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  • Home Loan Interest Rate (Below 20 Lakhs)

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    Abhinav A Ashish
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    This document provides home loan interest rates for various primary lending institutions in India for loans below 20 lakhs. Interest rates on floating loans range from 10.75-14.5% and fixed rates range from 10.75-17%. The reset period for floating rates is typically 12-36 months. Benchmark rates for floating loans include the base rate, MCLR, and repo rate set by the RBI and individual banks.

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    This document provides home loan interest rates for various primary lending institutions in India for loans below 20 lakhs. Interest rates on floating loans range from 10.75-14.5% and fixed rates range from 10.75-17%. The reset period for floating rates is typically 12-36 months. Benchmark rates for floating loans include the base rate, MCLR, and repo rate set by the RBI and individual banks.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as XLSX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as xlsx, pdf, or txt
    34 views6 pages

    Home Loan Interest Rate (Below 20 Lakhs)

    Uploaded by

    Abhinav A Ashish
    This document provides home loan interest rates for various primary lending institutions in India for loans below 20 lakhs. Interest rates on floating loans range from 10.75-14.5% and fixed rates range from 10.75-17%. The reset period for floating rates is typically 12-36 months. Benchmark rates for floating loans include the base rate, MCLR, and repo rate set by the RBI and individual banks.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as XLSX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as xlsx, pdf, or txt
    of 6

    Home Loan Interest Rate(Below 20 lakhs) Primary Lending Institution s

    Allahabad Bank

    Floating

    Fixed(for Fixed(with the entire reset tenure) clause)


    12.25% NA 11.75% NA NA NA NA NA NA 10.75

    12.75%

    Andhra Bank BR + 1.25% Axis Bank Bank of India DHFL Vyasa Housing Finance GIC Housing Finance Gruh Finance Limited HDFC Ltd. HSBC Bank HUDCO ICICI Home Finance Co. Ltd. IDBI Home Finance Ltd. 11% 11% 13.50%

    12.50%

    NA

    NA

    10.75-16%

    11.7517.00% 16.75% 11-14% Floating + 1.00% 14.50%

    10.7515.75% 10.75% 13.25-15% 13.25-15% Base+0.5%

    10.75% 11-13% 10.5014.00% 10.50%

    11.00%

    NA

    12.2513.25%

    India Infoline Housing Finance Ltd.

    12.50%

    NA

    NA

    Indiabullls Housing Finance Ltd. Karnataka Bank LIC Housing Finance Manipal Housing Finance Syndicate Limited Micro Housing Finance Corporation

    NA

    NA

    NA

    11.7514.75% 10.80% linked to PLR

    NA NA NA

    NA 12.15% NA

    12-15%

    NA

    NA

    National Rural -11% Trust 13% General Housing 14.5% Finance Ltd 17.75% Orange City Housing Finance Ltd. NA

    NA

    NA

    10 50%* (ROI 10-14% for home loans) NA

    NA

    PNB Housing Finance Ltd.

    11.75%

    14.00%

    Reliance Home Finance Private Limited Repco Home Finance Ltd.

    12.75%

    NA

    NA

    12.50%

    NA

    NA

    Rose Valley Housing Development Finance Corporation Ltd. State Bank of India (SBI)

    11.50%

    NA

    NA%

    10.50%

    NA

    9.75-12%

    Sundaram BNP Paribas Home Finance Ltd.

    12-14.25%

    Union Bank of India

    11.75%

    NA

    NA

    akhs) Reset clause after how many months


    NA NA NA NA 12

    Current Markup/Ma Benchmar rkdown to k Rate (for Benchmar floating) k Rates


    10.75% 14.25% NA 14.25% 18.25% BR: 10.2% NA BR-10% NA NA

    NA

    NA

    NA

    Linked to the GPLR 36 36 36 24

    16.25

    varied

    18.50% NA 17.75%

    BR 10% NA -

    36-60

    15.25%

    BR 10.75%

    NA

    16.25%

    Dependent on individual rating of each customer, amount of loan, tenure, CIBIL scores etc.

    NA

    17%

    Markup NA Markdown 5.5% ( 14 8.5 =5.5) BR:15.50% 2.50% NA

    NA 60 NA

    15.75% 14.65% 15.25%

    NA

    14%

    1-4%

    NA

    15.75%

    NA

    NA

    NA

    36

    14.25%

    BR:10.75%

    NA

    17.75%

    5.50%

    NA

    16.00%

    3.25%

    --

    ---

    NA

    12

    NA

    BR:10%

    15.50%

    3%

    NA

    15.75%

    NA

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