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    Unit Trust VS: Muhammad Faizzudin Bin Mustafa Muhammad Ikhwan Bin Ismail Nurul Syafika Binti Jalil

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    Bel Bal
    This document compares unit trusts and gold investment. It defines unit trusts as collective investment schemes that pool savings from many investors. Unit trusts offer advantages like professional management and diversification, but also costs. Gold investment allows purchasing gold but has disadvantages like risk of storage and lack of short-term returns. A comparison shows that for a RM180,000 investment over one year, a unit trust returned RM13,050 or 7.25% while gold returned RM126.68 or 0.71%. The document concludes that unit trusts provide higher, more stable returns with lower risk, making them the best choice.

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    Unit Trust VS: Muhammad Faizzudin Bin Mustafa Muhammad Ikhwan Bin Ismail Nurul Syafika Binti Jalil

    Uploaded by

    Bel Bal
    10 views10 pages
    This document compares unit trusts and gold investment. It defines unit trusts as collective investment schemes that pool savings from many investors. Unit trusts offer advantages like professional management and diversification, but also costs. Gold investment allows purchasing gold but has disadvantages like risk of storage and lack of short-term returns. A comparison shows that for a RM180,000 investment over one year, a unit trust returned RM13,050 or 7.25% while gold returned RM126.68 or 0.71%. The document concludes that unit trusts provide higher, more stable returns with lower risk, making them the best choice.

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    Unit Trust

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    This document compares unit trusts and gold investment. It defines unit trusts as collective investment schemes that pool savings from many investors. Unit trusts offer advantages like professional management and diversification, but also costs. Gold investment allows purchasing gold but has disadvantages like risk of storage and lack of short-term returns. A comparison shows that for a RM180,000 investment over one year, a unit trust returned RM13,050 or 7.25% while gold returned RM126.68 or 0.71%. The document concludes that unit trusts provide higher, more stable returns with lower risk, making them the best choice.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as pptx, pdf, or txt
    10 views10 pages

    Unit Trust VS: Muhammad Faizzudin Bin Mustafa Muhammad Ikhwan Bin Ismail Nurul Syafika Binti Jalil

    Uploaded by

    Bel Bal
    This document compares unit trusts and gold investment. It defines unit trusts as collective investment schemes that pool savings from many investors. Unit trusts offer advantages like professional management and diversification, but also costs. Gold investment allows purchasing gold but has disadvantages like risk of storage and lack of short-term returns. A comparison shows that for a RM180,000 investment over one year, a unit trust returned RM13,050 or 7.25% while gold returned RM126.68 or 0.71%. The document concludes that unit trusts provide higher, more stable returns with lower risk, making them the best choice.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
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    of 10

    UNIT TRUST

    VS


    MUHAMMAD FAIZZUDIN BIN MUSTAFA

    MUHAMMAD IKHWAN BIN ISMAIL

    NURUL SYAFIKA BINTI JALIL
    UNIT TRUST
    Definition
    collective investment scheme
    that pools the savings of a
    large number of investors
    Type
    ASB ASN ASW PNB
    risk
    High Medium Low
    ADVANTAGES
    DISADVANTAGES
    experts doing the hard
    work for you.
    many unit trusts choose
    can set up a regular
    savings programme and
    have your savings drip-fed.
    easily diversify your
    investments.
    benefits of greater
    economies of scale, such as
    reduced transaction costs.

    There are costs
    over and above
    those you'd pay if
    you were
    investing directly.
    Unit trusts may
    not be as liquid
    as some other
    investments
    GOLD INVESTMENT
    Account is an account
    which allows individual
    customers to purchase
    the purest available
    gold commodity in
    99.99% fineness at
    daily prices for 1 gram
    in Ringgit Malaysia
    (RM)
    Definision
    ADVANTAGES DISADVANTAGES
    Gold is good as way
    of diversifying the
    property
    value of gold stable
    and not affected by
    inflation
    the price of gold is
    pegged in U.S. dollars
    Storing gold in large
    quantities relatively
    risky
    Not advisable to invest
    in the short term (1
    year or less)
    Lack of investment in
    gold is the factor of
    storage / storage and
    treatment / handling
    RETURN IN UNIT TRUST
    First year,
    RM180,000 X 7.25% =RM 13,050
    RM180,000 + RM 13,050= RM193,050

    RM13,050 = PROFIT GAIN
    7.25 %

    RETURN IN GOLD INVESTMENT
    GOLD PRICE JANUARY 2012

    BUY SELL
    141.4/GRAM 138.3/GRAM
    RM180,000 RM 141.40 = 1272.98 GRAM

    GOLD PRICE JANUARY 2013

    BUY SELL
    151.7/GRAM 141.5/GRAM
    1272.98 GRAM X RM141.5 = RM180,126.68
    RM 126.68 = PROFIT GAIN
    0.71 %
    COMPARISON
    UNIT TRUST GOLD INVESTMENT
    Return in 1 year
    RM 13,050 /
    7.25%

    Divend in ASB not
    less than 7.00/per
    year
    Return in 1 year
    RM 126.68 /
    0.71%

    Huge price
    between sell dan
    buy price
    BASED ON THAT , WE CONCLUD THAT UNIT TRUST IS
    THE BEST CHOICE

    HIGHER RETURN
    LOW RISK
    DIVIDEND STABLE THAT ARE MORE
    THAT 7.00% PER YEAR
    CONCLUSION

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