The SAS System

The REG Procedure

Model: MODEL1
Dependent Variable:
RESPONSE
Number of Observations
Read

58
2

Number of Observations
Used

58
2

08:31 Wednesday, November 06, 2013 1

Analysis of Variance
Mean
Squar
e

Source

D
F

Sum of
Squares

Model

30

39.52826

1.3176
1

Error

55
1

87.02844

0.1579
5

Corrected
Total

58
1

126.5567
0

F
Value

Pr >
F

8.34

<.000
1

Root MSE

0.39742

RSquare

0.312
3

Dependent
Mean

0.68041

Adj RSq

0.274
9

Coeff Var

58.4093
8

Parameter Estimates
Varianc
e
Inflatio
n

Variable

D
F

Paramete
r
Estimate

Standard
Error

t Valu
e

Pr > |
t|

Intercept

0.61103

0.16881

3.62

0.000
3

CHK_ACCT

0.10206

0.01414

7.22

<.000
1

1.16735

DURATION

-0.00543

0.00194

-2.80

0.005
3

1.88134

HISTORY

0.08788

0.01845

4.76

<.000
1

1.44146

NEW_CAR

-0.22676

0.07858

-2.89

0.004
1

3.85976

The SAS System

The REG Procedure
Model: MODEL1
Dependent Variable:
RESPONSE
USED_CAR

0.01152

0.08982

0.13

0.898
0

2.82964 08:31

FURNITURE

-0.06317

0.07974

-0.79

0.428
6

3.64148

RADIO_TV

-0.11088

0.07681

-1.44

0.149
4

4.41602

EDUCATION

-0.36215

0.10525

-3.44

0.000
6

1.93272

RETRAINING

-0.13022

0.08938

-1.46

0.145
7

2.43672

AMOUNT

0.00001180

0.0000089
0

-1.33

0.185
6

2.22716

SAV_ACCT

0.02222

0.01100

2.02

0.043
9

1.13840

EMPLOYMENT

0.02454

0.01496

1.64

0.101
6

1.24917

INSTALL_RATE

-0.02137

0.01766

-1.21

0.226
6

1.42141

MALE_DIV

-0.09666

0.08084

-1.20

0.232
3

1.17733

MALE_SINGLE

0.06343

0.04230

1.50

0.134
3

1.63505

MALE_MAR_or_WID

0.00613

0.06156

0.10

0.920
7

1.31000

CO_APPLICANT

-0.11156

0.08053

-1.39

0.166
5

1.09433

GUARANTOR

0.23287

0.07616

3.06

0.002
3

1.07784

PRESENT_RESIDEN
T

-0.01022

0.01710

-0.60

0.550
2

1.29498

REAL_ESTATE

0.03196

0.04107

0.78

0.436
7

1.22423

PROP_UNKN_NONE

-0.04532

0.07414

-0.61

0.541
3

2.59979

AGE

0.00248

0.00164

1.51

0.131
5

1.32465

OTHER_INSTALL

-0.09854

0.04398

-2.24

0.025
5

1.09250

RENT

-0.07763

0.09041

-0.86

0.390
9

4.51927

OWN_RES

-0.03088

0.08526

-0.36

0.717
4

5.50029

Wednesday, November 06, 2013 2

The SAS System

The REG Procedure
Model: MODEL1
Dependent Variable:
RESPONSE
NUM_CREDITS

-0.03724

0.03404

-1.09

0.274
5

1.36306 08:31

JOB

-0.04268

0.02905

-1.47

0.142
3

1.35068

NUM_DEPENDENTS

-0.01301

0.04861

-0.27

0.789
1

1.15883

TELEPHONE

0.07970

0.03834

2.08

0.038
1

1.31865

FOREIGN

0.14912

0.09317

1.60

0.1100

1.06133

Wednesday, November 06, 2013 3