KERALA AGRICULTURAL UNIVERSITY

A STUDY ON AWARENESS OF PRADHAN MANTRI JAN-DHAN YOJANA (PMJDY) 2014

AMONG THE TARGETED PEOPLE

Name of the Branch: Canara Bank Chelakkara Branch.

A Socio-economic data of the respondent:
1. Name

2. Gender

:Male

Female

3. Age

:18-25

25-35

4. Marital Status

:Married

Unmarried

5. Family Type

:Nuclear

6. Educational Qualification

:Below SSLC

35-45

46-60

Widow

60above

Widower

Joint

SSLC

HSC

UG

PG and above

7. Occupation

:Public Sector

Retired

Private Sector

Agricultural Labour

8. Annual Income (In Rs.)

:Below 1.50 L

9. Type of house

:Hut

1.50-2.50 L

Terrace < 500 SQFT

Terrace 800 1500 SQFT

Industrial worker

Student

2.50-3.50 L

Business

Unemployed

Above 3.50L

Terrace 500- 800 SQFT

More than 1500 SQFT

B Banking Details of the respondent:

10. A) Do you have a bank account? Yes

No

B) If yes how many account you have?

1

More than 4

11. How long you have a bank account?

Below 2

2-4

4-6

more than 6

12. What is the most important factor while choosing a bank for opening an account?
a) Service

b) Interest rate

c) Image

13. Do you know how to deposit money?

d) Security

Yes

No

14. Level of awareness towards the banking services?

Sl No

Services

ATM

Money withdrawal

Balance inquiry

Mini statement

Fund transfer

Pin change

Phone recharge

MOBILE BANKING

Deposit or withdrawal alert

Mini statement

Interest inquiry

Loan application status inquiry

DD/MT charge inquiry

GENERAL INSURANCE

LIFE INSURANCE

Aware

Not
Aware

Availing

Not Availing

C Respondents awareness towards P M J D Y:

15. Your level of knowledge towards PMJDY?

a) Excellent

b) Good

c) Average

d) Poor

e) Very poor

16. The reason for selecting Canara bank for opening a PMJDY?
a) Quality service

b) Safety

c) Time

d) Image

17. The way you came to know about the PMJDY?

a) Friends

b) Internet

c) Television

d) Newspaper

18. Are you aware towards the various schemes of PMJDY?

SL NO

Services

Aware

RuPay Debit card

Over draft up to 5000 RS

Accident insurance
coverage up to RS.100000

Life

insurance

up

Not aware

Availing

Not availing

to

Rs.30000
5

Direct Benefit Transfer

19. The reason for opening PMJDY account?

_________________________________________________________________________________
_________________________________________________________________________________
20. Distance between branch and house?
a) Below 2

b) 2-4

c) 4-6

d) more than 6

21. The level of satisfaction with PMJDY account?

a) Strongly agree

b) Agree

c) Disagree

d) Strongly disagree