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fzf;ifj; NjHe;njLf;fTk; (xd;Wf;F
Nkw;gl;l
kpd;dQ;ry;
fzf;Ffis
ePq;fs; itj;jpUe;jhy; kl;LNk ,e;jg;
gb(step)
tUk;.
,y;iynadpy;>)
mLj; J Edit Account vd; g ijj;
NjHe;njLf;fTk;. (glk;:9)

gq;Fr; re;ij rhptpYk; ,e;jpa vz;nza;f; fofj;jpy; gq;Ffis LIC thq;fpajhy;

,g;gq;Ffspd; tpiy 4.36% caHe;jJ. ,jdhy; xNu ehspy; LICf;F &.161.75 Nfhb
yhgk; fpilj;jJ.

g 2015

z_

(glk; : 10)

(glk; : 9)
mjpy; Update Password vd;gijj;
NjHe;njLj;J> Gjpa flTr;nrhy;iy
cs;splTk;. (Gjpa flTr;nrhy; vd;gJ>
mYtyff; fzpzpapy; flTr;nrhy;
khw;Wk; trjp %yk; khw;wg;gl;l Gjpa
flTr;nrhy; MFk;!) (glk;:10)
,dp mikg;Gf;fis (settings)
Nrkpj;J (Save) ntspNawTk;. ,g;NghJ>

Gjpa
flTr;
nrhy;ypy;
cq;fs;
kpd;dQ;riyg; ngwyhk;.
vy;ma;rp kpd;dQ;ry; Nritia
tPl;Lf;fzpzpapYk; http://licindia.in/mail/
vd;w
Kfthpapy;
ngwyhk;.
(,k;
Kfthpapd; filrpapYs;s / Fwpg;gplj;
jtwpdhy;
kpd;dQ;ry;
Nrit
fpilf;fhJ.)

re;njf';fSf;F
kadal27@gmail.com my;yJ 9443135953

(,Nj vz;zpy; thl;];mg;-gpYk; njhlHGnfhs;syhk;.)

MAs; fhg;gPl;bd;kPjhd Nrit thpahf 2015 Vg;uy; Kjy; [_iy tiuapyhd
fhyj;jpy; &.2>431.96 Nfhb t#y; MfpAs;sJ. ,J> fle;j Mz;bd; ,Nj fhyj;ijg;
Nghy 206% MFk;.
8

z_

g 2015

D m V^kVD...
ekJ
murpay;
rhrdj; j pd;
ngUikNa mJ tise;J nfhLf;ff;
$baJ
vd;gJjhd;.
khepyq;fspd;
mjpfhuq;fis
ghJfhf;Fk; mNj
Neuj;jpy;
kj;jpa
muirAk;
tYthf;FfpwJ murpay; rhrdk;.
mbg;gilahd
Kf;fpakhd
tptfhuq;fspy; ehL KOJk; midj;J
khepyq; f spYk;
xNu
khjphpahd
rl; l q; f s;
,q; F s; s d.
Mdhy;
$l;lhl;rp epyTk; gpw ntspehLfspy;
Kf;fpa tptuq;fspy; $l khepyj;Jf;F
khepyk;
Kuz; g hL
,Ug; g ij
mk; N gj; f h;
Rl; b f; f hl; b >
mk;Kuz;ghL ,e;jpahtpy; vohky;
Kd;ndr;rhpf;ifAld;
nray;gl;lhh;;.
1. XNu
ePjpj;Jiw>
xNu
khjphpahd
mbg; g ilr;
rl;lq;fs;> 2. Fw;wtpay;
kw;Wk;
chpikapay;
rl;lq;fs;> 3. Kf;fpakhd
Ml;rpg; gjtp ,lq;fis
eph;thfpf;f
xU
mfpy
,e;jpa muRg; gzpj;Jiw Mfpait
ek;
murpay;
mikg; g pd;
;
rpwg;gk;rq;fshFk;.
,e;jpah Xh; ,ul;il Ml;rp
mikg;Gld;
,Ue;jhYk;>
,ul;il
ePjpj;Jiw
fpilahJ.
Mdhy;

mnkhpf; f htpy;
$l; l uRf; F
xU
ePjpj;JiwAk;> khfhzq;fSf;F vd
jdpj;jdp ePjpj;JiwAk; cs;sd.
khepyq; f s;
jq; f s;
eph; t hf
gzpfSf; f hd
toptiffis
cUthf;f jil vJTkpd;wp mfpy
,e;jpa
mbg;gilapy;
nghJthd
jFjpfSlDk; >
xNu
khjphpahd
Cjpaj;JlDk; $ba> mfpy ,e;jpa
eph;thf mjpfhhpfs; kl;LNk ,e;jpah
KOtJk;
,e; j f;
Nfe; j pukhd
gjtpfSf;F epakpf;fg;gLfpd;wdh;.
tpkh;rd';fSk; gjpYk; :
,e;j tiuT murpay;
rhrdj;jpy; ve;jg; GJikAk;
,y;iy
vd;Wk;
1935k;
Mz;L ,e;jpa murhq;f
rl; l j; j pypUe; J
ghjpf; F
NkNy
vLf; f g;
gl;Ls;sjhfTk;>
kw;w
gFjpfs;
gy;NtW
ehl;L
murpay;
rhrdq;fspy;
,Ue;J vLf;fg;gl;l jhfTk; $wg;gLfpwJ.
Rakhf ,jpy; vJTk;
,y; i y
vd; g J
tpkh;rdkhFk;.

>Vz] - 26/4
g 2015

z_

V. B>V
9

cyfk; KOJk; vy;yh ehLfspYk;

,Jjhd; epiy vd;fpwhh; mk;Ngj;fh;.
VnjDk; khw;wk; ,Ue;jhy;> mJ
eilKiw
mDgtq;fspd;
mbg;gilapy; Fiwfis rhp nra;aNt
vd gjpy; jUfpwhh; mk;Ngj;fh;.
gy
ehLfSld;
xg; g P l ; b d;
milg;gilapy; ekJ tiuT murpay;
rhrdk;
gy; N tW
rpwg; g k; r q; f s;
nfhz;bUg;gij ,Jtiu ,e;jpahtpy;
murpay; rhrdg; gz;ghL vd;gJ
tsh;f;fg;gl Ntz;ba xd;W vd;Wk;>
[dehafkw; w
,e; j pa
kz; z py;
[dehafk; vd;gJ xU Nkw;g+r;rhfNt
,Uf;fpwJ vd;Wk; mk;Ngj;fh; ehl;bd;
epiyia kjpg;gPL nra;fpwhh;.
vdNtjhd; eph;thf mikg;Gf;fis
cUthf;Fk;
nghWg;ig
rl;lkd;w
jPh;khdj;Jf;F tpl;L tplhky;> murpay;
rhrdj;jpy;
Nrh;j;jjhf
tpsf;fkspf;fpwhh; mk;Ngj;fh;.
gz;ila
,e;J
Njrj;jpy;
tof;fj;jpy;
,Ue;j
murpay;
eilKiw> Gjpa murpay; rhrdj;jpy;
Nrh;f;fg;gl Ntz;Lk; vd;Wk; fpuhkf;
FbauRfspd;
njhFg;ghf
,e;jpah
,Ue;jpUf;f Ntz;Lk; vd;Wk; rpyh;
fUj; J f;
$wpaij
mk; N gj; f h;
epuhfhpf;fpwhh;.
tl;lhu
ntw;wpapd;
rhf;filj;
njhl;bahfTk;>
mwpahik
,Us;
epiwe;j ,Us; FifahfTk; FWfpa
kdg;ghd;ik kw;Wk; [hjp Mjpf;fj;jpd;
gpwg;gplkhfNt fpuhkq;fs; cs;sd.
vdNtjhd; fpuhkj;ij xJf;fptpl;L
murpay; rhrdk; jdpkdpjid jd;

mbg;gil myfhf itj;J nfhz;lJ

vd tpsf;Ffpwhh; mk;Ngj;fh;.
rpWghd;ikapdUf;F jug;gl;Ls;s
ghJfhg;G gw;wpAk; rpyh; tpkh;rpj;jdh;.
murpay;
eph;za
rigapd;
topfhl;lg;gbNa ,J nra;ag;gl;ljhf
mk;Ngj;fh; $Wfpwhh;.
r%fj;jpy;
rpWghd;ikapdh;
,Ug;gij ngUk;ghd;ikapdh; fhz
kWg;gJ
jtwhFk;.
mNj
Nghy
rpWghd;ikapdh; jq;fis epue;jukhf
epiyepWj;jpf;
nfhs;tJk;
jtW
vd; f pwhh;
mk; N gj; f h; .
rpWghd;ikapdiu
mq;fPfhpj;J
mth;fisAk;
ngUk;ghd;ikapduhf
Vw;gNj jPh;T vDk; mk;Ngj;fhpd; fUj;J
Muhag;gl Ntz;bajhFk;.

rpWghd;ikapdhpd;
ghJfhg;Gf;F
vjpuhf xU tif kjntwpia tsh;j;J
tUk; jPtputhjpfisg; gw;wp vr;rhpf;Fk;
mk;Ngj;fh;> rpWghd;ikapdh; vhpkiy
rf;jpiag;
Nghd;wth;fs;
vd;Wk;>
,th;fs; ntbf;f Muk;gpj;jhy; ehl;bd;;
fl;Lkhdk; rpjWz;L NghFk; vd;Wk;
vr;rhpf;fpwhh;. ngUk;ghd;ikapdh; ele;J
nfhs; S k;
tpjj; i j
nghWj; N j
rpWghd;ikapdh;
ngUk;ghd;ik
apdUld; fye;J fiue;J NghtJ gw;wp
KbntLg;gh; vd;fpwhh; mk;Ngj;fh;.

Nkhrbahd chpkk; Nfhuy;fisj; jtpHg;gjw;fhf> ghyprp toq;fpagpd; ghyprpjhuhpd;

,lj;Jf;Fr; nrd;W Nrhjpf;f PIRV-Post Issuance Risk Verification vd;w jpl;lj;ij
hpiyad;]; nghJf;fhg;gPl;L epWtdk; Jtf;fpAs;sJ.
10

z_

g 2015

>tw wl[ mkVD!

- K. rptyp';fk; M.Sc., M.A., M.L., M.B.A., M.C.A.
gs;spapy;, fy;Y}upapy; gbf;Fk; NghJ
cld;
gapYk;
khztu;fs;
jkpo;
,yf;fzg; ghlk; kpfTk; fbdk; vdf;
$wf; Nfl;bUf;fpNwd;. Mrpupau;fSk;
mijnahU
fbdkhd
ghlnkd;Nw
nrhy;ypj;jhd; fw;Wj; je;jhu;fs;. Nju;Tj;
jhisj; jpUj;Jk; NghJk; ,yf;fzg;
gpiofis
EZf;fkhff;
ftdpj;J
kjpg; n gz; i zf;
Fiwg; g jpy; i y .
Mq;fpynkhopj;jhs;fspy;
ftdpf;Fk;
msTf; F f;
$lj;
jkpo; n khopj;
Nju;Tj;jhs;fspy; nkhop ,yf;fzk;
ftdpf;fg;gltpy;iy vd;Nw vz;zj;
Njhd;WfpwJ.
Mq; f pytopf;
fy; t p
gapYk;
khztu;fs; jkpio xU nkhopg;ghlkhf
vLj;Jg;
gbf;Fk;NghJ,
mjpy;
mt;tsthf Mu;tk; fhl;Ltjpy;iy.
jkpioj; jha;nkhopahff; nfhz;ltu;fSk; nkhopg;ghlj;ijg; nghWj;jtiu
rk]; f pUjk; ,
/gpnuQ; R ,
n[u; k d;
Nghyj;jhd;
jkpioAk;
Nju;Tf;fhf
kl;LNk gbf;fpd;wdu;. jkpNo gbf;fhky;
Kw;wpYk;
Mq;fpytopf;fy;tp
KiwapNyNa gapd;wtu;fisg; gw;wpf;
Nfl;fNt Ntz;lhk;.
,d;iwf;F ,izaj;jpy; (Internet)
r%ftiyj;
jsq;fspy;
jkpou;fs;
VuhskhNdhu; vOjpf; Ftpf;fpd;wdu;.
mjpYk;
gyNgu;
jkpio
Mq;fpy
vOj;Jfspy; Neengal eluthiyathu puriyavillai
vd;gJ Nghy vOJfpwhu;fs;. jq;fs;
fUj;Jfisj; jkpo; vOj;Jfspy; vOJk;
gyUk; vOj;Jg; gpio, nrhw;gpio,

,yf;fzg;gpio ,tw;wpy; vijg; gw;wpAk;

ftiyg; g lhky;
kdk; N ghdNghf; f py;
vOjpf; Ftpf;fpd;wdu;. njhiyf;fhl;rp fspy; nra;jp thrpg;Nghu;, epfo;r;rp
elj;JNthu;, tpthjk; epfo;j;JNthu; NgRk;
jkpOk; nrhy;ypf; nfhs;Sk;gb ,y;iy.
vOj;jpy; fhl;lg;gLk; nra;jpfspYk;, fPNo
,ilawhJ
efu;e;J
nfhz;bUf;Fk;
#lhd nra;jpf; Fwpg;GfspYk; gpiofs;
kype;J fplf;fpd;wd. jkpo;r; nra;jpj;
jhs;fspy;, thu, khj
,jo;fspy;

vOjg; g Lk;
jkpOk;
mg; g bj; j hd;
,Uf; f pwJ . ,j; j ifa Jiwfspy;
gzpapy;
,Ug;gtu;fSk;
gpioapd;wp
ey;y jkpo; vOjj; njupe;jtu;fshf
,y;iy. ,tu;fspd; fw;wypy; FiwghL
vd;Nw fUjNtz;bAs;sJ.
jkpopy; vOJk;NghJ gyuhy; kPz;Lk;
kPz;Lk;
gpioahf
vOjg;gLk;
rpynrhw;fs;, nrhy; njhlu;fs; ehsiltpy;
mJjhd; rup vd;W midtUk; fUJk;
mstpw;F epiy ngw;WtpLfpd;wd. mt;thW

gaq;futhj ghjpg;G mjpfKs;s tlfpof;F khepyq;fspy; Ms;flj;jy; kw;Wk;

gzaj;njhif kpul;bg; gwpj;jy; fhg;gPL (KRE-Kidnap & Ransom Extortion Insurance)
mjpfk; tpw;gidahfpwJ.

g 2015

z_

11

jw;fhyj; jkpopy; epiy ngw;Wtpl;l rpy

gpiofis ,q;Ff; fhz;Nghk;.
(1)

mitfs;/ ,itfs;

kpfg;ngUk;
jkpo;
mwpQu;fSk;,
khngUk; ftpQu;fSk;$l mitfs;,
,itfs; vd;W vOJtijg; ghu;f;f
KbfpwJ. 'fs;' vd;gJ gd;ik tpFjp.
tPL- tPLfs;, nrb - nrbfs;, tpyq;Ftpyq;Ffs; vd xUikr; nrhw;fs; 'fs;'
vd;Dk;
tpFjp
ngw;Wg;
gd; i kahfpd; w d . mit ,
,it vd;git gd;ikr;
nrhw; f Ns . mg; g bnadpy;
mitfs;, ,itfs; vd
kPz;Lk; 'fs;' tpFjp Nru;g;gJ
rupah ?
mitfis ,
,itfis
vd;W
vOJfpd; w du; . mtw; i w , ,tw; i w
vd;Wjhd; vOj Ntz;Lk;. jw;fhyj;
jkpopy; mtw;iw, ,tw;iw vd;w

nrhw;fis vq;NfAk; fhz Kba

tpy;iy.
Kw;wpYk;
fhzhkNy
Ngha;tpl;ld. ,J Nghd;witfisf;
fisNthk; ,
njupe; j itfisr;
nrhy;fpNwd;, gioaitfis kwe;J,
Gjpaitfisf; fw;Nghk; vd;nwy;yhk;
vOJfpd; w du; . ,J Nghd; w tw; i wf;
fisNthk;, njupe;jtw;iwr; nrhy;fpNwd;,
gioadtw;iw kwe;J, Gjpadtw;iwf;
fw;Nghk; vd;WjhNd vOj Ntz;Lk;?
gioad kwe;J Gjpad
fw;Nghk; vd;W vOjpdhy;
,d;Dk; rpwg;G.
(2) xUik/
gd;ik

tpidKw;Wfs;
tpisahl;Lg; Nghl;bapy;
gy
ehLfs;
fye;J
nfhz;lJ, ehlSkd;wj;jpy;
,d;W %d;W rl;lq;fs; epiwNtw;wg; gl;lJ vd;gJ Nghd;w nra;jpfisj;

njhHh;. K. rptyp';fk; - mwpKfk;

njhHh;. K. rptyp';fk;; mtHfs; ,d;iwf;Fj; jkpofj;jpy; ,Uf;ff; $ba>
kpfj; njspthf khHf;rpak; fw;wwpe;j tpuy; tpl;L vz;zptplf;$ba mwpQHfSs;
xUtH. khHf;rpa jj;Jtq;fis vtUf;Fk; GhpAk; tz;zk; kpf vspa Kiwapy;
tpsf;Ftjpy; mtUf;F epfH ,y;iy vd;why; kpifahf ,Uf;fhJ.
M.Sc. (fzpjk;)> M.A. (jkpo; ,yf;fpak;)> M.L. (njhopyhsH rl;lk;)> M.B.A.
(kdpj ts Nkk;ghL)> M.C.A. Mfpa gl;lq;fs; ngw;wtH. ,tuJ gy Ma;Tf;
fl;Liufs; KidtH gl;lj;jpw;Fj; jFjpahdit vd;whYk; mg;gbj; jdf;Fg; ngw
,tH Kaw;rpj;jjpy;iy.
,tuJ> nel;nthHf; njhopy;El;gk; vd;w E}y; jkpopy; kl;Lky;yhJ
Mq;fpyj;jpy;$l ,Jtiu ,y;yhj msTf;F> 4G tiuapyhd midj;Jj;
njhopy;El;gq;fSf;Fkhd xU KOikahd E}y; vd;gNjhL jkpof murpd; rpwe;j
mwptpay; E}y; cl;gl gy tpUJfisg; ngw;wJ. IQ NjHTfs;; vOJtJ vg;gb?>
DOS ifNaL> cs;sq;iff;Fs; cyfk;> dBase topahf C nkhop> fk;g;A+l;lH
tlfpof;Fg; gFjpfSf;Fj; jq;fs; Kf;fpa mYtyHfisg; gzpf;Fk; mDg;Gk;
epWtdq;fs; &.1 Nfhb Kjy; &.50 Nfhb tiu KRE fhg;gPL nra;tjhfr; nra;jpfs;
$Wfpd;wd.
12

z_

g 2015

jpdKk; njhiyf;fhl;rpapy; Nfl;fyhk;.

gwit gwe;jJ, gwitfs; gwe;jd, G+
kyu;e;jJ, G+f;fs; kyu;e;jd vd;W xUik,
gd;ik NtWghLfisf;$l ,tu;fs;
rpd;d tajpy; fw;Wf; nfhs;stpy;iyah,
,y;iy fw;Wf; nfhLf;fg;gltpy;iyah?
gyehLfs; fye;J nfhz;ld, rl;lq;fs;
epiwNtw; w g; g l; l d
vdr;
nrhy; y
Ntz;lhkh?
Nfl;lhy;,
nghUs;
Gupfpwjy;yth, gpwnfd;d, fhyhtjpahd
,yf; f zj; i jnay; y hk;
fwhuhfg;
ghu; f ; f hjP u ; f s;
vd; W
vjpu; t hjk;
Gupgtu;fisAk; ghu;f;f KbfpwJ. ,Nj
egu;fs; He go to Madurai vd;W ePq;fs;
vOjpdhy;
xj;Jf;nfhs;skhl;lhu;fs;.
,tu;fSf;nfy;yhk; me;epa nkhopfs;
Gdpjkhdit, jha;nkhopapy; vg;gb
Ntz;LkhdhYk; vOjpf;nfhs;syhk;!!!

,JNghy, xUik, gd;ik kaf;fk; NtW

rpy ,lq;fspYk; Vw;gLtJz;L. 'fz;fs;
'fdTfs;
%lhJ',
kiwahJ',
'ftiyfs; njhiyahJ' vd;nwy;yhk;
vOJtijr;
rupnad;Nw
fUjpf;
nfhz;Ls;Nshk;. Mdhy;, fz;, fdT,
ftiy vd;W xUikr;nrhy; te;jhy;
%lhJ, kiwahJ, njhiyahJ vd
vOjyhk; . Mdhy; gd; i kr; n rhy;
tUk;NghJ, fz;fs; %lh, fdTfs;
kiwah, ftiyfs; njhiyah vd;Nw
vOj Ntz;Lk;. Mdhy;, ,d;iwf;F
vtUk; ,t;tsT El;gkhf ,yf;fzk;
ghu; j ; J vOJtjpy; i y . ,yf; f zk;
mwpe;jtu;fs; $l, mg;gb vOjpdhy;
kpfTk; ,yf;fpa eilNghy; Njhd;Wk;,
rhjhuz vspa eilf;F ,JNghJk;
vd;W fUJfpd;wdu;.

,af;f Kiwfs;> kpd;dQ;ry;> tUq;fhy nkhop C#, jfty; njhopy;El;gk; - XH

mwpKfk; Kjyhd ,tuJ E}y;fs; kpFe;j ghuhl;ilg; ngw;wit.
nel;nthHf; njhopy;El;gk; cs;spl;l ,tuJ
E}y;fis
Mq;fpyj;jpy;
vOjpdhy; my;yJ nkhop khw;w mDkjp mspj;jhy; Vuhskhd njhif ju gy
epWtdq;fs; jahuhf ,Ue;jhYk; Vw;fhky;> jkpopy; gapy;Nthiu Cf;Ftpg;gij
kl;LNk Nehf;fkhff;; nfhz;L vt;tpj tzpf Nehf;Fkpd;wp> jkpopd; Nkk;ghl;ilf;
Fwpf;Nfhshff; nfhz;L
nray;gl;L
tUgtH. ,d;iwf;Fg; Gof;fj;jpYs;s
jkpo;f; fiyr; nrhw;fspy; 8000f;Fk; Nkw;gl;ltw;iw cUthf;fpatH. cyfj;
jkpo; ,iza khehLfspy; gy Ma;Tf; fl;Liufisr; rkHg;gpj;jtH.
ghujpjhrd; gy;fiyf;fof njhiyepiyf; fy;tp MCA khztHfSf;Ff;
fTut Mrphpauhf> jkpof muR nghJ E}yfg; Gj;jfj; NjHTf;FO cWg;gpduhf>
jkpof murpd; fzpg;nghwpapay; ghlj;jpl;lf;FO cWg;gpduhfg; gzpahw;wpAs;s
Microsoft
NjhoH. K. rptypq;fk;>
epWtdj;jpd; Windows, MS Office (2003)
Mfpatw;wpd; jkpo; ,ilKfj;Jf;fhd fiyr; nrhy;yhf;fj;ijAk;
nra;jtH.
gpioapd;wpj; jkpopy; vOJtJ Fwpj;J vOJtjw;F ,tiu tplj; jFjpahdtH
,y;iy vd;W fUjj; jFjpAs;s ,j;Njhoh; rq;ff;Fuy; ,jOf;fhf vOJtjpy;
ngUik nfhs;fpNwhk;.
-mwpt[f;fly;
Ms;flj;jp kpul;bg; gzk; gwpg;gjpy; Mrpa grpgpf; gpuhe;jpaj;jpy; ,e;jpah ,uz;lhk;
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g 2015

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13

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z EB^ - 7
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g 2015

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15

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Information Bureau-My; epHtfpf;fg;gLk; vd;W IRDA mwptpj;Js;sJ.
16

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g 2015

V> s_ MBD -4

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mwpt[f;fly;

ifapy gj;jhapuk; &gh

,Uf;F> gpuGTf;Fj; njhpahk
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g 2015

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17

Symmetry

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tiuahd vOj;Jf;fspy; juk;

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g 2015

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