富邦人壽金鴻利增額終身分紅壽險試算表 輸入說明

被保險人姓名 金鴻利 輸入被保險人姓名

性別 女 請選擇性別(下拉式選單)

出生年 90年 請選擇年(下拉式選單)

出生月 12月 請選擇月(下拉式選單)

出生日 01日 請選擇日(下拉式選單)

保險年齡 20歲 投保年齡

投保險種 金鴻利分紅壽險 選擇投保型別(下拉式選單)

繳費年期 10年期 選擇繳費年期(下拉式選單)

繳別 年繳 選擇繳別(下拉式選單)

投保金額 50萬元 請輸入保額

高保額優惠 N 高保額優惠額度 0%
首期繳費方式(註1) 轉帳 首期優惠額度 1%
續期繳費方式(註2) 轉帳 續期優惠額度 1%
每期應繳表定保費 53,450元 每年應繳表定保費 53,450元
（月繳首期須繳2個月保費）

首期實繳保費 52,916元 續期實繳保費 52,916元

（月繳首期須繳2個月保費）

首年實繳保費 52,916元 續年實繳保費 52,916元

紅利選擇 樂觀紅利 選擇樂觀/可能/悲觀紅利(下拉式選單)

市場利率 2.75% 選擇紅利儲存生息利率(限輸入2%~3%)

繳費期滿之提領紅利設定
期滿每年紅利
13,000元 請自行輸入紅利提領金額
提領金額

紅利提領年齡 17歲 提領年齡不符規則

【註1－首期保費】1.匯款、轉帳、信用卡：1%保費優惠。
2.支票：無。
【註2－續期保費】1.轉帳、信用卡：1%保費優惠。
2.收費、郵撥：無。
 富邦人壽金鴻利增額終身分紅壽險試算表
本試算表僅供參考，詳細給付內容應以保單條款為準
金鴻利分紅壽 首期實繳保費(元) 繳費期滿每年
姓名 金鴻利 小姐 險種
險
投保金額 50萬元
（月繳首期須繳2個月）
52,916 滿期祝壽金 2,650,000
紅利提領金額 13000

保險年
齡 20歲 年期 10年 繳別 年繳 續期實繳保費(元) 52,916 繳費期滿紅利 17,868 紅利提領年齡 17歲

樂觀紅利 雙帳戶價值
保單 保險 累積 年化 當年度
身故保險金
保單價值
解約金(A)
期滿紅利 (紅利提領後)
年度 年齡 實繳保費 保費總額 保險金額 準備金
紅利提領前 提領金額© (A)+(B)-(C)
年度紅利 滿期紅利 儲存生息(B)
1 20 52,916 53,450 500,000 54,520 21,100 17,300 - - - - 17,300
2 21 105,832 106,900 500,000 109,040 73,200 61,500 - - - - 61,500
3 22 158,748 160,350 500,000 163,555 126,650 108,900 700 - 700 - 109,600
4 23 211,664 213,800 500,000 218,075 181,450 159,700 700 - 1,419 - 161,119
5 24 264,580 267,250 500,000 272,595 237,550 213,800 1,190 - 2,648 - 216,448
6 25 317,496 320,700 525,000 525,000 295,000 271,400 1,820 - 4,541 - 275,941
7 26 370,412 374,150 550,000 550,000 353,900 332,650 2,622 - 7,288 - 339,938
8 27 423,328 427,600 575,000 575,000 414,300 397,750 3,622 - 11,110 - 408,860
9 28 476,244 481,050 600,000 600,000 476,200 466,700 4,750 - 16,166 - 482,866
10 29 529,160 534,500 625,000 625,000 539,700 539,700 5,956 17,868 40,435 - 580,135
11 30 529,160 534,500 650,000 650,000 553,150 553,150 9,865 - 51,412 - 604,562
12 31 529,160 534,500 675,000 675,000 566,900 566,900 10,034 - 62,860 - 629,760
13 32 529,160 534,500 700,000 700,000 580,950 580,950 10,204 - 74,793 - 655,743
14 33 529,160 534,500 725,000 725,000 595,400 595,400 10,376 - 87,226 - 682,626
15 34 529,160 534,500 750,000 750,000 610,150 610,150 10,549 - 100,174 - 710,324
16 35 529,160 534,500 775,000 775,000 625,250 625,250 10,722 - 113,651 - 738,901
17 36 529,160 534,500 800,000 800,000 640,750 640,750 10,897 - 127,673 - 768,423
18 37 529,160 534,500 825,000 825,000 656,600 656,600 11,073 - 142,257 - 798,857
19 38 529,160 534,500 850,000 850,000 672,800 672,800 11,250 - 157,419 - 830,219
20 39 529,160 534,500 875,000 875,000 689,400 689,400 11,428 - 173,176 - 862,576
21 40 529,160 534,500 900,000 900,000 706,350 706,350 11,606 - 189,544 - 895,894
22 41 529,160 534,500 925,000 925,000 723,750 723,750 11,785 - 206,541 - 930,291
23 42 529,160 534,500 950,000 950,000 741,500 741,500 11,965 - 224,186 - 965,686
24 43 529,160 534,500 975,000 975,000 759,700 759,700 12,146 - 242,497 - 1,002,197
25 44 529,160 534,500 1,000,000 1,000,000 778,300 778,300 12,328 - 261,494 - 1,039,794
26 45 529,160 534,500 1,025,000 1,025,000 797,300 797,300 12,510 - 281,195 - 1,078,495
27 46 529,160 534,500 1,050,000 1,050,000 816,750 816,750 12,693 - 301,621 - 1,118,371
28 47 529,160 534,500 1,075,000 1,075,000 836,600 836,600 12,876 - 322,792 - 1,159,392
29 48 529,160 534,500 1,100,000 1,100,000 856,850 856,850 13,060 - 344,729 - 1,201,579
30 49 529,160 534,500 1,125,000 1,125,000 877,550 877,550 13,244 - 367,453 - 1,245,003
31 50 529,160 534,500 1,150,000 1,150,000 898,700 898,700 30,269 - 407,827 - 1,306,527
32 51 529,160 534,500 1,175,000 1,175,000 920,300 920,300 30,889 - 449,931 - 1,370,231
33 52 529,160 534,500 1,200,000 1,200,000 942,300 942,300 31,516 - 493,820 - 1,436,120
34 53 529,160 534,500 1,225,000 1,225,000 964,800 964,800 32,150 - 539,550 - 1,504,350
35 54 529,160 534,500 1,250,000 1,250,000 987,800 987,800 32,793 - 587,181 - 1,574,981
36 55 529,160 534,500 1,275,000 1,275,000 1,011,250 1,011,250 33,447 - 636,775 - 1,648,025
37 56 529,160 534,500 1,300,000 1,300,000 1,035,150 1,035,150 34,113 - 688,399 - 1,723,549
38 57 529,160 534,500 1,325,000 1,325,000 1,059,500 1,059,500 34,791 - 742,121 - 1,801,621
39 58 529,160 534,500 1,350,000 1,350,000 1,084,350 1,084,350 35,484 - 798,013 - 1,882,363
40 59 529,160 534,500 1,375,000 1,375,000 1,109,600 1,109,600 36,190 - 856,148 - 1,965,748
41 60 529,160 534,500 1,400,000 1,400,000 1,135,300 1,135,300 36,906 - 916,598 - 2,051,898
42 61 529,160 534,500 1,425,000 1,425,000 1,161,400 1,161,400 37,631 - 979,435 - 2,140,835
43 62 529,160 534,500 1,450,000 1,450,000 1,187,900 1,187,900 38,361 - 1,044,730 - 2,232,630
44 63 529,160 534,500 1,475,000 1,475,000 1,214,850 1,214,850 39,097 - 1,112,557 - 2,327,407
45 64 529,160 534,500 1,500,000 1,500,000 1,242,200 1,242,200 39,839 - 1,182,991 - 2,425,191
46 65 529,160 534,500 1,525,000 1,525,000 1,270,000 1,270,000 40,588 - 1,256,111 - 2,526,111
47 66 529,160 534,500 1,550,000 1,550,000 1,298,200 1,298,200 41,345 - 1,331,999 - 2,630,199
48 67 529,160 534,500 1,575,000 1,575,000 1,326,800 1,326,800 42,109 - 1,410,738 - 2,737,538
49 68 529,160 534,500 1,600,000 1,600,000 1,355,750 1,355,750 42,882 - 1,492,415 - 2,848,165
50 69 529,160 534,500 1,625,000 1,625,000 1,385,050 1,385,050 43,661 - 1,577,117 - 2,962,167
51 70 529,160 534,500 1,650,000 1,650,000 1,414,700 1,414,700 61,645 - 1,682,133 - 3,096,833
52 71 529,160 534,500 1,675,000 1,675,000 1,444,700 1,444,700 62,849 - 1,791,241 - 3,235,941
53 72 529,160 534,500 1,700,000 1,700,000 1,474,950 1,474,950 64,063 - 1,904,563 - 3,379,513
54 73 529,160 534,500 1,725,000 1,725,000 1,505,500 1,505,500 65,285 - 2,022,223 - 3,527,723
55 74 529,160 534,500 1,750,000 1,750,000 1,536,300 1,536,300 66,515 - 2,144,349 - 3,680,649
56 75 529,160 534,500 1,775,000 1,775,000 1,567,350 1,567,350 67,752 - 2,271,071 - 3,838,421
 富邦人壽金鴻利增額終身分紅壽險試算表
本試算表僅供參考，詳細給付內容應以保單條款為準
金鴻利分紅壽 首期實繳保費(元) 繳費期滿每年
姓名 金鴻利 小姐 險種
險
投保金額 50萬元
（月繳首期須繳2個月）
52,916 滿期祝壽金 2,650,000
紅利提領金額 13000

保險年
齡 20歲 年期 10年 繳別 年繳 續期實繳保費(元) 52,916 繳費期滿紅利 17,868 紅利提領年齡 17歲

樂觀紅利 雙帳戶價值
保單 保險 累積 年化 當年度
身故保險金
保單價值
解約金(A)
期滿紅利 (紅利提領後)
年度 年齡 實繳保費 保費總額 保險金額 準備金
紅利提領前 提領金額© (A)+(B)-(C)
年度紅利 滿期紅利 儲存生息(B)
57 76 529,160 534,500 1,800,000 1,800,000 1,598,600 1,598,600 68,995 - 2,402,520 - 4,001,120
58 77 529,160 534,500 1,825,000 1,825,000 1,630,050 1,630,050 70,240 - 2,538,829 - 4,168,879
59 78 529,160 534,500 1,850,000 1,850,000 1,661,650 1,661,650 71,487 - 2,680,134 - 4,341,784
60 79 529,160 534,500 1,875,000 1,875,000 1,693,350 1,693,350 72,734 - 2,826,572 - 4,519,922
61 80 529,160 534,500 1,900,000 1,900,000 1,725,200 1,725,200 73,977 - 2,978,280 - 4,703,480
62 81 529,160 534,500 1,925,000 1,925,000 1,757,100 1,757,100 75,218 - 3,135,401 - 4,892,501
63 82 529,160 534,500 1,950,000 1,950,000 1,789,050 1,789,050 76,451 - 3,298,076 - 5,087,126
64 83 529,160 534,500 1,975,000 1,975,000 1,821,050 1,821,050 77,674 - 3,466,447 - 5,287,497
65 84 529,160 534,500 2,000,000 2,000,000 1,853,050 1,853,050 78,886 - 3,640,660 - 5,493,710
66 85 529,160 534,500 2,025,000 2,025,000 1,885,000 1,885,000 80,085 - 3,820,863 - 5,705,863
67 86 529,160 534,500 2,050,000 2,050,000 1,916,950 1,916,950 81,266 - 4,007,203 - 5,924,153
68 87 529,160 534,500 2,075,000 2,075,000 1,948,800 1,948,800 82,429 - 4,199,830 - 6,148,630
69 88 529,160 534,500 2,100,000 2,100,000 1,980,550 1,980,550 83,569 - 4,398,894 - 6,379,444
70 89 529,160 534,500 2,125,000 2,125,000 2,012,150 2,012,150 84,685 - 4,604,549 - 6,616,699
71 90 529,160 534,500 2,150,000 2,150,000 2,043,650 2,043,650 85,772 - 4,816,946 - 6,860,596
72 91 529,160 534,500 2,175,000 2,175,000 2,075,000 2,075,000 86,829 - 5,036,241 - 7,111,241
73 92 529,160 534,500 2,200,000 2,200,000 2,106,200 2,106,200 87,852 - 5,262,590 - 7,368,790
74 93 529,160 534,500 2,225,000 2,225,000 2,137,150 2,137,150 88,844 - 5,496,155 - 7,633,305
75 94 529,160 534,500 2,250,000 2,250,000 2,167,950 2,167,950 89,793 - 5,737,092 - 7,905,042
76 95 529,160 534,500 2,275,000 2,275,000 2,198,500 2,198,500 90,705 - 5,985,567 - 8,184,067
77 96 529,160 534,500 2,300,000 2,300,000 2,228,850 2,228,850 91,572 - 6,241,742 - 8,470,592
78 97 529,160 534,500 2,325,000 2,325,000 2,259,000 2,259,000 92,392 - 6,505,782 - 8,764,782
79 98 529,160 534,500 2,350,000 2,350,000 2,288,850 2,288,850 93,173 - 6,777,864 - 9,066,714
80 99 529,160 534,500 2,375,000 2,375,000 2,318,500 2,318,500 93,900 - 7,058,155 - 9,376,655
81 100 529,160 534,500 2,400,000 2,400,000 2,347,850 2,347,850 94,585 - 7,346,839 - 9,694,689
82 101 529,160 534,500 2,425,000 2,425,000 2,377,000 2,377,000 95,212 - 7,644,089 - 10,021,089
83 102 529,160 534,500 2,450,000 2,450,000 2,405,900 2,405,900 95,791 - 7,950,092 - 10,355,992
84 103 529,160 534,500 2,475,000 2,475,000 2,434,600 2,434,600 96,314 - 8,265,034 - 10,699,634
85 104 529,160 534,500 2,500,000 2,500,000 2,463,100 2,463,100 96,783 - 8,589,105 - 11,052,205
86 105 529,160 534,500 2,525,000 2,525,000 2,491,500 2,491,500 97,185 - 8,922,490 - 11,413,990
87 106 529,160 534,500 2,550,000 2,550,000 2,519,950 2,519,950 97,489 - 9,265,347 - 11,785,297
88 107 529,160 534,500 2,575,000 2,575,000 2,548,800 2,548,800 97,622 - 9,617,766 - 12,166,566
89 108 529,160 534,500 2,600,000 2,600,000 2,579,600 2,579,600 97,672 - 9,979,927 - 12,559,527
90 109 529,160 534,500 2,625,000 2,625,000 2,617,500 2,617,500 97,722 - 10,352,097 - 12,969,597
91 110 529,160 534,500 2,650,000 2,650,000 2,650,000 2,650,000 97,772 - 10,734,552 - 13,384,552
 富邦人壽金鴻利增額終身分紅壽險試算表
本試算表僅供參考，詳細給付內容應以保單條款為準
金鴻利分紅壽 首期實繳保費(元) 繳費期滿每年
姓名 金鴻利 小姐 險種
險
投保金額 50萬元
（月繳首期須繳2個月）
52,916 滿期祝壽金 2,650,000
紅利提領金額 13000

保險年
齡 20歲 年期 10年 繳別 年繳 續期實繳保費(元) 52,916 繳費期滿紅利 17,868 紅利提領年齡 17歲

樂觀紅利 雙帳戶價值
保單 保險 累積 年化 當年度
身故保險金
保單價值
解約金(A)
期滿紅利 (紅利提領後)
年度 年齡 實繳保費 保費總額 保險金額 準備金
紅利提領前 提領金額© (A)+(B)-(C)
年度紅利 滿期紅利 儲存生息(B)