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05

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Update

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AEC
SMEs ?
Executive summary

4-7

SMEs

8 - 10

11 -17

SMEs

18 - 25

SMEs

26 - 39

... SMEs

40 - 50

SMEs
global trend ?

51 - 55

SMEs ?

56 - 70

SMEs

71 - 73

EIC l Economic Intelligence Center

AEC

SMEs ?

SMEs

SMEs

300

SMEs
(laborintensive industry)

(turnover rate)

(AEC)
SMEs
AEC


(direct
effect)
(indirect effect)



300
8%
100%
100%
3%
4%



SMEs
10-15


EIC l Economic Intelligence Center

(skill mismatch)
SMEs
(labor
productivity)

SMEs


SCB EIC SMEs



SMEs
1-2

300 SMEs
12%
EIC
8%


SMEs


SMEs

EIC l Economic Intelligence Center


AEC SMEs
AEC AEC




SMEs
SMEs


AEC

SMEs

global trend

(border trade)
SMEs





SMEs

SMEs


(global trend)
SMEs

(social
network)
SMEs

emerging markets
(niche market)

...
SMEs

global trend SMEs


AEC

SMEs
SMEs CLMV







EIC l Economic Intelligence Center

SMEs


SMEs
AEC




SMEs


Focus group

SMEs



(SCB Yong Entrepreneur Program YEP) 12
SCB EIC

EIC l Economic Intelligence Center

1 SMEs

(business environment)

SMEs

300
SMEs SMEs
(labor-intensive industry)
SMEs


300

300

:
300
: %

Small

Medium

16.0
13.1 12.6

12.5

12.9
8.6

: SCB EIC SMEs

6.0 6.1

EIC l Economic Intelligence Center




(turnover rate)

SMEs

SMEs SMEs

sector


: %
: %

Small

Medium
16.0

15.6
11.2

10.8

7.5

12.1
8.9
2.0

: SCB EIC SMEs

SMEs
(AEC) SMEs
AEC

SMEs
3

EIC l Economic Intelligence Center

(non-tariff barriers)
(
)
SMEs
supply chain

SMEs SMEs
SMEs


SMEs

(craftsmanship) SMEs

(labor productivity) SMEs


3

:
:
700,000

Overall

650,000
600,000

CAGR
5%

550,000
500,000
450,000
400,000
350,000
300,000
250,000
200,000

SMEs

CAGR
4%
2005

2011

: SCB EIC

SMEs

global trend

10

EIC l Economic Intelligence Center

300 SMEs
(direct effect) (indirect effect)
(cost pass-through) SMEs


(direct effect) 2%

-- (hospitality)
SCB EIC
30%
80%
10% hospitality
30% 40%

(direct effect)
4

(direct effect) 2
: %

5.0%

2.1%

5.2%

hospitality

4.0%
3.4%

: SCB EIC 1/2010


(Labor Force Survey 1Q/2010) Input-Output table 2005 (NSO)

11

EIC l Economic Intelligence Center

(indirect effect) (supply chain)






100%



8% 100%

100%
5
8%

= 100%

= 100%
: %
: %
: 7.6%

: SCB EIC 1/2010


(Labor Force Survey 1Q/2010) Input-Output table 2005 (NSO)

12

EIC l Economic Intelligence Center


100%


(long-run cost pass-through) 25-35%



5
100% 2

1. (base case)
5 10% 50%
30%
2. (high pass-through case)
5 30% 70%
50% 20%


(systemic shock)

13

EIC l Economic Intelligence Center

-hospitality

-
-
-

+
-

20%
20%
50%
20%
30%
10%
30%
30%
30%
30%
30%
30%
40%
20%

40%
40%
70%
40%
50%
30%
50%
50%
50%
50%
50%
50%
60%
40%

-
-
3G

2

50%
70%
40%
60%
30%
50%
20%
40%
10%
30%

: SCB EIC

14

EIC l Economic Intelligence Center

100%
3%
100%





hospitality
pass-through 20%
23% 20%





hospitality

15

EIC l Economic Intelligence Center

100%

: %
: 2.6%

: 2.6%

: %
: 3.2%

: 3.2%

: SCB EIC 1/2010


(Labor Force Survey 1Q/2010) Input-Output table 2005 (NSO)

(indirect effect)
8

(indirect
effect)effect)

(indirect

: % : %

: SCB EIC 1/2010


(Labor Force Survey 1Q/2010) Input-Output table 2005 (NSO)

16

EIC l Economic Intelligence Center

100%

2 100% SCB EIC
Input-Output table 2005 (
) 2.3-2.4 3.3-3.4%
GDP 2005 (margin) 4%

hospitality
margin

(margin)
(margin)
100%

100%
:%
: %

: SCB EIC 1/2010 (Labor Force Survey 1Q/2010)


Input-Output table 2005 (NSO)

17

EIC l Economic Intelligence Center

3 SMEs

SMEs


SMEs (labor productivity)
10-15

2005 2011
10-15
10-15



10

10-15

2011
:
6
5

10-15

10-15

4
3
2

: SCB EIC NESDB APO Productivity Database 2012

18

80+

75-79

70-74

65-69

60-64

55-59

50-54

45-49

40-44

35-39

30-34

25-29

20-24

15-19

10-14

5-9

0-4

EIC l Economic Intelligence Center

11

2005-2011
2005-2011

17.1

210.0

-1.5

176.2

18.2

(1% )

(2% )

33.8
Real GDP 2005

Real GDP 2011

: SCB EIC World Bank



4,900 2011 ( 2000) (2005-2011)
1.4% 2000-2005 3.8%
1.4%
2005-2011 12,000
2011 ( 2000)
10%
(middle-income trap)

19

EIC l Economic Intelligence Center

12

: %CAGR

40,000
30,000
20,000
10,000
0

2005-2011

12%
10%
8%
6%
4%
2%
0%
-2%
-4%

50,000

1990-1995

2000-2005

60,000

1995-2000

( 2011)
: 2000

: SCB EIC IMF World Bank


12,000 2011 ( 2000)
1,700 5,000

40% 46% 14%
4,900
middle-income trap

20

EIC l Economic Intelligence Center

BOX: ?

SCB EIC




103,000
3 260,000

13

: , %CAGR

39

36

23

1.5%

25

14
2005

1.1%

15

15,000

20,000

12,000
9,000

2011

: SCB EIC

21

EIC l Economic Intelligence Center


(skill mismatch)



World Bank
30%


AEC

14

Skill mismatch

()
()

::
300

. .

200

200

100

100

-100

-100

-200

-200

-300

2005 2006 2007 2008 2009 2010 2011

: SCB EIC

22

300

-300

2005 2006 2007 2008 2009 2010 2011

EIC l Economic Intelligence Center

skill mismatch






1 1

3-7 . .




90%




SMEs
SMEs



hospitality




23

EIC l Economic Intelligence Center

15

2010
: (nominal price 2010)
35,000

30,000
25,000
20,000
15,000
10,000
5,000
0

32,275 17,889 17,399

22,264 9,668

2,330

: SCB EIC CEIC

SMEs


SMEs

24

EIC l Economic Intelligence Center

BOX: SMEs
300
300
SMEs SMEs
SMEs


(productivity) 300

outsource outsource


(value-added)




(white labeling)







quantity discount

(differentiation and uniqueness)



layout

3

25

EIC l Economic Intelligence Center

4
SMEs

SMEs
300
(AEC)
SMEs SMEs
SMEs
SMEs 1 1-2
300
13% 1-2

SMEs SMEs
SMEs
9%
AEC

16

SMEs 1-2

1-2
1-2
: %
: %

14%
12%
10%
8%
6%
4%
2%
0%

13%

1-2

11%

9%

10%
7%

8% 9%

2%

: ()
1-2
: SCB EIC

26

SMEs 37 308

EIC l Economic Intelligence Center

SCB EIC SMEs SMEs 2


300 (AEC)

300 SMEs
12%

300
(indirect
effect) 6-7%
SMEs 12% SMEs
8% ( 2 )
SMEs

300
17 SMEs

SMEs

300

: %

: %

(unskilled)

62%

55%

(skilled)

50%

56%

: 12%

8%

6%

()

(%)

38%

45%

50%

44%

235

296

133

59

20%

16%

10%

10%

6%

4%

4%
0%

7%

13%

7%
6%
5%

14%

11%
10%
10%

15%

:
300 %
: SCB EIC

27

EIC l Economic Intelligence Center

SMEs 17%
22% 14% 11%
SMEs

16%
27% 24%

18

SMEs

SMEs
SMEs

: % SMEs
: % SMEs

(%)

53% 47%

22%

41%

59%

20%

70%

14%

44% 56%

11%

17%

30%

28

(20-50%)
100%

0%

20%

:
: SCB EIC

40%

( 20%)
( 50%)

60%

80%

100%

EIC l Economic Intelligence Center


19 SMEs


: %

30%

27%

25%
20%

21%

24%
16%

15%
10%

11%
10%

5%
0%

:

: SCB EIC

29

EIC l Economic Intelligence Center

SMEs SMEs
SMEs SMEs
SMEs


SMEs 3 8%
3%
8.4%


20 SMEs
SMEs
SMEs
: % SMEs

SMEs
37%

50%
0%

61%

63%

100%

SMEs
39%

100%
49%

74%
26%

50%

= 20%

51%
0%

= 40%

:

: SCB EIC

30

EIC l Economic Intelligence Center

21 SMEs

33

:: %% SMEs
SMEs

(%)

8.4%

8.2%

7.8%

7.2%

0%

1-5%

10%

40%

20%

30%

5-10%

50%

60%

10-20%

70%

20%

80%

90% 100%

: % 3
: SCB EIC

31

EIC l Economic Intelligence Center

SMEs SMEs
35%
1% SMEs SMEs

SMEs
(Economies of Scale)
SMEs
SMEs

22 SMEs

SMEs

300

SMEs

300
: % SMEs

: % SMEs

28%

4%

1%

14%

35%

72%

20%

26%

: 300
: SCB EIC

32

EIC l Economic Intelligence Center

SMEs SMEs
SMEs SMEs SMEs
SMEs SMEs

23 SMEs
SMEs SMEs
300
:
% SMEs
300
: % SMEs

100%
80%

17%

28%

32%

33%

60%
40%

67%

20%
0%
100%
80%
60%
40%
20%
0%

68%

78%

83%

17%

21%

22%

Small

72%

79%

Medium

83%

Large

: 300
: SCB EIC

33

EIC l Economic Intelligence Center

AEC SMEs 60% AEC AEC


SMEs AEC 57%
AEC 85% SMEs AEC 45%
AEC SMEs AEC SMEs
AEC SMEs AEC

AEC
24 SMEs
AEC

AEC
: % SMEs

2%

41%

5%

52%

AEC
AEC

AEC
AEC

: % SMEs

: % SMEs

15%

23%

57%

32%

15%

85%
28%

32%

68%

45%

: (AEC)
AEC
AEC
: SCB EIC

34

EIC l Economic Intelligence Center

AEC SMEs AEC


AEC 53%
SMEs 1 4

1-2
52% AEC
SMEs AEC
49% 70%

AEC
25 SMEs

AEC
: % SMEs

12%

53%

22%

25%

11%
36%

39%

35%

39%

47%
52%
28%

: AEC
: SCB EIC

35

EIC l Economic Intelligence Center

SMEs
26 AEC
AEC
AEC
: % SMEs

15%
15%
23%

13%
8%
26%
18%

46%

34%

21%
24%
17%
22%
16%

10%
36%
23%
26%
5%

10%

19%

18%

31%

26%

25%
14%

50%

56%

61%

54%

36%

: AEC
: SCB EIC

36

EIC l Economic Intelligence Center

SMEs AEC
72% 57%
SMEs



SMEs
SMEs AEC
AEC


27 SMEs
AEC 2015
SMEs AEC
: % SMEs

43%

32%

57%

24%
20%
16%

8%

28%

72%

SMEs

28%
26%
21%
17%
7%

: AEC
: SCB EIC

37

EIC l Economic Intelligence Center

AEC SMEs
SMEs SMEs
5%


SMEs 17% 3
SMEs
CLMV SMEs

SMEs
28
SMEs
SMEs SMEs
: % SMEs

SMEs
3

SMEs

95%

83%

5%

17%

20%
20%
17%
15%
14%
13%

36%

8%
6%

31%
27%
27%
24%

:

3

: SCB EIC

38

EIC l Economic Intelligence Center

SMEs 26% SMEs



SMEs
SMEs
2 44%
42%
SMEs SMEs 12%

SMEs
11% 3

SMEs

SMEs
SMEs
SMEs

39

EIC l Economic Intelligence Center

..

SMEs

1-2 4





80% (border trade)
20%YOY
3-5%
4 (CLM) 80%
border trade

4
70 30

29

*
*
::

1,007

833

2011 ()
: %
: %
2011 ()

1,147

% CAGR
(2009-2011)

21.6%

8.5%

100% = 899.8
7.8%

22.7%

12.3%

23.3%

76.7%

2009

77.3%

2010

78.4%

2011

12.1%

62.3%

*
: SCB EIC

40

17.5%

EIC l Economic Intelligence Center


2 3

98%


-

30 4

-
-

-
-

: SCB EIC

41

EIC l Economic Intelligence Center

CLM
5
CLM 2,400
2
50%
- 20,000
90%YOY

42

EIC l Economic Intelligence Center

CLM
31
60%

, , ,
,

, ,

, ,
,

, , ,

, , ,

(96.0%) (1.5%)

, ,

: SCB EIC

- -




AEC

-

-

-

27%YOY
1 45%
(brand recognition)
60%

43

EIC l Economic Intelligence Center

SMEs






-

- 3
(business
model)

-

- 2
30% 2012 - 2015





-



-
(
)


SGS ()

44

EIC l Economic Intelligence Center



-





-
80%

500,000
L/C


(direct quote)

-
-





AEC 3



SMEs 3
6 3 47,499
3%

45

EIC l Economic Intelligence Center



2



()

AEC



(MOU)
2011 3
(perishable goods)

46

EIC l Economic Intelligence Center

32 6 3%


:
:
100,000
90,000
80,000
70,000
60,000
50,000
40,000
30,000
20,000
10,000
0

94,885

92,362

73,495

2009

3.2%
YOY

2010

2011

46,015

47,499

1H 2011

1H 2012

: SCB EIC

(special
economic zone)

3

SMEs

SMEs
(expat)

47

EIC l Economic Intelligence Center

33

2,100

(sister cities) .
ACMECS
2


(export processing zone) (supporting industries)

6,000

100%

48

1,600 AEC /
/

: SCB EIC

EIC l Economic Intelligence Center

34
10

2011 2011 2012 2012



..-..

..-..

()

(%YOY)

()

5,075.2

5.2

2,453.9

-28.1

2,531.3

20.7

1,945.9

18.3

2,500.1

56.1

1,960.9

32.9

2,375.7

8.0

2,232.9

21.7

2,310.6

43.7

2,053.7

38.5

2,073.8

-10.4

1,289.8

-5.3

(%YOY)

1,936.5

-0.6

1,534.2

13.8

1,767.4

60.5

1,080.0

27.3

1,716.1

1.7

1,681.3

49.3

10

1,658.3

-2.1

1,781.5

48.3

35,120.3

16.9

30,150.4

29.8

59,065.3

15.6

48,164.5

23.6

10

2011 2011 2012 2012



..-..

..-..

()

(%YOY)

()

(%YOY)

13,916.7

40.1

11,879.9

27.6

7,792.8

19.3

7,824.2

64.5

4,932.1

36.0

3,597.7

9.3

3,411.1

-14.8

2,901.3

64.1

3,029.1

12.4

2,830.4

43.9

2,518.6

60.8

1,448.2

-8.0

7
8

2,261.9
1,960.0

19.7
326.3

1,878.8
1,325.7

31.0
16.3

1,850.6

121.4

5,353.8

474.6

10

1,804.9

-20.1

908.7

-25.4

37,646.9

24.2

33,694.0

39.6

81,124.8

26.5

73,642.7

42.9

49

EIC l Economic Intelligence Center

35
10

..-..

..-..

()

(%YOY)

()

(%YOY)

7,360.1

10.4

4,793.1

-6.7

3,631.3

51.1

2,595.0

16.7

3,312.6

39.3

3,333.9

64.0

3,232.6

47.0

3,190.8

53.5

2,926.2

33.7

936.3

-59.7

6
7

2,696.7
1,836.5

21.8
-5.0

1,919.6
1,294.8

14.1
2.8

1,719.3

78.8

865.7

-39.7

1,646.8

-9.4

1,286.2

34.9


10

1,521.4

19.1

1,218.7

21.1

30,715.7

14.6

24,184.8

18.4

60,599.3

19.2

45,618.9

12.5

10

2011 2011 2012 2012



..-..

..-..

()

(%YOY)

()

(%YOY)

207,324.4

45.7

98,811.9

-30.3

29,780.0

-21.1

13,853.9

-25.9

25,908.2

5.7

17,027.4

-3.9

12,387.1

38.0

8,557.7

16.1

8,104.1
6,118.0

-9.8
13.9

4,864.2
4,323.5

-15.1
7.6

6,069.5

5.5

3,123.9

-33.2

4,948.2

-30.4

4,203.4

19.7

3,992.7

-12.7

1,220.0

-58.3

3,710.0

-22.0

2,578.6

2.0

71,022.0

1.0

50,706.0

4.7

379,364.2

18.4

209,270.4

-18.7

9

10

50

2011 2011 2012 2012


EIC l Economic Intelligence Center

6 global trend ?

SMEs

(globalization)
SMEs

lifestyle SMEs
business model

(social network)
SMEs
social network Facebook Twitter


digital media
SMEs

Facebook
Facebook 11 16 (
2012) digital lifestyle

SMEs





SMEs like SMEs Facebook like fan page
1 like like 6 !

TNS International 20-45


1,200 30 1


iResearch 10,730 (51,611

51

EIC l Economic Intelligence Center

) 70% 4-5
30% 37,240 (184,710
) SMEs


36
3 2015

:

2015F
37,240

CAGR

28%

CAGR

69%

2011
10,730

2010
6,360

: SCB EIC

(going green)
SMEs
eco-products SMEs eco-design
recycle

eco-shop SMEs
(recycle)

52

EIC l Economic Intelligence Center


tableware
SMEs


(niche market)
niche marketing
lifestyle

SMEs

(demographic
change)
Emerging markets


SMEs
(China
Brand Association) (snack food)
3,000
20% SMEs
BRICS (
)

53

EIC l Economic Intelligence Center

37
2

: %
: %

2.4
0.9

1.1

20

20-39

1.7
40-59

60

: SCB EIC 2009

(aging society)

SMEs
elderly care business -




SMEs

54

EIC l Economic Intelligence Center

(health-conscious consumers)

2007
1.4 2012 2.2
54% SMEs
SMEs


100%
Organic Thailand 2003
(USDA)



SMEs



fish
oil
SMEs 2-3
100% 5
global trends
SMEs

55

7 ?

EIC l Economic Intelligence Center

SMEs

SMEs
CLMV SMEs
AEC

SMEs
SMEs
98% 85%
10
CLMV 30%
45%
28%

SMEs AEC 30,000
5,000

38

SMEs

99.7

97.3

99.9

97.0

95.7

99

84

59

97

85

83

88

37

32

58

39

N/A

76

SMEs*
(%)

SMEs(%CAGR 2000-2007)

28.5

44.7

3.3

21.3

N/A

-1.1

11.9

28.2

3.0

8.3

N/A

-1.7

* SMEs ASEAN SMEs

: SCB EIC Economic Research Institute for ASEAN and East Asia (ERIA),
(.), IMF, Department of Statistics Malaysia, General Statistics Office Of
Vietnam National Institute of Statistics of Cambodia

56

EIC l Economic Intelligence Center

SMEs SMEs
SMEs 2007-2011
SMEs 6% 2%

2.6 SMEs


SMEs AEC
SMEs

SMEs CLMV

SMEs
SMEs
SMEs CLMV






















CLMV

non-residential
residential

SMEs



2012 25-30%
1.5
80% 2012 3
-
-

57

EIC l Economic Intelligence Center

39 CLMV

( 2011) ()

()

(USD/kWh)*
(USD/m3)**
(USD/)
(USD/container)
(USD/container)

69.5

28.8

242.3

87.8

6.2

14.3

48.3

5
29

4
6

8
45

9
44

7
93

9
85

N/A
90

0.08
0.5
254
625
750

0.07
0.44
297
450
435

0.06
0.36
167
644
660

0.05
0.3
96
580
670

0.07
0.6
75
1,880
2,035

0.21
0.4
61
732
872

0.06
1.05
65
N/A
N/A

* -
** m3 minimum charge
non-residential company 4.8 10 m3 0.6
m3
: SCB EIC CEIC, World Bank, ASEAN Centre for Energy ASEAN Secretariat


SMEs


SMEs


58

EIC l Economic Intelligence Center

CLMV SMEs



26% 2000-2010

20% 2005-2010

CLMV SMEs

40
SMEs

)
() ()

()
(

: %CAGR*

()
()

: % CAGR*

: % CAGR*

14%
5%

14%

11%

11%
1%

22%

26%

26%

23%

11%

11%

5%

23%

22%

18%

18%

0%

1%

5%

5%
0%

3%

3%

* 2009-2011 2000-2010
: SCB EIC National Institute of Statistics Cambodia Ho Chi Minh City Statistical Office

59

EIC l Economic Intelligence Center

SMEs
SMEs
partner
SMEs
SMEs CLMV
40-50% SMEs SMEs


(joint venture)

41 SMEs

SMEs
: % SMEs

16%
8%
4%

8%
8%
6%
40%

50%
13%
4%
18%

21%

22%
5%
6%
15%
26%
23%

46%
1%
2%
41%
1%
8%

: SCB EIC Economic Research Institute for ASEAN and East Asia (ERIA),
(.), General Statistics Office Of Vietnam National Institute of Statistics
of Cambodia

60

EIC l Economic Intelligence Center

CLMV SMEs
CLMV
18% 24% 2000-2011
1 2012 30%YOY
2012 100% 1.5
CLMV
CLMV 1 1,500
1 250
1
5,000
18% 39% 2000-2010
SMEs

CLMV
42

::

25

::

30%

()
%CAGR 2000-2011 ()

25%

24%

20

20%

18%

15

2,276

1,444

1,571

15%
10%

10
7%
5

4%
0

893

10%

5%
0%

248

:
*
:
SCB EIC CEIC

61

EIC l Economic Intelligence Center

SMEs (value chain)


CLMV 10 20%
SMEs CLMV
SMEs CLMV
SMEs CLMV
CLMV
SMEs (production network)
subcontract (MNCs)
SMEs

43 SMEs

: % (CAGR)
2000-2011

: %

: %

: % (CAGR 2000-2010)

19%

11%

18%

20%
17%

1
7

1 0.5
13

4
4

92

86

99

92

95

11%

6
7

87

1
2
4.7 4

6 13
0
3

95

94

94

SEs MEs SEs MEs SEs MEs SEs MEs SEs MEs

: SCB EIC CEIC Enterprise Survey International Finance Corporation

62

85

EIC l Economic Intelligence Center




2012 85%
SMEs

30% SMEs
joint venture SMEs


1% 2000 8% 2010

44

SMEs
SMEs

:%: %

::%CAGR
(2000-2010)

%CAGR
(2000-2010)

( )

22% 22%
31%
8%
5%
6%
11%
3%
36%
2000

41%

22%
16%

18%

18%
15%

15%

8%
7%
13%
7%
4%
20%
2007

: SCB EIC CEIC General Statistics Office Of Vietnam

63

EIC l Economic Intelligence Center

SMEs AEC
SMEs
CLMV Economic Research Institute for ASEAN and East Asia (ERIA) Business Environment
and Enterprise Performance Survey World Bank SMEs


SMEs CLMV


SMEs
CLMV






64

EIC l Economic Intelligence Center

SMEs CLMV


CLMV 10



SMEs
(subcontract)

4


(labor-intensive industry)
40%
2.0 8.5
4
(productivity) 4
4

65

EIC l Economic Intelligence Center

4
45
4

: USD/
: USD/

: GDP 2000 (USD)/


: GDP 2000 (USD)/

4,816

8.4
2.0

1,083

: SCB EIC World Bank

1. 1

10

2.
Doing Business
(2012) 2 21 652
8 152

66



2

365 42

EIC l Economic Intelligence Center

46


:
:

(21)

(8)

652

157
(x)

(4)

35

(4)

183

(x)

: SCB EIC World Bank






5 6.5%

67

EIC l Economic Intelligence Center

BOX:
1 1

180

(1)
40%

(2)
30%

(3)
30%

1,000,000

400,000 300,000 300,000

15% 80%

47

1
:

519,200
400,000

180

424,000

620

95,200 180

1
:

1,000,000

1,149,200

1
:

300,000

30,000

330,000

: SCB EIC

2 169
64 180

68

EIC l Economic Intelligence Center

1 180 400,000
95,200
4 4
800 2


10

2

4

69

EIC l Economic Intelligence Center

BOX:

SMEs
(.) 2012-2013

AEC

48
SMEs

SMEs 100


2010

8


50

1 / 100
)


.
(unwind hedging)


money changer/ money transfer agent


(nonresident: NR)
/
NR (underlying)
500 NR

(direct loan) NR

: SCB EIC

70

8 SMEs

EIC l Economic Intelligence Center

SMEs


SMEs
SMEs SMEs

SMEs
SMEs
SMEs
40%

SMEs SMEs
SMEs
SMEs
SMEs

SMEs

SMEs



(supplier) SMEs


SMEs



(labor productivity)

AEC

71

EIC l Economic Intelligence Center








4D Dirty (
), Dangerous (), Difficult () Demeaning ()




()




SMEs
middle-income trap SMEs 75%
SMEs


AEC
SMEs business matching SMEs


(rehabilitation program)

72

EIC l Economic Intelligence Center


12%
8%

AEC
CLMV
SMEs
AEC
SMEs
SMEs SMEs

partner
business model

73

EIC l Economic Intelligence Center

.
Chief Economist

. 2553 Chief
Economist (SCB
EIC) .
.
(IMF),
ING, Booz, Allen, Hamilton

. (Kings Scholarship)
Harvard University
Massachusetts Institute of Technology (MIT)
. 20
Asia Society 2550

74

10 The Boston Consulting


Group A.T. Kearney

( )
Kellogg
School of Management, Northwestern University


10

7
()
University of
Texas at Arlington

EIC l Economic Intelligence Center

) 2551




10

(
)

MBA

(AIT)
Investment Banking J.P.Morgan

2553
Portfolio
(Kings Scholarship)
Yale University
London School of Economics (LSE)
7



( )

.

. ()
Policy
Economics, University of Illinois, Urbana-Champaign World Bank
London School of Economics
Applied Economics and Management Cornell University





()

75

EIC l Economic Intelligence Center


(TDRI)

()
()

University of California, Berkeley

(IDE-JATRO)
()

Consumer Research Executive Nielsen

()
(EBA) Applied Economics
University of Michigan

Audit Assistant PricewaterhouseCoopers (PWC)


( )
(BBA)

:
Disclaimer : The information contained in this report has been obtained from sources believed to be reliable. However, neither we nor any of
our respective affiliates, employees or representatives makes any representation or warranty, express or implied, as to the accuracy or
completeness of any of the information contained in this report, and we and each of such persons expressly disclaims any and all liability
relating to or resulting from the use of this report or such information by the receipt and persons in whatever manner.
Any opinions presented herein represent the subjective views of ours and our current estimated and judgments which are based on various
assumptions that may be subject to change without notice, and may not prove to be correct.
This report is for the recipients information only. It does not represent or constitutes an advice, offer, recommendation, or solicitation by us
and should not be relied as such. We or any of our associates may also have an interest in the companies mentioned herein.

76

SCB Economic Intelligence Center

()
E-mail : eic@scb.co.th : +662 544 2953

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77

NOTES

NOTES

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