Professional Documents
Culture Documents
Anukret On Insurance Khmer
Anukret On Insurance Khmer
sIBI
karFanara:b;rg
raCrdaPi)al
2001
- )aneXIjrdFmnuBanRBHraCaNacRkkm<Ca
- )aneXIjRBHraCRkwtelx nsrkt119872 cuHfTI 30 Ex vicika
qaM1998
sIBIkarEtgtaMgraCrdaPi)alnRBHraCaNacRkkm<Ca
- )aneXIjRBHraCRkmelx 02ns94 cuHfTI 20 Ex kkda qaM 1994 Edl
Rbkas[eRbIc,ab;sIBIkarerobcM nigkarRbRBwteTAnKNrdmRnI
- )aneXIjRBHraCRkmelx ns rkm 0196 18 cuHfTI 24 Ex mkra
qaM1996 EdlRbkas[eRbIc,ab;sIBIkarbegItRksYgesdkic nighirBavt
- )aneXIjRBHraCRkmelx nsrkm070002 cuHfTI 25 Ex kkda
qaM2000 EdlRbkas[eRbIc,ab;sIBIkarFanara:b;rg
- )aneXIjGnuRkwtelx 04GnRkbk cuHfTI 20 Ex mkra qaM 2000 sIBIkar
erobcMnigkarRbRBwteTAnRksYgesdkicnighirBavt
- )anTTYlkarkPaBBIKNrdmnIkgkicR bCMueBjGgnafTI 21 Ex kBaa qMa
-2-
sMerc
CMBUkTI1
bTb,BatiTUeTA
maRta 1 .-
GnuRkwtenHGnuvtcMeBaHGaCIvkmFanara:b;rgTaMgGs;
RBHraCaNacRkkm<Ca .
EdleFVIRbtibtikarenAkg
maRta 3 .-
RksYgesdkicnighirBavtRtUvTTYlxusRtUvkgkarRKb;RKgnigRtYtBinitelIGaCIvk
mFanara:br; g edayGnuelamtambTb,Bati nGnuRkwtenH .
-3-
CMBUkTI2
kicsnaFanara:b;rg
EpkTI 1
EbbbTTUeTA
maRta 5 .-
PaKInkicsnaFanara:b;rgrYmman
1- GkFanara:br; g
2- GkRtUv)anFanara:br; g
-GkFanara:br; gsMedAelIRkumhnu Fanara:br; g Pak;garFanara:br; g nigeCIg
saFanara:b;rg .
-GkRtUv)anFanara:b;rgsMedAelIbuKlCaGkCab;kicsnaCamYyGkFana
ra:b;rg .
maRta 6 .-
GkRtUv)anFanara:br; gmankatBVkci
1- bg;buBVlaPra:b;rgCUnRkumhunFanara:b;rgRKb;cMnYntamkarRBmeRBogKa .
2- CUndMNgw dl;Rkumhnu Fanara:br; g[)anqab;rhsbMptu eBlmanhaniPy
ekIteLIg.
3- shkarpl;BtmannigksarEdlBak;Bndl;haniPy
tamsMNUmBrrbs; Rkumhnu Fanara:br; g .
maRta 7 .Rkumhnu Fanara:br; gmankatBVkci
-4-
edIm,IcuHkicsnaFanara:b;rg GkRtUv)anFanara:b;rgRtUvdak;BakesIsMuFanara:b;rg
beFVRI btievTn_edaypal;enARkumhnu Fanara:br; g btamryPak;garFanara:b;rg . EpkelIsMeNI
bRbtievTn_enH RkumhunFanara:b;rgcat;kar[cuHbMeBjenAkgbNsnara:b;rg EdltMrUv[xn
TTYleFVIsMNgelIkarxUcxatEdlGacnwgekItmanCayfaehtu .
bNsnara:b;rgKWCaksarqHbBaaMgGMBITMrg;nkicsnaFanara:b;rgd_Cak;lak;mYy
nigCaPstagnkicsnaenaH . ksarenHRtUvcuHhtelxaedayRkumhunFanara:b;rg b
Pak;gar
Fanara:br; g
.
enAeBlcuHkicsnaFanara:b;rg
GkRtUv)anFanara:br; gGacBiPakSaCamYyRkum
hnu Fanara:br; g
edIm,IeRCIserIsykkarcuHkicsnaryeBlxIbryeBlEvg)antamkarRBm eRBogKa .
maRta 9 .-
kgkrNIcaM)ac;nigbnan;EdlminGaceFVIkicsnanigecjbNsnara:b;rg)an enaH
karFanara:b;rgGacRbRBwteTA)an edayeRbI } kMNt;sMGag } CnYsCabeNaHGasn .
kMNt;sMGagKWCaksarEdlecjedayRkumhunFanara:b;rg b Pak;garFanara:b;rg
.
ksarenHCM n Y s b N s nara: b ; r gb C aki c s nabEn m
kgeBlrg;caMkarecjbNsnara:b;rg
CasaBr
.
enAeBlecjkMNt;sMGag
PaKITaMgsgxagRtUvcuHhtelxa ehIyGkRtUv)anFanara:b; rg
RtUvbg;buBVlaPra:b;rg
tamkarRBmeRBogKadUcmanEcgkgbNsnara:b;rgenaHRsab; .
maRta 10 .-
-5-
bNsnara:b;rgKWCatwktagnkicsnaFanara:b;rgEdleFVIeLIgCalaylkN_GkSr
edaymankarcuHbMeBjnUveKalbMNgrbs;GkRtUv)anFanara:b;rg eRkamkarkPaBKarvagPaKI
TaMgsgxagnkicsna .
lkxNnbNsnara:b;rgRtUv)anEckecjCaBIrEpkcMbg KW lkxNTUeTA
niglkxNedayELk
1- lkxNTUeTAKWCaksarEdlmankMNt;nUveKalkarN_sMxan;BIr sIGMBI
k- RbePThaniPyEdlRtUv)anTTYlFanara:b;rg[
x- RbePThaniPyEdlminRtUv)anTTYlFanara:b;rg[
2- lkxNedayELk ehAfa } viBaabnbRtFanara:b;rg }
KW C aksar Edlmankarcu H bM e BjnU v sM N U m BredayELkrbs;GkRtUv)anFanara:brg
tamkarRbkasenA kgBakesIsMuFanara:b;rgrbs;xn EdlRtUvmanhtelxaBIRkumhun Fanara:b;rg
.
maRta 11 .-
karbg;buBVlaPra:b;rgcMeBaHhaniPyNamYyKWCakatBVkicTImYyrbs;GkRtUv )anFa
nara:b;rg
.
buBVlaPra:b;rgRtUvbg;RtwmRtUvtamryeBlFana
nigtamcMnnY TwkR)ak;Fanara:br; gsrub
edayKitEpkelImUldanntaragbuBVlaPra:b;rgrbs;RkumhunnImYy .
kgkarbg;buBVlaP GkRtUv)anFanara:b;rgGacBiPakSaehIyRBmeRBogCamYyRkum
hunFanara:b;rg edIm,IeFVIkarbg;EtmYyelIk beRcInelIk)an .
maRta 12 .-
-6-
kgkrNIsMubBab;karFanara:b;rgeRkayeBlmanhaniPyekIteLIg ehIyRkumhun
)anTUTat;sMNgrYcehIyenaH buBVlaPra:b;rgcMeBaHryeBlEdlenAsl;minRtUv)anRkumhunFana
ra:b;rgbgVilsgvijeLIy .
maRta 13 .-
kgkrNIsMupakskmPaBedIm,IeFIVkarCYsCulFM GkRtUv)anFanara:b;rgsamIcaM)ac;
RtUvCUndMNwgdl;Rkumhnu Fanara:br; grbs;xn Camun cMnnY db;fya:gtic . Rkumhnu Fanara:br; gnwg
TUTat;sgvij bnab;BIeBlcab;dMeNIrkareLIgvij nUvcMnYnekAsibPaKry 90
nbuBVlaP ra:b;rgsMrab;ryeBlEdl)anpak .
maRta 14 .-
kg krNIEdlGkRtUv)anFanara:b;rgFnkSymunkalkMNt;EdlEcgkgkicsna
Fanara:b;rg caM)ac;RtUvmankarCUndMNwgmkRkumhunFanara:b;rg enAkgryeBldb;fya:gyWt
bMptu munkarRbkasFnkSytamrylixitGnusidblixitCUndMNwgEdlRtUvbBaak;tbvijc,as;
las;BIkar)anTTYl . Rkumhnu Fanara:b;rgnwgbgVilsgvijcMnYn ekAsibPaKry 90 nbuBV
laPra:b;rgEdlenAsl; .
maRta 15 .-
manEtkicsnabEnmsMrab;bnkarFanara:br; geT
EdlRtUvbg;buBVlaPra:b;rgsmRsb
tamryeBlEdlRtUvbnenaH
.
cMeBaHkicsnabEnmepSgeTot GkRtUv)anFanara:b;rgRKan;Et bg;CUnRkumhunFanara:br; g
nUvfkicsnabEnmtamkarkMNt;b:ueNaH .
maRta 16 .-
cMeBaHkrNIEdlGkRtUv)anFanara:b;rgbCnrgeRKaH)anTTYlrgkarxUcxat kar)at;
bg;RTBsm,ti rbYs Bikar b)an)at;bg;CIvit RtUvmanksarBak;BncaM)ac;mYycMnYnEdl
bBaak;karBitBIGaCJaFrmansmtkci edIm,I[Rkumhnu Fanara:br; geRbIR)as;CamUldannkarTUTat;
sMNgtamkarCak;Esg.
-7maRta 17 .-
nitiviFIedaHRsayeFIVsMNgCMhandMbUgRtUvQrelImUldancrcasMruHsMrYledaysnivi
FI rvagRkumhnu Fanara:br; gnigGkRtUv)anFanara:br; g b ttiyCnEdlrgeRKaH . RbsinebImni Gac
edaHRsay)antamrykarsMruHsMrYlKaenaHeT eTIbRtUvBwgBak;GaCJakNal edIm,IedaHRsaybn
. RbsinebIenAEtmin)ansMerc eTIbPaKIEdlminsuxcitGacbwgeTAtulakarmansmtkickg
RBHraCaNacRkkm<Ca .
maRta 18 .-
EpkTI2
karFanara:b;rgRTBsm,ti
maRta 20 .-
-8-
kg krNIEdlGkRtUv)anFanara:b;rgTTYlmrNPaB karFanara:b;rgRtUvFak;eTAelI
TayaTnvtE dlRtUv)anFanara:br; g
.
TayaTCaGkTTYlmrtkbnenaHmankatBVkci dcU GkRtUv)an
Fanara:br; gEdr
.
epImecjBIlkxNenH
TayaTRtUvCUndMNwgdl;RkumhunFanara:b;rgBImrNPaB
nGkRtUv)anFanara:br; gBIxagedIm ehIysMu[eFVIkicsnabEnmedIm,IeprkarFanara:b;rgenaHmk
eQaHrbs;xnCapvkar . b:uEn RkumhunFanara:b;rgnigTayaTmansiTilubCasaBr nUvkicsna
Fanara:b;rgBIxagedImenaH)an eTAtamsartInGnuRkwtenH .
maRta 21 .-
GkEdl)anlk;bnnUvvtkgkarFanara:b;rg mansiTisMudkykvijnUvbuBVlaPra:b;
rgcMnYnekAsibPaKry90nTwkR)ak;sRmab;ryeBlEdlenAsl; eRkayBI)anCUndMNwgeTA
RkumhunFanara:b;rgrbs;xn tamrylixitCapvkarEdlRtUveFVIeLIgkugryeBlya:gyWtbMptu
mbnY ema:gbnab;BkI arlk; nigRbsinebImas;kmsiTifImin)anmksMu[eFVIkicsnabEnm edIm,Iepr
kicsnaBIxagedImmkeQaHrbs;xnenAeLIyeT.
EpkTI 3
karFanara:b;rgbuKl
-9maRta 23 .-
RbsinebIGkesIsMuFanara:b;rg)anRbkasGayuminRtwmRtUvBitR)akdrbs;GkRtUv
)anFanara:b;rg RkumhunFanara:b;rgGaclubecalkicsnaFanara:b;rgrbs;xn enAkgryeBl
EtBIr2qaMbu:eNaH ehIybgVilbuBVlaPra:b;rgCUneTAGkesIsMuFanara:b;rgvij bnab;BIkarkat;kg
CamYy esahuysMrab;ryeBlFanara:b;rgkngmk .
maRta 24 .-
kicsnaFanara:b;rgelIkrNImrNPaBRtUvmankaryl;RBmCalaylkN_GkSr
CamunBIsMNak;GkRtUv)anFanara:b;rg
cMeBaHTwkR)ak;Fanara:b;rg
ebI B M u e naHeTnw g RtU v cat;
Tu k CaemaX.
b:uEn
karFanara:b;rgGayuCIvitEdlRtUv)anerobcMeLIgedayBuk-maysRmab;kUn
CaGnItiCnenAkgbnk minsiteRkamlkxNxagelIenHeLIy .
maRta 27 .-
- 10 -
bnab;BIkicsnaRtUv)ancuHhtelxarYcehIy GkesIsMuFanara:b;rgGacbg;buBVlaP
ra:b;rgTaMgGs;EtmYyelIkbeRcInelIk)an CUnRkumhunFanara:b;rg tamkarRBmeRBogKa .
kgkrNIEdlkicsna)anEcglkxN[bg;buBVlaPra:b;rgeRcInelIkenaH GkesIsMu
Fanara:b;rgRtUvbg;elIkdMbUg
enAeBlEdlkics naenaHcUlCaFrman
ehIynwgRtUvbg;;elIkeRkay
eTotRtwmRtUveTAtameBlevlaEdl)ankMNt; .
maRta 28 .-
GkTTYlplnkarFanara:b;rgGayuCIvitRtUv)ankMNt;eQaHCamun edayGkRtUv
)anFanara:br; gbGk essI FuM anara:br; g.
GkesIsMuFanara:b;rgRtUvmankaryl;RBmCamunBIGkRtUv)anFanara:b;rg enAeBl
EdlGksMuFanara:b;rgenaHCaGkkMNt;eQaHGkTTYlpl .
maRta 29 .-
- 11 -
Rkumhnu Fanara:br; g
eRkayBI)anTTYldMNwgCalaylkN_+GkSrsIBIkarpas;breQaH
GkTTYlplehIy
RtUvcuHeQaHGkTTYlplfIenaH enAelIbNsnara:b;rg .
GkessI FuM anara:br; gRtUvmankaryl;RBmBIGk RtUv)anFanara:br; gCamun munnwgeFVkI ar
pas;breQaHGkTTYlpl .
CMBkU TI 3
RbePTFanara:b;rgCakatBVkic
EpkTI 1
karFanara:b;rgParTTYlxusRtUvyanyn bkarFanara:b;rgttiyCn
maRta 31 .-
karFanara:b;rgttiyCnyanynmaneKaledAsMxan;KWkareFVIsMNgdl;CnrgeRKaH
neRKaHfak;cracrEdl)anTTYlrgrbYs Bikar sab; b xUcxatRTBsm,tiEdlbgeLIg eday
yanynRKb;RbePT .
RbePTyanynEdlcaM)ac;RtUvmanFanara:b;rgttiyCn rYmman
- yanynRKb;RbePTEdleFVIGaCIvkmdwkCBanTMnij dwkCBanGkdMeNIr dwk
CBanePJveTscr enAkgRBHraCaNacRkkm<Ca .
- yanynRKb;RbePTEdlCakmsiTirbs;Rkumhun shRKas eragcRk .
- yanynrbs;GgkareRkArdaPi)al GgkarGnrCatinigsmaKmnana .
]bkrN_laysIum:g;t_EdleFVIclnapas;brTIkEngedayma:sIunpal;beda
yGUs seNag .
- RtIcRkyanynEdleRbIR)as;sMrab;eFVIGaCIvkmdwkCBanTMnij bdwkGkdMeNIr.
maRta 32 .-
- 12 -
kicsnara:b;rgTaMgLayEdl)anEcgenAkgmaRta
31
RtUvecjedayRkumhunFana
ra:b;rgNamYyEdl)ancuHbBaIRtwmRtUvnigEdl)anTTYlGaCJabNBIsabnmansmtkic edIm,IeFVI
RbtibtikarenARBHraCaNacRkkm<Ca .
maRta 33 .-
karFanara:b;rgttiyCnbdiesFmineFVIsMNgcMeBaHmas;yanyn GkebIkbr Gk
TTYlbnkEfTaMyanynnigGkrs;enAkgbnkrbs;mas;yanynpal; Edl)anTTYlrgrbYs
Bikar
bsa b;
enAkgehtukarN_neRKaHfak;cracreLIy
.
GkTaMgGs;xagelIenHRtUvmanbNsnara:b; rgedayELkeTot .
maRta 34 .-
RkumhunFanara:b;rgEdlFanaParTTYlxusRtUvyanynRbkbGaCIvkm tampveKak
RtUvedaHRsaysMNgCUnCnrgeRKaH[)anqab;rhsbMput tamnItiviFIdUcxageRkam
1- ttiyCnTaMgLayEdl)anGnuvtRtwmRtUvtamc,ab;cracrehIy)anTTYlrgeRKaH
dl; rUbragkaybRTBsm,tiedaysaryanynRbkbGaCIvkmelIpveKakbgeLIg
suTEtRtUv)anRkumhunFannara:b;rgeFVIsMNgcMeBaHral;karxUcxatGnrayenaH[
Tan;eBlevla nigsmRsbeTAtamkRmitn karxUcxat .
- 13 -
kgxNEdlmantRmUvkarBIRkumGaCJaFrmansmtkic mas;yanynnImYyRtUv
bgajviBaabnbRtFanara:br; g .
maRta 37 .-
mas;yanynRbkbGaCIvkmEdlmankarFanara:b;rgttiyCnrYcehIy RtUvbiTlta
bRtEdlRkumhunFanara:b;rgecj[ enAkBak;yanynEpkxagmux .
maRta 38 .-
karFanara:b;rgpvTwk nigpvGakasnwgRtUvkMNt;kgGnuRkwtedayELk .
EpkTI 2
karFanara:b;rgkardan
maRta 39 .-
karFanara:b;rgParTTYlxusRtUvkardan mansarsMxan;kgkickarBarplRbeyaCn_
rbs;ttiyCnTaMgLayEdlrs;enACMuvijkardan beFVIdMeNIrqgkat;bEk,rkardan . eRKaHfak;TaMg
- 14 -
RbePTkardanEdlcaM)ac;RtUvmankarFanara:b;rgelIParTTYlxusRtUv rYmmankar
dansagsg; CYsCul temIg TaMgGs; EdlTTYlxusRtUvedayshRKin Gkem:Akar bGkem:Akar
bn elIkElgEtnItibuKlnnItisaFarNEdlTTYlbnkkargarsagsg; CYsCul btemIg edIm,I
CaplRbeyaCn_saFarN . karelIkElgTaMgmUlbmYyEpkGacyl;RBm)anedayRksYgesd
kicnighirBavt EdlGHGagfaGacmanlTPaBCYsCulsg)anqab;rhsnigRKb;RKan; nUvkarxUc
xatTaMgLay . rIkarsagsg;bCYsCulEklMGtUctacEdlmintRmUv[mankarGnumtielIKMerag
bg;BIsabnmansmtkiceTenaH KWRtUv)anelIkElg .
maRta
41
.-bNsnara:b;rgEdlEcgenAkgmaRta
40
nGnuRkwtenH
RtUvecjedayRkumhun
Fanara:br; gNamYyEdlmanGaCJabNn gi Edl)ancuHbBaBI aNiCk mRtwmRtUv edIm,IeFVRI btibtki ar
enARBHraCaNacRkkm<Ca .
EpkTI 3
karFanara:b;rgkardwkCBanGkdMeNIr
maRta 42 .-
- 15 -
meFa)aydwkCBanRKb;RbePTEdlmanlixitGnuBaat[eFVIGaCIvkmdwkCBanGk
dMeNIrenAkgRBHraCaNacRkkm<Ca
RtUvEtmankarFanara:b;rgelIParTTYlxusRtUvcMeBaHGkdMeNIr tammeFa)aydwkCBanrbs;xn
.
maRta 44 .-
CMBUkTI 4
RkumhunFanara:b;rg Pak;garFanara:b;rg eCIgsaFanara:b;rg
nigRkumhunRttBinithaniPyFanara:b;rg
EpkTI 1
RkumhunFanara:b;rg
maRta 46 .-
- 16 -
kgkrNICaRkum
1-minmanGaCJabNEdlecjeday
k- raCrdaPi)altamsMeNIrbs;RksYgesdkicnighirBavt
hnu Fanara:br; grbs;rd bRkumhnu Fanara:br; gcMrHu rvagrdngi kCn Edl
EdlkgenaH rdmanPaKhuny:agtichasibmYy 51 PaKry.
x- RksYgesdkicnighirBavt kgkrNICaRkumhunFanara:b;rgkCn .
2-min)ancuHbBaIsMrab;RbePTFanara:b;rgNamYydUcmanEcgenAmaRta 46 n
c,ab; sBI kI arFanara:br; g .
maRta 47 .-
1- BaksMuCalaylkN_GkSr EdlkgenaHmanbBaak;BIRbePTGaCIvkm
edImTuncuHbBaI nigvisalPaBGaCIvkmrbs;Rkumhnu Fanara:br; gEdlnwg
RtUvbegIteLIgenaH .
2- lknki rbs;Rkumhnu Fanara:b;rgEdlnwgdMeNIrkar .
3- r)aykarN_esdkichirBavt)a:n;sannbIkariybriecTdMbUg .
4- bBaIraynamsmaCikPaKhun nigPaKhunrbs;smaCikmak; .
5- CIvRbvtisegbrbs;GkdwknaM
nigGkRKb;RKgsMxan;
EdlnwgRtUvEtgtaMg
nig lixitefaleTasnbuKlTaMgenaH .
6- eKalkarN_ nigKMerageFVIRbtibtikar .
7- BtmansIGMBITIkEngnana EdlRkumhunkMNt;yksMrab;eFVIGaCIvkm .
8- KMrUbNsnara:b;rg kicsnabEnm niglixite)aHBum<EdlsMrab;EckpSay
dl;saFarNCn b sMrab;pSBVpSay eTAtamRbePTRbtibtikarnImYy
- 17 -
9- ksarcaM)ac;epSgeTotEdltRmUvedayRksYgesdkicnighirBavt
eTA
tamRbePTGaCIvkmFanara:b;rgnImYy .
maRta 48 .-
ral;BakesIsMuGaCJabNrbs;RkumhunFanara:b;rgbreTsRtUvmanPab;tam CabEnm
BIelIksarncMNuc TI1 dl;TI 9 nmaRta 47 xagelI nUvksarnigBtmanepSgeTotdUcteTA
- 18 -
- 19 -
enH
edayRbkarNa
ya:g
x- RtUUv)anrkSaTukCaGciny_kgKNnIenArtnaKarCati rhUtdl;)an
bBabC; asaBrnUvskmPaBrbs;Rkumhun.
K- minGacRtUvrab;bBaleTAkgsac;R)ak;gayRsYl edIm,IKNnaPaBRKb;
RKan;nR)ak;kMritsaFnPaB EdlEcgenAkgcMNuc 1 nmaRta 53
)aneLIy.
X- enAeBlEdlR)ak;dMkl;enHmancMnYnticCagkMritpvkar
mYy samIRkumhunRtUvbMeBjbgb;vij
enAkgryeBl 30 f
yWtbMptu
Kitcab;BIf)anTTYlesckIbgab;dac;xatrbs;RksYgesdkic
nighirBavt
ehIyRbsinebIBMuGnuvt)andUecaHeT
samIRkumhunRtUvrg
TNkmtammaRta 53 nc,ab;sBI kI arFanara:br; g.
3- GMBIR)ak;bMerIskmPaBcrn
k- RtUvsitenAkgkarRKb;RKg nigkareRbIR)as;pal;rbs;samIRkumhun
rab;
bBalTaMgcMNUlbuBVlaPra:b;rgpg.
x- enAeBleRbIR)as;R)ak;enHelIRbtibtikarFanara:br; gminRKb;RKan; eTIb
samIRkumhunGaceRbIR)as;R)ak;kMritsaFnPaBbEnmeTot)an .
maRta 54 .-
edayELk
cMeBaHsaxanRkumhunFanara:b;rgbreTsEdle)aHTItaMgnigeFVIskmPaB
enARBHraCaNacRkkm<Ca
RkumhunemRtUvdak;mknUvsMNMuEbbbTsMuebIksaxarbs;xn
CUnmkRksYg esdkicnighirBavt dUcxageRkam
1- lknikmanviBaabnkm BIGaCJaFrmansmtkicnRbeTsedIm .
- 20 -
2- esckIsMercRsbtamlknik
sIBIkarebIksaxaenARBHraCaNacRkkm<Ca.
3- lixitGnuBaatBIGaCJaFrGaNaBa)alnRbeTsedIm
sIBIkarGnuBaat
[samIRkumhunebIk saxaenARBHraCaNacRkkm<Ca.
4- esckIsMercEtgtaMgbuKlmanKuNvuD edIm,I[dwknaMsaxaenARBHraCa
NacRkkm<Ca.
5- r)aykaN_hirBavtnbIkariybriecTcugeRkay
edaymanviBaabnkm
BIsvnkrkraCnRbeTsedIm.
6- lixitefaleTasecjedayRbeTsedIm nigCIvRbvtisegbrbs;buKl
dwk naMsaxaenARBHraCaNacRkkm<Ca.
7- ksarcaM)ac;epSgeTotEdltMrUvedayRksYgesdkicnighirBavt
eTA tamRbePTGaCIvkmnImYy .
maRta 55 .R)ak;dMkl;EdlEcgenAmaRta 53 maRta 85 nigmaRta 86 nGnuRkwtenH Gac
CarUbIybNbR)ak;erolnigbCalixitFanarbs;raCrdaPi)alnRBHraCaNacRkkm<Ca .
maRta 56 .RkumhunFanara:b;rgRKb;RbePTRtUvmanR)ak;RKb;RKan; sMrab;FanakMritsaFnPaB .
kMritsaFnPaBKWCamUlniFienATMenreRtomedaHRsayhaniPyEdlekIteLIgCayfaehtu bedaH
RsaysMNgEdlmanbrimaNelIsBImUlniFibMrug EdlRkumhun)anbegIteLIgtamrybuBVlaP
ra:b;rg . kMritsaFnPaBenHRtUv)ankMNt;CaGb,bmaeTAtamsarsMxan;nRbePTRkumhunFana
ra:br; gnImyY dUcxageRkam
1- kg krNIEdlRkumhnu Fanara:br; geFVRI btibtki arelIRbePTFanara:br; g Gayu
CIvit bRbePTFanara:b;rgTUeTA
k- kg qadM eM NIrkardMbgU >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>> >>>>>>>>>>>RtUvman 50
nedImTuncuHbBaItamc,ab;
- 21 -
x- enAeBlcMNUlbuBVlaPra:b;rgsrubdkecjbuBVlaPra:b;rgbn
srubRbcaMqaMmunenAsl;esI bTabCag
66>500 lanerol >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>> >>>>>>>>>>>RtUvman 13>300
lanerol
KenAeBlcMNUlbuBVlaPra:b;rgsrubdkecjnUvbuBVlaPra:b;
rgbnsrubRbcaMqa mM nu mancMnnY BI 66>500 lanerol dl;
332>500 lanerol >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>RtUvman20
ncMNUlbuBVlaPra:b;rgsrubqaMmun
X- enAeBlbuBVlaPra:b;rgsrubdkecjnUvbuBlV aPra:br; gbnsrub
RbcaMqaMmunmancMnYnelIsBI
332>500
lanerol>>>>RtUvman66>500
lanerolbUknwg 10 ncMENkbuBV
laPEdlelIsBI 332>500 lanerol
2- kg krNIEdlRkumhnu Fanara:br; geFVRI btibtki arelIRbePTFanara:br; g Gayu
CIvitnigTUeTAenaH cMnYnTwkR)ak;kMritsaFnPaBenAkgcMNuc 1 nmaRta
enHRtUvmanminticCag
26>600
laneroleLIy
eTaHenAkgkrNINakeday.
maRta 57 .RkumhunFanara:b;rgrbs;rd RtUvmankaryl;RBmCamunBIRksYgesdkicnighirBavt
RbsinebIRkumhunenaHmanGaCJabNrYc ehIymanbMNg
1- pas;brRbePTFanara:b;rg .
2- pas;bredImTuncuHbBaI .
3- pas;brTIsak;kar b TIkEngsaxarbs;Rkumhun .
4- EksMrYlvisalPaBGaCIvkm .
5- bMEbk b bBal Rkumhnu .
- 22 -
6- pas;brsmaCikEdlmanPaKhunelIsBI 10 nedImTunrbs;Rkumhun .
7EkERbbpas;brlkxNepSgeTotEdlRksYgesdkicnighirBavt
)ankMNt;.
kg krNIEdlmanbMNgeFVkI arpas;br RbFanRkumRbwkSaPi)al bGKnaykrbs;xn Rkumhnu Fana
ra:br; gRtUvraykarN_eTARksYgesdkicnighirBavt edIm,IeFVIkarBinitlitln;elIlkNsm,ti
rbs;buKlEdlnwgRtUvkan;tMENgCnYs .
maRta 58.karbegtI saxabkariyalytMNagrbs;Rkumhnu Fanara:br; grdEdlmanGaCJabNr cY
ehIy enAtamtMbn;nanakgRBHraCaNacRkkm<Ca RtUvmankaryl;RBmBIRksYgesdkicnighirBa
vtCamun .
maRta 59 .visalPaBGaCIvkmnRkumhunFanara:b;rgrYmman
1- karFanara:b;rgRTBsm,ti Edlrab;bBalTaMgGaCIvkmFanara:b;rgelIkarxUc
xat)at;bg;RTBsm,ti karFanara:br; gelIParTTYlxusRtUv karFanara:b;rg
elIkarsagsg; kartemIg kardwkCBantampveKak pvGakas pvsmuRT
karFanara:b;rgelIkareFVIdMeNIr elItYnava elItYynehaH nigkarFanara:b;rg
\NTanBaNiCk m.
2- karFanara:br; gbuKl Edlrab;bBal TaMgGaCIvkmFanara:br; gGayuCvI ti Fana
ra:b;rgsuxPaB nigFanara:b;rgelIeRKaHfak;dl;buKlTaMgLay .
RkumhunFanara:b;rgTaMgGs;GaceFVIskmPaBFanara:b;rg)anEtenAkgEdnvisalPaB
EdlmanEcgkgGaCJabNEtb:ueNaH elIkElgEtRbePTFanara:b;rgelIeRKaHfak;nigeRKaHfak;
BlkmEdlRkumhnu Fanara:b;rgTaMgGs;GaceFVIskmPaB)andUcKa .
maRta 60 .-
- 23 maRta 61 .-
enAeBlEdlRkumhunFanara:b;rgNamYymantRmUvkarFanara:b;rgbnecj KWRtUvpl;
GaTiPaBCamun cMeBaHRkumhunTaMgLayEdleFVIRbtibtikarenAkgRBHraCaNacRkkm<Ca .
maRta 64 .-
cMeBaHkicsnaFanara:b;rgTaMgLayEdlmanTwkR)ak;Fanara:b;rgsrubesI
bTabCagR)aMryBan;500>000 dula rGaemrik RtUvEteFVkI arFanara:br; gbnCamYy Rkumhnu Fana
ra:b;rgTaMgLayenAkgRBHraCaNacRkkm<Ca elIkElgEtkicsnaFanara:b;rgGayuCIvit .
maRta 65 .-
enAkgryeBlR)aMmYy6ExKitcab;BIf)anTTYlGaCJabN RbsinebIsamIRkum
hnu Fanara:br; gmin)aneFVkI arcuHbBaBI aNiCk meTAtamc,ab;
edayKanmUlehtuEdlGacTTYlsal;
)aneT
GaCJabNrbs;xnnwgRtUvGs;suBlPaBCasVyRbvti .
maRta 66 .-
- 24 -
RkumhunFanara:b;rgTaMgGs;Edl)anTTYlGaCJabN[eFVIRbtibtikarenARBHraCaNa
cRkkm<Ca RtUveRbIR)as;mUlniFibMrugrbs;xnEdlEcgenAmaRta56nGnuRkwtenH ya:gticbMput
cMnYncitsibR)aMPaKry
75
Caerogral;qaM
sMrab;eFVIvinieyaKeLIgvij
enARBHraCaNacRkkm<Ca .
maRta 67 .-
elIkElgEtkgGaCIvkmFanara:b;rgGayuCIvit RkumhunFanara:b;rgTaMgGs;RtUveFVIkar
Fanara:br; gbneTARkumhunFanara:b;rgbnrbs;rdcMnYnmPaKry 20 ya:gtic nesvakm
Fanara:b;rg EdlRkumhunenaH)ancuHkicsnatamGRtabuBVlaPra:b;rgTabbMputrbs;RksYgesdkic
nighirBavt EdlEcgenAmaRta 89 nGnuRkwtenH .
maRta 68 .-
kalebIBiniteXIjfa RkumhunFanara:b;rgNamYysitenAkgsanPaBminGacpl;
karFanaRKb;RKan;cMeBaHkicsnarbs;xnbminGacra:b;rg)annUvTMhMhaniPyEdlnwgGacekIteLIg
eT RksYgesdkicnighirBavtRtUveRkInrMlwkCalaylkN_GkSr nigbgab;dac;xat[samIRkum
hnu Fanara:br; gksagkmvFi hI ri Bavtc ,as;las; sMrab;sarRkumhunrbs;xn[manRbRktIPaBeLIg
vij . RbsinebIenAEtKanlTPaBsar)antamesckIbgab;dac;xatxagelIenHeT RksYgesdkic
nighirBavtmansiTihamXat;RkumhunsamIeRbIR)as;RTBskmrbs;xn enARBHraCaNacRkkm<Ca
rhUtdl;mankaredaHRsay)anCasaBr.
maRta 69 .-
- 25 -
RbsinebIRkumhunFanara:b;rgGayuCIvitNamYyRtUv)anrMlay
bRtUv)anRbkasFnkSy
Rsbtamc,ab;
enaHkicsnaFanara:b;rgGayuCIvitnigmUlniFibMrugenAkgkarkan;kab;rbs;xn
RtUv
epreTA[RkumhunFanara:b;rgGayuCIvitepSgeTot
.
kgkrNIEdlsamIRkumhunKanlTPaBGnuvt
viFankarenH)an
RksYgesdkicnighirBavtRtUvcglbgajeQaHRkumhnu Fanara:br; gGayuCvI ti
NamYy
beRcInepSgeTot edIm,I[TTYlkicsnaFanara:b;rgTaMgenaHCabn .
maRta 71 .-
- 26 -
ral;esckIsMercdkhUtGaCJabN bpakskmPaBRtUvEtbBaak;CalaylkN_GkSr
GMBImUlehtu[)anc,as;las;eTAsamIRkumhunem . esckIsMercEdlRbkasdkhUtGaCJabN
RtUvRbkaspSayCasaFarNkgraCkic .
maRta 72 .-
esckIsMercdkhUtGaCJabNCasaBrBIRkumhunFanara:b;rgRKb;RbePT nwgnaMeTAdl;
karrMlayRkumhunenaHtampvc,ab; .
maRta 73 .eRkABIRtUvGnuvttamc,ab;sIBIkarFanara:b;rg RkumhunFanara:b;rgRKb;RbePT rab;
bBal TaMgsaxaRkumhunFanara:b;rgbreTspg kRtUvsitenAeRkambTb,Baatinc,ab;Bak;BnTaMg
LaysIBIkarRKb;RKgRkumhunBaNiCkm karRKb;RKgshRKassaFarN karRKb;RKgRkumhun
cMruHrdnigkCn karRKb;RKgBndar nigkarRKb;RKgrd)alrbs;RBHraCaNacRkkm<Ca
EfmeTot.
EpkTI 2
Pak;garFanara:b;rg eCIgsaFanara:b;rg
RkumhunRtYtBinithaniPyFanara:b;rg
maRta 74 .-
RkumhunFanara:b;rgnImYy RtUvkMNt;EdnnkarTTYlxusRtUvnigkarRbRBwtieTARBm
TaMglkxNepSgrbs;Pak;garFanara:b;rg nigeCIgsaFanara:b;rgEdleFVIGaCIvkmelIvisyFana
ra:b;rgenAkgkicRBmeRBogRsbtamc,ab; .
maRta 75 .-
rUbvnbuKlbnItibuKlEdlmanbMNgeFVIGaCIvkmelIvisyFanara:b;rg enARBHraCa
NacRkkm<Ca eRkamTMrg;CaPak;garFanara:b;rg eCIgsaFanara:b;rg bRkumhunRtYtBinithaniPy
Fanara:br; g RtUvdak;BakessI GuM aCJabNR bkbGaCIvkmeTARksYgesdkicnighirBavt edayPab;
- 27 -
GaCJabNEdlRtUv)anpl;[eCIgsaFanara:b;rg mansuBlPaBsMrab;ryeBlmYy
1 qaM Kitcab;BIf)anecj[eRbIR)as; . GaCJabNenHminGacepr blk;edayRbkarNamYy
)aneLIy .
maRta 79 .Pak;garFanara:br; g eCIgsaFanara:br; g nigRkumhnu RtYtBinti haniPy Fanara:br; g
nImYy RtU v dak; B akes I s M u b n G aCJ a b N e LI g vi j enAkgryeBlya:gyWtbMputmYyEx
muneBlGaCJabNrbs;xnGs;suBlPaB mkRksYgesdkicnighirBavt . enAkgryeBl enH
samIRkumhunenAEtmansiTieFVIs kmPaBFmta rhUtdl;fTTYl)anGaCJabNf bI l xi ti CUndMNgw
bdiesF edaymanbedayKanlkxNrbs;RksYgesdkicnighirBavt eRkayBI)ansikSaya:g
litln;nUvsMNMuEbbbTsMubnGaCJabNeLIgvijenaH.
maRta 80 .-
- 28 -
eCIgsaFanara:b;rgEdlmankMhus naM[xUcxatb)at;bg;plRbeyaCn_rbs;GkRtUv
)anFanara:b;rg RtUvTTYlxusRtUveFVIsMNgeTAtamkarxUcxatCak;Esg .
maRta 84 .-
- 29 -
eCIgsaFanara:b;rgTaMgGs;Edl)anTTYlGaCJabNrYcehIy RtUvdak;R)ak;tMkl;esI
nwgtmsmmUlR)aMmWun 50>000 dularGaemrikenArtnaKarCati nRBHraCaNacRkkm<Ca.
bEnmelIenH eCIgsaFanara:b;rgnimYy munnwgeFVIGaCIvkm RtUvmankarFanara:br; g
elIParTTYlxusRtUvviCaCIvEdlmancMnYnTwkR)ak;Fanara:b;rgsmmUlnwg)aMEsn 500>000
dularGaemrik edayRtUvepJIc,ab;ftcmgviBaabnbRtFanara:b;rgenaHmYyc,ab; CUneTARksYgesd
kicnighirBavt edIm,ICaskIkm .
maRta 87 .-
CMBUkTI 5
karRtYtBinitrbs;rd
maRta 88 .-
- 30 -
RksYgesdkicnighirBavtRtUvdak;ecjnUvtaragmYysIBItmTabbMput sMrab;Gnuvt
cMeBaHhaniPyFM sMedAFanalMnwgnTIpSar nigtMrg;TisnkarRbkYtRbECgkgTIpSar . tarag
tmTabbMputenHnwgminGacRtUvykeTAGnuvt cMeBaHRbePTFanara:b;rgGayuCIviteLIy .
taragtmTabbMputdUcmanEcgenAkgvakxNTImYynmaRta 89 enH nwgGacRtUv
EksMrYl)an eTAtamPaBkarN_esdkic edayRbkasrbs;RksYgesdkicnighirBavt .
maRta 90 .-
RbsinebImankarEkERblknki samIRkumhunFanara:b;rgRtUvepJICUnRksYgesdkicnig
hirBavt enAkgryeBl15fya:gyWtbMput Kitcab;BIfeFVIesckIsMerckgmhasni)at
visamBarbs;Rkumhun nUvGtbTsIBIviesaFnkmnlknikenaH nigksarBak;BnepSgeTot
.
edIm,IFana[mantmaPaBnkarRbkYtRbECgrbs; x n enAk g TI p SarFanara:
b;rg
RkumhunFanara:b;rgRKb;RbePTRtUvepJICUnRksYgesdkicnighirBavtCamun
nUvtaragtmTUeTAEdl xneRtomykeTAGnuvtCamYyGtifiCn .
maRta 92 .-
- 31 -
emIlrbs;RkummnIRtYtBinitFanara:b;rgEdlEtgtaMgedayRksYgesdkicnighirBavt . enARKb;
kaleTs CabEnmelIkarRtYtBinittamryr)aykarN_ RkummnIRtYtBinitTaMgenaHGacdwknaM
karBinitepgpat;enAnwgkEng cMeBaHRKb;Rbtibtikarrbs;RkumhunFanara:b;rgnImYy .
maRta 93 .-
ral;rUbvnbuKlbnItibuKlEdl)anTTYlGaNti[cuHkicsna bRKb;RKgRkumhunFa
nara:br; gkI bPakg; arFanara:br; g eCIgsaFanara:br; g nigRkumhnu RtYtBinti haniPy Fanara:br; gkI
suTEtRtUvsitenAeRkamkarRtYtBinitrbs;RkummnIRtYtBinitFanara:b;rg . RkummnIRtYtBinit
Fanara:b;rgGacepgpat;Tinanuelxn_nigkicbBaIkaKNeny ral;ksarKNenyepSgeTot
eTaHtamviFIsamBabtamRbBnBtmannusaRskI niglixitsamRKb;RbePTrbs;Rkumhun EdlcaM
)ac;dl;karsikSaGegtRsavRCav .
maRta 94 .-
- 32 -
CMBUkTI 6
eTasb,Bati
- 33 maRta 98 .-
CMBUkTI 7
Gnrb,Bati
maRta 100 .-
- 34 -
CMBUkTI 8
Gvsanb,Bati
maRta 103 .-
GnuRkwtenHmanRbsiTiPaBGnuvt cab;BIfcuHhtelxateTA .
naykrdmnI
hun Esn
kEngTTYl
- RksYgRBHbrmraCvaMg