Core Values + Tustin Almighty Allan * Stit fo the soit of Islamic Sria'ah + Highest standard of honesty, integrly & morale + Wellare banking * Equity and justice * Environmental consciousness + Personalzed service * Transparency & accountability * Respect for all, cisciptine & cooperation Commitments © Shatvah © the Regulators: © the Shareholders the Community © the Customers © the People at work + all Stakeholders and to + the Envionment ‘Annual Report 2018] 9Code of Conduct and Ethical Principles Shari'ah foundation of ethics + iegity + The principle of vicegerency on earth + Sinoorty + Paty + Righteousness and making one's work perfect © Allsh-foaring corduct in all actions + Accountability to Almighty Aah Principles of personal ethics + Tustworthiness egtimacy + Objectivity * Professional competence and dilgencs + Faith-criven conduct + Professional conduct and technical standards Rules of ethical conduct ‘Self motivated rules influencing job performance © Allsh-foaring stato of rind + Adrering to the sharlah and imokmenting tts principks + Implementing justice and faimess, 10 [Annual Report 2013 + Adopting the good and articulating the tah + Doing good to others Adhering to tuth and transparency n statements Rules of conduct towards shareholders, managers and fellow employees Developing the work through innovative and croatve eas + Respecting the working hous of the institution + Getting acquainted with the directives © Safeguaring the institution's asses, facilis ard equipment raining from parting o others to the detiment of the organizational interest Rules of conduct towards those who deal with the institution and related parties + Being keen to meet the needs of thase who deel vith the institution «Giving fights to tnose who are entitled to thom sty ‘+ Preserving corfidental information + Being serious in one's behavior and