5/8/2015

DepositAccountRates

AsofMay8,2015
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DepositRatesSavingsandChecking
BPI|BPIFamilySavingsBank|BPIDirectSavingsBank
BankofthePhilippineIslands

Typeof
Deposit
Account

Required
Initial
Deposit

Required
Minimum
Monthly
ADB 1

Required
Daily

Balance 2to
Earn
Interest

InterestRate 3
(PerAnnum)

PesoSavingsAccount
Jumpstart
Savings

Php100

Php1,000**

Php2,000

0.250%

EasySaver

Php200

N.A.

Php1,000

0.250%

ExpressTeller
Savings

Php500

Php3,000

Php5,000

0.250%

Passbook
Savings

Php10,000

Php10,000

Php25,000

0.250%

BPIAdvance
Savings
Accountwith
Passbook

Php100,000

Php100,000

Php100,000 LessthanPhp100,000

MaxiSaver4
Savingswith
ATM

Php50,000

Php50,000

Php50,000

N.A.

100,000999,999

0.750%

1Mandabove

1.500%

LessthanPhp50,000

N.A.

50,000499,999

0.250%

500,000999,999

0.375%

1Mandabove

1.000%

With0.5%BONUSp.a.ifno
withdrawalwithinamonth
MaxiSaver4
Savingswith
Passbook

Php75,000

Php75,000

Php75,000

LessthanPhp75,000

N.A.

75,000499,999

0.250%

500,000999,999

0.375%

1Mandabove

1.000%

With0.5%BONUSp.a.ifno
withdrawalwithinamonth
MaxiSaver4
Savingswith
Passbook
(Corporate)

Php250,000

Php250,000

Php250,000 LessthanPhp250,000

N.A.

250,000499,999

0.250%

500,000999,999

0.375%

1Mandabove

0.500%

With0.5%BONUSp.a.ifno
withdrawalwithinamonth
GetStartedSavingsAccountwithLifeInsurance
oATM

Php25,000

Php25,000

Php25,000

0.250%

oPassbook

Php75,000

Php75,000

Php75,000

0.250%

N.A.

Php1,000

Php5,000

0.250%

BPISaveUp

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DepositAccountRates

Automatic
Savings+
Insurance
BPISaveUp
High
Automatic
Savings

N.A.

Php1,000

Php5,000

Php5,00049,999

0.250%

50,000499,999

0.500%

500,000andabove

0.625%

PesoCheckingAccount
ExpressTeller
Checking

Php10,000

Php10,000

N.A.

N.A.

Business
Checking

Php10,000

Php10,000

N.A.

N.A.

KaNegosyo
CAwithATM
andStatement

Php10,000

Php10,000

Php50,000

0.250%

KaNegosyo
CAwith
Statement

Php10,000

Php10,000

Php50,000

0.250%

KaNegosyo
CAwith
Passbook

Php25,000

Php25,000

Php100,000

0.250%

MaxiOnewithStatement
Ifdailybalanceis:
oIndividual

Php25,000

Php25,000

Php25,000

Php25,000999,999

0.250%

oCorporate

Php50,000

Php50,000

Php25,000

1,000,000andabove

0.350%

MaxiOnewithPassbook
Ifdailybalanceis:
oIndividual

Php250,000

Php250,000

Php25,000

Php25,000999,999

0.250%

oCorporate

Php500,000

Php500,000

Php25,000

1,000,000andabove

0.350%

ExpressDollar
Savings

$500

$500

$500

0.250%

DollarSavings
withPassbook

$500

$500

$500

0.250%

DollarAccount

ThirdCurrencySavingsAccount*
AUDAustralian
DollarPassbook
Savings

AUD500

AUD500

AUD500

1.25%

CADCanadian
DollarPassbook
Savings

CAD500

CAD500

CAD500

0.250%

CHFSwiss
FrancPassbook
Savings

CHF500

CHF500

N.A.

N.A.

CNY/RMB3,500

CNY/RMB3,500

CNY/RMB3,500

0.100%

EUREuro
Passbook
Savings

EUR500

EUR500

EUR500

0.025%

GBPBritish
Pound
Passbook
Savings

GBP500

GBP500

GBP500

0.250%

HKDHong
KongDollar
Passbook

HKD500

HKD500

HKD500

0.050%

CNY/RMB
ChineseYuan
Passbook
Savings

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DepositAccountRates

Savings
JPYJapanese
YenPassbook
Savings

JPY50,000

JPY50,000

N.A.

N.A.

*ForThirdCurrencydepositproducts,visitanyofthe50accreditedBPIbranches.ViewListofBPIbranchesoffering
ThirdCurrencies.

BPIFamilySavingsBank

Typeof
Deposit
Account

Required
Initial
Deposit

Required
Minimum
Monthly
ADB 1

Required
Daily

Balance 2to
Earn
Interest

InterestRate 3
(PerAnnum)

PesoSavingsAccount
Jumpstart
Savings

Php100

Php500**

Php1,000

0.500%

EasySaver

Php200

N.A.

Php1,000

0.500%

ExpressTeller
Savings

Php500

Php1,000

Php3,000

0.500%

Passbook
Savings

Php10,000

Php10,000

Php25,000

0.500%

BPIAdvance
Savings
Accountwith
Passbook

Php100,000

Php100,000

Php100,000 LessthanPhp100,000

MaxiSaver4
Savingswith
ATM

Php25,000

Php25,000

Php25,000

N.A.

100,000999,999

1.000%

1Mandabove

1.750%

LessthanPhp25,000

N.A.

25,000499,999

0.500%

500,000999,999

0.625%

1Mandabove

1.250%

With0.5%BONUSp.a.ifno
withdrawalwithinamonth
MaxiSaver4
Savingswith
Passbook

Php50,000

Php50,000

Php50,000

LessthanPhp50,000

N.A.

50,000499,999

0.500%

500,000999,999

0.625%

1Mandabove

1.250%

With0.5%BONUSp.a.ifno
withdrawalwithinamonth
MaxiSaver4
Savingswith
Passbook
(Corporate)

Php150,000

Php150,000

Php150,000 LessthanPhp150,000

N.A.

150,000499,999

0.500%

500,000999,999

0.625%

1Mandabove

0.750%

With0.5%BONUSp.a.ifno
withdrawalwithinamonth
GetStartedSavingsAccountwithLifeInsurance
oATM

Php5,000

Php5,000

Php10,000

0.500%

oPassbook

Php50,000

Php50,000

Php50,000

0.500%

BFSBSaveUp
Automatic
Savings+
Insurance

N.A.

Php1,000

Php3,000

0.500%

BFSBSaveUp
Automatic
HighSavings

N.A.

Php1,000

Php3,000

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Php3,00049,999

0.500%

50,000499,999

0.750%

500,000andabove

0.875%
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DepositAccountRates

PesoCheckingAccount
ExpressTeller
Checking

Php5,000

Php5,000

N.A.

N.A.

Regular
Checking

Php10,000

Php10,000

N.A.

N.A.

KaNegosyo
CAwithATM
andStatement

Php10,000

Php10,000

Php50,000

0.500%

KaNegosyo
CAwith
Statement

Php10,000

Php10,000

Php50,000

0.500%

KaNegosyo
CAwith
Passbook

Php25,000

Php25,000

Php100,000

0.500%

MaxiOnewithStatement
Ifdailybalanceis:
oIndividual

Php25,000

Php25,000

Php25,000

Php25,000999,999

0.500%

oCorporate

Php50,000

Php50,000

Php25,000

1,000,000andabove

0.700%

MaxiOnewithPassbook
Ifdailybalanceis:
oIndividual

Php150,000

Php150,000

Php25,000

Php25,000999,999

0.500%

oCorporate

Php500,000

Php500,000

Php25,000

1,000,000andabove

0.700%

DollarAccount
GetStarted
Savings
Accountwith
LifeInsurance

$1,000

$1,000

$1,000

0.125%

DollarSavings
withPassbook

$500

$500

$500

0.250%

Note:BPIFamilySavingsBankisasubsidiaryofBankofthePhilippineIslands.

BPIDirectSavingsBank

Typeof
Deposit
Account

Required
Initial
Deposit

Required
Minimum
Monthly
ADB 1

Required
Daily

Balance 2to
Earn
Interest

InterestRate 3
(PerAnnum)

PesoSavingsAccount
BPInoy
Savings

N.A.

N.A.

Php500

0.500%

(Foraslongas
thereisa
remittance
transactionat
leastonceevery
threemonths)

BPIDirect
ExpressTeller
Savings

Php500

Php500

Php500

0.500%

BPIDirect
StockTrade
Account

Php500

Php500

Php500

0.500%

N.A.

Php1,000

Php1,000

0.500%

Php25,000

Php25,000

Php25,000

BPIDirect
SaveUp
Automatic
Savings+
Insurance
MaxiSaver4

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LessthanPhp25,000

N.A.
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DepositAccountRates

Savingswith
ATM

25,000499,999

0.500%

500,000999,999

0.625%

1Mandabove

1.250%

With0.5%p.a.BONUSifno
withdrawalwithinamonth
PesoCheckingAccount
BPIDirect
MaxiOne
Checking

Php25,000

Php25,000

Php25,000

0.500%

1ADBreferstoAverageDailyBalance,whichisdefinedasthesumofthedailyendofdaybalancesintheaccount
foramonthdividedbythenumberofdaysinthatmonth.TheformulaforcomputingADBisasfollows:
ADB=(Day1endingbalance+Day2endingbalance+Day30/31endingbalance)
Numberofdaysinthemonth(i.e.30/31days)
2DailyBalanceisequivalenttoendofdaybalance.
3Interestearnedshallbecreditedquarterlytoyoursavings(exceptforMaxiSaverwhereinterestearnedis
creditedmonthlyandBPIAdvance)and/orcurrentaccount(s)providedthattheaccounthasnotbeenclosed
priortoscheduleofinterestcrediting.
4ForMaxiSaverSavings,ifwithdrawalexceeds6timeswithinamonth,theaccountwillbesubjecttotheratethat
appliestothelowestinterestbearingtier.Anyformofclientinitiateddebitfromtheaccountisconsidereda
withdrawal.
**Waivedforone(1)yearforaccountsopenedstartingMarch16,2012.

Member:PDIC.MaximumDepositInsuranceforEachDepositorP500,000.

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