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STARDOM BANK

SERVICE GURANTEED

Stardom Bank limited is an Indian financial services company that was incorporated in July 2000.
Stardom Bank is the tenth largest bank in India by assets and the fifth largest bank by market capitalization as of July 1, 2012. The bank was promoted by the Housing Development Finance Corporation, a premier housing finance company (set up in 1977) of India. Stardom Bank has 1321 branches and over 3650 ATMs, in 886 cities in India, and all branches of the bank are linked on an online real-time basis. As of 30 September 2008 the bank had total006.82 billion.

Objectives :
Our primary objective is to enhance residential housing stock in the country through the provision of housing finance in a systematic and professional manner, and to promote home ownership. We aim to increase the flow of resources to the housing sector by integrating the housing finance sector with the overall domestic financial markets. Our other objectives is to assist in the creation, expansion and modernisation of private concerns, to encourage the participation of internal and external capital in the private concerns and to encourage private ownership of industrial investment.

Goals :
Develop close relationships with individual households. Maintain our position as the premier housing finance institution in the country. Transform ideas into viable and creative solutions. To grow through diversification by gaining leverage from our existing client base. To nurture the values and ethos of Brand STARDOM through all its Subsidiaries and Associate Companies.

Strategies :
Increase the return on equity each year by 1 percentage point in order to maximise shareholder value Maintain gross Non-Performing Assets (NPAs) below 1% Consistently grow the loan book Improve operational efficiency by consistently bringing down the cost to income ratio Effort on the part of the bank to reach the customerrather than waiting for the customer Use of internet, mobile, ATMs and othertechnological device to reach and serve thecustomers

Submitted by :
Shelly Maheshwari Radhika Rander Shilpa Rander Yogita Gautam Pranavi Pareek Prachi Jain Ritja Agarwal

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