RBHraCaNacRkkm<Ca

Cati sasna RBHmhakSRt

c,ab;
sIBI

lknikemFavI

CMBUkTI 1
bTb,BatiTUeTA

maRta 1>viCaCIvemFavI CaviCaCIvkraC nigesrIEdlcUlrYmbMerIvisyyutiFm .

viCaCIvemFavIRbRBwteTA)anEtkgRkbxNnKNemFavI .
maRta 2>emFavIGactMNagkUnkItamkaryl;RBmBIkUnkI bCYykarBarkUnkIenARKb;salaCRmHkI nigRKb;
dMNak;kalnnItiviFIelIkElgEtmanbTb,Batic,ab;EcgpyBIenH CaBiesskgerOg rdb,evNI BaNiC
km rd)al kargar sgmkic .
kgerOgRBhTN emFavICYykarBarCnCab;ecaT ehIyminGactMNagCnCab;ecaT)aneLIy
elIkElgEtkgkrNIGnuvtbTb,BatiBiessnc,ab; . emFavIGactMNagGkTTYlxusRtUvkgbTrdb,
evNI nigedImbNwgrdb,evNI)an .
emFavIGacCYykarBarkUnkI)anEdrenAcMeBaHmuxRkumRbwkSaviny .

maRta 3>emFavIpl;eyabl; nigtak;EtglixitsamepSgkgvisyKtiyut .

emFavIGacRtUv)ancat;taMgedayKUkI
becARkm[bMeBjmuxgarCaGkpSHpSabCaGksRmuH
smYl . emFavInwgGacRtUv)ancat;taMgCaGaCJakNal)anluHRtaEtmanc,ab;GnuBaat .
maRta 4>eRkABIemFavIEdlCasmaCiknKNemFavI KanCnNamak;GacRbkbmuxrbrykkRmkgkarBi
eRKaHc,ab; btak;EtglixitsamKtiyut)aneLIyelIkElgEtkar BieRKaHc,ab; bkartak;Etg lixitsam
enaHCakargarbnab;bnSMnmuxrbrrbs;xn bCamuxgarEdlc,ab;)anGnuBaat .
maRta 5>emFavIbreTsEdl)ancuHeQaHkgbBIaKNemFavIRbeTseRkA bEdlRbeTsedImrbs;xnTTYl
sal;[RbkbviCaCIvemFavI mansiTicUlrYmRbkbviCaCIvCamYyemFavIExrehIyGmemFavIExrenAcMeBaH
muxtulakar bsabndTeTotnRBHraCaNacRkkm<Ca . emFavITaMgenaHBMuGactMNagkUnkI)aneLIy .
maRta 6>emFavIbreTsGacRbkbviCaCIvenAelIEdndInRBHraCaNacRkkm<Ca)an luHRtaEtmankaryl;
RBmBIRkumRbwkSaKNemFavIExrEpkelIlkNsm,tiRKb;RKan;rbs;emFavIenaH ehIyluHRtaEtRbeTs
edImrbs;emFavIbreTsenaHpl;lTPaBdUcKadl;emFavIExrpgEdr . karyl;RBmGactUvdkhUtvij)an

ebImankarRbRBwtixuskgkar RbkbviCaCIvelIEdndInRBHraCaNacRkkm<Ca.
esckIseRmcminGnuBaat bdkhUtkarGnuBaatrbs;RkumRbwkSaKNemFavImin[RbkbviCaCIv
tUvCUndMNwgkgryeBl15f eTAGKRBHraCGaCJaGmsala]TrN_nigeTAsamIxn . esckIseRmcenH
Gacbwg]TrN_)ankgryeBl 2Ex eRkayBI)anTTYldMNwg .
maRta 7>emFavIbreTsEdltUv)anGnuBaat[RbkbviCaCIvenH BMuGaceFVIskmPaBTak;TajkUnkIbpSBV
pSayBaNiCkm)aneLIy .

CMBUkTI 2
karerobcMviCaCIvemFavI
EpkTI 1
KNemFavI
maRta 8>KNemFavInRBHraCaNacRkkm<CaCaGgkarRbmUlpMemFavITaMgGs;EdltaMgkariyalyenA
kgRBHraCaNacRkkm<Ca . emFavImak;RtUvCasmaCikeBjsiTi nKNemFavIeRkayBIcuHeQaH
kg bBIaKNemFavI .
maRta 9>KNemFavIRtUv)andwknaMedayRbFanmYyrUb nigRKb;RKgedayRkumRbwkSaKNemFavI . RbFan
KNemFavIRtUv)ane)aHeqateRCIstaMgsMrab;GaNti 2qaM . GaNtienHGacRtUv)anbnEtmYyGaNti
eTotedayviFIe)aHeqat .
maRta 10>smaCiknRkumRbwkSaKNemFavIman
- cMnYn 5 nak; kgkrNIKNemFavI mansmaCikminelIsBI 30 nak;
- cMnYn 9 nak; ebImansmaCikBI 31 nak; eTA 50 nak;
- cMnYn 13 nak; ebImansmaCikBI 51 nak;eTA 200 nak;
- cMnYn 19 nak; ebImansmaCikBI 201 nak; eTA 500 nak;
- cMnYn 27 nak; ebImansmaCikBI 501 nak; eTA 1>000 nak;
- cMnYn 33 nak; ebImansmaCikelIsBI 1001 nak; .

maRta 11>smaCiknRkumRbwkSaKNemFavI RtUv)ane)aHeqateRCIstaMgsMrab;GaNti 3 qaM . GaNtienH

Gac bnmgeTot)an b:uEnminGacbnPab;BIcb;GaNtiPamenaHeT . putryeBl 3 qaM eRkayBIcb;
GaNti eTIbGtItsmaCikkumRbwkSaKNemFavI GacQreQaH[eKe)aHeqateRCIstaMgCafI)an. RbFan
KNemFavIGactUv)ane)aHeqateRCIstaMgeGayeFVICasmaCiknkumRbwkSaKNemFavI)aneRkay)ancb;
GaNtirbs;xn edaymin)ac;rg;caMputryeBl 3qaMeT .
maRta 12>ebIRbFanKNemFavI bsmaCikNamak;nRkumRbwkSaKNemFavITTYlmrNPaB bQb;BImuxgar
kgGaNtirbs;xn enaHRtUverobcMkare)aHeqateRCIstaMgGkCMnYs edImI,bBab;GaNtienaH .
maRta 13>KNemFavIminsitenAeRkamKNbkSneya)ayNamYy bGgkarsasnaNamYy bGgkar
nanaepSgeToteLIy .
karsEmgmenaKmviCa sasna bneya)ay tUvhamXat; .
KNemFavImanfvikasVyt b:uEnmin GaceFVIskmPaBykplcMeNj)aneLIy .

EpkTI2
kare)aHeqat
maRta 14>RbFanKNemFavI nigsmaCiknRkumRbwkSaKNemFavI RtUv)ane)aHeqateRCIstaMgdac;eday
ELkBIKa kgmhasni)atnKNemFavI . GkEdlmansiTie)aHeqat KWemFavITaMgGs;Edl)ancuHeQaH
kgbBIanKNemFavI ehIyEdl\t)an)at;bg;siTie)aHeqatedayTNkm vinyNamYyeLIy .
maRta 15>GkEdlGacQreQaH[eKe)aHeqateRCIstaMgCaRbFanKNemFavI)anKWemFavIEdl)ancuH
eQaHkgbBIaKNemFavI)anryeBl 3qaMy:agtic ehIyEdl\t)an)at;bg;siTie)aHeqatedayTNkm
vinyNamYyeLIy .
GkEdlGacQreQaHe)aHeqat eRCIstaMgCasmaCikRkumRbwkSaKNemFavI)an KWemFavIEdl
)ancuHeQaHkgbBIaKNemFavI)anryeBl2qaMy:agticehIyEdl\t)an)at;bg; siTie)aHeqatTaMgenaH
.

maRta 16>kare)aHeqatRtUv)anerobcMeLIgedaymhasni)atnKNemFavI 2qaMmg cMeBaHRbFanKNem

FavI nig3qaMmg cMeBaHsmaCiknRkumRbwkSaKNemFavI .
kare)aHeqatenH RtUvRbRBwtCasmat; nigCaknamehIyGaceFVICaBIrelIk)an . kare)aHeqat
elIkTI1 RbRBwteTAedayyktamsemgPaKeRcIndac;xatnsmaCikKNemFavITaMgmUl nigelIkTI2
edayyktamsemgPaKeRcInnsmaCikvtman . kgkrNImansemgesIKa emFavIEdlmanvycas;
CageKRtUv)aneRCIstaMg .
maRta 17>EbbbTnkare)aHeqat karekaHGeBIajmkrYmRbCMu nigkUr:umRtUv)ankMNt; edaybTbBaap
kg . emFavIEdlmansiTie)aHeqat bGKRBHraCGaCJaGmsala]TrN_ Gacbwgtv:aGMBIkare)aHeqat
enH eTAsala]TrN_)an .
BakbNwgenH RtUveFVIeLIgedayemFavIkgryeBl 15f eRkaykare)aHeqat bedayGKRBH
raCGaCJaGmsala]TrN_ kgryeBl 15fKitBIfTTYl dMNwgsIBIlTplnkare)aHeqatenaH .

EpkTI 3
mhasni)at
maRta 18>mhasni)atsamBanKNemFavIRbRBwteTAmYyqaMmg EdlepImeFVIeLIgedayRbFanKNem
FavItamrebobvarEdl RtUv)anseRmcedayRkumRbwkSaKNemFavI .
mhasni)atGaceFVIsMNUmBr bjtieTARkumRbwkSaKNemFavIEdlRtUvedaHRsaykgryeBl
3Ex.
mhasni)atvisamBaGacRbCMu)an ebImanemFavIEdl)ancuHeQaHkgbBIa cMnYn 30 )anesIsMu
edaymanPab;rebobvarCamYypg y:agtic15f munfRbCMu .
karerobcM nigkarRbRBwteTAnmhasni)atKNemFavI RtUvkMNt;kgbTbBaapkgn
KNemFavI .

EpkTI 4
RkumRbwkSaKNemFavI
maRta 19>RkumRbwkSaKNemFavIBinitedaHRsayRKb;bBaa EdlBak;BneTAnwgkarGnuvtn_viCaCIvemFavI .
RkumRbwkSaKNemFavIFanakarbMeBjParkic nigkarBarsiTirbs;emFavI . RkumRbwkSaKNemFavI
manParkicCaGaTdUcteTA
- eFVIbTbBaapkg nigRkmsIlFm
- sMerc[cuHeQaHeFVIkmsikSa nigcuHeQaHkgbBIaKNemFavI
- sMercelIkaresIsMuGnuBaatTaMgLayEdleFVIeLIgedayemFavI
- BinitkicRBmeRBog nigksarTaMgLayEdlemFavImankatBVkictUvdak;[BinitehIy
beBajmtiENnaMelIkicRBmeRBog nigksarTaMgenaH
- tYtBinitkarkan;kab;eTogTat;nbBIaKNenyrbs;emFavI
- FanakareKarBviny nigkardak;viny
- Fanara:b;rgkarerobcM nigkarRKb;RKgesvaTUeTArbs;KNemFavI
- RKb;RKgRTBsm,ti nigfvikarbs;KNemFavI kMNt;cMnYnTwkR)ak;PaKTanrbs;emFavI
mak; nigbg;R)ak;FanarYmsMrab;viCaCIvemFavI
- RKb;RKgebLanmUlniFirbs;KNemFavI
- beBajmtielIbBaaTaMgLayEdlTak;TgvisyyutiFm nigsiTirbs;emFavI kgvisykar
Bar CaGaTenAeBlEdlmankarGeBIajBIGaCJaFrsaFarN .
maRta 20>RkumRbwkSaKNemFavIGacrYmRbCMu)an luHRtaEtmansmaCikrbs;xncUlrYm elIsBIBak;
kNal . RkumRbwkSaKNemFavIsMercesckItammtiPaKeRcIn .
maRta 21>esckIsMercrbs;RkumRbwkSaKNemFavIEdlmanlkNCabTbBaaRtUvCUndMNwg eTAGKRBHraC
GaCJaGmsala]TrN_tamlixitGnusid blixitRbKl;pal;dedaymancuHesckIfa)anTTYl. cMeBaHesc
kIsMercdak;vinykdUcCaesckIsMercelIkarcuHeQaH bkarsMu[enAeRkAbBIarbs;emFavI kRtUveFVIdUecHEdr
. esckIsMercEcgkgvakxNxagelIRtUvpl;CaBtmandl;smaCik nKNemFavItammeFa)aysm
Rsb .

maRta 22>ral;esckIsMercrbs;RkumRbwkSaKNemFavIelIemFavINamak; RtUvCUndMNwgeTAemFavIenaHtam

lixitGnusid blixitRbKl;pal;dedaymancuHesckIfa)anTTYl .
maRta 23>esckIsMercrbs;RkumRbwkSaKNemFavI EdlminEmnCamuxnaTIrbs;xn bpy nwgbTb,Batic,ab;
CaFrman bbTbBaaGacRtUvbdiesFecal edaysala]TrN_eRkayBImankarbwg BIGKRBHraCGaCJa
Gmsala]TrN_ .
maRta 24>emFavIGacbwgGMBIesckIsMercNamYyrbs;RkumRbwkSaKNemFavIEdleFVI[xatRbeyaCn_dl;viCa
CIv rbs;xn)an . ebIesckIsMerc\tRtUv)an[dMNwgdl;emFavI emFavIenaHRtUvsMu[RkumRbwkSaKN
emFavI BiinitesckIsMercenaHsaCafImgeTotmunnwgbwg . RkumRbwkSaKNemFavIRtUvsMercelIesckI
esIsMuenaHkgryeBl2Ex eRkayBI)anGeBIajemFavIenaH[beBajeyabl;rbs;xn . esckIsMercfIRtUv
)anCUndMNwgeTAsamIxn . ebIKankarsMercsaCafIkgryeBldUckMNt;xagelIenHeTtUvcat;Tukesc
kIsMercmunenaHCaGsarbg; .
maRta 25>BakbNwgTaMgLayminsuxcit nwgesckIsMercrbs;RkumRbwkSaKNemFavI tUvbBaneTAsala
]TrN_ . eKGacdak;BakbNwgeTAkariyalyRkLabBIansala]TrN_ btamlixitGnusidmancuH
esckIfa)anTTYl . ryeBlbwg]TrN_ KW 2Ex cab;BIfTTYldMNwg .
maRta 26>kumRbwkSaKNemFavIRtUvdak;CUnrdmnIRksYgyutiFmBinit nigpSBVpSayCasaFarNCaerog
ral;qaMnUvr)aykarN_lMGitsIBIskmPaBkargarrbs;KNemFavI . RkumRbwkSaKNemFavI RtUvbgaj
sanPaBhirBavt nigpl;BtmanepSgCUnrdmnIRksYgyutiFm ebImansMNUmBrBIRksYgenH .

EpkTI 5
RbFanKNemFavI
maRta 27>RbFanKNemFavImantYnaTI
- CaGkdwknaMKNemFavI
- CaGFibtInmhasni)atKNemFavI nigRkumRbwkSaKNemFavI

- CaGkFanaplRbeyaCn_viCaCIv nigplRbeyaCn_rbs;smaCikTaMgGs;
- CaGkpSHpSa ehIyebImankarcaM)ac; nigtamsMeNIrbs;KUkIeFVIGaCJakNalkgvivaTEdl
ekIteLIgrvagemFavInigemFavI rvagemFavInigGtifiCn
- CatMNagviCaCIvemFavIcMeBaHmuxttiyCn nigGaCJaFrsaFarN
- CatMNagKNemFavIkgerOgkIEdlTak;TgKNemFavI eRkayBImankarGnuBaatBIkum
RbwkSaKNemFavI
kgkare)aHeqat sMeLgrbs;RbFanKNemFavI\tman]tmanuPaBeT .
maRta 28>RbFanKNemFavIGaceprGMNacNamYy bGMNacTaMgGs;eTA[smaCikNamak; beRcInnak;n
RkumRbwkSaKNemFavI)an kgryeBlmankMNt; .
kgkrNImanFur RbFanKNemFavIRtUvCMnYsedaysmaCiknRkumRbwkSa KNemFavIEdlman
vycas;CageK .

EpkTI 6
mUlniFinKNemFavI
maRta 29>mUlniFinKNemFavI)anmkBIkarbg;PaKTannsmaCikTaMgGs; nigviPaKTan epSg . enA
kgmUlniFienHtUvbegIt[manebLaBiessmYysMrab;pl;R)ak;kMr dl;emFavIEdlkarBarCnRkIRk .
ebLaBiessenHGacTTYlGMeNay bR)ak;CMnYyEdlkCn GgkarGnrCati brdaPi)alnRb
eTsepSg pl;mk[edImI,karBarCnRkIRk .
emFavITaMgGs;mankatBVkicCYykarBarCnRkIRk tamEbbbTnbTbBaapkg ehIy[dUcCaCYy
karBar GtifiCnrbs;xn .
maRta 30>EdlehAfaCnRkIRk KWCnEdlKanRTBsm,ti KanR)ak;cMnUl bEdlmanR)ak;cMNUlminRKb;
RKan; sMrab;pt;pg;CIvPaB .
karkMNt;GMBIPaBRkIRk RtUveFVIeLIgedayRbFantulakar nigRkLabBIanaykeRkay BI)aneFVIkar
esIubGegtdl;mUldan .

CMBUkTI 3
karTTYl[cUlRbkbviCaCIvemFavI bBIaKNemFavI
EpkTI 1
lkxN
maRta 31>CnEdlGaccUlRbkbviCaCIvemFavI)an RtUvbMeBjlkxNdUcxageRkamenH
1-tUvmansBaatiCaExr
2-tUvmanbriBaabRtc,ab; bsBaabRtc,ab;Edl)anRbkasfamantMlsmmUl .
3-tUvmanviBaabnbRtsm,TaxagviCaCIvemFavI . viBaabnbRtsm,TaxagviCaCIv
emFavIenHRtUvecj[edaymCmNl bNHbNalviCaCIvemFavI . karerobcM nig
karRbRBwt eTAnmCmNlenH RtUvkMNt;edayGnuRkwt .
4-minEdlRtUv)anpnaeTasCabTmCwm b ]Rkid bpnaeTasCa bTviny b pnaeTas
CabTrd)al dUcCakarlubeQaHecal karbBab;BImuxgar karhUtgarGMBIGMeBIpy
nwgkitiys bGMeBIminsatsM . minRtUvmanFnkSypal;xnEdlRbkasedaytulakar
maRta 32>mincaM)ac;manviBaabnbRtsm,TaxagviCaCIvemFavI nigmincaM)ac;manbriBaabRtc,ab;
- ecARkm Edl)anbMerIkargarkgviCaCIvrbs;xnelIsBI 5qaMnigGtItecARkmEdlman
sBaabRtmFmsikSac,ab;ehIyEdl)anbMerIkgviCaCIvrbs;xnelIsBI 2qaM .
mincaM)ac;manviBaabnbRtxagviCaCIvemFavI
- GkmanbriBaabRtc,ab; ehIyEdl)anbMerIkargarkgvisyc,ab; btulakar elIsBI2
qaM
- emFavIEdlmansBaatiedImCaExrEdl)ancuHeQaHkgbBIaKNemFavIenARbeTseRkA
- GkmansBaabRtbNitc,ab; .

EpkTI 2
karTTYl[RbkbviCaCIvemFavI
maRta 33>karyl;RBm[RbkbviCaCIvemFavIRtUvsMercedayRkumRbwkSaKNemFavI eRkayBI)anRtYtBinit
elIkarbMeBjlkxNsBVRKb;EdlmankMNt;kgc,ab;enH nig eRkayBImaneyabl;rbs;GKRBHraCGaCJa
Gmsala]TrN_ .
esckIsMerctUv[dMNwgdl;samIxn nigdl;GKRBHraCGaCJaGmsala]TrN_ .
RkumRbwkSaKNemFavIminGacsMercminyl;RBmedayKankarekaHGeBIajsamIxn[cUlmk
beBajeyabl;Camuny:agtic10f)aneLIy .karekaHGeBIajenH RtUveFVItamlixitGnusid blixitRb
Kl;pal;dedaymanesckIbBaak;fa)anTTYl .
esckIsMercrbs;RkumRbwkSaKNemFavI GacRtUv)anbwgtv:atamlkxNEdlmanEcgkgmaRta
25 xagelI .
maRta 34>emFavIEdlRtUv)anTTYl[RbkbviCaCIv RtUveFVIscaRbNiFanCamunenA cMeBaHmuxsala]TrN_
edaymanvtmanRbFanKNemFavI ehIyEdlmanesckIdUcteTA
{sUmscaRbNiFanfa nwgGnuvtviCaCIvrbs; edayesckIffr edaystism,
CBaedayesckIeTogRtg; edaymnusSFm edaysartIkraC nigedayeKarBrdFmnuBa nigc,ab;TaMg
LaynRBHraCaNacRkkm<Ca .}

EpkTI 3
kmsikSa
maRta 35>emFavIEdleTIb)ancuHeQaH RtUveFVIkmsikSaryeBl 1qaM tamEbbbTEdlkMNt;edaybTbBaa
pkgrbs;KNemFavI elIkElgEtemFavI NaEdlmankarGnuBaat[rYcputBIkmsikSa . EbbbTn
kmsikSaman CaGaTdUcteTA
-RtUvTTYlkarbMBak;bMb:nCabEnm EdlerobcMeLIgedayKNemFavI
-RtUvcUlrYmbMerI kargar[BitR)akdCashkarIkgkariyalyemFavINamYy .
maRta 36>kmsikSaRbRBwteTAeRkamkarRtYtBinitrbs;emFavImak;EdlRkumRbwkSaKNemFavIcat;taMgCa

RbFanTTYlxusRtUvelIkmsikSaenaH .
maRta 37>eRkaybBab;kmsikSa RkumRbwkSaKNemFavIsMercBIkarcuHeQaHkgbBIa KNemFavIedayEpk
elIr)aykarN_rbs;RbFanTTYlxusRtUvelIkmsikSa . RkumRbwkSaKNemFavIGacsMerc[eFVIkmsikSa
bneTot)anEtmineGayelIsBI 1qaMeLIy cMeBaHkmsikSakarINaEdlminTan;mansmtPaBRKb;RKan; .
karsMercmincuHeQaHkgbBIaKNemFavIcat;TukCakarlubeQaHemFavIenaHecal . karsMercmincuH
eQaH kgbBIa bkarbnkmsikSa BMuGaceFVIeTA)aneLIyebIKankarekaHGeBIajsamIxn[mkbeBajeya
bl; tamlkxNEdlmanEcgkgmaRta33 esckIsMercenHGacnwgbwgtv:a)antamlkxN nig nIti
viFIEdlmanEcgkgmaRta 24 nig 25 .
maRta 38>erogral;qaM RkumRbwkSaKNemFavIbBab;bBIaKNemFavI nigbBIaemFavIkmsikSa ehIyepJIbBIa
enaHCUnGKRBHraCGaCJa nigsalaCMrHkITaMgGs; .
bBIaenaHmandUcteTA
-eQaHemFavIEdl)ancuHkgbBIaKNemFavI nigGasydanrbs;emFavIenaH
-eQaH nigGasydanrbs;emFavIkmsikSa .
maRta 39>elxerognkarcuHeQaHrbs;emFavI RtUvkMNt;tamkalbriecTEdl)aneFVIscaRbNiFan ehIy
RtUv)ankMNt;eday RkumRbwkSaKNemFavIEdl)ansMerc[cuHeQaH .

EpkTI 4
kardak;enAeRkAbBIa
maRta 40>edaymanmUlehtusmRsb emFavIGacsMuenAeRkAbBIanKNemFavI)an sMrab;ryeBlBIrqaM
mgCaGtibrma .
maRta 41>RkumRbwkSaKNemFavIGacsMercdak;emFavINamak;enAeRkAbBIaebIemFavIenaH sitenAkgsanPaB
vismitPaB bebIemFavIenaHBMuGacRbkb viCaCIvrbs;xn)an .
kgkrNImanbNwgminsuxcitnwgesckIsMercxagelIenaH RtUvGnuvtnItiviFI EdlmanEcgkgmaRta
33 .

maRta42>emFavIEdlRtUv)andak;[enAeRkAbBIa BMuGacRbkbviCaCIvrbs;xn ehIykBMuGaceRbIR)as;zanCa

emFavI)aneLIy nigRtUv)anrYcBIkatBVkicTaMgLayEdlTak;TgeTAnwgviCaCIvenH kb:uEnRtUvsitenAeRkam
karRKb;RKgrbs;KNemFavI .
kardak;[enAeRkAbBIaBMuGacraraMgkarecaTRbkan;xagvinyeLIy .

EpkTI 5
garCaemFavIkitiys
maRta 43>kumRbwkSaKNemFavIGacpl;garCaemFavIkitiysCUnemFavIEdlQb;RbkbviCaCIvemFavI
eRkayBI)anRbkbviCaCIvryeBl 15qaMy:agtic .
maRta 44>emFavIkitiysenAEtCasmaCiknKNemFavIdEdl ehIyGaccUlrYmkgmhasni)atemFavI man
siTipl;eyabl;RBmTaMgcUlrYmkgBiFIepSg .
edayELk emFavIkitiysGacpl;eyabl;dl;GtifiCn ehIyGacRtUv)ancat;taMgCaGkpSHpSa
CaGksRmuHsRmYl bCaGkGaCJakNal .
maRta 45>RkumRbwkSaKNemFavI GacdkhUtgarCaemFavIkitiysenH)anebImanehtuEdleFVI[ b:HBal;dl;
kitiys besckIffrrbs;emFavIenaH . kgkrNIenHRtUvGnuvtnItiviFI EdlmanEcgkgmaRta 33 .

CMBUkTI4
EbbbTnkarRbkbviCaCIv
EpkTI 1
karRbkbviCaCIvemFavICaktCn bCasmUhPaB
maRta 46>emFavIGacRbkbviCaCIvCaktCn)an benAkgRkbxNCaRkum bRkumhunemFavINamYyEdl
begIteLIgRtwmRtUvtamc,ab; .
RkumhunenHRtUvmanlkNCaRkumhunsIuvil ehIymansuTEtemFavICa smaCik . emFavIkitiys
GacenACasmaCiknRkumhunedImrbs;xn)an .

siTivn KWGkEdlmansiTiTTYlmrtkBIemFavI Edl)anTTYlmrNPaBGacbnkan;kab; PaKhun

enaH )ankgryeBl3qaMCaGtibrma . putryeBl 3qaMenaHRtUvlk;PaKhunenaHeTA[ emFavINa
mak; beTA[RkumhunenaHvij .
maRta 47>Rkum nigRkumhunemFavITaMgLay RtUv)anRKb;RKgedayc,ab;RKb;RKgRkum nigRkumhun elIkElg
EtbTb,BaatinbTbBaaenaHb:HBal;dl;eKalkarN_RKb;RKgviCaCIvemFavI .
maRta 48>emFavITaMgLayRtUv)anGnuBaat[cuHkicRBmeRBogCamYysmaCiknviCaCIvesrIdTeTot edImI,
RbmUlpMmeFa)ayCamYyKa . kareFVIkicRBmeRBogenHminRtUv[b:HBal;dl;viFannviCaCIvemFavI
CaGaTb:HBal;dl;kareKarBkarsmat;nviCaCIvenH .
maRta 49ral;kicRBmeRBogEdlemFavIExrNamak;)ancuHCamYyemFavIExrNamak;eTot bCamYyemFavIbr
eTs bkCamYysmaCiknviCaCIvesrINamYyRtUvEtdak;CUnRkumRbwkSaKNemFavIBinit nigyl;RBm
ehIyCUnBtmandl;GKRBHraCGaCJaGmsala]TrN_ . kgkrNIenHRtUvGnuvtnItiviFIEdlmanEcg
kgmaRta 33 .

EpkTI 2
kicshkar
maRta 50>emFavIGacRbkbviCaCIvkglkNCashkarIrbs;emFavImak;eTot .
maRta 51>emFavICashkarIbMeBjkickarepSgkgnam nigeRkamkarTTYlxusRtUvrbs;shPata . eKBMu
GacbMeBjkickar)aneT ebIKankaryl;RBmBIshPata b:uEneKmansiTieBjTIkgkareRCIserIsmeFa
)ayeFVIkargarrbs;eK . eKGacsMuminTTYlbMeBj ebskmNamYy EdleKyl;fapy nwgsm,CBa
rbs;eK .
maRta 52>kgkrNINakeday kicshkarminGacraraMgmineGayshkarIemFavIbegItkariyalypal;rbs;
eK braraMgmineGayeKarBkatBVkic nigviFannviCaCIvemFavI)aneLIy . eKeFVIkarkgnameKpal;;kal
NaeKkarBarkUnkIeKpal;;xn .
kicsnankicshkarRtUverobcMeLIg ehIyepJICUnRkumRbwkSaKNemFavI .

CMBUkTI 5
viFannviCaCIv bTviny
EpkTI 1
vismitPaB
maRta 53>viCaCIvemFavImanvismitPaBCamYynwgmuxgarsaFarN nigkarRbkbmuxrbrBaNiCkm eTaHkar
RbkbenaHedayRbeyalkI bedaypal;kI .
maRta 54>emFavIEdl)anTTYltYnaTIkgraCrdaPi)al bTTYlGaNtiCaGktMNagrasnrdsPaGacenACa
smaCiknKNemFavI)an b:uEnRtUvQb;RbkbviCaCIvenHrhUtdl;cb;tYnaTI bGaNtienaH .
maRta 55>emFavIEdlCaGtItmnIraCkar GaceFVIbTGnraKmn_karBarkUnkIRbqaMgnwgRksYgmnIrrd)alEdl
xnsitenAeRkamvaTBImun)an luHRtaEtputryeBl 5qaM KitBIfQb;BImuxgarrbs;xn .

EpkTI 2
bTviny
maRta 56>viFannviCaCIvemFavIRtUv)ankMNt;edaybTbBaapkugrbs;KNemFavI . viFanenHFanakar
eKarB edayemFavInUveKalkarN_TaMgLaynscaRbNiFanrbs;xn .
maRta 57>RKb;GMeBITak;Taj RbkaspSayCaktCn bTTUcsMukarBarrbs;emFavIcMeBaHGtifiCnRtUvham
Xat; .
manEtkarRbkaspSayviCaCIvCasmUhPaBeT EdlGnuBaat[eFVI)an . karRbkaspSayenH
tUv eFVI[)anRtwmtUvehIyminRtUv[b:HBal;dl;esckIffrrbs;emFavI eLIy .
maRta 58>emFavIRtUvEtrkSakarsmat;Cadac;xat . emFavIkMNt;tamstism,CBarbs;xn nigedayman
karyl;RBmBIGtifiCnpgnUvGIVEdlxntUvelIkeLIgedImI,karBarplRbeyaCn_rbs;GtifiCnEdlxnTTYl
bnk .

emFavIBMuGacbMBarbMBanelIkarsmat;nviCaCIv)aneLIy ehIykminGac RtUv)anbgM[bMBarbM

BanelIkarsmat;nviCaCIvrbs;xn eTaHbIenAmuxtulakarkeday .
RtUvTukCakarsmat;nviCaCIv karBieRKaHeyabl; nigkarpl;eyabl;ksareRkApvkarTaMgLay
EdlemFavItak;EtgeLIgsMrab;GtifiCnrbs;xn lixitsamTaMgLayEdlemFavI nigGtifiCnrbs;xn
lixitsamTaMgLayEdlemFavI nigGtifiCn epJITak;TgKa .

EpkTI 3
TNkmCabTviny
maRta 59>RtUvTTYlTNkmCabTviny cMeBaHemFavINaEdlRbRBwtelIsnwgviFannviCaCIv bRbRBwtGMeBI
NamYy Edlb:HBal;dl;sIlFm bkitiysemFavI eTaHbIRbRBwteRkABIkarRbkbviCaCIvrbs;xnkeday .
maRta 60>karecaTRbkan;tUv)aneFVIeLIgedayRkumRbwkSaKNemFavIxngpal;
bedaymanBakbNwgBIttiyCn bedaymanBakbNwgBIGKRBHraCGaCJaGmsala]TrN_ . RkumRbwkSaKNemFavIcat;emFavImak;;[eFVICaGkraykarN_ . karbwgRtUvCUndMNwgCamuneTAsamIxn EdlRtUv
dwgBIsMNMuerOgnkarbwgenaH nig GacbeBajeyabl;karBarxn)an . ebImankaresIubGegtkRtUvpl;
BtmanenaHeTAsamIxnEdr . r)aykarN_RtUvepJICUnsamIxnCamYynwglixitekaHGeBIaj ehIysMNMuerOg
kRtUvdak;[samIxnBinitEdr . lixitekaHGeBIajRtUvEtepJItamlixitGnusidedaymancuHesckIfa )an
TTYlbCUndMNwgCalaylkN_GkSrkgryeBl 15f y:agticmunfRbCMu . samIxnGaceRCIserIs
ykemFavImak;[karBarxn)an . b:uEnsamIxnBMuGacGvtmaneday[CnNamak;eFVICatMNagCYsxn)an
eLIyebIKankarGnueRKaHyl;RBm CaBiess CamunedaymanmUlehtusmRsbeT .
ebIKankareqIytbeTAnwgbNwgrbs;GKRBHraCGaCJa brbs;ttiyCnkgryeBl 2ExeT kar
mineqIytbBIRkumRbwkSaKNemFavIRtUvcat;TukCakarbdiesFbNwgenaH . karbdiesFenHGacRtUv)an
bwg]TrN_kgryeBl 2Ex cab;BIfputryeBl 2ExxagelI .
maRta 61>esckIsMercrbs;RkumRbwkSaKNemFavIEdlmanmUlehtuc,as;las;RtUv)anCUndMNwgeTAsamIxn
nigGKRBHraCGaCJakgryeBl 15f KitBIfecjesckIsMerctamlixitGnusid blixitRbKl;pal;d
edaymancuHesckIfa)anTTYl .

maRta 62>karbwg]TrN_GaceFVIeLIgedaysamIxn bedayGKRBHraCGaCJaeTAsala]TrN_kgfirevla nig

tamTRmg;EdlmanEcgkgmaRta 25 . bNwg]TrN_RtUvCMnMuCMrHCasmat; elIkElgEtmanesckIsMerc
pyBIenHrbs;sala]TrN_ tamkaresIsMuc,as;las;BIemFavIEdlRtUvecaT . KNemFavIminEmnCaPaKI
kgerOgkIenHeT b:uEnRbFanKNemFavIRtUvEtbeBajeyabl;kt;sMKal;rbs;xn ehIyGKRBHraCGaCJa
RtUveFVIkarsnidanenAeBlenaH .
maRta 63>TNkmCabTvinymandUcteTA
-karRBman
-karsIbenas
-karhamXat;RbkbviCaCIvmYyryeBlEdlBMuGacelIsBI2qaM
-karlubeQaHecalBIbBIanKNemFavI bBIbBIanemFavIkmsikSa bkarhUtgarkitiys .
maRta 64>eTashamXat;RbkbviCaCIvmYyryeBlGacBr)an . b:uEnebIkgryeBl 5qaM eRkayBI)an
RbkaseTasBrenH emFavIenaHRtUv)anpnaeTasvinyfImYyeTot kgkrNIenHRtUvGnuvteTashamXat;
RbkbviCaCIvmYyryedayykeTasfIeTAbUkCamYy eTascas;Edl)anBr .
maRta 65>RKb;TNkm GacRtUv)anbEnmTNkmhamXat;min[bMeBjCaRbFanKNemFavI bCasmaCik
nRkumRbwkSaKNemFavI kgryeBlminelIsBI 5qaM . esckIsMercdak;TNkmenHRtUvkMNt;pgEdr GM
BIkarpSayCasaFarN ebICakarcaM)ac;RtUvpSay .
maRta 66>RkumRbwkSaKNemFavIGacpakBImuxgarCabeNaHGasn cMeBaHemFavINa Edl)anRtUvecaTRb
kan;BIbTelIsRBhTN bBIbTvinyNamYyedaybBati btambNwgrbs;GKRBHraCGaCJaGmsala
]TrN_ . ebIKanesckIsMercBIRkumRbwkSaKNemFavIeqIy tbeTAnwgkarbwgrbs;GKRBHraCGaCJakg
ryeBl 20f enaHnwgRtUvcat;TukCakarbdiesFbNwgenaH .
maRta 67>karpakBImuxgarCabeNaHGasnBMuGacsMerc)aneLIy ebIKankarekaHGeBIajsamIxn[cUlmk
beBajeyabl;rbs;xn . karekaHGeBIajRtUveFVIeLIgtamrylixitGnusid blixitRbKl;pal;d eday
mancuHesckIfa )anTTYlehIyEdlRtUveFVIeLIgkgryeBly:agtic 5f munfRbCMu . karpakBImuxgar
CabeNaHGasnGac RtUvbwg]TrN_)ankglkxNEdlmanEcgkgmaRta 62 . karbwg]TrN_BMuGac

pakkarGnuvtn_esckIsMercxagelI)aneLIy .
GKRBHraCGaCJaGmsala]TrN_Fana nigXaMemIlkarGnuvtn_TNkmxagviny nigkarpakBI
muxgarCabeNaHGasn .

EpkTI 4
kMr
maRta 68>emFavITTYlkMreTAtamkarkPaBKaCamYyGtifiCn tamTMhMkargar tamTMhM smtPaBEdl)an
beBajkgkargarenaH tamkarlM)aknkargar tamlTplEdlsMerc)an btamtaragR)ak;em:agkMNt;
edayKNemFavIerogral;qaM . emFavIRtUvecjbgan;d [GtifiCnenAeBl)anR)ak;kMr .
maRta 69>kartv:aGMBIkMr eRkABIbwgeTAtamnItiviFIrdb,evNI GacbwgeTARbFanKNemFavICaGaCJakNalsM
erc)an ebImankaryl;RBmBIPaKITMnas; . esckIsMercRtUv[dMNwgeTAsamIxn tamlixitGnusid blixit
RbKl;pal;dedaymancuHesckIfa)anTTYl . bNwg]TrN_RtUveFVIkgryeBl 2Ex eRkayfTTYl
bNwg . BakbNwgRtUveFVIenAkariyalyRkLabBIansala]TrN_ bepJItamlixitGnusid blixitRbKl;
pal;d edaymancuHesckIfa)anTTYl . bNwg]TrN_enHRtUvCMnMuCMrHedayRbFansala]TrN_ beday
GkTTYlsiTiBIRbFansala]TrN_ .

CMBUkTI 6
KNeny-kareRbIR)as;mUlnIFi
karFana-R)ak;Fanar:ab;rg
maRta 70>emFavIEdl)ancuHeQaHkgbBIaKNemFavI minGacRtUv)anGnuBaat[eRbIR)as;mUlnIFirbs;Gti
fiCn bmUlnIFiTuksMrab;GtifiCnkgeBlEdlxnbMeBjebskm[GtifiCneT . mUlnIFienH)anmkBIR)ak;
FanakI nig)anmkBIR)ak;sMNgEdlQHkI . emFavIRtUvdak;mUlnIFienHkgKNnIBiessmYyEdlebIk
eLIgedayKNemFavI ehIymaneQaHfa {ebLaTUTat;rbs;KNemFavI }.
emFavIBMuGacrkSaTukmUlnIFienHenAkgebLaenaH[elIsBIfirevlacaM)ac; edImI,sMerckickarEdl
GtifiCnRbKl;eGayenaHeT . eKBMuGackat;ykkMrEdleKRtUvTTYl kgkarsMerclTplkargarBImUl
nIFixagelIenHeLIy elIkElgEtmankaryl;RBmCalaylkN_GkSrBIGtifiCn .

emFavIGacykmUlnIFiEdlGtifiCn)antml;TuksMrab;bg;Rbdab;kI nigkMr GkCMnYykaryutiFm

eTAbg;CMnYsGtifiCn)an .
maRta 71>emFavIGacRtUv)anEtgtaMgCaGkTTYlTukbeBIa tamkarRBmeRBogBIPaKI bBIecARkm . kicRBm
eRBog besckIsMercGMBIkarTTYlTukbeBIaRtUvkMNt;EbbbT CaBiess EbbbTnkarR)ak; RBmTaMgEbb
bTbBab;TTYlTukbeBIa . mUlnIFi bvtTaMgLay RtUvrkSaTukkgebLaTUTat;rbs;KNemFavI .
maRta 72>emFavIRtUvmanKNenyviCaCIvmYyedayELkRsbtamc,ab; nigbTbBaapkg . karTUTat;
eRbImUlnIFi bvtbeBIaRtUveFVIeLIgkgKNenymYyedayELk .
emFavIRtUvbgajbBIaKNenyviCaCIvrbs;xn nigRtUvbgajbBIaKNenypal;xnRbsinebIman
dl;GkRtYtBinit cat;taMgeLIgedayRkumRbwkSaKNemFavI .
maRta 73>emFavIRtUvbgajfaxn)anbg;R)ak;Fanar:ab;rgtamryKNemFavIsMrab; Fanar:ab;rgkarTTYlxus
RtUvrbs;xnkgviCaCIv nigFanar:ab;rgkarsgmUlnIFi nigrbs;mantmTaMgLayEdlxn)anTTYlTuk .
R)ak;FanaenaHRtUvKitbBalkgR)ak;bg;viPaKTan EdlkMNt;edayKNemFavI .

CMBUkTI 7
karCMnYs kargarrd)al
maRta 74>emFavIEdlGak;xanRbkbviCaCIvrbs;xnCabeNaHGasn Gaccat;taMgGkCMnYsmak;edayman
karyl;RBmBIRbFanKNemFavI . ebIKankarcat;taMgCMnYseTenaH RbFanKNemFavIcat;taMgGkCMnYs
edaybBati .
maRta 75>esckIsMerchamXat;RbkbviCaCIvmYyrykal bpakkarRbkbviCaCIvCabeNaHGasn bdak;
enAeRkAbBIaKNemFavI RtUvcat;taMgemFavImak;[RKb;RKgkariyalyemFavICMnYs . ebIGkRKb;RKg kari
yalyenaHmanFur RbFanKNemFavIRtUvecjesckIsMerccat;taMgGkCMnYs .
maRta 76>ebIemFavImak;TTYlmrNPaB bQb;RbkbviCaCIvrbs;xn RbFanKNemFavIcat;taMgemFavImak;
eGayTTYlbnkcat;karelIsMNMuerOg EdlenAsl; nigCRmHbBIaKNeny rYcbiTkariyaly .

CMBUkTI 8
eTasb,Bati
maRta77>CnNaRbRBwtelIsnwgmaRta 1 > 2 > 3 > 4 > 5 > 6 > 7 > 13 > nig 57 RtUvpnaeTasBiinyCa
R)ak;BI 1>000>000 eroleTAdl; 5>000>000 erol . ebIbTelIsenaHRbRBwteLIgedayCnbreTs
CnenaHGacRtUvbeNjecjBIEdndInRBHraCaNacRkkm<CaEfmeTot .
kgkrNIminragcal RtUvBinyeTVmYyCaBIr nigGacRtUvpnaeTasdak;BnnaKarBI 3 dl; 6 Ex .
ebImanbTelIsxagelIenH RkumRbwkSaKNemFavIGactaMgxnCaedImbNwgrdb,evNI)an .
maRta 78>CnNaRbRBwtelIsnwgmaRta58 RtUvpnaeTastambTb,Batinc,ab;RBhTN .

CMBUkTI 9
Gnrb,Bati
maRta 79>tYnaTIkarBarkUnkIrbs;emFavIkgerOgRBhTNGacRtUvbMeBj)aneday GkkarBarkI EdlminEmn
CaemFavI tamnItiviFIRBhTNCaFrman .
maRta 80>GacRtUv)aneRCIserIseGayRbLgcUleronkgvKbNHbNalemFavI
- GkkarBarkUnkIEdlmanlTPaBbMeBjmuxgarenHehIyEdlbMeBjmuxgarenHBitR)akdnig
Cab;rhUt2qaMmk enAtamtulakarext-Rkug . GkkarBarkUnkITaMgenHRtUvmankRmitecH
dwg]tmsikSaBI2qaM eLIgeTA .
- mnIraCkarEdl)anbMerIkargarrd 2qaMy:agtic ehIyEdlmansBaabRtmFmsikSanIti
sas .
GkEdlmanbriBaabRtc,ab; bsBaabRtc,ab; Edl)anRbkasfamantmsmmUl mincaM)ac;Rb
LgeT .
maRta 81>GacTTYleGaycuHeQaH kgbBIasMrab;eGayRbLgcUleronkgvKbNHbNalemFavI)an Rsb
tammaRtaxagelI GkEdlminEdlRtUv)anpnaeTasdak;BnnaKarBIbTelIsRBhTNNamYy .
maRta 82>vKbNHbNalmanryeBly:agtic 8Ex . kmviFI nigEbbbTnvKbNHbNalRBmTaMgkm
viFI nigEbbbTnkarRbLg edImI,RtYtBinit lTplnkarbNHbNalRtUvkMNt;edayRbkasrbs;rd
mnIRksYgyutiFm kgkrNIEdlminTan;manRkumRbwkSaKNemFavI .
GkEdlRbLgCab; nwgRtUvTTYlviBaabnbRtsm,Ta sMrab;RbkbviCaCIvemFavI .
maRta 83>mincaM)ac;manviBaabnbRtsm,TaxagviCaCIvemFavI nigmincaM)ac;eFVIkmsikSacMeBaH
- GkmanbriBaabRtc,ab; bGkmansBaabRtc,ab; Edl)anRbkasfamantMlsmmUl
ehIy)anbMerIkargarkgvisyc,ab; btulakarryeBl 2qaMy:agtic
- GkmansBaabRtbNitc,ab;
- ecARkm bGtItecARkmEdl)anbMerIkargarkgviCaCIvryeBly:agtic 2qaM .

maRta 84>muneBlbegIt)anKNemFavI GKRBHraCGaCJaGmsala]TrN_manParkicTTYl nigBiinitBak

sMuRbkbviCaCIvemFavI ehIyekaHGeBIajGkEdl)anbMeBjlkxNsBVRKb; [mkeFVIscaRbNiFan
cMeBaHmuxsala]TrN_edImI,bMeBjzanCaemFavI nigcUlrYmmhasni)atbegItKNemFavI .
maRta 85>mhasni)atRtUverobcMe)aHeqat eRkamkarTTYlxusRtUvrbs;emFavIEdlmanvycas;CageK edImI,
eRCIserIsRbFanKNemFavI nigRkumRbwkSaKNemFavI .
maRta 86>mYyqaMeRkaymkeTot RtUverobcMkare)aHeqateRCIserIsRbFanKNemFavIfImak; nigRkumRbwkSa
KNemFavIfImYy edayemFavITaMgGs;Edl)ancuHeQaHkgbBIaKNemFavI .
maRta 87>kgkrNIcaM)ac; GaNtinRkumRbwkSaKNemFavI nigRbFanKNemFavIEdlCab;eqatelIkdMbUg
RtUvbnrhUtdl;karRbkaslTplnkare)aHeqateRCIserIsRbFanKNemFavIfI nigRkumRbwkSaKNem
FavIfI .
maRta 88>edayminTan;Kitdl;maRta 14 nigmaRta 15 GkEdlmansiTie)aHeqat nigQreQaHeGayeK
e)aHeqatdUcmanEcgkgmaRta 84 KWemFavITaMgLayEdl)ancuHeQaHkgbBIanKNemFavI nigkgbBIa
kmsikSaedayminKitBIGtItPaB .
maRta 89>Gnrb,BatienH manGanuPaBGnuvtrhUtdl;fTI 31 Ex F qaM 1997 .

CMBUkTI 10
Gvsanb,Bati
maRta 90>bTb,BatiTaMgLayNa Edlpynwgc,ab;enHRtUvTukCanirakrN_ .
eFVIenAraCFanIPMeBj>fTI 22 Ex sIha qaM 1995
RBHhselxa

neratm sIhnu

)anbgMTUlfVay nigCMrabCUn
semcnaykrdmnITI1 nigTI2
rdmnIRksYgyutiFm
htelxa

)anykRkabbgMTUlfVay
sUmLayRBHhselxaRBHmhakSRt
naykrdmnITI1
RBHhselxa

naykrdmnITI2
htelxa

neratm rNbTi

hun Esn

Ecm sn
elx 43>c>l
edImI,cmgEck
raCFanIPMeBj>fTI 22 Ex sIha qaM 1995
GKelxaFikaraCrdaPi)al
htelxa nigRta
NaDI tan;