Analysis Insurance in India

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For 2 adults and one child INR 5,00,000

Pre-Existing Diseases

Apollo Muninch

Optima Restore Family Floater

Easy Health Family Floater Standard

Easy Health Family Floater Exclusive


Easy Health Family Floater Premium

Pre & Post HospitalizationNo


Expenses
Claim Bonus

Co-payment Discount

Network Hospitals

180 days post hospitalisation


Bonuscoverage
of 50% of
and
theupto
basic
60NA
sum
daysinsured
prehospitalisation
for every claim
coverage
4500
freehospitals
year, maximum
and 10000
uptodoctors
100%

90 days post and 30 days prehospitalisation

4500 hospitals and 10000 doctors

4500 hospitals and 10000 doctors


4500 hospitals and 10000 doctors
4500 hospitals and 10000 doctors

Room Rent

Age limit

Organ donor expenses

hospitals and 10000 doctors

Lifelong

Yes

hospitals and 10000 doctors

Lifelong

Yes

hospitals and 10000 doctors


hospitals and 10000 doctors
hospitals and 10000 doctors

Exclusions

Restore benefit

Premium

Yes

11,149.00

NA

10,372.00

12,435.00

Others
140 day care procedures covered apart from procedures
which need more than 24 hours of hospitalisations
Ayush benefits covered (inpatient)
Daily Cash for choosing shared accommodation (500 per day
max 3,000)
Free healthcheck up (upto 1%) after 4 c;laim free years
Ayush benefits covered (inpatient)
Daily Cash for choosing shared accommodation (500 per day
max 3,000)
Free healthcheck up (upto 1%) after 4 c;laim free years

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