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    Purushottam Poudel
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    This document contains two annexes providing information on interest rates for loans and deposits from NCC Bank. Annex 1 lists the interest rates on various types of loans including overdrafts, cash credits, export loans, and personal loans. Rates range from 7-14% depending on the loan type and sector. Annex 2 outlines the interest rates for various deposit accounts like savings, fixed deposits, and special time deposits. Savings rates are 4.25-5% while fixed deposits rates are 4-6.3% depending on the term of the deposit. The document also includes a bibliography citing sources used for a study on financial management principles and concepts.

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    This document contains two annexes providing information on interest rates for loans and deposits from NCC Bank. Annex 1 lists the interest rates on various types of loans including overdrafts, cash credits, export loans, and personal loans. Rates range from 7-14% depending on the loan type and sector. Annex 2 outlines the interest rates for various deposit accounts like savings, fixed deposits, and special time deposits. Savings rates are 4.25-5% while fixed deposits rates are 4-6.3% depending on the term of the deposit. The document also includes a bibliography citing sources used for a study on financial management principles and concepts.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as DOC, PDF, TXT or read online from Scribd
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    Download as doc, pdf, or txt
    191 views3 pages

    Bibliography Banking

    Uploaded by

    Purushottam Poudel
    This document contains two annexes providing information on interest rates for loans and deposits from NCC Bank. Annex 1 lists the interest rates on various types of loans including overdrafts, cash credits, export loans, and personal loans. Rates range from 7-14% depending on the loan type and sector. Annex 2 outlines the interest rates for various deposit accounts like savings, fixed deposits, and special time deposits. Savings rates are 4.25-5% while fixed deposits rates are 4-6.3% depending on the term of the deposit. The document also includes a bibliography citing sources used for a study on financial management principles and concepts.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as DOC, PDF, TXT or read online from Scribd
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    BIBLIOGRAPHY

    Adhakari Rishi & other, Fundamentals principles of Financial management ( 2069) ,Kathmandu, Taleju publishers. Alexander, G.J W.F and Jeffery V. Bailey , fundamentals of Investments, persons education, Delhi. Annual Report of NCC Bank of Different year. Bajrachary ,B.C Business statistics and mathematics, (2008) ,KTM ,M.K publisher and Distributor. Brigm,Eugene,F and Huston Joel f (2004), Fundamentals of Finance Management united stste ,Thomson ,and south Weston. Pant P. R. (2000), Field work Assignment and Report writing, Kathmandu, Buddha Academic Enterprises Pvt. Ltd. Shrestha, Sanity & Amatya, Sunil (2000), Statistical and Quantitative techniques for Business Studies, Ratna Pustak Bhandar, Kathmandu Fred Yeager and Neil Seitz, Financial Institutions Management: PHI Vaidya Shakespeare, Banking & Insurance Management, Taleju Prakashan, Bhotahity, Kathmandu

    ANNEX 1: Interest Rate on Loan & Advances of NCC Bank Came into effect from Shrawan 1, 2067 (July 17, 2010) Particular Overdraft & Working Capital Manufacturing Industry Others Cash credit Export Loan Trust Receipt Loan Loan against NRs. Fixed Deposit Loan against Govt. Bonds Deprived Sector Loan Priority Sector Loan Term Loan Manufacturing Industries Others Personal Loans Personal Housing Loan Hire Purchase Loan Consortium Loan Demand Loan Industry Others Sources: Marketing Department of NCC Bank Interest Rate Per Annum Prime (%) 13.00 13.50 12.00 10.00 10.00 Plus 1.5 to 2 12.00 Others (%) 14.00 14.50 13.00 11.00 11.00 9.00 7.00-11.00 13.00

    12.50 13.00 13.00 14.00 13.50 14.50 11.50-12.50 as per scheme 11.50 12.50 As per Consortium decision 12.50 13.50 13.00 14.00

    ANNEX 2: Interest Rates on Deposits of NCC Bank Particulars Interest Rate Per Annum NCC Saving Plus 4.25% Saving 4.50% Mahila Suraksha Bachat Khata 5.00% Bal Suraksha Bachat Khata 5.00% Jestha Nagarik Bachat Khata 5.00% Call Deposit 7 Days to 1 Month 3.00% Exceeding 1 Month 3.50% Special Time Deposit 4.50% Fixed Deposit 3 Month 4.00% at maturity 6 Month 4.50% at maturity 1 Year & Above 5.00% payable semi-annually Floating Rate Fixed Deposit 1 Year 4.80% 2 Year 5.30% 3 Year 5.80% 4 Year 6.05% 5 Year 6.30% Sources: Marketing Department of NCC Bank

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