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E-Payment System: Sistem Teknologi Informasi Perbankan Materi Setelah UTS
E-Payment System: Sistem Teknologi Informasi Perbankan Materi Setelah UTS
Latar belakang
Banking is a sunset industry, electronic banking is a sunrise industry
Mulai banyaknya e-payment, e-money, ebanking, dsb. Apa semua ini? Perdagangan / perniagaan di Internet membutuhkan kecepatan dalam transfer of money
Contoh-contoh E-payment
Micropayment, millicent E-wallet, virtual wallet, EMV electronic purse E-cash, digicash, cybercash, iKP Electronic cheque, FSTC First Virtual Smartcard-based e-payment
(6) statement
(2) endorse
(5) report
Consumers bank
Merchants bank
Settlement system
Payment Gateway
Purchase request Payment request Consumer Credit card payment Credit card response Authorization request Payment gateway Charge response Merchant
Settlement system
Keamanan (Security)
Suatu topik bahasan tersendiri Keamanan di sisi network, host, application Pengamanan dengan menggunakan teknologi kriptografi (enkripsi) Public Key Cryptosystem (RSA, ECC) merupakan basis dari Public Key Infrastructure (PKI)
Resources
Cybercash.com: credit card and check (PayNow) http://www.isi.edu/gost/info http://www.onlinecheck.c /NetCheque om/ Yahoo! Wallet: store credit Micropayment evaluation: cards info http://www.hpl.hp.com/tec ChoicePay: electronic hreports/97/HPL-97billing 14.html http://www.emoneysystems http://www.w3.org/ECom .com merce/Micropayments/ eCash.net Verifone.com: point of sale (soft & hardware) http://www.internetcash.co m/ prepaid card