417,705
BK ONE
IND/TR/TRUST# P.O. BOX 6180
83318400 2835517410 MC8317 INDIANAPOLIS IN 46206 0 0 0 $0 1.7 1 56 $159,018
ORCHARD &
CAMPBELL & WILLIAMS
80338200 FETTER BANK STRS KENDALLVILLE IN 46755 0 0 35 $224,018 0 0 1 $0
1500 119TH
81230000 CENTIER BANK STREET WHITING IN 46394 2.2 1 45 $194,857 0 0 7 $29,525
1430
CENTRA CREDIT NATIONAL RD
UNION / / ATTN: JEAN
81751700 ACCTING DEPT PURDY COLUMBUS IN 47201 8.1 12 147 $798,963 8.8 12 136 $798,963
PO BOX 789,
ATTN: MIKE
80342200 CITIZENS BANK SHEA MOORESVILLE IN 46158 4.5 2 44 $186,660 0 0 5 $14,384
CITIZENS
FINANCIAL
82943500 SERVICES, FSB 707 RIDGE RD MUNSTER IN 46321 1.2 1 81 $370,180 0 0 5 $23,577
CITIZENS
80340700 NATIONAL BANK PO BOX 159 TELL CITY IN 47586 0 0 48 $218,742 0 0 13 $54,662
80340800 CIVITAS BANK PO BOX 3341 EVANSVILLE IN 47732 3.7 37 989 $4,808,086 1.3 4 294 $1,013,991
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
210 S
DEMOTTE HALLECK ST
80344600 STATE BANK PO BOX 400 DEMOTTE IN 46310 0 0 46 $316,839 0 0 1 $3,444
DUBOIS COUNTY ONE DCB
80344700 BANK PLAZA JASPER IN 47546 3.2 2 62 $312,970 5.2 1 19 $120,117
ELI LILLY
FEDERAL
82667900 CREDIT UNION PO BOX 7123 INDIANAPOLIS IN 46207 5.2 6 115 $725,898 6.6 1 15 $29,771
ELKHART CNTY 301 WEST
FARM BUREAU LINCOLN AVE
83194700 COOP ASNCU P O BOX 727 GOSHEN IN 46526 0 0 32 $200,974 0 0 1 $5,197
EVANSVILLE
TEACHERS
81590100 FEDERAL CU PO BOX 5129 EVANSVILLE IN 47716 0 0 127 $715,738 0 0 120 $694,468
9 E CLINTON
80346600 FARMERS BANK ST FRANKFORT IN 46041 0 0 38 $211,088 0 0 0 $0
FIFTH THIRD
BANK OF 251 N ILLINOIS
CENTRAL ST, SUITE
80368800 INDIANA 1000 INDIANAPOLIS IN 46204 4.1 2 48 $138,776 0 0 4 $8,458
FIFTH THIRD 251 N.
BANK OF ILLINOIS ST.
CENTRAL ATT C.
81831300 INDIANA DIENHART INDIANAPOLIS IN 46204 1.1 1 84 $680,048 0 0 32 $212,903
FINANCE
CENTER
FEDERAL
82522100 CREDIT UNION PO BOX 26501 INDIANAPOLIS IN 46226 2.4 2 82 $533,196 0 0 7 $16,906
FIRST BANK OF
80351300 BERNE BOX 369 BERNE IN 46711 0 0 34 $162,807 0 0 2 $13,026
FIRST CITIZENS P.O. BOX 867,
BANK (OLD ATTN:MICHEL
80351600 NATIONAL) LE GUBLER EVANSVILLE IN 47705 3.8 2 52 $208,149 0 0 12 $47,992
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
LOAN
FIRST CITIZENS OPERATIONS
82475900 BANK, NA PO BOX 800 MICHIGAN CITY IN 46360 2.6 1 38 $124,230 0 0 3 $2,920
FIRST FEDERAL 126 EAST
SAVINGS & LOAN FOURTH ST P
83195200 ASSN O BOX 363 MICHIGAN CITY IN 46360 3.1 2 64 $263,876 0 0 3 $0
135 N.
FIRST INDIANA PENNSYLVANI
82834600 BANK A ST INDIANAPOLIS IN 46204 2.7 2 74 $380,403 0 0 7 $54,468
FIRST NATIONAL
82458300 BANK PO BOX 9012 KOKOMO IN 46904 4.2 2 47 $167,560 0 0 3 $10,784
FIRST NATIONAL
BANK,
81570800 VALPARAISO PO BOX 2147 VALPARAISO IN 46384 3.2 3 91 $638,367 3.6 3 82 $633,298
FIRST OF
AMERICA BANK-
80354100 LA PORTE, N.A PO BOX 5050 LA PORTE IN 46350 0 0 33 $140,608 0 0 0 $0
FIRST STATE
BANK OF
82019800 MIDDLEBURY PO BOX 69 MIDDLEBURY IN 46540 0 0 31 $125,893 0 0 11 $56,864

GERMAN P O BOX 810 -


80360800 AMERICAN BANK 711 MAIN ST JASPER IN 47547 1.5 1 64 $324,850 0 0 12 $28,333
HOME FEDERAL
81229400 SAVINGS BANK PO BOX 648 SEYMOUR IN 47274 2.1 3 141 $813,911 0 0 18 $38,036
630 LINCOLN
HOOSIER HILLS AVE, ATTN:
82686500 CREDIT UNION PAT KING BEDFORD IN 47421 4.7 3 63 $362,568 0 0 21 $62,236
437 SOUTH
INB STREET P O
83111500 NORTHWEST BOX 780 LAFAYETTE IN 47905 4.1 6 144 $510,020 0 0 1 $10,356
5103
INDIANA FCU MADISON
82722000 INDIANAPOLIS AVENUE INDIANAPOLIS IN 46227 1.4 2 137 $942,204 0 0 16 $69,841
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
INDIANA
LAWRENCE NORTH
80363100 BANK PO BOX 502 MANCHESTER IN 46962 0 0 30 $133,365 0 0 4 $28,019
8425
INDIANA WOODFIELD
SECONDARY CROSSING
89998000 MARKET BLVD #401 INDIANAPOLIS IN 46240 0 0 2 $5,550 4.2 304 7229 $35,664,750
INDIANA
UNIVERSITY
EMPLOYEES FED 510 E 17TH ST
82068500 CU PO BOX 368 BLOOMINGTON IN 47402 3.1 12 379 $2,270,653 4 12 296 $1,864,777
IRWIN UNION
BANK & TRUST
80364200 CO. PO BOX 929 COLUMBUS IN 47202 1.3 1 76 $421,794 0 0 8 $16,800
ISU FEDERAL
82694300 CREDIT UNION PO BOX 1524 TERRE HAUTE IN 47808 2.9 2 67 $443,372 3.3 2 60 $408,901
JACKSON
80364300 COUNTY BANK PO BOX 1001 SEYMOUR IN 47274 8.5 3 35 $140,956 0 0 4 $13,694
8425
KEY BANK AS WOODFIELD
TRUSTEE FOR CROSSING
82457300 EFS FIN CO #401 INDIANAPOLIS IN 46240 4.4 106 2389 $9,532,748 6.6 667 9971 $40,931,376
8425
KEY BANK AS WOODFIELD
TRUSTEE FOR CROSSING
82948900 EFS FINANCE BLVD S-401 INDIANAPOLIS IN 46240 0 0 0 $0 6.9 9 129 $801,506
8425
KEYBANK, WOODFIELD
INDIANA TRUST CROSSING
83349500 FOR EMT COR BLVD/STE510 INDIANAPOLIS IN 46240 0 0 0 $0 3 364 12076 $68,224,799
LAFAYETTE
BANK AND
TRUST
80365000 COMPANY PO BOX 1190 LAFAYETTE IN 47902 7.6 14 182 $911,114 0 0 20 $28,968
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

80365400 LAKE CITY BANK PO BOX 1387 WARSAW IN 46581 2.2 5 218 $1,418,601 2.3 1 42 $179,923
LOGANSPORT
SAVINGS & LOAN
82829300 ASSN PO BOX 569 LOGANSPORT IN 46947 9.3 3 32 $72,296 0 0 3 $6,658
MARION
SCHOOL 515 N
EMPLOYEES BRADNER
83041000 F.C.U. AVE MARION IN 46952 0 0 36 $92,010 0 0 3 $3,939
MERCANTILE
80367000 NATIONAL BANK P O BOX 599 GRIFFITH IN 46319 2 1 48 $364,785 0 0 11 $155,806
MERCHANTS
NATIONAL BANK
80367500 OF MUNCIE, PO BOX 792 MUNCIE IN 47305 6.5 16 245 $948,958 10 1 10 $20,729
MERCHANTS 701 WABASH
NATIONAL/TERR AVENUE, P O
80367200 E HAUTE BOX 1447 TERRE HAUTE IN 47808 5.6 24 422 $2,344,906 0 0 93 $513,193
MIDWEST
AMERICA
FEDERAL 1104 MEDICAL
82856400 CREDIT UNI PARK DRIVE FORT WAYNE IN 46825 4.5 7 153 $724,386 0 0 46 $229,339
MONROE 111 SOUTH
83201100 COUNTY BANK LINCOLN ST BLOOMINGTON IN 47402 5.2 2 38 $262,044 0 0 5 $7,059
MUTUAL
FEDERAL
82125200 SAVINGS BANK P O BOX 551 MUNCIE IN 47308 8.2 9 109 $549,548 0 0 10 $16,954
NORWEST BANK 202 S
80557300 WABASH WABASH ST WABASH IN 46992 1.4 1 69 $221,472 2.1 1 47 $186,284
NOTRE DAME
83073100 CREDIT UNION P O BOX 7878 NOTRE DAME IN 46556 1.1 10 855 $8,413,398 1.2 10 774 $8,264,554
211 E MAIN
OLD NATIONAL STREET P.O.
80339900 BANK BOX 499 WASHINGTON IN 47501 2.6 2 75 $529,731 0 0 25 $154,707
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
PO BOX 867,
ATTN:
OLD NATIONAL MICHELLE
80369400 BANK GUBLER EVANSVILLE IN 47705 5 49 968 $5,509,030 0.3 1 287 $1,972,878
OLD-FIRST 304 WEST
NATIONAL BANK MARKET
80369300 IN BLUFFTON STREET BLUFFTON IN 46714 2.9 1 34 $252,719 0 0 2 $90,587
PEOPLES BANK
& TRUST 5840 W. 74TH
80370900 COMPANY STREET INDIANAPOLIS IN 46278 7.8 5 64 $198,336 8.3 1 12 $72,582
PEOPLES
FEDERAL
82197800 SAVINGS BANK PO BOX 231 AUBURN IN 46706 2.6 1 38 $196,911 0 0 1 $2,723
PEOPLES LOAN
83114900 & TRUST BANK PO BOX 409 WINCHESTER IN 47394 9 3 33 $153,595 14.2 1 7 $18,103

PEOPLES
NATIONAL BANK 201 EAST
81230100 AND TRUST COM MAIN STREET WASHINGTON IN 47501 2.9 1 34 $171,582 0 0 8 $19,138

PEOPLES TRUST
81589900 COMPANY P O BOX 7 BROOKVILLE IN 47012 4.3 3 69 $284,988 0 0 2 $1,780
63
LAFAYETTE
82432700 PINNACLE BANK STREET VALPARAISO IN 46383 3.7 5 135 $605,539 0 0 39 $200,940
PROFESSIONAL PO BOX 5466
FEDERAL 1710 ST JOE
83177200 CREDIT UNION RIVER DR FORT WAYNE IN 46895 5.1 9 174 $907,802 0 0 16 $27,151
PURDUE
EMPLOYEES
82925700 F.C.U. PO BOX 1950 WEST LAFAYETTE IN 47996 3.3 16 474 $3,233,631 0.6 1 164 $1,347,232
PO BOX
RIDDELL 340;ATTN
80383100 NATIONAL BANK ANITA JAMES BRAZIL IN 47834 2.7 1 36 $222,097 0 0 2 $5,860
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
8455
KEYSTONE
SALIN BANK & CROSSING
81751600 TRUST CO. DR, STE 100 INDIANAPOLIS IN 46240 4 3 75 $361,456 3.2 1 31 $165,148

SECURITY BANK
80375800 & TRUST CO. PO BOX 1200 VINCENNES IN 47591 14.2 12 84 $318,751 0 0 18 $42,493
SECURITY BANK
& TRUST
80376000 COMPANY FREELANDVILLE IN 47535 5.4 5 92 $247,631 2.9 2 67 $153,202
11000 USA
PARKWAY
MAIL CODE
83277600 SMS CORP - HI 8317 FISHERS IN 46038 0 0 0 $0 2 6 297 $1,560,522

STAR FINANCIAL
BANK OF
80360600 MUNCIE INDIA PO BOX 2928 MUNCIE IN 47307 2.9 7 239 $1,111,707 0 0 49 $277,387
TEACHERS
80379500 CREDIT UNION PO BOX 1395 SOUTH BEND IN 46624 3.6 16 439 $2,686,078 0 0 42 $137,156
TECH FEDERAL 10951
83244600 CREDIT UNION BROADWAY CROWN POINT IN 46307 0 0 42 $243,377 0 0 2 $16,892
TELL CITY 601 MAIN
80379800 NATIONAL BANK STREET TELL CITY IN 47586 1.5 1 66 $298,852 0 0 8 $14,505
TERRE HAUTE
FIRST NATIONAL
80379900 BANK PO BOX 9034 TERRE HAUTE IN 47808 5.4 60 1095 $7,037,374 0.3 1 325 $2,240,447
THE NATIONAL 107 N. PENN
BANK OF ST., DEBI
83312400 INDIANAPOLIS ROSS INDIANAPOLIS IN 46204 4.5 5 110 $309,437 0 0 15 $20,297
1615
THREE RIVERS NORTHLAND
FEDERAL BLVD, PO BOX
83197000 CREDIT UNION 2573 FORT WAYNE IN 46801 4.4 11 246 $1,386,532 1.2 1 82 $530,359
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
201-203
UNION BANK & NORTH
80386000 TRUST CO BROADWAY GREENSBURG IN 47240 3.2 1 31 $125,697 0 0 2 $4,422
UNION COUNTY
80386300 NATIONAL BANK PO BOX 217 LIBERTY IN 47353 0 0 34 $144,516 0 0 1 $3,300
VALPARAISO
UNIVERSITY 1404 EAST
82829500 FEDERAL CREDI LINCOLNWAY VALPARAISO IN 46383 3.7 2 54 $181,264 0 0 13 $63,241
WARRICK
FEDERAL
82677500 CREDIT UN PO BOX 189 NEWBURGH IN 47630 2.7 1 37 $146,400 0 0 3 $3,007
PO BOX 4,
ATTN
BANK IV EDUCATIONA
82184300 OKLAHOMA, N.A. L LOANS WICHITA KS 67201 5.4 2 37 $160,073 0 0 23 $132,796
BANK OF
80464700 AMERICA PO BOX 4 WICHITA KS 67201 5.4 273 4971 $33,165,552 6 7 116 $307,723
CAPITOL
FEDERAL S & L 700 KANSAS
83051100 ASSOC AVE TOPEKA KS 66603 2.7 46 1650 $10,716,379 2.4 4 166 $602,678
CITIZENS STATE
BANK & TRUST
80442400 CO. PO BOX 208 SENECA KS 66538 0 0 33 $82,166 0 0 0 $0
11101
COMMERCE JOHNSON
80480000 BANK DRIVE SHAWNEE KS 66203 8.9 9 101 $462,651 0 0 44 $259,523
COMMERCE 3035 S
BANK AND TOPEKA, PO
80443500 TRUST BOX 5049 TOPEKA KS 66611 9.4 100 1063 $7,779,378 0 0 113 $597,720
COMMERCIAL PO BOX 89
80457500 FEDERAL BANK 1222 KANSAS GREAT BEND KS 67530 16.3 34 208 $869,942 0 0 9 $14,349
DOUGLAS
80444600 COUNTY BANK PO BOX 429 LAWRENCE KS 66044 1.5 1 66 $354,059 0 0 38 $298,696
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

EMPORIA STATE
BANK AND 801
80445600 TRUST COMPAN MERCHANT EMPORIA KS 66801 10.8 31 287 $1,489,904 0 0 9 $11,076
EMPRISE BANK
80457900 N.A. PO BOX 400 HAYS KS 67601 7.9 53 665 $4,940,578 0 0 512 $4,580,363

EMPRISE BANK 104 E. GRAND


80458100 NA PO BOX M HILLSBORO KS 67063 6.4 102 1588 $11,038,251 0.2 3 1212 $9,759,077
FIRST NATIONAL 444 EAST
BANK OF SANTA FE, PO
80453800 OLATHE BOX 1500 OLATHE KS 66051 5.2 8 151 $869,085 0 0 9 $48,625
PO BOX 627,
FIRST NATIONAL ATTN.
BANK OF DOROTHY
80459900 PHILLIPSBURG STANTON PHILLIPSBURG KS 67661 5.5 2 36 $185,749 0 0 12 $47,138
FIRST SAVINGS
80455100 BANK, FSB PO BOX 610 MANHATTAN KS 66502 2.7 3 110 $791,123 0 0 79 $711,610
FIRSTAR BANK,
80460900 N.A. PO BOX 428 LAWRENCE KS 66044 4.9 157 3179 $22,803,471 0.4 10 2260 $19,916,071
417 N
80486000 GOLD BANK BROADWAY PITTSBURG KS 66762 10.1 34 336 $1,949,436 0 0 32 $189,036
GUARANTY 1000
BANK AND MINNESOTA
80465700 TRUST AVE KANSAS CITY KS 66101 7.6 48 629 $7,994,327 0.2 1 418 $4,464,364
HAVILAND
80466600 STATE BANK 209 N. MAIN HAVILAND KS 67059 0 0 33 $234,927 0 0 27 $218,831

KANSAS STATE
BANK OF
82117600 MANHATTAN, KS PO BOX 69 MANHATTAN KS 66502 4.6 52 1122 $9,412,355 0.1 1 897 $8,728,088
LEAVENWORTH
NATIONAL BANK PO DRAWER
80471100 AND TRUST 189 LEAVENWORTH KS 66048 6.1 3 49 $293,696 0 0 35 $268,565
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
MERCHANTS
NATIONAL BANK
80472500 OF TOPEKA 800 JACKSON TOPEKA KS 66612 6.6 2 30 $58,873 0 0 0 $0
NATIONSBANK
FORMERLY
80905000 BANKIV PO BOX 4 WICHITA KS 67201 4.5 21 464 $2,489,559 8.3 1 12 $13,977
P O BOX 308
SECURITY 800 POYNTZ
82033400 NATIONAL BANK AVE MANHATTAN KS 66502 6.2 4 64 $337,803 13 3 23 $96,618
SLMA/LOAN
SERVICING
CENTER/KANSA 2000 BLUFFS
83008400 S DR., LAWRENCE KS 66044 4.6 31 666 $2,792,840 3.4 1296 37944 $189,090,912
SUNFLOWER
83183800 BANK PO BOX 667 MANHATTAN KS 66502 13.7 102 740 $3,127,793 0 0 41 $137,508
THE BANK OF
KANSAS/
81854200 LAWRENCE P O BOX 788 LAWRENCE KS 66044 11.1 7 63 $192,344 0 0 11 $33,790
1422
BANK OF WINCHESTER
80427800 ASHLAND AVE. ASHLAND KY 41101 10.5 4 38 $141,487 0 0 0 $0

BANK OF
LOUISVILLE AND
80428300 TRUST COMPAN PO BOX 1101 LOUISVILLE KY 40201 7.8 43 549 $5,443,525 6.6 1 15 $30,751
BANK OF PO B0X 160
MCCREARY 27 SOUTH
80492200 COUNTY MAIN STREET WHITLEY CITY KY 42653 3.6 2 55 $350,854 0 0 1 $0
416 W.
BANK ONE JEFFERSON
80300800 KENTUCKY ST. LOUISVILLE KY 40202 6.7 11 162 $845,671 0 0 17 $33,255
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

FARMERS BANK
& CAPITAL 1 FARMERS
82669100 TRUST COMPAN BANK PLAZA FRANKFORT KY 40602 9.4 17 179 $831,481 0 0 0 $0
FARMERS BANK
& TRUST
81933000 COMPANY PO BOX 305 BARDSTOWN KY 40004 0 0 38 $161,782 0 0 1 $0
FARMERS
81373000 NATIONAL BANK PO BOX 267 WILLIAMSBURG KY 40769 5.8 5 85 $184,289 0 0 0 $0

FIRST &
80495200 FARMERS BANK PO BOX 820 SOMERSET KY 42502 12.1 4 33 $99,117 0 0 0 $0
1002 S
FIRST CITY VIRGINIA ST,
BANK & TRUST ATTN: PAM
82666200 COMPANY RADER HOPKINSVILLE KY 42240 12.2 7 57 $409,303 0 0 1 $2,200
FIRST CITY
BANK AND 1002 SOUTH
TRUST VIRGINIA
80429200 COMPANY STREET HOPKINSVILLE KY 42240 5.8 2 34 $190,762 0 0 2 $0
HUNTINGTON
BANK OF
KENTON
81873500 COUNTY PO BOX 2655 COVINGTON KY 41012 6.7 11 163 $581,831 0 0 0 $0
KENTUCKY
HIGHER ED
STUDENT LOAN
82668800 COR PO BOX 24266 LOUISVILLE KY 40224 10.1 378 3715 $15,405,318 9.6 804 8330 $44,783,857
4700
L & N FEDERAL SOUTHERN
82999800 CREDIT UNION PKWY LOUISVILLE KY 40214 3.4 3 87 $358,189 0 0 0 $0
LIBERTY
NATIONAL BANK
80497300 & TRUST CO PO BOX 32500 LOUISVILLE KY 40232 8.9 9 101 $294,618 0 0 2 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
LIBERTY
NATIONAL BANK P O BOX
80497600 & TRUST CO 32500 LOUISVILLE KY 40232 3.7 17 450 $2,798,535 0 0 5 $1,502
OWENSBORO P O BOX
80498300 NATIONAL BANK 10001 OWENSBORO KY 42302 3.2 3 93 $361,364 0 0 1 $0

PEOPLES BANK
80498800 OF MURRAY, KY. PO BOX 470 MURRAY KY 42071 9.4 5 53 $194,713 0 0 0 $0
PEOPLES FIRST PO BOX 1080
OF CALLOWAY 4TH & MAIN
80492300 COUNTY STS MURRAY KY 42071 6.6 17 256 $1,061,838 0 0 0 $0
SERVICE ONE 1609
CREDIT UNION, CAMPBELL
82968000 INC. LANE BOWLING GREEN KY 42104 9.2 15 162 $681,356 0 0 1 $3,976
TAYLOR
80499500 COUNTY BANK PO BOX #200 CAMPBELLSVILLE KY 42719 19 66 346 $1,509,212 33.3 1 3 $12,464
THE BANK
80432000 JOSEPHINE PO BOX 471 PRESTONSBURG KY 41653 14.2 6 42 $163,354 0 0 0 $0
TRANS
FINANCIAL BANK
80428600 NA PO BOX 90001 BOWLING GREEN KY 42102 4.5 5 111 $433,787 0 0 1 $5,000
UNIVERSITY OF 1080 EXPORT
KENTUCKY ST., TERRI
82990400 FEDERAL CRED POLLEY LEXINGTON KY 40504 1.6 1 61 $327,710 0 0 0 $0
BANK OF 300 ST
LOUISIANA IN CHARLES
80503200 NEW ORLEANS AVENUE NEW ORLEANS LA 70130 13.6 12 88 $461,188 64.2 9 14 $50,119
2237 S.
BANK ONE AS ACADIAN
TRUSTEE FOR THRUWAY
80507900 LPFA SUITE 650 BATON ROUGE LA 70808 6.6 15 225 $640,879 7.1 13 182 $561,897
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
2237 S.
BANK ONE, NA ACADIAN
TRUSTEE FOR THRUWAY
80504100 THE LPFA #650 BATON ROUGE LA 70808 12.2 302 2463 $11,308,780 1.2 3 240 $588,606
2237 S.
BANK ONE, NA ACADIAN
TRUSTEE FOR THRUWAY
81990700 THE LPFA #650 BATON ROUGE LA 70808 0 0 0 $0 11.9 14 117 $463,797
2237 S.
BANK ONE, NA ACADIAN
TRUSTEE FOR THRUWAY
83181900 THE LPFA #650 BATON ROUGE LA 70808 0 0 0 $0 14.2 5 35 $54,632
CALCASIEU P O BOX 3402
MARINE ATTN:
NATIONAL BANK STUDENT
80505900 OF L LOANS LAKE CHARLES LA 70602 7.3 17 230 $892,861 0 0 8 $15,721
CAMERON
81755100 STATE BANK PO BOX 7980 LAKE CHARLES LA 70606 9.5 6 63 $207,972 0 0 14 $32,900
CAMPUS
FEDERAL 1033 NORTH
81755800 CREDIT UNION LOBDELL BATON ROUGE LA 70806 2.2 7 308 $6,580,317 1.8 4 215 $5,358,000
FIRST
GUARANTY
80511800 BANK P O BOX 2009 HAMMOND LA 70404 12.9 16 124 $613,912 0 0 4 $4,480
ATTN: NANCY
FIRST UNITED FUTCH PO
80517600 BANK BOX 577 FARMERVILLE LA 71241 5.3 19 355 $1,747,716 0 0 45 $327,893
PO BOX 577
FIRST UNITED ATTN: NANCY
83150600 BANK LSC/V FUTCH FARMERVILLE LA 71241 8.2 104 1255 $11,147,828 0 0 225 $1,844,501
GREATER NEW
ORLEANS 1600
HOMESTEAD VETERANS
82419200 ASSN BLVD METAIRIE LA 70005 6.4 39 607 $4,081,918 0 0 66 $467,370
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
HIBERNIA 440 3RD
DEALER STREET, 6TH
82903000 SERVICES FLOOR BATON ROUGE LA 70821 8.6 270 3108 $14,133,263 9.8 189 1913 $7,915,128

PO BOX
HIBERNIA 61007, ATTN
80512500 NATIONAL BANK MAUDE ALLEN NEW ORLEANS LA 70161 4.1 15 365 $1,203,248 5.7 2 35 $176,583
HIBERNIA
NATIONAL BANK-
80509000 LAICU PO BOX 60371 NEW ORLEANS LA 70160 2.5 5 198 $1,124,339 0 0 7 $75,308

IBERIA SAVINGS
82294700 BANK, S.S.B. PO BOX 12440 NEW IBERIA LA 70562 2.1 4 189 $1,394,670 6.2 2 32 $154,594
JEFF DAVIS
BANK & TRUST
80512600 COMPANY P.O. BOX 6426 LAKE CHARLES LA 70606 5.3 12 225 $1,120,338 0 0 43 $195,468
LAKESIDE
82181900 NATIONAL BANK PO BOX 6266 LAKE CHARLES LA 70606 6.8 16 234 $1,017,267 0 0 9 $38,458
PEOPLES BANK
& TRUST
COMPANY OF
80515000 ST. PO BOX 1099 CHALMETTE LA 70044 7.8 3 38 $201,366 0 0 2 $2,005
PREMIER BANK
OF BATON
80513800 ROUGE PO BOX 1511 BATON ROUGE LA 70821 1.1 1 84 $354,086 0 0 15 $83,603
ST. LANDRY
BANK & TRUST
80517000 COMPANY PO BOX 110 OPELOUSAS LA 70571 2.9 1 34 $90,432 0 0 1 $0
P O BOX 2710,
UNION ATTN:
PLANTERS BANK STUDENT LN
80506600 OF LOUISIANA DEPT BATON ROUGE LA 70821 7.2 32 444 $3,539,202 5.5 1 18 $31,359
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
600 EAST
WHITNEY MAIN ST, PO
80507600 NATIONAL BANK BOX 61260 NEW ORLEANS LA 70161 4.4 12 272 $1,067,933 0 0 15 $36,643
400 LABARRE
WHITNEY RD 5TH
80514800 NATIONAL BANK FLOOR JEFFERSON LA 70121 7.8 129 1652 $12,656,742 1.1 2 174 $1,133,495
228 ST.
WHITNEY CHARLES
80518700 NATIONAL BANK AVE. NEW ORLEANS LA 70130 3.9 4 101 $286,456 16.6 1 6 $22,317
533
ABINGTON WASHINGTON
82020300 SAVINGS BANK ST ABINGTON MA 02351 2.7 3 111 $821,584 0 0 86 $619,563

AMS EDUCATION ONE AMS PL


83306700 LOAN TRUST PO BOX 812 SWANSEA MA 02777 5.2 508 9604 $64,223,014 0.3 20 6110 $47,057,081
61 MAIN
80519200 ANDOVER BANK STREET ANDOVER MA 01810 2.7 6 221 $1,756,506 0 0 89 $735,347
ONE AMS
BANK ONE PLACE 463
TRUSTEE FOR SWANSEA
83358500 EFG FINANCING MALL DR. SWANSEA MA 02777 0 0 0 $0 2.5 43 1676 $8,138,065
BANK ONE
TRUSTEE FOR 463 SWANSEA
83347100 EFG, INC. MALL DRIVE SWANSEA MA 02777 0 0 6 $61,916 1.2 9 697 $2,909,328
50
BANK ONE, NA BRAINTREE
TRUSTEE FOR HILL PARK,
82908300 SLM/NM STE 300 BRAINTREE MA 02184 4 186 4584 $19,889,755 2.2 18 810 $3,191,295
BAY BANK
HARVARD
80527000 TRUST PO BOX 300 CAMBRIDGE MA 02139 2.8 2 71 $218,189 0 0 12 $52,128
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
BAYBANK
NORFOLK 858
COUNTY TRUST WASHINGTON
80532100 CO ST DEDHAM MA 02026 6.5 3 46 $150,135 0 0 10 $40,838
BENJAMIN
FRANKLIN
82158500 SAVINGS BANK PO BOX 309 FRANKLIN MA 02038 6.2 3 48 $228,455 0 0 7 $36,980
BERKSHIRE
COUNTY
81348000 SAVINGS BANK 1308 PITTSFIELD MA 01202 10 3 30 $67,129 0 0 4 $8,721
BEVERLY CO-
OPERATIVE
82760800 BANK PO BOX 498 BEVERLY MA 01915 0 0 69 $722,182 0 0 44 $441,110
BEVERLY
80520100 NATIONAL BANK 240 CABOT ST BEVERLY MA 01915 3 1 33 $359,911 0 0 19 $168,528
17 NEW
BOSTON ENGLAND
FEDERAL EXEC PARK
81765500 SAVINGS BANK BOX 3030 BURLINGTON MA 01803 5.5 3 54 $399,039 0 0 36 $265,107

BOSTON 881
UNIVERSITY COMMONWEA
83155800 LSC/V LTH AVENUE BOSTON MA 02215 3 4 132 $920,214 0 0 63 $502,032
BRIDGEWATER 14 MAIN
82906800 SAVINGS BANK STREET BRIDGEWATER MA 02324 5.1 3 58 $205,989 0 0 3 $3,184
BRISTOL
COUNTY 35
82092500 SAVINGS BANK BROADWAY TAUNTON MA 02780 2.8 1 35 $268,525 0 0 24 $210,945
BROCKTON
81909800 CREDIT UNION PO BOX 720 BROCKTON MA 02403 2.8 2 70 $273,956 0 0 3 $11,612
BROOKLINE CO-
OPERATIVE BROOKLINE
82993900 BANK PO BOX 736 VILLAGE MA 02147 6.9 16 231 $1,370,746 0 0 112 $674,657
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
CAMBRIDGE
82277100 SAVINGS BANK PO BOX 206 CAMBRIDGE MA 02238 3.2 2 62 $445,504 0 0 28 $156,344

CAMBRIDGE 1336
TRUST MASSACHUSE
80521100 COMPANY TTS AVENUE CAMBRIDGE MA 02138 4.5 3 66 $830,644 0 0 33 $418,817
689
CAMBRIDGEPOR MASSACHUSE
82699100 T BANK TTS AVE CAMBRIDGE MA 02139 1.5 1 65 $767,830 0 0 28 $345,636
CAPE ANN 109 MAIN ST
80521200 SAVINGS PO BOX 330 GLOUCESTER MA 01930 8.3 4 48 $254,339 0 0 3 $22,835

CAPE COD BANK


AND TRUST SOUTH
80521300 COMPANY PO BOX 1180 YARMOUTH MA 02664 13.5 27 199 $1,261,844 0 0 108 $693,738
CAPE COD FIVE
CENTS SAVINGS BOX 10 WEST
82095500 BANK RD ORLEANS MA 02653 3.7 3 80 $675,808 0 0 52 $500,635
CITIZENS-UNION 4 SOUTH
82657200 SAVINGS BANK MAIN STREET FALL RIVER MA 02721 5.8 3 51 $289,961 0 0 12 $79,627
COMMERCE
BANK AND P O BOX
80521500 TRUST 15020 WORCESTER MA 01615 1.9 14 716 $4,279,477 0.2 1 472 $3,390,652
COMMUNITY 17 POPE
80527600 NATIONAL BANK STREET HUDSON MA 01749 0 0 37 $257,954 0 0 12 $58,930

370 FAUNCE
COMPASS BANK CORNER RD,
82206400 FOR SAVINGS JACKY PHILLA N DARTMOUTH MA 02747 2.1 3 137 $934,405 0 0 59 $405,394
DANVERS
82108400 SAVINGS BANK 1 CONANT ST DANVERS MA 01923 3.6 2 55 $444,416 0 0 31 $262,160
DEDHAM
INSTITUTION
82647400 FOR SAVINGS 55 ELM ST DEDHAM MA 02026 0 0 32 $62,735 0 0 0 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
DIRECT
FEDERAL NEEDHAM
81375600 CREDIT UNION PO BOX 9123 HEIGHTS MA 02194 1.3 1 76 $1,024,376 0 0 29 $269,131
EAST BOSTON 10 MERIDAN
82648600 SAVINGS BANK ST EAST BOSTON MA 02128 0 0 30 $199,404 0 0 13 $35,164
217 ESSEX
82485200 EASTERN BANK STREET SALEM MA 01970 3.2 13 404 $3,060,018 1.3 4 292 $2,123,922
153
FAMILY BANK, MERRIMACK
80527200 FSB ST HAVERHILL MA 01831 8.8 13 147 $915,220 0 0 61 $299,605
296 ESSEX
ST, ATTN:
FIRST ESSEX EDWARD
80522300 BANK FSB MOORE LAWRENCE MA 01840 5.8 7 120 $478,015 0 0 3 $8,158
GREENFIELD
81909000 SAVINGS BANK PO BOX 586 GREENFIELD MA 01302 0.8 1 124 $509,968 0 0 46 $236,347
GREYLOCK 75 KELLOG
82826700 CREDIT UNION STREET PITTSFIELD MA 01201 5.3 4 75 $326,466 0 0 42 $166,312
HANSCOM
FEDERAL 8 LEXINGTON
81347100 CREDIT UNION STREET DEVENS MA 01432 1.5 1 63 $516,576 1.5 1 63 $516,576

1350
MASSACHUSE
HARVARD TTS AVE 580
82393600 UNIVERSITY HOLYOKE CAMBRIDGE MA 02138 0.9 6 626 $20,742,417 1 6 585 $20,718,917

HERITAGE BANK
81842600 FOR SAVINGS 109 MAIN ST NORTHAMPTON MA 01060 0 0 49 $153,839 0 0 11 $25,749
81375300 HOOSAC BANK PO BOX 353 NORTH ADAMS MA 01247 2.2 1 44 $341,783 0 0 31 $238,343
HYDE PARK 1196 RIVER
82680700 SAVINGS BANK ST HYDE PARK MA 02136 4.2 2 47 $335,958 0 0 28 $208,129
IC FEDERAL 300 BEMIS
83181400 CREDIT UNION ROAD FITCHBURG MA 01420 11.4 8 70 $431,073 0 0 26 $243,437
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
LEOMINSTER 20 ADAMS
82855600 CREDIT UNION STREET LEOMINSTER MA 01453 6.9 6 86 $567,672 0 0 35 $230,993
LOWELL FIVE
CENT SAVINGS 34 JOHN
81347800 BANK STREET LOWELL MA 01852 5.5 3 54 $262,029 0 0 5 $30,350
MARLBOROUGH
82392500 SAVINGS BANK 166 MAIN ST MARLBOROUGH MA 01752 0 0 37 $257,103 0 0 14 $65,034
50 CENTRAL
81347600 MASSBANK ST LOWELL MA 01852 3.5 7 200 $1,132,936 3.5 7 200 $1,135,888
29 HIGH,POB
151,
MEDFORD ATTN:CONS
82102400 SAVINGS BANK LN DEPT MEDFORD MA 02155 9.3 54 576 $4,239,883 9.7 14 144 $713,371
200 REVERE
BEACH
METROPOLITAN PKWY/MARY
82696900 CREDIT UNION GNIADEK CHELSEA MA 02150 21.1 57 270 $1,191,684 21.1 57 269 $1,189,217
15 PARK
METROWEST STREET PO
80525600 BANK BOX 9111 FRAMINGHAM MA 01701 2.1 1 47 $185,490 0 0 4 $6,664
MIDDLESEX
80530900 SAVINGS BANK 6 MAIN ST NATICK MA 01760 5.9 7 118 $818,398 0 0 80 $616,800
MILFORD
FEDERAL S&L 246 MAIN ST
81772800 ASSOCIATION DRAWER F MILFORD MA 01757 0 0 41 $143,375 0 0 26 $102,123
50
NELLIE MAE, BRAINTREE
FNBC AS HILL PARK
82907600 TRUSTEE SUITE 300 BRAINTREE MA 02184 0 0 0 $0 0 0 148 $916,449
50
NELLIE MAE, BRAINTREE
FNBC AS HILL PARK
82998800 TRUSTEE SUITE 300 BRAINTREE MA 02184 4 242 5925 $36,148,189 6 519 8618 $47,375,512
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
50
NELLIE MAE, BRAINTREE
FNBC AS HILL PARK
83030800 TRUSTEE SUITE 300 BRAINTREE MA 02184 5.7 246 4314 $34,024,496 7.2 1672 23042 $175,937,136
50
NELLIE MAE, BRAINTREE
83369100 FNBC TRUSTEE HILL PARK BRAINTREE MA 02184 0 0 0 $0 0 0 52 $259,749
NORTH EASTON
82641800 SAVINGS BANK 295 MAIN ST NORTH EASTON MA 02356 3.1 1 32 $43,509 0 0 0 $0
PARK WEST
BANK AND
TRUST WEST
81784000 COMPANY 225 PARK AVE SPRINGFIELD MA 01090 15.2 25 164 $634,960 1.4 1 67 $224,099
PEOPLE'S
82104000 SAVINGS BANK P O BOX 3203 NEW BEDFORD MA 02741 9.3 4 43 $276,840 0 0 27 $188,623
95 BEDFORD
PLYMOUTH STREET,ATTN
82173900 SAVINGS BANK DAVID KAPILI MIDDLEBORO MA 02346 1.9 3 151 $1,105,993 0 0 87 $674,342
QUINCY 380
MUNICIPAL WASHINGTON
82767100 CREDIT UNION ST QUINCY MA 02169 0 0 41 $333,711 0 0 17 $156,459
ROCKLAND
FEDERAL 241 UNION
82437600 CREDIT UNION STREET ROCKLAND MA 02370 4.6 5 108 $842,535 0 0 24 $127,829
ROCKLAND
TRUST 288 UNION
80533700 COMPANY STREET ROCKLAND MA 02370 5 4 79 $162,644 0 0 2 $0
SAFETY FUND 470 MAIN
80524000 NATIONAL BANK STREET FITCHBURG MA 01420 5 3 60 $273,396 0 0 29 $86,628
SALEM FIVE
CENTS SAVINGS
81917500 BANK 210 ESSEX ST SALEM MA 01970 4.1 3 72 $516,318 0 0 24 $117,897
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
SANDWICH CO-
OPERATIVE PO BOX 959-
82646900 BANK MAIN ST SANDWICH MA 02563 5.4 4 74 $524,941 0 0 37 $238,670
257 MAIN ST
SOUTHBRIDGE ATTN: LORA
82349500 SAVINGS BANK BALDRACCHI SOUTHBRIDGE MA 01550 0 0 40 $360,309 0 0 13 $55,235
176 MAIN
SPENCER STREET
82278400 SAVINGS BANK P.O.BOX 912 SPENCER MA 01562 7.1 4 56 $371,588 0 0 16 $89,100
SPRINGFIELD 1441 MAIN ST
INST SVG MERLE
80534900 MORTG SVCS LAFRENIERE SPRINGFIELD MA 01102 4.5 9 197 $1,043,947 0 0 98 $528,287
ST ANNE'S 286 OLIVER
83186100 CREDIT UNION ST FALL RIVER MA 02724 4 3 74 $404,402 0 0 35 $172,199
THE CO-
OPERATIVE
BANK OF 125 NAGOG
82155600 CONCORD PARK ACTON MA 01720 2.2 1 44 $143,534 0 0 4 $8,989
UNITED
COOPERATIVE 95 ELM ST P WEST
82669700 BANK O BOX 9020 SPRINGFIELD MA 01090 8.3 3 36 $242,430 3.7 1 27 $158,358
WAKEFIELD CO-
OPERATIVE
82938400 BANK PO BOX 192 WAKEFIELD MA 01880 2.9 22 738 $6,504,704 0.5 3 508 $4,672,014
WALPOLE CO-
OPERATIVE 982 MAIN
83069100 BANK STREET WALPOLE MA 02081 5.4 2 37 $119,167 0 0 1 $2,960
WARREN FIVE
CENTS SAVINGS
82276200 BANK PO BOX 6159 PEABODY MA 01961 4.1 2 48 $356,136 0 0 19 $123,834
WEBSTER FIVE
CENTS SAVINGS
82150700 BANK PO BOX 400 WEBSTER MA 01570 0 0 34 $202,332 0 0 25 $116,833
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
47
WEYMOUTH WASHINGTON
82105400 SAVINGS BANK STREET WEYMOUTH MA 02188 5.1 2 39 $135,947 0 0 6 $33,886
WINCHESTER 661 MAIN
82649300 SAVINGS BANK STREET WINCHESTER MA 01890 0 0 87 $153,748 0 0 1 $0
WOBURN 355 MAIN
80537500 NATIONAL BANK STREET WOBURN MA 01801 10 3 30 $254,705 0 0 19 $174,291
WORCESTER
COUNTY
INSTITUTE FOR 365 MAIN
80537700 SAVI STREET WORCESTER MA 01608 3.1 6 188 $546,779 0 0 127 $395,993
ANDREWS
FEDERAL
82784500 CREDIT UNION PO BOX 4000 CLINTON MD 20735 7.6 4 52 $360,524 0 0 29 $259,083
100 S.
CHARLES ST.,
EQUITABLE TUITION LOAN
81555800 BANK, N.A. DE BALTIMORE MD 21201 0 0 43 $132,363 0 0 25 $119,963
FARMERS & PO BOX 518
MECHANICS ATTN WANDA
80545300 NATIONAL BANK LAMBERT FREDERICK MD 21705 1.1 2 170 $662,363 2.6 1 38 $133,299
82672100 FCNB BANK P.O.BOX 240 FREDERICK MD 21701 0 0 79 $588,429 0 0 66 $564,820
7178
COLUMBIA
MARYLAND GATEWAY
80549400 NATIONAL BANK DRIVE COLUMBIA MD 21045 2.6 2 75 $228,405 0 0 41 $148,855
7178
GATEWAY DR
MARYLAND ATTN L
80550000 NATIONAL BANK TREMBOW COLUMBIA MD 21046 5 183 3615 $11,615,154 0.5 10 1875 $7,893,361

MARYLAND NATL 7178


BANK ATTN: L GATEWAY
83224300 TREMBOW DRIVE COLUMBIA MD 21046 1 5 474 $1,213,945 0 0 374 $1,060,221
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
9000
ROCKVILLE
NIH FEDERAL PIKE, BLDG
82215400 CREDIT UNION 31,#1A08 BETHESDA MD 20892 2.3 1 42 $324,205 0 0 14 $119,951
5700
RIGGS BANK, RIVERTECH
82972400 N.A. CT RN-305 RIVERDALE MD 20737 3.4 3 86 $1,013,091 1.5 1 65 $934,272
SANDY SPRING 17801
NATIONAL BANK GEORGIA
82144600 OF MD AVENUE OLNEY MD 20832 3 25 816 $6,629,546 0 0 637 $6,108,023
14435
THE CITIZENS CHERRY
80541900 NATIONAL BANK LANE COURT LAUREL MD 20707 6.2 2 32 $53,654 0 0 1 $0
TOWER
FEDERAL ANNAPOLIS
82776500 CREDIT UNION PO BOX 123 JUNCTION MD 20701 3.5 4 113 $768,501 0 0 88 $719,921

ANDROSCOGGIN 30 LISBON
82717100 SAVINGS BANK STREET LEWISTON ME 04240 5.6 3 53 $509,796 6.1 3 49 $509,796
PO BOX 930, 3
BANGOR STATE
81888000 SAVINGS BANK STREET BANGOR ME 04402 1.7 4 225 $1,112,742 0 0 12 $20,513
BAR HARBOR
BANKING & EIGHTY TWO
TRUST MAIN STREET
80562100 COMPANY P.O.BOX 400 BAR HARBON ME 04609 2.2 2 89 $736,439 2.3 2 85 $709,626
BARCO
FEDERAL
82993800 CREDIT UNION P O BOX 347 HAMPDEN ME 04444 6.4 5 77 $598,035 6.8 5 73 $601,014
BIW FIVE
COUNTY CREDIT
82197300 UNION PO BOX 598 BATH ME 04530 8.5 3 35 $351,027 8.8 3 34 $351,027
CAMDEN
80562500 NATIONAL BANK PO BOX 310 CAMDEN ME 04843 3.7 2 54 $143,715 0 0 2 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

2 CITY
COASTAL CENTER, P.O.
80562400 SAVINGS BANK BOX 8550 PORTLAND ME 04104 0 0 40 $321,916 0 0 50 $392,896
DEXTER
REGIONAL
FEDERAL
83054400 CREDIT UNIO PO BOX 233 DEXTER ME 04930 3.6 2 55 $468,022 3.8 2 52 $467,372
FIRST NATIONAL
BANK OF BAR 102 MAIN
80570400 HARBOR STREET BAR HARBOR ME 04609 2 1 50 $537,400 2 1 48 $526,370

FLEET BANK OF 526 WESTERN


MAINE, TRUTEE AVENUE, PO
83310100 MELA BOX 510 AUGUSTA ME 04332 3.5 94 2635 $9,691,371 2.7 3 110 $120,077
FORT KENT
FEDERAL 6 EAST MAIN
83093500 CREDIT UNION ST FORT KENT ME 04743 2.5 1 39 $248,025 2.8 1 35 $248,025
FRANKLIN
82115700 SAVINGS BANK PO BOX 825 FARMINGTON ME 04938 5.2 4 76 $657,560 4.4 3 68 $621,719
FRASER
FEDERAL
81548300 CREDIT UNION PO BOX 389 MADAWASKA ME 04756 0 0 44 $451,149 0 0 41 $457,439
GARDINER
SAVINGS INST
80572400 FSB PO BOX 190 GARDINER ME 04345 0 0 72 $412,210 0 0 53 $397,504
10
WENTWORTH
DRIVE
GORHAM ATTN:G.
82886100 SAVINGS BANK FREDETTE GORHAM ME 04038 3.2 2 61 $281,669 0 0 40 $234,364
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

GOVERNMENT
EMPLOYEES
80572500 CREDIT UNION O P O BOX 777 PORTLAND ME 04104 3.3 2 60 $423,823 3.5 2 57 $423,823
INFINITY
FEDERAL
83050200 CREDIT UNION PO BOX 9742 PORTLAND ME 04104 0 0 54 $371,148 0 0 47 $371,148
KATAHDIN 1000
FEDERAL CENTRAL
80572700 CREDIT UNION STREET MILLINOCKET ME 04462 3 1 33 $330,455 3.1 1 32 $330,455
KATAHDIN
TRUST MAIN STREET,
80572800 COMPANY P O BOX 1 PATTEN ME 04765 0 0 49 $190,034 0 0 0 $0
KEY BANK OF
80564900 MAINE P.O.BOX 429 AUGUSTA ME 04330 2.9 9 310 $791,765 0 0 154 $393,872
KEY BANK OF
82423000 MAINE PO BOX 429 AUGUSTA ME 04332 1.6 28 1712 $18,500,204 0 0 1 $0
MACHIAS 4 CENTER
80573600 SAVINGS BANK STREET MACHIAS ME 04654 2.3 3 126 $1,023,786 2.5 3 119 $1,013,318
MAINE
EDUCATIONAL ONE CITY
LOAN CENTER,
83130000 MARKETING CO 11TH FLOOR PORTLAND ME 04101 2.8 18 642 $1,212,379 5.8 317 5439 $28,132,482
555
SABATTUS
ST. ATTN.
MAINE FAMILY SAMSON-
80579800 CREDIT UNION BLAIS LEWISTON ME 04240 0 0 75 $462,375 0 0 71 $452,489
ONE MAINE
MAINE SAVINGS SAVINGS
80573800 BANK PLAZA PORTLAND ME 04104 0 0 34 $44,901 0 0 0 $0
MAINE STATE
EMPLOYEES
83246700 CREDIT UNION P O BOX 5659 AUGUSTA ME 04332 5.7 3 52 $698,927 8.1 3 37 $340,254
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
MIDCOAST
FEDERAL
81414200 CREDIT UNION PO BOX 781 LEWISTON ME 04243 0 0 43 $328,514 0 0 39 $326,913
NORWAY
82467400 SAVINGS BANK PO BOX 347 NORWAY ME 04268 2.4 2 82 $689,570 3.6 3 82 $693,262
OCEAN
COMMUNITIES
FEDERAL POB AG, ONE
80580300 CREDIT UN POOL STREET BIDDEFORD ME 04005 6.2 3 48 $327,939 6.8 3 44 $327,939
OCEAN 100 MAIN
80578300 NATIONAL BANK STREET KENNEBUNK ME 04043 2.8 1 35 $211,338 3 1 33 $211,338
OTIS FEDERAL
82911400 CREDIT UNION P.O. BOX 27 JAY ME 04239 1.6 1 61 $537,794 1.7 1 58 $522,881
OXFORD
FEDERAL
80578400 CREDIT UNION PO BOX 252, MEXICO ME 04257 3.1 2 63 $447,966 3.3 2 59 $447,966
PEOPLES
HERITAGE ONE CITY
TRUSTEE FOR CTR STOP
82096700 MES 11TH FL PORTLAND ME 04101 5.8 259 4436 $15,143,042 0.6 1 163 $130,182
RAINBOW C/O FISC 152
FEDERAL LISBON ST
81919100 CREDIT UNION POB 741 LEWISTON ME 04243 2.5 2 78 $851,991 2.7 2 74 $851,991
SACO AND
BIDDEFORD
83056400 SVGS INST P O BOX 557 SACO ME 04072 0 0 39 $376,039 0 0 33 $358,831
SANFORD
INSTITUTION 184 MAIN
83236400 FOR SAVINGS STREET SANFORD ME 04073 0 0 34 $261,229 0 0 32 $261,229
140 LISBON
SIS, C/O ST,
PEOPLES ATTN:PAULA
80206900 HERITAGE MORIN LEWISTON ME 04240 13.5 22 162 $342,920 14.1 22 155 $341,419
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
SKOWHEGAN
80580100 SAVINGS BANK PO BOX 719 SKOWHEGAN ME 04976 7.5 6 80 $609,230 7.5 6 80 $609,230

ST FRANCIS DE
SALES FEDERAL 50 ELM
80580600 CREDIT STREET WATERVILLE ME 04901 9 3 33 $177,573 0 0 11 $9,832
ST JOHN'S 55 CUSHING
(BRUNSWICK) STREET P O
83177500 FCU BOX 188 BRUNSWICK ME 04011 3.9 2 51 $226,272 4.4 2 45 $226,272

ST JOSEPH'S 35 BRADBURY
FEDERAL ST P O BOX
80580700 CREDIT UNION 488 BIDDEFORD ME 04005 3.5 2 57 $532,713 2.1 1 47 $475,571
STE CROIX
REGIONAL P O BOX 1746
FEDERAL ATTN DONNA
80580900 CREDIT U THEBERGE LEWISTON ME 04241 0 0 35 $353,574 0 0 32 $353,574
UNION TRUST
COMPANY OF 66 MAIN
80581100 ELLSWORTH STREET ELLSWORTH ME 04605 2.4 2 82 $708,467 1.4 1 70 $686,833

UNITED
83190500 KINGFIELD BANK PO BOX 105 KINGFIELD ME 04947 2.7 1 36 $274,144 2.8 1 35 $274,144
RANGELEY
RD,UNIVERSIT
UNIVERSITY Y OF ME
82730500 CREDIT UNION CAMPUS ORONO ME 04469 4.6 7 152 $1,150,956 0 0 111 $980,339
YORK COUNTY
TEACHERS
FEDERAL 124 MAIN
82776700 CREDIT STREET SANFORD ME 04073 2.7 2 74 $442,869 3.7 2 54 $247,791
ADRIAN STATE 202 W
80581800 BANK MAUMEE ST ADRIAN MI 49221 4.9 3 61 $332,939 0 0 3 $4,980
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
ALPENA ALCONA
AREA CREDIT 1100 S
81312500 UNION BAGLEY ST ALPENA MI 49707 1.8 1 54 $194,304 0 0 2 $3,910
BAY PO BOX 446,
GOVERNMENTAL STUDENT
81313200 CREDIT UNION LOAN DEPT. BAY CITY MI 48707 6.2 2 32 $87,686 0 0 19 $83,573
BELL COM 630 32ND ST,
82806400 CREDIT UNION S.E. GRAND RAPIDS MI 49548 0 0 42 $332,795 0 0 38 $316,295
BYRON CENTER 2445 84TH ST
82815800 STATE BANK SW BYRON CENTER MI 49315 2.7 1 36 $171,606 0 0 20 $140,405

CAPITAL AREA PO BOX 22158


SCHOOL - ATTN: MARK
82924300 EMPLOYEES C.U. EMMERT LANSING MI 48909 1.7 1 58 $352,280 0 0 6 $25,632
CATHOLIC
FEDERAL
82491900 CREDIT UNION P O BOX 6338 SAGINAW MI 48608 1.4 1 71 $270,243 1.6 1 61 $270,243
CENTURY BANK
80584900 AND TRUST PO BOX 399 COLDWATER MI 49036 6.4 2 31 $102,532 0 0 5 $5,617
CHEMICAL BANK
& TRUST
80585900 COMPANY 333 E MAIN ST MIDLAND MI 48640 9.8 15 152 $550,896 0 0 7 $0

CHEMICAL BANK- 213 CENTER


80584500 BAY AREA AVE. BAY CITY MI 48708 6.2 5 80 $304,251 0 0 2 $0
CHEMICAL BANK
80586200 MICHIGAN PO BOX 710 CLARE MI 48617 2.5 2 77 $299,387 0 0 4 $0
328 S.
SAGINAW
80589600 CITIZENS BANK STREET FLINT MI 48502 8.4 46 544 $4,152,202 0.5 2 358 $3,138,623

3075
80606800 CITIZENS BANK WASHTENAW YPSILANTI MI 48197 10.8 9 83 $375,322 0 0 49 $254,781
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

CITIZENS
NATIONAL BANK
80586600 OF CHEBOYGAN 303 N MAIN ST CHEBOYGAN MI 49721 0 0 35 $155,725 0 0 2 $0
CITY BANK &
80588000 TRUST P.O. BOX 100 ST JOHNS MI 48879 5.5 3 54 $189,465 0 0 13 $51,956
CITY BANK &
TRUST ONE
COMPANY JACKSON
80587300 NATIONAL SQUARE JACKSON MI 49201 10.4 9 86 $414,448 0 0 25 $152,916
CLARKSTON 8055
BRANDON ORTONVILLE
83250200 CREDIT UNION ROAD CLARKSTON MI 48348 3.3 1 30 $256,321 0 0 29 $180,074
3701 HAMLIN
80598700 COMERICA BANK ROAD AUBURN HILLS MI 48326 10.9 74 675 $2,497,809 41.1 72 175 $535,522
P O BOX
82266000 COMERICA BANK 75000 DETRIOT MI 48275 9.2 368 3994 $24,900,666 2.9 36 1214 $4,961,101
3701 HAMLIN
ROAD, MC
82523000 COMERICA BANK 6230 AUBURN HILLS MI 48326 8.1 3 37 $53,850 0 0 8 $10,262
COMERICA
BANK,
EDUCATION P.O. BOX
83048900 LENDING 75000 DETROIT MI 48275 13.7 112 813 $3,639,533 0 0 14 $5,502
COMMERCIAL 104 N. MILL
80588700 NATIONAL BANK STREET ST. LOUIS MI 48880 2 1 48 $267,442 0 0 40 $248,210
COMMUNICATIO
NS FAMILY 6640 BAY RD
82429500 CREDIT UNION PO BOX 3285 SAGINAW MI 48605 1.6 1 62 $242,562 0 0 1 $0
COMMUNITY 207 S
81822300 STATE BANK SAGINAW ST. CHARLES MI 48655 2.7 1 36 $327,448 2.7 1 36 $327,448
CO-OP
SERVICES 29550 FIVE
82914400 CREDIT UNION MILE RD LIVONIA MI 48154 0 0 42 $400,695 0 0 34 $313,559
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
4265 E
COPOCO WILDER PO
81313300 CREDIT UNION BOX 1520 BAY CITY MI 48706 3 1 33 $185,276 3.1 1 32 $185,276
CREDIT UNION 400 E NINE
81314500 ONE MILE RD FERNDALE MI 48220 6 7 116 $636,944 0 0 7 $0
400 QUINCY
82163100 D & N BANK, FSB STREET HANCOCK MI 49930 6.4 19 293 $1,584,932 0 0 228 $1,464,415
DEARBORN 400 TOWN
FEDERAL CENTER
82958900 CREDIT UNION DRIVE DEARBORN MI 48126 0.6 1 161 $1,183,993 1.7 1 58 $62,900
DETROIT 38695 SEVEN
EDISON CREDIT MILE RD,
83051300 UNION SUITE 200 LIVONIA MI 48226 7.6 3 39 $253,055 7.8 3 38 $253,055

2845 DAVISON
DORT FEDERAL ROAD P O
82863400 CREDIT UNION BOX 1635 FLINT MI 48501 0 0 47 $160,665 0 0 39 $155,660
DOW CHEMICAL
EMPLOYEES'
82806200 CREDIT UNIO 600 E LYON MIDLAND MI 48640 0 0 139 $624,437 0 0 153 $624,437
E&A CREDIT 716 17TH
82720200 UNION STREET PORT HURON MI 48060 0 0 67 $378,570 0 0 65 $363,850
EDUCATIONAL
COMMUNITY
82149300 CREDIT UNION 1551 S 9TH ST KALAMAZOO MI 49009 0 0 56 $257,327 0 0 37 $239,410
EMPIRE
82621100 NATIONAL BANK PO BOX 1220 TRAVERSE CITY MI 49684 10 4 40 $247,686 0 0 4 $4,527
FIRST MICHIGAN 115 CLOVER
80591100 BANK AVENUE HOLLAND MI 49423 5.5 49 886 $4,113,446 0 0 693 $3,807,036
FIRST OF 432 WEST
AMERICA BANK CROSSTOWN
80582900 ANN ARBOR PARKWAY KALAMAZOO MI 49001 5 51 1007 $3,482,709 0.7 5 645 $2,970,413
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
FIRST OF 432 WEST
AMERICA BANK- CROSSTOWN
81847300 FLORIDA, FSB PARKWAY KALAMAZOO MI 49001 11.5 15 130 $632,430 0 0 1 $0

FIRST OF 108 E
AMERICA BK-MID MICHIGAN
80595800 MICHIGAN NA AVE KALAMAZOO MI 49001 7.5 18 238 $914,831 0.6 1 162 $798,356
FIRST OF 432 WEST
AMERICA- CROSSTOWN
80582100 CENTRAL PARKWAY KALAMAZOO MI 49001 6.8 10 146 $619,302 0 0 87 $479,529
FIRST OF 432 W.
AMERICA- CROSSTOWN
SOUTHEAST MI PKWY/S.TUFT
80615900 NA S KALAMAZOO MI 48058 5.6 25 445 $2,183,925 0.9 3 306 $1,832,742
FIRST
RESOURCE 2807 S. STATE
FEDERAL ST, ATTN
82841600 CREDIT UNION LYNDA ST. JOSEPH MI 49085 6.9 3 43 $184,258 7.5 3 40 $184,258
301 W.
FLAGSTAR MICHIGAN
82678200 BANK, FSB AVE JACKSON MI 49201 3.5 4 114 $579,221 20 1 5 $7,388
FLINT AREA
SCHOOL EMPL 1005 WEST
82981700 CREDIT UNION 3RD AVENUE FLINT MI 48504 0 0 88 $479,070 0 0 84 $497,570
GRAND RAPIDS PO BOX 2848,
TEACHERS STUDENT
82521400 C.U./CUFG LOAN DEPT. GRAND RAPIDS MI 49501 0 0 195 $527,782 0 0 180 $492,829
HASTINGS CITY 150 W COURT
80598000 BANK ST HASTINGS MI 49058 0 0 33 $156,457 0 0 3 $3,797
HEALTH CARE PO BOX 2848,
CREDIT STUDENT
82540500 UNION/CUFG LOAN DEPT GRAND RAPIDS MI 49501 2.2 1 45 $109,120 0 0 22 $57,925
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
HILLSDALE
COUNTY
82266100 NATIONAL BANK PO BOX 283 HILLSDALE MI 49242 0 0 58 $342,644 0 0 53 $342,644
2350
HURON RIVER W.STADIUM
AREA CREDIT BLVD. M.
82976300 UNION MANROSS ANN ARBOR MI 48103 2.4 2 83 $741,497 0 0 16 $67,475
INDEPENDENT 230 W MAIN
80595100 BANK ST IONIA MI 48846 13.1 5 38 $99,221 0 0 1 $2,973
INDEPENDENT 230 WEST
83185000 BANK MAIN ST. IONIA MI 48846 3.5 4 112 $504,048 10 1 10 $30,651

INDEPENDENT 114 N
BANK - ATT WASHINGTON
82238400 LESLEY BLOOD PO BOX 128 HALE MI 48739 4.3 2 46 $179,783 0 0 4 $10,024
INDEPENDENT PO BOX 491
BANK - WEST ATTN: DARCY
80598300 MICHIGAN BENJAMIN IONIA MI 48846 4 5 122 $646,235 0 0 87 $568,823
IRON MOUNTAIN PO BOX 2247,
KINGSFORD ATTN DEBBIE
81315300 COMMUNITY F MILLIGAN KINGSFORD MI 49802 2.6 1 38 $160,265 0 0 3 $0
ISABELLA BANK 200 EAST
80599700 AND TRUST BROADWAY MT PLEASANT MI 48858 6.9 25 362 $1,480,000 1 1 91 $383,494
LAPEER
COUNTY BANK 83 W
80600200 AND TRUST NEPESSING LAPEER MI 48446 5.7 2 35 $185,991 0 0 4 $6,394
MACOMB SCH & 40400
GOVERNMENT GARFIELD
81314800 CREDIT UNIO ROAD MT. CLEMENS MI 48038 0 0 42 $533,691 0 0 42 $533,691
1234
MEMBERS HASTINGS P
82934000 CREDIT UNION O BOX 795 TRAVERSE CITY MI 49685 1.5 1 66 $301,820 1.6 1 59 $284,748
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
600 W
MEMBERS FIRST WACKERLY
82838800 CU STREET MIDLAND MI 48640 0 0 30 $181,657 0 0 30 $181,657
6611
METRO CREDIT CHICAGO
83011100 UNION ROAD WARREN MI 48092 0 0 33 $165,132 0 0 4 $19,156
MFC - FIRST 600 SHELDEN
82033700 NATIONAL BANK AVENUE HOUGHTON MI 49931 1 1 91 $320,300 0 0 68 $300,361
MICHIGAN 101 W
FINANCIAL WASHINGTON
81742000 CORPORATION ST MARQUETTE MI 49855 5.7 23 403 $1,394,697 5.9 23 388 $1,404,609
MICHIGAN
HIGHER
EDUCATION 608 W.
82558500 STUD LOAN ALLEGAN LANSING MI 48908 19.8 275 1383 $5,692,701 10.7 1036 9644 $59,577,646
27777
MICHIGAN INKSTER RD,
NATIONAL CORP POB 9198, FARMINGTON
82428900 LLP MC27-25 HILLS MI 48334 10.2 352 3420 $19,931,537 13.8 263 1899 $7,423,260
27777
MICHIGAN INKSTER RD,
NATIONAL CORP POB 9198, FARMINGTON
83052500 LLP MC27-25 HILLS MI 48334 6 16 263 $893,857 3 1 33 $24,865
MICHIGAN
RURAL
REHABILITATION
82264800 CORPO POB 188 MARSHALL MI 49068 2 1 49 $244,318 3.2 1 31 $214,494
600 E
MICHIGAN CRESCENT
STATE UNIV RD. PO BOX
82356100 FEDERAL CR UN 1208 E LANSING MI 48826 5 33 658 $4,448,998 6 15 250 $2,200,671
MONROE BANK
82919100 & TRUST PO BOX 740 MONROE MI 48161 1.8 2 107 $768,548 0 0 26 $115,402
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
NATIONAL BANK 241 W STATE
80606300 OF HASTINGS ST HASTINGS MI 49058 8.4 17 202 $1,351,631 13.6 3 22 $31,763
NBD BANK,
JEFFERSONVILL 5445 ALI
80342100 E DRIVE GRAND BLANC MI 48439 5.5 10 180 $1,044,316 0 0 48 $438,840
NBD BANK, 5445 ALI
80360200 MERRILLVILLE DRIVE GRAND BLANC MI 48439 2.7 1 37 $93,847 0 0 0 $0
5445 ALI
82920700 NBD BANK, NA DRIVE GRAND BLANC MI 48439 4.5 42 920 $4,785,357 5.8 3 51 $157,408
NORTH
CENTRAL AREA 129 LAKE AVE
81316200 CREDIT UNION PO BOX 727 ROSCOMMON MI 48653 4.4 4 90 $379,589 0 0 2 $6,250
NORTHLAND
AREA FEDERAL
82662500 CREDIT UNION P O BOX 519 OSCODA MI 48750 10.2 7 68 $268,818 10.6 7 66 $268,818
PO BOX 390
ATTN:JAN
80293600 OLD KENT BANK BENSON GRAND RAPIDS MI 49501 2.5 7 273 $2,065,647 0 0 93 $422,222

81931600 OLD KENT BANK PO BOX 390 GRAND RAPIDS MI 49501 5 3 60 $497,229 0 0 21 $136,973

83181600 OLD KENT BANK PO BOX 390 GRAND RAPIDS MI 49501 7.8 11 140 $564,061 0 0 4 $4,274
4460 44TH
OLD KENT STREET,
80326400 FINANCIAL CORP SUITE E GRAND RAPIDS MI 49512 7.3 40 547 $2,686,635 7.2 32 441 $1,585,882
4460 44TH
OLD KENT STREET,
80607800 FINANCIAL CORP SUITE E GRAND RAPIDS MI 49512 4.4 164 3650 $15,513,614 6.4 99 1531 $4,962,600
OTTAWA
SAVINGS BANK, 245 CENTRAL
82824200 FSB AVENUE HOLLAND MI 49423 12.2 6 49 $214,405 0 0 1 $1,142
830
PLEASANT,
82806700 PINNACLE BANK PO BOX 48 ST. JOSEPH MI 49085 2.4 1 41 $145,433 0 0 7 $23,865
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
PORTLAND 223
FEDERAL CHARLOTTE
82934800 CREDIT UNION STREET PORTLAND MI 48875 0 0 30 $190,492 0 0 1 $0
400 QUINEY
82318400 REPUBLIC BANK ST HANCOCK MI 49930 6.3 6 94 $361,849 9 1 11 $13,656
RESEARCH
FEDERAL 7415
83244500 CREDIT UNION CHICAGO RD WARREN MI 48092 3.2 1 31 $154,395 0 0 5 $14,497
SECOND
NATIONAL BANK 328 S.
OF SAGINAW SAGINAW ST,
82343900 MIC KAREN/002035 FLINT MI 48502 2.2 3 135 $725,855 0 0 9 $32,620
SHORE LINE
80599500 BANK 433 PHOENIX SOUTH HAVEN MI 49090 12.5 7 56 $326,511 0 0 4 $5,936
SIGNATURE ONE EAST
82351100 BANK HURON AVE BAD AXE MI 48413 5.1 4 78 $377,018 0 0 64 $328,245
4555
INVESTMENT
SOC CREDIT DR PO BOX
82610900 UNION 7085 TROY MI 48007 0 0 32 $228,824 0 0 25 $220,939
SAULT STE.
81316600 SOO CO-OP C.U. PO BOX 1980 MARIE MI 49783 8.8 4 45 $165,138 0 0 0 $0
SOUTHERN
MICHIGAN BANK 51 W PEARL
80612600 & TRUST ST COLDWATER MI 49036 2.5 1 39 $142,167 0 0 5 $12,088
STATE BANK OF 120 FOREST
80613700 STANDISH ST STANDISH MI 48658 0 0 32 $151,147 0 0 2 $0
STATE
EMPLOYEES 501 S
81741000 CREDIT UNION CAPITOL LANSING MI 48933 4 5 124 $940,934 0 0 90 $838,631
P.O.BOX 450
SUPERIOR ATTN
NATIONAL BANK SHARON
80614700 & TRUST COMP LEPISTO HANCOCK MI 49930 3.9 3 76 $344,703 4.5 1 22 $81,735
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
T & C FEDERAL 939 SOUTH
82753700 CREDIT UNION WOODWARD PONTIAC MI 48343 2.9 2 68 $410,540 0 0 15 $66,789
801
TCF NATIONAL MARQUETTE
83307700 BANK AVE MINNEAPOLIS MI 55402 4.4 10 223 $862,162 0 0 67 $160,449
TEAM ONE 520 HAYDEN
81316900 CREDIT UNION PO BOX 1260 SAGINAW MI 48606 5.3 5 94 $417,560 0 0 15 $79,338
THE 200 S
COMMERCIAL RIVERSIDE
AND SAVINGS ATTN RENEE
80588200 BANK OF VIGER ST CLAIR MI 48079 3.1 1 32 $201,334 3.8 1 26 $185,186
THE FIRST
NATIONAL BANK
80592300 OF IRON MOU PO BOX 370 IRON MOUNTAIN MI 49801 9 3 33 $118,868 10 3 30 $115,686
THE STATE ONE FENTON
82626800 BANK SQUARE FENTON MI 48430 2.3 1 42 $232,082 0 0 37 $225,079
205 EAST
UNITED BANK & CHICAGO
80615700 TRUST BLVD TECUMSEH MI 49286 6.2 5 80 $576,031 0 0 62 $461,690
UNITED BAY
CITY CREDIT 1309 N.
82723100 UNION LINCOLN BAY CITY MI 48708 8.4 5 59 $333,004 0 0 10 $24,908
UNIVERSITY OF
MICHIGAN
83227500 CREDIT UNION PO BOX 7850 ANN ARBOR MI 48107 5.2 2 38 $420,027 5.5 2 36 $420,027
USA FEDERAL
83022700 CREDIT UNION PO BOX 7092 TROY MI 48007 0 0 32 $181,051 0 0 7 $13,312
WANIGAS
FEDERAL 1931 BAGLEY
82641500 CREDIT UNION STREET SAGINAW MI 48601 2.1 2 94 $629,295 1.7 1 56 $349,699
WEST SIDE
AUTO PO BOX 7006,
EMPLOYEES G-3381 VAN
82986800 FEDERAL CR SLYKE RD FLINT MI 48507 0 0 46 $247,812 0 0 4 $13,899
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
AMERICAN
HERITAGE
80629500 NATIONAL BANK 24 2ND ST S LONG PRAIRIE MN 56347 2.5 1 39 $223,798 0 0 2 $810

P O BOX 310
ANNANDALE 33 WEST
82382300 STATE BANK CHESTNUT ST ANNANDALE MN 55302 8.3 3 36 $175,634 0 0 3 $3,053
BREMER BANK, 201 NORTH
80636100 N.A. BROADWAY CROOKSTON MN 56716 6.4 97 1507 $5,325,570 0 0 55 $117,504
CITIZENS
NATIONAL BANK
80620800 OF PARK RAPI PO BOX 231 PARK RAPIDS MN 56470 4.2 2 47 $298,250 0 0 6 $13,506
CITIZENS STATE 118 MAIN
BANK OF AVENUE
80621500 ROSEAU SOUTH ROSEAU MN 56751 0 0 40 $262,306 0 0 36 $244,670
CITY & COUNTY 144 E 11TH
EMPLOYEE ST, ATTN:
83190800 CREDIT UNION ACCT. DEPT. ST PAUL MN 55101 2.8 2 69 $536,515 3 2 65 $536,515
CLOQUET CO-
OP CREDIT 101 14TH
81873400 UNION STREET CLOQUET MN 55720 8.5 4 47 $190,118 0 0 0 $0
FARMERS
STATE BANK OF 1690 S 1ST ST
80627900 NEW LONDON PO BOX 1740 WILLMAR MN 56201 0 0 52 $253,462 0 0 4 $6,127
FIRST BANK OF
SOUTH DAKOTA, 141 E 4TH ST,
81054700 NA PO BOX 64778 ST PAUL MN 55101 0 0 125 $602,838 0 0 2 $1
109 N ST
FIRST NATIONAL PAUL AVE PO
83032000 BANK BOX P FULDA MN 56131 5.4 2 37 $216,765 0 0 5 $17,359
FIRST NATIONAL
BANK IN 101 S FIRST
80631900 MONTEVIDEO STREET MONTEVIDEO MN 56265 2.6 2 76 $426,889 0 0 52 $348,062
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

FIRST SECURITY
83209300 BANK PO BOX 646 DETROIT LAKES MN 56502 4.1 2 48 $218,683 0 0 3 $2,625
FIRST STATE
BANK OF ST 25 COLLEGE
80637800 JOSEPH AVE NO ST JOSEPH MN 56374 0 0 95 $851,813 0 0 3 $0
GOODHUE 222 BUSH ST.,
COUNTY ATTN:
NATIONAL BANK MICHELLE
80640000 OF RED MAYO RED WING MN 55066 3.4 2 58 $389,805 0 0 2 $3,000

GREAT RIVER 4 NORTH


FEDERAL SECOND AVE,
83220100 CREDIT UNION PO BOX 547 SAUK RAPIDS MN 56379 0 0 39 $175,371 0 0 37 $175,371
HOME FEDERAL 101 NORTH
81753600 SAVINGS BANK BROADWAY SPRING VALLEY MN 55975 4 2 50 $181,950 0 0 1 $0
IBM MID
AMERICA
EMPLOYEES
81954200 FEDERAL C PO BOX 5949 ROCHESTER MN 55903 2.4 5 207 $1,491,502 0 0 123 $1,191,368
625 4TH AVE
MS1153-
LUTHERAN INVESTMENT
82503800 BROTHERHOOD ACCT MINNEAPOLIS MN 55415 2.1 6 281 $2,016,712 2.8 1 35 $237,734
300
MARQUETTE SOUTHPOINT
BANK FINANCIAL CTR, 1650 W
81054500 COMPANIES 82ND ST BLOOMINGTON MN 55431 1.2 3 242 $1,822,224 0 0 1 $0
8790 207TH
ST. WEST,
MARQUETTE ATTN L.
81255500 BANK, N.A. MEYER LAKEVILLE MN 55044 4.2 146 3427 $19,727,193 0 0 84 $204,384
MARQUETTE
82902600 BANK, N.A. PO BOX 458 LAKEVILLE MN 55044 2.4 1 41 $60,979 0 0 0 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
MARQUETTE
83117900 BANK, N.A. PO BOX 458 LAKEVILLE MN 55044 3 12 398 $1,542,612 0 0 5 $2,627
MELROSE 107 FIRST
83103000 CREDIT UNION AVE NORTH FREEPORTH MN 56331 5.7 5 87 $346,727 0 0 1 $1,604
MERCHANTS
NATIONAL BANK
80641700 OF WINONA PO BOX 248 WINONA MN 55987 0 0 33 $167,591 0 0 0 $0

METROPOLITAN 425 ROBERTS


82950000 FEDERAL ST NORTH ST. PAUL MN 55101 5.9 4 67 $83,945 0 0 1 $1,550
MINNESOTA
81612500 VALLEY BANK PO BOX 439 REDWOOD FALLS MN 56283 2.5 1 40 $186,762 0 0 2 $6,125
MINNWEST 116 E MAIN
80648100 BANK LUVERNE PO BOX 899 LUVERNE MN 56156 0 0 42 $245,051 0 0 0 $0

MN VALLEY P.O. BOX 4399


FEDERAL 1640 ADAMS
83033600 CREDIT UNION STREET MANKATO MN 56001 3.3 1 30 $255,317 3.3 1 30 $255,317

MSU STU ASSC 2401 NORTH


%ST PAUL MCKNIGHT
83191600 POSTAL EMP CU RD NORTH ST PAUL MN 55109 4.9 14 282 $1,576,596 10 1 10 $31,696
201 EAST
NORTHERN THIRD THIEF RIVER
80643700 STATE BANK STREET FALLS MN 56701 4.7 3 63 $391,256 0 0 13 $25,749

NORWEST BANK
MINNESOTA NA, 6TH &
83350000 NHELP MARQUETTE MINNEAPOLIS MN 55479 0 0 0 $0 8 1475 18431 $107,602,891
6TH &
NORWEST BANK MARQUETTE
MN TRUST CORPORATE
83367000 NHELP III INC TRUST DEP MINNEAPOLIS MN 55479 0 0 0 $0 0 0 169 $482,962
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
NORWEST
OPERATIONS/FAI
80652200 RBAULT P.O. 189 FAIRBAULT MN 55021 3 3 100 $297,549 0 0 1 $0
6TH &
NORWEST MARQUETTE,
TRUSTEE FOR CORP. TRUST
83350100 NHELP, INC. DEPT. MINEAPOLIS MN 55479 0 1 1 $2,836 7.5 235 3129 $14,091,969

100 ALWORTH
BLDG 306
REPUBLIC BANK, WEST
83228100 INC SUPERIOR DULUTH MN 55802 12.1 4 33 $68,692 0 0 2 $1
80626500 ROUNDBANK PO BOX 509 WASECA MN 56093 0 0 49 $142,051 0 0 6 $5
SECURITY
STATE BANK OF 701 E
80659100 HIBBING MINN HOWARD ST HIBBING MN 55746 4.2 2 47 $194,016 0 0 0 $0

ST PAUL POSTAL 2401


EMPLOYEES MCKNIGHT
82812500 CREDIT UN ROAD ST PAUL MN 55109 1.1 1 89 $515,767 1.3 1 76 $410,072
ST. ANTHONY
PARK STATE 2265 COMO
80651300 BANK AVENUE ST. PAUL MN 55108 3.3 1 30 $203,109 0 0 3 $10,037
STEARNS BANK
80656600 N.A. PO BOX 850 ALBANY MN 56307 7.8 10 128 $739,964 0 0 13 $30,824
801
MARQUETTE
TCF NATIONAL AVE ATTN
82172800 BANK STUD LOANS MINNEAPOLIS MN 55402 5.1 403 7760 $43,739,460 0.2 4 1391 $8,978,760
801
TCF NATIONAL MARQUETTE
82213500 BANK AVENUE MINNEAPOLIS MN 55402 5.1 68 1319 $6,688,653 0 0 42 $73,236
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
801
TCF NATIONAL MARQUETTE
82977100 BANK AVE MINNEAPOLIS MN 55402 6.4 136 2101 $16,011,615 0.2 2 922 $7,969,801
801
TCF NATIONAL MARQUETTE
83120300 BANK AVENUE MINNEAPOLIS MN 55402 1.1 2 168 $515,080 0 0 1 $0
TEACHER 6500 OLSON
FEDERAL MEMORAL
82446100 CREDIT UNION HIGHWAY MINNEAPOLIS MN 55427 1.1 1 90 $618,281 0 0 4 $1,339
THE FIRST
NATIONAL BANK
80632500 AND TRUST PO BOX 190 PIPESTONE MN 56164 5.6 14 247 $1,069,869 0 0 6 $5,623
TWIN CITY CO-
OP CREDIT 2680 ARTHUR
82955100 UNION STREET ROSEVILLE MN 55113 2.5 2 79 $418,226 0 0 2 $0
U.S. BANK ATTN: 141 EAST 4TH
ANDREA ST, STE 250,
81171700 PULARSKI SPEN0203 ST. PAUL MN 55101 5.5 50 909 $6,018,170 0 0 623 $4,863,529
U.S. BANK ATTN: 141 EAST 4TH
ANDREA ST, STE 250,
81945100 PULARSKI SPEN0203 ST. PAUL MN 55101 1 1 96 $744,738 0 0 29 $155,810
U.S. BANK ATTN: 141 EAST 4TH
ANDREA ST, STE 250,
82770800 PULARSKI SPEN0203 ST. PAUL MN 55101 1.2 3 235 $1,507,428 0 0 177 $1,137,937
141 EAST 4TH
83155500 U.S.BANK ST ST PAUL MN 55101 12.9 47 364 $2,218,826 50 34 68 $249,712
U.S.BANK
NATIONAL 141 EAST 4TH
82165400 ASSOC. ST ST PAUL MN 55101 5.3 233 4370 $23,686,811 24.2 201 828 $2,005,349
U.S.BANK
NATIONAL 141 EAST 4TH
ASSOC., SUE ST, STE 250
80189000 BROWN SPEN0203 ST PAUL MN 55101 8.3 199 2397 $10,795,494 9.1 199 2186 $12,195,650
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
U.S.BANK
NATIONAL 141 EAST 4TH
ASSOC., SUE ST, STE 250,
80189100 BROWN SPEN0203 ST PAUL MN 55101 3.9 89 2254 $11,390,595 4.8 63 1303 $6,478,748
U.S.BANK
NATIONAL 141 EAST 4TH
ASSOC., SUE ST, STE 250,
80696500 BROWN SPEN0203 ST PAUL MN 55101 8.3 68 816 $3,179,116 35.2 67 190 $466,931
U.S.BANK
NATIONAL 141 EAST 4TH
ASSOC., SUE ST, STE 250,
80825800 BROWN SPEN0203 ST. PAUL MN 55101 9.3 143 1531 $8,142,725 10.4 139 1332 $7,919,430
U.S.BANK
NATIONAL 141 EAST 4TH
ASSOC., SUE ST, STE 250,
81038800 BROWN SPEN0203 ST. PAUL MN 55101 5.3 211 3914 $22,640,075 0 0 257 $708,332
U.S.BANK
NATIONAL 141 EAST 4TH
ASSOC., SUE ST, STE 250,
81102600 BROWN SPEN0203 ST. PAUL MN 55101 2.5 4 158 $869,926 0 0 1 $0
U.S.BANK
NATIONAL 141 EAST 4TH
ASSOC., SUE ST, STE 250,
82094600 BROWN SPEN0203 ST PAUL MN 55101 6.2 39 628 $2,379,077 21 39 185 $520,551
U.S.BANK
NATIONAL 141 EAST 4TH
ASSOC., SUE ST, STE 250,
82290800 BROWN SPEN0203 ST. PAUL MN 55101 6.8 99 1455 $5,550,758 0 0 104 $41,470
U.S.BANK
NATIONAL 141 EAST 4TH
ASSOC., SUE ST, STE 250,
83025100 BROWN SPEN0203 ST PAUL MN 55101 4 30 732 $3,690,500 19.2 27 140 $333,295
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
U.S.BANK
NATIONAL 141 EAST 4TH
ASSOC., SUE ST, STE 250,
83069400 BROWN SPEN0203 ST PAUL MN 55101 6.3 419 6576 $35,779,078 28.6 407 1422 $3,747,246
U.S.BANK
NATIONAL 141 EAST 4TH
ASSOC., SUE ST, STE 250,
83125900 BROWN SPEN0203 ST. PAUL MN 55101 6.2 35 564 $3,367,873 0 0 33 $220,903
UNITED
EDUCATORS 6789 UPPER
83010000 CREDIT UNION AFTON LOAD WOODBURY MN 55125 3.1 1 32 $296,818 3.3 1 30 $296,818
UNITED PRAIRIE
82563300 BANK-SLAYTON P.O. BOX 264 SLAYTON MN 56172 0 0 72 $534,533 0 0 5 $12,240
1015 ST.
GERMAN PO
80660900 US BANK BOX 887 ST. CLOUD MN 56301 4.3 11 251 $1,265,760 0 0 3 $0
US FEDERAL 2740 E. 82ND
82922300 CREDIT UNION STREET BLOOMINGTON MN 55425 3.6 3 83 $689,346 1.3 1 72 $604,323
US. BANK
NATIONAL 141 EAST 4TH
ASSOC., SUE ST, STE 250,
80291300 BROWN SPEN0203 ST. PAUL MN 55101 0.9 1 102 $774,840 0 0 29 $83,046
1100 MAIN,
BANK MIDWEST SUITE 2500, D.
80486600 OF KANSAS, N.A. BALES KANSAS CITY MO 64196 7.1 34 473 $7,395,659 0.5 1 192 $3,403,857
BANK MIDWEST, 1100 MAIN
80680000 N.A. SUITE 2500 KANSAS CITY MO 64196 4.4 2 45 $112,343 0 0 1 $1,832
BANK MIDWEST,
80689000 N.A. PO BOX 1000 MARYVILLE MO 64468 0 0 34 $134,107 0 0 0 $0
PO BOX
419038
BANK OF M080500225 K.
80032500 AMERICA, N.A. KAULLEN KANSAS CITY MO 64183 6.2 238 3786 $23,820,810 0.7 6 837 $3,019,631
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
P.O. BOX
419038
BANK OF MO80500225
80674600 AMERICA, N.A. K.KAULLE KANSAS CITY MO 64183 5.2 350 6672 $47,393,845 0.2 9 3536 $29,612,221
P.O. BOX
419038
BANK OF MO80500225
80767400 AMERICA, N.A. K.KAULLE KANSAS CITY MO 64183 3.1 58 1848 $9,305,057 1.5 2 130 $432,997
P.O. BOX
419038
BANK OF MO80500225 K
81238800 AMERICA, N.A. KAULLE KANSAS CITY MO 64183 7.5 92 1217 $6,391,851 0.4 4 812 $4,996,224
P.O. BOX
419038
BANK OF MO80500225 K
81833400 AMERICA, N.A. KAULLE KANSAS CITY MO 64183 6.2 624 9955 $67,004,748 0.6 4 641 $3,791,490
P.O. BOX
419038
BANK OF MO80500225 K
82607900 AMERICA, N.A. KAULLE KANSAS CITY MO 64183 6.2 118 1878 $15,429,220 0 0 61 $77,765
P.O. BOX
419038
BANK OF MO80500225 K
82712200 AMERICA, N.A. KAULLE KANSAS CITY MO 64183 11.5 263 2274 $10,991,559 0 0 28 $63,241
P.O. BOX
419038
BANK OF MO80500225 K
83084100 AMERICA, N.A. KAULLE KANSAS CITY MO 64183 5.3 158 2970 $29,499,047 0.1 4 2187 $23,161,247
P.O. BOX
419038
BANK OF MO80500225 K
83273300 AMERICA, N.A. KAULLE KANSAS CITY MO 64183 9.8 769 7782 $56,373,663 1.4 4 285 $1,298,703
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
BANK OF 2001 NE 46TH
AMERICA, N.A. K. ST., MO8-050-
83184600 STANWIX 02-25 KANSAS CITY MO 64116 7.3 2124 28703 $198,465,456 17.8 1955 10929 $73,816,651
BANK OF 214 S
80675700 KIRKSVILLE FRANKLIN KIRKSVILLE MO 63501 6.4 9 139 $747,103 0 0 4 $1,313
BLUE RIDGE 4240 BLUE
BANK AND RIDGE BLVD
81605000 TRUST CO SUITE 100 KANSAS CITY MO 64133 8.1 32 392 $2,671,399 0 0 23 $116,775
P.O. BOX
BOA STUDENT 419038
BANKING/CA7- MO0500225 K
80072000 701-03-03 KAULLEN KANSAS CITY MO 64183 3.2 142 4371 $44,614,570 0.4 4 950 $5,377,154

BOATMEN'S 102 E ARROW


81605300 BANK MARSHALL PO BOX 10 MARSHALL MO 65340 1.4 1 68 $174,180 0 0 10 $19,350
720 EAST
BROADWAY/M
BOONE COUNTY R JOHN
80677300 NATIONAL BANK BAILEY COLUMBIA MO 65201 9.3 255 2740 $15,450,695 0 0 332 $1,767,647
CABOOL STATE
80677800 BANK PO BOX 800 CABOOL MO 65689 6 2 33 $114,987 0 0 1 $0
CANTON STATE
82149600 BANK PO BOX 111 CANTON MO 63435 9.3 3 32 $131,173 0 0 1 $0
415 DE
BALIVIERE
CENTRAL WEST AVE, STDNT
82813000 END AFSB LN DEPT ST LOUIS MO 63112 10.2 5 49 $645,915 0 0 3 $8,500
CITIZENS-
JACKSON
81398200 COUNTY BANK P.O. BOX 8 WARRENSBURG MO 64093 6.6 28 421 $1,939,401 0 0 21 $115,002
3134 S.
GRAND,
COMMERCE STUDENT
80489700 BANK LOAN DEPT. ST. LOUIS MO 63118 4.3 4 93 $902,826 0 0 29 $247,958
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
3134 S
GRAND,
COMMERCE STUDENT
81397900 BANK, N.A. LOAN DEPT ST LOUIS MO 63118 5 410 8156 $58,597,680 8.5 216 2535 $17,602,152
COMMERCIAL
TRUST 119 NORTH
81462700 COMPANY MAIN FAYETTE MO 65248 10.6 13 122 $907,067 0 0 0 $0
EAGLE BK &
TRUST CO OF
82876800 JEFF CO PO BOX 129 FESTUS MO 63028 11.6 5 43 $157,053 0 0 0 $0
EDUCATIONAL
EMPLOYEES 4020 FEE
82698600 CREDIT UNION ROAD BRIDGETON MO 63044 3.3 4 119 $662,348 0 0 2 $2,750
FARMERS &
MERCHANTS
81915500 BANK PO BOX 938 HANNIBAL MO 63401 7.1 3 42 $318,006 0 0 1 $2,625
11 E.
LOCKWOOD,
82204600 FIRST BANK 2ND FLOOR ST. LOUIS MO 63119 5.3 75 1389 $6,732,169 10.1 69 683 $948,907
6900 N.
FIRST FEDERAL EXECUTIVE
82037000 BANK, F.S.B. DR. KANSAS CITY MO 64141 6.5 48 731 $5,533,337 0.2 1 346 $3,004,067
FULTON
SAVINGS AND
LOAN
82741800 ASSOCIATION PO BOX 700 FULTON MO 65251 3.1 1 32 $127,389 0 0 6 $22,747
GREAT
SOUTHERN 430 SOUTH
82113200 SAVINGS BANK AVENUE SPRINGFIELD MO 65806 8.5 69 809 $5,257,856 0 0 16 $12,767
100 N MAIN
HANNIBAL ST, PO BOX
82363500 NATIONAL BANK 1107 HANNIBAL MO 63401 9 5 55 $316,805 0 0 0 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

HIGHER
EDUCATION
LOAN PROGRAM
83118400 OF KA PO BOX 2369 LAKE OZARK MO 65049 4.5 1 22 $100,572 0 0 47 $119,617
HOME FEDERAL
SAVINGS & LOAN 12680 OLIVE
82837200 ASSN BLVD ST. LOUIS MO 63141 2.1 1 47 $95,302 0 0 0 $0

INDEPENDENT MAIN AND


80682800 FARMERS BANK WASHINGTON MAYSVILLE MO 64469 30 18 60 $143,384 0 0 0 $0

KIRKSVILLE
COLLEGE OF 800 W.
83061200 OSTEOPATHIC M JEFFERSON KIRKSVILLE MO 63501 0 0 183 $9,848,371 0 0 12 $313,671

KIRKSVILLE
COLLEGE OF 800 W.
83108300 OSTEOPATHIC M JEFFERSON KIRKSVILLE MO 63501 0.5 1 188 $10,968,310 0 0 8 $148,713
MAZUMA CREDIT
81966100 UNION 9300 TROOST KANSAS CITY MO 64131 7.2 4 55 $314,614 0 0 2 $1,263
MCM SAVINGS 228
81466800 BANK FSB BROADWAY HANNIBAL MO 63401 5.7 3 52 $273,137 0 0 4 $7,240
MERCANTILE
81399400 BANK N.A. PO BOX 7328 ST. LOUIS MO 63177 1.4 2 136 $424,276 0 0 11 $67,852

MERCANTILE
80684100 BANK OF JOPLIN 402 MAIN JOPLIN MO 64801 20.5 8 39 $79,693 0 0 0 $0
910
MIDWEST WEATHERED
INDEPENDENT ROCK RD/PO
83268100 BANK BOX 104180 JEFFERSON CITY MO 65110 3.6 8 218 $1,048,127 0 0 4 $11,117
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
MISSOURI 14528 SOUTH
HIGHER OUTER
EDUCATION FORTY RD,
82886300 LOAN AUTH STE.300 ST. LOUIS MO 63017 0 0 1 $0 7.6 1757 22913 $134,509,114
MISSOURI 14528 SOUTH
HIGHER OUTER
EDUCATION FORTY DR,
83093100 LOAN AUTH STE 300 CHESTERFIELD MO 63017 0 0 0 $0 4.9 46 931 $1,477,317
MO HIGHER ED 14528 SOUTH
LOAN OUTER
83111900 AUTHORITY FORTY ROAD CHESTERFIELD MO 63017 0 0 0 $0 9.6 156 1612 $10,339,034

NATIONSBANK 4249 WATSON


80680700 MID-MISSOURI ROAD ST LOUIS MO 63109 7.5 24 320 $1,257,611 0 0 21 $53,932
PHELPS
82115400 COUNTY BANK PO BOX 1068 ROLLA MO 65401 8.1 7 86 $313,305 0 0 1 $900
ST. LOUIS
COMMUNITY 3651 FOREST
83052600 CREDIT UNION PARK BLVD ST. LOUIS MO 63108 3.8 9 236 $2,182,262 0 0 40 $246,661
THE CALLAWAY
80677900 BANK PO BOX 42 FULTON MO 65251 5.4 10 183 $1,183,458 0 0 84 $641,954
325
UNION BROADWAY
80678100 PLANTERS BANK PO BOX 1519 CAPE GIRARDEAU MO 63702 9.5 153 1606 $7,512,923 1.7 1 58 $148,793
UNION
PLANTERS 425 MADISON
82943700 BANK, NA STREET JEFFERSON CITY MO 65101 9.5 4 42 $196,096 0 0 0 $0
GREEN
BOULEVARD
AT
UNITED CREDIT BRECKENRID
83229200 UNION GE MEXICO MO 65265 9.3 4 43 $163,242 10 4 40 $163,242
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

UNITED
MISSOURI BANK PO BOX
81596100 OF KANSAS CITY 419226 KANSAS CITY MO 64106 5.8 76 1291 $6,417,681 0 0 105 $254,140
AMSOUTH
BANCORPORATI 200 E.
ON ED FIN CAPITOL ST.
80030500 GROUP DGB 9TH FL JACKSON MS 39201 2.8 10 350 $2,864,967 0 0 243 $2,230,233
AMSOUTH 200 E.
BANCORPORATI CAPITOL ST.
ON ED FIN DGB 9TH
80508200 GROUP FLOOR JACKSON MS 39201 9.2 300 3250 $32,105,810 0.3 7 2114 $24,392,250
AMSOUTH 200 E.
BANCORPORATI CAPITOL ST.
ON ED FIN DGB 9TH
81066700 GROUP FLOOR JACKSON MS 39201 3.3 1 30 $141,005 10 1 10 $19,122
AMSOUTH
BANCORPORATI
ON ED
81410800 FIN.GROUP P.O. BOX 1200 JACKSON MS 39215 8.7 544 6231 $45,283,548 0.4 22 4896 $41,066,239
AMSOUTH
BANCORPORATI 210 E CAPITAL
81061200 ON EFG JA-3254 ST. 9TH FL JACKSON MS 39201 8.8 682 7737 $48,330,284 0 0 367 $1,150,743
200 EAST
AMSOUTH CAPITOL
BANCORPORATI STREET DGP-
82674200 ON EFG JA-3254 10 JACKSON MS 39201 8.3 10 120 $669,436 0 0 1 $4,097
BANCORPSOUT
80662700 H 201 W MAIN TUPELO MS 38801 5.7 237 4114 $29,388,549 1.7 5 292 $1,364,063
BANK OF
MISSISSIPPI, P O BOX 1605
TRUSTEE/MHEA ATTN:CORP
83138700 C TRUST DEPT JACKSON MS 39215 0 0 0 $0 6.5 600 9134 $42,268,041
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
110
CLEVELAND COMMERCE
80665800 STATE BANK AVENUE CLEVELAND MS 38732 1.9 4 208 $847,057 0 0 32 $70,823
COMMERCIAL
NATIONAL
82538400 BANK/LSC/TX PO BOX 1200 JACKSON MS 39215 11.5 16 139 $587,671 0 0 84 $415,987
EASTOVER
BANK FOR P O BOX
82085200 SAVINGS 23053 JACKSON MS 39225 1.4 1 70 $136,770 0 0 12 $44,791
ESF/TRUSTMAR
K NATIONAL
82948600 BANK PO BOX 5006 JACKSON MS 39296 0 0 0 $0 2.5 62 2435 $33,528,279
FIRST
COLUMBUS
83116700 NATIONAL BANK P.O. BOX 231 COLUMBUS MS 39703 11.4 4 35 $106,051 0 0 1 $5,139
FIRST NATIONAL
BANK OF
80667300 VICKSBURG P O BOX 39 VICKSBURG MS 39181 11.1 4 36 $136,633 5 1 20 $114,824

FIRST SECURITY
81881900 BANK PO BOX 690 BATESVILLE MS 38606 6.6 5 75 $366,359 12.5 1 8 $50,008
GREAT
SOUTHERN
83157500 NATIONAL BANK P O BOX 198 QUITMAN MS 39355 3.6 4 111 $489,676 0 0 1 $1,761

80501200 HANCOCK BANK P.O. BOX 4019 GULFPORT MS 39502 10.8 52 481 $1,745,651 0 0 37 $74,627

80668900 HANCOCK BANK PO BOX 4019 GULFPORT MS 39502 2.1 17 778 $4,994,563 0 0 97 $459,958
KEESLER
FEDERAL 2602 PASS
80669500 CREDIT UNION ROAD BILOXI MS 39531 2.8 8 276 $2,060,837 0 0 48 $245,708

MERCHANTS &
80670000 FARMERS BANK PO BOX 520 KOSCIUSKO MS 39090 6 19 314 $1,896,846 6.4 2 31 $90,915
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
NATIONAL BANK
OF COMMERCE
80672200 OF MISS P O BOX 1187 STARKVILLE MS 39759 5.3 34 632 $4,444,529 2.6 1 38 $239,034
NEWTON
80672000 COUNTY BANK PO BOX 120 NEWTON MS 39345 8.1 4 49 $268,799 0 0 12 $48,424
SENATOBIA 301 MAIN ST,
82640500 BANK PO BOX 96 SENATOBIA MS 38668 7.6 9 117 $350,576 0 0 5 $1,175
THE CITIZENS 521 MAIN
BANK OF STREET PO
80665100 PHILADELPHIA BOX 209 PHILADELPHIA MS 39350 8.2 15 181 $765,810 6.2 1 16 $22,461
THE PEOPLES
BANK & TRUST
80672300 COMPANY PO BOX 709 TUPELO MS 38802 3.2 17 531 $2,796,377 3.5 1 28 $87,792
TRUSTMARK
81372100 NATIONAL BANK P O BOX 291 JACKSON MS 39205 6.9 236 3409 $21,608,219 3.2 10 305 $1,592,173
TRUSTMARK
NATL BK P O BOX 291
TRUSTEE/MHEA ATTN: CORP.
82886800 C TRUST DEPT JACKSON MS 39205 0 0 1 $5,204 2.2 11 490 $1,981,548

UNION
PLANTERS BANK 211 EAST 2ND
- NORTHWEST ST., PO BOX
80661600 MS 1059 CLARKSDALE MS 38614 3.5 17 484 $2,324,714 1.8 1 53 $205,890
PO BOX
UNION 23053,
PLANTERS BANK ATTN:LEA
OF CENTRAL ANN
82756800 MISS CHANNEL JACKSON MS 39225 5.9 117 1969 $11,559,663 18.6 35 188 $598,476
P.O. BOX 600,
STUDENT
82255300 AMERICAN BANK LOANS LIVINGSTON MT 59047 17.5 7 40 $172,732 0 0 0 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
201 2ND
BEAR PAW STREET PO
83013000 CREDIT UNION BOX 471 HAVRE MT 59501 16.6 15 90 $291,140 0 0 2 $0
FIRST
COMMUNITY
80696400 BANK P.O.BOX 191 GLASGOW MT 59230 9.7 4 41 $182,345 0 0 0 $0
FIRST
INTERSTATE
BANK OF 101 EAST
80697100 MISSOULA N FRONT MISSOULA MT 59806 5.5 8 145 $400,320 0 0 0 $0

FIRST LIBERTY P O BOX 5002,


FEDERAL STUDENT
82388800 CREDIT UNION LOAN GREAT FALLS MT 59403 10.1 10 99 $580,813 0 0 5 $7,500
FIRST NATIONAL
BANK OF 224 WEST
80695700 LEWISTOWN MAIN LEWISTOWN MT 59457 7.8 4 51 $260,692 0 0 2 $0

FIRST SECURITY
BANK OF
80700200 BOZEMAN P.O. BOX 910 BOZEMAN MT 59771 5 3 60 $237,306 50 1 2 $8,428

FIRST SECURITY
BANK OF
82283900 HELENA PO BOX 218 HELENA MT 59624 13.3 4 30 $122,968 0 0 3 $4,824
GOLDEN
TRIANGLE
FEDERAL
82908600 CREDIT UNIO P O BOX 1710 GREAT FALLS MT 59403 9.6 3 31 $171,102 0 0 2 $0
1500 RIVER
GREAT FALLS DRIVE
TEACHERS NORTH, BOX
82753100 FEDERAL CU 2649 GREAT FALLS MT 59403 5 2 40 $158,524 0 0 4 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
2500
83034400 M.H.E.S.A.C. BROADWAY HELENA MT 59620 0 0 0 $0 8.4 222 2615 $13,158,610
2500
83226000 M.H.E.S.A.C. BROADWAY HELENA MT 59620 0 0 0 $0 2.3 2 86 $176,767
MISSOULA
FEDERAL 2610 N
82752600 CREDIT UNION RESERVE ST MISSOULA MT 59808 8.1 22 271 $1,495,465 0 0 10 $20,702

83192200 MONTANA BANK PO BOX 2501 BILLINGS MT 59103 3.6 3 82 $162,463 50 1 2 $5,297
MONTANA
FEDERAL
81789500 CREDIT UNION P O BOX 5027 GREAT FALLS MT 59403 10 4 40 $261,706 0 0 0 $0

ROCKY
MOUNTAIN BANK
80695900 OF PLAINS PO BOX 788 PLAINS MT 59859 6.7 8 119 $610,829 0 0 2 $0
RUSSELL
COUNTRY
FEDERAL
82421300 CREDIT UNIO P O BOX 2605 GREAT FALLS MT 59403 9.6 3 31 $132,646 0 0 3 $0
STOCKMAN
BANK OF
80693100 MONTANA PO BOX 250 MILES CITY MT 59301 11 42 380 $1,773,782 0 0 7 $5,313
VALLEY
FEDERAL
82554900 CREDIT UNION 1445 MAIN ST BILLINGS MT 59105 10.5 25 238 $1,454,454 0 0 7 $1,657
WHITEFISH
83223400 CREDIT UNION PO BOX 37 WHITEFISH MT 59937 5.4 2 37 $142,610 5.8 2 34 $142,610
COASTAL FED
82721400 CREDIT UNION PO BOX 58429 RALEIGH NC 27658 4.1 2 48 $424,550 0 0 14 $108,968
COLLEGE
FOUNDATION
80703700 INC. PO BOX 12100 RALEIGH NC 27605 4.9 738 14816 $94,158,866 5.2 736 14005 $94,158,866
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
8739
FIRST UNION RESEARCH
80754200 NATIONAL BANK DRIVE CHARLOTTE NC 28262 5.5 17 309 $625,973 0.5 7 1248 $8,484,527
8739
FIRST UNION RESEARCH
80756600 NATIONAL BANK DRIVE CHARLOTTE NC 28262 4 4 99 $205,502 10 1 10 $15,170
8739
FIRST UNION RESEARCH
80794900 NATIONAL BANK DRIVE CHARLOTTE NC 28288 2.5 1 39 $202,512 33.3 1 3 $21,768
8739
FIRST UNION RESEARCH
81132500 NATIONAL BANK DRIVE CHARLOTTE NC 28262 0 0 6 $6,148 7.8 94 1197 $6,112,685
8739
FIRST UNION RESEARCH
81393400 NATIONAL BANK DRIVE CHARLOTTE NC 28288 0 0 0 $0 4 321 8007 $82,991,576
201 S
FIRST UNION COLLEGE
NATIONAL BANK ST/CHARLOTT
83339500 (1 CH TR) E PLZ FL23 CHARLOTTE NC 28288 0 0 0 $0 11.4 299 2608 $19,995,184
FIRST UNION 8739
NTL BK, CAP RESEARCH
80812500 MARKETS GRP DRIVE CHARLOTTE NC 28262 6.1 7 113 $432,647 13.2 245 1847 $7,530,642
FIRST UNION 8739
NTL BK, EDUC RESEARCH
83137900 LOAN SRVCS DRIVE CHARLOTTE NC 28262 0 0 6 $22,539 44.4 56 126 $529,932
301 N
CHURCH ST,
WACHOVIA NC 31058,
83090600 BANK OF GA POB 3099 WINSTON-SALEM NC 27150 3.1 25 785 $4,567,840 0 0 24 $45,380
WACHOVIA 301 N
BANK OF NC - L. CHURCH ST,
82977600 STAFFORD PO BOX 3009 WINSTON-SALEM NC 27150 0 0 40 $166,630 0 0 9 $80,304
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
PO BOX 3174,
WACHOVIA ACCTNG
MORTGAGE DEPT
81133700 COMPANY NC39063 WINSTON-SALEM NC 27102 3.7 117 3123 $18,748,312 0.7 2 259 $721,024
ATTN AL
BANK OF NORTH NOSBUSCH
81638600 DAKOTA PO BOX 5509 BISMARCK ND 58506 0 1 8390 $36,790,707 0 2 8345 $29,581,160
FIRST
INTERNATIONAL
80719700 BANK PO BOX 607 WATFORD CITY ND 58854 0 0 134 $472,583 0 0 24 $47,551
ATTN AL
INDUSTRIAL NOSBUSCH
82676400 COMMISSION PO BOX 5509 BISMARCK ND 58502 0 0 0 $0 0 0 1937 $8,341,923
UNION STATE 209 CENTRAL
80730600 BANK AVE N HAZEN ND 58545 0 0 65 $197,752 0 0 61 $194,954
WESTERN
81952600 STATE BANK PO BOX 610 DEVILS LAKE ND 58301 3.5 2 56 $382,974 0 0 3 $25,702
ASAP/UNION
83086800 BANK & TRUST PO BOX 6155 LINCOLN NE 68506 7.5 796 10540 $73,208,869 13.2 271 2039 $8,700,304
11718
BELL FEDERAL HOLMES
82080800 CREDIT UNION CIRCLE OMAHA NE 68137 3.3 4 121 $923,805 3.6 4 111 $923,805
1101
CORNHUSKER CORNHUSKE
82202200 BANK R HWY LINCOLN NE 68521 8.1 7 86 $357,082 0 0 4 $3,398
CREIGHTON
FEDERAL
82956500 CREDIT UNION 2575 DODGE OMAHA NE 68131 6.1 3 49 $356,130 6.8 2 29 $271,398
2500
CREIGHTON CALIFORNIA
82306500 UNIVERSITY ST OMAHA NE 68178 0 0 108 $2,032,530 0 0 4 $0
FARMERS BANK
82564100 OF COOK PO BOX 7 COOK NE 68329 25.8 23 89 $368,204 0 0 3 $0
80826700 FIRST BANK 222 SO. 72ND OMAHA NE 68114 4 2 50 $128,588 0 0 1 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

FIRST FEDERAL PO BOX 83009


SAVINGS & LOAN PAT RUNGE
82039300 ASSOC FISCAL DEPT LINCOLN NE 68501 7.5 12 160 $802,560 0 0 4 $9,996
FIRST NATIONAL
BANK & TRUST
80826000 COMPANY PO BOX 730 COLUMBUS NE 68602 5 5 100 $534,840 0 0 8 $107,655
FIRST NATIONAL
BANK AND 1101 12TH
82093700 TRUST COMPA STREET AURORA NE 68818 0 0 36 $246,990 0 0 0 $0
14010 1ST
NAT.
PARKWAY-
FIRST NATIONAL STUDENT
80823800 BANK OF OMAHA LOAN OMAHA NE 68102 6.8 61 887 $5,436,149 0 0 14 $2,700
FOUNDATION
FOR
EDUCATIONAL
82662600 FUNDING PO BOX 82552 LINCOLN NE 68501 6.1 52 847 $2,112,512 1.7 10 577 $318,879
FOUNDATION
FOR
EDUCATIONAL
83300500 FUNDING PO BOX 82552 LINCOLD NE 68501 6.7 4 59 $184,201 0.2 3 1204 $2,663,355

FREMONT
NATIONAL BANK
80842600 AND TRUST COM PO BOX 228 FREMONT NE 68025 12.6 13 103 $628,139 0 0 3 $0
P O BOX 2178
HASTINGS BURLINGTON
80844100 STATE BANK AVE AT 5TH HASTINGS NE 68902 7 12 170 $1,173,844 0 0 0 $0

KEARNEY STATE 3015 SECOND


BANK AND AVENUE POB
82713500 TRUST COMPAN 1930 KEARNEY NE 68848 4.2 2 47 $85,683 0 0 0 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
METRO HEALTH
82926200 SERVICE F.C.U PO BOX 6263 OMAHA NE 68106 0 0 48 $397,755 0 0 40 $387,630
NATIONAL BANK
OF COMMERCE P. O. BOX
80847100 TRUST AND 82408 LINCOLN NE 68501 5.9 115 1923 $9,411,185 6.8 41 598 $2,402,813
NORWEST
TRUST FOR
83331000 EDUC. FUND PO BOX 82552 LINCOLN NE 68501 0 0 0 $0 0 0 66 $181,466
PACKERS
BANK/ATTN:
GLORIA 4710 S. 23RD
80848900 HOGGARD STREET OMAHA NE 68107 11.8 93 787 $3,691,008 0 0 4 $2,903

PINNACLE BANK 1200 GOLDEN


82236600 OF PAPILLION GATE DR PAPILLION NE 68046 4.9 10 204 $1,043,513 0 0 21 $111,118
PLATTE VALLEY
STATE BANK & 2222 FIRST
81952400 TRUST CO AVENUE KEARNEY NE 68847 5.7 23 401 $1,776,562 0 0 8 $19,748
SIOUXLAND
FEDERAL SOUTH SIOUX
83039000 CREDIT UNION PO BOX 807 CITY NE 68776 2.8 1 35 $141,515 3.1 1 32 $141,515
8800 WEST
SOUTHWEST CENTER
80851000 BANK OF OMAHA ROAD OMAHA NE 68124 0 0 30 $64,675 0 0 0 $0
STATE
NATIONAL BANK
AND TRUST
81982400 COMPA PO BOX 130 WAYNE NE 68787 13.8 18 130 $517,935 0 0 0 $0
STRATEGIC AIR OFFUTT AFB
COMMAND P O BOX
80852100 F.C.U. 13007 OMAHA NE 68113 2.4 4 161 $1,260,995 0 0 5 $10,338
THE FIRST
NATIONAL BANK
80825700 OF YORK PO BOX 69 YORK NE 68467 1.7 1 57 $129,239 0 0 1 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
UNION BANK &
80390900 TRUST PO BOX 6155 LINCOLN NE 68506 6.3 21 331 $1,794,973 6.7 19 282 $2,035,365
PO BOX 6155
UNION BANK & ATTN STU LN
80854300 TRUST ACCT DEPT LINCOLN NE 68506 8.3 473 5636 $25,112,370 23.3 232 992 $1,816,867
UNION BANK &
83148400 TRUST - IHELP PO BOX 6155 LINCOLN NE 68506 6.2 211 3367 $21,873,220 8.2 89 1073 $5,360,341
UNION BANK &
TRUST AS 6801 SOUTH
83320500 TRUSTEE 27TH LINCOLN NE 68512 1.1 2 169 $1,470,784 0 0 0 $0
UNION BANK &
TRUST
82396400 COMPANY PO BOX 6155 LINCOLN NE 68506 4.3 38 867 $3,886,727 6.3 14 222 $975,689
UNION PO BOX 6155,
FINANCIAL ATTN: STU LN
83328600 SERVICES ACCT DEPT LINCOLN NE 68506 0 0 1 $5,544 16.9 116 683 $673,274
UNIVERSITY OF
NEBRASKA FED
83206300 CR UNION PO BOX 82847 LINCOLN NE 68501 3 1 33 $216,254 3.4 1 29 $216,254
WASHINGTON
COUNTY BANK
82361200 OF BLAIR BOX 248 BLAIR NE 68008 7.3 5 68 $400,884 0 0 2 $4,416
BANK OF NEW 115 JOHN
80735600 HAMPSHIRE DEVINE DR MANCHESTER NH 03103 0.8 1 121 $333,407 0 0 2 $14,270
82282900 BAYBANK FSB PO BOX 767 NASHUA NH 03061 2.2 2 89 $294,129 0 0 2 $2,606
BERLIN CITY
81838500 BANK PO BOX 9 BERLIN NH 03570 9.7 4 41 $144,115 0 0 0 $0
80732400 CFX BANK PO BOX 746 KEENE NH 03431 3.4 5 145 $765,947 0 0 1 $2,750
CFX BANK,
%PORTSMOUTH 333 STATE
80737500 SAVGS BNK DIV STREET PORTSMOUTH NH 03801 0 0 31 $146,317 0 0 2 $2,376
CLAREMONT
81374600 SAVINGS BANK PO BOX 1600 CLAREMONT NH 03743 0 0 32 $134,423 0 0 3 $10,631
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
CONCORD 45 NORTH
80733100 SAVINGS BANK MAIN STREET CONCORD NH 03301 0 0 43 $135,528 0 0 1 $0
FARMINGTON
NATIONAL &
80733600 SAVINGS BANK PO BOX 487 FARMINGTON NH 03835 2 1 48 $241,904 0 0 3 $8,650
FIRST NATIONAL
BANK OF 325 STATE
80734200 PORTSMOUTH N STREET PORTSMOUTH NH 03801 0 0 35 $133,675 0 0 0 $0
GRANITE BANK
80735000 OF KEENE PO BOX 627 KEENE NH 03431 0 0 32 $79,362 0 0 0 $0
LACONIA 62 PLEASANT
81569600 SAVINGS BANK STREET LACONIA NH 03246 0 0 32 $43,323 0 0 0 $0
LAKE SUNAPEE
SAVINGS BANK 9 MAIN
82638000 FSB STREET NEWPORT NH 03773 0 0 64 $396,131 0 0 38 $180,061
MASCOMA
82240600 SAVINGS BANK PO BOX 435 LEBANON NH 03766 1.8 1 53 $184,178 0 0 13 $3,804

MEMBERS FIRST
83239600 CREDIT UNION PO BOX 896 MANCHESTER NH 03105 3.1 1 32 $177,194 3.5 1 28 $167,828
NEW
HAMPSHIRE
HIGHER ED
83299400 LOAN CORP. P.O. BOX 2111 CONCORD NH 03302 2.1 192 8949 $45,965,198 2.1 193 9113 $47,570,351
NORTHEAST
82693600 CREDIT UNION PO BOX 1240 PORTSMOUTH NH 03802 0.6 1 166 $893,637 1.1 1 86 $340,456

ST. MARY'S 200 BEDFORD


82211100 BANK STREET MANCHESTER NH 03102 1.8 2 106 $652,226 0 0 13 $32,567
BANK OF MID PO BOX 1005,
JERSEY, C/O ATTN: SINITA
80741600 SUMMIT BANK PERELMAN DAYTON NJ 08810 5.2 4 76 $474,002 0 0 0 $0
BANKERS 210 SMITH
82093000 SAVINGS STREET PERTH AMBOY NJ 08862 0 0 33 $70,824 0 0 0 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
BROAD
80741800 NATIONAL BANK 905 BROAD ST NEWARK NJ 07102 8.3 4 48 $260,444 0 0 1 $0
10
CARTERET WATERVIEW
81850800 SAVINGS BANK BOULEVARD PARSIPPANY NJ 07054 5.6 4 71 $133,800 0 0 4 $0
COLLECTIVE PO BOX 1005,
BANK, C/O ATTN: SINITA
80744200 SUMMIT BANK PERELMAN DAYTON NJ 08810 4.8 17 350 $2,593,071 0 0 3 $6,229
COLUMBIA 19-01 RT 208
80751400 SAVINGS BANK NORTH FAIR LAWN NJ 07410 5.3 30 556 $2,845,320 0 0 16 $56,953
COMMERCE 1701 ROUTE
82559700 BANK, N.A. 70 E CHERRY HILL NJ 08034 4.7 45 950 $6,002,757 0 0 24 $128,347

CONTINENTAL 158
BNK OF PHILADELPHI
NJ%COLLECTVE A AVE. CAROL
82308000 BNK L-BARON EGG HARBOR NJ 08215 0 0 37 $316,778 0 0 0 $0
FARMERS & 3 SUNSET
MECHANICS ROAD, PO
80746600 BANK BOX 1678 BURLINGTON NJ 08016 2.1 2 91 $578,116 0 0 2 $3,500
1120
FIRST DEWITT BLOOMFIELD
80751300 BANK AVENUE WEST CALDWELL NJ 07006 7.2 7 97 $494,950 0 0 0 $0
FIRST FIDELITY 100 FIDELITY
BANK NA, R PLAZA, NORTH
80822900 DRESSEL NBOC13 BRUNSWICK NJ 08905 1.4 1 69 $198,466 0 0 0 $0
100 FIRST
FIRST FIDELITY FIDELITY
BANK NA, R. PLAZA NORTH
82384400 DRESSEL NBOC13 BRUNSWICK NJ 08905 2.6 3 114 $545,834 0 0 75 $446,279
FIRST UNION 100 FIDELITY
NAT BK/EDUC PLAZA, NORTH
83319100 LOAN SRVCS NJ2210 BRUNSWICK NJ 08905 7.1 15 210 $776,856 0 0 55 $235,786
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
100 FIDELITY
FIRST UNION PLAZA/NJ2210- NORTH
81580400 NATIONAL BANK R.DRESSEL BRUNSWICK NJ 08905 4.1 10 241 $1,648,437 0 0 6 $32,631
FIRST VALLEY PO BOX 1005,
BANK, C/O ATTN: SINITA
80964000 SUMMIT BANK PERELMAN DAYTON NJ 08810 2.1 1 47 $116,975 0 0 5 $2,743
241-02
HOME FEDERAL NORTHERN
80798100 SAVINGS BANK BLVD DOUGLASTON NJ 11362 9.7 4 41 $243,265 0 0 0 $0
WEST 80
HUDSON CITY CENTURY
82139600 SAVINGS BANK ROAD PARAMUS NJ 07652 2.6 5 187 $1,105,562 20 2 10 $9,132
1000
HUDSON UNITED MACARTHUR
80754400 BANK BLVD MAHWAH NJ 07430 4.7 4 85 $418,436 0 0 4 $9,188
JERSEY SHORE PO BOX 727
SAVINGS AND ATTN: RENEE
80755000 LOAN ASSOC MAY TOMS RIVER NJ 08753 2.5 1 39 $254,482 0 0 3 $0
1000
LAFAYETTE MACARTHUR
80210300 AMERICAN BANK BLVD MAHWAH NJ 07430 14.2 6 42 $376,509 0 0 3 $835
LAKELAND
82247800 STATE BANK ROUTE 23 NEWFOUNDLAND NJ 07435 2.2 1 45 $190,278 0 0 0 $0
100 FIDELITY
PLAZA NJ NORTH
81273100 MERIDIAN BANK 2210 BRUNSWICK NJ 08905 4.2 195 4639 $37,541,544 0.1 1 788 $4,126,596
80 E
MIDLAND BANK RIDGEWOOD
80746000 TRUST CO AVE PARAMUS NJ 07652 1.3 6 439 $1,785,734 0 0 3 $10,990
N.J. SAVINGS PO BOX 1005,
BANK, C/O ATTN: SINITA
82127800 SUMMIT BANK PERELMAN DAYTON NJ 08810 0 0 38 $216,667 0 0 0 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
PO BOX 460
NATIONAL BANK ATTN:
OF SUSSEX STUDENT
81764400 COUNTY LOAN DEPT BRANCHVILLE NJ 07826 0 0 42 $276,297 0 0 0 $0
P O BOX 8233
NEW JERSEY 370 SCOTCH
80751800 NATIONAL BANK ROAD TRENTON NJ 08650 1.4 1 67 $144,460 0 0 13 $12,884
975 HOOPER
OCEANFIRST AVE, PO BOX
82225600 BANK 2009 TOMS RIVER NJ 08754 0 0 68 $321,735 0 0 0 $0
PAMRAPO
SAVINGS & LOAN
80759500 ASSN 611 AVENUE C BAYONNE NJ 07002 7 4 57 $626,749 0 0 1 $0
PARAGON
FEDERAL
81209500 CREDIT UNION PO BOX 1203 WESTWOOD NJ 07675 0 0 53 $239,766 0 0 13 $750
PHILLIPSBURG
NATIONAL BANK
80760700 & TRUST P.O. BOX 5360 PHILLIPSBURG NJ 08865 0 0 44 $184,724 0 0 0 $0
830 BERGEN
AVE., ATTN:
PROVIDENT GAIL
82128800 SAVINGS BANK GODESKY JERSEY CITY NJ 07306 5.4 12 220 $737,287 0 0 8 $0

1155
WHITEHORSE
ROMA FEDERAL MERCERVILLE
81807100 SAVINGS BANK ROAD TRENTON NJ 08619 0 0 58 $407,057 0 0 2 $0
SHADOW LAWN
SAVINGS BANK, 600
80762900 SLA BROADWAY LONG BRANCH NJ 07740 0.8 1 118 $434,768 0 0 0 $0
SOUTH JERSEY
SAVINGS AND 4651 ROUTE
80763400 LOAN ASSOC 42 TURNERSVILLE NJ 08012 19.1 13 68 $225,815 20.9 13 62 $206,245
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
PO BOX 1005,
ATTN: SINITA
80764200 SUMMIT BANK PERELMAN DAYTON NJ 08810 4 7 174 $755,053 0 0 0 $0
335 RIDGE
80955600 SUMMIT BANK ROAD DAYTON NJ 08810 3.9 45 1148 $8,244,189 4 41 1019 $7,428,837
335 RIDGE
82261200 SUMMIT BANK ROAD DAYTON NJ 08810 7.3 17 231 $1,602,895 0 0 40 $168,505
SUMMIT BANK P.O. BOX
ATTN: SINITA 1005, 335
80760500 PERLEMAN RIDGE RD DAYTON NJ 08810 3.9 58 1470 $11,174,814 0 0 36 $95,323
PO BOX 1005,
SUMMIT BANK- ATTN: SINITA
82133300 AICU PERELMAN DAYTON NJ 08810 0.8 2 236 $972,972 0 0 19 $0
THE NEWTON
TRUST 30 PARK
80758700 COMPANY PLACE NEWTON NJ 07860 3.3 1 30 $191,011 0 0 7 $28,894
305
TWIN RIVERS ROSEBERRY
COMMUNITY STREET/PO
83197200 BANK BOX 5360 PHILLIPSBURG NJ 08865 7.2 6 83 $351,837 21.4 3 14 $35,793
UJB/CENTRAL, PO BOX 1005,
C/O SUMMIT ATTN: SINITA
80749100 BANK PERELMAN DAYTON NJ 08810 2.8 7 248 $722,848 0 0 0 $0
109
CORPORATE
80744900 UJB/SOUTH BLVD S. PLAINSFIELD NJ 07080 2.4 3 125 $420,633 0 0 0 $0
UNITED
COUNTIES FOUR
TRUST COMMERCE
80765500 COMPANY DRIVE CRANFORD NJ 07016 1.9 2 102 $473,414 0 0 0 $0
1130 ROUTE
UNITED 22 EAST PO
80761300 NATIONAL BANK BOX 6000 BRIDGEWATER NJ 08807 2.8 2 71 $320,236 0 0 0 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
VALLEY 1445 VALLEY
82215100 NATIONAL BANK RD. WAYNE NJ 07470 2.2 10 441 $1,849,948 0 0 15 $11,596
FIRST SECURITY
OF SOUTHERN N
80771000 M PO BOX 2169 LAS CRUCES NM 88004 2.7 23 841 $4,856,879 0 0 58 $231,647
NEW MEXICO
EDUC ASST P O BOX
82271700 FOUNDATION 27020 ALBUQUERQUE NM 87125 5 189 3736 $20,112,354 4 322 8041 $45,177,827
NEW MEXICO
EDUCATORS
82968900 FED CREDIT UNI P.O. BOX 8530 ALBUQUERQUE NM 87110 11.9 20 168 $869,487 0 0 1 $2,570

THE CITIZENS
81609800 BANK OF CLOVIS PO BOX 1629 CLOVIS NM 88101 3.2 2 61 $252,255 0 0 2 $8,511
WESTERN
COMMERCE PO DRAWER
80768900 BANK 1358 CARLSBAD NM 88221 3.9 6 151 $785,602 0 0 4 $3,516
ADIRONDACK
TRUST 473 SARATOGA
80774400 COMPANY BROADWAY SPRINGS NY 12866 4.1 5 120 $991,485 0 0 5 $19,497

PO BOX 5430,
ALLIANCE BANK, ATTN: LOAN
80790800 N.A. DEPARTMENT CORTLAND NY 13045 4.5 5 111 $532,621 0 0 4 $1,312
1075
CENTRAL
APPLE BANK PARK AVE.,
80798300 FOR SAVINGS LIST LEVERT SCARSDALE NY 10583 7.4 29 387 $2,980,207 7.8 27 346 $2,656,815

ASTORIA FED ONE ASTORIA


SVNGS,CONSUM FEDERAL
82672500 ER LENDING PLAZA LAKE SUCCESS NY 11042 3.2 5 152 $1,153,310 0 0 2 $4,824
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

ASTORIA ONE ASTORIA


FEDERAL FEDERAL
80802800 SAVINGS PLAZA LAKE SUCCESS NY 11042 3.4 21 607 $5,031,775 0 0 89 $292,909
BALLSTON SPA 87 FRONT ST
80775500 NATIONAL BANK PO BOX 70 BALLSTON SPA NY 12020 4.9 3 61 $481,946 0 0 1 $0

80775600 BANK OF AKRON PO BOX 420 AKRON NY 14001 2 1 49 $377,162 0 0 1 $368


BANK OF THE 249 MAIN
80812700 HUDSON MALL POUGHKEEPSIE NY 12601 12.5 14 112 $635,295 0 0 4 $2,299
BATH NATIONAL
80777200 BANK PO BOX 630 BATH NY 14810 3.2 4 125 $448,860 3.2 4 122 $437,162
BETHPAGE
FEDERAL
82259200 CREDIT UNION PO BOX 127 BETHPAGE NY 11714 2.6 5 189 $1,417,683 2.9 5 170 $1,305,590
BSB BANK & 58-68
TRUST EXCHANGE
80777800 COMPANY STREET BINGHAMTON NY 13902 10.1 50 493 $2,979,562 0 0 8 $5,822
CANANDAIGUA
NATIONAL BANK 72 SOUTH
80779300 AND TRUST MAIN STREET CANANDAIGUA NY 14424 2.7 2 72 $361,672 0 0 1 $0
CAPITAL
COMMUNICATIO 18
NS FED CR COMPUTER
82873200 UNION DRIVE EAST ALBANY NY 12205 1.8 1 54 $464,941 2 1 50 $441,640
CATSKILL
80779800 SAVINGS BANK PO BOX 450 CATSKILL NY 12414 1.9 1 52 $381,574 2 1 50 $381,574
CATTARAUGUS 116-120 MAIN
80779900 COUNTY BANK STREET LITTLE VALLEY NY 14755 3.5 2 57 $435,094 0 0 6 $41,183
107-115
GENESEE
80780000 CAYUGA BANK STREET AUBURN NY 13021 2.2 2 89 $780,331 0 0 0 $0
CCSD FEDERAL
82649200 CREDIT UNION P O BOX 2087 ELMIRA HTS NY 14903 4.5 3 66 $374,154 4.8 3 62 $374,154
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

CENTRAL 3
JERSEY/NAT HUNTINGTON
80742700 WEST NJ QUADRANGLE MELVILLE NY 11747 1 1 96 $298,950 0 0 0 $0
CENTRAL
NATIONAL BANK 24 CHURCH
80780300 CANAJOHARIE STREET CANAJOHARIE NY 13317 5.9 11 184 $1,368,360 0 0 3 $2,182
615 MERRICK
AVE LOAN
80782700 CFS BANK ACCT DEPT WESTBURY NY 11590 2.7 1 36 $391,441 0 0 1 $1,500
CHARTER ONE
80774500 BANK, FSB PO BOX 70 ALBANY NY 12201 5 73 1451 $10,792,564 5.1 73 1426 $10,805,987
833
CHARTER ONE BROADWAY
81220400 BANK, FSB (ENYH955) ALBANY NY 12207 4.9 30 601 $4,796,589 0 0 142 $1,034,631
1 CHASE
CHASE MANHATTAN
MANHATTAN PLAZA G.
80780700 BANK MADALONE NEW YORK NY 10005 7.6 5785 75602 $572,323,390 0.6 55 8403 $52,172,527
1 CHASE
CHASE MANHATTAN
MANHATTAN PLAZA G.
80780800 BANK MADALONE NEW YORK NY 10005 9.2 6 65 $204,682 0 0 15 $66,785

1 CHASE
CHASE MANHATTAN
MANHATTAN PLAZA
80803700 BANK G.MADALONE NEW YORK NY 10005 6.5 1743 26451 $206,694,368 0.5 45 8558 $64,247,783
CHASE CHASE
MANHATTAN MANHATTAN
81795000 BANK PLAZA NEW YORK NY 10005 5.1 517 10012 $97,425,102 0 0 355 $344,304
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
1 CHASE
CHASE MANHATTAN
MANHATTAN PLAZA G.
83142000 BANK MADALONE NEW YORK NY 10005 8.8 830 9407 $79,994,779 0 0 268 $441,386
CHASE
MANHATTAN 1 CHASE
BANK G. MANHATTAN
83018600 MADALONE PLAZA NEW YORK NY 10005 5.6 120 2140 $13,234,874 0 0 65 $105,964
CHASE 1 CHASE
MANHATTAN MANHATTAN
BANK G. PLAZA, 24TH
83121600 MADALONE FLOOR NEW YORK NY 10005 5.3 3 56 $348,854 0 0 5 $17,231
CHASE
MANHATTAN 1 CHASE
BANK MANHATTAN
83073500 G.MADALONE PLAZA GARDEN CITY NY 11530 16.4 36 219 $1,341,772 0 0 14 $8,120
1 CHASE
CHASE MANHATTAN
MANHATTAN PLAZA, 24TH
82550900 BANK, N.A. FLOOR NEW YORK NY 10005 6.8 53 773 $2,851,104 0 0 20 $2,625
1 CHASE
CHASE MANHATTAN
MANHATTAN PLAZA G.
83126900 BANK, NA MADALONE GARDEN CITY NY 10005 5.1 677 13031 $98,496,557 0.4 16 3436 $20,670,467

CHASE 900 STEWART


MANHATTAN BK AVE. ATT
TRUST/SLMA GERRI
83046900 LOAN MADALONE GARDEN CITY NY 11530 8.2 15 181 $508,445 40.1 5081 12651 $38,856,895
1 CHASE
CHASE/EDUCATI MANHATTAN
ON FIRST G. PLAZA, 24TH
82531000 MADALONE FLOOR NEW YORK NY 10005 5 76 1507 $9,695,592 18.6 22 118 $222,747
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

CHEMUNG ONE
CANAL TRUST CHEMUNG
80780900 COMPANY CANAL PLAZA ELMIRA NY 14902 10.2 43 418 $2,381,627 0 0 8 $0
99 GARNSEY
ROAD,
CITIBANK (NEW KATHLEEN
80774300 YORK STATE) KANE PITTSFORD NY 14534 0 0 2 $4,552 6.6 19 285 $1,751,223
CITIBANK (NEW
YORK STATE) 99 GARNSEY
82475600 SLC ROAD PITTSFORD NY 14534 7.6 68 887 $3,227,383 0.8 68 8206 $51,255,149
99 GARNSEY
CITIBANK (NEW RD, ATTN
YORK STATE) GAIL
83106700 SLC MCINTYRE PITTSFORD NY 14534 9.4 50 527 $2,739,951 10.3 52 503 $2,746,154
99 GARNSEY
ROAD
CITIBANK NEW KATHLEEN
82815400 YORK STATE KANE PITTSFORD NY 14534 0 0 1 $0 0 2 2453 $16,151,649
99 GARNSEY
80792900 CITIBANK, FSB RD PITTSFORD NY 14534 5.6 21 372 $661,602 5 1 20 $46,625
99 GARNSEY
CITIBANK, RD ATTN:
STUDENT LOAN GAIL
82290400 CENTER MCINTYRE PITTSFORD NY 14534 7.6 1 13 $6,126 0.5 4 705 $2,596,749
99 GARNSEY
CITICORP, ROAD,
STUDENT LOAN FINANCIAL
82687800 DIVISION OPS PITTSFORD NY 14534 8.1 9209 113264 $871,453,948 8.2 9308 112528 $875,657,367
118 NORTH
CITIZENS TIOGA
80800600 SAVINGS BANK STREET ITHACA NY 14850 1.6 2 118 $668,484 0 0 0 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
CITY NATIONAL
BANK AND 12-20 NORTH
80782100 TRUST COMPAN MAIN ST GLOVERSVILLE NY 12078 6.5 4 61 $375,597 0 0 0 $0
COHOES 75 REMSEN
80782300 SAVINGS BANK STREET COHOES NY 12047 0 0 65 $190,989 0 0 0 $0
COLLEGE
CREDIT-TIAA- 730 THIRD
83031000 LSC/VA AVENUE NEW YORK NY 10023 4.3 636 14726 $95,727,376 0.2 14 5392 $35,084,974
PO BOX 509
COMMUNITY 45-49 COURT
80817800 BANK NA ST CANTON NY 13617 7.1 37 520 $3,347,936 0 0 7 $7,903
CORNELL
FEDERAL 1030 CRAFT
81458000 CREDIT UNION RD ITHACA NY 14850 4.4 10 225 $1,307,886 4.5 10 220 $1,297,708
CORNING
FEDERAL
80783400 CREDIT UNION PO BOX 1450 CORNING NY 14830 2.7 2 72 $398,936 0 0 55 $355,208
CORTLAND
80783600 SAVINGS BANK P O BOX 5628 CORTLAND NY 13045 7.1 8 112 $631,015 0 0 3 $1,312
CROSSLAND 211
FEDERAL MONTAGUE
80785300 SAVINGS BANK STREET BROOKLYN NY 11201 3.3 5 148 $1,115,981 0 0 1 $397
DELAWARE
NATIONAL BANK 124 MAIN
80784100 OF DELHI STREET DELHI NY 13753 11.4 19 166 $1,139,488 0 0 2 $0
DIME SAVINGS
BANK OF 209
WILLIAMSBURG HAVEMEYER
80784300 H STREET BROOKLYN NY 11211 8.9 5 56 $483,975 0 0 1 $0

E.S.M. FEDERAL 7200


82921400 CREDIT UNION KIRKVILLE RD EAST SYRACUSE NY 13057 0 0 45 $380,605 0 0 2 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
ELMIRA 300 WEST
SAVINGS AND WATER
80786100 LOAN, F.A. STREET ELMIRA NY 14901 0 0 44 $246,093 0 0 3 $0
ELMIRA 333 E WATER
80786200 SAVINGS BANK ST ELMIRA NY 14901 6.5 6 92 $622,476 0 0 1 $1,738
EMIGRANT 5 EAST 42ND
80786400 SAVINGS BANK STREET NEW YORK NY 10017 2.4 3 123 $1,314,549 0 0 3 $0
EMPIRE
FEDERAL
82557000 CREDIT UNION PO BOX 11127 SYRACUSE NY 13218 4.8 6 124 $918,521 0 0 3 $4,651
100 KINGS
HIGHWAY
ESL FEDERAL SOUTH SUITE
80785700 CREDIT UNION 1200 ROCHESTER NY 14617 2.5 4 154 $1,363,924 2.6 4 150 $1,363,924

EUROPEAN
AMERICAN BANK 400 OAK
80795700 & TRUST CO STREET GARDEN CITY NY 11530 5.7 31 539 $4,938,045 0 0 10 $13,139
EVANS
NATIONAL BANK 14-16 NORTH
81901800 OF ANGOLA MAIN STREET ANGOLA NY 14006 1 1 96 $686,083 0 0 2 $0
FINGER LAKES
FEDERAL PO BOX 433
82469300 CREDIT UNION 27 SENECA ST GENEVA NY 14456 6.2 2 32 $202,088 0 0 1 $0
110 VILLAGE
FIRST HERITAGE SQUARE
FEDERAL ATTN: SUE
82867700 CREDIT UNION WENSEL PAINTED POST NY 14870 7.1 6 84 $453,948 0 0 2 $933
10 GLEN
FIRST NATIONAL HEAD RD -
BANK OF LONG ATTN TINA
82752800 ISLAND SWEENEY GLEN HEAD NY 11545 1.8 1 54 $513,503 0 0 0 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

FIRST NATL
BANK OF ROUTE 55,
80794800 HUDSON VALLEY BOX 310 LA GRANGEVILLE NY 12540 12.5 8 64 $410,919 0 0 0 $0
6950 S
FIRST NIAGARA TRANSIT RD,
80787800 BANK P O BOX 514 LOCKPORT NY 14094 6.9 53 768 $4,475,504 0 0 17 $19,821
FIRST SOURCE 4451
FEDERAL COMMERCIAL
82926000 CREDIT UNION DRIVE NEW HARTFORD NY 13413 6.2 3 48 $302,081 6.8 3 44 $302,081
FIRST
TEACHERS
FEDERAL 1776 UNION
82619100 CREDIT UNION STREET SCHENECTADY NY 12309 4.6 3 65 $538,528 4.9 3 61 $538,528

107 MAIN
STREET,
FIRST TIER ATTN STEVEN
80815200 BANK & TRUST PERL SALAMANCA NY 14779 5.7 2 35 $183,503 0 0 1 $405
FLATBUSH
FEDERAL 2146
SAVINGS AND NOSTRAND
80795000 LOAN A AVENUE BROOKLYN NY 11210 6.2 2 32 $196,584 0 0 0 $0

FLEET BANK OF 268 GENESEE


NEW ST.
83218700 HAMPSHIRE NY/UG/RLS8 UTICA NY 13502 2.7 13 478 $1,174,684 0 0 13 $28,175
5701 HORATIO
FLEET BANK OF ST.,
NY, C/O FLEET NY/UT/0181
83149100 SVCS CO STLNS UTICA NY 13502 2.9 23 772 $2,551,604 0 0 4 $7,678
FLEET BANK, NA 268 GENESEE
% FLEET RTL LN ST
80748800 SERV NY/UG/RLS8 UTICA NY 13502 4.3 47 1076 $7,051,712 0 0 24 $19,752
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
FLEET BANK,NA 268 GENESEE
% FLEET RTL ST
80759600 LOAN SERV NY/UG/RLS8 UTICA NY 13502 0.6 2 293 $1,497,896 4.5 1 22 $28,364
FLEET BANK,NA 268 GENESEE
% FLEET RTL ST
80805000 LOAN SERV NY/UG/RLS8 UTICA NY 13502 5.3 42 779 $7,341,663 0 0 16 $35,552

268 GENESEE
FLEET NATIONAL ST.,
80198300 BANK NY/UT/35301D UTICA NY 13502 10.7 150 1399 $7,092,356 1.6 3 183 $732,485

NY/UD/RLS8
FLEET NATIONAL 268 GENESEE
80217600 BANK ST. UTICA NY 13502 5.2 124 2368 $13,543,745 4.2 58 1368 $6,322,684

268 GENESEE
FLEET NATIONAL ST.,
80524300 BANK NY/UT/35301D UTICA NY 13502 7 697 9843 $60,625,205 0.3 25 6714 $46,188,053

NY/UG/RLS8
FLEET NATIONAL 268 GENESEE
80531700 BANK ST. UTICA NY 13502 8.5 620 7219 $42,962,592 10.6 220 2072 $7,723,087

268 GENESEE
FLEET NATIONAL ST.,
81024100 BANK NY/UT/35301D UTICA NY 13502 5.9 47 784 $4,342,003 0.3 2 557 $3,498,509

268 GENESEE
FLEET NATIONAL ST.,
82720400 BANK NY/UT/35301D UTICA NY 13502 4.3 60 1369 $5,907,668 0.4 2 468 $2,252,915
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

268 GENESEE
ST,
FLEET NATIONAL NY/UG/RLS8/C
83149500 BANK .CRAIG UTICA NY 13502 7.8 666 8443 $57,151,895 13.9 235 1680 $4,940,441

FLEET NATIONAL 268 GENESEE


BANK OF ST.
80531400 MASSACHUSETT NY/UG/RLS8 UTICA NY 13502 3.4 192 5500 $38,131,671 0 2 2992 $22,663,689

NY/UG/RLS8
FLEET RETAIL 268 GENESEE
81374900 LOAN SERVICES ST. UTICA NY 13502 1.9 22 1108 $7,972,254 1.1 9 776 $5,836,350

NY/UG/RLS8
FLEET RETAIL 268 GENESEE
83145800 LOAN SERVICES ST. UTICA NY 13502 6.4 122 1905 $12,240,869 6.8 122 1774 $11,058,810

NY/UG/RLS8
FLEET RETAIL 268 GENESEE
83158200 LOAN SERVICES ST. UTICA NY 13502 4.2 9 213 $723,254 0 0 0 $0
144-51
FLUSHING NORTHERN
80795500 SAVINGS BANK BLVD. FLUSHING NY 11354 6 2 33 $154,470 0 0 1 $0
FNB CHICAGO 5TH FLOOR
SMS TRUST 1994- 153 WEST
83311500 A 51ST STREET NEW YORK NY 10019 0 0 0 $0 5.5 37 662 $4,204,891
FNB CHICAGO, 5TH FLOOR
SMS TRUST 1994- 153 WEST
83315700 B 51ST STREET NEW YORK NY 10019 0 0 0 $0 8.3 48 575 $3,869,085
GHS FEDERAL
80777900 CREDIT UNION P O BOX 1490 BINGHAMTON NY 13902 2 1 49 $245,027 2.1 1 46 $244,669
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
GLENS FALLS
NATIONAL BANK 250 GLEN
80796800 AND TRUST STREET GLENS FALLS NY 12801 7.3 19 258 $1,997,096 25 1 4 $2,538
4311 MIDDLE
GPO FEDERAL SETTLEMENT
82951200 CREDIT UNION RD PO BX 377 NEW HARTFORD NY 13413 0 0 40 $258,641 0 0 40 $258,641
GREATER NY
SVNGS ONE ASTORIA
BNK/ASTORIA FEDERAL
80797300 FEDERA PLAZA LAKE SUCCESS NY 11042 18.6 162 869 $4,375,591 9 1 11 $1,313

GREEN POINT 1981 MARCUS


80797400 SAVINGS BANK AVENUE LAKE SUCCESS NY 11042 5 15 300 $2,161,519 0 0 12 $24,890
HERKIMER
COUNTY TRUST 501 E MAIN
80798700 COMPANY STREET LITTLE FALLS NY 13365 10 8 80 $366,202 0 0 1 $0
HORIZONS 120 MAIN
FEDERAL STREET PO
82430500 CREDIT UNION BOX 1881 BINGHAMTON NY 13902 2.7 1 37 $199,725 2.8 1 35 $199,725

PO BOX 1338
ATTN:
80804700 HSBC BANK USA D.POPLAWSKI BUFFALO NY 14240 6.9 848 12193 $86,606,045 9.9 357 3606 $15,189,185
PO BOX 1338
ATTN: D.
83060400 HSBC BANK USA POPLAWSKI BUFFALO NY 14240 3 10 326 $1,656,539 0.8 1 117 $601,189

PO BOX 1338
ATTN:
83105900 HSBC BANK USA D.POPLAWSKI BUFFALO NY 14240 7 8 113 $685,505 7.5 8 106 $654,185
HUDSON CITY
SAVINGS 560 WARREN
80799600 INSTITUTION STREET HUDSON NY 12534 4.7 3 63 $340,269 0 0 0 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
HUDSON UNITED 249 MAIN
81584400 BANK MALL POUGHKEEPSIE NY 12601 3.3 4 121 $785,627 3.4 4 117 $782,855
159
BARNEGAT
HUDSON VALLEY RD. ATT:
FEDERAL ELLEN
82403800 CREDIT UNION KRUMM POUGHKEEPSIE NY 12601 5.6 14 248 $1,867,718 6.2 12 191 $1,359,804
195
MONTAGUE
INDEPENDENCE STREET-11TH
80817300 SAVINGS BANK FLOOR BROOKLYN NY 11201 16.4 96 585 $4,005,391 16.5 96 579 $4,005,238
INDEPENDENT PO BOX 179
ORDER OF NIAGARA
82992900 FORESTERS STATION BUFFALO NY 14201 5.3 10 188 $1,492,767 5.8 10 171 $1,492,767
303 MERRICK
RD ATTN:
JAMAICA BERNICE
80800700 SAVINGS BANK GLAZ LYNBROOK NY 11563 8.9 6 67 $672,633 25 1 4 $0

17
KEY BANK OF CORPORATE
CENTRAL NEW WOODS BLVD
80794500 YORK ELD 3RD FL ALBANY NY 12211 1.7 1 56 $180,820 0 0 0 $0

17
CORPORATE
KEY BANK OF WOODS BLVD
80808500 NEW YORK %K S CORP ALBANY NY 12211 3.7 64 1715 $5,120,016 0 0 25 $0

% KEY SERV
KEY BANK OF CORP 17
WESTERN NEW CORP
80776100 YORK NA WOODS BLVD ALBANY NY 12211 2.1 1 46 $88,415 0 0 0 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
LAKE SHORE
SAVINGS AND
80801800 LOAN ASSN. PO BOX 512 DUNKIRK NY 14048 8.2 7 85 $460,818 0 0 2 $6,791
CORNER
LYONS WILLIAM &
80803100 NATIONAL BANK CHURCH STS LYONS NY 14489 12.1 4 33 $189,683 0 0 1 $0

M&T BANK ATTN: 1 FOUNTAIN


JEANETTE PLAZA, 4TH
80803600 ROSCHE FLOOR BUFFALO NY 14203 6.9 200 2893 $20,047,186 50.1 184 367 $1,050,367
ONE
M&T BANK ATTN: FOUNTAIN
JEANETTE PLAZA; 4TH
81350900 ROSCHE FLOOR BUFFALO NY 14203 3.9 18 453 $3,317,702 0 0 43 $89,429
ONE
MANUFACTURER FOUNTAIN
S AND TRADERS PLAZA, 4TH
82879800 TRUST CO FLOOR BUFFALO NY 14203 5.5 1 18 $55,325 0.6 16 2412 $18,829,015
ONE
MANUFACTURER FOUNTAIN
S AND TRADERS PLAZA, 4TH
80811100 TRUST CO. FLOOR BUFFALO NY 14203 7.1 42 587 $4,357,279 0 0 2 $1,051

ONE
MANUFACTURES FOUNTAIN
AND TRADERS PLAZA 4TH FL
80805800 TRUST CO. J. ROSCHE BUFFALO NY 14203 15.3 155 1007 $2,553,178 17.5 47 268 $1,245,382
PO BOX 1338
MARINE ATTN: D.
80789300 MIDLAND BANK POPLAWSKI BUFFALO NY 14240 17.2 445 2576 $12,461,525 0 0 22 $4,812
35
MATTHEWS
80806000 MSB BANK STREET GOSHEN NY 10924 3 4 133 $932,110 0 0 2 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

22
COURTLANDT
MUNICIPAL ST. ATT LINDA
83066500 CREDIT UNION LAMBERT NEW YORK NY 10007 9.3 3 32 $258,953 10 3 30 $258,953
NASSAU
EDUCATORS 264 E
FED CREDIT MERRICK
80821700 UNION ROAD VALLEY STREAM NY 11582 3.1 5 158 $1,273,108 3.2 5 154 $1,260,497
NBIS C/O FLEET 268 GENESEE
RETAIL LOAN ST
82209500 SERVICES NY/UG/RLS8 UTICA NY 13502 5 8 160 $604,039 0 0 91 $384,225
NBT BANK,
NATIONAL 52 SOUTH
80808400 ASSOCIATION BROAD ST NORWICH NY 13815 4 12 300 $2,158,351 0 0 3 $3,590
NORSTAR BANK
OF UPSTATE NY- 268 GENESEE
83149200 CAPITOL STREET UTICA NY 13502 1.4 1 69 $154,608 0 0 0 $0
9025 MAIN
NORTH FORK ROAD, ROUTE
80798900 BANK 25 MATTITUCK NY 11952 4.4 11 250 $2,550,815 5.7 15 263 $2,839,533
NORTH FORK 9025 ROUTE
80817500 BANK 25 MATTITUCK NY 11952 3.4 7 205 $1,372,018 0 0 4 $9,798
NORTH SIDE 170 TULIP
80809900 SAVINGS BANK AVENUE FLORAL PARK NY 11001 6.4 4 62 $772,952 0 0 1 $0
NORTHERN
FEDERAL 120 FACTORY
82908900 CREDIT UNION STREET WATERTOWN NY 13601 4 4 99 $539,115 4.1 4 97 $530,765
NORTHFIELD PO BOX
80810000 SAVINGS BANK 140725 STATEN ISLAND NY 10314 0 0 51 $232,386 0 0 2 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

OLEAN-
DRESSER-
CLARK FEDERAL 1201 WAYNE
83170400 CR UN ST. OLEAN NY 14760 4.7 5 105 $679,967 0 0 4 $0
ONEIDA 182 MAIN
80810900 SAVINGS BANK STREET ONEIDA NY 13421 1.7 2 117 $796,311 0 0 2 $0
214 WEST
FIRST
OSWEGO CITY STREET P O
80811400 SAVINGS BANK BOX 148 OSWEGO NY 13126 3.3 1 30 $150,002 0 0 1 $0
OSWEGO 44 EAST
COUNTY BRIDGE
80811500 SAVINGS BANK STREET OSWEGO NY 13126 10.5 6 57 $416,671 0 0 0 $0
PENFIELD 2520
FEDERAL BROWNCROF
82875300 CREDIT UNION T BLVD ROCHESTER NY 14526 0 0 30 $147,603 0 0 1 $0
PIONEER 21 SECOND
82685500 SAVINGS BANK STREET TROY NY 12180 14.4 65 451 $1,625,801 14.9 65 435 $1,585,502

POWER 625 ERIE


FEDERAL BLVD. WEST,
80780200 CREDIT UNION P.O. BOX 1297 SYRACUSE NY 13201 2.1 2 93 $792,827 2.3 2 86 $792,827
1301 ROUTE
PREMIER 52/ PO BOX
80811800 NATIONAL BANK 7000 FISHKILL NY 12524 4 5 123 $897,513 0 0 4 $7,164
PUTNAM ROUTE 6 &
COUNTY DREWVILLE
80813000 SAVINGS BANK RD BREWSTER NY 10509 3.2 2 62 $511,327 0 0 1 $7,000
9025 MAIN
RELIANCE ROAD
FEDERAL ATTN:LOAN
80813400 SAVINGS BANK ACCOUNTING MATTITUCK NY 11952 2.5 3 119 $975,058 2.7 3 110 $975,058
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

ONE HANSON
REPUBLIC BANK PLACE 10TH
83156000 FOR SAVINGS FLOOR BROOKLYN NY 11243 5.7 10 175 $1,521,360 0 0 3 $10,102
REPUBLIC
NATIONAL BANK ONE HANSON
80801200 OF NEW YORK PLACE BROOKLYN NY 11243 4.4 15 334 $2,327,446 5.6 23 405 $4,361,838
RICHMOND
COUNTY 4523 AMBOY
80813600 SAVINGS BANK ROAD STATEN ISLAND NY 10312 11.6 37 318 $1,638,757 39.5 17 43 $46,794
RIDGEWOOD 7102 FOREST
80813800 SAVINGS BANK AVENUE RIDGEWOOD NY 11385 3 3 98 $1,291,520 0 0 7 $26,793
ROME SAVINGS 100 ON THE
80814200 BANK MALL ROME NY 13440 2.8 7 247 $2,249,643 0 0 5 $24,714
1122
ROOSEVELT FRANKLIN
80814600 SAVINGS BANK AVE GARDEN CITY NY 11530 0.8 1 117 $1,106,805 0 0 7 $0
1 JERICHO
ROSLYN PLAZA, PO
80814700 SAVINGS BANK BOX 90005 JERICHO NY 11753 4.3 11 253 $2,295,317 0 0 3 $298
SARATOGA
NATIONAL BANK SARATOGA
83186600 & TRUST CO PO BOX 1264 SPRINGS NY 12866 9.5 4 42 $349,416 0 0 0 $0
SAVINGS BANK
OF THE FINGER
80796600 LAKES P O BOX 593 GENEVA NY 14456 6.5 3 46 $257,056 0 0 0 $0
SEACOMM P.O. BOX 149
FEDERAL 30 STEARNS
82939000 CREDIT UNION ST MASSENA NY 13662 1.2 1 79 $362,622 2.3 1 43 $239,200
SIDNEY
FEDERAL 42 UNION ST.,
80817000 CREDIT UNION P O BOX 90 SIDNEY NY 13838 3.7 10 267 $1,710,668 0 0 3 $187
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
33 EAST
SKANEATELES GENESEE
80817100 SAVINGS BANK STREET SKANEATELES NY 13152 7.6 4 52 $270,690 0 0 0 $0
1537 MILTON
AVE, ATTN:
80817200 SOLVAY BANK JOYCE SOLVAY NY 13209 2.3 1 42 $370,254 0 0 1 $0
STATE BANK OF 101 FALLS
80818000 CHITTENANGO BLVD CHITTENANGO NY 13037 2.6 1 38 $341,050 0 0 0 $0
STATE
EMPLOYEES
FEDERAL P O BOX
83031700 CREDIT UNIO 12189 ALBANY NY 12212 4.3 6 138 $815,084 4.1 6 143 $939,670
STATEN ISLAND 81 WATER
80818600 SAVINGS BANK STREET STATEN ISLAND NY 10304 3.9 9 226 $2,155,278 0 0 14 $18,662
STEUBEN
EDUCATORS
FEDERAL 77 VICTORY
82967600 CREDIT UN HWY PAINTED POST NY 14870 0.7 1 132 $726,236 0.7 1 130 $726,236
ONE
STEUBEN TRUST STEUBEN
80818700 COMPANY SQUARE HORNELL NY 14843 5.7 8 140 $1,057,351 0 0 2 $0
SUFFOLK
FEDERAL
82837500 CREDIT UNION P O BOX 9005 MEDFORD NY 11763 2.2 4 177 $1,390,719 0 0 9 $8,258
ONE
SUNMARK BROADWAY
FEDERAL CTR, 8TH
83280700 CREDIT UNION FLOOR, ACCT SCHENECTADY NY 12305 6.2 3 48 $240,610 6.8 3 44 $240,610
SUNRISE
FEDERAL 312 CONKLIN
80819400 SAVINGS BANK STREET FARMINGDALE NY 11735 2 1 49 $176,674 0 0 0 $0
TEACHERS 2410 NORTH
FEDERAL OCEAN
80819000 CREDIT UNION AVENUE FARMINGVILLE NY 11738 0.1 1 545 $4,197,646 0.1 1 520 $4,087,923
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
TEXAS
COMMERCE 900 STEWART
81916600 BANK AVE GARDEN CITY NY 11530 11.2 11 98 $574,174 8.8 4 45 $239,796
1 CHASE
THE CHASE MANHATTAN
MANHATTAN PLAZA G.
83047200 BANK MADALONE NEW YORK NY 10005 0 0 0 $0 47 24 51 $89,785
1 CHASE
THE CHASE MANHATTAN
MANHATTAN PLAZA, 24TH
82963900 BANK, N.A. FLOOR NEW YORK NY 10005 0.8 1 115 $440,997 0 0 16 $84,298
THE CHASE 1 CHASE
MANHATTAN MANHATTAN
BANK/G PLAZA, 24TH
83114400 MADALONE FLOOR NEW YORK NY 10005 0.9 1 106 $356,391 0 0 7 $10,200
THE DIME 231 EAST
SAVINGS BANK AVENUE,
82709500 OF NEW YORK SUITE 100 ALBION NY 14411 3.3 4 118 $864,826 0 0 0 $0

THE DIME 231 EAST


SAVINGS BANK AVE., STE 100
83154300 OF NEW YORK JOANIE SEITZ ALBION NY 14411 3.3 18 533 $4,873,484 0 0 13 $15,436
THE DIME 231 EAST
SAVINGS BANK AVENUE,
82963600 OF NY, FSB SUITE 100 ALBION NY 14411 3.1 4 128 $1,171,810 0 0 4 $0

THE LONG
ISLAND SAVINGS
80819100 BANK, CENTE PO BOX 1585 MELVILLE NY 11747 0.9 1 106 $333,334 0 0 0 $0
THE NORTH
COUNTRY
80817700 SAVINGS BANK PO BOX 728 OGDENSBURG NY 18669 2 1 48 $252,852 0 0 0 $0
THE PAVILION
82139300 STATE BANK PO BOX 125 PAVILION NY 14525 8.8 4 45 $227,896 0 0 0 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

THE SAVINGS 233 GENESEE


80815800 BANK OF UTICA STREET UTICA NY 13501 6 16 266 $1,922,466 0 0 5 $21,675
18 OAKLAND
THE WARWICK AVE PO
80822400 SAVINGS BANK DRAWER A WARWICK NY 10990 1.2 1 77 $593,404 0 0 2 $2,431
TICONDEROGA WICKER
FEDERAL STREET PO
82736600 CREDIT UNION BOX 30 TICONDEROGA NY 12883 0 0 38 $216,393 0 0 2 $1,458
TIOGA STATE 1 MAIN
80819900 BANK STREET SPENCER NY 14883 21.2 43 202 $786,924 0 0 5 $2,625
TOMPKINS
COUNTY TRUST
80820000 COMPANY P O BOX 460 ITHACA NY 14851 5.9 35 587 $3,318,539 0 0 6 $9,917
TROY SAVINGS 32 SECOND
80820200 BANK ST TROY NY 12180 7.6 5 65 $284,717 0 0 1 $6,300
UNIT #1 55 STEVENS
FEDERAL STREET PO
83216300 CREDIT UNION BOX 830 LOCKPORT NY 14095 4 5 122 $544,402 4.3 5 116 $544,963
UP STATE
FEDERAL 1916 BLACK
82626400 CREDIT UNION RIVER BLVD ROME NY 13440 9.5 19 200 $1,081,538 0 0 2 $4,579
24 MCKINLEY
VISIONS AVE ATTN
FEDERAL STUD LN
82255100 CREDIT UNION DEPT ENDICOTT NY 13760 3.1 9 285 $1,772,465 6.1 4 65 $210,374
WALDEN
80822000 SAVINGS BANK 2 BANK ST WALDEN NY 12586 0 0 32 $254,777 0 0 0 $0
WCTA FEDERAL
82808000 CREDIT UNION PO BOX 40 SODUS NY 14551 5.5 8 144 $1,160,716 0 0 1 $0
WILBER
81907300 NATIONAL BANK PO BOX 430 ONEONTA NY 13820 3.2 1 31 $87,672 0 0 1 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
PO BOX 110
WYOMING 55 NORTH
80823400 COUNTY BANK MAIN ST WARSAW NY 14569 8 11 136 $787,461 0 0 0 $0
BANK ONE PO BOX
80300700 CHICAGO 711004 COLUMBUS OH 43271 1 2 198 $783,540 0 0 111 $411,034
BANK ONE PO BOX
80895600 DAYTON NA 711004 COLUMBUS OH 43271 5.8 2 34 $67,665 0 0 1 $0
PO BOX
BANK ONE 711004/150 E
EDUCATION CAMPUS
80024100 FINANCE GROUP VIEW BLV COLUMBUS OH 43271 6.9 1340 19373 $120,819,482 3.6 65 1766 $6,944,231

BANK ONE
EDUCATION PO BOX
80300000 FINANCE GROUP 711004 COLUMBUS OH 43271 5.1 18 352 $1,509,796 0.7 1 126 $468,444

BANK ONE
EDUCATION PO BOX
80325800 FINANCE GROUP 711004 COLUMBUS OH 43271 5.7 47 817 $6,979,130 9.8 26 263 $1,353,924

BANK ONE
EDUCATION PO BOX
80353300 FINANCE GROUP 711004 COLUMBUS OH 43271 1.9 2 101 $461,102 0 0 24 $116,494

BANK ONE
EDUCATION P.O. BOX
80514500 FINANCE GROUP 711004 COLUMBUS OH 43271 5.6 25 445 $2,343,178 3.3 1 30 $133,265

BANK ONE
EDUCATION PO BOX
80514700 FINANCE GROUP 711004 COLUMBUS OH 43271 8.3 413 4974 $35,116,594 19.3 239 1238 $4,958,812
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

BANK ONE
EDUCATION PO BOX
80597400 FINANCE GROUP 711004 COLUMBUS OH 43271 8.6 298 3444 $18,010,770 0.7 4 526 $1,036,144

BANK ONE
EDUCATION PO BOX
80862600 FINANCE GROUP 711004 COLUMBUS OH 43271 0 0 90 $2,057,993 1.1 1 88 $2,024,136

BANK ONE
EDUCATION P.O.BOX
80885700 FINANCE GROUP 711004 COLUMBUS OH 43271 9.1 48 526 $1,354,003 0.6 1 145 $295,874

BANK ONE
EDUCATION P.O. BOX
81075500 FINANCE GROUP 711004 COLUMBUS OH 43271 10.7 1210 11211 $80,468,243 1 5 475 $2,221,649

BANK ONE
EDUCATION P.O.BOX
81192500 FINANCE GROUP 711004 COLUMBUS OH 43271 5.4 266 4860 $11,269,309 3.6 44 1206 $3,721,438

BANK ONE
EDUCATION PO BOX
81432100 FINANCE GROUP 711004 COLUMBUS OH 43271 7 178 2540 $5,546,915 15.8 22 139 $62,121

BANK ONE
EDUCATION PO BOX
81809300 FINANCE GROUP 711004 COLUMBUS OH 43271 8.6 28 324 $647,613 0 0 26 $45,432

BANK ONE
EDUCATION PO BOX
81820900 FINANCE GROUP 711004 COLUMBUS OH 43271 4.5 150 3321 $25,550,836 1.7 1 56 $13,744
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

BANK ONE
EDUCATION P.O.BOX
81962800 FINANCE GROUP 711004 COLUMBUS OH 43271 8.1 157 1917 $5,409,177 28.3 92 325 $1,159,139

BANK ONE
EDUCATION PO BOX
81992200 FINANCE GROUP 711004 COLUMBUS OH 43271 6.1 60 976 $5,035,372 1 3 281 $1,579,953

BANK ONE
EDUCATION P.O.BOX
82108700 FINANCE GROUP 711004 COLUMBUS OH 43271 10.1 436 4282 $26,584,554 3.9 6 153 $313,399

BANK ONE
EDUCATION P.O.BOX
82420600 FINANCE GROUP 711004 COLUMBUS OH 43271 7.3 38 515 $1,424,300 0 0 54 $144,203
BANK ONE OHIO
STUDENT LOAN PO BOX
82062200 SERV 711004 COLUMBUS OH 43271 8.5 1362 15920 $93,358,533 12.5 790 6283 $31,763,655
BANK ONE
STUDENT LOAN P.O. BOX
83313500 TRUST 1994-A 711004 COLUMBUS OH 43271 0 0 0 $0 6.6 413 6180 $35,531,626
BANK ONE, PO BOX
82474900 AKRON, NA 711004 COLUMBUS OH 43271 7 15 214 $580,217 3.3 1 30 $3,191
BANK ONE,
BLOOMINGTON, PO BOX
80354400 NA 711004 COLUMBUS OH 43271 7.1 38 529 $2,127,447 4.7 1 21 $32,147
BANK ONE,
BLOOMINGTON, PO BOX
83148300 NA 711004 COLUMBUS OH 43271 4.6 3 64 $147,709 0 0 3 $6,224
BANK ONE, PO BOX
81610000 BOULDER, NA 711004 COLUMBUS OH 43271 3.7 46 1221 $4,973,537 5.8 1 17 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
BANK ONE,
CHAMPAIGN- PO BOX
81859000 URBANA 711004 COLUMBUS OH 43271 9.2 7 76 $181,573 0 0 11 $10,945
BANK ONE, PO BOX
82143900 CHICAGO NA 711004 COLUMBUS OH 43271 2.2 2 89 $437,375 0 0 14 $41,275
BANK ONE,
CHICAGO, PO BOX
81884200 WILMETTE 711004 COLUMBUS OH 43271 0 0 33 $41,997 0 0 6 $11,458
BANK ONE,
CLARKSBURG, PO BOX
81157100 NA 711004 COLUMBUS OH 43271 3.5 6 168 $759,999 2.7 2 72 $221,267

BANK ONE, PO BOX


80864600 CLEVELAND N.A. 711004 COLUMBUS OH 43271 4 2 50 $95,873 0 0 1 $0
DEPT 1004
STUDENT
BANK ONE, LOAN
80873200 COLUMBUS SERVICES COLUMBUS OH 43271 7.6 13 170 $414,650 0 0 2 $0
150 EAST
BANK ONE, CAMPUS
COLUMBUS OH VIEW BLVD
82017700 EDUC FIN GROU STE 280A COLUMBUS OH 43271 14.7 13 88 $389,702 33.3 2 6 $33,720
BANK ONE,
CRAWFORDSVIL PO BOX
82934500 LE, NA 711004 COLUMBUS OH 43271 1.5 2 127 $455,627 0 1 1 $5,962

BANK ONE,
EDUCATION PO BOX
80515600 FINANCE GROUP 711004 COLUMBUS OH 43271 8.7 1053 11989 $80,095,097 0.8 16 1997 $10,456,930
BANK ONE, PO BOX
81198000 GREEN BAY 711004 COLUMBUS OH 43271 0 0 35 $62,288 0 0 0 $0
BANK ONE,
HUNTINGTON, PO BOX
81152200 NA 711004 COLUMBUS OH 43271 7.7 48 621 $2,381,232 0 0 55 $105,808
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
BANK ONE,
INDIANAPOLIS, P.O. BOX
80333500 NA 711004 COLUMBUS OH 43271 5.5 928 16840 $103,441,864 3 36 1191 $4,706,451
BANK ONE, PO BOX
80373100 LAFAYETTE, NA 711004 COLUMBUS OH 43271 3.8 28 730 $3,188,511 2.5 1 40 $106,069
BANK ONE, PO BOX
80353800 MARION, NA (IN) 711004 COLUMBUS OH 43271 0.8 2 235 $1,079,169 0 0 12 $15,153
BANK ONE,
MERRILLVILLE P.O. BOX
82248100 C/O BANK ONE 711004 COLUMBUS OH 43271 4.8 116 2370 $20,959,200 0 0 416 $3,442,837
PO BOX
80506900 BANK ONE, NA 711004 COLUMBUS OH 43271 8.6 596 6924 $54,335,088 19.9 289 1449 $7,887,362

BANK ONE, OHIO PO BOX


80886500 STUD LN SRVCS 711004 COLUMBUS OH 43271 0 0 2 $4,564 0 0 36 $0
BANK ONE, PO BOX
82835200 OKLAHOMA, NA 711004 COLUMBUS OH 43271 11.4 130 1135 $5,331,221 0 0 72 $215,179
BANK ONE,
RENSSELAER, PO BOX
80346300 NA 711004 COLUMBUS OH 43271 5.8 2 34 $138,034 0 0 1 $6,505
BANK ONE, PO BOX
80352800 RICHMOND, NA 711004 COLUMBUS OH 43271 2.4 3 125 $374,090 0 0 4 $9,963
BANK ONE,
SPRINGFIELD, PO BOX
80322800 NA 711004 COLUMBUS OH 43271 10.8 82 754 $3,870,630 2.1 2 95 $227,795
PO BOX
BANK ONE, 711004 ATTN:
WEST VIRGINIA, R
81150600 NA BECKLEY HRANILOVICH COLUMBUS OH 43271 4.9 9 182 $792,502 0 0 15 $19,701
BANK ONE,
YOUNGSTOWN, PO BOX
82688400 NA 711004 COLUMBUS OH 43271 5.7 2 35 $82,590 0 0 1 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
1240 EAST
CENTURY NINTH
FEDERAL STREET
82673000 CREDIT UNION ROOM 719 CLEVELAND OH 44199 2.9 1 34 $290,791 3.1 1 32 $287,181
CENTURY
82428700 NATIONAL BANK P.O.BOX 3500 NEWARK OH 43058 3.4 2 58 $284,989 0 0 1 $0
250 WEST
CHASE BANK AS HURON
TRUSTEE FOR RD/STE 220-
83214100 SLFC, INC B.IMPALA CLEVELAND OH 44113 0 0 0 $0 3.3 1 30 $315,737
250 W.
CHASE BANK AS HURON
TRUSTEE FOR RD/STE920-
83214200 SLFC, INC B.IMPALA CLEVELAND OH 44113 0 0 0 $0 0.3 2 630 $165,058
49 WM
CINCO FEDERAL HOWARD
82341700 CREDIT UNION TAFT RD. CINCINNATI OH 45219 6.6 6 90 $465,105 0 0 3 $0
CINFED
EMPLOYEES 550 MAIN
FEDERAL STREET
82498300 CREDIT UNI ROOM 5510 CINCINNATI OH 45202 0 0 73 $321,862 0 0 69 $321,862
5000
CITIZEN'S TIEDEMAN
BANKING CO., ROAD MC OH-
82249600 ANDERSON 01-50-0801 BROOKLYN OH 44144 1.3 4 286 $1,545,166 0 0 17 $74,523
CITIZENS
NATIONAL BANK
82234900 OF WOODSFIEL PO BOX 230 WOODSFIELD OH 43793 0 0 37 $256,695 0 0 37 $256,695
CLIFTON
HEIGHTS LOAN 201 W
82649000 AND BUILDING C MCMILLAN ST CINCINNATI OH 45219 20.5 23 112 $345,132 50 1 2 $1,044
CLS - NATIONAL
CITY BANK PO BOX 5570 -
81014800 PITTSBURG LOC 7104 CLEVELAND OH 44101 5.2 398 7537 $53,113,849 5.4 396 7304 $53,251,042
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
CLS-NATIONAL
CITY BANK - P O BOX 5570,
80885100 ACCESS LOC #7104 CLEVELAND OH 44101 7 17 242 $1,639,277 0 0 9 $100,631

CLS-NATIONAL PO BOX 5570


80594300 CITY BANK (FOA) LOC 7104 CLEVELAND OH 44101 7.7 61 791 $3,980,196 0.5 3 561 $3,320,517
CLS-NATIONAL
CITY BANK OF P O BOX 5570 -
80866200 OHIO LOC. 7104 CLEVELAND OH 44101 7.3 157 2130 $9,671,322 7.5 110 1463 $6,789,235
CLS-NATIONAL
CITY BANK OF P.O. BOX 5570
80887400 OHIO LOC 7104 CLEVELAND OH 44101 5.7 125 2171 $14,637,507 5 80 1576 $11,957,435
CLS-NATIONAL
CITY BANK OF P.O. BOX 5570
80887700 OHIO LOC 7104 CLEVELAND OH 44101 7.4 513 6930 $51,548,742 8 709 8811 $64,100,116
CLS-NATIONAL
CITY BANK OF P O BOX 5570
80888800 OHIO LOC 7104 CLEVELAND OH 44101 6.8 81 1190 $6,371,984 8.7 61 696 $3,591,596
CLS-NATIONAL
CITY BANK OF PO BOX 5570
80894200 OHIO LOC 7104 CLEVELAND OH 44101 0 0 9 $17,179 0.5 1 195 $0
CLS-NATIONAL
CITY BANK OF P.O. BOX 5570
81993100 OHIO LOC7104 CLEVELAND OH 44101 9.2 176 1894 $10,087,289 7.4 105 1418 $7,887,900
CLS-NATIONAL
CITY BANK OF P.O. BOX 5570
82445500 OHIO LOC 7104 CLEVELAND OH 44101 5.1 10 196 $692,701 0 0 124 $650,608
CLS-NATIONAL
CITY BANK OF PO BOX 5570,
83140300 OHIO LOC #7104 CLEVELAND OH 44101 7.1 1 14 $39,130 4.4 5 112 $345,226
CLS-NATIONAL
CITY BANK OF P.O. BOX 5570
83054700 PA LOC 7104 CLEVELAND OH 44101 0 0 46 $210,311 0 0 40 $222,537
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
CLS-NATIONAL
CITY BANK, P O BOX 5570,
80334800 INDIANA LOC 7104 CLEVELAND OH 44101 4.5 63 1385 $6,627,720 4.7 62 1304 $6,597,021
CLS-NATIONAL
CITY BANK, P.O.BOX 5570,
80367400 INDIANA LOC 7104 CLEVELAND OH 44101 10.5 615 5856 $30,708,258 10.3 415 4007 $18,395,492
CLS-NATIONAL
CITY BANK, P.O. BOX 5570
80495900 KENTUCKY LOC 7104 CLEVELAND OH 44101 8.4 323 3829 $23,382,450 9.2 328 3561 $23,257,202
CLS-NATIONAL PO BOX 5570,
CITY BANK, LOC 7104 - FIN
80347800 SOUTHERN IN CONT SL CLEVELAND OH 44101 1.1 1 88 $424,764 1.1 1 84 $424,764
CLS-NATIONAL
CITY BANK- P.O. BOX 5570
81589700 VALLEY AM BK LOC 7104 CLEVELAND OH 44101 3.1 2 64 $328,901 12.5 2 16 $89,041
CLS-NATIONAL
CITY BK-FT PO BOX 5570
80358800 WAYNE NAT'L LOC 7104 CLEVELAND OH 44101 7.8 24 304 $1,673,378 0 0 65 $448,713
CLS-NATL CITY
BK-1ST NATL BK PO BOX 5570
80355700 WARSAW LOC 7104 CLEVELAND OH 44101 5 3 60 $401,118 0 0 21 $157,692

CROGHAN 323 CROGHAN


80859000 COLONIAL BANK ST FREMONT OH 43420 6 2 33 $182,613 0 0 1 $0
P O BOX 70
DELAWARE ATTN: LINDA
80874700 COUNTY BANK SMITH DELAWARE OH 43015 2.7 1 36 $315,794 0 0 2 $2,624
DOLLAR
SAVINGS AND
TRUST
81427300 COMPANY PO BOX 450 YOUNGSTOWN OH 44501 1.6 2 125 $347,616 0 1 1 $7,677
DOVER-PHILA
FEDERAL 119 FILLMORE
82632700 CREDIT UNION AVE. DOVER OH 44622 0 0 42 $287,757 0 0 3 $1,104
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
EATON
NATIONAL BANK 110 WEST
81434500 & TRUST CO MAIN STREET EATON OH 45320 0 0 32 $227,105 0 0 29 $227,105
EMPLOYEES 1481
OWN FEDERAL DEERWOOD
83026700 CREDIT UNION DRIVE DEFIANCE OH 43512 3.2 1 31 $209,387 3.7 1 27 $209,387
38 FOUNTAIN
FIFTH THIRD SQ PLAZA,
BANK, DEPT. MD HELEN
80863400 10907A CHURCH CINCINNATI OH 45263 7.7 78 1004 $5,037,400 5 1 20 $4,506
38 FOUNTAIN
FIFTH THIRD SQ PLAZA,
BANK, DEPT. MD HEATHER
82810500 10907A LEWIS CINCINNATI OH 45263 3.7 5 135 $659,689 0 0 5 $3,960
38 FOUNTAIN
FIFTH THIRD SQ PLAZA;
82825700 BANK/MD 109068 RON HELTON CINCINNATI OH 45263 3.7 15 397 $2,883,992 0 0 7 $0
21 E. STATE
FIFTH THIRD ST.,
BANK/STATE ATTN:JOHN
82911900 SAVINGS BANK CRONIN COLUMBUS OH 43215 4.6 6 129 $862,092 0 0 1 $0
FIFTH THIRD
BK/NORTHWEST
80881900 ERN OHIONA 337 S MAIN ST FINDLAY OH 45840 0 0 32 $66,220 0 0 0 $0
ONE WEST
FIFTH THIRD FOURTH
TRUST SLF, MD STREET,
80878000 10907A SUITE 200 CINCINNATI OH 45202 8.1 525 6467 $35,900,039 10.2 25 243 $213,857

FIRELANDS 221 EAST


FEDERAL MAIN STREET,
82245400 CREDIT UNION PO BOX 308 BELLEVUE OH 44811 0 0 33 $170,060 0 0 31 $170,060
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
PO BOX 299
100 N
FIRST CITIZENS SANDUSKY UPPER
80860600 NATIONAL BANK AVE SANDUSKY OH 43351 0 0 30 $106,294 0 0 30 $106,294
FIRST FEDERAL
SAVINGS & LOAN
82165600 ASSOCI PO BOX 957 GALION OH 44833 0 0 30 $147,158 0 0 30 $147,158
FIRST FEDERAL 601 CLINTON
SAVINGS AND ST., PO BOX
82237100 LOAN 248 DEFIANCE OH 43512 5.8 5 85 $439,821 0 0 3 $5,500
FIRST FEDERAL 135 EAST
SAVINGS AND LIBERTY
82650500 LOAN ASSO STREET WOOSTER OH 44691 0 0 51 $270,577 0 0 0 $0
FIRST MERIT 105 COURT
80875000 BANK/EST STREET ELYRIA OH 44035 8 8 99 $302,390 0 0 1 $0

FIRST 111 CASCADE-


MERIT/CITIZENS 2ND FL. J.
81569400 NAT'L BANK RHOADES AKRON OH 44308 5.2 5 96 $529,206 0 0 1 $0
FIRST
MERIT/FIRST 111 CASCADE-
NAT'L BANK OF 2ND FL. J.
80862200 OHI RHOADES AKRON OH 44308 7.7 121 1561 $9,861,238 8.3 1 12 $6,265
FIRST NATI
BANK OF
NORTHWEST 405 W. THIRD
81916400 OHIO STREET DEFIANCE OH 43512 0 0 39 $93,780 0 0 6 $2,842
FIRST NATIONAL
BANK OF PO BOX
80293300 CHICAGO 711004 COLUMBUS OH 43271 5.6 272 4777 $33,833,929 0.2 2 842 $1,382,177
FIRST NATIONAL 1304 SUNSET
BANK OF STREET-
SOUTHWESTER STUDENT
80863300 N LOANS MIDDLETOWN OH 45042 3.1 1 32 $102,040 0 0 1 $3,700
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
FIRST OHIO
CREDIT UNION,
82147100 INC. PO BOX 856 FOSTORIA OH 44830 5.4 3 55 $241,045 5.5 3 54 $239,170
FIRSTAR BANK 425 WALNUT
TRUSTEE FOR ST PO BOX
83310700 CUNA 1118 CINCINNATI OH 45201 6.6 25 374 $1,570,295 31.9 23 72 $222,388
FIRST-KNOX 50 N. THIRD
80883500 NATIONAL BANK STREET NEWARK OH 43058 2 1 50 $358,399 0 0 0 $0

FIRSTMERIT 111 CASCADE


81332900 BANK, N.A. PLAZA AKRON OH 44308 3.7 6 162 $1,340,915 0 0 25 $105,858
HOME SAVINGS PO BOX 1111,
& LOAN 275 FEDERAL
82724200 COMPANY OF PLAZA WEST YOUNGSTOWN OH 44501 6 13 216 $1,049,101 50 1 2 $524
7450
HUNTINGTON HUNNINGTON
80864200 NATIONAL BANK PARK DR COLUMBUS OH 43235 3.4 16 468 $2,255,054 0 0 15 $1,500
HUNTINGTON 7450
NATIONAL HUNNINGTON
83152200 BANK/SLMA PARK DR COLUMBUS OH 43235 6.7 251 3692 $21,669,678 0.4 2 451 $2,103,057
PO BOX
14090; 1045
83258400 KEMBA CU W. 8TH ST. CINCINNATI OH 45250 0 0 38 $156,702 0 0 13 $59,057
800
SUPERIOR
KEY BANK OF AVE., MC OH-
80268500 IDAHO 01-02-0423 CLEVELAND OH 44114 8.3 34 405 $1,182,286 1.5 1 63 $126,125
800
SUPERIOR
KEY BANK OF AVE., MC OH-
80921300 OREGON 01-02-0423 CLEVELAND OH 44114 3.1 8 254 $1,060,365 0 0 159 $894,390

KEY BANK OF 5000


81102500 UTAH TIEDEMAN RD BROOKLYN OH 44144 3.3 10 300 $1,516,891 0 0 2 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
800
KEY BANK USA- SUPERIOR
ED LENDING AVE., MC OH-
80895900 OPERATIONS 01-02-0423 CLEVELAND OH 44114 1.6 69 4204 $77,813,990 0.4 7 1699 $23,865,159
800
KEY BANK USA- SUPERIOR
ED LENDING AVE., MC OH-
81376000 OPERATIONS 01-02-0423 CLEVELAND OH 44114 6.7 1636 24299 $155,220,514 2.9 145 4980 $25,114,444
800
KEY BANK USA- SUPERIOR
ED LENDING AVE., MC OH-
83155200 OPERATIONS 01-02-0423 CLEVELAND OH 44114 2.3 241 10352 $170,288,141 8.9 51 573 $4,862,358
800
KEY BANK USA- SUPERIOR
ED LENDING AVE. MC OH-
83184800 OPERATIONS 01-02-0423 CLEVELAND OH 44114 2.1 221 10317 $97,481,938 4.1 23 549 $2,027,047
800
SUPERIOR
KEYBANK,USA- AVE,4TH
ED RES MS:OH- FLR,OPERATI
81172800 01-02-0423 ONS CLEVELAND OH 44114 3.2 17 523 $2,011,407 0 0 115 $529,778
800
KEYCORP SUPERIOR
STUDENT LOAN AVE., MC OH-
83322000 TRS 1995-B FNB 01-02-0423 CLEVELAND OH 44114 0 0 0 $0 2.3 267 11351 $290,806,938
800
KEYCORP SUPERIOR
STUDENT LOAN AVE., MC OH-
83314400 TRUST 1995-A 01-02-0423 CLEVELAND OH 44114 0 0 0 $0 1.6 1 60 $628,861

LIMA SUPERIOR 1205 E. KIBBY


FED CREDIT ST., P.O. BOX
82504300 UNION 1110 LIMA OH 45802 3.8 4 104 $610,704 0 0 5 $44,213
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
LORAIN 457
82146600 NATIONAL BANK BROADWAY LORAIN OH 44052 8.3 4 48 $292,356 0 0 1 $0
P O BOX 479
MAHONING 23 FEDERAL
80886300 NATIONAL BANK PLAZA YOUNGSTOWN OH 44501 4.7 8 168 $886,241 5.4 8 148 $750,017
7025 MARKET
METROPOLITAN ST., CARLA
82291500 NATIONAL BANK HUNTER BOARDMAN OH 44512 4.6 6 130 $1,240,906 0 0 0 $0
519 MADISON
MID AMERICAN AVE, ATTN:
NATL BANK & LORI
80861700 TRUST CO. MAGRUM TOLEDO OH 43604 9.1 73 799 $4,128,987 0 0 9 $9,721
MINERS & 124-136
MECHANICS NORTH
SAVINGS & FOURTH
80887200 TRUST STREET STEUBENVILLE OH 43952 10 3 30 $81,204 0 1 1 $0
P.O. BOX
80363400 NBD BANK, N.A. 711004 COLUMBUS OH 43271 8.9 1388 15431 $104,917,324 10.6 928 8703 $59,326,229
6581
OAK HILLS HARRISON AV
SAVINGS AND ATTN:J
82731400 LOAN COMPANY JORDAN CINCINNATI OH 45247 0 0 32 $329,668 0 0 0 $0
OHIO COLLEGE 10515
OF PODIATRIC CARNEGIE
83165400 MEDICINE AVENUE CLEVELAND OH 44106 1.8 4 218 $8,744,131 1.2 1 79 $2,565,992
PO BOX
3500/ATTN:ST
PARK NATIONAL UDENT LN
80866400 BANK DEPT NEWARK OH 43058 7.7 19 244 $1,203,096 16.6 2 12 $5,086

PARMA SCHOOL 5255


EMPLOYEES REGENCY
81840900 CREDIT UNION DRIVE PARMA OH 44129 0 0 30 $271,042 0 0 1 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
PEOPLES
BANKING & 138 PUTNAM
80866600 TRUST CO ST MARIETTA OH 45750 3.9 2 51 $168,428 0 0 1 $0

POTTERS
SAVINGS & LOAN
80867800 COMPANY P O BOX 1028 EAST LIVERPOOL OH 43920 3.3 1 30 $133,324 0 0 0 $0
RCSB DIV OF 1215
CHARTER ONE SUPERIOR
80814000 BANK-6TH FL AVE 6TH FL. CLEVELAND OH 44114 8.3 55 655 $4,949,914 0 0 10 $13,747

80892700 RICHLAND BANK PO BOX 3500 NEWARK OH 43058 2.8 1 35 $269,114 0 0 0 $0


SCHOOL
EMPLOYEES 340
LOR. CO CREDIT GRISWOLD
82329600 UNI ROAD ELYRIA OH 44035 2.8 1 35 $229,123 2.8 1 35 $229,123
SECOND
NATIONAL BANK 108 MAIN
80868000 OF WARREN STREET S W WARREN OH 44482 4.7 3 63 $322,624 0 0 2 $0
40 S.
SECURITY LIMESTONE
NATIONAL BANK ST. DANITA
82992400 & TRUST CO FERRYMAN SPRINGFIELD OH 45502 3.2 2 61 $422,131 0 0 1 $0
SEVEN
SEVENTEEN 3181
CREDIT UNION, LARCHMONT
83052400 INC. NE WARREN OH 44483 1.5 1 65 $225,308 0 0 5 $0
256 SECOND
ST. PO BOX
82713200 SKY BANK 398 BERGHOLZ OH 43908 5.3 9 167 $1,000,376 18.1 6 33 $150,484
800
SOCIETY SUPERIOR
STUDENT LOAN AVE., MC OH-
83302100 TRUST 1994-A 01-02-0423 CLEVELAND OH 44114 0 0 0 $0 3 1 33 $282,808
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
STATE HOME
SAVINGS
83104000 ASSOCIATION PO BOX 509 BOWLING GREEN OH 43402 4.4 2 45 $102,810 0 0 1 $0
5000
STATE HOME TIEDEMAN
SAVINGS RD, MC OH-01-
82998500 BANK,FSB 50-0801 BROOKLYN OH 44144 4.6 10 216 $1,245,540 0 0 0 $0

STUDENT LOAN 425 WALNUT


FUNDING, FBNA ST, LOCATION
82962600 TRUSTEE 5125 CINCINNATI OH 45201 4.3 1 23 $53,694 4.9 1010 20533 $150,938,815
STUDENT LOAN
FUNDING, FBNA 425 WALNUT
83063100 TRUSTEE ST.LOC. 5125 CINCINNATI OH 45201 7.7 6 77 $251,526 6.8 464 6797 $42,797,683
STUDENT LOAN 425 WALNUT
FUNDING, FBNA STREET LOC.
83100800 TRUSTEE 5125 CINCINNATI OH 45201 12.5 2 16 $24,625 5.2 38 724 $3,122,940
STUDENT LOAN
FUNDING, FBNA 425 WALNUT
83129900 TRUSTEE ST. LOC. 5125 CINCINNATI OH 45201 8.3 1 12 $26,047 11.4 108 946 $3,389,997
STUDENT LOAN 425 WALNUT
FUNDING, FBNA STREET
83145500 TRUSTEE LOC.5125 CINCINNATI OH 45201 4.7 21 446 $2,074,090 12.3 1234 10008 $68,770,572

STUDENT LOAN 425 WALNUT


FUNDING, FBNA ST, LOCATION
83164000 TRUSTEE 5125 CINCINNATI OH 45201 4.4 4 89 $160,562 4.5 22 481 $1,558,832
425 WALNUT
STUDENT LOAN STREET
FUNDING, FBNA LOCATION
83169200 TRUSTEE 5125 CINCINNATI OH 45001 4.8 36 745 $3,277,730 7.5 465 6132 $38,060,326
STUDENT LOAN
FUNDING, FBNA 425 WALNUT
83178500 TRUSTEE ST. LOC.5125 CINCINNATI OH 45201 0 0 12 $42,528 8.8 7 79 $249,781
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
STUDENT LOAN 425 WALNUT
FUNDING, FBNA STREET LOC.
83308100 TRUSTEE 5125 CINCINNATI OH 45201 5.3 74 1390 $4,671,173 5.5 75 1355 $5,998,881
STUDENT LOAN 425 WALNUT
FUNDING, FBNA STREET ML
83317500 TRUSTEE 5125 CINCINNATI OH 45201 6.5 43 653 $4,823,201 3.1 37 1171 $4,225,352
STUDENT LOAN 425 WALNUT
FUNDING, FBNA STREET M/L
83320700 TRUSTEE 5125 CINCINNATI OH 45201 7.8 3 38 $148,079 3 27 883 $3,885,307

STUDENT LOAN 425 WALNUT


FUNDING, FBNA ST, LOCATION
83321400 TRUSTEE 5125 CINCINNATI OH 45201 0 0 0 $0 0 1 1092 $6,179,547
THE FARMERS &
MERCHANTS 307-11 N.
80876500 STATE BANK DEFIANCE ST. ARCHBOLD OH 43502 6.2 23 368 $1,399,822 22.5 7 31 $24,307
236 S MAIN
80888700 THE OHIO BANK STREET FINDLAY OH 45839 3.4 3 86 $411,304 0 0 2 $0

ONE EAST
THE PROVIDENT FOURTH
80892300 BANK STREET- 241D CINCINNATI OH 45202 9.7 71 731 $3,445,483 0 0 15 $3,185
TIFFIN SAINT 25 SHAFFER
81965700 JOSEPH FCU PARK DRIVE TIFFIN OH 44883 2.3 1 42 $267,869 2.4 1 41 $267,869

TRUMBULL
SAVINGS & LOAN
83036100 COMPANY P.O. BOX 1311 WARREN OH 44482 2.7 2 73 $426,364 18.1 2 11 $46,730
UNITED
NATIONAL BANK
81435500 & TRUST CO. PO BOX 24190 CANTON OH 44701 4.3 2 46 $310,748 0 0 2 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

UNIVERSAL 1 PO BOX 467,


CREDIT UNION, NUMBER ONE
82490500 INC. RIVER PK DR. DAYTON OH 45409 2.2 1 44 $262,433 2.3 1 43 $252,586

WAYNE
SAVINGS & LOAN 151 N
82074800 COMPANY MARKET ST WOOSTER OH 44691 0 0 57 $254,637 0 0 54 $242,754
WRIGHT-PATT
CREDIT UNION
82944300 INC P.O. BOX 286 FAIRBORN OH 45324 2.8 8 285 $1,606,887 0 0 6 $0
P.O. BOX 188,
ARMSTRONG ATTN ERIC
83330900 BANK TUCK MUSKOGEE OK 74402 22.2 10 45 $44,365 0 0 6 $4,537
ATOKA STATE
81889600 BANK PO BOX 718 ATOKA OK 74525 13.2 9 68 $407,666 0 0 52 $364,474

STUDENT
BANC FIRST- LOAN DEPT
83172600 SHAWNEE P.O. BOX 1608 SHAWNEE OK 74802 9.2 276 2971 $19,406,234 0.1 3 1721 $12,749,110
BANCFIRST P.O. BOX 1608
STUDENT LOAN TINA
80907000 DEP SEAWRIGHT SHAWNEE OK 74802 13.6 29 212 $493,140 7.1 1 14 $20,095
PO BOX 2300,
BANK OF ATTN:CHRISTI
80906300 OKLAHOMA E MCKUIN TULSA OK 74192 7.3 433 5878 $43,343,743 0.2 10 4707 $35,733,242
CITIZENS BANK
& TRUST
80908700 COMPANY P O BOX 1117 OKMULGEE OK 74447 21.7 10 46 $80,641 0 0 6 $3,030
CITIZENS BANK
83187000 OF EDMOND 1 EAST FIRST EDMOND OK 73034 6.2 34 545 $3,547,307 0 0 297 $2,484,311
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
P O BOX 943
1729
COMMUNITY COLLEGE
83055500 NATIONAL BANK BLVD ALVA OK 73717 8 4 50 $116,322 0 0 14 $24,757
CONTINENTAL
FEDERAL S & L
83104700 ASSN PO BOX 838 OKC OK 73101 0 0 67 $175,672 0 0 44 $139,362
ARTHR
CONTINENTAL ANDERSON
FEDERAL S & L CO 20E 5TH
82042200 ASSN/RTC ST STE900 TULSA OK 74103 2.2 1 44 $58,177 0 0 21 $45,366
EXCHANGE
82317900 NATIONAL BANK PO BOX 789 ARDMORE OK 73402 0 0 32 $95,325 0 0 0 $0
FIRST FIDELITY
80899000 BANK, N.A. PO BOX 32282 OKLAHOMA CITY OK 73123 8.8 12 136 $915,966 0.9 1 105 $842,550
FIRST NATIONAL 909 S.
80909700 BANK MERIDIAN OKLAHOMA CITY OK 73108 25 8 32 $93,095 0 0 0 $0
FIRST NATIONAL
BANK IN
83148800 DURANT P O BOX 309 DURANT OK 74701 11.8 19 161 $878,716 0 0 29 $145,255
FIRST UNITED
BANK AND
TRUST
81951400 COMPANY PO BOX 130 DURANT OK 74702 9.8 27 275 $1,263,184 0.5 1 173 $905,159
LANDMARK
BANK COMPANY,
83157600 N.A. PO BOX 823 MADILL OK 73446 8.8 11 125 $780,677 0 0 96 $671,107
LIBERTY
FEDERAL
81828000 SAVINGS BANK PO BOX 1028 ENID OK 73702 8.4 8 95 $313,653 0 0 3 $1,258
LINCOLN
83019600 NATIONAL BANK PO BOX 15510 DEL CITY OK 73115 10.5 46 435 $3,558,591 0.3 1 306 $2,549,241
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
3601 NW 63RD
LOCAL FEDERAL ST, PO BOX
82835300 BANK FSB 26020 OKLAHOMA CITY OK 73126 3.1 19 595 $3,210,104 0 0 454 $2,494,347
LOCAL 3601
OKLAHOMA NORTHWEST
83178400 BANK 63RD ST. OKLAHOMA CITY OK 73116 4.3 55 1260 $8,160,655 0 0 946 $6,441,020

9520 N. MAY
NATIONSBANK, AVE 1ST FL
83106200 N.A. PO BOX 25189 OKLAHOMA CITY OK 73125 14.2 12 84 $291,497 0 0 36 $103,148
OKLAHOMA
NATL BK & TR
81697600 CO, CHICKASHA P O BOX 1008 CHICKASHA OK 73023 9 3 33 $64,935 0 0 0 $0
OKLAHOMA 4545 NORTH
STUDENT LOAN LINCOLN
82460700 AUTHORITY BLVD STE 66 OKLAHOMA CITY OK 73105 6.4 27 420 $1,192,499 3.3 1 30 $118,414
OKLAHOMA
STUDENT LOAN
82565900 AUTHORITY PO BOX 18145 OKLAHOMA CITY OK 73154 10.6 380 3573 $17,615,691 11 603 5453 $26,034,560
ROCKWELL P O BOX
82993000 BANK 32608 OKLAHOMA CITY OK 73123 8.3 44 527 $3,671,132 0 0 346 $2,556,433
STILLWATER
NATIONAL BANK
80908100 & TRUST CO P.O.BOX 1988 STILLWATER OK 74076 6.5 292 4474 $35,723,267 0.4 15 3392 $29,943,341
THE SECURITY
NATIONAL BANK
83100300 AND TRUS PO BOX 900 NORMAN OK 73070 6 59 970 $10,357,926 0.2 2 712 $8,408,095

PO BOX 18145
THE UNIVERSITY (OSLA/PAM
83308900 OF TULSA CHANDLER) OKLAHOMA CITY OK 73154 1.4 3 201 $4,660,482 0 0 89 $1,795,009
TINKER
FEDERAL P O BOX
81637600 CREDIT UNION 45750 TINKER AFB OK 73145 4.3 22 507 $3,483,965 4.6 22 476 $3,483,965
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
TULSA
TEACHERS
83132300 CREDIT UNION P.O. BOX 4999 TULSA OK 74159 1.2 1 80 $250,177 0 0 1 $5,052
UNIVERSITY OF 731 ELM
OKLAHOMA LEW ROBERTSON
81218700 WENTZ FO HALL NORMAN OK 73019 1.6 1 62 $487,870 0 0 34 $299,924
WEOKIE CREDIT P O BOX
83030700 UNION 26090 OKLAHOMA CITY OK 73126 1.8 1 53 $394,674 1.9 1 51 $394,674
MARION & POLK
SCHOOLS 1900 HINES
83069800 CREDIT UNION STREET SE SALEM OR 97302 0 0 49 $371,434 0 0 37 $366,434
NEIGHBORS OF
82853400 WOODCRAFT PO BOX 1897 OREGON CITY OR 97045 0.7 1 137 $657,093 1 1 96 $412,704
OSU FEDERAL
83244200 CREDIT UNION P.O. BOX 306 CORVALLIS OR 97330 2.7 4 143 $751,367 3.2 4 125 $748,235
SECURITY
PACIFIC BANK PO BOX 6400
80922400 OREGON UNIT 2812 PORTLAND OR 97228 5.1 2 39 $90,683 0 0 21 $78,180
299 EAST
SELCO CREDIT 11TH P O
83102400 UNION BOX 7487 EUGENE OR 97401 3.4 4 117 $538,727 0 0 78 $515,383
U-LANE-O
82900400 CREDIT UNION PO BOX 1493 EUGENE OR 97440 0 0 53 $111,540 0 0 31 $94,734
WEST COAST
80920600 BANK P.O. BOX 8000 WILSONVILLE OR 97070 2.7 1 36 $312,063 0 0 23 $255,264
675 OLD
ADAMS COUNTY HARRISBURG
80945600 NATIONAL BANK ROAD GETTYSBURG PA 17325 5.4 3 55 $200,202 5.7 3 52 $200,202
BOX 1465-
ATTN:
COMPTROLLE
82892400 AES/PHEAA R HARRISBURG PA 17105 6.2 1773 28175 $123,358,938 6.3 1609 25281 $129,206,977
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
ALLEGHENY
VALLEY BANK OF 5137 BUTLER
80930800 PITTSBURGH STREET PITTSBURGH PA 15201 2.1 2 95 $662,565 2.3 2 85 $644,284
80547700 ALLFIRST BANK PO BOX 2961 HARRISBURG PA 17105 2.7 8 289 $1,709,396 1 2 196 $1,328,399
MC 900-04-01
81012300 ALLFIRST BANK PO BOX 2961 HARRISBURG PA 17105 3.2 12 373 $2,504,192 0 0 56 $152,540
PO BOX 2961
3607 DERRY
81268800 ALLFIRST BANK ST HARRISBURG PA 17105 4.3 48 1108 $6,439,960 4.3 42 964 $5,712,946
541 SOUTH
LAWRENCE
82871800 ALLIANCE BANK ROAD BROOMALL PA 19008 0 0 55 $261,690 0 0 46 $243,130
ALTOONA 3001 SIXTH
81869000 CONRAIL F.C.U. AVENUE ALTOONA PA 16602 3 1 33 $298,642 3.2 1 31 $298,170

AMBLER PO BOX 210,


SAVINGS & LOAN ATTN ANGELA
82890400 ASSOCIATION PILEGGI AMBLER PA 19002 8.8 3 34 $297,253 33.3 3 9 $47,038
APOLLO TRUST
80932100 COMPANY P O BOX 247 APOLLO PA 15613 6.7 6 89 $574,653 7.6 6 78 $574,653
ATLANTIC
CENTRAL PO BOX PO
83276600 BANKERS BANK BOX 1 CAMPHILL PA 17001 1.2 1 77 $215,088 0 0 0 $0
ATLANTIC
EMPLOYEES NEWTOWN
82893000 FCU P.O. BOX 466 SQUARE PA 19073 6 3 50 $164,925 0 0 6 $19,184

BANK OF
GLOUCESTER 1695 STATE
83329400 CO /FULTON BNK STREET E. PETERSBURG PA 17520 13.2 36 272 $864,604 13.3 36 270 $860,900
BANK OF
HANOVER &
TRUST 25 CARLISLE
80932400 COMPANY STREET HANOVER PA 17331 2.7 3 111 $656,990 0 0 6 $16,289
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
1097
BANK OF COMMERCIAL
LANCASTER AVE./PO BOX EAST
81287300 COUNTY, NA 38 PETERSBURG PA 17520 2.3 6 258 $1,540,818 0 0 26 $45,717
106 SO. 16TH
BENEFICIAL STREET
MUTUAL (STUDENT
81941400 SAVINGS BANK LOAN D PHILA PA 19102 4.9 26 526 $3,954,030 4.7 46 972 $6,157,567
BEREAN 5228
SAVINGS CHESTNUT
82344100 ASSOCIATION STREET PHILADELPHIA PA 19139 8.8 4 45 $281,597 0 0 3 $8,979

BUTLER ARMCO 601 HANSEN


83272900 EMPLOYEES C.U. AVENUE BUTLER PA 16001 2.6 1 38 $196,935 2.7 1 36 $196,935
CBW SCHOOLS
FEDERAL POST OFFICE
82894900 CREDIT UNION BOX 400 SIDMAN PA 15955 0 0 34 $122,954 0 0 31 $122,954
654
PHILADELPHI
A ST.,CSC
82892000 CENTRAL BANK LOWER LEVE INDIANA PA 15701 3.1 5 160 $1,262,270 0 0 37 $111,657
CENTRAL PA
SAVINGS 1695 STATE EAST
82261300 ASSOCIATION STREET PETERSBURG PA 17520 2 1 50 $162,418 0 0 42 $160,164
654
PHILADELPHI
A ST;CSC
LOWER
80942900 CENWEST BANK LEVEL INDIANA PA 15701 4.6 10 217 $1,651,796 0 0 20 $76,454
CHARLEROI
FEDERAL
SAVINGS AND
81333100 LOAN PO BOX 209 CHARLEROI PA 15022 3.2 4 122 $280,544 3.4 4 115 $285,155
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
CITIZENS AND
NORTHERN 428 MAIN
82884100 BANK STREET TOWANDA PA 18848 4.4 9 202 $1,569,589 0 0 18 $33,893
CITIZENS BANK
& TRUST PO BOX 196
80936600 COMPANY - PALMERTON PA 18071 4.5 2 44 $256,940 0 0 4 $11,089
CITIZENS
NATIONAL BANK
81342100 OF EVANS CIT PO BOX 407 EVANS CITY PA 16033 8.2 14 169 $1,237,274 9.2 15 163 $1,240,371
CITIZENS
NATIONAL BANK
80937400 OF SOUTHERN PO BOX 400 GREENCASTLE PA 17225 3.6 2 55 $246,828 0 0 2 $4,027
CITIZENS TRUST 10 NORTH
80938200 COMPANY MAIN ST COUDERSPORT PA 16915 0 0 58 $436,690 0 0 7 $21,617
CLEARFIELD
BANK & TRUST
80938300 COMPANY PO BOX 171 CLEARFIELD PA 16830 0 0 111 $605,462 0 0 110 $599,997
COMMERCE
82895300 BANK PO BOX 8599 CAMP HILL PA 17011 5.4 33 611 $3,897,235 5.8 2 34 $52,769
COMMERCIAL
NATIONAL BANK
81341100 OF WESTMOR PO BOX 429 LATROBE PA 15650 1.3 2 152 $1,271,959 0 0 17 $88,342
COMMONWEALT
H BANK AND 10 N 5TH ST,
TRUST CALLOWHILL
82461900 COMPANY BLDG READING PA 19601 2.3 7 301 $560,601 8.3 1 12 $12,477
COMMUNITY
BANK & TRUST
80949800 CO PO BOX 480 CLARKS SUMMIT PA 18411 2.3 4 168 $1,093,727 0 0 12 $44,707
COMMUNITY
BANK NATIONAL
81001000 ASSOCIATION PO BOX 357 CARMICHAELS PA 15320 3.7 5 133 $1,067,503 0 0 14 $45,871
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
906 RIVER
COMMUNITY ROAD PO BOX
81001200 BANKS, NA R HALIFAX PA 17032 2.4 4 165 $1,138,164 0 0 24 $109,204
COMMUNITY
NATL BANK OF 53 EAST
80955000 NW PA STATE ST ALBION PA 16401 3 1 33 $180,031 0 0 2 $2,500
CORNER OF
COUNTY MARKET &
80942000 NATIONAL BANK 2ND STS CLEARFIELD PA 16830 2.9 5 171 $1,326,455 0 0 39 $103,024
CROSS VALLEY
82858200 FCU PO BOX 597 WILKES-BARRE PA 18703 3.7 2 54 $498,725 4 2 50 $498,725
CTCE FEDERAL
82659200 CREDIT UNION PO BOX 13385 READING PA 19612 3 2 65 $454,223 3.1 2 63 $442,477
654
PHILADELPHI
A ST;CSC
LOWER
80945200 DEPOSIT BANK LEVEL INDIANA PA 15701 4.7 11 232 $1,544,288 0 0 24 $42,193
DIAMOND
FEDERAL 1600 MEDICAL
81338000 CREDIT UNION DRIVE POTTSTOWN PA 19464 3.8 2 52 $205,220 5.4 2 37 $202,023
2700 LIBERTY
82258300 DOLLAR BANK AVE PITTSBURGH PA 15222 4.3 44 1022 $7,274,885 0 0 99 $200,327
4
DOWNINGTOWN BRANDYWINE
80944400 NATIONAL BANK AVE DOWNINGTOWN PA 19335 0 0 39 $261,424 0 0 30 $241,874
DROVERS AND
MECHANICS 30 SOUTH
83220500 BANK GEORGE ST YORK PA 17401 1.7 1 56 $366,406 0 0 13 $48,842
EAST
STROUDSBURG 744 MAIN
SAVINGS STREET P O
82894400 ASSOCIATIO BOX L STROUDSBURG PA 18360 6.6 14 210 $1,205,507 6.9 13 187 $1,182,702
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
ELLWOOD
FEDERAL
SAVINGS & LOAN
82087200 ASSO PO BOX 351 ELLWOOD CITY PA 16117 1.9 3 155 $1,006,789 1.3 2 147 $1,001,155
31 EAST MAIN
EPHRATA ST, PO BOX
80999800 NATIONAL BANK 457 EPHRATA PA 17522 1.5 2 132 $690,506 1.6 2 123 $689,762
ERIE COUNTY
SCHOOL
EMPLOYEES 4108 MAIN
82896900 FCU STREET ERIE PA 16511 6.6 2 30 $161,495 8 2 25 $157,740
ERIE SCHOOL 1109 EAST
82894300 EMP FCU 38TH STREET ERIE PA 16504 5.8 4 68 $560,746 6 4 66 $574,191
FARMERS &
MERCHANTS 20 SOUTH
TRUST MAIN ST, PO
80947000 COMPANY BOX T CHAMBERSBURG PA 17201 1.1 1 84 $553,801 0 0 15 $53,012
FARMERS FIRST 24 NORTH
81294600 BANK CEDAR ST LITITZ PA 17543 1.8 4 220 $1,100,209 0 0 20 $24,620
FARMERS
NATIONAL BANK 612 MAIN
80947500 OF EMLENTON STREET EMLENTON PA 16373 2.1 2 92 $520,551 2.2 2 87 $520,550

FIDELITY COR BLAKELY


DEPOSIT & & DRINKER
82652800 DISCOUNT BANK STS DUNMORE PA 18512 2 2 99 $844,010 0 0 16 $45,679
FIDELITY
SAVINGS 1009 PERRY
82507100 ASSOCIATION HIGHWAY PITTSBURGH PA 15237 0 0 64 $500,601 0 0 5 $25,605
FIRST
AMERICAN
NATIONAL BANK 140 EAST
82614400 OF PA MAIN ST EVERETT PA 15537 8.7 8 91 $376,974 9 8 88 $376,974
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
STUD LOAN
FIRST DEPT 6855
AMERICAN FRANKFORD
82279500 SAVINGS AVE PHILADELPHIA PA 19135 4.3 2 46 $78,707 0 0 8 $13,610
FIRST BANK INC.
AS
COMMONWEALT ONE SOUTH
81002100 H BNK MAIN STREET PITTSTON PA 18648 0 0 46 $105,634 0 0 1 $1,751
654
PHILADELPHI
FIRST BANK OF A ST.,CSC
82025400 LEECHBURG LOWER LEVE INDIANA PA 15701 5.7 5 87 $711,138 0 0 12 $26,042
FIRST CITIZENS
80951900 NATIONAL BANK 15 S. MAIN ST. MANSFIELD PA 16933 5.8 10 171 $1,200,635 0 0 33 $150,487

FIRST COLUMBIA
BANK & TRUST
80933500 CO 11 W MAIN ST BLOOMSBURG PA 17815 8.4 6 71 $600,421 0 0 4 $8,141
PO BOX
FIRST 20030, 450
COMMONWEALT UNION
81338900 H F.C.U. BOULEVARD ALLENTOWN PA 18103 1.2 1 77 $576,649 0 0 61 $399,887
FIRST FEDERAL
81352400 BANK PO BOX 950 HAZLETON PA 18201 6.2 13 207 $1,263,875 0 0 20 $39,948
FIRST FEDERAL
SAVINGS AND 118 MILL
81350300 LOAN ASSO STREET BRISTOL PA 19007 4.9 6 121 $1,028,625 3.3 1 30 $123,094
FIRST FEDERAL
SAVINGS AND 25 E HIGH
81353200 LOAN ASSO STREET WAYNESBURG PA 15370 6.3 5 79 $566,645 6.4 5 77 $559,430
DONNER
FIRST FEDERAL AVENUE AT
81351700 SAVINGS BANK 6TH STREET MONESSEN PA 15062 4.1 2 48 $201,666 5.4 2 37 $198,324
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
FIRST 22 WEST
KEYSTONE STATE
FEDERAL SVGS STREET BOX
81349300 & LOAN 567 MEDIA PA 19063 4.8 3 62 $407,890 0 0 14 $88,363
128
FIRST LIBERTY LACKAWANNA
82744700 BANK & TRUST AVE. OLYPHANT PA 18447 4.3 2 46 $370,535 0 0 1 $1,312
FIRST NATIONAL
81002300 BANK PO BOX 8 GREENCASTLE PA 17225 2.5 1 40 $211,551 0 0 2 $3,814
FIRST NATIONAL 40 SOUTH
BANK AND STATE
80950700 TRUST C STREET NEWTOWN PA 18940 1.8 4 222 $1,685,452 2 4 200 $1,703,815
FIRST NATIONAL
BANK OF 111 WEST
81295000 BERWICK FRONT ST BERWICK PA 18603 3.1 4 128 $728,178 0 0 27 $77,418
FIRST NATIONAL
BANK OF 1695 STATE EAST
81000700 DANVILLE ST, PO BOX 8 PETERSBURG PA 17520 3 3 100 $506,815 4.1 4 97 $532,169
FIRST NATIONAL FIRST
BANK OF FINANCIAL
81002800 HERMINIE CENTER IRWIN PA 15642 1.8 2 108 $767,004 0 0 6 $9,854
PO BOX 741,
FIRST NATIONAL ATTN:
BANK OF STUDENT
82803300 LEESPORT LOAN DEPT LEESPORT PA 19533 2.5 1 40 $180,261 3 1 33 $175,672

FIRST NATIONAL 4140 E. STATE


BANK OF ST., ATT DEB.
80956300 PENNSYLVANIA GARZONI HERMITAGE PA 16148 4.4 22 493 $3,673,961 0 0 38 $64,580
FIRST NATIONAL
COMMUNITY 102 E
82709600 BANK DRINKER ST DUNMORE PA 18512 5.3 5 93 $526,735 0 0 15 $91,087
FIRST NATIONAL 400 MARKET
81582000 TRUST BANK STREET SUNBURY PA 17801 4.6 5 108 $507,341 0 0 8 $8,577
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
FIRST NAT'L 2 NORTH
BANK OF MAIN ST. PO
80953800 MIFFLINTOWN BOX 96 MIFFLINTOWN PA 17059 4.7 2 42 $156,686 5 2 40 $156,686
4TH &
FIRST NAT'L LAFAYETTE
BANK OF AVE PO BOX
82809000 PALMERTON 217 PALMERTON PA 18071 3.1 4 127 $692,469 2.5 2 77 $344,792

FIRST NAT'L
BANK OF 100 SOUTH
81871200 SLIPPERY ROCK MAIN ST SLIPPERY ROCK PA 16057 9 20 221 $1,394,312 11.2 20 178 $1,249,505

FIRST NATL BK
PORT ALLEGANY 64 MAIN
80954700 (AMPEL) STREET PORT ALLEGANY PA 16743 7.3 3 41 $398,767 7.8 3 38 $397,868
FIRST PHILSON
81002400 BANK P O BOX 220 BERLIN PA 15530 5.1 4 77 $382,833 23.5 4 17 $36,056
FIRST SAVINGS 1129 NORTH
BANK OF 5TH STREET,
81337100 PERKASIE PO BOX 176 PERKASIE PA 18944 0 0 44 $123,286 0 0 8 $2,700
FIRST UNITED
81001300 NATIONAL BANK BOX 7 FRYBURG PA 16326 4.6 5 107 $695,108 4 4 99 $686,017

FIRST WESTERN
BANK, FSB, C/O
81335900 FW OPS P.O. BOX 1488 NEW CASTLE PA 16103 3.8 3 77 $324,289 0 0 7 $16,728
P.O. BOX 1488
101 E
FIRST WESTERN WASHINGTON
80956500 BANK, N.A. ST NEW CASTLE PA 16103 3.7 11 297 $1,002,340 0 0 49 $80,820
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
CASTOR &
COTTMAN
AVE
FIRSTRUST ATTN:LITWIN
82192000 SAVINGS BANK CZU PHILADELPHIA PA 19111 3.2 15 455 $3,435,005 3.4 15 440 $3,463,302

FNB CHICAGO 2600 LIBERTY,


TRUSTEE/PNC P4-PLCB-02-1,
83336400 %G REITER STE 200 PITTSBURGH PA 15222 33.3 1 3 $6,626 8.4 611 7264 $43,170,970
1695 STATE EAST
81008800 FULTON BANK ST PO BOX 8 PETERSBURG PA 17520 4.1 29 705 $4,251,549 4.6 30 651 $4,280,897
FULTON
COUNTY
NATIONAL BANK MCCONNELLSBU
81008400 (AMPEL) PO BOX 38 RG PA 17233 0 0 36 $184,855 0 0 34 $184,855
GERMANTOWN CITY LINE & 1
81871700 SAVINGS BANK BELMONT AV BALA-CYNWYD PA 19004 0 0 36 $19,550 0 0 4 $0
GLEN ROCK
81908700 STATE BANK P O BOX 127 GLEN ROCK PA 17327 3.5 2 57 $332,719 3.7 2 54 $328,742
GRANGE
NATIONAL BANK
OF WYOMING
81342600 COU MAIN ST LACEYVILLE PA 18623 0 0 31 $186,468 0 0 31 $186,468

GREAT 4750
AMERICAN FED CLAIRTON
81354400 SAVINGS & LOAN BOULEVARD PITTSBURGH PA 15236 6.3 43 678 $4,886,591 8.4 14 165 $591,558
GREAT VALLEY
SVNGS BNK % 1695 STATE EAST
83305100 FULTON BNK ST PETERSBURG PA 17520 4.9 3 61 $204,825 4.9 3 61 $203,948
HARLEYSVILLE
NATIONAL BANK 483 MAIN
80964300 AND TRUS STREET HARLEYSVILLE PA 19438 4.3 19 433 $2,527,496 5.1 19 371 $2,223,869
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
HARLEYSVILLE 271 MAIN
82394500 SAVINGS BANK STREET HARLEYSVILLE PA 19438 2.1 2 94 $427,396 0 0 13 $4,541
235 NORTH
HARRIS SECOND
82892600 SAVINGS BANK STREET HARRISBURG PA 17101 2.2 4 176 $1,224,758 0 0 11 $53,050
601 PENN
80977900 HERITAGE BANK STREET READING PA 19601 7.9 13 163 $946,341 8.6 13 150 $942,563
HERITAGE
NATIONAL BANK 601 PENN
81296500 C/O MAIN STR STREET READING PA 19603 2.4 1 41 $265,046 0 0 1 $0
HERITAGE
82891700 VALLEY F.C.U. P O BOX 3617 YORK PA 17402 6.1 3 49 $220,918 6.6 3 45 $220,918
HONESDALE 733 MAIN
80965900 NATIONAL BANK STREET HONESDALE PA 18431 14.6 11 75 $293,040 13.8 9 65 $273,491
935
INDIANA FIRST PHILADELPHI
82894500 SAVINGS BANK A ST INDIANA PA 15701 1.9 1 52 $585,394 0 0 8 $42,861
INVESTMENT 1201 EIGHTH
82890500 SAVINGS BANK AVENUE ALTOONA PA 16602 10.2 5 49 $436,740 0 0 4 $26,300
IRWIN BANK &
TRUST 309 MAIN
80967400 COMPANY STREET IRWIN PA 15642 0.3 1 255 $1,890,448 0 0 33 $75,591
JERSEY SHORE
80967500 STATE BANK PO BOX 5098 JERSEY SHORE PA 17740 1.9 3 151 $833,641 0 0 23 $78,802
KEYSTONE
FIANCIAL BANK 130 COURT
80931200 N.A. STREET WILLIAMSPORT PA 17701 3.7 22 584 $4,607,013 0 0 49 $158,318
1 SOUTH
KEYSTONE CENTER ST
FINANCIAL BANK C/O J.E.
81295400 N.A. BORIS POTTSVILLE PA 17901 6.5 31 475 $2,283,324 12.1 13 107 $348,630
KEYSTONE
FINANCIAL BANK 130 COURT
82725300 N.A. STREET WILLIAMSPORT PA 17701 6.8 13 189 $1,078,732 7.6 13 171 $1,026,689
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
KEYSTONE
FINANCIAL BANK 130 COURT
82876000 NA STREET WILLIAMSPORT PA 17701 7.7 40 515 $1,726,295 0 0 331 $1,282,552
KEYSTONE
FINANCIAL
80947800 BANK, N.A. 130 COURT ST WILLIAMSPORT PA 17701 5.2 23 438 $2,851,074 5.1 5 97 $367,751

KEYSTONE 130 COURT ST


FINANCIAL ATTN: DIANNE
80983500 BANK, N.A. EVERS WILLIAMSPORT PA 17701 4.3 32 729 $5,236,374 0 0 76 $207,625
90 HIGHLAND
KEYSTONE AVENUE, PO
82191400 SAVINGS BANK BOX 25012 LEHIGH VALLEY PA 18002 0.6 1 145 $1,114,210 0 0 8 $3,906
KISHACOQUILLA
S NATIONAL 30 CARRIAGE
82485000 BANK HOUSE LANE REEDSVILLE PA 17084 4.6 3 64 $290,807 0 0 13 $29,513
409
LA BANK, LACKAWANNA
N.A.,ATTN: J. AVE, SUITE
82853700 NICHOLS 201 SCRANTON PA 18503 2.8 3 106 $727,766 0 0 13 $49,317
LAFAYETTE 1695 STATE EAST
80968500 BANK STREET PETERSBURG PA 17520 3.7 9 242 $1,427,625 4 9 224 $1,418,633
551 MAIN ST,
ATTN: ROSE
80967800 LAUREL BANK ANN SLIS JOHNSTOWN PA 15901 3.5 26 736 $5,167,452 0 0 77 $137,529
LAUREL 363 BUTLER
82028300 SAVINGS BANK ST ETNA PA 15223 6.8 6 87 $733,350 0 0 13 $69,964

LEBANON
VALLEY 1695 STATE EAST
80947900 FARMERS BANK ST, PO BOX 8 PETERSBURG PA 17520 3.9 11 278 $1,384,045 4 8 199 $1,151,470
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
1695 STATE
LEBANON ST, ATTN
VALLEY COREY EAST
80969500 FARMERS BANK CRAVER PETERSBURG PA 17520 0 0 0 $0 4.2 3 71 $257,332
LEWISTOWN
TRUST
80970600 COMPANY PO BOX 270 LEWISTOWN PA 17044 0 0 51 $335,853 0 0 7 $7,921

TWO ALDWYN
CENTER
LANCASTER
82648500 MAIN LINE BANK AVENUE VILLANOVA PA 19085 3.1 12 384 $3,167,230 0 0 55 $321,994
201 EAST
MARION CENTER MAIN STREET
81342000 NATIONAL BANK PO BOX 195 MARION CENTER PA 15759 5 2 40 $223,385 5.2 2 38 $223,385
MARQUETTE
SAVINGS 920 PEACH
82846300 ASSOCIATION STREET ERIE PA 16501 9.3 3 32 $199,498 11.1 3 27 $197,756
MARS NATIONAL
80971300 BANK BOX 927 MARS PA 16046 2.3 2 86 $670,922 2.4 2 82 $665,123

MELLON BANK TWO MELLON


DELAWARE BANK
81270400 REGION CENTER PITTSBURGH PA 15259 9.5 54 564 $3,210,285 9.8 55 560 $3,229,792
MELLON BANK 2 MELLON
MARYLAND CENTER RM
81302000 REGION 152-0875 PITTSBURGH PA 15259 4.1 8 192 $1,584,745 4.8 21 434 $2,952,329
2 MELLON
MELLON BANK BANK
N.A. CENTER
80979000 NORTHEASTERN ROOM 950 PITTSBURGH PA 15259 7.9 86 1078 $7,284,180 6.7 13 193 $624,197
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
2 MELLON
BANK
MELLON BANK CENTER,
NA (CENTRAL ROOM 152-
80970900 REGION) 0875 PITTSBURGH PA 15259 3.4 31 909 $5,938,609 3.7 29 773 $5,829,146
MELLON BANK 2 MELLON
NA BANK
(COMMONWEAL CENTER RM
81009400 TH REG) 152-0875 PITTSBURGH PA 15259 3.8 33 850 $5,493,407 3.9 29 735 $5,380,810
2 MELLON
MELLON BANK BANK
NA (MELLON CENTER,
80961700 PSFS) ROOM 875 PITTSBURGH PA 15259 5.3 258 4810 $35,737,603 5.8 222 3810 $32,475,167
2 MELLON
BANK
MELLON BANK CENTER,
NA (NORTHERN ROOM 152-
80983900 REGION) 0875 PITTSBURGH PA 15259 3 3 97 $631,629 3.6 134 3661 $9,824,654
2 MELLON
BANK
MELLON BANK CENTER,
NA (WESTERN ROOM 152-
80974700 REGION) 0875 PITTSBURGH PA 15259 5.1 175 3392 $25,155,766 5.2 486 9275 $49,909,328
MELLON BANK 2 MELLON
NORTHERN CENTER RM
80972900 REGION 152-0875 PITTSBURGH PA 15259 3.5 22 627 $4,131,861 8.7 60 682 $4,561,563
MELLON BANK 2 MELLON
WESTERN CENTER, RM
80953500 REGION 152-0875 PITTSBURGH PA 15259 15.7 355 2250 $7,987,935 12.2 11 90 $278,751
2 MELLON
BANK
MELLON BANK, CENTER,
83044700 NA ROOM 875 PITTSBURGH PA 15259 6.8 327 4774 $30,202,893 6.6 231 3489 $24,289,777
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
MELLON 2 MELLON
BANK/AMA BANK CTR,
82681800 SOLUTIONS ROOM 950 PITTSBURGH PA 15259 1.8 1 54 $308,109 0 0 63 $867,538
2 MELLON
BANK
CENTER,
MELLON BANK- ROOM 152-
81372600 DELAWARE 0875 PITTSBURGH PA 15259 7 25 356 $1,580,103 7.5 25 331 $1,630,629
2 MELLON
BANK
CENTER,
MELLON BANK- ROOM 152-
83114000 MARYLAND 0875 PITTSBURGH PA 15259 7.6 143 1875 $7,633,303 7.8 134 1703 $7,639,544
MEMBERS 1ST
FEDERAL
81338500 CREDIT UNION PO BOX 40 MECHANICSBURG PA 17055 1.9 6 310 $1,791,236 1.7 5 294 $1,759,818
MERCER
COUNTY STATE
81288000 BANK 287 MAIN ST SANDY LAKE PA 16145 0 0 48 $356,922 0 0 18 $133,020
MERCHANTS 25
NATIONAL BANK BROADWAY,
82182700 OF BANGOR PO BOX 227 BANGOR PA 18013 5.7 4 69 $324,599 6.1 4 65 $321,456
80947700 MID PENN BANK PO BOX 205 DALMATIA PA 17017 4.6 8 172 $1,051,272 8.3 6 72 $278,807
MIDLANTIC NAT 2600 LIBERTY
BANK,C/O PNC AVE,P4-PLCB-
80758200 BANK 02-1,ST200 PITTSBURGH PA 15222 3.6 31 838 $5,473,590 0 0 3 $0

MID-STATE BANK 115 EAST


80946400 AND TRUST MAIN STREET EVERETT PA 15537 0 0 51 $245,423 0 0 4 $8,000
MIFFLIN
COUNTY
SAVINGS & LOAN
82890900 ASSOC PO BOX 711 LEWISTOWN PA 17044 2.2 1 44 $234,004 2.5 1 40 $234,004
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
MUNCY BANK
AND TRUST 2 NO MAIN
81288600 COMPANY STREET MUNCY PA 17756 0 0 51 $427,596 0 0 47 $426,650

NATIONAL PENN PHILADELPHI


BANK ATTN:J A & READING,
80981700 CARPENTER BOX 547 BOYERTOWN PA 19512 5.1 6 116 $734,719 5.8 1 17 $19,326
NAZARETH 3864 ADLER
NATIONAL BANK PL- LOAN
80982700 AND TRUST CO ACCOUNTING BETHLEHEM PA 18017 2.7 3 110 $743,511 0 0 18 $57,972
654
PHILADELPHI
A ST;CSC
LOWER
80951600 NBOC BANK LEVEL INDIANA PA 15701 5.9 17 286 $2,490,597 0 0 30 $89,768
920 OAK
83221500 NET FCU STREET SCRANTON PA 18508 9.8 5 51 $283,023 10 5 50 $281,462
NOR CAR
FEDERAL
82888700 CREDIT UNION PO BOX 3489 PALMER PA 18043 3.7 2 54 $556,350 0 0 9 $51,757
5000
NORTHSIDE MCKNIGHT
82892800 DEPOSIT BANK ROAD PITTSBURGH PA 15237 6.1 5 81 $607,581 25 4 16 $37,319
NORTHWEST
81349400 SAVINGS BANK P.O. BOX 788 WARREN PA 16365 5.2 3 57 $422,452 5 3 60 $514,233
108 LIBERTY
NORTHWEST ST, PO BOX
82814100 SAVINGS BANK 788 WARREN PA 16365 4.6 46 999 $5,766,037 4.7 43 909 $5,693,191

216 S MAIN ST
OLD FORGE ATTN: JUDY
82260900 BANK STRONG OLD FORGE PA 18518 6.4 4 62 $444,032 0 0 1 $5,253
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

OMEGA BANK, 1480 E


81340900 N.A. COLLEGE AVE STATE COLLEGE PA 16801 2.8 18 635 $4,557,047 0 0 114 $399,303
PA CENTRAL 959 EAST
82404600 FCU PARK DRIVE HARRISBURG PA 17111 0 0 30 $219,957 0 0 26 $209,800
PARKVALE 4220 WILLIAM
81602700 SAVINGS ASSN PENN HWY MONROEVILLE PA 15146 10.3 24 231 $1,635,500 0 0 79 $344,120
PATRIOT
FEDERAL
82470500 CREDIT UNION PO BOX 778 CHAMBERSBURG PA 17201 0.6 1 147 $1,110,406 0.7 1 137 $1,114,474

PENN SECURITY 150 N


BANK & TRUST WASHINGTON
81296700 CO AVE SCRANTON PA 18503 8.4 31 369 $2,479,431 8.4 30 353 $2,457,781
PENNSYLVANIA
HIGHER ED. 1200 N. 7TH
82950300 ASST. AGENC STREET HARRISBURG PA 17102 0 0 0 $0 5.3 19 356 $532,650
PENNSYLVANIA
NATL
BK/KEYSTONE 130 COURT
81335400 FIN STREET WILLIAMSPORT PA 17701 7.4 5 67 $289,315 0 0 12 $24,233
PENNSYLVANIA
STATE
EMPLOYEES
82889300 CREDIT P O BOX 1006 HARRISBURG PA 17108 1.3 13 952 $7,216,497 0 0 106 $234,628
UNIVEST
PENNVIEW PLAZA 14
82180100 SAVINGS BANK, MAIN ST SOUDERTON PA 18964 2.4 1 41 $331,911 3.3 1 30 $253,767
PEOPLES BANK 109 LEADER
81341900 OF GLEN ROCK HEIGHTS RD YORK PA 17403 2.6 2 76 $521,817 0 0 9 $18,220
654
PEOPLES BANK PHILADELPHI
OF A ST.,CSC
80987300 JENNERSTOWN LOWER LEVE INDIANA PA 15701 4.2 2 47 $277,965 0 0 3 $4,375
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
654
PEOPLES BANK PHILADELPHI
OF WESTERN A ST; CSC
82279600 PENNSYLVANI LOWER LEVE INDIANA PA 15701 11.7 4 34 $176,979 0 0 3 $16,228

PEOPLES HOME 1670 OHIO


83078500 SAVINGS BANK RIVER BLVD BADEN PA 15005 0 0 68 $402,039 0 0 2 $7,000
PEOPLES
80987000 NATIONAL BANK PO BOX A HALLSTEAD PA 18822 8 7 87 $668,945 8.9 7 78 $664,785
PEOPLES STATE
80987400 BANK PO BOX 217 WYALUSING PA 18853 4.8 4 82 $440,967 0 0 9 $14,133
650 MAIN
82034100 PFC BANK STREET CLARION PA 16214 4.3 9 208 $1,225,019 5.1 2 39 $80,286
PHILADELPHIA 12800
FEDERAL TOWNSEND
82895700 CREDIT UNION ROAD PHILADELPHIA PA 19154 2.7 8 291 $1,745,600 2.8 8 282 $1,743,926
PHILADELPHIA 1000
TELCO CREDIT NORTHBROO
83254000 UNION K DRIVE TREVOSE PA 19053 4.3 3 69 $374,169 4.6 3 65 $374,169
PHOENIXVILLE
FEDERAL SVGS MAIN AND
82883600 & LOAN AS HALL STS PHOENIXVILLE PA 19460 2.8 4 141 $937,427 3.6 5 138 $928,435
PIONEER
AMERICAN 41 NORTH
81004900 BANK, NA MAIN STREET CARBONDALE PA 18407 2.5 5 199 $1,453,135 0 0 28 $97,164

PNC EDUCATION 2600 LIBERTY,


LOAN CTR % G P4-PLCB-02-1,
80992100 REITER STE 200 PITTSBURGH PA 15222 7.1 2108 29465 $201,914,769 6.4 867 13523 $58,078,863

PNC EDUCATION 2600 LIBERTY,


LOAN CTR C/O G P4-PLCB-02-1,
80958200 REITER STE 200 PITTSBURGH PA 15222 2.8 1 35 $282,177 8.3 1 12 $18,978
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
POLICE & FIRE
FEDERAL
83097700 CREDIT UNION 901 ARCH ST PHILADELPHIA PA 19107 4.8 28 580 $3,448,059 3.5 15 419 $2,049,159
PO BOX 660
%T
PORTAGE KOSABER/OP
80994900 NATIONAL BANK CENTER EBENSBURG PA 15931 2.3 2 85 $508,154 2.5 2 78 $504,218
QUAKERTOWN
80996500 NATIONAL BANK PO BOX 9005 QUAKERTOWN PA 18951 4.3 7 161 $1,221,981 0 0 9 $33,088
RELIANCE 1119 12TH
82889900 SAVINGS BANK STREET ALTOONA PA 16601 2.7 5 184 $1,008,057 11.1 1 9 $6,749
RIVERFRONT
FEDERAL 430 S 4TH
81338100 CREDIT UNION STREET READING PA 19602 4.7 4 84 $440,451 5.4 4 74 $433,151
POST OFFICE
81340300 S & T BANK BOX 190 INDIANA PA 15701 5.4 40 731 $3,980,575 0 0 37 $92,055
SB1 EMPLOYEE
FEDERAL
83260000 CREDIT UNION P.O. BOX 7480 PHILADELPHIA PA 19101 5 2 40 $189,346 5.7 2 35 $189,346
SCOTTDALE
BANK & TRUST RT 201 BOX
81341400 COMPANY 497 VANDERBILT PA 15486 5.6 6 106 $682,760 5.8 6 102 $677,515
SECOND
NATIONAL BANK
OF 110 S. MAIN
82620900 MASONTOWN STREET MASONTOWN PA 15461 8.5 3 35 $200,779 0 0 5 $12,628
SECURITY
SAVINGS
ASSOCIATION
82799100 OF HAZ PO BOX 770 HAZLETON PA 18201 0 0 31 $143,679 0 0 10 $19,682
134 E
WASHINGTON
81339500 SKY BANK ST NEW CASTLE PA 16101 9.2 26 282 $1,659,819 10.2 26 254 $1,630,359
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
SLMA/LOAN 220 LASLEY
SERVICING AVENUE,
CENTER/PENNS GUAR
83105300 YLV COMPLMGR WILKES-BARRE PA 18706 1.9 2 103 $492,159 2.8 1426 49940 $358,360,517
SOMERSET
TRUST 151 WEST
80998800 COMPANY MAIN STREET SOMERSET PA 15501 2.7 2 74 $428,941 3.6 2 55 $257,048
SOUTHWEST
NATIONAL BANK 111 S MAIN ST
80951400 OF PENNSYLV PO BOX 760 GREENSBURG PA 15601 3.8 20 520 $3,936,540 3.8 20 514 $3,919,393
525
LANCASTER
SOVEREIGN AVE, MC10-
82870700 BANK FSB 421-IS2 READING PA 19611 3.4 30 865 $5,185,013 4.7 199 4228 $19,958,211
SUN EAST
FEDERAL
83101100 CREDIT UNION PO BOX 2231 ASTON PA 19014 6 5 82 $481,891 6.9 5 72 $478,507
SUSQUEHANNA
VALLEY
FEDERAL 1213 SLATE
82253100 CREDIT U HILL ROAD CAMP HILL PA 17011 0 0 33 $196,161 0 0 28 $196,161
SWINEFORD ROUTES 11 &
80999400 NATIONAL BANK 15 HUMMELS WHARF PA 17831 0 0 47 $187,605 0 0 7 $19,528
THE BRYN 801
MAWR TRUST LANCASTER
81291000 CO AVE BRYN MAWR PA 19010 3.7 5 133 $1,204,356 0 0 7 $28,620
820-822
CHURCH
82645600 THE DIME BANK STREET HONESDALE PA 18431 0 0 65 $452,242 0 0 8 $31,356
2 MELLON
THE LAW BANK
ACCESS LOAN CENTER - 152-
83171900 PROGRAM 0875 PITTSBURGH PA 15259 5.2 2 38 $116,652 6.2 2 32 $111,756
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
THE
MERCHANTS
NATIONAL BANK
81010400 OF KITT PO BOX 958 KITTANNING PA 16201 7.4 7 94 $566,974 8 7 87 $554,099
THE NATIONAL
BANK OF NORTH 17-19 WEST
81293300 EAST MAIN ST NORTH EAST PA 16428 6.5 4 61 $448,242 0 0 3 $3,775
3 PENNS
TRAIL
THIRD FEDERAL STUDENT
82744500 SAVINGS BANK LOANS NEWTOWN PA 18940 0.8 1 117 $601,908 1 1 93 $576,450
THREE RIVERS
BANK & TRUST
82248000 COMPANY PO BOX 9700 WILKES-BARRE PA 18773 4.7 11 232 $1,591,389 0 0 40 $276,037

TRI COUNTY 1550 MEDICAL


82893100 AREA FCU DRIVE POTTSTOWN PA 19464 5.7 2 35 $217,331 5.8 2 34 $216,473
25 SOUTH
UNION BANK CENTRE
AND TRUST STREET P O
81014100 COMPANY BOX 119 POTTSVILLE PA 17901 9.6 3 31 $227,950 50 2 4 $6,529
UNION
NATIONAL BANK 10 WEST
& TRUST BROAD
81016600 COMPANY STREET SOUDERTON PA 18964 4.2 10 235 $1,552,264 4.5 10 218 $1,586,178
UNION
NATIONAL
MOUNT JOY
81017100 BANK PO BOX 567 MOUNT JOY PA 17552 0 0 61 $159,217 0 0 30 $24,814
714 MARKET
UNITED BANK OF ST., NORMAN
83245400 PHILADELPHIA GREEN PHILADELPHIA PA 19106 9 32 355 $3,317,248 21.5 14 65 $385,794
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
ROOM 200
UNIVERSITY OF FRANKLIN
PENN. ATTN G. BUILDING
82451500 KROPIEW 3451 WAL PHILADELPHIA PA 19104 0.8 9 1013 $19,367,969 0.1 1 675 $11,988,058

MAIN &
FRANKLIN ST,
81017300 US BANK P O BOX 520 JOHNSTOWN PA 15907 2.8 14 491 $3,487,624 0 0 88 $247,246
USSCO
JOHNSTOWN
FEDERAL 522 CENTRAL
82891200 CREDIT UNIO AVENUE. JOHNSTOWN PA 15902 0 0 44 $278,377 0 0 43 $278,377
WASHINGTON
FEDERAL 77 SOUTH
82281500 SAVINGS BANK MAIN STREET WASHINGTON PA 15301 9.1 20 218 $1,305,556 10.4 20 192 $1,294,842
81289600 WAYNE BANK PO BOX 269 HONESDALE PA 18431 4.5 4 88 $488,850 0 0 2 $5,749
1640 HIGH ST.
WEST BRANCH DONNA
80932300 VALLEY KAUFMAN WILLIAMSPORT PA 17701 5.4 2 37 $205,285 33.3 2 6 $34,131
WEST MILTON
81911300 STATE BANK PO BOX 69 WEST MILTON PA 17886 4.2 4 95 $454,169 4.7 4 85 $448,679
2566 BRANDT
SCHOOL RD,
WEST VIEW STUDENT
82888500 SVGS BANK LOAN WEXFORD PA 15090 0 0 30 $240,604 0 0 5 $23,014
WILLIAMSPORT 329 PINE
81022800 NATIONAL BANK STREET WILLIAMSPORT PA 17701 0.4 1 209 $990,014 0 0 13 $1,580

PO BOX 3030
WILLOW GROVE WELSH &
FEDERAL NORRISTOW
82846400 SAVINGS & LOAN N RDS MAPLE GLEN PA 19002 5.5 3 54 $192,730 6.5 3 46 $187,591
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
YORK FEDERAL 101 SOUTH
SAVINGS AND GEORGE
82028400 LOAN ASSOC STREET YORK PA 17401 3.6 13 360 $2,211,640 3.9 13 332 $2,174,576
BANCO
POPULAR DE AVE. PONCE
PRTO DE LEON 1609
80930000 RICONIVEL GM ED. COBIAN SANTURCE PR 00909 9.1 170 1864 $6,863,102 0.6 5 766 $2,593,724
CHASE 254 MUNOZ
MANHATTAN RIVERA 14TH
82023300 BANK N A PR FL BOX 1990 SAN JUAN PR 00936 8.1 9 110 $184,487 0 0 50 $118,916

82086000 CITIBANK, N.A. PO BOX 71332 SAN JUAN PR 00936 11.3 9 79 $165,662 2.7 1 36 $84,422
15
WESTMINSTE
BANK OF R ST , ATTN:
82654800 BOSTON L. COSTA PROVIDENCE RI 02903 2.7 52 1885 $19,935,836 0 0 1183 $12,658,557
BANK OF 15
BOSTON - WESTMINSTE
81587500 CONNECTICUT R STREET PROVIDENCE RI 02903 2.3 1 43 $184,475 0 0 1 $3,167
BANK OF
82364100 NEWPORT PO BOX 450 NEWPORT RI 02840 8.2 18 218 $1,210,555 0 0 137 $914,766
BANKBOSTON, 15
NA STUDENT WESTMINSTE
81369700 LOANS R ST PROVIDENCE RI 02903 5.3 333 6232 $43,978,023 0.1 4 2108 $15,968,493
CASCO 15
NORTHERN WESTMINSTE
80563900 BANK, NA R ST W-02-04 PROVIDENCE RI 02903 3.1 5 158 $737,039 0 0 107 $546,570

1 CITIZENS
DR., STUDENT
82116800 CITIZENS BANK LOAN DEPT RIVERSIDE RI 02915 3 5 163 $638,169 0 0 82 $302,555

ONE CITIZENS
82686100 CITIZENS BANK DRIVE RIVERSIDE RI 02915 6.5 3 46 $337,669 7.1 3 42 $333,069
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
1 CITIZENS
CITIZENS BANK DR ATTN:
OF DONNA
81226500 CONNECTICUT SHELBY RIVERSIDE RI 02915 8.1 98 1203 $3,609,313 0 0 18 $66,051
CITIZENS BANK 1 CITIZENS
OF DRIVE
MASSACHUSETT STUDENT
81772900 S LOAN DEPT RIVERSIDE RI 02915 5.2 43 821 $5,226,680 0.2 1 406 $2,808,420

CITIZENS BANK 1 CITIZENS


OF NEW DR ATTN:
80520400 HAMPSHIRE PAUL MARINO RIVERSIDE RI 02915 5.2 14 268 $778,130 0 0 97 $382,285
CITIZEN'S BANK 1 CITIZENS
OF NEW DR STUDENT
80732900 HAMPSHIRE LOAN DEPT. RIVERSIDE RI 02915 2.2 40 1744 $12,479,994 0 0 88 $292,513

CITIZENS BANK ONE CITIZENS


OF RHODE DR STUDENT
81024000 ISLAND LOAN DEPT RIVERSIDE RI 02915 9.4 18 190 $453,617 0 0 29 $85,993
111
FLEET NATIONAL WESTMINSTE
81023500 BANK R STREET PROVIDENCE RI 02903 7.7 206 2642 $14,175,446 8.9 119 1330 $5,701,427
RHODE ISLAND
STATE EMPL. 160 FRANCIS
83208200 C.U. STREET PROVIDENCE RI 02903 16.2 6 37 $81,532 0 0 0 $0
RHODE ISLAND 560
STUDENT LOAN JEFFERSON
82857700 AUTHORITY BLVD WARWICK RI 02886 11.6 799 6856 $39,315,035 11.5 861 7464 $43,710,869
15
WESTMINSTE
SOUTH BOSTON R ST/MAIL
82427000 SAVINGS BANK RW02-03 PROVIDENCE RI 02903 5.2 7 134 $930,209 0 0 94 $636,288
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
15
WESTMINSTE
SOUTH SHORE R ST/ C/O L
80534800 BANK COSTA PROVIDENCE RI 02903 4.7 11 234 $567,614 0 0 14 $24,843
1 CITIZENS
STATE STREET DRIVE ATTN
BANK & TRUST KIM
80535200 CO BARNWELL RIVERSIDE RI 02915 8 21 262 $1,711,494 0 0 23 $132,763
WASHINGTON
TRUST 23 BROAD
81024300 COMPANY STREET WESTERLY RI 02891 10.2 7 68 $194,291 0 0 1 $2,476
S.C. STUDENT P.O.BOX
83312800 LOAN TAXABLE 21337 COLUMBIA SC 29221 1.9 272 14048 $102,925,643 1.8 254 13373 $100,073,331
S.C. STUDENT P.O.BOX
83319300 LOAN-TAXABLE 21337 COLUMBIA SC 29221 2.5 6 235 $544,166 2.2 5 226 $542,724
SOUTH
CAROLINA
STUDENT LOAN
83035100 CORP. PO BOX 21337 COLUMBIA SC 29221 8.6 16 184 $925,226 7.1 1 14 $47,850
ABERDEEN
FEDERAL
82995100 CREDIT UNION PO BOX 1495 ABERDEEN SD 57402 1.5 1 65 $470,095 0 0 1 $0
81052000 BANKWEST, INC PO BOX 998 PIERRE SD 57501 0 0 77 $270,228 0 0 0 $0
BLACK HILLS
FEDERAL 225 MAIN ST,
81913300 CREDIT UNION P O BOX 1420 RAPID CITY SD 57709 1.8 5 267 $1,602,215 0 0 7 $1
79 2ND ST
COMMERCIAL SW, PO BOX
81041900 BANK 916 HURON SD 57350 2.4 4 165 $1,113,614 0 0 6 $0

COMMERCIAL MAIN STREET,


81041700 STATE BANK PO BOX 220 WAGNER SD 57380 0 0 32 $206,173 0 0 1 $0
CORTRUST 719 N. MAIN,
82640800 BANK PO BOX 1246 MITCHELL SD 57301 0 0 51 $185,653 0 0 1 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
81043200 DACOTAH BANK PO BOX 1210 ABERDEEN SD 57402 2.2 4 177 $823,737 0 0 4 $4,000
DEUEL COUNTY
81949700 NATIONAL BANK PO BOX 860 CLEAR LAKE SD 57226 3.2 1 31 $239,932 0 0 0 $0
35 1ST AVE
81043600 F & M BANK NE WATERTOWN SD 57201 1.4 1 67 $358,787 0 0 3 $0
81052300 F&M BANK PO BOX 105 ROSHOLT SD 57260 14.2 2 14 $43,587 2.9 2 67 $400,922
P O BOX 156
FIRST DAKOTA 201 WEST
81045400 NATIONAL BANK THIRD YANKTON SD 57078 0.9 2 217 $1,419,069 0 0 6 $0
FIRST DAKOTA
82708600 NATIONAL BANK PO BOX 336 VERMILLION SD 57069 0 0 37 $153,031 0 0 0 $0
FIRST FIDELITY
81040600 BANK PO BOX 376 BURKE SD 57523 0 0 95 $644,748 0 0 2 $1
FIRST NATIONAL 1826 S 6TH PO
81045800 BANK BOX 5057 BROOKINGS SD 57006 1.2 5 415 $2,252,120 0 0 14 $32,835
FIRST NATIONAL
81048200 BANK PO BOX 820 MCLAUGHLIN SD 57642 0 0 30 $190,865 0 0 3 $0
FIRST NATIONAL
82160100 BANK P O BOX 276 VERMILLION SD 57069 1.9 1 51 $322,246 0 0 1 $0
FIRST NATIONAL
81046300 BANK IN PHILIP BOX 910 PHILIP SD 57567 0 0 31 $201,962 0 0 0 $0
FIRST NATIONAL
BANK SOUTH
81054600 DAKOTA PO BOX 670 YANKTON SD 57078 8.5 3 35 $194,245 0 0 1 $0
FIRST PREMIER
81572700 BANK PO BOX 228 LAKE NORDEN SD 57248 8.2 7 85 $440,857 0 0 1 $0
PO BOX 431,
FIRST SAVINGS ATTN: KAY
81046800 BANK GROSVENOR BERESFORD SD 57004 1.6 1 59 $353,629 0 0 2 $0
FIRST STATE
81047900 BANK PO BOX 610 ARMOUR SD 57313 0 0 44 $224,968 0 0 1 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

FIRST WESTERN P.O. BOX 9,


BANK OF STUDENT
83316900 STURGIS LOAN DEPT. STURGIS SD 57785 1.9 2 105 $454,005 0 0 1 $0
HIGHMARK
FEDERAL 725 5TH ST
82980000 CREDIT UNION PO BOX 2506 RAPID CITY SD 57701 1.9 1 52 $446,566 0 0 2 $1,610
HOME FEDERAL 13 2ND AVE
SAVINGS AND SE, P O BOX
82854500 LOAN ASSOC 1476 ABERDEEN SD 57402 3.5 16 452 $2,674,232 0 0 27 $48,858
MARQUETTE 109 FIRST
BANK SOUTH AVE SE P O
83068900 DAKOTA, N.A. BOX 1000 WATERTOWN SD 57201 5.1 4 77 $472,982 0 0 0 $0
NORTHERN P O BOX 759
HILLS FEDERAL 1080 MAIN
82999400 CREDIT UNION STREET STURGIS SD 57785 2.6 1 38 $253,953 0 0 0 $0

NORWEST BANK
/NORTHWESTER
81051200 N NATL MADISON SD 57042 0 0 111 $1,833,937 0 0 109 $1,799,009

NORWEST BANK
/NOTHWESTERN
81050800 NATL BANK CHAMBERLAIN SD 57325 0 0 103 $1,859,551 0 0 99 $1,784,142
NORWEST BANK
FORT WAYNE,
80365800 N.A. PO BOX 5185 SIOUX FALLS SD 57117 2 1 48 $96,490 0 0 2 $4,780
NORWEST BANK
SOUTH DAKOTA,
83238400 N.A, PO BOX 5185 SIOUX FALLS SD 57117 6.5 206 3157 $12,576,181 5.8 412 6987 $38,404,814
NORWEST BANK
SOUTH DAKOTA,
80717600 N.A. P O BOX 5185 SIOUX FALLS SD 57117 4.8 1094 22331 $193,670,887 4.9 1106 22294 $225,773,743
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
NORWEST BANK
SOUTH DAKOTA,
82465000 N.A. PO BOX 5185 SIOUX FALLS SD 57117 5.5 901 16303 $110,720,067 0.2 21 9324 $72,930,259
NORWEST BANK
SOUTH DAKOTA,
82986400 N.A. PO BOX 5185 SIOUX FALLS SD 57117 6.8 14 205 $1,027,249 0 0 29 $140,059
NORWEST BANK
SOUTH DAKOTA,
83067400 N.A. PO BOX 5185 SIOUX FALLS, SD 57117 10.2 389 3807 $23,685,213 10.4 378 3613 $23,576,599
NORWEST BANK
SOUTH DAKOTA, PO BOX 5185
83105800 N.A. MEDCAP SIOUX FALLS SD 57117 1.6 23 1362 $19,024,564 0 0 54 $83,809
NORWEST BANK
SOUTH DAKOTA,
81981300 N.A.. P.O. BOX 5185 SIOUX FALLS SD 57117 1.6 18 1094 $12,465,608 0 0 51 $96,164
NORWEST BANK
SOUTH DAKOTA,
80721700 NA PO BOX 5185 SIOUX FALLS SD 57117 0.6 1 155 $929,751 0 0 22 $52,515
NORWEST BANK
SOUTH DAKOTA,
83120500 NA PO BOX 5185 SIOUX FALLS SD 57117 1.5 48 3159 $86,250,358 0 0 15 $7,500

NORWEST BANK 301 E 58TH


SOUTH DAKOTA, ST, PO BOX
81051300 NATIONAL 5185 SIOUX FALLS SD 57117 4 270 6599 $42,293,538 0 0 393 $1,187,122

NORWEST BANK
SOUTH DAKOTA,
83025800 NATIONAL PO BOX 5185 SIOUX FALLS SD 57117 3.4 104 2972 $8,939,093 0 0 70 $53,394

NORWEST BANK
SOUTH DAKOTA,
83076000 NATIONAL PO BOX 5115 SIOUX FALLS SD 57117 0 0 31 $38,793 0 0 0 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

NORWEST BANK 101 N


SOUTH DAKOTA, PHILLIPS AVE
83114200 NATIONAL 5TH FLOOR SIOUX FALLS SD 57117 7.3 251 3412 $19,484,111 0 0 70 $1,575

NORWEST BANK
SOUTH DAKOTA,
83119700 NATIONAL P O BOX 5185 SIOUX FALLS SD 57117 1.1 1 85 $461,409 0 0 4 $0
NORWEST BANK
SOUTH
80657800 DAKOTA,N.A. P O BOX 5185 SIOUX FALLS SD 57117 2 10 482 $4,536,785 0 0 24 $14,216

4811 N 4TH
NORWEST BANK- AVE,MS 6069,
80299500 SOUTH DAKOTA ATTN:S HOHN SIOUX FALLS SD 57104 10 14 139 $770,146 0 0 23 $42,152
NORWEST
STUDENT LOAN
83067000 CENTER PO BOX 5185 SIOUX FALLS SD 57117 4.8 146 2988 $17,691,023 7 100 1426 $10,128,295
NORWEST/ 301 E. 58TH
WELLS FARGO ST. NORTH,
81197800 S. DAKOTA PO BOX 5185 SIOUX FALLS SD 57104 4.7 131 2755 $13,422,574 4.9 132 2652 $13,451,034
PIONEER BANK
81053300 & TRUST PO BOX 10 SPEARFISH SD 57783 3.7 3 81 $590,379 0 0 4 $0
RUSHMORE
83002600 BANK & TRUST PO BOX 2290 RAPID CITY SD 57709 3 1 33 $112,102 0 0 0 $0
SENTINEL
FEDERAL
82979700 CREDIT UNION PO BOX 700 BOX ELDER SD 57719 0 0 35 $171,306 0 0 1 $0
SERVICE FIRST
FEDERAL 3901 EAST
82337300 CREDIT UNION 10TH STREET SIOUX FALLS SD 57103 1.1 1 89 $471,729 1.3 1 74 $383,529
SIOUX FALLS
FEDERAL
81053200 CREDIT UNION P.O.BOX 5735 SIOUX FALLS SD 57117 3.1 3 95 $681,227 0 0 2 $1
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
190 IOWA
STATE BANK OF STREET, PO
81053600 ALCESTER BOX 168 ALCESTER SD 57001 4.2 2 47 $416,793 0 0 1 $0
STUDENT LOAN 105 FIRST
82673800 FINANCE CORP. AVENUE SW ABERDEEN SD 57401 0 0 8 $20,089 4.7 33 692 $2,370,428
THE FIRST
NATIONAL BANK
81981200 IN SIOUX FA PO BOX 5186 SIOUX FALLS SD 57117 3.7 2 54 $211,513 0 0 1 $0
105 FIRST
U.S. BANK, NA AVE., SW,
TRUST ED STUDENT
83340500 LOANS INC LOAN/TR ABERDEEN SD 57401 0 0 0 $0 3.8 431 11236 $73,908,341

81981100 VALLEY BANK PO BOX 88430 SIOUX FALLS SD 57109 3.3 1 30 $300,712 0 0 0 $0
WELLS FARGO 301 E. 58TH
ED FIN DIV OF ST NORTH,
81047000 NORWEST B PO BOX 5185 SIOUX FALLS SD 57117 9.1 46 501 $1,733,776 0 0 11 $7,765
WELLS FARGO 301 E 58TH ST
ED FIN SER,DIV N, PO BOX
81050900 NORWEST 5185 SIOUX FALLS SD 57117 6.3 250 3957 $17,422,187 3.7 80 2157 $10,838,566
WELLS FARGO
ED FINAN 301 EAST
SER/NORWEST 58TH ST N, PO
82407200 BK BOX 5185 SIOUX FALLS SD 57117 8.1 420 5175 $32,990,206 5.8 22 379 $539,097
WELLS FARGO
EDUCATION
80701000 FINANCIAL SVC P.O. BOX 5185 SIOUX FALLS SD 57117 7.3 44 596 $4,186,040 0 0 371 $2,974,479
WELLS FARGO
EDUCATION
81329800 FINANCIAL SVC PO BOX 5185 SIOUX FALLS SD 57117 4.9 1183 24027 $201,328,281 0.2 12 5463 $42,156,294
WELLS FARGO 301 EAST
EDUCATION 58TH ST N, PO
81389400 FINANCIAL SVC BOX 5185 SIOUX FALLS SD 57104 3.9 53 1337 $8,958,291 0 0 23 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
WELLS FARGO 301 E 58TH ST
EDUCATION NORTH, PO
83140100 FINANCIAL SVC BOX 5185 SIOUX FALLS SD 57117 4.2 8 189 $1,430,673 1.6 1 59 $680,961
301 EAST
WELLS FARGO 58TH ST
FINAN SER DIV NORTH PO
80189400 NORWEST B BOX 5185 SIOUX FALLS SD 57117 4.4 188 4230 $21,015,142 6.8 355 5150 $30,750,025
123 CENTER
EDUCATIONAL PARK DR /
FUNDING OF CONNIE
83145300 THE SOUTH GIBSON KNOXVILLE TN 37922 11.6 1147 9885 $51,662,492 11.8 1488 12546 $65,139,898
FIRST CITY
83081200 BANK PO BOX 2400 MURFREESBORO TN 37133 9.2 70 759 $5,401,593 0 0 8 $750

FIRST FARMERS
& MERCHANTS
81061700 NATIONAL PO BOX 1148 COLUMBIA TN 38402 10.1 20 197 $1,087,114 0 0 10 $8,663
FIRST
TENNESSEE
81056300 BANK PO BOX 9750 MARYVILLE TN 37802 11.4 554 4824 $32,561,035 11.8 554 4684 $32,567,433
GREENFIELD
BANKING
82263000 COMPANY PO BOX 47 GREENFIELD TN 38230 18.4 46 250 $858,729 0 0 22 $74,439
6073
NATIONAL BANK WINCHESTER
81067000 OF COMMERCE ROAD MEMPHIS TN 38115 2.4 1 41 $144,185 0 0 0 $0
ORNL FEDERAL
82600400 CREDIT UNION PO BOX 365 OAK RIDGE TN 37830 0 0 97 $533,646 0 0 94 $533,646
P O BOX 1677
SUNTRUST 207
BANK, EAST MOCKINGBIR
81065600 TENNESSEE D LANE JOHNSON CITY TN 37605 7.6 84 1101 $8,578,093 7.6 83 1087 $8,433,055
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

SUNTRUST
BANK,
81069100 NASHVILLE, N.A. PO BOX 1093 MURFREESBORO TN 37133 7.6 249 3264 $21,611,053 7.6 249 3250 $21,427,061
123 CENTER
UNION PARK DR /
PLANTERS CONNIE
81069800 NATIONAL BANK GIBSON KNOXVILLE TN 37922 10 5 50 $227,901 0 0 17 $144,634
301 E MAIN
VOLUNTEER STREET PO
81601600 BANK BOX 549 JACKSON TN 38302 12.3 26 210 $1,231,923 0 0 0 $0
VOLUNTEER
BANK & TRUST 817 BROAD
82978000 COMPANY STREET CHATTANOOGA TN 37402 11.7 4 34 $93,068 0 0 0 $0
201
SOUTHWEST
AGGIELAND PKWY E/PO COLLEGE
83044500 CREDIT UNION BOX 10091 STATION TX 77842 3.3 63 1864 $16,951,576 0 0 25 $48,716

AMARILLO 401 S TAYLOR


81071000 NATIONAL BANK PO BOX 1 AMARILLO TX 79105 8.2 20 242 $938,917 0 0 3 $0
P O BOX
ARCC BANCNET 460427 ATTN
DIV EL PASO LYNETTE
83175100 FED SVGS A STEWART SAN ANTONIO TX 78246 16.6 7 42 $71,834 0 0 0 $0
900 N. GRAND
AUSTIN AVE., SUITE
82658300 COLLEGE 6F SHERMAN TX 75090 4.7 6 126 $566,662 0 0 1 $0
AUSTIN
METROPOLITAN
FINANCIAL
82486900 CREDI P.O. BOX 1089 AUSTIN TX 78767 0 0 59 $589,503 0 0 0 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

AUSTIN TELCO 8929 SHOAL


FCU ATTN: R. CREEK BLVD,
83284600 CAWTHON STE 100 AUSTIN TX 78757 5.5 2 36 $202,691 5.7 2 35 $202,691
BANK OF THE
SOUTHWEST OF PO BOX
83256800 DALLAS 210099 DALLAS TX 75211 13.1 13 99 $458,005 0 0 1 $0
BANK ONE AS 2600
TRUSTEE FOR WASHINGTON
80191700 BHEA AVE. WACO TX 76703 3 2 65 $120,900 0 0 4 $0
BANK ONE AS 2600
TRUSTEE FOR WASHINGTON
80871700 BHEA AVE. WACO TX 76703 0 0 6 $10,758 7.4 36 484 $2,299,658
BANK ONE AS 101
TRUSTEE FOR CENTERPOIN
83332500 CTSFC T RD SAN MARCOS TX 78666 0 0 0 $0 5.1 29 559 $2,003,494
BANK ONE 500
TEXAS AS THROCKMOR
TRUSTEE FOR TON ST SUITE
83308800 NTHEA 704 FORT WORTH TX 76113 0 0 0 $0 9.6 559 5780 $47,435,186
BANK ONE
82555000 TRUSTEE/PSFC PO BOX 1308 WACO TX 76703 0 0 4 $16,903 2.5 1 40 $43,147
BANK ONE, NA 221 WEST
TRUSTEE FOR 6TH STREET,
80511300 THE LPFA 1ST FLOOR AUSTIN TX 78701 9.6 10 104 $372,022 0 0 4 $7,015
BANK ONE, NA 221 WEST
TRUSTEE FOR 6TH ST. 1ST
80517800 THE LPFA FLR LOBBY AUSTIN TX 78701 0 0 0 $0 12.6 293 2322 $10,522,328
BANK ONE, NA 221 WEST
TRUSTEE FOR 6TH STREET,
83042700 THE LPFA 1ST FLOOR AUSTIN TX 78701 0 0 0 $0 9.8 93 940 $3,855,548
BANK ONE,
TEXAS NA
82381700 TRUSTEE BHEA PO BOX 1308 WACO TX 76703 20 1 5 $24,229 7.9 705 8818 $61,409,189
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
BANK ONE,
TEXAS, NA
TRUSTEE/BOSQ
80893600 UE PO BOX 1308 WACO TX 76703 7.1 1 14 $56,100 37.6 73 194 $816,858
BANK ONE,
TEXAS,
TRUSTEE
82073400 BRAZOS PO BOX 1308 WACO TX 76703 8.7 33 377 $930,358 37.7 23 61 $111,544

BANK ONE, 221 W. 6TH ST


TEXAS/TRUSTEE CORP TRUST
83326600 /STHEA 1ST FLOOR AUSTIN TX 78701 0 0 0 $0 12.4 445 3566 $15,727,196
BANK ONE, TX 221 W. 6TH
TRUST AHEA-1 ST., KAY
83334700 LLC LOWRANCE AUSTIN TX 78701 0 0 0 $0 10.2 191 1868 $15,766,178
BEAUMONT
AREA
EDUCATORS
83324700 FCU PO BOX 751 BEAUMONT TX 77704 11.1 7 63 $190,067 0 0 0 $0
919
BOATMEN'S CONGRESS
NATIONAL BANK AVE. ATTN:
83307500 OF AUSTIN JULIE WHITE AUSTIN TX 78701 6.6 11 166 $1,179,280 0 0 6 $34,475
BRENHAM
82067500 NATIONAL BANK PO BOX 2568 BRENHAM TX 77834 20.7 16 77 $123,942 0 0 2 $47
BROADWAY
81072500 NATIONAL BANK PO BOX 17001 SAN ANTONIO TX 78217 12.7 105 823 $5,463,844 0 0 10 $10,783
CERTIFIED/CHAS 8000 CENTRE
E MANHATTAN PK DRIVE
83091400 BANK SUITE 380 AUSTIN TX 78754 5.6 7 124 $396,800 0 0 0 $0
CHASE AS 101
TRUSTEE FOR CENTERPOIN
82644200 CTHEA,INC T ROAD SAN MARCOS TX 78666 0 0 0 $0 3 22 727 $1,324,892
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
CHASE AS
TRUSTEE FOR 2504 KENT
83293400 GETHEA STREET BRYAN TX 77802 0 0 0 $0 9.5 145 1524 $5,150,744
CHASE AS
TRUSTEE FOR
GETHEA 2504 KENT
83233900 1992A&B STREET BRYAN TX 77802 0 0 0 $0 11.1 272 2444 $11,621,984
CHASE AS
TRUSTEE FOR
GETHEA 2504 KENT
83321100 1995A&B STREET BRYAN TX 77802 0 0 0 $0 11.3 212 1874 $10,647,068
CHASE AS
TRUSTEE FOR
83159300 GTSLC 1996A&B 2504 KENT ST. BRYAN TX 77802 0 0 0 $0 9.3 132 1417 $7,316,143
CHASE BANK AS 600 TRAVIS,
TRUSTEE FOR STE 1150, D.
83291900 ALL SLC ROEMLEIN HOUSTON TX 77002 0 0 0 $0 8.5 364 4262 $35,354,580
CHASE BANK AS 600 TRAVIS,
TRUSTEE FOR STE 1150, D.
83317400 ALL SLC ROEMLEIN HOUSTON TX 77002 0 0 0 $0 4.5 9 197 $1,449,685
CHASE BANK OF
TEX NA, TTE 2504 KENT
83205700 FOR GTSLC STREET BRYAN TX 77802 0 0 0 $0 48.4 94 194 $495,058

P.O. BOX
19120 ATTN:
CHASE BANK OF JODY
82099600 TEXAS, N.A. GREENWOOD HOUSTON TX 77024 10.6 75 704 $1,959,123 0 0 3 $13,559
CHASE TEXAS
AS TRUSTEE
83327800 FOR BEA INC. PO BOX 1308 WACO TX 76703 0 0 0 $0 0 0 81 $0
CHASE TEXAS
AS TRUSTEE
83141900 FOR BHEA PO BOX 1308 WACO TX 76703 0 0 0 $0 13 14 107 $253,435
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
CHASE TEXAS
AS TRUSTEE
83264000 FOR BHEA P O BOX 1308 WACO TX 76703 0 0 0 $0 9.5 25 262 $677,324
CHASE TEXAS 201 E. MAIN,
AS TRUSTEE ATTN KATHY
83348700 FOR ELAC HOUSTON EL PASO TX 79901 0 0 0 $0 14.2 22 154 $670,010
C/O SALLIE
MAE PO BOX
80586500 CITIZENS BANK 12229 KILLEEN TX 76547 5.3 40 754 $4,151,445 0 0 20 $9,255
CITIZENS STATE 222 MAIN ST
81074200 BANK PO BOX 600 SEALY TX 77474 9.6 103 1063 $6,170,790 0 0 16 $9,805
CITY NATIONAL
83162900 BANK P O BOX 1776 KILGORE TX 75663 12.6 19 150 $593,787 0 0 0 $0
PO BOX
COMMERCIAL 630847 ATTN:
BANK OF TEXAS, MARGO
81075300 N.A. ESSMAN NACOGDOCHES TX 75963 8.9 75 842 $7,825,434 0 0 33 $110,141
COMMUNITY
82707200 BANK PO BOX 2303 WACO TX 76703 6.6 4 60 $336,151 0 0 4 $0
20045 KATY
FWY,
COMMUNITY STUDENT
83321000 BANK LOAN OFFICE KATY TX 77492 8 14 173 $418,056 0 0 7 $11,748
COMMUNITY PO BOX
83136100 CREDIT UNION 867239 PLANO TX 75086 4 6 147 $907,241 0 0 2 $0
P.O. BOX COLLEGE
82223900 COMPASS BANK 10089 STATION TX 77842 9.3 87 929 $6,724,806 0 0 22 $71,076
COLLEGE
82807800 COMPASS BANK PO BOX 10089 STATION TX 77842 8.7 54 615 $2,937,414 0 0 2 $0
CORPUS
CHRISTI AREA 6810
TEACHERS SARATOGA
82338400 FEDERA BLVD CORPUS CHRISTI TX 78414 1.1 1 89 $630,458 5.2 1 19 $104,241
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
CROCKETT
COUNTY
83322500 NATIONAL BANK PO BOX 591 SAN ANGELO TX 76902 3.3 1 30 $96,027 0 0 0 $0

DALLAS PO BOX
TEACHERS 517028 ATTN:
82867800 CREDIT UNION BRIAN AMEND DALLAS TX 75251 6.3 4 63 $311,605 0 0 0 $0
EAST TEXAS 409 E LOOP
PROFESSIONAL 281 P.O. BOX
82800100 CREDIT UNIO 6750 LONGVIEW TX 75608 9.5 4 42 $248,495 0 0 1 $0
EDUCATIONAL
EMPLOYEES
83276800 CREDIT UNION P.O. BOX 1777 FORT WORTH TX 76101 1.4 1 67 $567,622 1.5 1 64 $563,745

%P
EDUCATORS MCELFISH PO
82855500 CREDIT UNION BOX 20728 WACO TX 76702 4.3 4 92 $560,094 0 0 18 $91,167
EL PASO AREA 6610
TEACHERS CONTINENTA
81847800 FEDERAL CU L DR. EL PASO TX 79925 9.1 38 414 $930,626 0 0 7 $5,380
FARMERS &
MERCHANTS 714 E TEXAS
82990800 NATIONAL BANK AVENUE MART TX 76664 7.5 57 753 $5,510,013 0 0 17 $28,601
121 SOUTH
FARMERS ELLIS ST P O
81098100 STATE BANK BOX 499 GROESBECK TX 76642 15.5 20 129 $803,573 0 0 5 $14,573

FIRST 4001 E. 29TH


83188600 AMERICAN BANK ST, SUITE 80 BRYAN TX 77802 7.2 77 1063 $7,293,344 0 0 22 $68,526

FIRST
AMERICAN BANK
83136600 TEXAS,SSB PO BOX 8100 BRYAN TX 77805 10.3 98 946 $5,954,088 0 0 27 $49,303
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
FIRST CLASS
AMERICAN P.O. BOX
83318500 CREDIT UNION 162539 FORT WORTH TX 76161 15.3 44 287 $1,051,257 0 0 1 $0
PO BOX 1960
FIRST 1336 EAST
COMMERCIAL COURT
83251800 BANK, N.A. STREET SEGUIN TX 78156 5 7 138 $876,434 0 0 3 $3,499
4605 SW
FIRST FRWY, STE
EDUCATORS 100, POB
82799900 CREDIT UNION 920719 HOUSTON TX 77292 5.9 5 84 $567,582 0 0 3 $19,313
FIRST FEDERAL
COMMUNITY
82900600 BANK P.O.BOX 370 PARIS TX 75460 13.2 23 173 $1,319,989 0 0 2 $10,000
1925 WEST
FIRST JOHN
GIBRALTER CARPENTER
83187200 BANK, FSB FRWY IRVING TX 75063 4.9 9 182 $396,679 0 0 0 $0
PO BOX 937,
FIRST NATIONAL BOBBY
81081500 BANK HOXWORTH KILLEEN TX 76540 10.5 9 85 $157,143 0 0 1 $0
FIRST NATIONAL PO BOX 1108
83332400 BANK IN ALPINE 101E AVE E ALPINE TX 79831 27 10 37 $70,343 0 0 0 $0
FIRST NATIONAL
BANK OF
81077800 ABILENE PO BOX 701 ABILENE TX 79604 9.5 188 1973 $16,137,731 0 0 124 $525,615

FIRST NATIONAL
82135900 BANK OF BRYAN PO BOX 833 BRYAN TX 77805 10.7 70 650 $2,992,543 0 0 12 $29,463
FIRST NATIONAL
BANK OF
81081900 CENTRAL TX P.O. BOX 2662 WACO TX 76702 6.3 6 95 $451,228 0 0 3 $1,836
FIRST STATE
82673900 BANK PO BOX 3550 AUSTIN TX 78764 8.4 156 1854 $10,669,863 0 0 69 $175,245
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
FIRST STATE
BANK IN
81085700 CALDWELL PO BOX 58 CALDWELL TX 77836 14.2 70 491 $2,293,477 0 0 0 $0
PO BOX 100,
FIRST STATE 101 SOUTH
81087500 BANK OF TEXAS LOCUST DENTON TX 76202 10.3 190 1841 $14,228,546 0 0 29 $42,891
205 N
FIRST VALLEY ARROYO
BANK ATTN BLVD PO BOX
82145400 MARY MATA 338 LOS FRESNOS TX 78566 20.9 36 172 $554,153 0 0 0 $0

P.O. BOX 1308


FIRSTAR BANK STUDENT
AS TRUST FINANCE
83307800 BRAZOS SFC CORP WACO TX 76703 50 1 2 $11,053 6.4 860 13355 $182,360,290
FIRSTAR BANK
AS TRUSTEE
83328500 PECOS SFC PO BOX 1308 WACO TX 76703 7.6 7 91 $417,359 32.3 11 34 $363,479
FIRSTBANK P O BOX
81072100 SOUTHWEST 32552 AMARILLO TX 79120 12.5 8 64 $298,099 0 0 3 $5,938
FRANKLIN PO BOX 1723
FEDERAL ATTN: LIZ
83168400 BANCORP, FSB BRANNEN AUSTIN TX 78767 9.1 11 120 $242,329 0 0 4 $17,875
FREDONIA
81088100 STATE BANK BOX 887 NACOGDOCHES TX 75963 17.7 85 479 $2,166,562 0 0 6 $6,241
100 W
FROST HOUSTON PO
81088300 NATIONAL BANK BOX 1600 SAN ANTONIO TX 78296 8.2 274 3304 $24,216,922 0.6 3 439 $4,162,912
P O BOX 1600,
ATTN
FROST STUDENT
82215700 NATIONAL BANK LOANS SAN ANTONIO TX 78296 9.3 14 150 $941,527 0 0 2 $4,462
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
201 E ABRAM
FROST STREET
83318000 NATIONAL BANK. SUITE 100 ARLINGTON TX 76010 13.5 79 583 $3,317,678 0 0 8 $4,800
GOVERNMENT
EMPLOYEES
82226900 CREDIT UNION PO BOX 20998 EL PASO TX 79998 4.7 2 42 $70,543 0 0 0 $0

GREATER TEXAS
FEDERAL 6411 N.
82881100 CREDIT UNION LAMAR BLVD AUSTIN TX 78752 5.5 2 36 $209,628 0 0 0 $0

P.O. BOX 1158


GUARANTY CANDACE
83160900 BANK TIDWELL MT. PLEASANT TX 75456 15.3 16 104 $726,265 0 0 0 $0
8333
DOUGLAS
GUARANTY AVE.,
FEDERAL BANK, GORDAN
83273700 FSB ALLEN DALLAS TX 75225 11 61 554 $1,836,234 13.2 25 188 $1,102,134
P.O. BOX 970,
HALE COUNTY ATTN RON
82386400 STATE BANK GAMMAGE PLAINVIEW TX 79073 12.7 15 118 $560,046 0 0 6 $19,932
100 W
CENTRAL
TEXAS
HEIGHTS STATE EXPYPOB
83212100 BANK 2330 HARKER HEIGHTS TX 76548 14.8 15 101 $450,885 0 0 3 $777
HERRING
81089500 NATIONAL BANK PO BOX 50488 AMARILLO TX 79159 12 9 75 $217,898 0 0 1 $1,325

HIBERNIA P O BOX 2449


NATIONAL BANK ATTN MARK
83194600 IN TEXAS TERREBONNE DALLAS TX 75221 8.2 6 73 $150,617 0 0 0 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
2608
IBM TX BROCKTON
83048800 EMPLOYES FCU LN AUSTIN TX 78758 1.9 1 51 $595,676 0 0 1 $0
INTERNATIONAL
83310400 BANK P.O. BOX 1700 MCALLEN TX 78505 16.6 10 60 $129,839 0 0 0 $0
INTERNATIONAL
BANK OF
82071800 COMMERCE PO BOX 579 MCALLEN TX 78502 12.6 70 553 $2,229,550 0 0 4 $2,045
KELLY FIELD
82676600 NATIONAL BANK PO BOX 28010 SAN ANTONIO TX 78286 5 2 40 $142,081 0 0 1 $0

KLEBERG FIRST 100 E.


NATL BK OF KLEBERG, PO
82060500 KINGSVILLE DRAWER 911 KINGSVILLE TX 78364 17.1 165 961 $7,695,523 0 0 17 $20,578
PO BOX
869111, ATTN:
LEGACY BANK RUTH
83325200 OF TEXAS SANCHEZ PLANO TX 75086 16.9 10 59 $316,373 0 0 2 $0
LIBERTY 501 SOUTH
83195900 NATIONAL BANK CONGRESS AUSTIN TX 78704 13.3 4 30 $157,032 0 0 0 $0
LONGVIEW 300 E MAIN
81091100 NATIONAL BANK STREET NACOGDOCHES TX 75961 18.5 45 242 $1,102,116 0 0 7 $2,750
MARBLE FALLS POST OFFICE
82825100 NATIONAL BANK BOX 888 MARBLE FALLS TX 78654 6.4 2 31 $79,644 0 0 0 $0
MARINE
83066400 MIDLAND EFSI P.O. BOX 1308 WACO TX 76703 6.4 502 7729 $73,127,354 3.1 111 3538 $32,295,372
MCALLEN
82970300 NATIONAL BANK P O BOX 5555 MCALLEN TX 78502 11.4 4 35 $94,149 0 0 0 $0
MILLS COUNTY 1017 PARKER
81595100 STATE BANK PO BOX 309 GOLDTHWAITE TX 76844 8.5 3 35 $334,653 0 0 3 $19,632
4285
MOBILOIL TREADWAY
FEDERAL ROAD PO BOX
81277300 CREDIT UNION 2234 BEAUMONT TX 77704 11.4 4 35 $166,262 11.4 4 35 $166,262
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
NATIONS BANK
STDNT LNS 945- 411 N AKARD
81079600 07 SUITE 700 DALLAS TX 75201 7.4 293 3942 $10,527,465 0 0 162 $507,437
NATIONSBANK P.O. BOX
83039100 OF TEXAS, N.A. 830611 DALLAS TX 75283 11.8 17 144 $327,549 0 0 0 $0
NATIONSBANK
STDNT LNS 945- 411 N. AKARD
82511900 07 7TH FLOOR DALLAS TX 75201 10.7 11 102 $322,792 0 0 8 $15,010
NATIONSBANK
TX TRUSTEE
83298800 BHEA/93AC PO BOX 1308 WACO TX 76703 0 0 0 $0 0 0 36 $48,131
81079800 NBC BANK, NA P.O. BOX 969 EAGLE PASS TX 78853 16.8 15 89 $278,425 0 0 0 $0
PO BOX
82802300 NCNB TEXAS 101508 SAN ANTONIO TX 78201 6.9 3 43 $142,238 0 0 0 $0

NORWEST BANK
TEXAS TRUST 505 MAIN ST.
83209500 PANHANDLE STE 301 FT WORTH TX 76102 0 0 0 $0 13.4 605 4494 $25,571,721

NORWEST BANK
TEXAS, TRUST 505 MAIN ST.
83182100 PANHANDLE STE 301 FT WORTH TX 76102 0 0 0 $0 0.5 38 6445 $42,759,532
NORWEST
BANK, TEXAS
81080600 N.A., WACO PO BOX 2626 WACO TX 76702 5 16 314 $1,195,807 0 0 0 $0

NORWEST STUD
LN SERVICING
82347200 CTNR PO BOX 1241 LUBBOCK TX 79408 6.6 358 5422 $44,178,369 0 0 122 $361,560
5010
PNB FINANCIAL UNIVERSITY
83331400 BANK AVE. LUBBOCK TX 79413 7.4 48 648 $2,229,602 0 0 14 $4,236
83192300 POINTBANK PO BOX 278 PILOT POINT TX 76258 8.5 28 328 $2,459,167 0 0 3 $3,176
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
PUBLIC
EMPLOYEES
82821600 CREDIT UNION P O BOX 2205 AUSTIN TX 78768 9 3 33 $109,891 10.7 3 28 $109,891
RANDOLPH-
BROOKS
FEDERAL
82068000 CREDIT UNIO P O BOX 2097 UNIVERSAL CITY TX 78148 4.6 25 532 $4,502,112 0 0 14 $2,000
3471
SAN ANGELO KNICKERBOC
83162200 NATIONAL BANK KER RD SAN ANGELO TX 76904 9 81 894 $5,191,200 0 0 18 $9,661
SAN ANTONIO
FEDERAL
82068200 CREDIT UNION PO BOX 1356 SAN ANTONIO TX 78295 8.1 150 1833 $19,176,800 8.6 151 1740 $19,155,366

SAN ANTONIO 10730


TEACHERS GULFDALE P
82329100 CREDIT UNION O BOX 791770 SAN ANTONIO TX 78279 1.5 3 198 $1,521,629 1.7 3 173 $1,484,658
SECURITY
SERVICE 7323 HWY 90
FEDERAL W P O BOX
81959000 CREDIT UNI 27377 SAN ANTONIO TX 78227 6.5 126 1930 $13,298,551 0.3 1 267 $1,743,257
815 N JUDGE
SECURITY ELY BLVD
82642200 STATE BANK BOX 267 ABILENE TX 79601 10.8 5 46 $172,826 0 0 0 $0
SLMA/LOAN
SERVICING
CENTER/VIRGINI 777 TWIN
89998600 A CREEK DRIVE KILLEEN TX 76543 0.7 1 131 $269,816 0.2 8 3073 $699,125
SOUTHSIDE 1201
82242900 STATE BANK BECKHAM TYLER TX 75701 12.1 4 33 $72,360 0 0 0 $0
4000 TWIN
SOUTHTRUST CITY HWY, PO
81086300 BANK BOX 1027 GROVES TX 77619 10.7 13 121 $493,839 0 0 2 $352
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

ST MARY'S 1 CAMINO
82350800 UNIVERSITY SANTA MARIA SAN ANTONIO TX 78228 1.9 3 154 $4,473,725 25 1 4 $30,061
231 N
STATE BANK & GUADALUPE
TRUST ST PO BOX
81277500 COMPANY 649 SAN MARCOS TX 78667 10.7 16 149 $429,629 0 0 0 $0
STATE PO DRAWER
82798500 NATIONAL BANK 5050 EL PASO TX 79999 3.8 14 363 $1,869,837 0 0 5 $12,628
STONE FORT 300 E MAIN
81096300 NATIONAL BANK STREET NACOGDOCHES TX 75961 8.4 45 534 $3,400,644 0 0 8 $1,229
STUDENT LOAN
MARKETING 777 TWIN
83015100 ASSOCIATION CREEK DRIVE KILLEEN TX 76543 50 2 4 $22,106 4 261 6456 $30,769,150

STUDENT LOAN 777 TWIN


MARKETING CREEK DR,
83147400 ASSOCIATION PO BOX 12109 KILLEEN TX 76547 40.9 9 22 $74,007 3.9 2334 58555 $454,808,692
TEMPLE AREA 200 W
FEDERAL AVENUE G PO
81860300 CREDIT UNION BOX 983 TEMPLE TX 76503 5.5 2 36 $225,698 0 0 2 $0
TEXACO PAW 4401
FEDERAL HIGHWAY 73
81357100 CREDIT UNION P O BOX 3903 PORT ARTHUR TX 77643 0 0 30 $129,032 0 0 30 $129,032

TEXAS 201 EAST


COMMERCE ABRAM,
82695300 BANK / N.T.H.E.A. SUITE 800 ARLINGTON TX 76010 0 0 0 $0 0 0 56 $66,379
TEXAS DOW
EMPLOYEES 1001 F.M.
82136200 CREDIT UNION 2004 LAKE JACKSON TX 77566 0 0 65 $529,195 0 0 4 $5,788
TEXAS HIGHER 12788
EDUCATION CAPITOL
81208900 COORDINATING STATION AUSTIN TX 78711 4.9 101 2027 $25,267,825 5.2 101 1923 $25,267,825
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
12401
HYMEADOW
TEXAS RURAL DRIVE SUITE
82338800 COMMUNITIES 1B AUSTIN TX 78750 21.4 12 56 $156,858 0 0 3 $2,060
TEXAS STATE
82834100 BANK P.O. BOX 4797 MCALLEN TX 78502 8.7 32 365 $1,518,255 0 0 0 $0
THE
INDEPENDENT 350 PHELPS
83112200 BANKERS BANK COURT IRVING TX 75038 9.8 190 1935 $12,406,496 0 0 56 $182,890
TOWN & 150 HARBIN
83307200 COUNTRY BANK DRIVE STEPHENSVILLE TX 76401 7.6 14 183 $1,126,210 0 0 5 $0
TOWN NORTH 4455 LBJ FARMERS
83172200 NATIONAL BANK FREEWAY BRANCH TX 75244 5.7 37 638 $4,716,353 0 0 42 $262,964
TSB MCALLEN- 3700 N 10TH
TRUSTEE FOR ST,STE 306,
83310200 COSTEP PO BOX 6500 MCALLEN TX 78502 15.6 133 849 $2,277,057 0 0 17 $16,293
300 E. MAIN
TYLER BANK & STREET/POB
81072800 TRUST 630988 NACOGDOCHES TX 75961 16.3 110 673 $2,934,622 0 0 70 $340,420
UNIVERSITY
FEDERAL
82814800 CREDIT UNION P O BOX 4069 AUSTIN TX 78765 5.5 119 2140 $22,555,033 0 0 33 $39,129
ONE
VICTORIA BANK O'CONNOR
81922600 & TRUST PLAZA VICTORIA TX 77902 9.3 12 129 $504,628 0 0 1 $0
WILMINGTON
TRUST AS
TRUSTEE SLMA 777 TWIN
80221800 ED CREEK DRIVE KILLEEN TX 76543 2.8 14 495 $2,792,885 0 0 198 $910,399
4800
WOODFOREST CALHOUN
83192900 NATIONAL BANK ROAD HOUSTON TX 77004 10.4 61 581 $3,563,544 0 0 12 $29,359
AMERICA FIRST
82237300 CREDIT UNION P O BOX 9199 OGDEN UT 84409 1.5 22 1427 $6,570,463 0 0 20 $10,037
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
FAMILY FIRST
FEDERAL
81744000 CREDIT UNION PO BOX 1750 OREM UT 84059 0 0 44 $203,934 0 0 1 $0

FIRST SECURITY
BANK OF
80769600 ALBUQUERQUE PO BOX 720 SALT LAKE CITY UT 84110 2.1 12 564 $3,508,343 0 0 0 $0

FIRST SECURITY 405 S MAIN


BANK OF IDAHO ST/PO BOX
80263300 NA 720 SALT LAKE CITY UT 84110 5.1 70 1362 $5,380,082 1.4 1 68 $86,083

FIRST SECURITY
BANK OF UTAH,
81391500 N.A. P O BOX 720 SALT LAKE CITY UT 84110 4.9 288 5864 $28,010,182 1 1 93 $92,628
GRANITE
81754500 CREDIT UNION 3675 S 900 E SALT LAKE CITY UT 84106 0.8 1 122 $771,625 0 0 2 $2,611
JORDAN CREDIT
83079100 UNION P O BOX 1888 SANDY UT 84091 1 1 91 $405,318 0 0 2 $96
MOUNTAIN
AMERICA 660 SOUTH
81754600 CREDIT UNION 200 EAST SALT LAKE CY UT 84111 3.1 26 832 $4,129,151 4 1 25 $7,019
C/O EPS, 3006
RTC AS SOUTH
RECEIVER FOR HIGHLAND
83037400 FIRST AMERICA DRIVE SALT LAKE CITY UT 84106 4.4 6 136 $231,040 0 0 27 $55,659

RTC, RECEIVER % E.P.S., 3006


FOR ANCHOR S. HIGHLAND
82717300 FEDERAL DR. SALT LAKE CITY UT 84106 2 1 48 $116,248 0 0 2 $14,548
RTC, RECEIVER
FOR % E.P.S., 3006
COMMUNITY S. HIGHLAND
82708100 FEDERAL DR. SALT LAKE CITY UT 84106 0 0 53 $127,722 0 0 14 $11,729
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
TOOELE
FEDERAL
82020000 CREDIT UNION PO BOX 720 TOOELE UT 84074 1.7 1 57 $276,135 0 0 0 $0
4185
UNITED HARRISON
82993400 SAVINGS BANK BLVD. OGDEN UT 84403 6.4 8 125 $719,319 0 0 1 $0
UNIVERSAL
CAMPUS 188 W RIVER
FEDERAL PARK DR/PO
82912300 CREDIT UNI BOX 1900 PROVO UT 84604 1.4 20 1402 $8,788,188 0 0 31 $2,042
UNIVERSITY OF
UTAH CREDIT P O BOX
83013200 UNION 58025 SALT LAKE CITY UT 84158 3.6 26 706 $5,366,430 5.5 1 18 $30,999
USU
COMMUNITY 695 E 1000
83014600 CREDIT UNION NORTH LOGAN UT 84341 3.6 8 217 $1,179,361 0 0 3 $0
UTAH STATE
BOARD OF
82671700 REGENTS PO BOX 45202 SALT LAKE CITY UT 84145 0 0 0 $0 5.3 342 6352 $24,647,238
UTAH STATE
BOARD OF
82976900 REGENTS PO BOX 45202 SALT LAKE CITY UT 84145 0 0 0 $0 2.5 235 9285 $53,313,911
UTAH STATE
BOARD OF
83024800 REGENTS/STNF PO BOX 45202 SALT LAKE CITY UT 84145 0 0 0 $0 2 45 2245 $12,109,898
WEBER STATE 4140
FEDERAL HARRISON
82915800 CREDIT UNION BLVD OGDEN UT 84408 9.7 10 103 $337,442 0 0 1 $0
ZIONS FIRST
81745500 NATIONAL BANK PO BOX 1507 SALT LAKE CITY UT 84110 3.4 192 5621 $31,584,519 2.1 3 137 $551,978
AFBA
INDUSTRIAL 909 NORTH
83193900 BANK WASHINGTON ALEXANDRIA VA 22314 1.5 2 127 $439,922 8.6 2 23 $14,636
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
160
CHARTWAY NEWTOWN
82796700 FEDERAL C.U. ROAD VA BEACH VA 23462 1.6 3 182 $1,160,221 1.6 3 181 $1,160,221
11600 SALLIE
CHASE, DE MAE DR,DEB
TRUSTEE/SLMA SOUTHERLAN
83325300 TRUST MS1814 D RESTON VA 20193 4.5 53 1165 $16,244,841 11.3 23218 204176 $1,557,150,486
COMMONWEALT
82426400 H ONE F.C.U. PO BOX 9997 ALEXANDRIA VA 22304 0 0 30 $282,892 0 0 18 $263,687

FARMERS BANK
80542500 OF MARYLAND P O BOX 937 FALLS CHURCH VA 22040 0 0 49 $234,329 0 0 48 $234,329

FIRST UNION P.O. BOX


81112600 NATIONAL BANK 13327 VA 7499 ROANOKE VA 24040 3.5 43 1226 $3,924,297 0 0 10 $0
FIRST UNION P.O. BOX
81121800 NATIONAL BANK 13327 ROANOKE VA 24033 2.4 33 1327 $3,573,725 0 0 29 $11,927
FIRST UNION P.O. BOX
83105200 NATIONAL BANK 13327 ROANOKE VA 24040 6.8 4 58 $636,226 0 0 6 $105,694
FIRST VANTAGE
81069400 BANK - TN PO BOX 937 FALLS CHURCH VA 22040 4.6 2 43 $177,760 4.7 2 42 $186,667

P.O. BOX 937,


FIRST VIRGINIA CSL
82183500 BANK DEPARTMENT FALLS CHURCH VA 22040 2.4 28 1140 $5,815,496 2.3 29 1228 $6,124,448
FIRST VIRGINIA
BANK OF
83103800 TIDEWATER P.O. BOX 266 MECHANICSVILLE VA 23111 2.4 1 41 $53,125 0 0 0 $0

FIRSTAR BANK PO BOX 27172


TRUSTEE 1001 SEMMES
83345800 CRESTAR AVENUE RICHMOND VA 23261 0 0 0 $0 6.2 137 2182 $13,396,164
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
LANGLEY RIVERDALE
FEDERAL STATION BOX
82213100 CREDIT UNION 7463 HAMPTON VA 23666 4.4 13 290 $1,558,693 0 0 16 $21,067
MEMBER ONE
FEDERAL
82638300 CREDIT UNION PO BOX 12288 ROANOKE VA 24024 2.5 2 77 $386,580 0 0 20 $44,757
NATIONAL BANK
OF P O BOX
81125300 BLACKSBURG 90002 BLACKSBURG VA 24062 0 0 42 $181,722 0 0 1 $1,312
NAVY FEDERAL
81550200 CREDIT UNION PO BOX 3350 MERRIFIELD VA 22119 2.8 83 2884 $24,223,919 2.9 83 2769 $24,206,051
NEWPORT 9308
NEWS WARWICK
SHIPBUILDING BLVD, STE.
83226200 EMP CU IN 300 NEWPORT NEWS VA 23601 5.4 2 37 $168,285 5.4 2 37 $176,976
NORTHWEST
FEDERAL 200 SPRING
82790800 CREDIT UNION STREET HERNDON VA 22070 0 0 35 $309,957 0 0 34 $305,879
PENTAGON
FEDERAL
82984800 CREDIT UNION PO BOX 1432 ALEXANDRIA VA 22313 2.1 9 424 $3,699,815 2.3 9 391 $3,695,190
PEOPLES BANK
82620400 OF DANVILLE PO BOX 1658 DANVILLE VA 24543 0 0 34 $83,383 0 0 0 $0
PLANTERS BANK
& TRUST CO. OF
81977100 VA PO BOX 1309 STAUNTON VA 24402 5 2 40 $290,744 0 0 3 $9,415
SALLIE
MAE/EDUSERV - 11600 SALLIE
82958700 UTAH MAE DRIVE RESTON VA 20193 0 0 0 $0 0 0 266 $199,805
11600 SALLIE
83061700 SLMA MAE DRIVE RESTON VA 20193 0 0 0 $0 8.9 19 212 $718,348
11600 SALLIE
88888400 SLMA MAE DRIVE RESTON VA 20193 0 0 0 $0 0 0 43 $400,677
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
11600 SALLIE
89998800 SLMA MAE DRIVE RESTON VA 20193 7.4 2 27 $53,301 12 847 7010 $35,141,082
SLMA/EDUCATIO
NAL LOAN 11600 SALLIE
89998700 SERVICES INC. MAE DRIVE RESTON VA 20193 0 0 2 $0 0 0 42 $90,350
SLMA/EDUCATIO
NAL LOAN 11600 SALLIE
89998300 SERVICING CEN MAE DRIVE RESTON VA 20193 0 0 0 $0 3.8 601 15584 $216,149,903
11600 SALLIE
SLMA/EDUSERV MAE DRIVE
89999900 TECHNOLOGIES (V1254) RESTON VA 20193 0 0 1 $0 0 0 392 $835,452
SLMA/PENNSYLV
ANIA HIGHER 11600 SALLIE
83064900 EDUCATION MAE DRIVE RESTON VA 20193 0 0 1 $0 6.2 50 804 $3,364,534
SLMA/PENNSYLV
ANIA HIGHER 11600 SALLIE
89999500 EDUCATION MAE DRIVE RESTON VA 20193 0 0 1 $4,220 7 359 5059 $14,235,880
SOVRAN BANK,
81117800 N.A. PO BOX 26865 RICHMOND VA 23261 2.9 19 634 $1,272,134 0 0 29 $8,860
EDUCATION
SOVRAN BANK, LOAN DEPT
81138700 N.A. BOX 1529 NORFOLK VA 23501 0 0 74 $48,353 0 0 8 $0
STATE
DEPARTMENT
FEDERAL
82719600 CREDIT UNI PO BOX 1430 ALEXANDRIA VA 22313 2.5 2 79 $631,070 0 0 34 $219,425
STUDENT LOAN
MARKETING 11600 SALLIE
89998200 ASSOCIATION MAE DRIVE RESTON VA 20193 0 0 0 $0 0 0 31 $31,425
SUNTRUST
80256000 BANK PO BOX 27172 RICHMOND VA 23261 8.8 45 508 $2,745,499 9 45 500 $2,740,958
SUNTRUST
81111100 BANK PO BOX 27172 RICHMOND VA 23261 0 0 0 $0 0 0 41 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
SUNTRUST
81130400 BANK PO BOX 27172 RICHMOND VA 23261 7.7 435 5595 $27,964,696 14.4 306 2125 $6,080,573
SUNTRUST P.O. BOX
81987300 BANK 27172 RICHMOND VA 23261 5.9 197 3320 $14,986,502 8.6 856 9878 $74,253,071
SUNTRUST
82056400 BANK PO BOX 27172 RICHMOND VA 23261 10.8 170 1567 $8,660,339 0 0 74 $227,561
SUNTRUST P.O. BOX
82413500 BANK. 27172 RICHMOND VA 23261 12.5 28 223 $684,569 12.5 28 223 $684,569
1640
TECH FEDERAL ROANOKE
82955600 CREDIT UNION BOULEVARD SALEM VA 24153 3.7 16 428 $1,541,863 4.3 16 369 $1,528,917
UNITED STATES 2750
SENATE EISENHOWER
83203300 FEDERAL C.U. AV-STE 100 ALEXANDRIA VA 22314 0 0 57 $592,532 0 0 45 $592,532
VIRGINIA
EDUCATION
LOAN 411 E
82631600 AUTHORITY FRANKLIN ST RICHMOND VA 23219 1 7 638 $1,003,494 0.2 1 415 $5,000
WACHOVIA
81125200 BANK, N.A. P.O. BOX 700 LYNCHBURG VA 24505 4.6 40 868 $4,445,177 0 0 65 $91,950
WAYNESBORO
DUPONT
EMPLOYEES
82017400 CREDIT PO BOX 1365 WAYNESBORO VA 22980 0 0 32 $215,538 0 0 32 $215,538
CORESTATES
1ST PA/VIRGIN
81918800 ISLANDS PO BOX 460 CHRISTIANSTEAD VI 00821 9.6 3 31 $143,110 0 0 25 $125,932
50
FIRST VIRGIN KRONPRINDS
ISLAND FED ENS GADE,
83205100 SVGS BANK PO BOX 5468 ST. THOMAS VI 00803 8.1 3 37 $102,154 0 0 0 $0
CHITTENDEN
81142300 BANK PO BOX 820 BURLINGTON VT 05402 1.3 5 377 $954,778 0 0 3 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
EVERGREEN 480 ST
80791500 BANK, N.A. GEORGE RD WILLISTON VT 05495 7.2 28 384 $2,615,452 0 0 13 $45,279
282
WILLISTON
VERMONT RD, ATTN:
82728800 NATIONAL BANK J.LORRAIN WILLISTON VT 05495 3.1 1 32 $149,105 0 0 2 $3,875
VSAC
EDUCATION
LOAN FINANCE
83007500 PROGRAM PO BOX 2000 WINOOSKI VT 05404 3.4 225 6443 $37,047,571 3.4 228 6670 $38,126,416
BAKER BOYER
81157900 NATIONAL BANK PO BOX 1796 WALLA WALLA WA 99362 0 0 31 $108,722 0 0 16 $68,205
BANK OF
81173500 AMERICA, N.A. PO BOX 34227 SEATTLE WA 98124 17 72 422 $1,591,728 0 0 102 $408,079
BANK OF
81481700 AMERICA, N.A. PO BOX 34227 SEATTLE WA 98124 9.3 841 8970 $59,957,838 0.4 15 3399 $29,429,939
BOEING 12770
EMPLOYEES GATEWAY
82342200 CREDIT UNION DRIVE TUKWILA WA 98168 3.3 14 419 $2,884,532 0 0 310 $2,406,332

CLARK COUNTY 701 NE


SCHOOL VANCOUVER
81158900 EMPLOYEES CU MALL DR VANCOUVER WA 98661 2.7 2 73 $690,838 0 0 58 $550,761
COULEE DAM
FEDERAL
81797000 CREDIT UNION PO BOX 216 COULEE DAM WA 99116 0 0 37 $162,466 0 0 37 $159,903
GROUP HEALTH P.O. BOX
83105700 CREDIT UNION 19340 SEATTLE WA 98109 9.3 4 43 $269,484 0 0 28 $246,718
HAPO
COMMUNITY 601 WILLIAMS
81789800 CREDIT UNION BLVD RICHLAND WA 99352 0 0 53 $286,385 0 0 50 $286,385
INDUSTRIAL 1100 NORTH
CREDIT UNION STATE ST P
83044000 OF WHATCOM O BOX 1767 BELLINGHAM WA 98225 0 0 35 $231,473 0 0 26 $174,622
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
81161300 KITSAP BANK PO BOX 1110 BREMERTON WA 98337 11.4 7 61 $360,644 11.4 7 61 $352,394
RAINIER
PACIFIC, A
82525200 COMMUNITY CU PO BOX 11628 TACOMA WA 98411 13.5 8 59 $333,330 14 8 57 $326,893
SECURITY
PACIFIC BANK PO BOX C-
81161500 WASHINGTON 240119 SEATTLE WA 98124 6 5 83 $264,772 0 0 26 $92,612
SKAGIT STATE
81181100 BANK P O BOX 285 BURLINGTON WA 98233 4.3 2 46 $346,892 0 0 33 $226,265
SPOKANE
RAILWAY
81950400 CREDIT UNION P O BOX 6011 SPOKANE WA 99207 2.1 1 47 $300,989 0 0 39 $291,851
SPOKANE
TEACHERS WEST 106
82099800 CREDIT UNION NORA SPOKANE WA 99205 1.4 6 411 $3,461,480 1.5 5 330 $3,011,080

STUDENT LOAN 811 FIRST


FINANCE AVE, STE 500,
82969100 ASSOCIATION TERI JONES SEATTLE WA 98104 0 0 0 $0 12.5 36 287 $885,908
TAPCO CREDIT
83253700 UNION P O BOX 5185 TACOMA WA 98415 7.5 3 40 $247,408 7.6 3 39 $247,408
PO BOX 718,
TWIN COUNTY J. GAFFNEY
82330300 CREDIT UNION SPEC LOANS OLYMPIA WA 98507 4.5 5 111 $627,310 4.5 5 110 $627,310

81567800 U.S. BANK P.O. BOX 2710 SPOKANE WA 99220 5.4 351 6422 $36,210,346 0.1 9 4729 $32,198,624
81169800 US BANK P.O. BOX2710 SPOKANE WA 99220 8.2 720 8774 $59,694,674 0.1 10 5694 $38,928,924

82726900 US BANK P.O. BOX 2710 SPOKANE WA 99220 8.9 462 5145 $27,786,807 0.3 4 1132 $6,254,463
WASHINGTON
MUT BNK % MS. PO BOX 834,
83048500 JOAN WOOD FTH0412 SEATTLE WA 98111 7.7 557 7198 $51,409,180 0.7 3 403 $1,388,104
WASHINGTON PO BOX 834-
82004300 MUTUAL BANK FTH0412 SEATTLE WA 98111 6 289 4747 $31,355,243 0.2 9 3306 $25,290,733
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
STU LN DEPT
WASHINGTON SAS0412 PO
82950500 MUTUAL BANK BOX 834 SEATTLE WA 98111 1.7 3 167 $677,561 0 0 73 $392,742
WASHINGTON
SCHOOL 325
EMPLOYEES EASTLAKE
83033300 CREDIT AVENUE EAST SEATTLE WA 98109 0 0 98 $678,257 0 0 74 $616,340
WASHINGTON
STATE
EMPLOYEES PO BOX
82180600 CREDIT U WSECU OLYMPIA WA 98501 1.4 6 408 $3,377,392 0.3 1 305 $2,638,367
P O BOX 834
82243900 WESTERN BANK FTH0412 SEATTLE WA 98111 3.8 4 103 $469,490 0 0 75 $419,632
WHATCOM
EDUCATIONAL
83093400 CREDIT UNION PO BOX 9750 BELLINGHAM WA 98227 4.3 4 93 $513,988 0 0 62 $439,007

YAKIMA VALLEY
81825400 CREDIT UNION PO BOX 2922 YAKIMA WA 98907 0 0 55 $227,400 0 0 55 $227,400
4321 NORTH
BALLARD
83115700 AAL ROAD APPLETON WI 54919 1.9 4 204 $1,584,352 0 0 1 $0
6715
A-M COMMUNITY GREENBAY
83031100 CREDIT UNION RD KENOSHA WI 53142 0 0 32 $263,831 0 0 2 $0
AMCORE BANK
CENTRAL
83178800 WISCONSIN P O BOX 450 BARABOO WI 53913 4.2 3 71 $395,080 50 1 2 $16,302
AMERICAN 640 DIVISION
EQUITY BANK STREET, P.O.
82949000 SSB BOX 148 STEVENS POINT WI 54481 3.4 4 116 $392,053 0 0 0 $0
AMERICAN PO BOX 438,
NATIONAL BANK 115 FRONT
81181700 OF BEAVER DA STREET BEAVER DAM WI 53916 0 0 31 $148,042 0 0 0 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
25 WEST
ANCHORBANK, MAIN ST P O
82301100 S.S.B. BOX 7933 MADISON WI 53707 5 41 812 $5,487,428 4.4 32 715 $5,356,973
ASSOCIATED
80290200 BANK 1305 MAIN ST STEVENS POINT WI 54481 3 4 132 $1,187,937 0 0 43 $373,528
ASSOCIATED 1305 MAIN
82369900 BANK STREET STEVENS POINT WI 54481 3.1 81 2533 $14,180,424 3.4 108 3172 $20,120,828
ASSOCIATED 1305 MAIN
82847800 BANK STREET STEVENS POINT WI 54481 6.1 36 583 $2,273,555 8.3 29 347 $1,705,915
ASSOCIATED
BANK GREEN
81193800 BAY NATIONAL 1305 MAIN ST STEVENS POINT WI 54481 4 13 321 $1,907,270 4.2 13 303 $1,905,699

ASSOCIATED
BANK
81194800 LAKESHOE, N.A. 1305 MAIN ST STEVENS POINT WI 54481 1.5 2 133 $837,334 1.5 2 128 $937,982
ASSOCIATED 1305 MAIN
81991500 BANK MADISON STREET STEVENS POINT WI 54481 4.1 3 73 $790,411 4.2 3 70 $763,361
ASSOCIATED
BANK 1305 MAIN
81818500 MILWAUKEE STREET STEVENS POINT WI 54481 5.4 9 164 $1,021,321 5.9 9 152 $1,020,627
ASSOCIATED 1305 MAIN
81817900 BANK NORTH STREET STEVEN POINT WI 54481 8.1 10 122 $691,729 8.2 10 121 $705,059
ASSOCIATED
BANK OF
82009400 PORTAGE 1305 MAIN ST STEVENS POINT WI 54481 2.4 1 41 $157,252 2.7 1 36 $141,525
ASSOCIATED
81190600 BANK, NA 1305 MAIN ST STEVENS POINT WI 54481 2.9 4 137 $837,392 2.8 4 140 $939,887
2704
LATHROP
BANK OF AVENUE, PO
81886900 ELMWOOD BOX 081160 RACINE WI 53408 3.3 1 30 $125,695 3.7 1 27 $121,498
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

BANK OF
81850500 PRAIRIE DU SAC PO BOX 130 PRAIRIE DU SAC WI 53578 2.4 1 41 $227,904 2.5 1 40 $221,747

P O BOX 68
BANK 1225 FOND DU
83107100 WISCONSIN LAC AVENUE KEWASKUM WI 53040 3.1 1 32 $163,539 0 0 1 $0
BANTA CREDIT 849 WARSAW
UNION OF ST P O BOX
82762300 MENASHA 635 MENASHA WI 54952 7.9 8 101 $629,377 9 3 33 $163,361
BARABOO 101 THIRD
81184400 NATIONAL BANK AVE BARABOO WI 53913 7.9 5 63 $353,387 0 0 0 $0
PO BOX 9,
STUDENT
81184100 BAYLAKE BANK LOAN DEPT. STURGEON BAY WI 54235 0 0 54 $221,166 0 0 0 $0
PO BOX 1366
2704 EAST
BLACKHAWK MILWAUKEE
83147600 CREDIT UNION ST JANESVILLE WI 53547 4 5 122 $740,169 4.3 5 115 $740,169
BREMER
BANK,NATIONAL 532 KNOWLES
81203600 ASSOCIATION AVE., SOUTH NEW RICHMOND WI 54017 2.8 4 138 $646,506 4 1 25 $94,795
1010
CAPITAL CREDIT PROSPECT
81861300 UNION STREET KIMBERLY WI 54136 0.9 1 110 $754,054 1.2 1 83 $643,678
201 W
WISCONSIN
CENTRAL BANK AVE 470-1
80194500 OF DENVER %FBM MILWAUKEE WI 53259 2.6 4 150 $417,285 0 0 2 $0
CENTRAL CITY
82658400 CREDIT UNION PO BOX 790 MARSHFIELD WI 54449 2.6 1 38 $118,181 2.7 1 37 $124,934
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
PO BOX 223,
CITIZENS BANK 301 NORTH
OF ROCHESTER
81910500 MUKWONAGO ST MUKWONAGO WI 53149 3.4 2 58 $376,358 4.3 2 46 $229,945
P.O. BOX
3046, 250
CITIZENSFIRST NORTH
83125800 CREDIT UNION SAWYER ST OSHKOSH WI 54903 4.4 8 178 $934,062 5.1 8 154 $857,170
COMMUNITY 625 MAIN
82836600 CREDIT UNION STREET ONALASKA WI 54650 5.1 2 39 $289,157 33.3 1 3 $25,247
925
WISCONSIN
COMMUNITY AVENUE, BOX
81185000 FIRST BANK 307 BOSCOBEL WI 53805 2.5 1 39 $129,237 0 0 0 $0
COMMUNITY 2626 SOUTH
FIRST CREDIT ONEIDA ST,
82691000 UNION PO BOX 1487 APPLETON WI 54913 3.4 6 172 $825,667 3.6 6 164 $824,354

COMMUNITY 1500 MAIN ST,


81887000 STATE BANK PO BOX 66 UNION GROVE WI 53182 0 0 39 $183,042 0 0 2 $3,613

PO BOX 157,
CO-OP CREDIT 125 FILLMORE BLACK RIVER
83117100 UNION STREET FALLS WI 54615 3.2 1 31 $149,045 3.2 1 31 $149,045
CUNA CREDIT DR PO BOX
81865900 UNION 5428 MADISON WI 53705 4.8 6 125 $995,839 0 0 2 $0
PO BOX 130,
DENMARK LYNNETTE
81808900 STATE BANK DUCKETT DENMARK WI 54208 5 3 60 $404,749 0 0 0 $0
EDUCATORS PO BOX
81948000 CREDIT UNION 081040 RACINE WI 53408 5 16 319 $2,003,050 5.1 16 310 $2,001,817
P.O. BOX 532,
ELAN FINANCIAL MK-BR-2093,
83182400 SERVICES STUD LOAN MILWAUKEE WI 53201 4.9 47 954 $3,987,010 2.2 1 44 $167,271
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
2290 NORTH
EQUITABLE MAYFAIR
82710400 BANK, SSB ROAD WAUWATOSA WI 53213 3.8 2 52 $284,460 5.8 2 34 $183,832
FARMERS
81995800 SAVINGS BANK 305 DOTY ST. MINERAL POINT WI 53565 0 0 33 $167,717 0 0 2 $1,276
FIRST PO BOX 878,
AMERICAN 746 FOURTH
82871400 CREDIT UNION STREET BELOIT WI 53512 0 0 38 $231,240 0 0 3 $1,900
FIRST BANK 155 W
FINANCIAL WISCONSIN
82334300 CENTER AVE OCONOMOWOC WI 53066 4.3 2 46 $347,436 0 0 10 $100,671
400
FIRST BANKING MILWAUKEE
CENTER - AVE PO BOX
81185300 BURLINGTON 660 BURLINGTON WI 53105 7.5 3 40 $235,158 0 0 1 $2,543

207 WEST
FIRST CITIZENS MAIN STREET,
81189700 STATE BANK BOX 177 WHITEWATER WI 53190 7.5 3 40 $242,200 0 0 0 $0
605 STATE
FIRST FEDERAL ST., P.O. BOX
82254700 SAVINGS BANK 1868 LACROSSE WI 54602 3.5 5 141 $525,536 4.8 4 82 $232,631

FIRST FEDERAL, PO BOX 1868


83049200 SAVINGS BANK 605 STATE ST LACROSSE WI 54602 4 127 3161 $22,631,834 4.3 127 2924 $22,407,125
FIRST NATIONAL
81191400 BANK P.O.BOX 269 WAUPACA WI 54981 2.6 1 38 $143,594 0 0 2 $656
FIRST NATIONALPO BOX 187
BANK OF 307 SECOND
81385300 HUDSON ST HUDSON WI 54016 0 0 54 $301,455 0 0 53 $301,455
104 E.
FIRST NATL LOCUST
BANK OF RIVER STREET PO
81191100 FALLS BOX 166 RIVER FALLS WI 54022 2 2 100 $683,939 29 54 186 $1,102,943
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
FIRST NAT'L BK
& TRUST CO OF 345 E GRAND
82074100 BELOIT AVENUE BELOIT WI 53511 7.8 3 38 $112,573 0 0 0 $0
FIRST
NORTHERN 201 N
82380800 SAVINGS BANK MONROE AVE GREEN BAY WI 54301 2.2 7 307 $1,751,080 0 0 1 $0
PO BOX 532,
83203500 FIRSTAR BANK MK-BR-2093 MILWAUKEE WI 53201 7.3 62 844 $4,220,195 0 0 16 $58,896
10TH FL.
FIRSTAR BANK STUDNT LN
ATTN: SUE DEPT. PO
80402700 HORBINSKI BOX 532 MILWAUKEE WI 53201 3.7 3 81 $400,366 0 0 57 $354,370
FIRSTAR BANK P.O. BOX 532,
ATTN: SUE MK-BR-2093
80426700 HORBINSKI STUD LOANS MILWAUKEE WI 53201 6.4 65 1005 $5,944,288 0.1 1 724 $4,769,180
10TH FL.
FIRSTAR BANK STUDNT LN
ATTN: SUE DEPT. PO
81965900 HORBINSKI BOX 532 MILWAUKEE WI 53201 4.9 23 464 $2,027,314 0 0 282 $1,566,001
10TH FL.
FIRSTAR BANK STUDNT LN
ATTN: SUE DEPT. PO
82842600 HORBINSKI BOX 532 MILWAUKEE WI 53201 1.2 1 77 $297,337 2.2 1 45 $233,864
10TH FL.
FIRSTAR BANK STUDNT LN
ATTN: TOM DEPT. PO
80426500 JOEHNK BOX 532 MILWAUKEE WI 53201 5.9 10 169 $592,847 0 0 93 $472,737
FIRSTAR BANK 131 S.
EAU CLAIRE, BARSTOW
81193000 N.A. STREET EAU CLAIRE WI 54702 4.9 4 81 $354,427 0 0 1 $0
FIRSTAR BANK
FOND DU LAC,
81843600 N.A. P.O. BOX 30 FOND DU LAC WI 54936 1 1 93 $355,419 0 0 0 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
P.O. BOX 532,
FIRSTAR BANK MK-BR-2093,
80284400 ILLINOIS STUD LOAN MILWAUKEE WI 53201 5.6 29 515 $4,030,371 0 0 114 $548,186
FIRSTAR BANK
81609700 MANITOWOC PO BOX 1210 MANITOWOC WI 54221 2.5 1 39 $150,755 0 0 0 $0
P.O. BOX 532,
FIRSTAR BANK MK-BR-2093
82937400 MILWAUKEE STUD LOAN MILWAUKEE WI 53201 6.5 218 3346 $21,895,380 7.1 17 239 $964,130
P O BOX
FIRSTAR BANK 23089 425
81205100 OF GREEN BAY PINE ST GREEN BAY WI 54305 0 0 33 $57,606 0 0 0 $0
PO BOX 532
6TH FL/
FIRSTAR BANK STUDENT
82483300 OF MINNESOTA LOANS MILWAUKEE WI 53202 2.9 10 338 $2,115,765 0 0 0 $0
PO BOX 2448,
FIRSTAR BANK 111 NORTH
81192100 OSHKOSH MAIN STREET OSHKOSH WI 54903 1.9 1 51 $126,515 0 0 0 $0
FIRSTAR BANK N78 W1455
STUDENT LOAN APPLETON MENOMONEE
81454800 DEPT AVE. FALLS WI 53051 9.8 447 4531 $21,003,254 0.4 1 210 $694,141
P.O. BOX 532,
FIRSTAR BANK, MK-BR-2093,
80862800 NA STUD LOAN MILWAUKEE WI 53201 9.4 158 1679 $8,448,675 5.6 9 159 $362,627
P.O. BOX 532,
FIRSTAR BANK, MK-BR-2093,
81608600 NA STUD LOAN MILWAUKEE WI 53201 10 176 1756 $5,444,693 4.3 4 92 $160,409
FORT 800 MADISON
COMMUNITY AVENUE PO
82833800 CREDIT UNION BOX 160 FT ATKINSON WI 53538 2.2 1 44 $299,730 0 0 17 $89,261
PO BOX 80,
420 S
FOX CITIES KOELLER
82876200 BANK STREET OSHKOSH WI 54902 5.5 6 109 $523,341 33.3 6 18 $19,931
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
FOX 610 E
COMMUNITIES WISCONSIN
81925600 CREDIT UNION AVE APPLETON WI 54911 1.9 2 103 $553,936 1.9 2 101 $551,557
18 E.
GLACIER HILLS WASHINGTON
82809900 CREDIT UNION ST. WEST BEND WI 53095 2.7 1 36 $90,795 0 0 18 $24,799
GREAT 15900 W.
MIDWEST BANK, BLUEMOUND
82858000 S.S.B. ROAD BROOKFIELD WI 53005 0 0 47 $252,788 0 0 46 $252,788
4000 W.
BROWN DEER
GUARANTY RD, ATTN:KIM
82795400 BANK, S.S.B. B. MILWAUKEE WI 53209 9.2 12 130 $639,183 9.4 12 127 $639,183
11220 WEST
OKLAHOMA
GUARDIAN AVE BOX
82734800 CREDIT UNION 27124 WEST ALLIS WI 53227 2.9 2 68 $453,000 0 0 4 $14,198
HARBOR CREDIT
UNION - GREEN 800 WEISE
82941400 BAY STREET GREEN BAY WI 54305 2.5 1 39 $159,562 9 1 11 $20,773
555 W
HEARTLAND WASHINGTON
82382700 CREDIT UNION AVE MADISON WI 53707 3.2 3 92 $660,253 0 0 0 $0
JACKSON BLACK RIVER
81808500 COUNTY BANK P O BOX 490 FALLS WI 54615 0 0 39 $203,579 0 0 38 $203,579
3931 SOUTH
MEMORIAL
82451800 JOHNSON BANK DRIVE RACINE WI 53403 3.7 7 186 $1,102,946 0 0 5 $2,204
KAUKAUNA
82544600 CREDIT UNION PO BOX 260 KAUKAUNA WI 54130 0 0 58 $346,532 0 0 55 $346,532
850
KOHLER CREDIT WOODLAKE
82689500 UNION RD KOHLER WI 53044 0 0 82 $444,328 0 0 79 $444,328
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
2400 N
GRANDVIEW
LANDMARK BLVD, PO BOX
82765600 CREDIT UNION 178 WAUKESHA WI 53187 1.6 2 120 $634,657 1.7 2 112 $626,112
LA-TEC CREDIT 2017 MAIN
82871500 UNION STREET NEW HOLSTEIN WI 53061 2.3 1 43 $275,564 2.3 1 42 $275,564
770 NORTH
M & I BANK OF WATER
MENOMONEE STREET -
82973200 FALLS NW10 MILWAUKEE WI 53201 1.8 1 54 $262,172 2.2 1 45 $250,201
770 NORTH
M & I BANK OF WATER ST -
83096400 RACINE NW10 MILWAUKEE WI 53201 6.4 2 31 $90,225 8.3 2 24 $83,948
PO BOX 5920,
M & I CENTRAL ATTN:
81990900 BANK & TRUST BALANCING MADISON WI 53705 3.2 3 91 $427,891 4 3 75 $420,072
M & I FIRST
AMERICAN 500 THIRD ST,
81189200 NATIONAL BANK PO BOX 8008 WASAU WI 54402 2.6 63 2356 $11,201,308 6.2 10 159 $257,974
770 NORTH
WATER
M & I FIRST STREET-
81849400 NATIONAL BANK NW10 MILWAUKEE WI 53202 1.2 1 83 $431,847 1.4 1 69 $395,679
M&I 7 NORTH
MERCHANTS BROWN ST.,
83096300 BANK PO BOX 280 RHINELANDER WI 54501 6.8 3 44 $106,967 5.2 2 38 $105,760
4106
83109300 M&I BANK HIGHWAY 93 EAU CLAIRE WI 54701 3.1 17 540 $2,915,009 3.3 15 453 $2,810,682
221 WEST
COLLEGE
M&I BANK FOX AVE, PO BOX
83086400 VALLEY 239 APPLETON WI 54912 3.3 8 242 $965,469 3.4 7 205 $916,293
M&I BANK
81840300 MADISON PO BOX 8915 MADISON WI 53708 0 0 80 $244,515 0 0 2 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
770 NORTH
M&I BANK WATER
82964300 MILWAUKEE STREET MILWAUKEE WI 53202 5.1 3 58 $115,343 0 0 0 $0
310 WEST
M&I BANK WALNUT, PO
83110200 NORTHEAST BOX 2427 GREEN BAY WI 54306 3.8 9 233 $1,147,235 4.2 8 190 $1,147,171
PO BOX 5920,
M&I BANK OF ATTN:
81203100 ASHLAND BALANCING MADISON WI 53705 12.6 12 95 $413,055 14.8 12 81 $392,306
PO BOX 5920,
M&I BANK OF ATTN:
82012900 LACROSSE BALANCING MADISON WI 53705 2.8 2 71 $273,940 3.3 2 60 $253,448
M&I BANK OF
81813500 MAYVILLE PO BOX 7 MAYVILLE WI 53050 2.4 1 41 $211,629 3.1 1 32 $201,392
P O BOX 948,
M&I BANK OF 50 PEARL
83109400 OSHKOSH AVENUE OSKOSH WI 54902 4.1 2 48 $146,360 0 0 0 $0
101 NORTH
M&I BANK OF MAIN STREET
83121700 SHAWANO PO BOX 496 SHAWANO WI 54166 2.2 1 45 $175,301 2.6 1 38 $166,676
M&I BANK OF
SOUTHERN
81973900 WISCONSIN PO BOX 8998 MADISON WI 53708 4.6 23 495 $2,672,060 4.8 21 436 $2,744,487
M&I BANK OF
SOUTHERN 108 E COURT RICHLAND
83109900 WISCONSIN ST CENTER WI 53581 3.7 4 108 $463,570 4.3 4 92 $537,657
PO BOX 5920,
M&I BANK OF ATTN:
81192400 SUPERIOR BALANCING MADISON WI 53705 12.6 15 119 $487,663 13.8 13 94 $454,789
401 N SEGOE
M&I BANK RD PO BOX
81195000 SOUTH 5920 MADISON WI 53705 7.3 11 149 $805,856 8 10 125 $786,703
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
401 N SEGOE
M&I BANK RD, PO BOX
81839100 SOUTH 5920 MADISON WI 53705 4.4 3 67 $289,290 5.4 3 55 $269,713
M&I BANK
SOUTH 205 N 2ND
82290300 CENTRAL STREET WATERTOWN WI 53094 1.1 2 176 $845,931 1.2 2 159 $910,274
M&I BANK 130 W MAIN
SOUTH STREET PO
83110900 CENTRAL BOX 143 JUNEAU WI 53039 0 0 34 $115,518 0 0 1 $0
82235100 M&I BANK SSB PO BOX 5160 APPLETON WI 54913 1.3 1 72 $463,058 1.7 1 58 $448,574
770 NORTH
WATER ST-
82186600 M&I BANK, FSB NW10 MILWAUKEE WI 53201 3.8 3 78 $442,920 4 3 74 $436,762
M&I CENTRAL
83096100 STATE BANK P.O. BOX 5160 APPLETON WI 54913 3.2 6 183 $841,635 3.6 6 164 $969,432

M&I COMMUNITY
81186800 STATE BANK PO BOX 1188 EAU CLAIRE WI 54702 2.5 2 77 $260,463 3.7 2 54 $245,613

M&I COMMUNITY4106
81275500 STATE BANK HIGHWAY 93 EAU CLAIRE WI 54701 2 1 49 $133,824 2.8 1 35 $116,527
M&I MARSHALL &
770 N WATER
81194900 ILSLEY BANK ST - NW10 MILWAUKEE WI 53201 8.7 129 1482 $8,543,556 9 119 1311 $8,340,164
M&I MID-STATE1245 MAIN ST
81861500 BANK PO BOX 8 STEVENS POINT WI 54481 3.8 11 285 $1,041,648 4 7 174 $707,310
770 NORTH
WATER
M&I NORTHERN STREET-NW
81196700 BANK 10 MILWAUKEE WI 53202 5.4 2 37 $118,861 3.1 1 32 $108,381
M&M LOAN 2266 SOUTH
81850400 SERVICES 13 STREET MILWAUKEE WI 53215 4 2 49 $295,897 0 0 1 $2,000
MANITOWOC
COMMUNITY 1117 SOUTH
82885300 CREDIT UNION 10TH STREET MANITOWOC WI 54220 0 0 52 $217,993 0 0 13 $10,560
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
MARATHON
82915500 SAVINGS BANK P O BOX 1666 WAUSAU WI 54402 2.8 1 35 $209,123 0 1 1 $468

201
MARINE CREDIT WISCONSIN
82944100 UNION AMERICAN DR FOND DU LAC WI 54936 2.5 4 154 $919,538 2.8 4 139 $851,372
25 BELKNAP
METRO CREDIT ST., P.O. BOX
83308400 UNION 637 SUPERIOR WI 54880 16.6 5 30 $115,791 16.6 5 30 $115,791
MILWAUKEE
METROPOLITAN 1010 NORTH
83243300 CREDIT UNION WATER ST MILWAUKEE WI 53202 13.3 4 30 $128,680 13.7 4 29 $128,680
4949 W
BROWN DEER
MUTUAL RD/PO BOX
82985700 SAVINGS BANK 23988 MILWAUKEE WI 53223 7.8 26 332 $1,611,962 6.8 26 381 $1,890,452
4949 W
MUTUAL BROWN DEER
SAVINGS BK OF RD PO BOX
81912900 WISCONSIN S.A. 23988 MILWAUKEE WI 53223 3.4 7 205 $1,131,693 3.2 6 185 $1,104,694
NATIONAL
EXCHANGE 130 SOUTH
BANK AND MAIN ST P O
81195900 TRUST BOX 988 FOND DU LAC WI 54935 2.2 3 131 $886,600 17.6 3 17 $86,073
1250
ROOSEVELT
NIAGARA AREA RD. : S.
82881200 CREDIT UNION HOLMES NIAGARA WI 54151 0 0 31 $185,478 0 0 31 $185,478
NORTH 5630 WEST
MILWAUKEE FOND DU LAC
82482400 STATE BANK AVENUE MILWAUKEE WI 53216 10.8 5 46 $421,169 11.3 5 44 $421,169
15700 W
NORTH SHORE BLUEMOUND
82112500 BANK FSB RD BROOKFIELD WI 53005 1.8 1 53 $199,968 0 0 1 $0
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
15700 W.
NORTH SHORE BLUE MOUND
82361700 BANK, F.S.B. RD BROOKFIELD WI 53005 1 1 100 $367,377 0 0 1 $0
PO BOX 617
NORTHERN 321 WEST
81197200 STATE BANK MAIN ST ASHLAND WI 54806 2.9 1 34 $117,247 0 0 0 $0
82610400 OZAUKEE BANK P.O. BOX 3 CEDARBURG WI 53012 2.1 2 94 $712,121 2.8 2 71 $450,586
PO BOX 937,
PARKER 2652 NORTH
COMMUNITY LEXINGTON
83141300 CREDIT UNION DR JANESVILLE WI 53547 4.6 2 43 $260,484 4.7 2 42 $260,484
PEOPLES STATE 1401 MAIN
81849100 BANK STREET BLOOMER WI 54724 0 0 31 $69,210 0 0 31 $69,210
PEOPLES STATE
82247500 BANK PO BOX 1686 WAUSAU WI 54402 3.5 2 57 $283,000 3.9 2 51 $276,343
PIONEER P O BOX 2526
CREDIT UNION 2004 GROSS
82906700 GREEN BAY STREET GREEN BAY WI 54306 2.1 1 46 $184,335 0 0 0 $0
PIONEER
CREDIT UNION-
83147100 GREEN BAY PO BOX 2526 GREEN BAY WI 54306 0 0 31 $189,022 0 0 0 $0
PORT PO BOX 176,
WASHINGTON 206 NORTH PORT
81860900 STATE BANK FRANKLIN WASHINGTON WI 53074 5 2 40 $213,825 0 0 1 $5,598
PO BOX 150
PRIME FEDERAL 330 N
82826800 BANK, FSB BROADWAY DE PERE WI 54115 3.1 1 32 $73,306 0 0 0 $0
RIPCO CREDIT
82560200 UNION PO BOX 278 RHINELANDER WI 54501 0 0 40 $191,840 0 0 39 $191,840
1049 W.
ROYAL CREDIT CLAIREMONT
82345900 UNION AVE. EAU CLAIRE WI 54701 0.6 3 473 $1,859,194 0.6 3 471 $1,867,375
SECURITY BANK
81861200 S.S.B. P.O. BOX 2035 MILWAUKEE WI 53201 6.6 14 209 $1,118,715 9.6 12 125 $685,730
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
SHELL LAKE
81200100 STATE BANK BOX 130 SHELL LAKE WI 54871 6.4 2 31 $136,895 0 0 1 $0
3131
SHORELINE MISHICOT
82924600 CREDIT UNION ROAD TWO RIVERS WI 54241 4.1 2 48 $217,049 3.2 1 31 $126,005
SLMA/GREAT 2401
LAKES HIGHER INTERNATION
89998900 EDUCATION C AL LANE MADISON WI 53704 0 0 2 $19,614 6.9 1788 25828 $154,736,165
ST. FRANCIS 2360 N 124TH
82714500 BANK, F.S.B. STREET WAUWATOSA WI 53206 5.5 13 236 $1,350,481 26 6 23 $80,298
STATE BANK OF 401 MAIN
81201200 LA CROSSE STREET LA CROSSE WI 54602 6 3 50 $240,554 25 2 8 $16,548
4800
STATE CAPITOL AMERICAN
EMPLOYEES PKY PO BOX
83313000 CREDIT UNIO 8046 MADISON WI 53708 4.7 6 126 $747,909 5 6 120 $747,909
10015 W
STATE CENTRAL GREENFIELD
82658500 CREDIT UNION AVE MILWAUKEE WI 53214 5.7 4 70 $444,159 17.6 3 17 $61,821
10708 WEST
STATE JANESVILLE
81385400 FINANCIAL BANK RD/POB 467 HALES CORNERS WI 53130 2.2 1 44 $249,641 2.3 1 42 $249,641
2650 NORTH
STATE DOWNER
82361800 FINANCIAL BANK AVENUE MILWAUKEE WI 53211 10.3 6 58 $409,333 11.1 6 54 $409,333
SUPERIOR
COMMUNITY
81925300 CREDIT UNION PO BOX 127 SUPERIOR WI 54880 3.9 7 179 $787,848 4 7 172 $787,848

2401 SOUTH
82006500 THE PARK BANK PARK STREET MADISON WI 53713 3.9 2 51 $325,707 0 0 0 $0
PO BOX 443
TRANE FEDERAL ATTN: MARY
82137500 CREDIT UNION ISAACS LA CROSSE WI 54602 3.9 6 151 $933,103 4.1 6 145 $934,968
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
PO BOX 309,
TRI CITY 555 S. 108
82221800 NATIONAL BANK STREET HALES CORNERS WI 53130 7.2 18 250 $1,283,847 7 18 254 $1,509,184
UNIVERSITY OF
WISCONSIN P.O. BOX
81861100 CREDIT UNIO 44963 MADISON WI 53744 5.2 67 1278 $11,322,693 5.8 66 1122 $10,589,118
PO BOX 648,
WAUKESHA 100 BANK
81204100 STATE BANK STREET WAUKESHA WI 53187 5.2 13 247 $1,389,375 27.5 8 29 $53,822
WAUSAU
INSURANCE 2600 PINE
EMPLOYEES CR RIDGE BLVD,
81849300 UNION PO BOX 8026 WAUSAU WI 54402 0 0 34 $253,830 0 0 33 $253,830
WEST BEND
SAVINGS BANK
82856000 S.A. PO BOX 437 WEST BEND WI 53095 1 1 91 $487,167 0 0 1 $0
WESTBY CO-OP
82289700 CREDIT UNION PO BOX 70 WESTBY WI 54667 1.7 1 58 $323,117 1.8 1 54 $323,117
444
WESTCONSIN BROADWAY
83145900 CREDIT UNION P O BOX 160 MENOMONIE WI 54751 3.6 9 248 $1,338,179 3.7 9 243 $1,338,179
ATLANTIC
FINANCIAL 1 PIEDMONT
83150400 FEDERAL-WV RD CHARLESTON WV 25301 5.7 2 35 $80,570 0 0 4 $9,025
ONE PARK
BANK OF AVENUE,
81927600 RALEIGH DRAWER D BECKLEY WV 25802 7.5 10 133 $610,875 0 0 11 $18,712
CITIZENS PO BOX 1519
81732500 NATIONAL BANK 213 3RD ST ELKINS WV 26241 12.8 5 39 $164,266 0 0 1 $1,517
CITIZENS
NATIONAL BANK BERKELEY
81151300 OF BERKELEY PO BOX 130 SPRINGS WV 25411 2.9 1 34 $150,867 4.5 1 22 $102,536
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
CITY NATIONAL 308 GOFF
BANK OF MOUNTAIN
82430900 CHARLESTON ROAD CROSS LANES WV 25313 3 1 33 $132,050 0 0 14 $34,206
COMMUNITY
82152200 BANK PO BOX 988 PARKERSBURG WV 26102 3.2 10 305 $3,281,873 1.6 2 123 $1,459,246
DAVIS TRUST
82152100 COMPANY P O BOX 1429 ELKINS WV 26241 3.3 1 30 $171,492 12.5 1 8 $28,052
F & M BANK - 87 N MAIN
81151900 WEST VIRGINIA STREET KEYSER WV 26726 6.7 23 343 $1,499,776 0 0 31 $63,890
FED ONE
SAVINGS BANK 12TH & MAIN
81157000 F.S.B. STREET WHEELING WV 26003 9.3 4 43 $109,899 12.5 1 8 $25,953
HANCOCK
COUNTY
SAVINGS BANK,
81732600 F.S.B. P O BOX 245 CHESTER WV 26034 5 8 160 $794,565 0 0 13 $41,496
HUNTINGTON
FEDERAL
81655500 SAVINGS BANK P O BOX 239 HUNTINGTON WV 25707 1.9 1 52 $325,575 0 0 2 $5,737
HUNTINGTON
81151700 NATIONAL BANK P O BOX 2139 FAIRMONT WV 26555 2.9 1 34 $61,004 0 0 3 $11,224
HUNTINGTON
NATIONAL BANK
81152700 OF WEST VA PO BOX 853 MORGANTOWN WV 26507 8.4 10 118 $630,984 1.5 1 63 $305,218

MCDOWELL BANK &


COUNTY WYOMING ST,
81780400 NATIONAL BANK P O BOX 549 WELCH WV 24801 20.6 20 97 $248,278 20.2 19 94 $247,028
MERCANTILE
BANKING & 5TH &
TRUST JEFFERSON
82747500 COMPANY AVE MOUNDSVILLE WV 26041 2.2 1 44 $140,354 0 0 6 $10,419
ONE VALLEY
83115800 BANK NA PO BOX 1793 CHARLESTON WV 25326 6.9 38 544 $2,193,958 1.2 1 77 $242,390
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
PO BOX 1793,
ONE VALLEY 501
BANK NATIONAL TENNESSEE
81955300 ASSOC. AVE CHARLESTON WV 25326 11 108 979 $4,856,281 0.8 1 113 $371,192
ONE VALLEY
BANK NATIONAL
82739500 ASSOC. P O BOX 1793 CHARLESTON WV 25326 5.6 77 1372 $7,160,312 1.1 4 359 $1,865,021
STEEL WORKS
COMMUNITY PO BOX 762
81769600 FEDERAL CREDI COVE WEIRTON WV 26062 0 0 55 $401,639 0 0 50 $401,639
UNITED PO BOX
81157500 NATIONAL BANK DRAWER 470 WESTON WV 26452 9.8 5 51 $157,780 0 0 3 $734
UNITED
81732800 NATIONAL BANK PO BOX 393 CHARLESTON WV 25392 0 0 32 $56,572 0 0 1 $5,770
UNITED 109 THREE
82738500 NATIONAL BANK SPRINGS DR WEIRTON WV 26062 0 0 35 $103,886 0 0 4 $8,650
WESBANCO ONE BANK
82309900 WHEELING PLAZA WHEELING WV 26003 5.8 12 205 $737,590 0 0 21 $40,159
WHEELING 1145 MARKET
82217000 NATIONAL BANK STREET WHEELING WV 26003 10 12 120 $410,550 22.2 2 9 $9,452
BANK OF
83201700 LARAMIE PO BOX 1027 LARAMIE WY 82070 1.9 1 51 $155,816 0 0 17 $56,597
CENTRAL BANK
81206800 & TRUST PO BOX 393 RIVERTON WY 82501 6.8 73 1058 $4,127,141 0.7 1 131 $552,704

P O BOX 1710
EQUALITY 19TH &
82921600 STATE BANK PIONEER AVE CHEYENNE WY 82003 6.4 2 31 $88,747 0 0 9 $45,800
FIRST
EDUCATION
FEDERAL
82834000 CREDIT UN PO BOX 1067 CHEYENNE WY 82003 6.4 2 31 $143,377 0 0 11 $44,002
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT
FIRST NATIONAL
BANK OF
81207600 BUFFALO PO BOX 400 BUFFALO WY 82834 5.5 2 36 $224,525 0 0 11 $45,502
FIRST NATIONAL
BANK OF
82928900 WYOMING PO BOX 490 LARAMIE WY 82070 1.4 1 69 $242,109 0 0 38 $215,566
KEY BANK OF 1800 CAREY
WYOMING - AVENUE P O
81205600 CHEYENNE BOX 1087 CHEYENNE WY 82003 3 11 363 $970,100 0 0 16 $49,584
1800 CAREY
KEY BANK- AVENUE P O
81610500 COLORADO BOX 1087 CHEYENNE WY 82003 10.4 7 67 $183,782 0 0 0 $0

LARAMIE PLAINS
FEDERAL 352 NORTH
83119200 CREDIT UNION 4TH LARAMIE WY 82070 0 0 32 $114,301 0 0 3 $10,554

PO BOX 627
ROCKY ATTN
MOUNTAIN THERESA
81780000 BANK, FSB SPARACELLO CHEYENNE WY 82003 0 0 38 $91,482 0 0 5 $15,543
STATE OF
WYOMING,
STATE STATE
83035500 TREASURER CAPITOL CHEYENNE WY 82002 0 0 0 $0 0 0 73 $190,411
WESTERN VISTA
FEDERAL 3207 SPARKS
83185900 CREDIT UNION ROAD CHEYENNE WY 82001 1.9 1 52 $236,210 0 0 13 $79,651
WYOMING
EMPLOYEES
FEDERAL
81958500 CREDIT UN PO BOX 548 CHEYENNE WY 82003 3.2 1 31 $192,655 5.5 1 18 $60,970
1998 COHORT DEFAULT RATE FOR LENDERS

/---ORIGINATION LENDERS-------/ /-------CURRENT HOLDERS--------/


DFLT # IN # IN DFLT # IN # IN
LID Lender Address City ST Zip RATE DFLT RPYMT $ IN RPYMT RATE DFLTs RPYMTs $ IN RPYMT

WYOMING
STUDENT LOAN PO BOX 209
83153500 CORP GEN FUND 1920 THOMES CHEYENNE WY 82003 0 0 1 $1,791 16.4 16 97 $109,389
WYOMING
STUDENT LOAN
82728300 CORPORATION PO BOX 209 CHEYENNE WY 82003 4.2 55 1294 $4,308,675 4.7 138 2879 $10,791,999

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