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    Vijayamuthan SS
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    The document outlines an example of a personal financial plan for investing Rs. 2000 per month from age 25 to 60 at different interest rates. It shows the future value of the investment at various years under different interest rates ranging from 4% to 24%. The document also provides examples of lump sum investments of Rs. 25,000 at interest rates from 5% to 20% to illustrate the worth of investments after 5 to 50 years.

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    Pfp - Future Value Calcs

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    The document outlines an example of a personal financial plan for investing Rs. 2000 per month from age 25 to 60 at different interest rates. It shows the future value of the investment at various years under different interest rates ranging from 4% to 24%. The document also provides examples of lump sum investments of Rs. 25,000 at interest rates from 5% to 20% to illustrate the worth of investments after 5 to 50 years.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as XLS, PDF, TXT or read online from Scribd
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    Download as xls, pdf, or txt
    54 views5 pages

    PFP - Future Value Calcs

    Uploaded by

    Vijayamuthan SS
    The document outlines an example of a personal financial plan for investing Rs. 2000 per month from age 25 to 60 at different interest rates. It shows the future value of the investment at various years under different interest rates ranging from 4% to 24%. The document also provides examples of lump sum investments of Rs. 25,000 at interest rates from 5% to 20% to illustrate the worth of investments after 5 to 50 years.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as XLS, PDF, TXT or read online from Scribd
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    of 5

    PERSONAL FINANCIAL PLANNING

    FUTURE VALUE OF ANNUITY

    Start at age 25
    Invest till 60

    No. of years of investment 35

    Amount per month 2000

    Rate of interest 16%


    State of Corpus at Year #
    Year 5 Year 10 Year 15 Year 20
    Your money turns into: 178,255 552,652 1,339,014 2,990,643
    You invested: 120,000 240,000 360,000 480,000

    In case of investment of Rs. 2000


    per month
    Your money turns into (@4%) 132,592 293,910 490,177 728,967
    Your money turns into (@8%) 146,430 361,585 677,717 1,142,219
    Your money turns into (@12%) 161,616 446,440 948,396 1,833,014
    Your money turns into (@16%) 178,255 552,652 1,339,014 2,990,643
    Your money turns into (@20%) 196,458 685,309 1,901,727 4,928,563
    Your money turns into (@24%) 216,342 850,576 2,709,911 8,160,785
    Yearly cash flows explained
    Closing Amount
    Addition Interest Balance Invested
    Year 1 24,000 1,920 25,920 24,000
    Year 2 24,000 6,067 55,987 48,000
    Year 3 24,000 10,878 90,865 72,000
    Year 4 24,000 16,458 131,324 96,000
    Year 5 24,000 22,932 178,255 120,000
    Year 6 24,000 30,441 232,696 144,000
    Year 7 24,000 39,151 295,848 168,000
    Year 8 24,000 49,256 369,103 192,000
    Year 9 24,000 60,977 454,080 216,000
    Year 10 24,000 74,573 552,652 240,000
    Year 11 24,000 90,344 666,997 264,000
    Year 12 24,000 108,640 799,636 288,000
    Year 13 24,000 129,862 953,498 312,000
    Year 14 24,000 154,480 1,131,978 336,000
    Year 15 24,000 183,036 1,339,014 360,000
    Year 16 24,000 216,162 1,579,177 384,000
    Year 17 24,000 254,588 1,857,765 408,000
    Year 18 24,000 299,162 2,180,927 432,000
    Year 19 24,000 350,868 2,555,796 456,000
    Year 20 24,000 410,847 2,990,643 480,000
    Year 21 24,000 480,423 3,495,066 504,000
    Year 22 24,000 561,131 4,080,196 528,000
    Year 23 24,000 654,751 4,758,948 552,000
    Year 24 24,000 763,352 5,546,300 576,000
    Year 25 24,000 889,328 6,459,627 600,000
    Year 26 24,000 1,035,460 7,519,088 624,000
    Year 27 24,000 1,204,974 8,748,062 648,000
    Year 28 24,000 1,401,610 10,173,672 672,000
    Year 29 24,000 1,629,707 11,827,379 696,000
    Year 30 24,000 1,894,301 13,745,680 720,000
    Year 31 24,000 2,201,229 15,970,909 744,000
    Year 32 24,000 2,557,265 18,552,174 768,000
    Year 33 24,000 2,970,268 21,546,442 792,000
    Year 34 24,000 3,449,351 25,019,793 816,000
    Year 35 24,000 4,005,087 29,048,880 840,000
    te of Corpus at Year #
    Year 25 Year 30 Year 35
    6,459,627 13,745,680 29,048,880
    600,000 720,000 840,000

    1,019,492 1,372,959 1,803,006


    1,824,724 2,827,549 4,301,027
    3,392,014 6,139,503 10,981,519
    6,459,627 13,745,680 29,048,880
    12,460,301 31,201,673 77,836,206
    24,140,703 70,987,832 208,326,051
    Worth of a lump-sum investment after several years

    Amount invested today 25000


    Interest rate 15%

    Worth after # years


    5 10 15 20 25 30
    50,284 101,139 203,427 409,163 822,974 1,655,294

    Investment of 25,000 at rate

    5% 31,907 40,722 51,973 66,332 84,659 108,049


    10% 40,263 64,844 104,431 168,187 270,868 436,235
    15% 50,284 101,139 203,427 409,163 822,974 1,655,294
    20% 62,208 154,793 385,176 958,440 2,384,905 5,934,408
    rs
    35 40 45 50
    3,329,388 6,696,589 13,469,232 27,091,436

    137,900 176,000 224,625 286,685


    702,561 1,131,481 1,822,262 2,934,771
    3,329,388 6,696,589 13,469,232 27,091,436
    14,766,706 36,744,289 91,431,550 227,510,954

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