PAPER : Bank of Maharashtra PO's 2oo8 Solved Paper

General Awareness
1. The Govt. of India has taken a decision to open more IITs during the year 2008-09. These IITs will be in which of the following groups of States? (A) Bihar,Rajasthan,Andhra Pradesh (B) Andhra Pradesh,Orissa,Karnataka (C) Karnataka,Tamilnadu,Kerala (D) Uttar Pradesh,Madhya Pradesh,Bihar (E) None of these ANS (A)

2. Which of the following is /are NOT the highlights of the Union Budget 2008-09 ? (1) A risk Capital fund is to be set up and maintained by one of the financial Institutes. (2) Allocation for defence is reduced by 10% to make it Rs. 10,000 Crore. (3) Several new scheme to be introduced for providing social security to the people in unorganized sectors. (A) Only (1) (B) Only (2) (C) Only (3) (D) Both (1) & (2) (E) All 1,2 & 3 ANS (B) The amount allocated for for defence in the budget 2008-09 is Rs. 105600 Crore which is higher than that in the Budget 2007-08.

3. To help farming community the Govt. of India has decided to raise the minimum support price of Paddy for current Kharif marketing season. What is that Price ? (A) Rs. 800/quintal (B) Rs. 900/quintal (C) Rs. 950/quintal (D) Rs. 1200/quintal (E) none of these

ANS (D) The purchase price recommended by the CACP fOR The Crop Year 2008-09 for general category Rice is Rs. 1000 per quintal and for A- Grade is Rs. 1050 per quintal.

4. Wchich of the following is the correct definition of the term commercial paper ? (1) It is nothing but the popular name of the judicial stamp papers used to register financial transactions. (2) It is one of the instrument through which corporate raise debt from the market. (3) It is the name of the "Certificate of Deposits" provided by the banks to its retail customers. (A) Only (1) (B) Only (2) (C) Only (3) (D) Both (1) & (2) (E) All (1),(2) & (3) ANS (B)

5. As per the Railway Budget 2008-09 the operating ratio of Railways is pitched at which of the following levels? Approximately--(A) 70% (B) 75% (C) 98% (D) 90% (E) 81% ANS (E) As per the Railway Budget 2008-09 the operating ratio of Railways is pitched at 81.4% .

6. As per the new figures released in recent past what has been the ratio of taxes to gross domestic product (Tax-GDP)in 2007-08 ? Approximately --(A) 8% (B) 9% (C) 10-% (D) 11.5% (E) 12.5% ANS (E)

7. Which of the following companies has got "Navratna Status" recently ?

(A) National Mineral Development Corporation (NMDC) (B) National Textile Corporation (NTC) (C) Maruti Udyog Ltd. (D) IDBI Bnak Ltd. (E) None of these ANS (A)

8. Who amongst the following established the "Anandvan" a rehabilitation centre for Leprocy patients in Maharashtra ? (A) Baba Amte (B) Pandurang Shashtri Athawle (C) Medha Patkar (D) Asaram Bapu (E) None of these ANS (A)

9. Thaksin Shinawatra's name is associated with which of the follwing countries ? (A) Singapore (B) Thailand (C) North Korea (D) Soth Korea (E) None of these ANS (B)

10. Who amongst the following agreed to supply aircraft carrier "Gorshkov" to India for its defense services ? (A) Russia (B) France (C) Germany (D) Italy (E) None of these ANS (A)

11. Bhupen Hazarika is the recipient of the life time achievement award and is provided

the status of the cabinet minister . Which of the following Stae Govt. has honoured him in this manner ? (A) Orissa (B) Assam (C) West Bengal (D) Maharashtra (E) None of these ANS (B)

12. Who amongst the following is the recipient of the "Kishore Kumar Award" given by the Madhya Pradesh Govt. ? (A) Shabana Azmi (B) Amitabh Bachchan (C) Manoj Kumar (D) Dev Anand (E) None of these ANS (C)

13.The Under -19 Cricket world cup 2008 was won by which of the following contries ? (A) Malysia (B) India (C) Pakistan (D) Australia (E) England ANS (B) India defeated South Africa in the final match by seven runs.

14. Who amongst the following was the chief guest in India's Republic Day Function ? (A) Samak Sundaravej (B) Gordon Brown (C) Boris Tadic (D) Nikolas Sarkozy (E) None of these ANS (E)

15. Who amongst the following is the recipient of Padma Vibhushan given away recently ? (A) Anu Malik (B) Shan (C) Asha Bhosle (D) Sonu Nigam (E) None of these ANS (C)

16. Which of the following Staes tops in primary ,upper primary education in India ? (A) Tamilnadu (B) Haryana (C) Gujarat (D) Kerala (E) None of these ANS (D)

17. The 11th five year paln wishes to raise the existing 2% growth in agriculture and allied activities to which of the following levels by the year 2012 ? (A) 8% (B) 6% (C) 5% (D) 4% (E) None of these ANS (D)

18. As a policy the Reserve Bank of India wishes to contain inflation at which of the following levels ? (A) 5% (B) 4.5% (C) 4% (D) 6% (E) None of these ANS (A)

19. World Day of Water is observed on which of the following days ? (A) March 22 (B) February 22 (C) January 22 (D) May 22 (E) None of these ANS (A)

20. Who amongst the following players has completed 16000 runs in One Day International Cricket matches recently ? (A) Anil Kumble (B) Rahul Dravid (C) Saurav Ganguly (D) Irfan Pathan (E) Sachin Tendulkar ANS (E)

21. Why was the name of Anatolyevic Medvedev in news recently ? (A) He has taken over as the president of Russia (B) He has taken over as the prime minister of Russia (C) He is the new president of South Korea (D) He is the new prime minister of South Korea (E) None of these ANS (A)

22. International Desert Festival 2008 was organized in February 2008 in --(A) Bhuj Ganganagar (B) Ganganagar (C) Bikaner (D) Jaisalmer (E) None of these ANS (D)

23. The first ever Youth Olympic Games are scheduled to be held in 2010. These games will be orgsnized in -(A) Moscow (B) New Delhi (C) Beijing (D) Quala Lumpur (E) None of these ANS (E) The first ever Youth Olympic Games are scheduled to be held in 2010 in Singapore.

24. Who amongst the following has taken over as the president of Serbia ? (A) Raul castro (B) Stefen Spielberg (C) Boris Tadic (D) Jose Manual Ramos Horta (E) None of these ANS (C)

25. The general election in Iran are due in 2008. Iran elects its parliament for a period of --(A) 2 years only (B) 3 years only (C) 4 years only (D) 5 years only (E) 6 years only ANS (C)

26. Luciana Aymar who aws adjudged the world hockey player 2007 is from which of the following countries ? (A) Germany (B) Argentina (C) Italy (D) Russia

(E) None of these ANS (B)

27. which of the following State Government has decided to provide ownership rights to Tribal over forest land being cultivated by them since last 10 years ? (A) Madhya Pradesh (B) Uttar Pradesh (C) Maharashtra (D) Andhra Pradesh (E) None of these ANS (A)

28. Which of the following committees recommended the revival of Cooperative Credit Institutions in States ? (A) Vaidyanathan Committee (B) Rangrajan Committee (C) Sachchar Committee (D) Rakesh Mohan Committee (E) None of these ANS (A)

29. As we all know the Chinese economy is a booming economy and its export have played a significant role in it. What was the share of China's Export as compared to its GDP in 2007 ? (A) 20% (B) 30 (C) 40% (D) 50% (E) None of these ANS (C)

30. Delhi won the Ranji Trophy for the seventh time in January 2008 by defeating ------(A) Railways (B) Haryana

(C) Mharashtra (D) Guajarat (E) Uttar Pradesh ANS (E)

31. Gagan Nrang , who got a silver medal in an International Championship held in Munich,is a/an --(A) 100 metre runner (B) Badminton Player (C) Chess Player (D) Swimmer (E) Air Fifle Shooter ANS (E)

32. As per the decision taken by the Govt. of India two financial inclusion funds are set up with an overall corpus of Rs. 500 Crore each. These funds- financial inclusion fund and financial inclusion technology funds are to be set up by the initial contribution made by the -(A) SIDBI,NABARD & UTI (B) NABARD,UTI & RBI (C) Govt. of India,NABARD & RBI (D) SIDBI,Govt. of India & IDBI Bank (E) None of these ANS (C)

33. As per the Govt. Policy the provision of the subsidy for interest subvention to Coopeartive Sugar Mills is done by which of the following agencies/organizations ? (A) Commission for Agriculture cost & price (B) Nationa Bank for Agriculture & Rural Development (C) Ministry of Agriculture (D) Natioanl Commission on Farmers (E) None of these ANS (B)

34. Banks these days have launched a new scheme product known as "Reverse Mortage" . The scheme is designed keeping which of the following groups of society in consideration ? (A) Youngers who have just started earning (B) Defense personnel whose life is always at high risk (C) Senior Citizen (D) Women who do not have independent source of income (E) None of these ANS (C)

35. Which of the following countries is governed by the Norweigen-mediated ceasefire Agreement to end its dispute with a group of rebellions ? (A) Nepal (B) Myanmar (C) Afghanistan (D) Sri Lanka (E) None of these ANS (D)

36. As per the news report SEBI has allowed short selling by FIs/MFs from ist February,2008 . What is "Short Selling" ? (1) Selling of shares that the seller does not own at the time of trading (2) Selling of shares on the same day or on the day they were alloted to the trader. (3) Selling of shares on a much lower price due to turbulent market situations (A) Only 1 (B) Only 2 (C) Only 3 (D) All 1,2 & 3 (E) None of these ANS (A)

37. Prime minister os India on his visit to China a few months back signed a detailed agreement with the sama. What is/are the major highlights of the agreement ? (1) Both the countries agreed to continue high level exchange of views. Indian President is

invited to China. (2) India to host joint millitary exercise in 2008. (3) India has decided to raise the issue of Tibet in UNO. China has agreed for the same. (A) Only 1 (B) Only 2 (C) Both 1 & 2 (D) Only 3 (E) All 1,2 & 3 ANS (C)

38. As per the reports in the leading newspapers Securities & Exchange Board of India (SEBI) has asked the Mutual Fund Industry to stop "MISSELLING" their scheme to investors. What is misselling of Products ? (1) Misselling takes place when mutual funds are sold without telling the likely returns. (2) When agents sell the products without telling investors what are the risk involved in investing in mutual funds. (3) When agents invest somebody's money in mutual funds without their knowledge , it is called Misselling. (A) Only 1 (B) Only 2 (C) Only 3 (D) All 1,2 & 3 (E) None of these ANS (B)

39. The sensitive Index of the Bombay Stock Exchsange keeps on changing positively and negatively both. Which of the following is/are the main reasons which contributed for his sudden change in the same ? (1) Higher GDP growth (2) Continuous foreign funds flow (3) High volume of forex reserves (4) Only 1 Recession in USA (A) Only 1 & 2 (B) Only 2 & 3 (C) Both 3 & 4

(D) Only 2 (E) All 1,2 ,3 & 4 ANS (B)

40. The USA , as reported in the leading newspapers is proceeding towards 'recession'. What happens when an economy goes in the grip of 'recession'? (1) GDP growth slow down (2) People lose their jobs (3) Foreign exchange reserve goes up substantially as lot of loans/grants star pouring in . (A) Only 1 (B) Only 2 (C) Only 3 (D) Both 1 & 2 (E) None of these ANS (D)

PAPER : ORIENTAL BANK OF COMMERCE PROBATIONARY OFFICERS SOLVED PAPER (Held on 1632008)
GENERAL AWARENESS
1. Jayasuriya who decided to take retirement from Test Cricket is from which of the following countries ? (A) Pakistan (B) India (C) West Indies (D) South Africa (E) Sri Lanka 2. In order to give impetus to agri-culture which of the following states has launched Contract Farming Scheme ? (A) Jammu and Kashmir (B) Orissa (C) West Bengal (D) Haryana (E) None of these 3. Dola Banerjee who won a Gold Medal in an international games event in November 2007 is asso-ciated with : (A) Archery (B) Badminton (C) Table tennis

(D) Swimming (E) None of these 4. Who amongst the following is the highest wicket taker in the history of Test cricket in the world ? (A) R. Hadlee (B) Kapil Dev (C) Anil Kumble (D) Shane Warne (E) Mutthiah Muralidharan 5. Late Benzair Bhutto was associa-ted with which of the following political parties ? (A) Muslim League (B) Pakistan National Congress (C) Pakistan Peoples Party (D) National Forum of Pakistan (E) None of these 6. Zhang Zilin who was adjudged as the Miss World 2007 is from which of the following coun- tries ? (A) South Africa (B) Russia (C) South Korea (D) Vietnam (E) China 7. Which of the following is not considered as a green House Gas ? (A) Methane (B) Carbon dioxide (C) Nitrous oxide (D) Oxygen (E) All these are not green house gases 8. Which of the following terms is not a financial term ? (A) Investment (B) El Nino effect (C) Core banking Solution (D) RTGs (E) All are financial terms 9. Who amongst the following is the Chairperson of the 13th Finance Commission ? (A) Dr. C. Rangarajan (B) Dr. Bimal Jalan (C) Dr. Rakesh Mohan (D) Dr. Vijay Kelkar (E) None of these

10. The Green revolution in India was the outcome of the efforts of who amongst the following ? (A) Dr. M. S. Swaminathan (B) Dr. C. Rangarajan (C) Mr.K. V. Kamath (D) Dr. Rakesh Mohan (E) None of these 11. Which of the following is a project to develop watersheds in India ? (A) DRDO (B) CARE (C) AVARD (D) NWDPRA (E) None of these 12. Who amongst the following is the author of the book The Namesake ? (A) Salman Rushdie (B) Steve Waugh (C) Monica Ali (D) V. S. Naipaul (E) Jhumpa Lahiri 13. Which of the following countries launched its first Lunar Orbiter ChangeI ? (A) India (B) South Korea (C) China (D) France (E) None of these 14. Who amongst the following is ranked No. 1 Tennis players amongst the women players ? (as per recent ranking) (A) Maria Sharapova (B) Ana Ivanovic (C) Sania Mirza (D) Justine Henin (E) None of these 15. The Information and Broadcas-ting Ministry has selected which of the following pairs for its prestigious Life Time Achieve-ment Award given away recen-tly ? (A) Amitabh Bachchan and Jaya Bachchan (B) Rajesh Khanna and Dilip Kumar (C) Asha Bhosle and Lata Man-geshkar (D) Lata Mangeshkar and Dilip Kumar (E) None of these 16. Many a times we read in news-paper about the benefits of National Electronic, Funds Trans-fer (NEFT) a delivery service launched by the bank. Why banks advocate for such delivery channels ? 1. It is a system in which no physical transfer takes place hence risk is very low.

2. In this system banks are not required to transfer any money actually to the account of the customer. Only book adjustment is done. Hence actual fund is not needed. 3. This facility is available to anybody at any place. Even having a bank account is not at all necessary. (A) Only (1) is correct (B) Only (2) is correct (C) Only (3) is correct (D) Both (1) and (2) are correct (E) All (1), (2) and (3) are correct 17. The prestigious Indira Gandhi National Award for Peace Disar-mament and Development 2006 was conferred upon whom amongst the following ? (A) Prof. Wangari Maathai (B) Mr. Phillips Talbot (C) Mr. Damilo Turk (D) Ms. Doris Lessing (E) None of these 18. As reported in the newspapers China has asked its banks to put 125% money instead of earlier 12% as CRR. This correction in CRR is made for the seventh time in last one year. Why did China have to take this step again and again and so frequently ? 1. It will put a curb on lending of the money by the banks. 2. It will help Govt. of China to tame the rate of inflation. 3. It will help poor to get easy loans at cheaper rates from the banks as higher CRR brings more money for acti-vities of the social sector. (A) Only (1) is correct (B) Only (2) is correct (C) All (1), (2) and (3) are correct (D) Only (3) is correct (E) Both (1) and (2) are correct 19. NRI Day is observed on which of the following days ? (A) 9th February (B) 9th January (C) 19th February (D) 19th March (E) 9th March 20. Which of the following isnot a mode of foreign capital inflow to India ? (A) FDI (B) FII (C) NRI Accounts (D) No Frills Accounts (E) All these are valid for foreign capital inflow 21. India-European Union Summit 2007 was organized in November 2007 at New Delhi. Which of the following is true about the same ?

1. A landmark MOU was signed by both the parties which envisages that EU would help India to achieve millennium Goals. 2. EU will plead Indias case of more subsidy to agro sector in WTO meets. 3. Both the parties reaffirmed their commitment to the rule based multilateral trading system. (A) Only (1) is correct (B) Only (2) is correct (C) Only (3) is correct (D) Both (1) and (3) are correct (E) All (1), (2) and (3) are correct 22. Mr. Kevin Rudd is the new : (A) President of Australia (B) Prime Minister of Australia (C) President of Argentina (D) Prime Minister of Argentina (E) Secretary General of UNO 23. The 53rd Commonwealth Heads of Government Meeting (CHO-GM) was organized at which of the following places in Novem-ber 2007 ? (A) Kampala (B) London (C) New Delhi (D) Perth (E) None of these 24. As per the reports published in the news papers/magazines the overall credit (credit by banks) grew by over Rs. 1,00,000 crores in 2005-06 and 2006-07. Which of the following sectors was one single main contributor to this boom ? (A) Housing and real estate sector (B) Agriculture sector (C) Business loans to doctors and account professionals (D) Manufacturing Sector (E) None of these 25. Many times we see banks adver-tiseAnywhere Banking : Any-time Banking. Which of the following products/facilities launched by banks make it possible for the customers to avail banking services 24 hours all seven days ? 1. ATM 2. Internet Banking 3. Universal Cheque book facility (A) Only (1) (B) Only (2) (C) Both (1) and (2) (D) Only (3) (E) All (1), (2) and (3) 26. Which of the following organiza-tion/agencies has asked all the banks in India to form customer service panels at branch levels ? (A) Indian Banks Association

(B) Reserve Bank of India (RBI) (C) Supreme Court of India (D) Securities and Exchange Board of India (SEBI) (E) None of these 27. As we all know Securities and Exchange Board of India (SEBI) has taken some corrective steps to restrict functioning of Partici-patory Notes (P-Notes) in Indian Stock Markets. Why are P-Notes considered dangerous for the financial markets of a country ? 1. This allows a foreign inves-tor to invest funds without knowing the history/finan-cial health of a company. If Company fails foreign investors lose their money. Govt. of India does not want this as this will bring a bad name to the country. 2. P-Notes allow foreign inves-tors to buy shares of blue chip companies without following know Your Custo-mer (KYC) norms. Hence money invested here may not be from a valid and legal source. 3. P-Notes are launched to arrange funds only for social schemes. Due to huge funds available with NRI for investment they are sending it in bulk. Hence cost of such investments is very high and it is not commercially viable for banks to accept such investments. (A) Only (1) is correct (B) Only (2) is correct (C) Only (3) is correct (D) Both (1) and (2) are correct (E) None of these 28. The Banking Industry a few years back was badly in the grip of Non Performing Assets (Bad loans) for which the RBI and banks took special measures. As per the latest financial reports of the industry, what is the status of NPAs at present ? 1. There are no NPAs now as not a single loan of Rs. 5 lakhs and above is given by the bank without proper paperwork. 2. As reported of 2006-07 the NPAs have declined. 3. As the interest rates are very high banks are not providing loans to middle class and poor general borrows. Hence NPAs in private and personal bank-ing area are zero where as in industrial credit sector NPAs are still at the level of 22 per cent. (A) Only (1) is correct (B) Only (2) is correct (C) Both (1) and (2) are correct (D) Only (3) is correct (E) None of these 29. Which of the following car com-panies has launched a small cheaper car Nano ? (A) Maruti Suzuki Udhyog Ltd. (B) Hyundai Motor India Ltd. (C) Tata Motors Ltd. (D) Hindustan Motors Ltd. (E) None of these 30. The Govt. of India in general and the Banks in particular are very much after the Financial Inclu-sion a goal which both of them wish to achieve as early as pos-sible. What is the actual meaning of Financial Inclusion ? 1. Each and every individual above the age of 21 years should have an employ-ment and/or independent source of income enough for him/her to sustain.

2. It is a concept which envi-sages that maximum people in India should have access to banking services. 3. Banking services should be provided only to those who have a valid and legal source of income as Govt. of India wants each and every per-son in the income tax net irrespective of the level of their income. (A) Only (1) is true (B) Only (2) is true (C) Only (3) is true (D) Both (1), (2), (3) are true (E) None of these 31. As per the reports in the major financial newspapers India has urged China to redress imba-lance in trade. What does it really mean ? It means (A) India exports more items to China whereas China does not export much to India (B) India is not able to export much to China whereas its import from China is of higher value (C) China and India are not at all trade partners. Hence there is no transaction between the two countries (D) As per WTO laws India is supposed to export food grains to China. But China has not placed any order for the same in 2006-07. It has also refused to accept 200 lakh tonnes of wheat exported to it by India. (E) None of these 32. As reported in the newspapers the collection of Direct Taxes which includes IT, FBT, STT and BCTT grew by about 50% during the current fiscal year. Which of the following is the name of the tax levied on a cash withdrawal or deposit from/to a bank ? (A) IT (B) FBT (C) STT (D) BCTT (E) None of these 33. As reported in some financial newspapers some banks in India (including major banks) these days are not accepting US dollar transactions from Iranian buyers. Which of the following is the major reason of banks not accep-ting such transactions from Iran ? 1. USA has put a ban on major iranian Banks hence Indian banks are also not accepting transaction from Iran as they do not get return of the same from it. 2. Iran is facing a major Reces-sion hence all Banks have stopped major transactions with Iranian banks. 3. Iran has declared itself as an Islamic country and hence its banking is also Islamic Banking. This is the reason owing to which most of the countries are not able to develop financial ties with it. (A) Only (1) (B) Only (2) (C) Only (3) (D) Both (1) and (2) (E) All (1), (2) and (3) 34. As reported in some major financial news papers many times it is said that Other Income boosts the profit of a bank to a substantial level. What is this other income for a bank ? (Pick up the option (s) which are the part (s) of this other income) 1. Commission for selling insurance policies. 2. Fee for providing various services (like ATM/Extra cheque etc.)

3. Interest on advances and loans. (A) Only (1) (B) Only (2) (C) Both (1) and (2) (D) Only (3) (E) All (1), (2) and (3) 35. Amongst the BRIC nations the GDP of which of the following took a fast growth of 115% in recent past ? (A) None (B) Brazil (C) Russia (D) India (E) China 36. Which of the following is the achievement/outcome of Mrs. Sonia Gandhis visit to China in October 2007 ? 1. A working group is estab-lished to prepare a frame-work for the settlement of boundary issue. 2. China has agreed to support Indias claim to have a permanent seat in UN Security Council. 3. China agreed to stop all exports to Pakistan till it switches over to a democra-tically elected government. (A) Only (1) (B) Only (2) (C) Only (3) (D) Both (1), (2) and (3) (E) None of these 37. As reported time and again and in the media most of the Indian Industrialists are against a regional trade pact with China. Why China is not a preferred partner in trade and business activities in India ? 1. India has already instigated maximum number of cases against China under anti dumping laws. 2. China is not a quality cons-cious country. Hence the products are not of good market value. 3. China has maximum trade agreements with those countries whose activities are not liked by India and some major countries of E.U. China is importing goods from them and redirecting it to India. (A) Only (1) (B) Only (2) (C) Only (3) (D) All (1), (2) and (3) (E) None of these 38. India has a regional trade pact SAFTA. This pact is with mem-bers of which of the following group of countries ? (A) IBSA (B) EU (C) OPEC (D) BRIC (E) SAARC

39. As reported in some news-papers/magazines some banks have decided to install Biometric ATMs so that fraudulent with-drawals can be prevented. Bio-metric ATMs will be able to do so as it also checks 1. Signatures of the card holdes. 2. Finger prints of the card holders. 3. Skin colour of the card holders. (A) Only (1) (B) Only (2) (C) Only (3) (D) Both (1) and (3) (E) All (1), (2) and (3) 40. Which of the following schemes is launched specifically for helping Senior Citizens to avail loan by mortgage of their resi-dential property ? (A) English mortgage scheme (B) Senior Capital Loan scheme (C) Reverse Mortgage Loan scheme (D) DEMAT Account Scheme (E) None of these 41. Who amongst the following received the Nobel Prize 2007 for Medicine ? 1. Martin Evans 2. Mario Capecchi 3. Oliver Smiths (A) Only (1) (B) Only (2) (C) Only (3) (D) Both (1) and (3) (E) All (1), (2) and (3) jointly 42. A summit of which of the follo-wing two countries took place for the first time recently which is being considered a big leap in the direction of diffusing conflict between them from last 50 years ? (A) ChinaRussia (B) VietnamUSA (C) ChinaPakistan (D) RussiaUSA (E) South-KoreaNorth Korea 43. The Gorkha Hill Council is in function in which of the follo-wing districts of West Bengal (Since October 2007) ? (A) Midnapore (B) Birbhum (C) Nadia (D) Howrah (E) Darjeeling

44. Prime Minister of India was on a visit to Russia in November 2007. Which of the following is/are the outcome of his meeting with Russian Leaders ? 1. Both the countries signed an agreement for their joint space programme. 2. India signed a nuclear deal with Russia for construction of four new Nuclear Reac-tions in Tamil Nadu. 3. India and Russia agreed to take a joint military action to stop insurgency problem in some parts of India. (A) Only (1) (B) Only (2) (C) Both (1) and (2) (D) Only (3) (E) All (1), (2) and (3) 45. The Govt. of India has decided to take a major stake in Sakhalin IV and Sakhalin V oil fields. Both these oil fields are situated in which of the following countries ? (A) Brazil (B) Russia (C) China (D) Saudi Arabia (E) None of these 46. The Planning commission of India has established a National Fund to improve the distribution of which of the following in the country ? (A) Electricity (B) Cooking gas (C) Food grains through public distribution system (D) Fresh currency notes (E) None of these 47. The US economy is in a bad shape these days as a slow down is noticed in it in recent past. What will be its impact on Global economy in general ? 1. Dollar will be depreciated. 2. Export from European mar-kets will gain strength. 3. Interest rates of short term loans in money market will shoot up sharply as demand for short term rupee loan will shoot up. (A) Only (1) (B) Only (2) (C) Both (1) and (2) (D) Only (3) (E) All (1), (2) and (3) 48. As published in the newspapes the RBI has issued certain guide-lines to be followed by the Recovery Agents appointed by the banks. In addition to this the Indian Bank Association (IBA) has to formulate a special training course for them. Why RBI and IBA has to come into picture for such an issue which is the res-ponsibility of the banks ? 1. RBI and Govt. were getting many complaints from the public about the misbeha-viour of Recovery agents.

2. Govt. of India is paying much emphasis on provi-ding banking services to the poor section of society. News about ill treatment by agents or suicides due to inability to payback loans create a negative picture. RBI do not want this to hap-pen. 3. Despite banks efforts to recover loans many people still do not wish to repay their loans intentionally. Recovery agents will help banks to get their money back by all possible means. (A) Only (1) (B) Only (2) (C) Both (1) and (2) (D) Only (3) (E) All (1), (2) and (3) 49. The imports of which of the following items from Indiahas been lesser than its Exports of the same during 2007-08 ? (A) Oil (B) Chemicals (C) Steel (D) Tea (E) None of these 50. The Planning commission of India decided to fix the target growth of GDP during 11th Five year plan at 9%. What was the growth rate in 10th plan period ? (A) 4% (B) 8% (C) 55% (D) 76% (E) 67%

Answers with Explanations :

1. (E) 2. (D) 3. (A) 4. (E) 5. (C) 6. (E) 7. (D) 8. (B) El-Nino is the natures Vicious Cycle caused due to deranged weather pattern, as happed the giant El-Nino of 1997-98, killed about 2,100 people. 9. (D) 10. (A) 11. (D) NWDPRA (National Water- shed Development Project for Rainfed Area) was launched in 1990-91 for 25 states and 2 UTs in the country for rainfed farming. 12. 14. 15. 20. 25. 30. 35. 40. 41. (E) 13. (C) (D) With 6330 Points, Justine Henin is at the First Place. (D) 16. (D) 17. (A) 18. (E) 19. (B) (D) 21. (D) 22. (B) 23. (C) 24. (B) (E) 26. (B) 27. (D) 28. (C) 29. (C) (B) 31. (A) 32. (D) 33. (D) 34. (D) (E) 36. (A) 37. (B) 38. (E) 39. (E) (C) (E) The Nobel Prize, 2007 in Medicine/or Physiology was awarded jointly to Mario R. Capecchi (USA), Sir Martin J. Evans (UK) and Oliver Smiths (USA) i.e., 1/3 of the prize to each, announced on 8th Oct., 2007 at Karolinska Institute by the Nobel Assembly. 42. (E) 43. (E) 44. (A) 45. (B) 46. (C) 47. (E) 48. (A) 49. (D) 50. (B) In 10th Plan (2002-07), NDC (National Development Council) envisaged an average growth rate of 8%

SAMPLE PAPER Bank Probationary Officer Recruitment Exam

July 15th, 2008 Posted in Sample Question Papers 14,653 Views SAMPLE PAPER - Bank Probationary Officer Recruitment Exam (Practice Questions for SBI, Corporation Bank, Allahabad Bank, Bank of Baroda Exam) Download this Sample Paper as PDF REASONING - MENTAL ABILITY - APTITUDE 1. Captain is related to a Team in the same way as Director is related to (1) Supervisor (2) Employee (3) Organisation (4) Union (5) Customer 2. Find the odd one out of the following options (1) Aunt (2) Child (3) Father (4) Niece (5) Relation 3. Pointing to a photograph of Mahesh, Ram said. The father of his sister is the husband of my wifes mother. How is Ram related to Mahesh? (1) Brother (2) Brother-in-law (3) Father-in-law (4) Data not sufficient (5) None of these 4. If fork is called plate, plate is called knife, knife is called jug, jug is called glass, glass is called cup and cup is called fork, by what do we cut fruit? (1) spoon (2) jug

(3) glass (4) saucer (5) none of these 5. If a is substituted by 26,B by 25 and so on up to Z which is substituted by 1, what will be the sum of the numbers substituted for the word XRAY? (1) 33 (2) 40 (3) 37 (4) 73 (5) None of these 6. In a certain code COIMBATORE is written as DPJNCBUPSF. How is INDORE written in that code? (1) JOENQF (2) JMCPQD (3) JOEPSF (4) HMCNQD (5) None of these 7. Geeta is elder to Seeta but not to Deepa. Gayatri is younger than Deepa. No one is elder to Fatima. Who is youngest of them all? (1) Seeta (2) Geeta (3) Gayatri (4) Data not sufficient (5) None of these 8. Raman is sitting to the immediate left of Harry but not next to Kamal. Mahesh is sitting to the right of Kamal. If the four friends are sitting in a circle who is sitting to the immediate right of Harry? (1) Mahesh (2) Kamal (3) Raman (4) Harry (5) Cannot be determined 9. How many three letter meaningful English words can be formed from the word NOTE beginning with T and without repeating any letter? (1) Three (2) One

(3) Two (4) None (5) None of these Directions (11-15): Answer question 11 to 15 based on the following sequence: A $ B # 9 G 3D K M ? C Q 2 X 7 P 5 U 8 I 4 Y J 11. How many elements in the above arrangement are both immediately preceded and immediately followed by a number? (1) One (2) Two (3) Three (4) Five (5) None of these 12. Which of the following will be the fifteenth element from the left end if all the numbers are arranged in descending order from left to right, keeping the position of the other elements in arrangement un-changed? (1) 5 (2) 4 (3) 7 (4) 8 (5) None of these 13. How many letters in the above arrangement are immediately followed by a symbol? (1) Two (2) Five (3) Four (4) Three (5) None of these 14. Which of the following will be eighth to the left of the twelfth from the left end of the arrangement? (1) # (2) 7 (3) U (4) 9 (5) None of these

15. Four of the following five are alike in a certain way based on their position in the above arrangement and so form a group. Which is the one that does not belong to that group? (1) G$M (2) K9Q (3) ?D7 (4) 2MU (5) PCI 16. In a certain code language In ba pe means he has won,'le ki ba means she has lost and in se pe means he always won. Which word in that language means he? (1) in (2) pe (3) se (4) Data not sufficient (5) None of these 17. X is Ys brother. S is Ts mother and Xs aunt. How is T related to X? (1) Sister (2) Cousin (3) Aunt (4) Cannot be determined (5) None of these 18. If the letters of the word OBSERVANT are interchanged, such that the first becomes ninth, second becomes eighth, and so on, and the position of the fifth letter remains unchanged then what will be the new arrangement of letters? (1) TNAVERSBO (2) TNVARESBO (3) NTAVERSBO (4) VANTRESBO (5) None of these 19. If 1 is coded as , 5 is coded as %, 6 is coded as , 3 is coded as +, 7 is coded as # and 4 is coded as ? What will be the correct form of the number 435671? (1) ? + % # (2) ? + % # (3) ? + % # (4) # % + ? (5) None of these

20. Which of the following have the same relationship as BREAD:DBARE? (1) SWORN: NSOWR (2) FUNDS: FSDUN (3) GLAZE : EGZAL (4) LOWER: RLEWO (5) None of these Directions (21-25): Read the following information and attempt the given questions: Six executive Aman, Bindu, Deepa, Jitu, Kamal and Priyanka have to advertise four products i.e. soap, watches, computers and chocolates on 3 different channels, i.e. Go, Come and Fun either alone or in pairs. An executive can visit only one channel and advertise only one product. No more than two executives can advertise on a channel. (i) Bindu and Jitu both visit the same channel but advertise different products. (ii) Aman who visits Go advertises neither soap nor computers. (iii) Kamal does not advertise chocolates. (iv) No girl advertises soap. (v) The two executives who advertise chocolates visit Spice (vi) 21. Who advertises watches? (1) Deepa (2) Kamal (3) Aman (4) Priyanka (5) None of these 22. Which of the following Channel-product pairs in definitely incorrect? (1) Go-watch (2) Come-computer (3) Go-soap (4) Come-soap (5) Come-watch 23. Which channel does Kamal visit? (1) Go (2) Fun

(3) Come (4) Cannot be determined (5) None of these 24. If Bipasha advertises computers which of the following must be true? (1) Jitu advertises soap (2) Jitu advertises watches (3) Kamal advertises computers (4) Kamal works for Fun (5) None of these 25. What will Jitu advertise? (1) Chocolates (2) Watches (3) Computers or watches (4) Cannot be determined (5) None of these 26. Swaroop and Simple want to attend a seminar together between 9 a.m. to 5 p.m. on Friday. Simple cannot leave till after her lunch break which begins at 1.30 p.m. Swaroop is free after her meeting which ends at noon. For how many hours can the two of them attend the seminar? (1) 3 hours (2) 2 hours (3) 4 hours (4) Cannot be determined (5) None of these 27. How many pairs of letters are there in the word ANSWER each of which has as many letters between them in the word as there are in the English language? (1) One (2) Two (3) Four (4) Three (5) None of these 28. Find the odd one out (1) 2 (2) 7 (3) 11 (4) 13

(5) 9 29. If all the letters in the word MERCIFUL are rearranged in alphabetical order and substituted by the alphabet preceding them in the English alphabet what will be the new arrangement of letters? (1) BDHEKLQT (2) BDEHKLQT (3) BDEHLKQT (4) BDEJMLQT (5) None of these 30. Out of 38 families in a housing society 5 subscribe to Hindi news-papers alone, 12 subscribe to both Hindi and Marathi newspapers. Find the number of Maranthi newspaper subscribers. (1) 9 (2) 21 (3) 17 (4) Cannot be determined (5) None of these Directions (31-35): Below are given letters and their numeric codes. Below that are given some conditions to be followed while codifying the given letter groups in each question. Study them and find out the correct numeric coded form of the given letter group in each question. If none of the coded forms is correct, your answer will be (5) i.e. None of these. Letters Numeric Codes M 2 Q 5 I 3 N 7 E 1 Y 8 U 4 G 6 R 9

Conditions: (i) If the first and last letters are vowels both are to be coded as . (ii) If the second letter is a vowel and the third letter is a consonant a single code is to be used and both are to be coded jointly as %. (iii) If the first letter is a consonant and the last letter is a vowel both are to be coded as? 31. ENIMY (1) 1%28 (2) ?732? (3) 17328 (4) ?7328

(5) None of these 32. GENIR (1) ?173? (2) 6%39 (3) 6%79 (4) 61739 (5) None of these 33. QUERI (1) 5%93 (2) ?413? (3) ?4139 (4) ?419? (5) None of these 34. EINUM (1) 1%72 (2) 0%42 (3) 1374? (4) 1%43 (5) None of these 35. UNGRE (1) 769 (2) 4769 (3) 47691 (4) 7691 (5) None of these Directions (36-40): In each question below are two statements followed by two conclusions numbered I and II. You have to take the two given statements to be true even if they seem to be at variance from commonly known facts and then decide which of the given conclusions logically follows from the two statements disregarding commonly known facts. Give answer (1) if only conclusion I follows. Give answer (2) if only conclusion II follows. Give answer (3) if either conclusion I or II follows.

Give answer (4) if neither conclusion I nor II follows. Give answer (5) if both conclusions I or II follow. 36. Statements: Some pencils are lead. All lead are ink Conclusions: I. Some ink are pencils. II. All ink are lead. 37. Statements: Some ovens are refrigerator. Some refrigerators are ACs. Conclusions: I. Some ACs are ovens. II. No. AC is oven. 38. Statements: All planes are birds. All birds are clouds. Conclusions: I. Some planes are clouds. II. Some clouds are birds. 39. Statements: Some sweets are salt. No salt in spice. Conclusions: I.. Some sweets are spice. II. No spice is salt. 40. Statements: Some papers are plastics. All papers are clothes. Conclusions: I. Some plastics are clothes. II. Some plastics are papers.

Directions (41-45): Each of the following questions below consists a question and two statements numbered I and II given below it. You have to decide if the data provided in the statements are sufficient to answer the question. Read both statements and: Give answer (1) if the data in statements I alone is sufficient to answer the question while the data in statement II is not sufficient to answer the question. Give answer (2) if the data in statement II alone is sufficient to answer the question, while the data in statement I alone is not sufficient to answer the question. Give answer (3) if the data either in statement I alone or in statement II alone is sufficient to answer the question. Give answer (4) if the data in both the statements I and II are not sufficient to answer the question. Give answer (5) if the data in both the statements I and II together are necessary to answer the question. 41. How is cricket written in a code language? I. Dinesh play cricket is written as do si ha. II. play cricket now is written as ha si ma. 42. Who is the oldest among L, M, N, O,P? I. P is older than M and N but not O. II. L is older than O. 43. When is Rahuls birthday? I. Rahul and Shivani are twins. II. Rahul was born on the last day of February in a leap year. 44. What is the strength of the class? I. Shekhar stood 28 ranks below the top ranker and Mahesh who stood 5 ranks below him stood last. II. Jayesh was 9 ranks below Ramesh who stood 27th from the top. 45. How far does Shruti live from the school?

I. Shruti has to cycle 3 kms. To her friend Minas house which is 4 kms. From thee school. II. Gitanjali lives exactly opposite the school and walks 2 kms. to reach Shrutis house. Directions (46-50): The following questions are based on the five three digit numbers given below: 972 526 487 359 251 46. If the positions of the firs and second digits are interchanged which of the following will be third if they are arranged in ascending order? (1) 359 (2) 972 (3) 526 (4) 487 (5) 251 47. If 2 is added to the sum of the digits of each of the above numbers how many will be multiples of 5? (1) None (2) One (3) Two (4) Three (5) None of these 48. If 1 is subtracted from the last digit of each of the above numbers the sum of the digits of how many of them are prime numbers? (1) None (2) Two (3) One (4) Three (5) All five 49. If the digits in each of the above numbers are written in reverse order which will be the second highest number? (1) 251 (2) 359 (3) 487 (4) 526 (5) 972

50. If the positions of the digits of each of the numbers are interchanged such that the first becomes second, second becomes third and third becomes firs, which, of the following will be the highest? (1) 972 (2) 526 (3) 487 (4) 251 (5) 359 Answer Key for Mental Aptitude Reasoning 1. (3) 6. (3) 11. (4) 16. (4) 21. (3) 26. (1) 31. (3) 36. (1) 41. (4) 46. (1) 2. (5) 7. (4) 12. (3) 17. (2) 22. (4) 27. (2) 32. (2) 37. (3) 42. (5) 47. (4) 3. (2) 8. (2) 13. (2) 18. (5) 23. (1) 28. (5) 33. (4) 38. (5) 43. (2) 48. (3) 4. (2) 9. (1) 14. (1) 19. (1) 24. (2) 29. (2) 34. (5) 39. (2) 44. (1) 49. (3) 5. (2) 10. (1) 15. (5) 20. (5) 25. (3) 30. (5) 35. (1) 40. (5) 45. (3) 50. (5)