Professional Documents
Culture Documents
Creating A Grounder: Method of War
Creating A Grounder: Method of War
H VWLOO KDG KHU ZHDSRQ WUDLQHG RQ WKH ZRRGV EXW KDGQW WDNHQ D VKRW 6KH WRRN D TXLFN PRPHQW WR JODQFH DW KHU HQHUJ\ FHOO 7KH ZHDSRQ LQGLFDWRU ZDVQW LOOXPLQDWHG 'LVUXSWLRQ 6ZLWFK WR 3RSJXQV
*URXQGHUV LQ WKH PLOLWDU\ DUH RIWHQ VROGLHUV RFFDVLRQDOO\ UHIHUUHG WR DV JUXQWV 7KH\ RFFXS\ WKH ODUJHVW UDWLR RI WKH DUPHG IRUFHV RI DQ\ EDVWLRQ <RX DUH QRW WKLV SHUVRQ <RX VWRRG RXW IURP WKH RWKHUV <RX KDYH SUREDEO\ H[KLELWHG D QDWXUDO WDOHQW WKDW FRXOG KDYH SDYHG WKH ZD\ IRU RIILFHU WUDLQLQJ )RU D YDULHW\ RI UHDVRQV \RX KDYH GHFOLQHG $V SDUW RI DQ HOLWH WHDP \RX ZHUH DOUHDG\ RQ WKH URDG WR D VSH 5ROH 'HIHQGHU&RQWUROOHU <RX DUH UHVSRQVLEOH IRU WKH VDIHW\ RI WKH FRPUDGHV QH[W WR \RX 6LQFH \RX DUH FRQVLGHUHG WKH VRXUFH RI WKH KHDYLHVW ZHDSRQV \RX ZLOO DOVR JDWKHU WKH PRVW DWWHQWLRQ :LWKRXW \RX WKH RWKHUV ZRXOG EH RYHUUXQ 3RZHU 6RXUFH 0DUWLDO <RX KDYH WKH DELOLW\ WR PD[LPL]H WKH FDSDFLW\ RI WKH ZHDSRQ RU ZHDSRQV LQ \RXU KDQG .H\ $ELOLWLHV 'H[WHULW\ RU 6WUHQJWK &RQVWLWXWLRQ DQG :LVGRP $UPRU 3URILFLHQFLHV /LJKW KHDY\ LQFOXGLQJ DGYDQFHG DUPRU :HDSRQ 3URILFLHQFLHV 6PDOO DUPV RQHKDQGHG DQG WZRKDQGHG KHDY\ ZHDSRQV VLPSOH PHOHH &KRRVH WZR DGGLWLRQDO VSHFLDO ZHDSRQV WR EH WUDLQHG LQ 7KH\ FDQQRW EH D KLJKHU WHFK OHYHO WKDQ \RXU EDVWLRQ RI RULJLQ %RQXV WR 'HIHQVH 5HIOH[ :LOO +LW 3RLQWV DW VW OHYHO &RQVWLWXWLRQ VFRUH +LW 3RLQWV SHU /HYHO *DLQHG +HDOLQJ 6XUJHV SHU 'D\ &RQVWLWXWLRQ PRGLILHU 7UDLQHG 6NLOOV )URP WKH FODVV VNLOOV OLVW EHORZ SLFN IRXU &ODVV 6NLOOV $FUREDWLFV 'H[ $WKOHWLFV 6WU 'HPROLWLRQV :LV (QGXUDQFH &RQ ,QWLPLGDWH &KD 3HUFHSWLRQ :LV 9HKLFOH 2SHUDWLRQ 'H[ %XLOG 2SWLRQV )URQW JURXQGHU KHDY\ JURXQGHU FLDO IRUFHV XQLW ,I \RX DUH SDUW RI D PHUFHQDU\ FRPSDQ\ \RX FRXOG KDYH EHFRPH GLVHQIUDQFKLVHG WHPSWHG E\ WKH RIIHUV RI ZHDOWK RU WRRN RQ D SHUVRQDO PLVVLRQ WKDW IRUFHG \RX WR OHDYH WKH VHUYLFH $OWKRXJK GHPRQVWUDWLQJ VRPH QDWXUDO OHDGHUVKLS VNLOOV \RXU UDQJH RI DXWKRULW\ LV XVXDOO\ OLPLWHG WR WKRVH EURWKHUVLQDUPV \RX FDQ VHH DURXQG \RX :KHQ WKH ILULQJ VWDUWV \RX UHO\ RQ WUDLQLQJ DQG LQKHUHQW UHIOH[HV WR VDYH \RXUVHOI DQG WKH PHQ DQG ZRPHQ DURXQG \RX <RX KDYH HPEUDFHG WKLV SDWK ZLWK D SURIRXQG JXVWR <RX GRQ
W NQRZ KRZ WR KDQGOH MXVW RQH ZHDSRQ \RX FDQ KDQGOH WKHP DOO <RX GRQ
W NQRZ KRZ WR MXVW SXW RQH RQ VHW RI DUPRU \RX FDQ ZHDU DQ\ RI WKHP XS WR WKH ODUJHVW SRZHU DUPRU <RX DUH D JURXQGHU DQG OLNH WKH PHGLHYDO NQLJKWV RI DQFLHQW OHJHQG \RX DUH WKH ILUVW DQG ODVW OLQH RI GHIHQVH IRU
WKH NLQJ <RXU ULIOH LV \RXU VZRUG DQG \RXU IDLWK DEVROXWH IDLWK WKDW WKH JURXS \RX KDYH MRLQHG RSHUDWHV DV D ZHOORLOHG PDFKLQH $QG XQOLNH WHFKQRORJ\ WKLV LV QRW D PDFKLQH WKDW FDQ EH EURNHQ P\ PDJLF
&5($7,1* $ *5281'(5
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
*URXQGHUV DUH WUDLQHG IRU \HDUV LQ WKH DSSOLFDWLRQ RI JURXQG FRPEDW <RX NQRZ KRZ WR XVH DOO ZHDSRQV DQG WR PD[LPL]H WKHLU FDSDFLW\ RQ WKH EDWWOHILHOG <RX JDLQ WKH DGGLWLRQDO XQLTXH FODVV IHDWXUHV EDVHG RQ 0HWKRG RI :DU 0(7+2' 2) :$5 <RXU DSSURDFK WR ZDUIDUH LV GHSHQGHQW RQ WZR FRPEDW VW\OHV \RX JDLQ ERWK /LJKW RQ <RXU )HHW :KHQ ZLHOGLQJ D WZRKDQGHG VPDOO DUP \RX FDQ PRYH DQ\ GLVWDQFH ZLWKRXW VXIIHULQJ WKH
DWWDFN SHQDOW\ ZLWK ILULQJ WZR KDQGHG VPDOO DUPV 6XUH )RRWHG ,I \RX PRYH PRUH WKDQ VTXDUH RU DUH PRYHG PRUH WKDQ VTXDUH \RX VXIIHU D SHQDOW\ WR DWWDFN UROOV ZLWK KHDY\ ZHDSRQV XQWLO WKH EHJLQQLQJ RI \RXU WXUQ PHDQLQJ \RX PXVW VKRRW ILUVW DQG WKHQ PRYH WR DYRLG WKH SHQDOW\ 7KLV UXOH LV LGHQWLFDO WR QRUPDO UXOHV ZLWK WZR KDQGHG VPDOO DUPV EXW D KHDY\ ZHDSRQ GRHVQj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
$5($ '(1,$/
<RX FRYHU D SHUVRQ RU DUHD DQG DWWDFN DQ\WKLQJ WKDW JHWV WRR FORVH $W:LOO 0DUWLDO :HDSRQ =RQH 0RYH $FWLRQ $UHD EXUVW ZLWKLQ VTXDUHV 7DUJHW 6HOHFW RQH DUHD EXUVW DQ\ZKHUH LQ OLQH RI VLJKW DQG LQ UDQJH <RX PD\ WDUJHW DQ DOO\ EXW WKH SRZHU GRHV QRW PRYH LI WKH DOO\ PRYHV (IIHFW <RX PD\ LQLWLDWH D UDQJHG EDVLF DWWDFN DJDLQVW DQ\ VLQJOH WDUJHW WKDW HQWHUV WKH DUHD DV DQ LPPHGL DWH LQWHUUXSW 7KLV HIIHFW HQGV DW WKH EHJLQQLQJ RI \RXU QH[W WXUQ
5$3,' ),5(
*URXQGHU $WWDFN
<RX ILUH D FRQWUROOHG EXUVW WRZDUGV DQ DUHD $W:LOO $XWR 0DUWLDO :HDSRQ 6WDQGDUG $FWLRQ :DOO LQ :HDSRQ 5DQJH 7DUJHW 2QH FUHDWXUH $WWDFN 'H[WHULW\ YV 5HIOH[ +LW >:@ GDPDJH ,QFUHDVH GDPDJH WR >:@ DW VW OHYHO ,QFUHDVH ZDOO WR DW VW OHYHO
61$36+27
*URXQGHU $WWDFN
<RX EULQJ XS \RXU ZHDSRQ TXLFNO\ DQG ILUH D FRQWUROOHG VKRW WR D YLWDO ORFDWLRQ $W:LOO 0DUWLDO :HDSRQ 6WDQGDUG $FWLRQ 5DQJHG ZHDSRQ 7DUJHW 2QH FUHDWXUH $WWDFN 'H[WHULW\ YV $& +LW >:@ 'H[WHULW\ PRGLILHU GDPDJH DQG RQH DOO\ ZLWKLQ VTXDUHV JDLQV D SRZHU ERQXV WR DWWDFN WKH VDPH WDUJHW XQWLO WKH EHJLQQLQJ RI \RXU QH[W WXUQ ,QFUHDVH GDPDJH WR >:@ 'H[WHULW\ PRGLILHU DW VW OHYHO 6SHFLDO ,I \RX VFRUH D FULWLFDO KLW \RX FDQ LPPHGLDWHO\ PDNH DQRWKHU 6QDS6KRW DWWDFN
&20%$7 326785(
*URXQGHU $WWDFN
/LJKW RQ \RXU IHHW \RX GDUW DFURVV WKH EDWWOHILHOG <RX NHHS \RXU ZHDSRQ DW \RXU FKLQ DQG ILUH DW \RXU HQHPLHV $W:LOO 0DUWLDO :HDSRQ 6WDQGDUG $FWLRQ 5DQJHG ZHDSRQ 7DUJHW 2QH FUHDWXUH $WWDFN 'H[WHULW\ YV $& +LW >:@ 'H[WHULW\ PRGLILHU GDPDJH DQG \RX FDQ HLWKHU VKLIW VTXDUH RU JDLQ D SRZHU ERQXV WR DWWDFN WKH VDPH WDUJHW RQ \RXU QH[W DFWLRQ LI \RX XVH &RPEDW 3RVWXUH DJDLQ ,QFUHDVH GDPDJH WR >:@ 'H[WHULW\ PRGLILHU DW VW OHYHO
'28%/(7$3
*URXQGHU $WWDFN
),5( 6833257
*URXQGHU $WWDFN
<RX VTXHH]H RII WZR TXLFN VKRWV WR PXOWLSOH WDUJHWV $W:LOO 0DUWLDO :HDSRQ 6WDQGDUG $FWLRQ 5DQJHG ZHDSRQ 7DUJHW 2QH RU WZR FUHDWXUHV $WWDFN 'H[WHULW\ YV $& WZR DWWDFNV +LW >:@ GDPDJH ,QFUHDVH GDPDJH WR >:@ GDPDJH DW VW OHYHO
327(17,$/ 386+
*URXQGHU $WWDFN
7KH SRZHU RI \RXU ILUHDUP VHQGV WKH HQHP\ WXPEOLQJ EDFN $W:LOO 0DUWLDO :HDSRQ 6WDQGDUG $FWLRQ 5DQJHG ZHDSRQ 7DUJHW 2QH FUHDWXUH $WWDFN 'H[WHULW\ YV $& +LW >:@ 'H[WHULW\ PRGLILHU GDPDJH DQG WKH WDUJHW LV SXVKHG EDFN VTXDUH ,I WKH WDUJHW FDQQRW EH SXVKHG EHFDXVH RI DQ REVWUXFWLRQ RU GLIILFXOW WHU UDLQ LW WDNHV DGGLWLRQDO GDPDJH HTXDO WR \RXU ,QWHOOLJHQFH PRGLILHU ,QFUHDVH GDPDJH WR >:@ 'H[WHULW\ PRGLILHU DW VW OHYHO
<RX SURYLGH ORQJ UDQJH VXSSRUW WR DOOLHV GHHS LQ DQ HQHP\ HQJDJHPHQW (QFRXQWHU 0DUWLDO 5HOLDEOH :HDSRQ 6WDQGDUG $FWLRQ 5DQJHG ZHDSRQ 7DUJHW $Q\ FUHDWXUH RU FUHDWXUHV \RX FDQ VHH WKDW DWWDFNHG DQ DOO\ WKH SUHYLRXV URXQG 7DUJHWV PXVW EH RU PRUH VTXDUHV DZD\ $WWDFN 'H[WHULW\ YV $& WZR DWWDFNV +LW >:@ 'H[WHULW\ PRGLILHU GDPDJH DQG WKH WDUJHW LV NQRFNHG SURQH
*URXQGHU $WWDFN
75$,/,1* %/22'
*URXQGHU $WWDFN
<RX FURXFK TXLFNO\ DQG EUDFH \RXU HOERZ DJDLQVW \RXU NQHH IRU D VHFXUHG ILULQJ SRVLWLRQ (QFRXQWHU 0DUWLDO :HDSRQ 0RYH DQG 6WDQGDUG $FWLRQ 5DQJHG ZHDSRQ 5HTXLUHPHQW 7KH ZHDSRQ EHLQJ XVHG ZLWK WKH SRZHU PXVW EH D WZRKDQGHG VPDOO DUP RU D KHDY\ ZHDSRQ 7DUJHW 2QH HQHP\ $WWDFN 'H[WHULW\ YV $& +LW >:@ 'H[WHULW\ PRGLILHU GDPDJH 6SHFLDO ,I \RX GRQ
W PRYH IRUFHG RU RWKHUZLVH \RX UHWDLQ WKH ERQXV WR DWWDFN UROOV XQWLO WKH EHJLQQLQJ RI \RXU QH[W WXUQ 6XVWDLQ 0RYH DQG 6WDQGDUG 7KLV SRZHU HQGV ZKHQ \RX PRYH RU DUH PRYHG 7KH ERQXVHV WR DWWDFN GR QRW FRPSRXQG
0RQVWHUV VWLOO KDYH EORRG YHVVHOV DQG WKLV RQH LV OHDNLQJ EDGO\ 7KH SDLQ GLVWUDFWV LW HQRXJK IRU RWKHUV WR WUDLQ WKHLU ZHDSRQV 'DLO\ 0DUWLDO :HDSRQ 6WDQGDUG $FWLRQ 5DQJHG ZHDSRQ 7DUJHW 2QH FUHDWXUH $WWDFN 'H[WHULW\ YV $& +LW >:@ GDPDJH DQG WKH FUHDWXUH LV VORZHG DQG VXIIHUV RQJRLQJ GDPDJH VDYH HQGV ERWK (IIHFW 8QWLO WKH WDUJHW PDNHV WKH VDYH \RX DQG DOO DOOLHV JDLQ D SRZHU ERQXV WR DWWDFN WKDW WDUJHW 0LVV +DOI GDPDJH DQG QR RQJRLQJ HIIHFWV
:,/'),5(
*URXQGHU $WWDFN
3,11,1* ),5(
*URXQGHU $WWDFN
<RXU ZHDSRQ ILUHV IDVW IRUFLQJ DQ HQHP\ GRZQ <RXU WDUJHW LV QRW SUHSDUHG DQG ZRXOG UDWKHU WDNH FRYHU (QFRXQWHU $XWR 0DUWLDO :HDSRQ 6WDQGDUG $FWLRQ 5DQJHG ZHDSRQ 7DUJHW 2QH FUHDWXUH $WWDFN 'H[WHULW\ YV $& +LW >:@ 'H[WHULW\ PRGLILHU GDPDJH DQG WKH WDUJHW LV VORZHG XQWLO WKH EHJLQQLQJ RI \RXU QH[W WXUQ 6XVWDLQ VWDQGDUG <RX PD\ LQLWLDWH DQRWKHU SLQQLQJ ILUH DWWDFN RQ WKH VDPH WDUJHW 6XEVHTXHQW DWWDFNV RQ WKH VDPH WDUJHW JDLQ D SRZHU ERQXV WR DWWDFN 7KLV LV QRW FXPXODWLYH
7KHUHV WRR PDQ\ RI WKHP <RX NHHS WKH WULJJHU SXOOHG DQG SORZ D URDG 'DLO\ $XWR 0DUWLDO :HDSRQ 6WDQGDUG $FWLRQ &ORVH %ODVW 7DUJHW $OO FUHDWXUHV LQ EODVW $WWDFN 'H[WHULW\ YV 5HIOH[ 2QO\ KDOI QRUPDO DPPXQLWLRQ LV XVHG SHU DWWDFN URXQG GRZQ +LW SRLQW RI GDPDJH DQG WKH WDUJHW LV NQRFNHG SURQH 6SHFLDO ,I \RX VXIIHU QR SHQDOWLHV WR DWWDFN UROOV RI DQ\ NLQG ZKHQ DFWLYDWLQJ WKLV SRZHU \RX GRQ
W SURYRNH DQ RSSRUWXQLW\ DWWDFN IURP DGMDFHQW VTXDUHV LI ZLHOGLQJ D WZRKDQGHG VPDOO DUP RU D KHDY\ ZHDSRQ
675$)(
*URXQGHU $WWDFN
<RX OD\ GRZQ D OLQH RI ILUH DV \RX PDNH D GDVK DFURVV WKH HQHP\V IODQN 'DLO\ $XWR 0DUWLDO :HDSRQ 6WDQGDUG $FWLRQ :DOO LQ ZHDSRQ UDQJH (IIHFW 0DNH D PRYH DFWLRQ <RX PD\ UXQ VKLIW RU ZDON 7DUJHW $OO FUHDWXUHV LQ ZDOO $WWDFN 'H[WHULW\ YV $& +LW >:@ 'H[WHULW\ PRGLILHU GDPDJH
,1 $ /,1(
*URXQGHU 8WLOLW\
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
*URXQGHU $WWDFN
<RX OD\ GRZQ VXSSUHVVLYH ILUH DQG WDNH DGYDQWDJH RI WKH FKDRV WR PRYH LQWR D EHWWHU SRVLWLRQ (QFRXQWHU $XWR 0DUWLDO :HDSRQ 6WDQGDUG $FWLRQ 5DQJHG ZHDSRQ 7DUJHW 2QH FUHDWXUH $WWDFN 'H[WHULW\ YV $& +LW >:@ GDPDJH (IIHFW 5HJDUGOHVV LI \RX KLW RU QRW \RX FDQ PDNH D PRYH DFWLRQ 6SHFLDO <RX FDQ FRPPLW WR WKH PRYH DFWLRQ UHJDUGOHVV RI WKH ZHDSRQ EHLQJ FDUULHG DQG \RX VXIIHU QR SHQDOWLHV WR DWWDFN LI \RX GR PRYH
0$1 '2:1
*URXQGHU 8WLOLW\
<RX GURS WR D NQHH QHDU D IDOOHQ DOO\ DQG HQVXUH WKDW DOO\ LV VDIH XQWLO KHOS DUULYHV 'DLO\ 0DUWLDO 6WDQGDUG $FWLRQ 0HOHH WRXFK 7DUJHW 2QH GHDG XQFRQVFLRXV RU RWKHUZLVH SURQH DOO\ (IIHFW 6KLIW VTXDUH LQWR DQ RFFXSLHG VTXDUH ZLWK WKH WDUJHW DOO\ $OO\ FDQQRW EH WDUJHWHG E\ DQ\ UDQJHG RU PHOHH DWWDFNV DV ORQJ DV WKH WDUJHW UHPDLQV LQ WKH VTXDUH DQG UHFHLYHV D ERQXV WR DQ\ GHIHQVH DJDLQVW DQ\ DUHD DWWDFNV 7KH HIIHFW ODVWV XQWLO WKH WDUJHW VWDQGV RU XQWLO \RX PRYH IURP WKH VTXDUH
&$55< 72 6$)(7<
*URXQGHU $WWDFN
<RX GUDJ DQ LQMXUHG DOO\ WR FRYHU 6LQFH KLV DUPV DUH IUHH KH WDNHV WKH RSSRUWXQLW\ WR ILUH EDFN 'DLO\ 0DUWLDO :HDSRQ 6WDQGDUG $FWLRQ 3HUVRQDO 5HTXLUHPHQW 0XVW KDYH D EORRGLHG DOO\ LQ DQ DGMDFHQW VTXDUH (IIHFW 6KLIW VTXDUHV DQG PRYH \RXU DOO\ ZLWK \RX <RX PXVW PRYH IDUWKHU DZD\ IURP WKH QHDUHVW HQHP\ WR \RX 6HFRQGDU\ (IIHFW <RXU VHOHFWHG DOO\ PDNHV D UDQJHG EDVLF DWWDFN DW DQ\ SRLQW GXULQJ WKH PRYH 7HUWLDU\ (IIHFW $W WKH HQG RI WKH PRYH \RX FDQ PDNH D UDQJHG EDVLF DWWDFN
.,1(7,& 327(17,$/
*URXQGHU $WWDFN
<RX XQOHDVK D EDUUDJH RI JXQILUH VR LQWHQVH HQHPLHV DUH VHQW IODW RQ WKHLU EDFNV 'DLO\ $XWR 0DUWLDO :HDSRQ 6WDQGDUG $FWLRQ 5DQJHG 7DUJHW 2QH WZR RU WKUHH FUHDWXUHV $WWDFN 'H[WHULW\ YV $& WKUHH DWWDFNV +LW >:@ 'H[WHULW\ PRGLILHU GDPDJH DQG WDUJHW LV NQRFNHG SURQH 6SHFLDO ,I \RX XVH D KHDY\ DXWR ZHDSRQ WDUJHWV DOVR VXIIHU RQJRLQJ GDPDJH VDYH HQGV
*URXQGHU $WWDFN
<RX GRQW FDUH VR PXFK IRU DFFXUDF\ 5DZ GHVSHUDWLRQ VHWV LQ DV \RX WU\ WR NHHS EDFN WKH PRQVWURVLW\ EHDULQJ GRZQ RQ \RX (QFRXQWHU $XWR 0DUWLDO :HDSRQ 6WDQGDUG $FWLRQ 5DQJHG ZHDSRQ 7DUJHW 2QH FUHDWXUH $WWDFN 'H[WHULW\ YV $& +LW >:@ 'H[WHULW\ PRGLILHU GDPDJH DQG WDUJHW LV SXVKHG EDFN VTXDUHV DQG LV VORZHG VDYH HQGV
7$5*(7 23(1,1*
*URXQGHU $WWDFN
+($' '2:1
*URXQGHU 8WLOLW\
<RXU WHDP LV QRW GRLQJ VR ZHOO <RX SXOO \RXUVHOI DQG RQH FRPUDGH RXW RI WKH IUD\ (QFRXQWHU 0DUWLDO 0RYH $FWLRQ 3HUVRQDO (IIHFW 0DNH D PRYH DFWLRQ DQG JDLQ D ERQXV WR $& DQG JUDQW QR RSSRUWXQLW\ DWWDFNV RU FRPEDW DGYDQWDJH XQWLO WKH VWDUW RI \RXU QH[W WXUQ
<RX ZDLW LQ KRSHV RI JHWWLQJ DQ HQHP\ WR SRNH RXW IURP FRYHU (QFRXQWHU 0DUWLDO :HDSRQ 6WDQGDUG $FWLRQ 5DQJHG ZHDSRQ 7DUJHW 2QH FUHDWXUH FXUUHQWO\ JDLQLQJ EHQHILWV IURP FRYHU $WWDFN 'H[WHULW\ YV $& 5HGXFH FRYHU SHQDOWLHV E\ \RXU :LVGRP PRGLILHU 0D[ +LW >:@ 'H[WHULW\ PRGLILHU GDPDJH DQG VHOHFW RQ DOO\ LQ DQ DGMDFHQW VTXDUH 7KH DOO\ JDLQV D SRZHU ERQXV WR DWWDFN WKH VDPH WDUJHW RQ WKHLU QH[W WXUQ
-803 ,1 )5217
*URXQGHU 8WLOLW\
$Q DOO\ FRPSODLQV DERXW D GLVUXSWHG SLHFH RI WHFKQRORJ\ 7XUQV RXW WKH VDIHW\ ZDV OHIW RQ 'DLO\ 0DUWLDO ,PPHGLDWH ,QWHUUXSW 3HUVRQDO 7ULJJHU <RX DQG DW OHDVW RQH DOO\ DUH VWUXFN E\ DQ DUHD HIIHFW QR ELJJHU WKDQ EXUVW RU EODVW (IIHFW <RX DUH DXWRPDWLFDOO\ KLW IRU DV PDQ\ DWWDFNV DV WKH DUHDV EXUVW RU KDOI LWV EODVW VL]H URXQG XS <RXU DOOLHV DUH QRW DIIHFWHG E\ WKH DWWDFN DQG DUH SXVKHG RXW RI WKH DUHD LI SRVVLEOH ,I VWLOO LQ WKH DUHD WKH\ PD\ VXIIHU DGGLWLRQDO HIIHFWV LI DQ\ EXW QRW GDPDJH
&5((3,1* %$55$*(
*URXQGHU $WWDFN
$ QRQVWRS ILHOG RI ILUH WUDFNV DQ DVVDXOWLQJ RU IODQNLQJ HQHP\ 'DLO\ $XWR 0DUWLDO :HDSRQ 6WDQGDUG $FWLRQ $UHD EXUVW LQ ZHDSRQ UDQJH 7DUJHW $OO FUHDWXUHV LQ EXUVW $WWDFN 'H[WHULW\ YV 5HIOH[ +LW >:@ 'H[WHULW\ PRGLILHU GDPDJH DQG WDUJHW LV LPPRELOL]HG XQWLO WKH EHJLQQLQJ RI \RXU QH[W WXUQ 6XVWDLQ VWDQGDUG 7KH EDUUDJH FRQWLQXHV <RX FDQ VKLIW WKH EDUUDJH XS WR VTXDUHV HYHU\ WXUQ ,I \RX PLVV DOO FUHDWXUHV LQ WKH EXUVW \RX FDQ QR ORQJHU VXVWDLQ
(IIHFW 7DUJHW LV PDUNHG IRU WKH UHPDLQGHU RI WKH HQFRXQWHU 6SHFLDO <RX FDQ PDNH D UDQJHG EDVLF DWWDFN DJDLQVW \RXU PDUNHG WDUJHW DV DQ LPPHGLDWH LQWHUUXSW LI LW DWWDFNV DQ\ RWKHU DOO\ EXW DIWHU WKH DWWDFN WKH PDUN HQGV
61$3 287 2) ,7
*URXQGHU 8WLOLW\
+( $,17 +($9<
*URXQGHU $WWDFN
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
<RX JUDE DQ DOO\ DQG VFUHDP ORXG HQRXJK VR WKHLU PLQG KHDUV QRWKLQJ HOVH <RXU YHU\ ZLOO SXVKHV WKHP EDFN WR UHDOLW\ 7KH DOO\ EOLQNV VKDNHV KLV RU KHU KHDG DQG UHVXPHV WKH EDWWOH 'DLO\ 0DUWLDO 0RYH $FWLRQ 0HOHH WRXFK 7DUJHW 2QH DOO\ LQ UHDFK (IIHFW 7DUJHWHG DOO\ DXWRPDWLFDOO\ UHFRYHUV IURP RQH FRQGLWLRQ WKH\ FXUUHQWO\ VXIIHU IURP RU WKH\ PD\ VSHQG D KHDOLQJ VXUJH
75$&.,1* ),5(
*URXQGHU $WWDFN
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
67$&.,1* %8567
*URXQGHU $WWDFN
<RX ODXQFK WZR LGHQWLFDO YROOH\V RI JXQILUH QHDUO\ RQ WRS RI HDFK RWKHU 2SSRQHQWV GRQ
W H[SHFW WKH VHFRQG RQH DV TXLFNO\ (QFRXQWHU $XWR 0DUWLDO :HDSRQ 6WDQGDUG $FWLRQ $UHD EXUVW LQ ZHDSRQ UDQJH 7DUJHW $OO FUHDWXUHV LQ EXUVW $WWDFN 'H[WHULW\ YV 5HIOH[ WZR DWWDFNV HDFK WDUJHW +LW >:@ 'H[WHULW\ 0RGLILHU DQG WKH WDUJHW LV GD]HG XQWLO WKH EHJLQQLQJ RI \RXU QH[W WXUQ ,I KLW WZLFH WKH\ DUH GD]HG VDYH HQGV
7266 &/,3
*URXQGHU 8WLOLW\
<RX WKURZ D FOLS RU FHOO WR DQ DOO\ ZKR KDV UXQ RXW RI DPPR (QFRXQWHU 0DUWLDO ,PPHGLDWH 5HDFWLRQ 5DQJHG (IIHFW <RX UHORDG DQ DOO\V ZHDSRQ ZLWK D FOLS RU FHOO IURP \RXU ZHDSRQ <RX PXVW KDYH DPPXQLWLRQ RU WKH SURSHU FHOO IRU WKH DOO\V ZHDSRQ 7KH DOO\ GRHV QRW QHHG WR WDNH DQ DFWLRQ WR UHORDG WKH ZHDSRQ
1(59( 6+27
*URXQGHU $WWDFN
<RXU VKRW FDXVHV D IXOO ERG\ VSDVP DQG WKH FUHDWXUH IDOOV OLPS 'DLO\ 0DUWLDO 5HOLDEOH :HDSRQ 6WDQGDUG $FWLRQ 5DQJHG ZHDSRQ 7DUJHW 2QH FUHDWXUH $WWDFN 'H[WHULW\ YV $& +LW >:@ 'H[WHULW\ PRGLILHU GDPDJH DQG WKH WDUJHW LV NQRFNHG SURQH DQG LPPRELOL]HG VDYH HQGV ERWK
68335(66,1* ),5(
*URXQGHU $WWDFN
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
48,&. &+$1*(
*URXQGHU 8WLOLW\
29(5:$7&+
*URXQGHU $WWDFN
&KDQJLQJ FOLSV RU FHOOV KDV EHFRPH DQ LPSXOVH DEOH WR VZLWFK WKHP ZLWKRXW HYHQ EHLQJ FRQVFLRXVO\ DZDUH RI LW 'DLO\ 0DUWLDO )UHH DFWLRQ 3HUVRQDO (IIHFW 5HSODFH D FOLS RU FHOO RQ D ZHDSRQ LQ KDQG ,I \RXU ZHDSRQ UHTXLUHV ERWK FKRRVH ZKLFK RQH JDLQV WKH EHQHILW RI WKLV SRZHU
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
W GR DGGLWLRQDO GDPDJH 0LVV +DOI GDPDJH DQG WKH WDUJHW LV QRW PDUNHG
6/,&,1* 6:((3
*URXQGHU $WWDFN
<RX ILUH \RXU ODVHU DQG OD\ D VZDWK RI GHVWUXFWLRQ FDUYLQJ LQWR IOHVK DQG WHUUDLQ 'DLO\ 0DUWLDO :HDSRQ 6WDQGDUG $FWLRQ 5DQJHG ZHDSRQ 5HTXLUHPHQW <RX PXVW EH ZLHOGLQJ D ZHDSRQ ZLWK WKH ODVHU SURSHUW\ 7DUJHW )RXU FUHDWXUHV LQ UDQJH WKDW FDQQRW EH PRUH WKDQ VTXDUHV DZD\ IURP DQRWKHU WDUJHWHG FUHDWXUH $WWDFN 'H[WHULW\ YV $& +LW >:@ 'H[WHULW\ PRGLILHU GDPDJH
0(7,&8/286 $,0
*URXQGHU $WWDFN
(YHU\ RQFH DQG D ZKLOH DQ HQHP\ MXVW ZDONV LQ IURQW RI \RXU FURVVKDLUV (QFRXQWHU 0DUWLDO :HDSRQ 6WDQGDUG $FWLRQ 5DQJHG ZHDSRQ 7DUJHW 2QH FUHDWXUH $WWDFN 'H[WHULW\ YV $& +LW >:@ 'H[WHULW\ PRGLILHU GDPDJH
+($' 6+27
*URXQGHU $WWDFN
21( /,1(5
*URXQGHU $WWDFN
,WV VPDOO DQG URXQG EXW \RX WDNH D FKDQFH WR HQG \RXU RSSR QHQW ZLWK D VLQJOH VKRW (QFRXQWHU 0DUWLDO 5HOLDEOH :HDSRQ 6WDQGDUG $FWLRQ 5DQJHG ZHDSRQ 7DUJHW 2QH FUHDWXUH $WWDFN 'H[WHULW\ YV $& +LW >:@ 'H[WHULW\ PRGLILHU GDPDJH
<RX XWWHU D PHPRUDEOH OLQH RWKHUV ZLOO TXRWH DJDLQ ODWHU 7KDQNIXOO\ LW FRLQFLGHG ZLWK DQ DVWRXQGLQJO\ OXFN\ KLW 'DLO\ 0DUWLDO :HDSRQ 6WDQGDUG $FWLRQ 7DUJHW 2QH FUHDWXUH $WWDFN 'H[WHULW\ YV $& 5DQJHG ZHDSRQ
0$56+$/
,I \RXU ZHDSRQ MDPV XVH LW DV D FOXE ,I \RXU HQHUJ\ FHOOV FDVFDGHV WKURZ LW DV D JUHQDGH 6KH SXOOHG WKH ZHDSRQ EDFN 7KH UHFUXLW EHJDQ WR ULVH EXW VKH EURXJKW KHU NQLIH VKDUSO\ WR KLV FKHVW +H VWRSSHG 7KH NQLIH FXWV DV HDVLO\ QR PDWWHU WKH VNLQ
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