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    Deposit Category Deposits Days Invested Weighted Average Investment (A) (B) (C AXB)

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    Fayyaz Hussain Qazi
    This document summarizes deposit categories for a bank based on time periods of 3 months, 6 months, and 12 months. It shows the deposit amounts, weighted average investments, average balances, weightages, weighted average liabilities, profit allocations, and annualized returns for each category. The total size of deposits in the pool is $7.5 million, with total income of $50,000 and a profit sharing ratio of 20% for the mudarib and 75% for the depositor.

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    Deposit Category Deposits Days Invested Weighted Average Investment (A) (B) (C AXB)

    Uploaded by

    Fayyaz Hussain Qazi
    14 views3 pages
    This document summarizes deposit categories for a bank based on time periods of 3 months, 6 months, and 12 months. It shows the deposit amounts, weighted average investments, average balances, weightages, weighted average liabilities, profit allocations, and annualized returns for each category. The total size of deposits in the pool is $7.5 million, with total income of $50,000 and a profit sharing ratio of 20% for the mudarib and 75% for the depositor.

    Original Description:

    Islamic Finance

    Original Title

    Pool Working

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    This document summarizes deposit categories for a bank based on time periods of 3 months, 6 months, and 12 months. It shows the deposit amounts, weighted average investments, average balances, weightages, weighted average liabilities, profit allocations, and annualized returns for each category. The total size of deposits in the pool is $7.5 million, with total income of $50,000 and a profit sharing ratio of 20% for the mudarib and 75% for the depositor.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as XLS, PDF, TXT or read online from Scribd
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    14 views3 pages

    Deposit Category Deposits Days Invested Weighted Average Investment (A) (B) (C AXB)

    Uploaded by

    Fayyaz Hussain Qazi
    This document summarizes deposit categories for a bank based on time periods of 3 months, 6 months, and 12 months. It shows the deposit amounts, weighted average investments, average balances, weightages, weighted average liabilities, profit allocations, and annualized returns for each category. The total size of deposits in the pool is $7.5 million, with total income of $50,000 and a profit sharing ratio of 20% for the mudarib and 75% for the depositor.

    Copyright:

    Attribution Non-Commercial (BY-NC)
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    Download as xls, pdf, or txt
    of 3

    Deposit Category

    3 Months
    3 Months

    (A)
    700,000
    2,000,000

    (B)
    30
    30

    Weighted
    Average
    Investment
    (C = A X B)
    21,000,000
    60,000,000

    6 Months
    6 Months

    800,000
    400,000

    28
    28

    22,400,000
    11,200,000

    12 Months
    12 Months

    3,000,000
    600,000

    29
    26

    87,000,000
    15,600,000

    Weightages
    3 Months
    6 Months
    12 Months

    Total Size of the pool


    Total Income of the pool
    Days Invested
    Profit sharing ratio of mudarib
    Weightage of the equity

    Deposits

    Days Invested

    0.60
    0.70
    1.00

    7,500,000
    50,000
    31
    20% Mudarib's share
    0.75 Depositor's share

    10,000.00
    40,000.00

    Profit Distribution
    Average
    Balance
    (D = C /31)
    677,419
    1,935,484
    2,612,903
    722,581
    361,290
    1,083,871
    2,806,452
    503,226
    3,309,677

    Deposits

    Average
    Balance
    (A)

    Weightages

    (B)

    3 Months

    2,612,903

    0.60

    6 Months

    1,083,871

    0.70

    12 Months

    3,309,677

    1.00

    Bank's equity (Remaining)

    493,548
    7,500,000

    0.75

    7,006,452
    493,548

    Wt. Avg.
    Liabilities
    (C = A X B)

    Profit
    allocation
    (D)

    (E=75K * %)

    Annualized Return(%)

    (F=E/A*365/31*100)

    1,567,742

    26.10%

    10,441

    4.70%

    758,710

    12.63%

    5,053

    5.49%

    3,309,677

    55.10%

    22,041

    7.84%

    370,161
    6,006,290

    6.16%
    100.00%

    2,465
    40,000

    5.88%

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