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Project Report On ATM Machine Business
Project Report On ATM Machine Business
Introduction………………………….
……………………….. 4
Objectives…………...
………………………………………… 5
Cost sheet……………..
……………………………………….8
OBJECTIVES
To setup a new ATM machine under the small
scale industries category
COST SHEET
Particulars Total Cost
PRIME COST ------
+ Work Expenses:-
Depreciation:-
Machine (10%) 4000000
Air conditioner (10%) 300000
UPS (10%) 160000
Other expenses:-
Salary to watchman 2520000
Furnishing expenses 4500000
Paper roll for account balance 3840000
receipts(Rs.80000/month/mac
hine)
Salary to cleaner 60000
Electricity charges:-
6 Air conditioners (225 15,27,525
units/day @ Rs. 3.1/per unit )
4 UPS (20 units/day @ 90,520
Rs.3.1/- per unit)
Lighting (10 Tube lights- 89,425
10units/day @ Rs.2.45/unit)
Security Van 6000000
(Rs.500000/month)
WORKS COST 38454700
+ Office and Administration Expenses:-
Insurance Premium 7300000
Telephone charges 500000
Internet charges 1500000
Stationery 300000
OFFICE COST 48054700
+ Selling & Distribution Expenses:-
Websites promotion 10000000
Annual Maintenance Contract 100000
Security Van Charges 6000000
TOTAL COST 6,50,54,700
+ Profit 12000000
(Rs.3000000/machine)
SALES 7,70,54,700
ANALYSIS
With the idea of starting a business of ATM at a
place like Jagat Farm, Greater Noida, where the
average number of transactions is very high,
the proposal prepared by us shows an
estimated cost of Rs.6,50,54,700 for 4 ATMs.
Whereas, the State Bank of India is providing
us with Rs.77054700 on an average to meet
our expenses. Therefore, our approximated
profit comes out to be Rs.3000000 per ATM.
1. Profit as a % of sales = Profit x 100
Sales
= 3000000 x 100 = 11.6 %
25684900
SWOT ANALYSIS OF
AN ATM BUSINESS
STRENGTHS
• Video on demand
• In-built cameras in ATMs
WEAKNESS
• Threat of cross border ATM crimes like
debit card fraud
• Skimming and ATM scams, perpetrated in
many cases by highly mobile crime
syndicates
OPPORTUNITIES
Merchants receive three things when allowing
you to place an ATM in their business. One,
they will be offering an added convenience to
their customers. Two, they will save money on
credit card fees due to customers using cash,
and three, they will be able to profit from the
ATM by receiving a percentage of the
surcharge revenue without any of the expenses
or liabilities.
THREATS
1. Eavesdropping
Eavesdropping refers to the threat
that the attacker connects or taps into
the transmission media and gain
unauthorized access to the data. It is
one of the most common attacks to
the network. Since most ATM networks
are connected with optic cables, some
people might get the wrong
impression that is not so easy to tap a
ATM network.
2. Spoofing
Spoofing attack means that an
attacker tries to impersonate another
user’s identity and take advantages.
However, since a network will be
connected to many untrusted
networks via the Internet, it's
impossible to prevent a hacker from
getting this access permission or even
trace the people with this particular
access permission. ATM is being
implemented in public domain.