2013 Fee Comparison Guide

Effective 1 July 2013 Amended on 5 June 2013

Description
Quarterly Paper Statement Fee (checking & savings) (Personal & Corporate) Dormant Fee (Personal & Corporate) Maintenance Checking Account Fee (Personal)* Maintenance Savings Account Fee (Personal & Corporate) Credit Card Foreign Currency Conversion Fee (FCC) (Personal & Corporate) Check Cashing Fee - Non Capital G Clients In-Branch Draft Request Fee (Personal & Corporate) USD Foreign Check Deposit Fee (Personal & Corporate)** Check Processing Fee (Capital G checks) (Personal Banking) Check Processing Fee (Capital G checks) (Corporate Banking) Credit/Debit Card Disputed Transaction Fee (Personal & Corporate) ATM Fee (Personal & Corporate) In-Branch Outgoing ACH Fee (Personal & Corporate) Stop Payments (Checks/Drafts) (Personal & Corporate) Research Fee (Personal & Corporate) In-Branch Wire Request Fee (Personal & Corporate)

Old Fee
N/A $5 /month N/A N/A 1% N/A $15 N/A N/A $0.45 N/A N/A $10 $10 $25/hour $60

New Fee
$1/month $6/month $2/month $2/month 2% $15 $20 local / $50 overseas $5 (per check) $1.50 $1.50 $25 per transaction Foreign ATM charges applicable $30 $20 $50/hour $75 BMD, USD, EUR & GBP $80 CAD

1 2 3 4 5 6 * ** ***

This Fee does not apply to Seniors, Registered Charities and Iron Kids Accounts. This Fee does not apply to Seniors and Registered Charities. $100 daily minimum balance requirement to waive Maintenance Savings Account Fee. Checks less than $15 will not be processed. ATM Fees incurred from ATM usage conducted outside of Bermuda will no longer qualify for fee reimbursement. In-Branch Outgoing ACH Fee is applicable for each request and not for recurring instances. Maintenance Checking Account Fee (Corporate) remains at $15/month. USD Checks will be placed on a 14 business day hold. Transactions performed on Saturday 29 June will be subject to new fees.

Capital G Bank Limited and its wholly owned subsidiaries are licensed to conduct banking, trust and investment business by the Bermuda Monetary Authority.