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  • Molding Money Spreadsheet

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    Christopher Charles
    11 views5 pages
    This document contains a workbook for budgeting personal and family finances. It includes worksheets for calculating take-home pay, target savings amounts, categorizing expenses into fixed and variable categories for family and individuals, adjusting variable expenses, allocating individual expenses and allowances, and determining a total weekly cash withdrawal amount. The worksheets perform calculations to determine amounts for expenses, savings, and cash available using input values for income, number of family members, and other financial details.

    Original Description:

    Accompanying spreadsheet for the Molding Money for Your Family personal finance system.

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    This document contains a workbook for budgeting personal and family finances. It includes worksheets for calculating take-home pay, target savings amounts, categorizing expenses into fixed and variable categories for family and individuals, adjusting variable expenses, allocating individual expenses and allowances, and determining a total weekly cash withdrawal amount. The worksheets perform calculations to determine amounts for expenses, savings, and cash available using input values for income, number of family members, and other financial details.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as xlsx, pdf, or txt
    11 views5 pages

    Molding Money Spreadsheet

    Uploaded by

    Christopher Charles
    This document contains a workbook for budgeting personal and family finances. It includes worksheets for calculating take-home pay, target savings amounts, categorizing expenses into fixed and variable categories for family and individuals, adjusting variable expenses, allocating individual expenses and allowances, and determining a total weekly cash withdrawal amount. The worksheets perform calculations to determine amounts for expenses, savings, and cash available using input values for income, number of family members, and other financial details.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as xlsx, pdf, or txt
    of 5

    Get the Molding Money Workbook here

    A
    Avg Paycheck Amt

    B
    Pay Periods per Year

    Take-Home Pay per Month

    Person 1
    Person/Source 2
    Person/Source 3
    Person/Source 4

    Calculations
    A B 12

    Total Take-Home Pay per Month

    D
    E

    Target Savings Percentage


    Target Savings Dollars per Month

    CD

    Existing Savings per Month 1


    Existing Savings per Month 2
    Existing Savings per Month 3
    Total Existing Savings per Month

    Sum of above

    New Target Savings Dollars per Month


    New Target Savings Dollars per Week

    E-F
    G 12 52

    Budget Starting Point

    C-G

    Sum of above

    Get the Molding Money Workbook here


    Family

    Individual

    Fixed

    Total Fixed-Family

    Total Fixed-Individual

    Variable

    Totals for each quadrant are a sum of the listed expenses

    Total Variable-Family

    D
    E
    F

    Total Family
    Fixed Individual
    Total Categorized Expenses
    Starting Point
    Total Categorized Expenses
    Left for Variable-Individual

    Calculations
    A+B
    C
    D+E
    From Income and Savings Worksheet
    F

    Get the Molding Money Workbook here


    A
    Original Variable-Family Expenses

    D Total Original Variable-Family

    B
    Dollar Change

    C
    Percentage Change

    Totals are sum of above

    Adjusted Variable-Family Expenses

    Calculations
    A+B
    or
    A (1 + C)

    Total Adjusted Variable-Family

    Suggested Cushion Amount

    D-E

    Error?

    Get the Molding Money Workbook here


    A Starting Point
    B Total Family Expenses
    C Available for Individual Expenses

    D Contributors in Household
    E Individual Allotment (Month)

    Person1 Fixed-Individual

    Total Person1 Fixed-Individual

    #DIV/0!

    Calculations
    From Income and Savings Worksheet
    From Categorizing Expenses Worksheet
    A-B

    CD

    Person2 Fixed-Individual

    Total Person2 Fixed-Individual

    Sum of above

    Individual Allotment (Month)


    Total Person1 Fixed-Individual
    G Spending Cash Person1 (Month)

    #DIV/0!
    #DIV/0!

    Individual Allotment (Month)


    Total Person2 Fixed-Individual
    Spending Cash Person2 (Month)

    #DIV/0!
    #DIV/0!

    E
    F
    E-F

    Spending Cash Person1 (Week)

    #DIV/0!

    Spending Cash Person2 (Week)

    #DIV/0!

    G 12 52

    Get the Molding Money Workbook here


    Kid's Individual Expenses

    Total Kid's Individual Expenses

    B
    C

    Number of Kids
    Each Kid's Share of Expenses
    Suggested Weekly Allowance

    #DIV/0!
    #DIV/0!

    AB
    C 12 52

    E
    F

    Spending Cash Person1 (Week)


    Spending Cash Person2 (Week)
    Total Weekly Cash Withdrawal

    #DIV/0!
    #DIV/0!
    #DIV/0!

    From Cash Withdrawal Worksheet

    Calculations

    (D B) + E + F

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