Category

Contractual; Others;
9%
12%

Retired; 11%

Regular; 68%
Others

Retired

Regular

Contractual

Exhibit 4.4.1.1 Respondents Profile

Monthly income
P 20,000 above

P 15,001 - P 20,000

P 10,001 - P 15,000

P 5,001 - P 10,000

P 5,000 below
0

10

20

30

40

50

Monthly income

Exhibit 4.4.1.2 Respondents Profile

60

70

80

90

100

Five-six; 4%
No; 7%
Bank; 11%

Cooperative; 15%

Friends/Relatives; 32%
Lending Firm; 31%

No

Bank

Lending Firm

Friends/Relatives

Cooperative

Five-six

Exhibit 4.4.1.3 Respondents Profile

Usual amount of Loan

90
80
70
60
50
40
30
20
10
0

66

79
60

48
27

Amount of usual loan

Exhibit 4.4.1.4 Respondents Profile

Reason for Borrowing

16%

17%

10%
0%

20%

8%
5%
24%
Medical expense

Home improvement

Tuition fee

Pay debt

Luxury purpose

Calamity and burial

Special occasion

Others

Exhibit 4.4.1.5 Respondents Profile

Prefer Mode of Payment

Full Payment; 14%

Installment; 86%
Installment

Exhibit 4.4.1.6 Respondents Profile

Full Payment

Quarter
125

71
52
32

1st

2nd

3rd
Quarter

Exhibit 4.4.1.7 Respondents Profile

4th