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(1) BDwbqb cwil` Pqvigvb/IqvW Kwgkbvii wbKU _K bvMwiKZ mvwUwdKU (2) BDwbqb cwil` Pqvigvb/miKvix MRUW KgKZv KZK mZvwqZ cvmcvU mvBRi GK Kwc Qwe (3) dig wjwce Zdwmjf Rwgi nvj mbi LvRbvi iwk` (4) Uv cwikvai iwk` (chvR ) evsKi FY wbqgvPvi Abyhvqx Ges wbavwiZ mgqi ga FY gyixi ci FYi UvKv Dvjb Kiv hve| cwikvamyPx Abyhvqx my`mn FYi UvKv cwikva KiZ ne| eMvPvlx`iK evsKi cPwjZ wbqgvPvi gvZveK `ZZg mgqi ga ^QZvi mv_ Kwl FY `qv nq| ^ gqv`x FY(RvgvbZx FYi )t MvnK mivmwi kvLv eevcKi mv_ hvMvhvM Kieb| digi wbavwiZ gyj Kvk KvDUvi Rgv w`q FY Ave`b dig msMnceK wbv KvMRcmn kvLvq `vwLj Kiebt(1) RvgvbZi ^c Rwg/m`i ea gvwjKvbvi `wjj, bvgRvix, cPv, nvj mbi LvRbvi iwk` (2) BDwbqb cwil` Pqvigvb/IqvW Kwgkbvii wbKU _K bvMwiKZ mvwUwdKU (3) BDwbqb cwil` Pqvigvb/miKvix MRUW KgKZv KZK mZvwqZ cvmcvU mvBRi GK Kwc Qwe (4) Uv cwikvai iwk` (chvR ) FYi cvcZv Abyhvqx wbavwiZ mgqi ga FY gyixi ci `wjjvqb mv`b Ki FYi UvKv Dvjb KiZ ne| cwikvamyPx Abyhvqx my`mn FYi UvKv cwikva KiZ ne| ga gqv`x FY(cK eZxZ)t MvnK mivmwi kvLv eevcKi mv_ hvMvhvM Ki FY Ave`b dig msMn Kieb| chvR FY Ave`b wdmn wbv KvMRc mnKvi FY Ave`b dig kvLvi mswk gvVKgxi wbKU `vwLj Kieb| (1) RvgvbZi ^c Rwg/m`i ea gvwjKvbvi hveZxq `wjj,bvgRvix, cPv, nvj mbi LvRbvi iwk` (2) BDwbqb cwil` Pqvigvb/IqvW Kwgkbvii wbKU _K bvMwiKZ mvwUwdKU (3) BDwbqb cwil` Pqvigvb/miKvix MRUW KgKZv KZK mZvwqZ cvmcvU mvBRi GK Kwc Qwe (4) Uv cwikvai iwk` (chvR ) FYi cvcZv Abyhvqx wbavwiZ mgqi ga FY gyixi ci `wjjvqb mv`b Ki FYi UvKv Dvjb KiZ ne| cwikvamyPx Abyhvqx my`mn wKwZ FYi UvKv cwikva KiZ ne| ga gqv`x FY(cK FYi )t MvnK mivmwi kvLv eevcKi wbKU hvMvhvM Ki digi wbavwiZ gyj Kvk KvDUvi Rgv w`q FY Ave`b dig kvLv _K msMnceK wbv KvMRcmn kvLvq `vwLj Kiebt(1) RvgvbZi ^c Rwg/m`i ea gvwjKvbvi hveZxq `wjj,bvgRvix, cPv, nvj mbi LvRbvi iwk` Ges evsKi PKwj Abyhvqx chvRbxq Abvb KvMRc/Z_mn FY Ave`bi wbavwiZ wd (2) BDwbqb cwil` Pqvigvb/IqvW Kwgkbvii wbKU _K bvMwiKZ mvwUwdKU (3) BDwbqb cwil` Pqvigvb/miKvix MRUW KgKZv KZK mZvwqZ cvmcvU mvBRi GK Kwc Qwe (4) Uv cwikvai iwk` (chvR ) (5) evsjv`k evsK nZ msMwnZ wmAvBwe wicvU FYi cvcZv Abyhvqx wbavwiZ mgqi ga FY gyixi ci `wjjvqb mv`b Ki FYi UvKv Dvjb KiZ ne| cwikvamyPx Abyhvqx my`mn wKwZ FYi UvKv cwikva KiZ ne| Pjgvb cvZv/06

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07

cK gjvqb wd t 50000.00 UvKv I Z`ya cwigvbi cwZwU cK FYi Rb gyixKZ FYi UvKvi kZKiv 1/8 (AvU fvMi GK fvM) nvi (A_vr 0.125% ) AdiZhvM gjvqb wd `iLv Rgv`vbi mgq Rgv w`Z ne| aygv cK FYi g~jvqY wd chvR ne| PjwZ g~jab FY/bM` FY gyyixi g~jvqY wd chvR ne bv| Zjvkx wd t 1| 40000/- UvKv ch Kvb wd jvMebv | 2| 40001/- UvKv nZ 100000 UvKv ch 200/ (`yB kZ) UvKv| 3| 100001/- UvKv nZ 500000 UvKv ch 500/ (cuvP kZ) UvKv| 4| 500001/- UvKv nZ Z`ya UvKv ch 2000/ (`yB nvRvi) UvKv| eZgvb FYi Dci my`i nvi*(cavb cavb LvZ)t LvZi bvg my`i nvi km 10% grm Pvl 11% wPswo Pvl 11% nvji ej` 10% Mvfx cvjb 11% QvMj cvjb 11% mP hcvwZ 10% Kwl hcvwZ 10% cvjwU dvg 11% bvmvix I D`vb 10% Kjv Pvl 10% cvb eiR 10% Pv Drcv`b 12% MvgxY cwienb 10% Avg`vwb weK km 4% dzj Pvl 10% Mi gvUvZvRvKib 11% wgk Lvgvi 10% ivevi Pvl 11% jeb Drcv`b 4% 100% ivbx gLx cK Kvk wWU/ t nvBcvw_Kkb ivbx FY (K) wngvwqZ Lv` I Kwl cY t wfwK ivbx FY (L) evK Uz evK FY c t (M) (1) wcGmwc (cvK RvnvRxKiY) (2) cvwKs wWU
* my`i nvi cwieZbkxj

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my`i nvi 11% 10% 10% 10% 10% 10% 12.50% 13% 13% 13% 11% 11%
AvgvZ c` my`i nvi Acv 3% ekx

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Pjgvb cvZv/08

08

AvgvbZi Dci my`* t AvgvbZ PjwZ

* my`i nvi cwieZbkxj

t my`i nvi t 0.00% GmGbwW t 100.00 KvwU UvKvi wb 4%, 100.00 KvwU UvKv I Z`~a 5.00% mqx t knit 5.00% Ges Mvgt 7.00% gqv`x AvgvbZt t (K) 3 gvm I Z`ya wK 6 gvmi Kg t 11.00% (L) 6 gvm I Z`ya wK 1 eQii Kg t 11.50% (M) 1 eQi I Z`ya wK 2 eQii Kg t 12.00% (N) 2 eQi I Z`ya mevP 3 eQi t 12.50% t Klvb Klvwb mq xg t t RgvKZ UvKvi Dci mqx AvgvbZi my`i nvi Acv 1.00% ekx my` Avivc KiZ ne weKwe, ` mq cKt t 6.00%, 5 eQi gqv`x wkv mq cKt t (K) gvwmK wKw wfwK mq cK t t 5 eQii Rb 5.00% 7 eQii Rb 5.50% 10 eQii Rb 6.00% (L) GKKvjxb Rgv wfwK AvgvbZ t 7 eQii Rb 6.50% cKt 10 eQii Rb 7.00% 15 eQii Rb 7.25% wWwcGm t 15.00% GmwcGm t 5 eQi gqv` 10.00% n mq cK t gqv`Kvj 01-12 eQi; wKw 1200/-nZ 10000/-, my`wenxb, gqv`cwZi ceI fvsMvbv hvq, miKvix Ki/ evsK enb Kie | gvwmK/gvwmK gybvdv xg t 3 eQii Rb 8.50%(mij nvi my`)

mKj cKvi e`wkK wewbgq eemvi myweav t (K) Avg`vbx I ivbxKviK`i Gj,wm/evK Uz evK Gjwm Lvjv I wjwgU myweav c`vb (L) GwW kvLvi gvag e`wkK gy`v q/weq| (M) Uvfjvm PK BmyKiY (N) cvmcvU GvmgU| evsK MvivwU t MvnKi Pvwn`v gvZveK A evsK wewfb gvbi evsK MvivwU Bmy Ki _vK| mevi gj t cwZ 3 gvm 1.00% nvi Ges bbZg 1000/- UvKv, 100% Kvk gvwRb aygv mvwfm PvR 1000/- (AwMg Av`vqhvM) jKvi myweav t MvnK`i jKvi myweav c`vb Kiv nq| mevi gj t cwZ eQi QvU 900/- UvKv, gag 1200/- UvKv, eo-1800/- UvKv, Pvwe dirhvM 700/UvKv, Pvwe nvivj 1000/- UvKv| Pjgvb cvZv/09

09

03| iwgUvt dib BbIqvW iwgUvt cwZmsMx evsKi gvag Ges UvKv Wwqs GvigUi AvIZvq GP nvDRi gvag AvRvwZK wefvM KZK BbIqvW iwgUv msv hveZxq KvR mv`b Kiv nq| wUwU gvidZ cv iwgUv mivmwi D wefvM _K wWU GvWfvBm cZ Ki mswk kvLvmgyn ciY Kiv nq| we`kx WvdU mgyni A_ kvLv _K cwikva Kiv nq| DjL, evsjv`k Kwl evsK KZK iwgU welqK GWfvBm/wUwU evZv cvIqvi mv_ mv_ cixv Ki ZvrwYKfve ewbwdwmqvixi wnmve Rgvc~eK wnmveavixK AewnZ Kiv nq| G Qvov cZK kvLv Zvi Awai ga evcKfve gvBwKs Gi gvag cPviYv Pvwjq 05 wgwbUi ga Ivb BDwbqb iwgUi UvKv evsjv`k Kwl evsK KZK bM` c`vb Kiv nq| dib AvDUIqvW iwgUv t AvDUIqvW iwgUv Gi A_ A evsKi GwW kvLv _K we`k ciY Kiv nq| MvnKK mswk kvLvq DcwZ nq wbavwiZ dig ciY Ki cqvRbxq wd Rgv w`q wWwW/wUwU q KiZ nq| kvLv MvnKi cwiPq mK wbwZ nq PvwnZ `evw` Bmy Ki| 04| wewbqvM myweavt

(K) miKvi cewZZ wewfb cKvi mqc weq t MvnK G evcvi kvLvi mswk KgKZv/KgPvixi mv_ hvMvhvM Ki wbavwiZ dig I bgybv ^vi KvW cyib mvc Kvk KvDUvi UvKv Rgv w`q wewfb aibi mqc msMn Kieb| (L) MvnKi Pvwn`v gvZveK cvBRe, IqRAvbvi WfjcgU e q/weqt MvnK G evcvi kvLvi mswk KgKZv/KgPvixi mv_ hvMvhvM Ki cvBR e I IqRAvbvi WfjcgU e q/weq Kieb| 05| BDwUwjwU wej Rgvt (K) cjx we`yr mwgwZi we`yr wej ( wbavwiZ kvLvq)| (L) evsjv`k UwjKwgDwbKkbm Kvvbx wjt(wewUwmGj) Gi wej| (M) wZZvm Mvm Uvwgkb G wWwweDkb, evLivev` Mvm wmgm&& wjt Gi wej Rgv| (N) wcwWwe, Wmv, WmKv, Iq Rvb cvIqvi wWwweDkb Kvvbx(IRvcvwWKv) wjt Gi we`yr wej| MvnK kvLvq wMq Dciv wejmgn msMni mv_ mswk evsK KgKZvi wbKU _K j b^i msMnceK jvBb `uvwoq wmwiqvj Abyhvqx Kvk KvDUvi weji UvKv Rgv w`eb| 06| cbkb/fvZv cwikvat (K) Aemi cv mvgwiK evwnbxi m`m`i cbkb c`vb MvnK kvLvi cbkb c`vbi mv_ mswk KgKZv/KgPvixi wbKU cbkb MvBW/eB Rgv w`q GwU Ki Kvk KvDUvi nZ cbkbi UvKv Dvjb Kieb| (L) weaev I ^vgx cwiZvv `yt gwnjv fvZv c`vb| (M) A^Qj cwZex fvZv, eq fvZv c`vb cfw Z| DcRjv wbevnx KgKZvi Kvhvjq nZ cwiZ ZvwjKv Abyhvqx mswk A^Qj cwZex fvZv, weaev I ^vgx cwiZvv `yt gwnjvMY Ges eq fvZv MnbKvix kvLv eevcKi mv_ mivmwi hvMvhvM Ki fvZvi UvKv Kvk KvDUvi nZ Dvjb Kieb|

Pjgvb cvZv/10

10

07| miKvii c c` mev mgynt (K) cv_wgK wkvi Rb Dcewi A_ weZiY (Lyjbv wefvM) DcRjv wkv Awdm _K mievinKZ ZvwjKv Abyhvqx wbavwiZ kvLvi GKRb KgKZv cv_wgK wkvi Rb Dcewi eivKZ A_ mswk cv_wgK we`vjq wMq ZvwjKvq DjwLZ Qv/Qvx`i ga weZiY Kib (L) miKvix avb/PvDj/Lv` km msMni wej cwikva MvnK kvLvq wMq mswk KgKZv/KgPvixi wbKU wej Rgv w`q Kvk KvDUvi nZ weji UvKv Dvjb Kieb| (M) miKvix eevcbvq n MgbQy`i ni UvKv Rgv MnY Ges n hvx`i cqvRbxq evswKs mev c`vb n MgbQy n hvx kvLv eevcKi mv_ mivmwi hvMhvM Ki evjU dig cib Ki Kvk KvDUvi nRi UvKv Rgv c`vb Kieb| nR hvIqvi ce cqvRbxq e`wkK g`v q Kieb| evsK KZK MvnK`iK wewfb mev c`vbi Kwgkb/PvRi weeiY mevi aiY 1. KvjKkb wej(PK/WKzgUvix wej) (K) vbxq(local) (L) evwnii (outside) Kwgkb/PvRi nvi hLvb wKqvixs nvDR AvQ-Kvb Kwgkb jvMe bv hLvb wKqvixs nvDR bB- cKZ hvZvqvZ LiP e`wkK iwgUi -Kvb PvR/Kwgkb chvR ne bv Kwgkb 0.15% (mewb 25/- UvKv, mevP-1000/- UvKv) WvKgvj - cKZ LiP, mewb 20/- UvKv Uj/UwjMvg - cKZ LiP, mewb 30/- UvKv Uwjdvb - cKZ LiP, mewb 50/- UvKv cwZ KvqvUvii Rb 1.00%, mewb 1000/- UvKv 100% Kvk gvwRbi Rb mvwfm PvR 1000/-(wdW&&) 500/- UvKvi bxPi cwZwU BbygUi Rb 25/- UvKv 500/- UvKv I Z`~a cwZwU BbygUi Rb 50/- UvKv (1) mqx AvgvbZ wnmvet 5000/- UvKv ch - Kvb wd jvMe bv 25000/- UvKv ch- 100/- UvKv 25000/- UvKv Ges Bnvi Dai Rb 300/- UvKv (2) PjwZ AvgvbZ wnmvet 500/- UvKv (3) GmGbwW wnmve- 500/- UvKv cwZ gvwmK 25/- Ges GmwcGm Gi 10/- UvKv Aa-evwlK I evwlK- Kvb wd jvMe bv AwZwi cwZwUi Rb 200/- UvKv cwZwUi 50/- UvKv I UwjMvg/Uwjdvb/WvK gvj Gi cKZ LiP PjwZ wnmvei Rbt gvwmKwfwZ GKevii Rb Kvb PvR jvMe bv GKvwaK evii Rb cwZwUi 20/- UvKv mqx wnmvei Rbt lvbvwmKwfwZ GKevii Rb Kvb PvR jvMe bv GKvwaK evii Rb cwZwUi 20/- UvKv Pjgvb cvZv/11

2. evsK MvivwU Bmy 3. wWwW/wUwU/GgwU evwZj 4. wnmve ibveY wd (Aa-evwlK I evwlK)

5. jb`bi Rb vqx wb`kbv (Standing Order for transaction) 6. wwZ wbwZKiY mb`c (Balance confermation Certificate) 7. WywcKU BbygU Bmy 8. wnmvemg~ni weeiYx

11

9. wnmve ei PvR 10. weI GKvDU 11. wnmve _K A_ c`vbi wMZv`k (Stop payment) 12 . GK kvLv _K Ab kvLvq wnmve vbvi (Account Transfer) 13. Avw_K ^QjZv mb`c (Solvency Certificate) 14. KlK/gywhv/AwZ `wi`/eq, A^Qj cwZex, weaev I ^vgx cwiZv gwnjv`i Rb 10/- UvKvi evsK wnmve 15. PK/wWwW wWRAbvi 16. A_ ciY/vbvi (Aft)wWwW wUwU/GgwU Bmy (K) Kwgkb (L) WvK gvj (M) UwjMvg PvR (aygv wWwW/wUwU Bmyi ) (N) Uwjdvb PvR (aygv wWwW/wUwU/ GgwU Bmyi ) 17. cgU AWvi Bmy 18. AfixY wej/PKq (KZci Abygv`b _vKj)t (K) Kwgkb (L) Uj/dv (M) Uwjdvb (N) UwjMvg (O) WvKgvj 19. jKvi (Locker)

mqx AvgvbZ wnmvei Rb 200/- UvKv PjwZ AvgvbZ wnmvei Rb 300/- UvKv GmGbwW wnmvei Rb 300/- UvKv cwZwU mvwUwdKUi Rb 100/- UvKv cwZ 25/- UvKv 50/- UvKv| GQvov GgwU Kwgkb I WvK gvj chvR cwZ 300/- UvKv Kvb aiYi PvR/wd KZb Kiv nq bv cwZ 25/- UvKv 0.10%, mewb 20/- UvKv cKZ LiP, mewb 15/- UvKv cKZ LiP, mewb 30/- UvKv cKZ LiP, mewb 50/- UvKv 1000/- UvKv ch 20/- UvKv, 1.00 j ch 30/- UvKv, 1.00 j UvKvi Da 5.00 j UvKvi bxP 50/- UvKv, 5.00 j ev Z`ya UvKvi Rb 75/- UvKv 0.15% nvi mewb 40/- UvKv, mevP 1000/- UvKv cKZ LiP, mewb 30/- UvKv cKZ LiP,mewb 50/- UvKv cKZ LiP, mewb 25/- UvKv cKZ LiP, mewb 10/- UvKv cwZeQi QvU 900/- UvKv, gag 1200/- UvKv, eo 1800/UvKv, Pvwe (dirhvM 700/- UvKv)| Pvwe nvivj 1000/UvKv |

mvweK welq evsK c` mev cvwi evcvi Aviv wevwiZ Z_ Rvbvi Rb evsKi kvLv eevcK A_ev evsKi h Kvb wbqYKvix Kvhvjqi mv_ hvMvhvM KiZ ne| MvnKMb mev bv cvIqvi vbxq dvKvj KgKZv wnmve mswk kvLv eevcK/gyL AvwjK/AvwjK eevcK/wefvMxq gnveevcKi wbKU AwfhvM KiZ cvib| K`xq dvKvj KgKZv wnmve Dc-gnveevcK, kvLv wbqY I eemv Dbqb wefvM, weKwe, cavb Kvhvjq, 83-85, gwZwSj evwYwRK GjvKv, XvKv-1000, dvbt 7176668 eivei AwfhvM KiZ cvib|

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