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DreamlineWorksheet2 0
DreamlineWorksheet2 0
W O R K S H E E T
pg 1 of 2
For instructions and discussion on how best to use this worksheet, visit this blog post describing it.
HAVING
STAR? DESCRIPTION COST COST TYPE
1 2 3 4 5 MONTHLY TOTAL: $0
BEING
STAR? DESCRIPTION TO MAKE IT HAPPEN COST COST TYPE
1 2 3 4 5 MONTHLY TOTAL: $0
DOING
STAR? DESCRIPTION COST COST TYPE
1 2 3 4 5 MONTHLY TOTAL: $0
$0
$0 $0 $0 $0
Steps Now
1 2 3 4
Tomorrow
1 2 3 4
Day After
1 2 3 4
M O N T H L Y
1.
E X P E N S E
C A L C U L A T O R
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Where am I now? Input all of your current monthly expenses. If something doesn't fit in the below categories, add it into the "miscellaneous" total. This is a good snapshot of your outgoing cashflow. Where should I be? Subtract all non-essentials that are no longer used or used infrequently. Eliminate all things that consume income or attention without enriching your life (subscriptions to magazines you don't read, memberships to services you don't use, seldom-driven but oftenserviced cars, etc.). This new end total, multiplied by 1.3 to provide a 30% buffer, is the clean slate that we take to the next stepadding in all the elements and luxuries that define your ideal lifestyle.
2.
MONTHLY TOTALS
Rent/Mortgage [1] Property Taxes Education/Tuition Credit Card Minimum Payments [2] Car Payments Other Loan Payments Car Insurance [1] Home Insurance Life Insurance Health/Dental Insurance Telephone Cable/TV Heating/Electricity Water Gasoline Public Transportation Groceries Eating Out Subscriptions (Online and Offline) Memberships Miscellaneous
$0.00 $0.00
[2] Whenever possible, look at credit card statements and put the expenses in other categories, as credit cards is too vague to be useful. This calculator should be used to determine exactly where youre spending income.