AVIVA LIFE INSURURANCE PLANS Submitted By: RASHMI SINGH

Now protect your family and also get your premium back

Aviva Life shield Advantage

Protection Steps
Option A:Payment of Life Cover (Sum Assured) to your family in the event of your death
Option B:Additional protection against Accidental Permanent Total Disability Return of the money paid towards the base premium on your survival at the end of the policy term. Additional protection against Permanent Total Disability (PTD) and 18 Critical Illness covered by the Aviva Dread Disease (DD) Rider (available with Option A regular premium mode) A rebate on your premium for higher levels of Sum Assured

Entry age 18-55 years (Maximum age at the expiry of the policy is Policy term 10 to 30 years Minimum Sum Assured: Rs 2,00,000 Premium Payment Frequency: Single Premium Yearly, Half-Yearly, Quarterly and Monthly

65 years)

Riders: Aviva Dread Disease (DD) Rider (with Option A, Regular Premium)

BENEFITS:
Death / PTD Benefit
A: Life protection Death Benefit: In the unfortunate event of your death during the Policy Term, provided that all the due premiums are paid till death, the Sum Assured is paid to your nominee and the policy terminates B: Life-cum-disability protection along with Return of Premium Death/PTD Benefit - In the unfortunate event of your death or suffering from Permanent Total Disability (PTD) due to an accident, whichever is earlier during the Policy Term, provided that all the due premiums are paid till death, the Sum Assured along with the sum of all premiums paid till date of notification of death (excluding extra premiums, taxes and rider premiums, if any), will be paid and the policy terminates. Maturity Benefit Maturity Benefit under this plan (both options) is Return of Premiums paid excluding rider premium, taxes and extra premium, if any, paid. There is no interest paid on the sum of premiums. Tax Benefit: The Policy offers tax benefits as per the prevailing laws of the Income Tax Act, 1961. Tax laws are subject to change