NEW COURSES BY MUAMALAH FINANCIAL CONSULTING SDN BHD Pioneer Islamic Finance Trainer and de facto Islamic Capital

l Market Trainer for Malaysia. Now in the 13th year of service to the Islamic Finance Industry. WE ARE BACK IN KUCHING! DAY ONE 25 MARCH 2013 INTRODUCTION TO ISLAMIC FINANCE (10 SIDC CPE points) One day holistic and comprehensive coverage of Islamic finance from basic principles, sources of hukm, to introduction to the Islamic Capital Market. All generic Islamic banking principles, products and services from all major jurisdictions will be covered. All professionals need to know about Islamic Finance in a One Day Course. DAY TWO 26 MARCH 2013 SYARIAH COMPLIANT LEGAL DOCUMENTS & ISLAMIC FINANCE AND SUKUK STRUCTURES (10 SIDC CPE points) Inter alia reviewing the full set of Legal Documents of Sukuk Tawarruq. Scrutinising Commodity Murabahah and Musharakah Mutanaqissah Legal Documents. Issues of being Syariah Compliant in the Islamic Equity Capital Market, Legal Risks and Legal Uncertainties, SPVs and Trust Concepts. Common Law vs Civil Law, Contemporary Legal Issues of Asset Based and Asset Backed Sukuk, Domestic and International Documents. Theory of Contract in Syariah (Aqd). Led by Muhammad Zahid Abdul Aziz renowned International Trainer and Pioneer Islamic Financier.

Kuching Hilton, Sarawak

VENUE ORGANISED BY
Muamalah Financial Consulting Sdn. Bhd 17-01, First Floor, DBayu, 21, Jalan Serambi U8/21, Bukit Jelutong, 40150 Shah Alam, Selangor, Malaysia. Tel: 037842 5187, 012 212 5405 Fax: 037842 5201, 7847 3214 Email: muamalah_consulting@hotmail.co m Website http://muamalahconsulting.tripod.c om

Genuine Comments by Kuching Participants at our Inaugural Islamic Corporate Financing & Islamic Legal Documents Course Launched at Kuching Hilton in 2009 "Excellent" "My colleagues do not know what they're missing by not attending this Course" " I will inform my colleagues about this Course' " Please advertise your next Course through our local Bar Association" Genuine comments by KL Participants "Contact us, we'll be sending more lawyers" "Quite informative Course" "Very comprehensive especially the precedents on legal documents" "Good insight on various Islamic Financing concepts and various documentation"

General Comments by Participants of Courses by Mumalah En Zahid delivered the subject with great clarity. I fully understand the topics lectured. Excellent En Zahid is probably the best Islamic Finance Trainer I have encountered. Very knowledgeable Trainer. I have learnt so many things.

THIS COURSE IS SIDCCPE

INTRODUCTION TO ISLAMIC FINANCE

New Course by Muamalah 10 SIDC CPE Points

Led by Muhammad Zahid Abdul Aziz, Director, Muamalah. Renowned Pioneer Islamic Financier and International Trainer. Hands on knowledge transfer by experienced practitioner. Insights into rationale and universality of Islamic Finance that rejuvenates and motivates all players in Islamic finance. Sharing over 22 years of experience and knowledge on how to make our industry better. Nurturing participants from the basics, mastering the techniques and exploring the intricates. Shariah definition of Asset. Bai Muajjal, Bai Musawamah, Murabahah and Bai Amanah. Arkanul bai or pillars of buying and selling. Syariah compliant and non Syariah compliant sale. Waad, Waad Mulzim, Urbun and Ijarah Ain Mousuffah bil Thimmah. Jurisdictional differences, bi partite and tripartite transactions. The decade we change to Equity based Islamic finance? Shirkatul Milk, Shirkatul Aqd, Shirkatul Inan and Shirkatul Amwal. Basic rules of Musharakah and Musharakah in practice. The macro rationale for Mudarabah and Musharakah. Islamic trade finance, LC Wakalah, LC Murabahah and LC Musharakah. Islamic Pawn Broking as a form of Islamic microfinance, Hibah, Taweedh, Ibra and Wakalah. Bai Tawarruq, Commodity Murabahah, Musharakah Mutannaqissah. Bai Salam. How a typical bank operates; legislative background; how Islamic banks collect deposits; how Islamic banks extend financing. Qardhul Hasan. Ijarah wa Iqtina, Ijarah Thumma AlBai, Ijarah Muntahiah bil Tamlik. Primary and secondary Sources of Hukm, Ijma Qiyas and Maslahah. Contemporary examples of Gharar and Maysir.
DATE VENUE ORGANISED BY 25th March 2013

Kuching Hilton, Sarawak

Muamalah Financial Consulting Sdn. Bhd 17-1, First Floor, DBayu,Jln Serambi U8/21, Bukit Jelutong, 40150 Shah Alam, Selangor Tel: 03 7842 5187 Fax: 03-,7842 5201, 7847 3214, Email : muamalah_consulting@hotmail.com

Website http://muamalahconsulting.tripod.com

THE PROGRAMME This Course will provide a solid grounding in Islamic finance covering insights, background, rationale, techniques and principles. Valuable to industry players and all associated professionals. Relevant and appropriate for daily work; delivered by an experienced practitioner THE PARTICIPANTS
All Islamic Finance & Investment Practitioners, including Commercial Bankers, Investment Bankers, Central, Development, Cooperative & Other Bankers, Islamic Stockbrokers, Fund Managers, Unit Trust Players, Financial Advisers, Corporate Finance Advisers, Investment Advisers, Legal Personnel and Advisors, Trustees, Venture Capitalists,Analysts, Researchers, Dealers, Remisiers, Asset Managers, Educationists, Syariah Compliance Officers and all Compliance Officers Islamic Banking Officers / Managers All Legal Practitioners/Accountants/Auditors General Managers/Managers/ Officers of Corporate Organizations, SEDCs, State Agencies, Departments and Corporations; Directors of Listed/ Unlisted Companies Academics and Consultants Individuals / Entrepreneurs. THE ORGANIZER Muamalah Financial Consulting Sdn Bhd (Muamalah) comprises a team of former Islamic Bankers with a combined experience of over 30 years in Islamic Banking. To date Muamalah have conducted the following training Courses/ Seminars/ Workshop to the Financial Industry: In-house Courses for Alliance Merchant Bank Bhd, Public Bank Bhd, Bank Islam (M) Bhd, Hong Leong Bank Bhd, Malaysian International Merchant Bankers Berhad. Permodalan Nasional Berhad,

refreshments and course materials. Organizations, which send four or more participants to the Course, shall be eligible for a 10% discount across the board. Special discount of 15% for all full time academic lecturers and students.

PAYMENT Payment should be made by crossed cheque/ bank drafts payable to Muamalah Financial Consulting Sdn Bhd. Receipt will be issued upon receipt of payment. All payment to be paid at least a week before the course date. CANCELLATION & TRANSFER A replacement is allowed should a participant is unable to attend. For cancellation received in writing within one week prior to the course date, a 50% refund will be given to the participant. Fees will be refunded in full if written notice of withdrawal is received more than two weeks prior to the course date.

SPEAKERS PROFILE

Muhammad Zahid Abdul Aziz Director, Muamalah Financial Consulting Sdn Bhd.
Muhammad Zahid Abdul Aziz holds a Bachelors Degree in Economics from University of Exeter, United Kingdom and an MSc in Islamic Banking & Finance from International Islamic University Malaysia. After graduating with the first degree in 1977, he joined an International Accounting Firm, Arthur Young & Co. London office. He returned to Malaysia in 1982 and joined Arab Malaysian Merchant Bank Kuala Lumpur. He joined Bank Islam Malaysia Berhad in 1990 where he pioneered and helped develop Islamic Corporate Banking specializing in Islamic Syndications and Sukuk Issuance. His last post at Bank Islam was Senior Manager, Corporate Financing Dept, He has arranged over RM6.0 billion in Sukuk Issues during his tenure at Bank Islam. He left Bank Islam in September 2000 to form Muamalah Financial Consulting Sdn Bhd, a firm specialised in training and arranging of Islamic financing. From 2006 ro 2009 he was based in Riyadh, Saudi Arabia as Sukuk Consultant to Bank AlBilad. a full fledged Islamic Bank. Zahid is an internationally renowned lecturer in Islamic Finance and similar subjects having taught in Dubai, Saudi Arabia, Korea, Brunei, Indonesia, Singapore, Sri Lanka and Russia.

PNBi, Bursa Malaysia Bhd, Maybank Investment Bank, Ambank Investment Bank, Federation of Investment Managers Malaysia, EPF,
PJB Corp and Public Mutual Berhad. Joint venture Courses with Sabah Law Association, Penang Bar Committee, Universiti Sains Malaysia, and the Malaysian Institute of Accountants

INVESTMENT

RM850 per participant. Fee is inclusive of lunch,

THIS COURSE IS SIDCCPE

INTRODUCTION TO ISLAMIC FINANCE THE PROGRAMME 8.30 am - Registration 9.00 am 10.30 am Overview Of Islamic Financing Concepts Islamic Banking Act 1983 How does typical bank operates
The Main Islamic Banking Concepts Applied _ How Islamic bank collect deposits and give financing

2.00 pm - 3.15 pm Musharakah Shirkatul Milk, Shirkatul Aqad, Shirkatul Amwal, Shirkatul Inan, Basic rules of Musharakah, Musharakah in practise Mudarabah- basic rules of Mudarabah, Mudarabah in practice Wakalah-Definition and tenets, Rukun, Wakil to buy, Wakil to sell Qardhul Hasan The only loan in Islamic finance Ibra Issues and resolutions Rahnu - Collateral Taweedh- correct definition and application Hibah gifts in Islamic finance

Sources of Hukm Primary and Secondary Sources Prohibited elements Riba rationale for prohibition, Gharar, maisir and haram Debt Financing Rules Loan vs Financing principal differences Pillars of Buying and Selling Conditions for buyer & seller, Conditions for assets, Conditions for price, Conditions for Aqd Types of sale cash, deferred, by order, cash in advance, urbun, forward sale, void and haram, valid but haram, waad, waad mulzim 10.30 am 10.45 am - Morning Break 10.45 am 1.00 pm Murabaha vs Musawamah conditions for valid bai, specific conditions for Murabaha Murabaha to the Purchase Orderer promise to purchase in Murabaha, transaction structure, murabaha in practise. Bai Bithaman Ajil / Bai Muajjal steps in BBA transaction, how is it priced, Bi partite vs tri partite Bai Istisna applicable assets, parallel Istisna, Istisna in practise Ijara Characteristics, essentials, Sharia views of typical conventional lease terms, position of takaful expenses Ijarah Muntahiah bil Tamlik vs Conventional lease terms, Ijara in practise. Ijara Ain Mousuffah bil Thimmah Bai Salam, Bai Inah, Tawarruq, Commodity Murabahah 1.00 pm 2.00 pm Lunch

3.15 3.30 Afternoon Break 3.30 5.00 pm Islamic Pawn Broking- a form of micro finance Islamic Credit card- concepts and principles Islamic Trade Finance LC Wakalah, LC Murabahah, LC Musharakah Sukuk & Islamic Capital Market basic introduction. Local and International Structures 5.00 pm End
.

New Course by Muamalah 10 SIDC CPE points

Led by Muhammad Zahid Abdul Aziz Islamic Finance Pioneer and Practitioner. State of play of Islamic banking law after 3 decades. In 1983 Islamic banking was introduced into Malaysia with a minimalist Islamic Banking Act. Early practice of Islamic banking triggered required changes in other Acts of Parliament to accommodate the progress of Islamic banking. Today we have almost 3 decades of case laws setting parameters and precedents for Islamic banking and finance. We also have a new Central Banking Act 2009 which declares the existence of a dual banking system. Is it time for a revamp of the Islamic Banking Act? To accommodate current rulings and requirements of Islamic banking. The Course will discuss what makes legal documents Shariah compliant. Why it needs to be Shariah Compliant. The impact of non Shariah compliant legal documents vis--vis the Islamic Banking Act. Null and void documents. When does ownership transfers in an Islamic Sale and Purchase Aqad? What is the Aqad clause; why it needs to protected? How condition precedents can trigger a conditional sale? The status of conditional sale under Shariah. Theory of Contract in Syariah (Aqd) Definition, Pillars of Contract, Purpose and effect, Conditions of Contracts, Classifications of Contracts, Options; and Terminations of Contract. Where to place Redemption and Ibra clauses? How to avoid the recent BBA controversy. Affirmative akad clauses. Special requirements of Murabahah akad. Avoid common pitfalls. Draft the Syariah Compliant Document. Overview of current Islamic banking case laws. Overview of current Sukuk defaults. Are legal risks now greater than credit risks?

Reviewing the full set of Legal Documents of Sukuk Tawarruq. Scrutinising Commodity Murabahah and Musharakah Mutanaqissah Legal Documents. Issues of being Syariah Compliant in the Islamic Equity Capital Market, Legal Risks and Legal Uncertainties, SPVs and Trust Concepts. Common Law vs Civil Law, Contemporary Legal Issues of Asset Based and Asset Backed Sukuk, Domestic and International Documents

DATE VENUE
ORGANISED BY

26th March 2013

Kuching Hilton, Sarawak

Muamalah Financial Consulting Sdn. Bhd 17-1, First Floor, DBayu,Jalan Serambi U8/21, Bukit Jelutong, 40150 Shah Alam, Selangor Tel: 03-7842 5187, 012 212 5405 Fax: 03-7847 3214, 03-7842 5201

Email: muamalah_consulting@hotmail.com Website http://muamalahconsulting.tripod.com

THE PROGRAMME

PAYMENT

Shariah Compliant Legal Documents is an essential requirement for Islamic Finance, Investment and Sukuk. It is important for Islamic Finance and Islamic Capital Market players to understand what is required to make associated legal documents Shariah Compliant. Under the Islamic Banking Act and SC Guidelines all Legal Documents associated with Islamic Finance and Islamic Capital Market must be Shariah Compliant
THE PARTICIPANTS
All Legal Practitioners, Islamic Banking Panel Lawyers, All Legal Departments of Banks, Corporates and Govt Agencies Corporate Banking Personnels Corporate Finance Personnels General Managers/Managers/ Officers of Corporate Organizations, SEDCs, State Agencies, Departments and Corporations; Directors of Listed/ Unlisted Companies Academics Consultants and Researchers Islamic Banking Officers/ Managers Investment Bankers / Merchant Bankers; Accountants / Auditors; and Individuals / Entrepreneurs. All who are interested in drafting Syariah compliant legal documents

Payment should be made by crossed cheque/ bank drafts payable to Muamalah Financial Consulting Sdn Bhd. Receipt will be issued upon receipt of payment. All payment to be paid at least a week before the course date.
CANCELLATION & TRANSFER

A replacement is allowed should a participant is unable to attend. For cancellation received in writing within one week prior to the course date, a 50% refund will be given to the participant. Fees will be refunded in full if written notice of withdrawal is received more than two weeks prior to the course date.

SPEAKERS PROFILE Muhammad Zahid Abdul Aziz Director, Muamalah Financial Consulting Sdn Bhd.
Muhammad Zahid Abdul Aziz holds a Bachelors Degree in Economics from University of Exeter, United Kingdom and an MSc in Islamic Banking & Finance from International Islamic University Malaysia. After graduating with the first degree in 1977, he joined an International Accounting Firm, Arthur Young & Co. London office. He returned to Malaysia in 1982 and joined Arab Malaysian Merchant Bank Kuala Lumpur. He joined Bank Islam Malaysia Berhad in 1990 where he pioneered and helped develop Islamic Corporate Banking specializing in Islamic Syndications and Sukuk Issuance. His last post at Bank Islam was Senior Manager, Corporate Financing Dept, He has arranged over RM6.0 billion in Sukuk Issues during his tenure at Bank Islam. He left Bank Islam in September 2000 to form Muamalah Financial Consulting Sdn Bhd, a firm specialised in training and arranging of Islamic financing. From 2006 ro 2009 he was based in Riyadh, Saudi Arabia as Sukuk Consultant to Bank AlBilad. a full fledged Islamic Bank. Zahid is an internationally renowned lecturer in Islamic Finance and similar subjects having taught in Dubai, Saudi Arabia, Korea, Brunei, Indonesia, Singapore, Sri Lanka and Russia.

THE ORGANIZER Muamalah Financial Consulting Sdn Bhd (Muamalah) comprises a team of former Islamic Bankers with a combined experience of over 30 years in Islamic Banking. To date Muamalah have conducted the following training Courses/ Seminars/ Workshop to the Financial Industry: In-house Course on Islamic Syndications, Securitisation and Legal Aspects for Alliance Merchant Bank Bhd In-house Islamic Trade Finance Course for Public Bank Bhd In-house Islamic Capital Market Workshop for Bank Islam (M) Bhd, Hong Leong Bank Bhd and Malaysian International Merchant Bankers Berhad Public Islamic Bonds & Islamic Capital Market Course, M Hotel, Singapore- In House Syariah Broking Course for Permodalan Nasional Berhad and Bursa Malaysia Bhd. In house Fundamental Muamalat Course for Maybank Investment Bank INVESTMENT

RM880 per participant. Fee is inclusive of lunch, refreshments and course materials. Organizations, which send

THE PROGRAMME 2.00 pm - 3.15 pm 8.30 am - Registration 9.00 am 10.30 am Overview of Islamic Financing Concepts Theory of Contract in Syariah (Aqd) Definition, Pillars of Contract, Purpose and effect, Conditions of Contracts, Classifications of Contracts, Options; and Terminations of Contract. 10.45 am 10.45 am - Morning Break Local Sukuk and Legal Documents BBA Notes and Legal Documents. Structure; Asset purchase agreement; Asset sale agreement; Notes issuance facility agreement ; Agency agreement Islamic Medium Term Notes (IMTN) and Legal Documents/Islamic Commercial Papers (ICP) and Legal Documents Classical Musharakah Sukuk and Legal Documents 3.15 pm 3.30pm Afternoon Break 3.30 pm 5.00 pm International Sukuk and Legal Documents Case Studies: Investment Dar Sukuk Musharakah Structure ; Term sheet and outline legal documents Sovereign Sukuk Ijarah Structure; Term sheet and outline legal documents Sukuk Issues General Legal And Documentation Issues Legal risks; Legal uncertainties; recognised in local laws?; Is Trust concept Sukuk Tawwaruq Structure; Trust Deed; Subscription Agreement; Security Documents, which includes:a. the Assignment of Finance Service Reserve Account; b. the Debenture; c. the Memoranda of Deposit; and d. the Corporate Guarantees; Priority and Security Sharing Agreement; Securities Lodgement Form for Central Securities Depository and Paying Agency Services; Sukuk Murabahah; Commodity Purchase Agreements

10.45am 1.00 pm Overview of Islamic Financing Legislations Being Islamic in a civil law environment. Contradicting Shariah contradicts Islamic Banking Act and BAFIA as amended for Islamic banking. When complying with Shariah is required by law. Review Islamic banking case laws. Review of new Central Bank Act 2009 Special Shariah Requirements in Islamic Financing Documents. Why and what are financing payable accounts? Notional marginal deposit accounts? Tawidh. Which are the akad clauses protecting the akad clauses? Avoiding drafting a conditional sale. Where to place conditions precedents clause. Where to place redemption and Ibra clauses. Affirmative akad clauses. Special requirements of Murabahah akad Examination and Summary of Precedent Facility Documentation For Islamic project financing; Asset acquisition; Working capital facilities; Bridging and end finance and syndications under concepts of BBA; Istisna; Murabahah; Ijarah ; Inah; Ijarah Muntahiah Bit-tamlik; Wakalah; Musharakah and Mudarabah; Review of Commodity Murabahah Musyarakah Mutanaqissah Co-Ownership Agreement Examination and Summary of Precedent Security Documentation Shariah compliant specific charges; Debentures ; Memorandum of deposits; Joint and several guarantees of directors; Corporate guarantees trust deeds; Agency agreements; Security sharing agreement; Application of proceeds clauses; Avoidance of interest clauses 1.00 pm 2.00 pm Lunch

SPVs can it be incorporated? SPV Characteristicsindependence, bankruptcy remote, which jurisdiction; Common law vs Civil law; Sukuk assets - can it be transferred? Sukuk assets - tax issues, prohibition on assignments, ownership risks, Listing rules, regulations and tax laws; Which jurisdiction? Being Shariah Compliant in the Islamic Equity Capital Market Guidelines and Legislations covering the Islamic Equity Capital Market; 5.00 pm End.

Bank Islam Malaysia Bhd., Bank Muamalat Malaysia Bhd., Bank Negara Malaysia, Securities Commission of Malaysia, Bursa Malaysia, Islamic Banking and Finance Institute of Malaysia, Labuan Offshore Financial Services Authority. Islamic Bank of Brunei, Islamic Development Bank of Brunei, Brunei LNG,Shell Malaysia, Monetary Authority of Singapore, Majlis Ugama Islam Singapura, Emirates Global Islamic Bank Ltd, State Bank of India, Plentytrak Pty Ltd Australia, Adl Capital Ltd (Sri Lanka), Kuwait Finance House, Asian Finance Bank,Citibank (M) Bhd, Telekom Malaysia, Affin Investment Bank, RHB Investment Bank, Muamalat Invest, Affin Islamic Bank, AM Investment Bank, Maybank Investment Bank, Eon Investment Bank, Alliance Investment Bank, Deutschebank, , CIMB Investment Bank, OSK Investment Bank, KAF Investment Bank, Southern Investment Bank,Public Investment Bank,K&N Kenanga Investment Bank, HongLeong Islamic Bank, CIMB Islamic Bank, Ambank Islamic Bank,Eoncap Islamic Bank, RHB Islamic Bank, Maybank Islamic Bank, SME Bank, Prudential Fund Management, BN Paribas Capital, International Islamic University Malaysia, Universiti Sains Malaysia, Sarawak SEDC, Kuching Water Board, CMS Trust Management Bhd, Permodalan ASSAR Bhd, RHB Bank, Sulong & Sinsua, Sulong & Co, Ng & Anuar., Shearn Delamore & Co., Southern Bank, MAA Corporate Advisory., Ain Medicare., Tenunan Budi., Affin Discount ., Bimsec Asset Management ., Leader Universal Holdings., Albar & Partners, A.B. Sidek & Co., Lembaga Tabung Haji, Air Kelantan, Offshore Works., KM Chye & Murad, ., Ingress Corporation., Ranhill Utilities ., Affin Bank ., Abdullah Abdul Rahman & Co., Nik Hisham, Ainul Azam & Fakihah, Hisham Sobri & Kadir, Raslan Loong, Zain & Co., Kumpulan Prasarana Rakyat Johor., CIMB, Ambank Islamic Banking Division, Pacific Alliance Capital , Wong & Partners, RHB Securities, Standard London (Asia) , JPMorgan (M) , Commerce Asset Fund Managers , Bumiwerks Capital Management , PricewaterhouseCoopers, Azmi & Associates, Hong Leong Bank , Phillip Capital Management , Nomura Advisory Services (M) , Ghazi & Lim, JMF Asset Management , BIMB Securities , RHB Asset Management , HSBC Bank (M) , TAMCO Corporate Holdings , SBB Securities, Nam Fatt Corporation , Lee Choon Wan & Co, Bank Kerjasama Rakyat (M) , , Malaysian Resources Corporation Bhd, JF APEX Securities, , Redmax, BIMB Unit Trust Management, Ambank Group, Lityan Systems , Pheim Asset Management , Perkasa Normandy Holdings , Amanah SSCM Asset Management , OCBC Bank (M) , Raja Darry & Loh, Ranhill Bhd, Felcra, HLG Unit Trust, HLG Asset Management, Malakoff, Ayer Hitam Planting Syndicate, SBB Mutual, Asiatic Development, Amfutures , K&N Kenanga Holdings, KL City Securities, Mayban Ventures Sdn Bhd, Shell Gas & Power (Singapore), SHH Resources Holdings Bhd, Affin Fund Management Sdn Bhd, K&N Kenanga Bhd,, Berjaya Group Bhd, Pengurusan Danaharta Nasional Bhd, Saujana Consolidated Bhd, MIDF Bhd, Hap Seng Consolidated Bhd, Mayban Securities Sdn Bhd, Mayban Investment Management Sdn Bhd Eng Teknologi Holdings Bhd, Dunham-Bush (M) Bhd, BH Global Advisers Sdn Bhd, HSBC Asset Management

ORGANISATIONS WHICH HAVE SENT PARTICIPANTS TO OUR PREVIOUS COURSES/ SEMINARS/ WORKSHOPS:
REGISTRATION FORM COMBINATION DAY ONE & DAY TWO DAY ONE ONLY DAY TWO ONLY

FEES RM1500 RM 850 RM 880

Please Tick

Day One Introduction to Islamic Finance 25th March 2013 (10 CPE pts) Day Two Syariah Compliant Legal Documents & Islamic Finance and Sukuk Structures 26th March 2013 (10 CPE pts) Venue: Kuching Hilton, Sarawak.
Register now Enrolment is based on First Come First Served Basis. Complete and Return the Registration Form to: Address Telephone E-mail Muamalah Financial Consulting 03-7842 5187, Sdn Bhd 012- 212 5405 muamalah_consulting@hot 17-01, First Floor, DBayu, 21, Fax mail.com Jalan Serambi U8/21, Bukit 03-7842 5201, Jelutong, 40150 Shah Alam, 03-7847 3214 http://muamalahconsulting Selangor. .tripod.com PERSONAL DETAILS N o 1. 2. 3. 4. Details of Participants Name : Designation : *License No: Name : Designation : *License No: Name : Designation : *License No: Name : Designation : *License No: (Photocopy the form for additional participants) Companys name : Tel no. : Fax No. : Person In charge : Address :
* For SC Licensed Representatives only

Fee (RM)

NRIC: NRIC: NRIC: NRIC: G ross Total Less (Discount) Net Total

Payment Details: I have read and understood the booking terms and conditions. Please register the abovenamed participants and enclosed please find the required fee. Authorised Signatory signature : Name : Designation : Date :