This document discusses provisions for guaranteed availability and renewability of health insurance coverage. It states that sections 2711 and 2712 of the Public Health Service Act, relating to guaranteed availability and renewability of health insurance, shall apply to individuals and employers for all individual and group health insurance coverage, whether offered through the Health Insurance Exchange, employment-based plans, or otherwise. It also notes that section 2712(b)(1) shall only apply if the enrollee has been notified of non-payment of premiums and there is an opportunity to correct such nonpayment, and that rescissions of such coverage shall be prohibited except in cases of fraud.
This document discusses provisions for guaranteed availability and renewability of health insurance coverage. It states that sections 2711 and 2712 of the Public Health Service Act, relating to guaranteed availability and renewability of health insurance, shall apply to individuals and employers for all individual and group health insurance coverage, whether offered through the Health Insurance Exchange, employment-based plans, or otherwise. It also notes that section 2712(b)(1) shall only apply if the enrollee has been notified of non-payment of premiums and there is an opportunity to correct such nonpayment, and that rescissions of such coverage shall be prohibited except in cases of fraud.
This document discusses provisions for guaranteed availability and renewability of health insurance coverage. It states that sections 2711 and 2712 of the Public Health Service Act, relating to guaranteed availability and renewability of health insurance, shall apply to individuals and employers for all individual and group health insurance coverage, whether offered through the Health Insurance Exchange, employment-based plans, or otherwise. It also notes that section 2712(b)(1) shall only apply if the enrollee has been notified of non-payment of premiums and there is an opportunity to correct such nonpayment, and that rescissions of such coverage shall be prohibited except in cases of fraud.
2791(d)(9) of the Public Health Service Act) in relation 1
to the individual or dependent. 2 SEC. 112. GUARANTEED ISSUE AND RENEWAL FOR IN- 3 SURED PLANS. 4 The requirements of sections 2711 (other than sub- 5 sections (c) and (e)) and 2712 (other than paragraphs (3), 6 and (6) of subsection (b) and subsection (e)) of the Public 7 Health Service Act, relating to guaranteed availability and 8 renewability of health insurance coverage, shall apply to 9 individuals and employers in all individual and group 10 health insurance coverage, whether offered to individuals 11 or employers through the Health Insurance Exchange, 12 through any employment-based health plan, or otherwise, 13 in the same manner as such sections apply to employers 14 and health insurance coverage offered in the small group 15 market, except that such section 2712(b)(1) shall apply 16 only if, before nonrenewal or discontinuation of coverage, 17 the issuer has provided the enrollee with notice of non- 18 payment of premiums and there is a grace period during 19 which the enrollees has an opportunity to correct such 20 nonpayment. Rescissions of such coverage shall be prohib- 21 ited except in cases of fraud as defined in sections 22 2712(b)(2) of such Act. 23 VerDate Nov 24 2008 12:51 Jul 14, 2009 Jkt 000000 PO 00000 Frm 00020 Fmt 6652 Sfmt 6201 C:\TEMP\AAHCA0~1.XML HOLCPC July 14, 2009 (12:51 p.m.) F:\P11\NHI\TRICOMM\AAHCA09_001.XML f:\VHLC\071409\071409.140.xml (444390|2)
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