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POPLAFVILLE DEMOCRAT

POI'LARVILLE, MS
C riuimlon = 2105
WEEKLY

i
Resolutions for healthy financial new year
Better Business Bureau of Resolve to help children that "guardntee" unbeliev-
,?a Mississippi
Ridgeland, Miss.. Janu-
become informed con-
sumers. Counsel them on
able profits.
Resolve to formalize i~
ary 5, 2009 - Scam anists establishing a budget. help savings plan. Determine
go where the money is. p s them spot signs of fraudhip how much you need to bol-
disposable income rises, so offs, inform them about ster your financial cushion 1
do the efforts of those seek- online privacy and security and develop a plan to
ing to defraud. issues. achieve your goal. I
"The most imponant Resolve to shop safely Resolve to cackle your
New Year's resolution you online. Cyberspace crooks debt load. Establish a debt
can make is to contact the have the potential to perpet- repayment plan for the year
BBB before making major uate a a m s quickly on the - and keep strict records.
fihinciX decisions and web - leaving no paper Pay more than required on
before responding to any trails and bypassing geo- monthly debt payments.
enticing (unsolicited) graphical boundarieb. Resolve to be way of
offers,'' said Bill Moak. Resolve to.ces&&aln~e., u n s o ~ x e d i oHels. t ~
PresidenuCEO of the Mis- -&~-lg~~43.fmre&&li;K-
sissippi BBB.
Top 10 Rwlutions
Resolve lo get all
requiring advance fees to
homework. Verify their secure a low-interest loan or
1
c o m ~ & . e ~ p e c i a l I fy b o ~

promises in writing. Make promises such as "fast mon- repair your credit rating
sure the contract provisions ey." "no experience neces- (despite a bad credit histo-
match what the salesperson sary." and "work from the ry).
told you. Read and under- cornfon of your home." Get Resolve to deal only with
stand the contract and guar- references, contact satisfied reliable merchants. Don't do ,
antee before you sign. customers. check with the business with door-todoor
Resolve to guard your BBB. salesmen. Make sure that
personal information. Give Resolve to be an the business has a perma-
out credit card, bank informed investor. Scam nent address and phone
account, or Social Security artists tailor their invest- number. Chgck customer
numbers verycautiously. Be ment pitches well to entice references and contact the
wary of phone calls, mail or unsuspecting investors. BBB for information on the
email messages asking for Avo~d any pitches that company's marketplace
such information. require you to "act now" or record.

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