EMI Calculator

Loan Amount

2800000

Loan Term (Years)

20

Payments Per Year

12

Rate of Interest

10.10%

Monthly Installment

27206

EMI Start Date

5-Nov-14

Values are rounded to "0" --- Calculator is good for "20" years
Total
S.No

2159971

Loan Disbursement
0

2343368
Monthly Installment

1659971

Nov-14

27206

Dec-14

27206

Jan-15

27206

Feb-15

500000

27206

Mar-15

27206

Apr-15

27206

May-15

27206

Jun-15

27206

Jul-15

27206

10

Aug-15

27206

11

Sep-15

27206

12

Oct-15

27206

13

Nov-15

27206

14

Dec-15

27206

15

Jan-16

27206

16

Feb-16

27206

17

Mar-16

27206

18

Apr-16

27206

19

May-16

27206

20

Jun-16

27206

21

Jul-16

27206

22

Aug-16

27206

23

Sep-16

27206

24

Oct-16

27206

25

Nov-16

27206

26

Dec-16

27206

27

Jan-17

27206

28

Feb-17

27206

29

Mar-17

27206

30

Apr-17

27206

31

May-17

27206

32

Jun-17

27206

33

Jul-17

27206

34

Aug-17

27206

35

Sep-17

27206

36

Oct-17

27206

37

Nov-17

27206

38

Dec-17

27206

39

Jan-18

27206

40

Feb-18

27206

41

Mar-18

27206

42

Apr-18

27206

43

May-18

27206

44

Jun-18

27206

45

Jul-18

27206

46

Aug-18

27206

47

Sep-18

27206

48

Oct-18

27206

49

Nov-18

27206

50

Dec-18

27206

51

Jan-19

27206

52

Feb-19

27206

53

Mar-19

27206

54

Apr-19

27206

55

May-19

27206

56

Jun-19

27206

57

Jul-19

27206

58

Aug-19

27206

59

Sep-19

27206

60

Oct-19

27206

61

Nov-19

27206

62

Dec-19

27206

63

Jan-20

27206

64

Feb-20

27206

65

Mar-20

27206

66

Apr-20

27206

67

May-20

27206

68

Jun-20

27206

69

Jul-20

27206

70

Aug-20

27206

71

Sep-20

27206

72

Oct-20

27206

73

Nov-20

27206

74

Dec-20

27206

75

Jan-21

27206

76

Feb-21

27206

77

Mar-21

27206

78

Apr-21

27206

79

May-21

27206

80

Jun-21

27206

81

Jul-21

27206

82

Aug-21

27206

83

Sep-21

27206

84

Oct-21

27206

85

Nov-21

27206

86

Dec-21

27206

87

Jan-22

27206

88

Feb-22

27206

89

Mar-22

27206

90

Apr-22

27206

91

May-22

27206

92

Jun-22

27206

93

Jul-22

27206

94

Aug-22

27206

95

Sep-22

17905

96

Oct-22

-5042

97

Nov-22

-5042

98

Dec-22

-5042

99

Jan-23

-5042

100

Feb-23

-5042

101

Mar-23

-5042

102

Apr-23

-5042

103

May-23

-5042

104

Jun-23

-5042

105

Jul-23

-5042

106

Aug-23

-5042

107

Sep-23

-5042

108

Oct-23

-5042

109

Nov-23

-5042

110

Dec-23

-5042

111

Jan-24

-5042

112

Feb-24

-5042

113

Mar-24

-5042

114

Apr-24

-5042

115

May-24

-5042

116

Jun-24

-5042

117

Jul-24

-5042

118

Aug-24

-5042

119

Sep-24

-5042

120

Oct-24

-5042

121

Nov-24

-5042

122

Dec-24

-5042

123

Jan-25

-5042

124

Feb-25

-5042

125

Mar-25

-5042

126

Apr-25

-5042

127

May-25

-5042

128

Jun-25

-5042

129

Jul-25

-5042

130

Aug-25

-5042

131

Sep-25

-5042

132

Oct-25

-5042

133

Nov-25

-5042

134

Dec-25

-5042

135

Jan-26

-5042

136

Feb-26

-5042

137

Mar-26

-5042

138

Apr-26

-5042

139

May-26

-5042

140

Jun-26

-5042

141

Jul-26

-5042

142

Aug-26

143

Sep-26

144

Oct-26

145

Nov-26

146

Dec-26

147

Jan-27

148

Feb-27

149

Mar-27

150

Apr-27

151

May-27

152

Jun-27

153

Jul-27

154

Aug-27

155

Sep-27

156

Oct-27

157

Nov-27

158

Dec-27

159

Jan-28

160

Feb-28

161

Mar-28

162

Apr-28

163

May-28

164

Jun-28

165

Jul-28

166

Aug-28

167

Sep-28

168

Oct-28

169

Nov-28

170

Dec-28

171

Jan-29

172

Feb-29

173

Mar-29

174

Apr-29

175

May-29

176

Jun-29

177

Jul-29

178

Aug-29

179

Sep-29

180

Oct-29

181

Nov-29

182

Dec-29

183

Jan-30

184

Feb-30

185

Mar-30

186

Apr-30

187

May-30

188

Jun-30

189

Jul-30

190

Aug-30

191

Sep-30

192

Oct-30

193

Nov-30

194

Dec-30

195

Jan-31

196

Feb-31

197

Mar-31

198

Apr-31

199

May-31

200

Jun-31

201

Jul-31

202

Aug-31

203

Sep-31

204

Oct-31

205

Nov-31

206

Dec-31

207

Jan-32

208

Feb-32

209

Mar-32

210

Apr-32

211

May-32

212

Jun-32

213

Jul-32

214

Aug-32

215

Sep-32

216

Oct-32

217

Nov-32

218

Dec-32

219

Jan-33

220

Feb-33

221

Mar-33

222

Apr-33

223

May-33

224

Jun-33

225

Jul-33

226

Aug-33

227

Sep-33

228

Oct-33

229

Nov-33

230

Dec-33

231

Jan-34

232

Feb-34

233

Mar-34

234

Apr-34

235

May-34

236

Jun-34

237

Jul-34

238

Aug-34

239

Sep-34

240

Oct-34

EMI Calculator
Adhoc Payments (Reg)

Frequency Per Year

12

934397
Interest

1408971
Principal

751,000

Adhoc Pymts (Regular)

Adhoc Pymts (Irregular)

13971

13235

13860

13346

13748

13459

13634

13572

17729

9478

17649

9558

50,000

17147

10059

30,000

16810

10396

3,000

16698

10509

20,000

16441

10766

3,000

16325

10881

3,000

16208

10998

3,000

16090

11116

3,000

15971

11235

3,000

15852

11355

3,000

15731

11476

5,000

15592

11614

5,000

15452

11754

15,000

15227

11979

5,000

15084

12122

5,000

14940

12266

5,000

14795

12412

5,000

14648

12558

4,000

14509

12697

4,000

14368

12838

4,000

14227

12980

4,000

14084

13123

6,000

13923

13284

6,000

13760

13446

6,000

13597

13610

6,000

13432

13775

6,000

13265

13941

6,000

13097

14109

6,000

12928

14278

6,000

12758

14449

6,000

12585

14621

6,000

12412

14795

6,000

12237

14970

6,000

12060

15146

6,000

11882

15324

6,000

11703

15503

6,000

11522

15684

4,000

11356

15850

4,000

11189

16017

4,000

11021

16186

4,000

10851

16356

4,000

10679

16527

4,000

10507

16700

4,000

10332

16874

4,000

10157

17050

4,000

9980

17227

4,000

9801

17405

4,000

9621

17586

4,000

9439

17767

4,000

9256

17950

4,000

9071

18135

4,000

8885

18322

4,000

8697

18509

5,000

8499

18707

5,000

8300

18907

5,000

8098

19108

5,000

7895

19311

5,000

7691

19516

5,000

7484

19722

5,000

7276

19930

5,000

7067

20140

5,000

6855

20351

5,000

6642

20565

5,000

6426

20780

5,000

6209

20997

5,000

5991

21216

5,000

5770

21436

5,000

5548

21659

5,000

5323

21883

5,000

5097

22110

5,000

4869

22338

5,000

4639

22568

5,000

4407

22800

5,000

4173

23034

5,000

3937

23270

5,000

3699

23508

5,000

3459

23748

5,000

3217

23990

5,000

2973

24234

5,000

2727

24480

5,000

2479

24728

5,000

2228

24978

5,000

1976

25230

5,000

1722

25485

5,000

1465

25741

5,000

1206

26000

5,000

945

26261

5,000

682

26524

5,000

417

26789

5,000

149

17755

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

5,000

-42

-5000

2800000
Balance
1659971
1646736
1633390
1619931
2106359
2096881
2037324
1997265
1983869
1953360
1939594
1925713
1911714
1897598
1883363
1869009
1852533
1835919
1809165
1792186
1775063
1757797
1740386
1723827
1707130
1690292
1673312
1654189
1634906
1615460
1595850
1576076
1556135
1536026

16.3
16.2
21.1
21.0
20.4
20.0
19.8
19.5
19.4
19.3
19.1
19.0
18.8
18.7
18.5
18.4
18.1
17.9
17.8
17.6
17.4
17.2
17.1
16.9
16.7
16.5
16.3
16.2
16.0
15.8
15.6
15.4

0
13,235
13,346
13,459
13,572
9,478
59,558
40,059
13,396
30,509
13,766
13,881
13,998
14,116
14,235
14,355
16,476
16,614
26,754
16,979
17,122
17,266
17,412
16,558
16,697
16,838
16,980
19,123
19,284
19,446
19,610
19,775
19,941
20,109

1.06
1.04
1.02
1.00
1.87
1.85
1.70
1.62
1.59
1.53
1.50
1.47
1.45
1.42
1.40
1.37
1.34
1.31
1.27
1.24
1.22
1.19
1.17
1.14
1.12
1.10
1.07
1.05
1.02
1.00
0.98
0.95
0.93

65%
15%
15%
5%

100%

1515747
1495299
1474678
1453883
1432914
1411768
1390444
1368940
1349256
1329406
1309388
1289203
1268847
1248320
1227620
1206747
1185697
1164470
1143065
1121479
1099712
1077761
1055626
1033305
1009795
986088
962181
938073
913762
889247
864525
839595
814455
789104
763539
737759
711762
685546
659110
632451
605568
578458
551121
523553
495753
467719

15.2
15.0
14.7
14.5
14.3
14.1
13.9
13.7
13.5
13.3
13.1
12.9
12.7
12.5
12.3
12.1
11.9
11.6
11.4
11.2
11.0
10.8
10.6
10.3
10.1
9.9
9.6
9.4
9.1
8.9
8.6
8.4
8.1
7.9
7.6
7.4
7.1
6.9
6.6
6.3
6.1
5.8
5.5
5.2
5.0
4.7

20,278
20,449
20,621
20,795
20,970
21,146
21,324
21,503
19,684
19,850
20,017
20,186
20,356
20,527
20,700
20,874
21,050
21,227
21,405
21,586
21,767
21,950
22,135
22,322
23,509
23,707
23,907
24,108
24,311
24,516
24,722
24,930
25,140
25,351
25,565
25,780
25,997
26,216
26,436
26,659
26,883
27,110
27,338
27,568
27,800
28,034

0.91
0.88
0.86
0.84
0.82
0.80
0.78
0.75
0.73
0.72
0.70
0.68
0.66
0.65
0.63
0.61
0.60
0.58
0.56
0.55
0.53
0.52
0.50
0.48
0.47
0.45
0.44
0.42
0.41
0.39
0.38
0.37
0.35
0.34
0.32
0.31
0.30
0.28
0.27
0.26
0.24
0.23
0.22
0.21
0.19
0.18

439450
410942
382194
353205
323971
294491
264764
234786
204556
174071
143330
112330
81069
49545
17755
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000

4.4
4.1
3.8
3.5
3.2
2.9
2.6
2.3
2.0
1.7
1.4
1.1
0.8
0.5
0.2
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1

28,270
28,508
28,748
28,990
29,234
29,480
29,728
29,978
30,230
30,485
30,741
31,000
31,261
31,524
31,789
22,755
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0.17
0.16
0.15
0.13
0.12
0.11
0.10
0.09
0.08
0.07
0.06
0.05
0.04
0.03
0.02
0.01
0.01
0.01
0.01
0.01
0.01

-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
-5000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
-0.1
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
-5,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

1820000
420000
420000
140000

2800000

1650000

170000