1

2
3

7
8

IN THE R & E-149 CHART YOU CAN KEY IN NAME OF THE PROSPECT, AGE
AS ON TODAY, PENSION FROM AGE (YEARS), UPTO WHICH AGE ( MAXIMUM 75 YEARS )
THE KEYED IN SUM ASSURED IS COMMON FOR ALL POLICIES.
IN STEP UP RATE BOX, YOU CAN KEY IN THE REQUIRED STEP UP AMOUNT.
STEP UP RATE IS ONLY FOR BONUS NOT FOR FAB.
ACCIDENT BENEFIT IS CHARGED AT LAST FIVE POLICIES WITH ONE LAKH S.A EACH.
EXAMPLE : FOR S.A AT 1,05,000, AB IS ALLOWED FOR ONE LAKH AND REBATE FOR 5000 S.A FOR
LAST FIVE POLICIES. FOR ALL OTHER POLICIES AB REBATE IS APPLIED.
( THIS HAS BEEN DONE AS MAXIMUM AB IS FOR 5 LAKHS ONLY IN JEEVAN ANAND ).
FROM THE FIRST POLICY MATURITY, REST OF THE POLICIES RENEWAL PREMIUM
WILL BE RECOVERED AND ALSO FROM 2nd POLICY TO LAST BUT ONE POLICY.
SMALL PACKAGES ALSO WE CAN TAKE FROM THIS CHART.
EXAMPLE :: AGE 45, PREMIUM PAYMENT UPTO 60 YEARS, MATURITY FROM 60 TO 65 YEARS.
THIS PACK WORKS ONLY ON WINDOWS OPERATING SYSTEM. ( NOT ON OPENOFFICE ORG )
IF YOU FOUND ANY MISTAKES IN THIS CHART PLEASE INFORM ME / OR FOR MODIFICATIONS

G.GOPI KRISHNA AO CB-10,RANI GUNJ BO,SECUNDERABAD, CELL-94403 62889,

email id- g.gopikrishna@licindia.com

LAST UPDATED DATE= 06-02-2012

Mr. you

NAME

YEARLY PREMIUM

Rs.

YOU NEED TO PAY ONLY 26 YEARS.

RISK COVER FOR LIFE LONG -------------- >

AGE
TODAY

30

PENSION
FROM

56

TO

70

1500000
YEARS
OF AGE

46671
SUM ASSURED
FOR ALL POLICIES

100000

JEEVAN ANAND - ZINDAGI KE SAATH BHI AUR ZINDAGI KE BAAD BHI

AT THE MATURITY
SUM
PREMIUM
BONUS
AGE OF
TERM
ASSURED
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70

26
27
28
29
30
31
32
33
34
35
36
37
38
39
40

4042
3858
3688
3528
3382
3247
3120
2999
2892
2791
2794
2701
2619
2541
2469

100000
100000
100000
100000
100000
100000
100000
100000
100000
100000
100000
100000
100000
100000
100000

219700
232200
245000
258100
271500
285200
299200
313500
328100
343000
358200
373700
389500
405600
422000

FAB
43000
54000
65000
76000
90000
110000
130000
155000
170000
185000
205000
225000
250000
275000
300000

TOTAL
MATURITY

362700
386200
410000
434100
461500
495200
529200
568500
598100
628000
663200
698700
739500
780600
822000

USED
FOR
PREMIUM
42629
38771
35083
31556
28173
24927
21806
18807
15915
13124
10331
7629
5010
2469
0

NET
ON
HAND
320071
347429
374917
402545
433327
470273
507394
549693
582185
614876
652870
691071
734490
778131
822000

RISK
COVER
5177800
5220600
5220000
5175100
5115000
5056800
4933600
4779500
4488600
4140000
3752800
3296100
2779000
2180600
1500000

TOTAL PREMIUM PAID BY

TOTAL MATURITY ( ONLY NET )
8281271
1213437
POLICY HOLDER
FREE LIFE COVER
1500000
BONUS AND FAB :: AS PER 31-3-2011 BONUS CHART & ASSUMED FOR ALL POLICIES.
PL NOTE : AB PREMIUM IS CHARGED AT LAST 5 POLICIES AND EACH ONE LAKH ONLY.

BONUS RATES
LESS THAN 11 YEARS
11 TO 15 YEARS
16 TO 20 YEARS
21 AND ABOVE

PER
1000/SA
RS.36
RS.39
RS.43
RS.47

FAB

1 LAKH 2 LAKH
TO
AND
ABOVE
TERM 199999
5
0
0
6
0
0
7
0
0
8
0
0
9
0
0
10
0
0
11
0
0
12
0
0
13
0
0
14
0
0
15
10
20
16
15
25
17
20
30
18
25
35
19
30
50
20
40
70
21
50
100
22
80
150
23
150
250
24
230
350
25
330
450
26
430
550
27
540
670
28
650
790
29
760
910
30
900
1100
31
1100
1300
32
1300
1550
33
1550
1800
34
1700
2050
35
1850
2300
36
2050
2550
37
2250
2800
38
2500
3050
39
2750
3300
40 &
3000
3550
ABOVE