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Soneri Bank: Presented By:-Isna Ali Lariab Fatima Alishba Fatima Ramesha Faruk Tehreem Khrushid Uffaq BASIR
Soneri Bank: Presented By:-Isna Ali Lariab Fatima Alishba Fatima Ramesha Faruk Tehreem Khrushid Uffaq BASIR
Presented by:-
Isna Ali
Lariab Fatima
Alishba Fatima
Ramesha Faruk
Tehreem Khrushid
Uffaq BASIR
Introduction
Established in 1992
Listed on all stock exchanges
239 branches
Mid size bank
Total assets exceed 100 billion but less than
500 billion
Provide services in both rural and urban areas
Sectors
Bank operates in four
sectors
Cooperate financing
Trading and sales
Retail banking
Commercial banking
Limited exposure to
consumer financing
Share Holders
The Feerasta family
holds the largest shares.
Primary activities are
centered in synthetic
textile.
Asset Quality
Highest exposure to
textile sector
33% of total advances
Approximate increase 0f
23%
Half of non-performing
loans are from textile
sector
Strengthening of risk
management system.
Including credit
monitoring.
Developing watch list
criteria.
Formation of risk rating
matrix.
Investments
Mainly compromises of
government securities.
17.80 billion in
government securities
1.89 billion in
investment securities