bghUspay;

40 kbg bgw
myF ghl jiy kbg
4 njit m 23
3 Efnth bragho nfhLghL 23
46

80 kbg bgw
myF ghl jiy kbg
11 gzbfhif 23
2 mogil bghUa uriz 16
8 mfho mik iy za
1. mfho tiff
2. KWikia fLgLJ tKiwf
3. KWik ngho bryf
10
49 (95)

120 kbg bgw
myF ghl jiy kbg
1 bghUa jik viy 23
5 rkiy iy 16
6 cg 16
55 (150)

160 kbg bgw
myF ghl jiy kbg
7 bry tUth 26
12 bfhif 23
49 (199)

200 kbg bgw
myF ghl jiy kbg
8 mfho mik iy za (iw ngho, iwFiw
ngho cg , iy za tiuglJl)
20
9 Wiy cg w, g nfhLghL 23
10 tUkhd za - vanfhLghL 23
66 (265)
xU kbgf 50
bkhj kbgf 200 (315)








bghUspay; ghlj;jpy; vspikahf Bjh;r;rp bgWtjw;F tHpKiwfs;

1. Bfl;fg;gLk; 50 xU kjpg;bgz; tpdhl;fSk; ghlj;jpw;F gpd;dhy;
tHA;fgl;gl;Ls;s gapw;rp tpdhf;fspy; nUe;J kl;LBk Bfl;fg;gLk.;
2. Fwpg;ghf rhpahd tpilia Bjh;e;bjLj;J vGJk; tpdhtpy; ghlk; 4 kw;Wk;
10y; bfhLf;fg;gl;Ls;s 10 tpdhf;fspy; 2 tpdhf;fs; Bfl;fg;gLk;.
3. }d;W kjpg;bgz; tpdhf;fspy; ghlj;jpw;F gpd;dhy; cs;s gapw;rp
tpdhf;fspy; nUe;J kl;LBk Bfl;fg;gLk;.
4. Fwpg;ghf 8 tJ ghlj;jpy; nUe;J }d;W kjpg;bgz; tpdhf;fs;
Bfl;fg;gLtjpy;iy .
ghlk; 2, 5, 6 kw;Wk; 7 Mfpatw;wpy; cs;s 20 gapw;rp[ tpdhf;fspy;
8 tpdhf;fs; tpdhj;jhspy; nlk; bgw;wpf;Fk; vdBt mjw;F mjpf
Kf;fpaj;Jtk; juBtz;Lk.;
5. 10 kjpg;bgz; tpdhf;fs; ghlk; 2, 5, 6, 7, 8,10 kw;Wk; 12 Mfpa ghlA;fsps;
gapw;rp tpdhf;fspy; nUe;J kl;LBk Bfl;fg;gLk; vdBt kw;w ghlA;fspy;
10 kjpg;bgz; tpdhf;fSf;F ftdk; brYj;j Bjitapy;iy.
6. 20 kjpg;bgz; tpdhf;fs; ghlk; 1, 3, 4, 8, 9 kw;Wk; 11 Mfpa ghlA;fspd;
gapw;rp tpdhf;fspy; nUe;J ghlj;jpw;F xd;W tPjk; 6 tpdhf;fs; Bfl;fg;gLk;
Fwpg;ghf 4 tJ ghlj;jpy; gapw;rpapy; cs;s tpdhf;fs; nuz;ila[k; jahh;
bra;jhy; xU tpdhtpw;F tpil mspf;fyhk;.
7. bghUspay; ghlj;jpy; tpsf;f glA;fs; cs;s tpdhf;fSf;F tpilmspf;f
khzth;fSf;F Mh;tk; Cl;o gapw;rp mspj;jhy; khzth;fis mjpf bgwr;
bra;ayhk;.





3 kjpg;bgz; tpdhf;fs; (Fiwe;jgl;r Bjh;r;rp bgw)

1. bghUshjhuj;jpd; Kf;fpa gphpt[fs;
(1) Efh;t[ (2) cw;gj;jp (3) gfph;t[ (4) ghpkhw;wk;

2. mog;gil bghUshjhu gpur;rpidfs;
(1) vd;d (2) vg;go (3) ahUf;fhf gz;lA;fis cw;gj;jp bra;tJ

3. bghJthd bghUshjhu Kiwfs;
(1) gHik bghUshjhuk; (2) rkjh;k bghUshjhuk;
(3) Kjyhspj;Jt bghUshjhuk; (4) fyg;g[ bghUshjhuk;
4. tha;g;g[r; bryt[ :
bgwg;gl;l tha;g;gpd; nHg;g[ (jpahfk;)
5. tpUg;gA;fSf;fhd fhuzA;fs;
(1) cstpay; fhuzk; (2) r}f fhuzk;
(3) gHf;f tHf;fA;fs; (4) tpsk;uk;
6. gz;lA;fsp;d; tiffs;
(1) nd;wpaikahj (2) trjp (3) Mlk;gu gz;lA;fs;

7. Efh;Bthh; cghp (khh;&y;)

jFtpiy cz;iktpiy

8. Bjit vd;gJ :
thA;Fk; tpUg;gk; - thA;Fk; rf;jp thA;fBtz;Lk; vd;w Kot[
9. Bjitf;BfhL fPH;Behf;fp rhpa fhuzk;
Fiwe;j bry; nWjpepiy gad;ghl;L tpjp bray;gLjy;

10. fp@gd; g[jph;:
tpjp tpyf;F Bjit my;yJ tpiy mjpfhpf;Fk;BghJ Bjit mjpfhpg;gJ

11. rkepiy tpiy :

thA;FBthhpd; tpUg;gk; = tpw;gthpd; tpUg;gk; ( D=SP)
12. mA;fho fhyk; :
Bjitf;Bfw;g mspg;gpy; khw;wk; bra;a Koahj fhyk;
13. gad;ghl;od; tiffs; :
(1) nlg; gad;ghL (2) fhy gad;ghL (3) tot gad;ghL


14.

Kyjdj;jpd; totA;fs; :
(1) gUk }yjdk; (2) gz tot }yjdk; (3) kdpj }yjdk;

15. cw;gj;jp rhh;g[ :
cs;sPL bghUSf;Fk; btspaPL bghUSf;fk; nilBa cs;s bjhHpy;El;g bjhlh;g[
16. bghUshjhu bryt[
btspa[U bryt[ kw;Wk; cs;shh;e;j bryt[
17. nWjp epiy bryt[

MCn = TCn TCn-1

18. ePh;ik tpUg;gBfhl;ghl;od; }d;W Behf;fA;fs;
(1) ghpkhw;w Behf;fk; (2) Cf thzpgBehf;fk; (3) Kd;bdr;rhpf;if Behf;fk;

19. xl;L bkhj;j Bjitapd; nU fhuzpfs; :
(1) Efh;r;rp ehl;lk; (2) KjyPl;Lj; Jhz;ly;
20. bgUf;fp :

K=1/1-MPC

21. gzj;jpd; nyf;fzk; :
vijBay;yhk; bra;a ty;yBjh mJbty;yhk; gzk; - thf;fh;
22. gzmspg;gpd; ehd;F TWfs; :

(1) M1 (2) M2 (3) M3 (4) M4
23. fld; mst[ fl;Lg;ghl;L fUtp
(1) tA;fptPjk; (2) buhf;f nUg;g[tPjk; (3) btspr;re;ij eltof;if
24. bghJepjp :
muRfspd; tUkhdk; kw;Wk; bryt[ gw;wp Muha[k; bghUshjhuj;jpd; xU gphpt[ - lhy;ld;
25. bghJepjpapd; cl;gphpt[fs;
(1) bghJtUtha; (2) bghJr;bryt[
(3) bghJf;fld; (4) Tl;lhl;rpepjp kw;Wk; epjpeph;thfk;
26. g[dpj thptpjpg;g[ tpjpfs;
(1) rkj;Jt tjp (2) bjspt[ tpjp (3) trjptjp (4) rpf;fd tjp



TLjy; 3 kjpg;bgz; tpdhf;fs; (200 kjpg;bgz;fs; bgw)

1.
bghUsjhuk; gw;wp My;gpul; khh;&ypd; nyf;fzk;
2. nytr gz;lA;fs; kw;Wk; bghUshjhu gz;lA;fs; BtWghL
3. bghJcilikapd; rpwg;g[ mk;rA;fs;
4. Fiwe;Jbry; nWjpepiy gz;ghl;L tpjpapd; nyf;fzk;
5. rkBehf;F tisBfhl;od; gz;g[fs;
6. epz;l fhyk; FWfpa fhyk; BtWghL
7. Btiy gFg;g[ Kiw vd;why; vd;d?
8. nWjpepiy cw;gj;jp jpwd; Bfhl;ghl;od; vLBfhs;fs;
9. cz;ik Typf;Fk; gzf;Typf;Fk; cs;s BtWghL
10. thH;f;ifju Typf;Bfhl;fhL vd;why; vd;d?
11. re;ij tjpapd; vLBfhs;fs; ahit?
12. gzf;bfhs;ifapd; nyf;fzk;
13. thpfspd; tiffs;
14. g[{$;a epjpepiy mwpf;if vd;why; vd;d?

10 kjpg;bgz; tpdhf;fs;

1.
Kjyhspj;Jtj;jpd; rpwg;g[g; gz;g[fs;.
2. fyg;g[ bghUshjhuj;jpd; rpwg;g[ g; gz;g[fs;.
3. Bjit BfhL nlk;bgah;jiy tiuglj;Jld; tpthp?
4. mA;fho fhyj;jpy; rkepiytpiy vt;thW jPh;khdpf;fg;gLfpwJ ?
5. Btiy gFg;g[Kiwapd; rpwg;g[fs; kw;Wk; Fiwfs;.
6. }yjdj;jpd; gz;g[fis thpirgLj;Jf.
7. bjhHpy; KidBthhpd; gzpfs; ahit?
8.
AR kw;Wk; MR BfhLfSf;F nilBa cs;s cwt[fis tpthp?
9.
SAC kw;Wk; SMC BfhLfSf;F nilBa cs;s cwt[fis tpthp?
10. epiwt[ Bfhl;od; nay;g[fis tpthp?
11. mA;fhofspd; tiffis RUf;fkhf tpsf;ft[k;.
12. Kw;Wikia fl;LgLj;Jk; tHpKiwfis tpsf;F.
13. Kw;Whpik Bghl;oapd; tPz; bryt[fs; gw;wp tpsf;F.
14.
J.B Br-apd; mA;fho tpjpapd; FiwghLfis tpsf;F.
15. Efh;it jPh;khdpf;Fk; tUkhdk; jtpu gpw fhuzpfs; ahit ?
16. fPd;^pd; tUkhdk; eph;zak; gw;wpa vspa Bfhl;ghl;od; rhuuk;rj;ij glk; tiue;J tpsf;F.
17. khepy murpd; Kf;fpa thptUtha; kw;Wk; thpaw;w tUtha; vit vit ?
18. epjpf;bfhs;ifapd; tiuaiwfis tpthp?
19. Beh;Kf thp kw;Wk; kiwKf thpia BtWgLj;Jf.
20. Mlk;^;kpj;jpd; g[dpj thptpjpg;g[ bfhs;iffis tpthp?

20 kjpg;bgz; tpdhf;fs;

fPH;fz;l Ie;J bjhFg;g[fspy; VBjDk; }d;W bjhFg;g[fspy; KGikahf gapw;rp mspj;jhy;
KG kjpg;bgz;fis bgwyhk; nuz;lhtJ bjhFg;gpid kl;Lk; gapw;rp mspj;jhy; 20
kjpg;bgz;fs; bgwyhk;.

tpsf;fg; glk; cs;s tpdhf;fspy; tpsf;fg; glj;jpw;F kl;Lk; 5 kjpg;bgz;fs; tHA;fg;gLk;.

I
1.
bghUshjhu tpjpfspd; jd;ik, vy;iy kw;Wk; Kf;fpaj;Jtj;ij tpthp?
2. kdpj tpUg;gA;fspd; gz;g[fs; ahit ?
3. Fiwe;j bry; gad;ghl;L tpjpapid glk; tiue;J tpsf;F.
4. Efh;Bthh; cghpia glk; tiue;J tpsf;Ff.
II
1. Bjit tpjpapid tpsf;Ff.
2. tpiyj;Bjit befH;r;rpia mstpLk; Kiwfis tpsf;Ff.

III
1. FWfpa fhyj;jpy; epiwt[ Bghl;oapy; tpiy kw;Wk; gz;lj;jpd; mst[ vt;thW
jPh;khdpf;fg;gLfpwJ vd;gij tiuglj;Jld; tpthp.
2. Kw;Whpikapy; tpiy kw;Wk; gz;lj;jp;d mst[vt;thW jPh;khdpf;fg;gLfpwJ vd;gij
tiuglj;Jld; tpthp.
3. Kw;Whpikapd; ed;ik jPikfis tpthp.

IV
1. hpf;fhh;Blhtpd; thuf;Bfhl;ghl;oid Muha;f.
2. nWjpepiy cw;gj;jp jpwd; gfph;t[ Bfhl;ghl;oid tpsf;Ff.

V
1. gzj;jpd; gzpfis tpthpf;ft[k;.
2. gzf;bfhs;ifapd; Behf;fA;fs; kw;Wk; fUtpfis tpsf;ft[k;.
3. gztPf;fj;jpd; fhuzA;fs; , tpist[fs; mtw;iw fl;Lg;gLj;Jk; Kiwfis tpthp.
4. gz mspg;gPl;L Kiwapd; Bghf;Ffis glk; tiue;J tpsf;Ff.