Printed On: 06-Dec-12

Prepared By :
Code :

5:20:20PM

Basic Plan Pelan Asas:

HLA Income Builder

Life Assured Hayat Diinsuranskan:

hla
A88888

WONG KIN WOH

(Yearly Income Accumulation) (Cash Dividend Accumulation) (Pendapatan Tahunan Terkumpul)(Dividen Tunai Terkumpul)
Summary Of Total Premiums & Benefits Ringkasan Jumlah Premium dan Manfaat - HLA Income Builder & Income Riders
Guaranteed
Policy
Year

Life Ass'd
Age at
end of
Year

Tahun
Polisi

Umur
Hayat
Diinsuran
skan pada
Akhir
Tahun
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
65
70
75
80
85
90

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
25
30
35
40
45
50

Total Annual
Premium of
IB & IR(s)
(Beg. of
Year)
Jumlah
Premium
Tahunan
untuk IB & IR
(Permulaan
Tahun)
10,027.24
10,027.24
10,027.24
10,027.24
10,027.24
10,027.24
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Total
Guaranteed
Yearly Income
(End Of Year)

Jumlah
Pendapatan
Tahunan
Terjamin (Akhir
Tahun)

Total
Guaranteed
Surrender
Value (End Of
Year)
Jumlah Nilai
Penyerahan
Terjamin
(Akhir
Tahun)

1,988.00
1,988.00
1,988.00
1,988.00
1,988.00
1,988.00
1,988.00
1,988.00
1,988.00
1,988.00
1,988.00
1,988.00
1,988.00
1,988.00
1,988.00
1,988.00
1,988.00
1,988.00
1,988.00
1,988.00
500.00
500.00
500.00
500.00
500.00
500.00

0
0
448
871
1,449
2,471
2,868
3,252
3,622
3,978
4,318
5,304
7,808
10,202
12,477
14,622
16,628
18,482
20,171
23,168
7,646
6,843
5,911
5,056
4,626
4,500

Terjamin (Set A)

Not Guaranteed Tidak Terjamin (Set B)

Total Guaranteed Death /

TPD Benefit *^

Guaranteed Additional
Accidental TPD Benefit ^

Total Accumulated Yearly

Income (End Of Year)

Total Accumulated Cash

Dividends (End Of Year)

Total Surrender Value (End

Of Year)~

Total Death/TPD Benefit (End

Of Year)*^~

Faedah Kematian / TPD

Terjamin

Faedah Tambahan TPD

Kemalangan Terjamin

Jumlah Pendapatan Tahunan

Terkumpul (Akhir Tahun)

Jumlah Dividend Tunai

Terkumpul (Akhir Tahun)

Jumlah Nilai Penyerahan

(Akhir Tahun)

Jumlah Manfaat Kematian /

TPD (Akhir Tahun)

Beg. of Year
Permulaan
Tahun
84,520
82,532
80,544
78,556
76,568
74,580
72,592
70,604
68,616
66,628
64,640
62,652
60,664
58,676
56,688
54,700
52,712
50,724
48,736
46,748
13,000
10,500
8,000
5,500
4,708
4,500

End of Year
Akhir
Tahun
82,532
80,544
78,556
76,568
74,580
72,592
70,604
68,616
66,628
64,640
62,652
60,664
58,676
56,688
54,700
52,712
50,724
48,736
46,748
46,248
12,500
10,000
7,500
5,056
4,626
4,500

Beg. of Year
Permulaan
Tahun
253,560
247,596
241,632
235,668
229,704
223,740
217,776
211,812
205,848
199,884
193,920
187,956
181,992
176,028
170,064
164,100
158,136
152,172
146,208
140,244
39,000
0
0
0
0
0

End of Year

Sce. A

Akhir
Tahun
247,596
241,632
235,668
229,704
223,740
217,776
211,812
205,848
199,884
193,920
187,956
181,992
176,028
170,064
164,100
158,136
152,172
146,208
140,244
138,744
0
0
0
0
0
0

1,988
4,085
6,298
8,632
11,095
13,693
16,435
19,326
22,377
25,596
28,992
32,575
36,354
40,342
44,548
48,987
53,669
58,609
63,820
69,318
93,387
124,843
165,956
219,688
289,914
381,696

Sce. B

1,988
4,046
6,175
8,379
10,661
13,022
15,465
17,995
20,613
23,322
26,126
29,029
32,033
35,142
38,360
41,690
45,138
48,705
52,398
56,220
69,453
85,170
103,836
126,006
152,337
183,609

Sce. A

Sce. B

382
786
1,211
1,660
2,134
2,634
3,161
3,717
4,304
4,923
5,701
6,521
7,386
8,299
9,262
10,279
11,351
12,482
13,675
14,934
20,383
27,505
37,092
49,622
66,277
88,045

Sce. A

35
71
108
147
186
228
270
315
360
408
469
533
599
667
737
810
886
964
1,045
1,129
1,421
1,768
2,208
2,729
3,376
4,143

Sce. B

6,833
14,952
23,864
34,159
45,210
56,948
60,478
64,199
68,120
72,253
76,630
81,297
86,369
91,697
97,297
103,185
109,378
115,895
122,754
129,828
169,834
222,111
290,281
379,376
495,937
648,178

Sce. A

6,626
14,441
22,902
32,546
42,726
53,355
55,682
58,084
60,563
63,122
65,766
68,562
71,600
74,722
77,930
81,228
84,619
88,107
91,696
95,344
113,339
134,711
159,929
189,795
225,259
267,297

84,902
85,415
86,065
86,861
87,809
88,919
90,200
91,660
93,309
95,159
97,345
99,759
102,416
105,329
108,511
111,977
115,744
119,826
125,464
132,337
170,320
222,427
290,440
379,376
495,937
648,342

Sce. B

84,555
84,660
84,839
85,094
85,427
85,841
86,340
86,925
87,601
88,370
89,248
90,226
91,307
92,497
93,797
95,213
96,748
98,406
100,191
103,597
115,122
135,026
160,088
189,795
225,259
267,317

HLA Income Builder & Income Rider(s)

Total Premium Paid
Projected Maturity Value
Projected Maturity Value
Total Yearly Income

Jumlah Bayaran Premium

Jangka Nilai Matang (Sce. A)
Jangka Nilai Matang (Sce. B)

: RM
: RM
: RM

Jumlah Pendapatan Tahunan

: RM
Entire Policy (include all riders) Keseluruhan Polisi (termasuk semua rider)
Total Premium Paid
Projected Maturity Value
Projected Maturity Value
Total Yearly Income

60,163.44
648,177.65
267,297.35
54,760.00

60,163.44
Jumlah Bayaran Premium
Jangka Nilai Matang (Sce. A)
Jangka Nilai Matang (Sce. B)
Jumlah Pendapatan Tahunan

: RM
: RM
: RM

The Illustration show the possible level of benefits you may expect on two investment scenarios :
Illustrasi ini menunjukkan jangkaan tahap faedah berdasarkan dua senario pelaburan :
1.
Scenario A (Sce. A) = Assumes the participating fund earns 6.50% every year
Senario A (Sce. A) = Anggapan dana penyertaan memperolehi 6.50% setiap tahun
2.
Scenario B (Sce. B) = Assumes the participating fund earns 4.50% every year
Senario B (Sce. B) = Anggapan dana penyertaan memperolehi 4.50% setiap tahun
Guaranteed = Minimum you will receive regardless of the Company investment.
Terjamin = Minimum yang akan anda perolehi tanpa bergantung kepada pencapaian pelaburan syarikat.

648,177.65
267,297.35

: RM
54,760.00
Note: Assumes after the expiry of the Income Rider(s),accumulated Yearly Income (if any), accumulated Cash Dividends (if any) & Terminal Dividend (if any) of the rider(s) are accumulated till end of the basic plan term.
Nota: Anggapan selepas tamat tempoh Income Rider, Pendapatan Tahunan Terkumpul (jika ada), Dividen Tunai Terkumpul (jika ada) dan Dividen Terminal (jika ada) rider akan dikumpul hingga akhir tempoh pelan asas.
* The figures illustrated do not include Additional Accidental TPD Benefit. Upon accidental TPD, additional amount shown in Additional Accidental TPD Benefit column will be payable.
* Nombor yang diilustrasikan tidak merangkumi Faedah Tambahan TPD Kemalangan. Apabila mengalami TPD kemalangan, amaun tambahan yang diilustrasikan dalam kolum Faedah Tambahan TPD Kemalangan akan dibayar.
^
^
~
~

TPD benefit will be paid in accordance to the Company's TPD provision.

Faedah TPD akan dibayar mengikut Peruntukan TPD Syarikat.
Inclusive of accumulated Guaranteed Yearly Income.
Termasuk Pendapatan Tahunan Terjamin Terkumpul.

Please note that this is only a simplified summary for internal use by staff/agent only, and is NOT FOR CIRCULATION.
Win MP (Trad) Version 6.7 (Agency) - Last Updated 03 Oct 2012 - E&OEPage 6 of 6

Ref: SI20121206-0011
Level 3, Tower B, PJ City Development, No. 15A Jalan 219, Seksyen 51A, 46100 Petaling Jaya, Selangor. Tel: 03-7650 1818 Fax: 03-7650 1991 Website: www.hla.com.my