Monthly

College Budget

march income:

march expenses:

march cash flow:

$2,425

$2,233

$192
room & board

financial aid

tuition & fees

wages (after-tax)

books & supplies

family help

transportation

from savings

discretionary

other

other expenses

march cash flow:

CASH FLOW
jan

J
A
N

feb

mar

apr

may

jun

Select First
Budget Month

Monthly Cash After

Expense

JA
N

FE
B

M
AR

Cash Flow

16 69 19
9
2

A M
PR A
Y
19 20
9
4

JU
N

JU
L

A
U
G
(7 12 15
71 4 4

SE
P

O N
C OV
T
(7 10 34
21 9

DE
C

YE
AR

MA
R
%
INC

(6
1)

(2
99

7.9
%

jul

)
Cumulative Cash
Flow

16 23 43
9 8 0

62
9

83
3

MONTHLY INCOME

JA
N

FE
B

M
AR

JU
N

Financial aid (grants,

scholarships, loans)
paid to you
After-tax wages
from a job

75
0

A M
PR A
Y
75 75
0
0

45 45 45
0 0 0

45
0

Financial help from

family

20 20 1,0
0 0 00

Withdrawals from
savings

50 35 15
0 0 0

62 18 34 (3 (2 (23 (2
6 0 81 72 8) 99
)
)
)
N
OV

DE
C

YE
AR

%
INC

75
0

75
0

30.
9%

45
0

45 45 45 55 35 35
0 0 0 0 0 0

35
0

35
0

35
0

35 35 35 35 35 35
0 0 0 0 0 0

35
0

Other (child support, 75 75 75

public assistance,
gifts, etc.)
TOTAL INCOME
1, 1, 2,4
22 07 25
5 5

75

75

75 75 75 75 75 75

75

7,
50
0
5,
20
0
4,
55
0
1,
00
0
90
0

1,
62
5

1,
62
5

1, 1, 1, 1, 1, 1,5
62 62 62 72 52 25
5 5 5 5 5

1,
52
5

19
,1
50

100
.0%

MONTHLY EXPENSE

JA
N

JU
N

N
OV

DE
C

YE
AR

%
INC

Room & Board

56 56 56
5 5 5

A M
PR A
Y
56 56
5
5

56
5

56
5

25.
3%

Rent, mortgage,
or dorm room

31 31 31
5 5 5

31
5

31
5

31 31 31 31 31 31
5 5 5 5 5 5

31
5

Food (groceries
or meal plan)

20 20 20
0 0 0

20
0

20
0

20 20 20 20 20 20
0 0 0 0 0 0

20
0

Utilities (heat,
water,
electricity)

50 50 50

50

50

50 50 50 50 50 50

50

6,
78
0
3,
78
0
2,
40
0
60
0

65 0
0

2,
05

33.
6%

Tuition & Fees

FE
B

M
AR

75
0

JU
L

A
U
G
75 75 75
0 0 0

JU
L

A
U
G
56 56 56
5 5 5

SE
P

O
C
T
75 75
0 0

SE
P

O
C
T
56 56
5 5

65 0
0

18.
6%
41.
2%
6.2
%
3.1
%

14.
1%
9.0
%
2.2
%

0
Tuition you pay

50
0

50 0

50 0

Fees you pay

25
0

15 0

15 0

Books & Supplies

32
5

20

20

32 10 10 40 15 15
5
0

15

Textbooks

20

20

27 32 5
5
50 10 10 75 15 15

School supplies

22
5
10
0

22 17 17
4 4 4

21
9

17
4

17 27 21 17 17 22
4 4 9 4 4 4

26
9

Gas,
maintenance
Vehicle
payment

30 30 30

75

30

30 30 75 30 30 30

75

12 12 12
9 9 9

12
9

12
9

12 12 12 12 12 12
9 9 9 9 9 9

12
9

Transit fares

15 15 15

15

15

15 15 15 15 15 15

15

Travel at
holidays

50 -

50

50

69 69 16
9

36
9

41
9

44 41 41 39 39 41
4 9 9 4 4 9

46
9

Savings

50

Cell phone,
Internet, cable
Donations

69 69 69

69

10
0
69

10 10 10 75 75 10
0 0 0
0
69 69 69 69 69 69

10
0
69

25 -

50

Snacks, dining
out

10
0

10
0

10
0

10 10 10 10 10 10
0 0 0 0 0 0

10
0

Clothes

50

50

50 50 50 50 50 50

50

Entertainment
(movies, dates,
concerts)

10
0

10
0

10 10 10 10 10 10
0 0 0 0 0 0

10
0

Transportation

Discretionary

10 0

15

1,
50
0
55
0

22.
4%

1,
15
5
82
5
33
0

14.
6%

2,
47
3
49
5
1,
54
8
18
0
25
0

7.8
%

4,
05
3
80
0
82
8
75

7.6
%

1,
00
0
45
0
90
0

11.
2%

10.
1%
4.5
%

1.3
%
5.8
%
0.7
%
0.0
%

0.0
%
3.1
%
0.0
%
4.5
%
0.0
%
0.0
%

Other Expenses

19 19 25
8 8 0

25
3

24
3

23 23 25 26 26 26
8 3 8 3 8 8

26
8

Insurance (car,
health, renter's)

12 12 12
3 3 3

12
3

12
3

12 12 12 12 12 12
3 3 3 3 3 3

12
3

Loan, credit
card payment
Other

52

55

45

40 35 60 65 70 70

70

75 75 75

75

75

75 75 75 75 75 75

75

1, 1, 2,2
05 00 33
6 6

1,
42
6

1,
42
1

2, 1, 1, 2, 1, 1,4
39 50 47 44 41 91
6 1 1 6 6

1,
58
6

TOTAL EXPENSES

2,
93
8
1,
47
6
56
2
90
0

11.
2%

19
,4
49

100
.0%

5.5
%
2.3
%
3.4
%