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SWOT Analysis of PBL
SWOT Analysis of PBL
STRENGTHS: Comfortable capital adequacy Good Asset quality Good financial performance Comfortable liquidity Strong market position Considerable improvement in nonfunded business Experienced top management Wide Operational network Carrier of Islamic Banking Flagship in Bangladesh Significant rated corporate exposures OPPORTUNITIES Product diversification Portfolio diversification in low risk category business segment including SME Client rating to enhance investment WEAKNESSES Increase in Gross NPI Considerable sectoral concentration Rescheduled assets performance yet to arrive at satisfactory level Exposed to credit concentration risk Considerable investment in low yielding government bond
CHALLENGES Recent liquidity crisis in market Regulatory pressure for minimizing interest/profit rate spread Entrance of new bank Implementation of risk based capital adequacy Unrest in capital market