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    Comp Table Acc - Male Age 30

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    ypyee
    This document compares the returns of a 20-year fixed deposit in a bank versus an investment-linked policy (ING) for a 30-year-old male. Over the 20 years: The bank deposit would accumulate total interest of $224,163 with an annual interest rate of 4.5845%. The ING policy value would grow from $36,000 to $189,381, accumulating dividends of $50,043 along the way. The ING policy provides a higher total return compared to the fixed bank deposit over the 20 year period.

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    Comp Table Acc - Male Age 30

    Uploaded by

    ypyee
    21 views1 page
    This document compares the returns of a 20-year fixed deposit in a bank versus an investment-linked policy (ING) for a 30-year-old male. Over the 20 years: The bank deposit would accumulate total interest of $224,163 with an annual interest rate of 4.5845%. The ING policy value would grow from $36,000 to $189,381, accumulating dividends of $50,043 along the way. The ING policy provides a higher total return compared to the fixed bank deposit over the 20 year period.

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    This document compares the returns of a 20-year fixed deposit in a bank versus an investment-linked policy (ING) for a 30-year-old male. Over the 20 years: The bank deposit would accumulate total interest of $224,163 with an annual interest rate of 4.5845%. The ING policy value would grow from $36,000 to $189,381, accumulating dividends of $50,043 along the way. The ING policy provides a higher total return compared to the fixed bank deposit over the 20 year period.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PDF, TXT or read online from Scribd
    Flag for inappropriate content
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    21 views1 page

    Comp Table Acc - Male Age 30

    Uploaded by

    ypyee
    This document compares the returns of a 20-year fixed deposit in a bank versus an investment-linked policy (ING) for a 30-year-old male. Over the 20 years: The bank deposit would accumulate total interest of $224,163 with an annual interest rate of 4.5845%. The ING policy value would grow from $36,000 to $189,381, accumulating dividends of $50,043 along the way. The ING policy provides a higher total return compared to the fixed bank deposit over the 20 year period.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PDF, TXT or read online from Scribd
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    of 1

    BANK FIXED DEPOSIT Vs ING RETURNS (Accumulative) - MALE AGE 30

    BANK
    No
    Of
    Year

    1
    2
    3
    4
    5
    6
    7
    8
    9
    10
    11
    12
    13
    14
    15
    16
    17
    18
    19
    20

    Investment
    Amount
    $
    $
    $
    $
    $

    36,000
    36,000
    36,000
    36,000
    36,000

    180,000

    Fixed
    Deposit
    Rate
    4.5845%
    4.5845%
    4.5845%
    4.5845%
    4.5845%
    4.5845%
    4.5845%
    4.5845%
    4.5845%
    4.5845%
    4.5845%
    4.5845%
    4.5845%
    4.5845%
    4.5845%
    4.5845%
    4.5845%
    4.5845%
    4.5845%
    4.5845%

    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $

    Interest
    Accumulate
    Running
    Payout
    Bank Int. Outstanding
    per year
    Payout
    Balance
    37,650
    1,650 $
    1,650 $
    77,027
    3,377 $
    5,027 $
    118,209
    5,182 $ 10,209 $
    161,278
    7,070 $ 17,278 $
    206,323
    9,044 $ 26,323 $
    215,781
    9,459 $ 35,781 $
    225,674
    9,892 $ 45,674 $
    236,020
    10,346 $ 56,020 $
    246,840
    10,820 $ 66,840 $
    258,157
    11,316 $ 78,157 $
    269,992
    11,835 $ 89,992 $
    282,370
    12,378 $ 102,370 $
    295,315
    12,945 $ 115,315 $
    308,854
    13,539 $ 128,854 $
    323,013
    14,159 $ 143,013 $
    337,822
    14,809 $ 157,822 $
    353,309
    15,487 $ 173,309 $
    369,506
    16,197 $ 189,506 $
    386,446
    16,940 $ 206,446 $
    404,163
    17,717 $ 224,163 $

    224,163

    ING
    Accumulate
    ICP

    Accumulate
    Dividend

    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $

    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $

    3,250
    6,695
    10,347
    14,218
    18,321
    25,670
    33,460
    41,718
    50,471
    59,749
    69,584
    80,009
    91,059
    102,773
    115,189
    128,351
    142,302
    157,090
    172,765
    189,381

    1,200
    2,472
    3,820
    5,250
    6,765
    8,470
    10,279
    12,195
    14,227
    16,381
    18,764
    21,289
    23,967
    26,805
    29,813
    33,402
    37,206
    41,238
    45,512
    50,043

    Terminal
    Dividend
    Scenario A
    $ 12,139
    $ 34,386
    $
    9,258
    $ 20,584
    $ 33,285
    $ 21,836
    $ 23,657
    $ 25,579
    $ 27,617
    $ 29,780
    $ 47,311
    $ 49,801
    $ 52,429
    $ 55,215
    $ 58,165
    $ 60,948
    $ 63,897
    $ 66,981
    $ 70,248
    $ 64,738

    Total
    Surrender
    Value

    Cash
    Value

    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $

    51,559
    71,381
    92,175
    103,149
    102,567
    101,947
    101,288
    100,585
    99,836
    99,035
    98,176
    97,253
    96,261
    95,192
    94,040
    92,796
    91,453
    100,000

    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $
    $

    16,589
    43,553
    74,984
    111,432
    150,545
    159,125
    169,963
    181,439
    193,603
    206,495
    235,494
    250,134
    265,631
    282,046
    299,428
    317,892
    337,445
    358,105
    379,979
    404,162

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