Umbrella Liability Policy

Covers legal liability of the insured arising out of bodily injury, property damage . personal injury or advertising injury.

Why Tata AIG?

TATA AIG brings to you one of the most extensive worldwide network, with presence in more than 130 jurisdictions.
Our form is a duty to defend form which means client will not have to bear the brunt of litigation as under the express
terms of the policy we will defend the client in any lawsuit.
Key Features

Duty to defend form

Acting like an umbrella it sits over multiple primary policies, in addition to providing broader coverage

it provides excess limits when the limits of underlying liability policies are exhausted by the payment of
claims

Umbrella comes with a drop-down feature, narrowing coverage gaps

Key Exclusions

War

Asbestos exposure

Any obligation of the Policyholder under Workers Compensation Law

NOTE: Please refer policy wordings for detailed coverage, exclusions and conditions.