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25 Important Model IBPS Banking Awareness Questions
25 Important Model IBPS Banking Awareness Questions
25 Important Model IBPS Banking Awareness Questions | IBPS Recruitment 2013: Result| call letter| cutoff marks| model questions
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2. Which of the following is the largest nationalized bank of India? (a) (b) (c) (d) Central Bank of India State Bank of India Bank of India Reserve Bank of India
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3. Subsidy is granted by(a) (b) (c) (d) Government of India State Government RBI SBI
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4. Who decides discount rate on certificate of deposits? (a) RBI (b) IBA
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25 Important Model IBPS Banking Awareness Questions | IBPS Recruitment 2013: Result| call letter| cutoff marks| model questions
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5. What do you mean by Debt Equity Ratio? (a) (b) (c) (d) Ratio Ratio Ratio None of of of of long-term borrowing to tangible net worth current assets to own tangible net worth fixed assets to tangible net worth the above
6. What are the intangible assets? (a) (b) (c) (d) Preliminary expenses Patents, copyright, goodwill Losses which cannot be reduced from share capital All the above
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(d) All the above 7. What do you mean by Current Ratio? (a) (b) (c) (d) Ratio of total assets to total liabilities Earning capacity of unit Ratio of current assets to current liabilities None of the above
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8. In banking industry, each month's 15th day is known as(a) (b) (c) (d) Customers Day Complaints Day Holiday None of the above
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9. Who fixed Service charges on Foreign Letter of Credit? (a) (b) (c) (d) IBA FEDAI RBI IBRD
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(b) FEDAI 10. When was the Deposit Insurance Credit Guarantee Scheme formed? (a) (b) (c) (d) July 1, 1975 January 1, 1952 January 1, 1962 January 1, 1991
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(b) 6 months 12. What do you mean by Remittance? (a) (b) (c) (d) Despatch of issuable notes Despatch of solid notes Despatch of coins All the above
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25 Important Model IBPS Banking Awareness Questions | IBPS Recruitment 2013: Result| call letter| cutoff marks| model questions
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13. For conducting Government business, the commission to banks is paid by(a) (b) (c) (d) Government of India State Government RBI Central and State Governments
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(c) RBI 14. In which year the concept of Banking Secrecy was converted into law? (a) (b) (c) (d) 1924 1927 1930 1934
(d) 1934
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15. When was the Banking Regulation Act implemented? (a) (b) (c) (d) September 6, 1949 April 1, 1949 March 16, 1949 March 31, 1949
allotment IBPS PO/MT C ommon Int IBPS clerk joining schedule Banks recruitment IBPS SO cutoff mark Recruitment Exam SBI PO result Exam ibps computer knowledge question Recruitment News Banking Awa question IBPS PO cutoff marks sample question IBPS clerk success story clerk-II allotment Model marketing ap questions SBI PO cutoff marks recruitment SBI interview experience result sbi study material How to face in
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16. When were the 14 banks nationalized? (a) (b) (c) (d) July 19, 1969 June 1, 1969 June 16, 1969 July 1, 1969
of
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e x am Mark e ting aptitude que stions SBI PO call le tte r SBI PO que stions re cruitm e nt 2013 inte rvie w bank
17. Who hold the large part of the equity capital? (a) (b) (c) (d) Public sector institutions such as banks, LIC World Bank Reserve Bank None of the above
18. Who appoints the chairman of Regional Rural Bank? (a) (b) (c) (d) State Government Reserve Bank of India Central Government Sponsoring bank in consultation with NABARD
19. Who manage(s) each Regional Rural Bank (RRB)? (a) (b) (c) (d) Board of Directors Reserve Bank Sponsoring commercial bank None of the above
20. What are Co-operative banks? They are(a) (b) (c) (d) Private sector banks Public sector banks Joint-sector banks None of the above
21. What is the meaning of the term 'escrow'? (a) Conditional delivery of an instrument (b) An inchoate instrument
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25 Important Model IBPS Banking Awareness Questions | IBPS Recruitment 2013: Result| call letter| cutoff marks| model questions
(c) Kite flying (d) Window dressing (a) Conditional delivery of an instrument
22. How do you define a relationship between a banker and a customer? (a) (b) (c) (d) That of a debtor and a creditor That of a creditor and a debtor Primarily that of a debtor and a creditor (a) and (b) together
23. Which of the following is the most undesirable customer? Share Your IBPS & SBI Interview Experience/Success Story With Us. Click Here
24. What is the most important feature of negotiable instrument? (a) (b) (c) (d) Free transfer Transfer free from defects Right to issue (a) and (b) together
25. In which year the Export and Import Bank of India was set up? (a) (b) (c) (d) 1976 1982 1995 1997
(b) 1982
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