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    Debt Equity Ratio:: Capital Adequacy Ratio (CAR)

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    rathnakotari
    This document contains financial ratios for 5 major banks in India (HDFC, IndusInd, Kotak Mahindra, Axis, and ICICI) for the years 2011-2013. It includes capital adequacy ratio, debt equity ratio, asset quality ratios, asset turnover ratio, profit per employee, return on assets, current ratio and quick ratio. The ratios generally improved over this period for most banks, with some variability across banks and ratios. Capital adequacy ratios, asset quality ratios and returns on assets tended to be highest for ICICI Bank.

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    Debt Equity Ratio:: Capital Adequacy Ratio (CAR)

    Uploaded by

    rathnakotari
    22 views4 pages
    This document contains financial ratios for 5 major banks in India (HDFC, IndusInd, Kotak Mahindra, Axis, and ICICI) for the years 2011-2013. It includes capital adequacy ratio, debt equity ratio, asset quality ratios, asset turnover ratio, profit per employee, return on assets, current ratio and quick ratio. The ratios generally improved over this period for most banks, with some variability across banks and ratios. Capital adequacy ratios, asset quality ratios and returns on assets tended to be highest for ICICI Bank.

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    ratios

    Original Title

    Calculated Ratios

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    This document contains financial ratios for 5 major banks in India (HDFC, IndusInd, Kotak Mahindra, Axis, and ICICI) for the years 2011-2013. It includes capital adequacy ratio, debt equity ratio, asset quality ratios, asset turnover ratio, profit per employee, return on assets, current ratio and quick ratio. The ratios generally improved over this period for most banks, with some variability across banks and ratios. Capital adequacy ratios, asset quality ratios and returns on assets tended to be highest for ICICI Bank.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as docx, pdf, or txt
    22 views4 pages

    Debt Equity Ratio:: Capital Adequacy Ratio (CAR)

    Uploaded by

    rathnakotari
    This document contains financial ratios for 5 major banks in India (HDFC, IndusInd, Kotak Mahindra, Axis, and ICICI) for the years 2011-2013. It includes capital adequacy ratio, debt equity ratio, asset quality ratios, asset turnover ratio, profit per employee, return on assets, current ratio and quick ratio. The ratios generally improved over this period for most banks, with some variability across banks and ratios. Capital adequacy ratios, asset quality ratios and returns on assets tended to be highest for ICICI Bank.

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    © All Rights Reserved
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    of 4

    SL.

    NO.
    1
    2
    3

    Capital Adequacy Ratio (CAR):

    SL.
    NO.
    1
    2
    3
    4
    5

    BANK
    HDFC BANK
    INDUSIND BANK
    KOTAK MAHINDRA BANK
    AXIS BANK
    ICICI BANK

    2011
    15.73
    15.89
    19.46
    12.65
    19.54

    CAR (%)
    2012
    16.07
    13.85
    17.92
    13.66
    18.52

    2013
    16.48
    15.36
    17.02
    17.00
    18.74

    Debt equity ratio:


    SL.
    NO.
    1
    2
    3
    4
    5

    BANK
    HDFC BANK
    INDUSIND BANK
    KOTAK MAHINDRA BANK
    AXIS BANK
    ICICI BANK

    Debt equity ratio(%)


    2011
    2012
    8.22
    8.24
    9.00
    9.39
    4.31
    4.85
    9.96
    9.65
    4.10
    4.23

    2013
    8.18
    7.63
    5.40
    7.63
    4.39

    Asset Quality Ratio:


    1. Net NPAs to Net advances
    2. Total NPAs to Total assets

    BANK
    HDFC BANK
    INDUSIND BANK
    KOTAK MAHINDRA BANK

    Net NPAs to net advances (%)

    2011
    0.19
    0.28
    0.72

    2012
    0.18
    0.27
    0.61

    2013
    0.20
    0.31
    0.64

    Total NPAs to total assets (%)

    2011
    0.11
    0.16
    0.29

    2012
    0.10
    0.16
    0.26

    2013
    0.12
    0.19
    0.27

    4
    5

    AXIS BANK
    ICICI BANK

    0.29
    0.11

    0.28
    0.73

    0.36
    0.77

    0.17
    0.59

    0.17
    0.38

    Management Soundness:
    Asset turnover ratio
    SL.
    NO.
    1
    2
    3
    4
    5

    BANK
    HDFC BANK
    INDUSIND BANK
    KOTAK MAHINDRA BANK
    AXIS BANK
    ICICI BANK

    2011
    0.09
    0.10
    0.10
    0.07
    0.07

    Asset turnover ratio


    2012
    2013
    0.10
    0.11
    0.12
    0.11
    0.11
    0.11
    0.09
    0.09
    0.08
    0.08

    2011
    0.100
    0.082
    0.080
    0.144

    Profit per Employee


    2012
    2013
    0.081
    0.073
    0.086
    0.092
    0.090
    0.100
    0.140
    0.146

    Profit per Employee


    SL.
    NO.
    1
    2
    3
    4

    BANK
    HDFC BANK
    INDUSIND BANK
    KOTAK MAHINDRA BANK
    AXIS BANK

    0.21
    0.42

    ICICI BANK

    0.100

    0.100

    0.140

    Earnings Ratio:
    Return on Assets

    SL.
    NO.
    1
    2
    3
    4
    5

    BANK
    HDFC BANK
    INDUSIND BANK
    KOTAK MAHINDRA BANK
    AXIS BANK
    ICICI BANK

    Return on assets
    2011
    2012
    2013
    545.46
    127.52
    152.20
    86.79
    101.19
    145.78
    92.23
    107.28
    126.53
    462.77
    551.99
    462.77
    478.31
    524.01
    578.21

    Liquidity Ratio:
    1. Current ratio
    2. Quick ratio
    SL.
    NO.
    1
    2
    3

    BANK
    HDFC BANK
    INDUSIND BANK
    KOTAK MAHINDRA BANK

    Current ratio
    2011 2012
    0.73 0.76
    0.04 0.04
    0.95 1.00

    2013
    0.78
    0.82
    0.94

    Quick ratio
    2011
    2012
    6.89
    6.20
    17.65 21.94
    10.86 16.85

    2013
    7.84
    23.48
    18.95

    4
    5

    AXIS BANK
    ICICI BANK

    0.74
    0.96

    0.77
    1.00

    0.77
    0.98

    19.60
    15.86

    21.63 20.10
    9.37 10.53

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