SecureSource 3 - Single Life Standard - Return of Purchase Payment (ROPP) Contract Charge (if applicable) Columbia VP - Managed Volatility Moderate Growth Fund Fees used throughout this illustration Mortality & Expenses (M&E) Years 1-10 Years 11+ SecureSource 3 - Single Life Standard - Return of Purchase Payment (ROPP) Contract Charge (if applicable) Columbia VP - Managed Volatility Moderate Growth Fund Fees used throughout this illustration Current Fee Maximum Fee Mortality & Expenses (M&E) 0.95% 0.95% SecureSource 3 - Single Life 1.20% 2.25% Standard - Return of Purchase Payment (ROPP) 0.00% 0.00% Contract Charge (if applicable) $30 $50 Columbia VP - Managed Volatility Moderate Growth Fund Fees used throughout this illustration Current Fee Maximum Fee Mortality & Expenses (M&E) Years 1-10 1.10% 1.10% Years 11+ 0.95% 0.95% SecureSource 3 - Single Life 1.20% 2.25% Standard - Return of Purchase Payment (ROPP) 0.00% 0.00% Contract Charge (if applicable) $30 $50 Columbia VP - Managed Volatility Moderate Growth Fund 1.05% 1.05% Age Benefit Base Total Death Benefit 56 $200,000 $200,000 58 $256,152 (S) $256,152 59 $271,521 (C) $253,883 64 $402,814 (S) $402,814 65 $445,515 (S) $445,515 Minimum Annual Lifetime Payment Hypothetical Net Rate of Return $6,000 (3%) 7.64% $7,685 (3%) 0.89% $10,861 (4%) 18.08% $16,113 (4%) 10.60% $22,276 (5%) 16.67%