HDFC Bank Personal Loan

Borrow up to Rs 15,00,000 for any purpose depending on the requirements.

Flexible Repayment options, ranging from 12 to 60 months.
Repay with easy EMIs.
One of the lowest interest rates.
Hassle free loans - No guarantor/security/collateral required.
Speedy loan approval.
Convenience of service at your doorstep.

Features
Eligibility

Salaried
Minimum age of Applicant: 21 years
Maximum age of Applicant at loan maturity: 60 years
Minimum employment: Minimum 2 years in employment and minimum 1 year in the
current organization
Minimum Net Monthly Income: Rs. 10,000 per month (Rs. 15,000 in Mumbai, Delhi,
Bangalore, Chennai and Hyderabad & Rs. 12,000 in Calcutta, Ahmedabad and Cochin)

Self Employed (Professionals) include self - employed Doctors, Chartered Accountants,

Architects, Company Secretaries.
Minimum age of Applicant: 25 years
Maximum age of Applicant at loan maturity: 65 years
Years in business: 4 to 7 years depending on profession
Minimum Annual Income: Rs. 100000 p.a.

Loan Amount
You can avail of a loan from Rs 50,000/- to Rs 15,00,000/- depending on your income and
repayment capacity. You can club the income of your spouse if you wish to increase your
loan amount.

Margin
Repayment Period
Documents Required

Salaried
Proof of Identity (Passport Copy/ Voters ID card/ Driving Licence)
Address Proof (Ration card Tel/Elect. Bill/ Rental agr. / Passport copy/Trade
licence /Est./Sales Tax certificate)
Bank Statements (latest 3 months bank statement / 6 months bank passbook)
Latest salary slip or current dated salary certificate with latest Form 16

Self Employed (Professionals) include self - employed Doctors, Chartered Accountants,

Architects, Company Secretaries.
Proof of Identity (Passport Copy/ Voters ID card/ Driving Licence).
Address Proof (Ration card Tel/elect. Bill/ Rental agr. / Passport copy/Trade
licence /Est./Sales Tax certificate).
Bank Statements(latest 6 months bank statement /passbook)
Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs.
certified by a CA
Qualification proof of the highest professional degree