GENERAL INFORMATION

Credit Union Name : KEYPOINT

CU Type : FISCU Status : Active Year Chartered : 1979 Date Insured : 12/13/1979 Region : 2 Charter State (SCU Only) : California Member of Federal Home Loan Bank : Yes Low Income Designation : No

Charter Number : 65299

Peer Group : 6 - $500,000,000 and greater Assets : 818414624

No. of Members : 41544 Certification Date: 10/17/2013 8:40:01 PM

Field of Membership Type : Non-Federal Credit Union Research Statistics Supervision and Discount (RSSD) Number : 550091

INFORMATION SYSTEM AND TECHNOLOGY

1. Does the credit union have a website? Yes a. Website Address : www.keypointcu.com b. Type of website :

Transactional

2. If the credit union does not have a website and plans to add one in the future a. Type of website : b. Implementation Date : 3. Organizational email address : info@keypointcu.com 4. Does the credit union have Internet access? Yes 5. Data Processing System used to maintain CU records : Vendor supplied in-house 6. How members access/perform electronic financial services

 a. Home Banking via Internet Website  b. Audio Response/Phone Based

7. Services offered electronically

 c. Automatic Teller Machine (ATM)  d. Mobile Banking

e. Kiosk f. Other

 a. Account Aggregation  b. Account Balance Inquiry  c. Bill Payment  d. Download Account History
e. Electronic Cash u. Other (Please Specify)

f. Electronic Signature Auth./Cert.

k. Member Application l. Merchandise Purchase m. Merchant Processing Svs

   

p. Remote Deposit Capture q. Share Account Transfers r. Share Draft Orders s. View Account History t. Mobile Payments

g. e-Statements h. External Account Transfers i. Internet Access Services

 

n. New Loan o. New Share Account

j. Loan Payments

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

REGULATORY INFORMATION

Credit Union Name : KEYPOINT

Charter Number : 65299

Annual Meeting, Date Last Held : 4/25/2013 Financial Statement Audit Date : 12/31/2012 Type of Audit Performed :

Financial statement audit performed by state-licensed persons

Member Account Verification Date : 9/30/2012 Verifier Name : Third Party Fidelity Bond Provider Name : CUMIS

Trade Names Used :

KPCU.com KeyPoint CU KeyPoint Credit Union KeyPoint

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

CREDIT UNION SERVICE ORGANIZATION (CUSO) - (1)

Credit Union Name : KEYPOINT Charter Number : 65299 List all CUSOs the credit union uses (regardless of whether the credit union has a financial interest) and all the services provided by the CUSO. If the credit union has a loan, an investment, a "controlling financial interest", the ability to exert significant influence, or owns a smaller portion of the CUSO, please provide the value of the investment in the CUSO, amount loaned to the CUSO, and the Aggregate Cash Outlay in the CUSO, as applicable. See the instructions for additional guidance. If the credit union needs additional space, please continue on a copy of this form.
CUSO EIN : 770018330 Invest Accounted For : Consolidation Full/Legal Name of CUSO : KeyPoint Financial Services Inc Investment in CUSO : $536,262 City : Santa Clara Loan to CUSO : $0 State : CA Wholly Owned : Yes

Aggregate Cash Outlay :

$20,000

Services : Insurance brokerage or agency CUSO EIN : 953732627 Invest Accounted For : Cost Method Full/Legal Name of CUSO : CO-OP Network Investment in CUSO : $398,489 City : Rancho Cucamonga Loan to CUSO : $0 State : CA Wholly Owned : No

Aggregate Cash Outlay :

$5,000

Services : Electronic transaction services CUSO EIN : 591743434 Invest Accounted For : Cost Method Full/Legal Name of CUSO : Payment Systems for Credit Union Investment in CUSO : $54,059 City : Saint Petersburg Loan to CUSO : $0 State : FL Wholly Owned : No

Aggregate Cash Outlay :

$54,059

Services : Electronic transaction services CUSO EIN : 943140652 Invest Accounted For : Consolidation Full/Legal Name of CUSO : Integrated Credit Union Services Investment in CUSO : $0 City : Santa Clara Loan to CUSO : $875,795 State : CA Wholly Owned : Yes

Aggregate Cash Outlay :

$200,000

Services : Insurance brokerage or agency CUSO EIN : 330489154 Invest Accounted For : Equity Method Full/Legal Name of CUSO : Ministry Partners Investment in CUSO : $814,806 City : Brea Loan to CUSO : $0 State : CA Wholly Owned : No

Aggregate Cash Outlay :

$1,008,000

Services : CUSO investments in non-CUSO service providers CUSO EIN : 390230590 Invest Accounted For : Cost Method Full/Legal Name of CUSO : CUNA MUTUAL GROUP Investment in CUSO : $0 City : Milwaukee Loan to CUSO : $0 State : WI Wholly Owned : No

Aggregate Cash Outlay : $0

Services : Insurance brokerage or agency CUSO EIN : 751103106 Invest Accounted For : Cost Method Full/Legal Name of CUSO : CU Members Mortgage Investment in CUSO : $0 City : Dallas Loan to CUSO : $0 State : TX Wholly Owned : No

Aggregate Cash Outlay :

$0

Services : Consumer mortgage origination CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA. Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned :

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CREDIT UNION SERVICE ORGANIZATION (CUSO) - (2)

Credit Union Name : KEYPOINT Charter Number : 65299 List all CUSOs the credit union uses (regardless of whether the credit union has a financial interest) and all the services provided by the CUSO. If the credit union has a loan, an investment, a "controlling financial interest", the ability to exert significant influence, or owns a smaller portion of the CUSO, please provide the value of the investment in the CUSO, amount loaned to the CUSO, and the Aggregate Cash Outlay in the CUSO, as applicable. See the instructions for additional guidance. If the credit union needs additional space, please continue on a copy of this form.
CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA. Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned :

Aggregate Cash Outlay :

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CREDIT UNION SERVICE ORGANIZATION (CUSO) - (3)

Credit Union Name : KEYPOINT Charter Number : 65299 List all CUSOs the credit union uses (regardless of whether the credit union has a financial interest) and all the services provided by the CUSO. If the credit union has a loan, an investment, a "controlling financial interest", the ability to exert significant influence, or owns a smaller portion of the CUSO, please provide the value of the investment in the CUSO, amount loaned to the CUSO, and the Aggregate Cash Outlay in the CUSO, as applicable. See the instructions for additional guidance. If the credit union needs additional space, please continue on a copy of this form.
CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : CUSO EIN : Invest Accounted For : Services : The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA. Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned : Full/Legal Name of CUSO : Investment in CUSO : City : Loan to CUSO : State : Wholly Owned :

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CREDIT UNION PROGRAMS AND MEMBER SERVICES

Credit Union Name : KEYPOINT
Credit Union Programs - Place a "" in the associated box to all the credit union offers (Check all that apply)

Charter Number : 65299

 a. Mortgage Processing
b. Approved Mortgage Seller c. Borrowing Repurchase Agreements d. Brokered Deposits (all deposits acquired through a third party) e. Investment Pilot Program (FCU Only)

f. Investments not authorized by the FCU Act (State CU Only) g. Deposits and Shares Meeting 703.10(a) (FCU Only) h. Brokered Certificates of Deposit i. Short-Term, Small Amount Loans (FCU Only)

Member Service and Product Offerings - Place a "" in the associated box to all the credit union offers (Check all that apply) Transactional Financial Education

 a. ATM/Debit Card Program  b. Check Cashing  c. Money orders  d. No surcharge ATMs  e. Prepaid Debit Cards
Depository

 a. Financial Counseling  b. Financial Education  c. Financial Literacy Workshops  d. First Time Homebuyer Program
e. In-School Branches Credit

 a. Business Share Accounts  b. Health Savings Accounts

c. Individual Development Accounts

a. Business Loans

 b. Credit Builder  c. Debt Cancellation/Suspension

d. Direct Financing Leases e. Indirect Business Loans

d. No Cost Share Drafts e. Share Certificates with low minimum balance requirement Other Member Services a. Bilingual Services

 f. Indirect Consumer Loans  g. Indirect Mortgage Loans  h. Interest Only or Pymt Option 1st Mortgage Loans  i. Micro Business Loans
j. Micro Consumer Loans

 b. Insurance/Investment Sales  c. No Cost Bill Payer

d. No Cost Tax Preparation Services e. Student Scholarship

k. Overdraft Lines of Credit

 l. Overdraft Protection/ Courtesy Pay  m. Participation Loans

n. Pay Day Loans

 o. Real Estate Loans

p. Refund Anticipation Loans

 q. Risk Based Loans

r. Share Secured Credit Cards Minority Credit Union Questions 1. Does your credit union have more than 50% of its eligible potential or current members who are Black American,Native American, Hispanic American, or Asian American? (Yes/No) If Yes, identify the minority group(s) that apply : Black American Native American Hispanic American Asian American

No

2. Does your credit union have more than 50% of its current management officials who are Black American, Native American, Hispanic American, or Asian American? (Yes/No) If Yes, identify the minority group(s) that apply : Black American Native American Hispanic American Asian American

No

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

CREDIT UNION GRANT INFORMATION (1)

Credit Union Name : KEYPOINT
Grant Information - Please provide information on any grants you have received since the last time you reported. Grantor Date Awarded Amount Awarded Grant Type*

Charter Number : 65299

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

CREDIT UNION GRANT INFORMATION (2)

Credit Union Name : KEYPOINT
Grant Information - Please provide information on any grants you have received since the last time you reported. Grantor Date Awarded Amount Awarded Grant Type*

Charter Number : 65299

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

CONTACTS (1)
Credit Union Name : KEYPOINT
Sal. First Name MI Last Name

Charter Number : 65299

Job Title(s)

Mr.

T. Bradford

Canfield

Manager or CEO

Ms.

Karen

Parsons

Board Member

Mr.

Keith

Stattenfield

Board Member

Mr.

John

Tom

Vice Chairperson

Mr.

Greg

Eby

Board Member

Mr.

Robert

Lerner

Chairperson

Ms.

Suzanne

Rakow

Board Secretary, Board Treasurer

Mr.

Adam

Corkins

Board Member

Mrs.

Baljinder

Sandhu

Board Member

Mr.

Bunninder

Falak

Supervisory Committee Chairperson

Mr.

Dinesh

Bettadapur

Board Member

Mr.

Gary

Garcia

Supervisory Committee Member

Ms.

Mary

Vetrano

Supervisory Committee Member

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

SITES (1)
Credit Union Name : KEYPOINT
Physical Address Site Name : Bowers Site Type : Corporate Office Operational Status : Phone Number : (408) 731-4100 Hours of Operation : Mon - Fri 9 am - 5 pm Main Office : Yes Ext. : City : Santa Clara County : Santa Clara State : California Country : United States Zip : 95051 City : Santa Clara County : Santa Clara State : California Country : United States Zip : 95051 Line 2 : Line 2 : Line 1 : 2805 Bowers Ave

Charter Number : 65299

Mailing Address Line 1 : 2805 Bowers Ave

Site Name : Cupertino Branch Site Type : Branch Office Operational Status : Phone Number : (408) 731-4100 Hours of Operation : Mon, Tues, & Thurs 9 am - 5 pm Wed 10 am -5 pm Fri 9 am - 6 pm Saturday 9 am - 3 pm Main Office : No Ext. : 7700

Line 1 : 10495 S De Anza Blvd

Line 1 : 10495 S De Anza Blvd

Line 2 : Ste C

Line 2 : Ste C

City : Cupertino County : Santa Clara State : California Country : United States Zip : 95014-3034

City : Cupertino County : Santa Clara State : California Country : United States Zip : 95014-3034

Site Name : Dublin Site Type : Branch Office Operational Status : Phone Number : (408) 731-4100 Hours of Operation : Mon, Tues, & Thurs 9 am - 5 pm Wed 10 am -5 pm Fri 9 am - 6 pm Saturday 9 am - 3 pm Main Office : No Ext. : 5300

Line 1 : 7901 Amador Valley Blvd

Line 1 : 7901 Amador Valley Blvd

Line 2 :

Line 2 :

City : Dublin County : Alameda State : California Country : United States Zip : 94568

City : Dublin County : Alameda State : California Country : United States Zip : 94568

Site Name : Folsom Branch Site Type : Branch Office Operational Status : Phone Number : (916) 351-1250 Hours of Operation : Mon, Tues, & Thurs 9 am - 5 pm Wed 10 am -5 pm Fri 9 am - 5 pm Main Office : No Ext. : 1250

Line 1 : 110 Blue Ravine Rd

Line 1 : 110 Blue Ravine Rd

Line 2 : Ste 152

Line 2 : Ste 152

City : Folsom County : Sacramento State : California Country : United States Zip : 95630-4712

City : Folsom County : Sacramento State : California Country : United States Zip : 95630-4712

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

SITES (2)
Credit Union Name : KEYPOINT
Physical Address Site Name : Goleta branch Site Type : Branch Office Operational Status : Phone Number : (805) 968-0239 Hours of Operation : Mon, Tues, & Thurs 9 am - 5 pm Wed 10 am -5 pm Fri 9 am - 6 pm Saturday 9 am - 3 pm Main Office : No Ext. : 0239 City : Goleta County : Santa Barbara State : California Country : United States Zip : 93117-5902 City : Goleta County : Santa Barbara State : California Country : United States Zip : 93117-5902 Line 2 : Line 2 : Line 1 : 7062 Market Place Dr

Charter Number : 65299

Mailing Address Line 1 : 7062 Market Place Dr

Site Name : Milpitas Town Center Branch Site Type : Branch Office Operational Status : Phone Number : (408) 731-4100 Hours of Operation : Mon, Tues, & Thurs 9 am - 5 pm Wed 10 am -5 pm Fri 9 am - 6 pm Saturday 9 am - 3 pm Main Office : No Ext. : 1420

Line 1 : 573 E CALAVERAS BLVD

Line 1 : 573 E CALAVERAS BLVD

Line 2 :

Line 2 :

City : Milpitas County : Santa Clara State : California Country : United States Zip : 95035

City : Milpitas County : Santa Clara State : California Country : United States Zip : 95035

Site Name : Brokow Commons Branch Site Type : Branch Office Operational Status : Phone Number : (408) 731-4100 Hours of Operation : Mon, Tues, & Thurs 9 am - 5 pm Wed 10 am -5 pm Fri 9 am - 6 pm Saturday 9 am - 3 pm Main Office : No Ext. : 7500

Line 1 : 1055 E Brokaw Rd

Line 1 : 1055 E Brokaw Rd

Line 2 :

Line 2 :

City : San Jose County : Santa Clara State : California Country : United States Zip : 95131

City : San Jose County : Santa Clara State : California Country : United States Zip : 95131

Site Name : Bowers Branch Site Type : Branch Office Operational Status : Phone Number : (408) 731-4200 Hours of Operation : Mon, Tues, & Thurs 9 am - 5 pm Wed 10 am -5 pm Fri 9 am - 5 pm Main Office : No Ext. : 4200

Line 1 : 2805 BOWERS AVE

Line 1 : 2805 BOWERS AVE

Line 2 :

Line 2 :

City : Santa Clara County : Santa Clara State : California Country : United States Zip : 95051

City : Santa Clara County : Santa Clara State : California Country : United States Zip : 95051

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.

SITES (3)
Credit Union Name : KEYPOINT
Physical Address Site Name : Rivermark Branch Site Type : Branch Office Operational Status : Phone Number : (408) 731-4100 Hours of Operation : Mon, Tues, & Thurs 9 am - 5 pm Wed 10 am -5 pm Fri 9 am - 6 pm Saturday 9 am - 3 pm Main Office : No Ext. : 7001 City : Santa Clara County : Santa Clara State : California Country : United States Zip : 95054 City : Santa Clara County : Santa Clara State : California Country : United States Zip : 95054 Line 2 : Line 2 : Line 1 : 3980 RIVERMARK PLZ

Charter Number : 65299

Mailing Address Line 1 : 3980 RIVERMARK PLZ

Site Name : Sunnyvale Branch Site Type : Branch Office Operational Status : Phone Number : (408) 731-4100 Hours of Operation : Mon, Tues, & Thurs 9 am - 5 pm Wed 10 am -5 pm Fri 9 am - 6 pm Saturday 9 am - 3 pm Main Office : No Ext. : 6380

Line 1 : 132 E El Camino Real

Line 1 : 132 E El Camino Real

Line 2 :

Line 2 :

City : Sunnyvale County : Santa Clara State : California Country : United States Zip : 94087-1936

City : Sunnyvale County : Santa Clara State : California Country : United States Zip : 94087-1936

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Site Name : Site Type : Operational Status : Phone Number : Hours of Operation : Main Office : Ext. :

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Line 2 :

Line 2 :

City : County : State : Country : Zip :

City : County : State : Country : Zip :

The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.