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For agency training only

Your fortune is in your hand


What do I
1. Guaranteed Annual Cash Payment (GACP)
get? GACP % from
4. Death & Total Permanent Disability (TPD) coverage
Basic Coverage
Entry Age Maturity Age
End of year sum assured

10 - 20 50 10th year onwards 4%


5. Additional protection benefits
Coverage enhancement – all riders are attachable
21 - 30 60 10th – 19th years 4%

31 – 40 70
20th onwards 6% 6. Guaranteed Premium
41 - 55 80 Basic premiums are payable and guaranteed to remain
unchanged throughout the policy years
2. Guaranteed Lump Sum Cash at maturity
120% of basic sum assured payable to you!
Create Your Fortune Today!
3. Flexible of premium payment term
6/10/15/20 years

Example : Male, Non-smoker, Age: 35, Sum Assured: RM100,000, Payment Term: 6 year, Annual Premium: RM15,540

RM4,000 x 10 years = RM6,000 x 16 years = Total benefit


RM40,000 + RM96,000 + RM120,000 = RM256,000*
6
Save years only!
Total Saving: RM4,000 p.a RM6,000 p.a Lump Sum
RM93,240 Annual Cash Payment Annual Cash Payment Maturity 275%
Benefit Return

Age
35 40 44 53 54 69 70
*non accumulated

Insurance Coverage: RM100,000 Life Plans Development Department

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