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  • Investment Alternatives

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    LeoLeslie
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    This document discusses various investment alternatives available to investors in the market. It categorizes investments into negotiable securities like variable income securities (growth shares, speculative shares, cyclical shares, income shares, defensive shares) and fixed income securities (preference shares, debentures, bonds, IVP and KVP, government securities). Non-negotiable securities include deposits, tax shelter saving schemes, life insurance, mutual funds, and real assets like real estate, agricultural land, precious objects. Specific investment options like postal savings accounts, postal time deposits, and monthly income scheme are also outlined.

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    INVESTMENT ALTERNATIVES

    Original Title

    INVESTMENT ALTERNATIVES

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    This document discusses various investment alternatives available to investors in the market. It categorizes investments into negotiable securities like variable income securities (growth shares, speculative shares, cyclical shares, income shares, defensive shares) and fixed income securities (preference shares, debentures, bonds, IVP and KVP, government securities). Non-negotiable securities include deposits, tax shelter saving schemes, life insurance, mutual funds, and real assets like real estate, agricultural land, precious objects. Specific investment options like postal savings accounts, postal time deposits, and monthly income scheme are also outlined.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as pptx, pdf, or txt
    73 views23 pages

    Investment Alternatives

    Uploaded by

    LeoLeslie
    This document discusses various investment alternatives available to investors in the market. It categorizes investments into negotiable securities like variable income securities (growth shares, speculative shares, cyclical shares, income shares, defensive shares) and fixed income securities (preference shares, debentures, bonds, IVP and KVP, government securities). Non-negotiable securities include deposits, tax shelter saving schemes, life insurance, mutual funds, and real assets like real estate, agricultural land, precious objects. Specific investment options like postal savings accounts, postal time deposits, and monthly income scheme are also outlined.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as pptx, pdf, or txt
    of 23

    INVESTMENT ALTERNATIVES

    INTRODUCTION

    MEANING
    INVESTMENT ALTERNATIVES MEANS
    VARIOUS OPTIONS AVAILABLE TO AN
    INVESTOR IN THE MARKET.

    TYPES OF INVESTMENT ALTERNATIVES

    NEGOTIABLE
    SECURITIES

    NON
    NEGOTIABLE
    SECURITIES

    NEGOTIABLE SECURITIES

    VARIABLE
    INCOME
    SECURITIES
    FIXED
    INCOME
    SECURITIES

    GROWTH
    SHARES

    SPECULATIVE
    SHARES

    CYCLICAL
    SHARES

    INCOME
    SHARES

    DEFENSIVE
    SHARES

    GROWTH SHARES
    THAT HAVE HIGHER RATE OF GROWTH
    THAN THE INDUSTRIALTHE INDUSTRIAL
    GROWTH RATEIN PROFITABIKITY ARE
    REFERRED TO AS GROWTH SHARES.

    FIXED INCOME SECURITIES


    PREFERENCE
    SHARES

    DEBENTURES

    BONDS

    IVP AND KVP

    GOVT.
    SECURITIES

    TREASURY
    BILLS

    COMMERCIAL
    PAPERS

    CERTIFICATE
    OF DEPOSIT

    NON NEGOTIABLE SECURITIES


    DEPOSITS

    TAX SHELTER
    SAVING
    SCHEMES

    LIFE
    INSURANCE

    MUTUAL
    FUNDS

    REAL
    ASSETS

    REAL
    ESTATE

    DEPOSITS
    BANK
    DEPOSIT

    POST
    OFFICE
    DEPOSIT

    SECURITY

    NBFC
    DEPOSITS

    POSOFFICE SAVING ACCOUNT


    INT.RATE
    3.5%

    INT. IS TAX
    EXEMPT

    AMT
    SHOULD BE
    RS.20 FOR
    ORDINARY
    ACCOUNT

    MAX. BAL
    50000 AND
    100000

    POST OFFICE TIME DEPOSITS


    DEPOSIT CAN BE
    MULTIPLE OF 50

    HIGH INT. RATE


    AS COMPARE TO
    BANK DEPOSIT

    NO WITHDRAWL
    UPTO 6 MONTHS

    IT CAN BE
    PLEDGED

    TAX DEDUCTION

    WITHDRAWL
    AFTER 6 MONTH
    TO ONE YEAR
    .,NO INT. IS
    PAYABLES

    MONTHLY INCOME SCHEME OF POST


    OFFICE
    TERM SCHEME IS 6 YEARS
    INT.RATE IS 8% PER ANNUM
    FACILITY OF PREMATURE
    WITHDRAWL AFTER ONE YEAR.

    NO MAX
    LIMIT
    ,MIN.IS
    1000

    8.4% INT.
    RATE
    CAN BE
    PLEDGED

    TAX SHELTER SCHEMES

    PPF
    NATIONAL SAVING
    SCHEMES
    NATIONAL SAVING
    CETIFICATES

    MUTUAL FUND

    OPEN ENDED
    SCHEMES
    CLOSE
    ENDED
    SCHEMES

    REAL ASSET
    RESIDENTIAL
    HOUSE

    GOLD

    ART
    OBJECTS

    AGRICULTURE
    FARM

    COMMERCIAL
    PROPERTY

    AGRICULTURE
    LAND

    SECOND
    HOUSE

    RESORT
    HOME

    SEMIURBAN
    LAND

    COMMERCIAL
    PROPERTY

    PRECIOUS OBJECTS

    GOLD AND
    SILVER

    PRECIOUS
    STONES

    ART
    OBJECTS

    BENEFITS OF MAKING INVESTMENT


    INREAL ESTATE

    HIGH CAPITAL APPRECIATION

    AVAILABILITY OF
    LOANS

    TAX REBATE

    PSYCHOLOGICALLY
    SECURE FEELING

    LEGAL
    APPROVAL

    POSSIBILITY
    OF CAPITAL
    APPRECIATION

    ORIGINALITY
    OF TITLE
    DEEDS

    CREDIBILITY
    OF BROKER

    CRITERIA FOR EVALUATION


    RATE OF RETURN

    CONVENIENCE

    TAX SHELTER

    RISK

    MARKETABILITY

    Money market instrument


    DEBT INSTRUMENT WHICH HAVE A
    MATURITY OF LESS THAN ONE YEAR AT
    THE TIME OF ISSUE ARE CALLED MONEY
    MARKET INSTRUMENT.

    ART AND ANTIQUES


    PAINTINGS ARE THE MOST SOUGHT AFTER
    FORM OF ART. PRICES ARE RISING AND IN
    WESTERN COUNTRIES INVESTMETN IN
    ANTIQUES IS MORE COMMON THAN IN
    INDIA. THE ANTIQUE IS AN OBJECT OF
    HISTORICAL INTEREST.

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