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#280 BBB 09-24-09 32
#280 BBB 09-24-09 32
CLIPPING SERVICE
(601) 856·0911 f (205;751H510
NORTH MS HERALD
WATER VALLEY, MS
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RIDGELAND - Consumers des to the consumer, but the fees tance from an "expert",
perate for help with their debts may be required from creditors • Be organized and consistent
are often confused when and through higher interest rates in your effons to resolve debt
researching ways to get rep in consolidation loans. Issues.
utable assistance, Turning to a The BBB offers these tips: • Contact creditors directly to
debt company can be a viable Do thorough research negotiate a reasonable payment
option, but not alJ companies • Contact companies thai plan.
provide free services, advertise "no consumer fees" Don't settle
"Finding a free debt consoli and ask questions. • In selecting a debt consoli
dation company isn't impossible, • Read all documents and dation company, keep looking
bUI it takes an effort," said Bill fully understand them hefore until you find one that you feel
Moak, President/CEO of the signing, you can trust
Better Business Bureau (BBB) • Ask for explanations on • Check with the BBB to get a
Serving Mis;i;;ippi, terms or phrases that YOLI don't Reliability Report on companies
There are legitimate consoli understand. that you are considering, Reports
dation companies that do not Do it yourself are at www.ms.bbb.org Or by
charge any fees. In some cases • Although the process IS caJling their 24-hour automated
the fees are not charged directly tedious, it does not require assis response line (800-987-8280).