Resource Management

Credit- 1 semester Required for graduation Teacher- Mrs. Gardner Text: Managing your Personal inances !""! Prerequisite- #unior or senior $escri%tion of the class- The acti&e role of the consumer in today's economic (orld is the %ur%ose of this %ro)lem-sol&ing course. *tudents are ex%osed to %ro)lems and decision-ma+ing in&ol&ed in all as%ects of consumer )uying and s%ending during the semester. Course content: 1. Role of the consumer !. ,udgets -. Chec+ing accounts and other )an+ing ser&ices .. *a&ing for the future /. 0n&esting for your future 1. 0n&esting in stoc+s 2. 0n&esting in )onds 3. 0n&esting in mutual funds 4. Credit in 5merica 1". Credit records and the la( 11. Res%onsi)ilities and costs of credit 1!. Pro)lems (ith credit 1-. Personal decision ma+ing 1.. Renting a residence 1/. ,uying a home 11. ,uying and caring for a &ehicle 12. Consumer %rotection 13. $is%ute resolution 14. ederal income tax !". 0ntroduction to ris+ management

!1. Pro%erty and lia)ilities insurance !!. 6ealth and life insurance 7x%ectations: *tudents are ex%ected to )e functioning and contri)uting mem)ers of the class. Course 8)9ecti&es: 1. $emonstrate management of financial resources to meet goals of indi&idual and families !. $emonstrate management of indi&idual and family resources including shelter: trans%ortation: health care: and financial %lanning -. 5naly;e %olicies that su%%ort consumer rights and res%onsi)ilities .. 7&aluate the im%act of technology on indi&idual and family resources. *u%%lies <eeded: =these items should )e (ith you e&eryday> 1. Pa%er?note)oo+ for notes !. Pen?%encil -. Text)oo+ Grades: The grades for this class are )ased on %ercentages. /"@ is )ased on test grades: (hich also include %ro9ects and current e&ents. The other /"@ is )ased on daily home(or+ assignments. Grading *cale: 4--1"" 5 31-4! , 22-3/ C 2"-21 $ ,elo( 2"

Class Rules: 1. !. -. .. /. Res%ect mem)ers of the class. =,e +ind (ith actions and (ords> Please do not tal+ (ithout %ermission from the teacher. Profanity is not tolerated. ,e %re%ared for class. =)ring home(or+: %en?%encil: and )oo+> ollo( the directions the first time they are gi&en.

0f a student engages in hitting: fighting: cursing: direct defiance of the teacher: or &er)al or %hysical a)use: he or she (ill )e sent directly to the dean's office.

Class Procedure: 1. 5ssignments are due at the ,7G0<<0<G of class: unless other(ise stated. Aou (ill )e %enali;ed !"@ each day for late (or+. !. Aou may che( gum as long as it is dis%osed of %ro%erly. The %ri&ilege can )e ta+en a(ay if it )ecomes a %ro)lem. ood or drin+ is not allo(ed in this class. -. $o not )ring any food or drin+ to class. .. 0f time %ermits at the end of class: you may change seats and tal+ quietly to others: )ut you must stay seated. /. ,e on time to class. 1. ,ac+%ac+s and %urses are to )e %laced on the floor (hen you enter the classroom. 0f you need extra hel% or ha&e question for me: 0 (ould )e ha%%y to hel%. 0 ha&e 1st and /th hours free and come to school around 2:." each morning. 0 am excited to )e your teacher. Be are in for a great semester.