Download as pdf or txt
Download as pdf or txt
You are on page 1of 91

Case: 15-3400 Document: 003112125740 Page: 1 Date Filed: 11/10/2015

www.amgglobalentertainmentgroup.com
scaterbone@live.com
717-669-2163

Stanley J. Caterbone
Advanced Media Group
1250 Fremont Street
Lancaster, PA 17603

IN THE UNITED STATES THIRD CIRCUIT COURT OF APPEALS


_______________________________________________________________________________
Lisa Michelle Lambert :
PETITIONER :
:
v. : CASE NO. 3400-2015
:
:
Lynn Bissonnette, et al., :
RESPONDANT :
:

Stanley J. Caterbone :
APPELLANT :
:
:

SUBMISSION AS EXHIBIT BY APPELANT re


Stanley J. Caterbone Credit Report and Photos of Home At
1250 Fremont St Lancaster, PA November 10, 2015

I hereby on this 10th day of November, 2015, submit for considerations in the above captioned case the
attached document as an EXHIBIT to be considered by the court in the deliberations of this case.

/s/ Stanley J. Caterbone


Date: November 10, 2015 Stanley J. Caterbone, Pro Se
Appellant
1250 Fremont Street
Lancaster, PA 17603
(717)-669-2163
scaterbone@live.com
http://www.amgglobalentertainmentgroup.com/__
Case: 15-3400 Document: 003112125740 Page: 2 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 3 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 4 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 5 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 6 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 7 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 8 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 9 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 10 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 11 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 12 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 13 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 14 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 15 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 16 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 17 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 18 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 19 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 20 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 21 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 22 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 23 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 24 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 25 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 26 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 27 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 28 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 29 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 30 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 31 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 32 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 33 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 34 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 35 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 36 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 37 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 38 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 39 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 40 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 41 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 42 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 43 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 44 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 45 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 46 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 47 Date Filed: 11/10/2015
Full Credit Report | Credit Karma https://www.creditkarma.com/myfinances/creditreport/transunion/view/pr...
Case: 15-3400 Document: 003112125740 Page: 48 Date Filed: 11/10/2015

Reported as of May 17, 2015

Stanley Caterbone's Credit Report

Provided by

Overview

Your Credit Score Account Mix


Credit Cards 2

Real Estate 1

Auto 0

703 Student 0
300 Good 850
Other Loans 0

Total Accounts: 3

Personal Information

Names Reported
See something wrong?
STANLEY J CATERBONE
STANJ CATERBONE Find out how to update personal information.

Addresses Reported
Employer Reported Date Reported

1250 FREMONT ST
LANCASTER, PA ADVANCED MEDIA GROUPLTD Aug 1, 1999
17603
PAINT RENOVATION Sep 1, 1978
220 STONE HILL RD
CONESTOGA, PA
17516

615 WYNCROFT LN
LANCASTER, PA
17603

†Credit Karma estimates your Approval Odds by comparing your credit pro le with data about other members who were approved for this product. Though
Approval Odds do not guarantee approval, they can show you which products may be a better  t for you.

Accounts

1 of 11 5/17/2015 12:12 PM
Full Credit Report | Credit Karma https://www.creditkarma.com/myfinances/creditreport/transunion/view/pr...
Case: 15-3400 Document: 003112125740 Page: 49 Date Filed: 11/10/2015

Account Name Account Type Open Date Status Balance

SYNCB/SLEEPY  Credit Card Mar 19, 2015 Open - Current $396


No Missed Payments 26% of Credit Limit*

Account Details Payment History

Last Reported May 10, 2015 2015 OK OK

J F M A M J J A S O N D
Creditor Name SYNCB/SLEEPY

Account Type Charge Account


Credit Utilization* 26.40%
Account Status Open

Opened Date Mar 19, 2015


Creditor Contact Details
Closed Date --

Limit $1,500 SYNCB/SLEEPYS


PO BOX 965036
Term -- ORLANDO, FL
Monthly Payment $25 32896
(866) 396-8254
Responsibility Individual

Balance $396 See something wrong?

Highest Balance $476


Learn more about how to dispute items on your credit
Payment Status Current report.

Worst Payment Status Current

Date of Last Payment Apr 16, 2015

Amount Past Due $0

Times 30/60/90 Days Late 0/0/0

Remarks --

2 of 11 5/17/2015 12:12 PM
Full Credit Report | Credit Karma https://www.creditkarma.com/myfinances/creditreport/transunion/view/pr...
Case: 15-3400 Document: 003112125740 Page: 50 Date Filed: 11/10/2015

CAPITAL ONE  Credit Card May 02, 2005 Open - Current $0


No Missed Payments 0% of Credit Limit*

Account Details Payment History

Last Reported Apr 16, 2015 2015 OK OK OK

2014 OK OK OK OK OK OK OK OK OK OK OK OK
Creditor Name CAPITAL ONE
2013 OK OK OK OK OK OK OK OK OK OK OK OK

Account Type Business Credit Card 2012 OK OK OK OK OK OK OK OK OK OK OK OK

2011 OK OK OK OK OK OK OK OK OK
Account Status Open
J F M A M J J A S O N D
Opened Date May 02, 2005

Closed Date --
Credit Utilization* 0.00%
Limit $500

Term --
Creditor Contact Details
Monthly Payment $0
CAPITAL ONE BANK USA NA
Responsibility Individual
PO BOX 30281
SALT LAKE CITY, UT
84130
(800) 955-7070

See something wrong?

Learn more about how to dispute items on your credit


report.

3 of 11 5/17/2015 12:12 PM
Full Credit Report | Credit Karma https://www.creditkarma.com/myfinances/creditreport/transunion/view/pr...
Case: 15-3400 Document: 003112125740 Page: 51 Date Filed: 11/10/2015
Balance $0
FULTON BANK
Highest Balance  Mortgage
$0
Jun 01, 1995 Closed $0

Payment Status Current


Account Details Payment History
Worst Payment Status Current

Date of Last Payment -- No payment history has been reported by this creditor.
Last Reported Feb 06, 2007
Amount Past Due $0
Creditor Name FULTON BANK
Creditor Contact Details
Times 30/60/90 Days Late 0/0/0
Account Type Conventional Real
Remarks Estate Mortgage
-- FULTON BANK
1695 STATE ST
Account Status Closed
EAST PETERSBUR, PA
Opened Date Jun 01, 1995 17520

Closed Date Feb 06, 2007


See something wrong?
Limit --
Learn more about how to dispute items on your credit
Term 240 Months
report.
Monthly Payment $949

Responsibility Individual

Balance $0

Highest Balance $103,000

Payment Status Current

Worst Payment Status Unknown

Date of Last Payment Feb 01, 2007

Amount Past Due $0

Times 30/60/90 Days Late 0/0/0

Remarks Closed

*Calculated using reported balance and credit limit on account.

Credit Inquiries

 As of May 17, 2015, you have no inquiries on your credit report.

Collections

Agency Original Creditor Open Date Status Balance

4 of 11 5/17/2015 12:12 PM
Full Credit Report | Credit Karma https://www.creditkarma.com/myfinances/creditreport/transunion/view/pr...
Case: 15-3400 Document: 003112125740 Page: 52 Date Filed: 11/10/2015

NATL RECOVER MED1 02 Sep 25, 2009 Open $1,034


ANESTHESIA OF
LANCASTER

Account Details Creditor Contact Details

Last Reported Apr 19, 2015 NTL RECOVERY AGENCY


2491 PAXTON ST
Collection Agency NATL RECOVER HARRISBURG, PA
Original Creditor MED1 02 17111
ANESTHESIA OF (800) 773-4503
LANCASTER
See something wrong?
Status Open

Opened Date Sep 25, 2009 Learn more about how to dispute items on your credit
report.
Closed Date --

Responsibility Individual

Balance $1,034

High Balance $1,034

Remarks Placed for collection

COMNWLTH FIN MED1 CONESTOGA Dec 27, 2011 Open $401


EMERGENCY
PHYSICIANS

Account Details Creditor Contact Details

Last Reported Jun 28, 2014 COMMONWEALTH FINANCE


245 MAIN ST
Collection Agency COMNWLTH FIN SCRANTON, PA
Original Creditor MED1 CONESTOGA 18519
EMERGENCY (855) 273-8511
PHYSICIANS
See something wrong?
Status Open

Opened Date Dec 27, 2011 Learn more about how to dispute items on your credit
report.
Closed Date --

Responsibility Individual

Balance $401

High Balance $401

Remarks Placed for collection

5 of 11 5/17/2015 12:12 PM
Full Credit Report | Credit Karma https://www.creditkarma.com/myfinances/creditreport/transunion/view/pr...
Case: 15-3400 Document: 003112125740 Page: 53 Date Filed: 11/10/2015

LANC COLL MED1 02 Oct 19, 2009 Open $248


LANCASTER
RADIOLOGY
ASSOCIAT

Account Details Creditor Contact Details

Last Reported Aug 16, 2012 LANCASTER COLLECTIONS


218 W ORANGE ST
Collection Agency LANC COLL LANCASTER, PA
Original Creditor MED1 02 LANCASTER 17603
RADIOLOGY (800) 517-5369
ASSOCIAT
See something wrong?
Status Open

Opened Date Oct 19, 2009 Learn more about how to dispute items on your credit
report.
Closed Date --

Responsibility Individual

Balance $248

High Balance $248

Remarks Placed for collection

KEYSTONE COL MED1 02 FAMILY EYE May 24, 2011 Open $167
GROUP

Account Details Creditor Contact Details

Last Reported Aug 12, 2011 KEYSTONE COLLECTION SERV


220 N DUKE ST
Collection Agency KEYSTONE COL LANCASTER, PA
Original Creditor MED1 02 FAMILY EYE 17602
GROUP (717) 390-2768

Status Open See something wrong?


Opened Date May 24, 2011
Learn more about how to dispute items on your credit
Closed Date --
report.
Responsibility Individual

Balance $167

High Balance $167

Remarks Placed for collection

6 of 11 5/17/2015 12:12 PM
Full Credit Report | Credit Karma https://www.creditkarma.com/myfinances/creditreport/transunion/view/pr...
Case: 15-3400 Document: 003112125740 Page: 54 Date Filed: 11/10/2015

COLL CENTER MED1 02 Aug 20, 2010 Open $1,095


LANCASTER EMS

Account Details Creditor Contact Details

Last Reported Oct 28, 2010 COLLECTION CENTER INC


PO BOX 8666
LANCASTER, PA
17604
(717) 569-5515

See something wrong?

Learn more about how to dispute items on your credit


report.

7 of 11 5/17/2015 12:12 PM
Full Credit Report | Credit Karma https://www.creditkarma.com/myfinances/creditreport/transunion/view/pr...
Case: 15-3400 Document: 003112125740 Page: 55 Date Filed: 11/10/2015
Collection Agency COLL CENTER
LANC COLL MED1 02 Nov 13, 2009 Open $171
Original Creditor MED1 02 LANCASTER
LANCASTER
EMS
EMERGENCY
Status ASSOCIAT Open

Opened Date Aug 20, 2010

Closed Details
Account Date -- Creditor Contact Details
Responsibility Individual
Last Reported Sep 15, 2010 LANCASTER COLLECTIONS
Balance $1,095 218 W ORANGE ST
Collection Agency LANC COLL LANCASTER, PA
High Balance $1,095
Original Creditor MED1 02 LANCASTER 17603
Remarks Placed for collection (800) 517-5369
EMERGENCY
ASSOCIAT
See something wrong?
Status Open

Opened Date Nov 13, 2009 Learn more about how to dispute items on your credit
report.
Closed Date --

Responsibility Individual

Balance $171

High Balance $171

Remarks Placed for collection

LANC COLL MED1 02 Jan 23, 2010 Open $171


LANCASTER
EMERGENCY
ASSOCIAT

Account Details Creditor Contact Details

Last Reported Sep 15, 2010 LANCASTER COLLECTIONS


218 W ORANGE ST
Collection Agency LANC COLL LANCASTER, PA
Original Creditor MED1 02 LANCASTER 17603
EMERGENCY (800) 517-5369
ASSOCIAT
See something wrong?
Status Open

Opened Date Jan 23, 2010 Learn more about how to dispute items on your credit
report.
Closed Date --

Responsibility Individual

Balance $171

High Balance $171

Remarks Placed for collection

8 of 11 5/17/2015 12:12 PM
Full Credit Report | Credit Karma https://www.creditkarma.com/myfinances/creditreport/transunion/view/pr...
Case: 15-3400 Document: 003112125740 Page: 56 Date Filed: 11/10/2015

LANC COLL MED1 02 Nov 13, 2009 Open $171


LANCASTER
EMERGENCY
ASSOCIAT

Account Details Creditor Contact Details

Last Reported Sep 15, 2010 LANCASTER COLLECTIONS


218 W ORANGE ST
Collection Agency LANC COLL LANCASTER, PA
Original Creditor MED1 02 LANCASTER 17603
EMERGENCY (800) 517-5369
ASSOCIAT
See something wrong?
Status Open

Opened Date Nov 13, 2009 Learn more about how to dispute items on your credit
report.
Closed Date --

Responsibility Individual

Balance $171

High Balance $171

Remarks Placed for collection

LANC COLL MED1 02 Jan 23, 2010 Open $267


LANCASTER
EMERGENCY
ASSOCIAT

Account Details Creditor Contact Details

Last Reported Sep 15, 2010 LANCASTER COLLECTIONS


218 W ORANGE ST
Collection Agency LANC COLL LANCASTER, PA
Original Creditor MED1 02 LANCASTER 17603
EMERGENCY (800) 517-5369
ASSOCIAT
See something wrong?
Status Open

Opened Date Jan 23, 2010 Learn more about how to dispute items on your credit
report.
Closed Date --

Responsibility Individual

Balance $267

High Balance $267

Remarks Placed for collection

Public Records

9 of 11 5/17/2015 12:12 PM
Full Credit Report | Credit Karma https://www.creditkarma.com/myfinances/creditreport/transunion/view/pr...
Case: 15-3400 Document: 003112125740 Page: 57 Date Filed: 11/10/2015

 As of May 17, 2015, you have no public records on your credit report.

How to Read Your Credit Report


Your full credit report is divided into  ve important sections:

Personal and Employment Information

This section contains names, addresses and employers included on your credit report. This sort of information is added to your report
after it’s been used on credit applications. Review this section for any information you don't recognize.

Accounts

This section contains details on each credit account on your credit report, including both open and closed accounts. Details include
payment history, current status and reported balances. Review this section to ensure that your lenders have been properly reporting your
activity, and to look for any accounts that you didn't open.

Credit Inquiries

This section contains details on each hard credit inquiry on your credit report. Hard inquiries are typically added to your report when you
apply for new lines of credit. Review this section to verify that each inquiry is correct and authorized by you, and to  nd our approximation
of when each inquiry will be removed from your report.

Collections

This section contains information about any accounts reported as in collections. If you've fallen behind on payments and have outstanding
debts, a lender could send your account to collections. Review this section to check the accuracy of information about each collections
account and to  nd contact information for your collections agencies.

Public Records

10 of 11 5/17/2015 12:12 PM
Full Credit Report | Credit Karma https://www.creditkarma.com/myfinances/creditreport/transunion/view/pr...
Case: 15-3400 Document: 003112125740 Page: 58 Date Filed: 11/10/2015
This section contains details on any public record information included in your credit report. Public records include bankruptcies, civil
judgments and tax liens. Review this section to ensure that each item is reported accurately. If there is incorrect information, you could  le
a dispute directly with the credit bureaus.

If you anticipate changes to your report over time, you can get an update to your credit report once a week through Credit Karma to check if new information
has been added and old information has been updated. Because lenders typically only report information to the bureau once a month, it may take time for
these updates to appear. View your report online to  nd highlights of information that could be important to your credit health.

11 of 11 5/17/2015 12:12 PM
Case: 15-3400 Document: 003112125740 Page: 59 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 60 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 61 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 62 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 63 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 64 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 65 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 66 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 67 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 68 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 69 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 70 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 71 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 72 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 73 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 74 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 75 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 76 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 77 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 78 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 79 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 80 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 81 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 82 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 83 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 84 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 85 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 86 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 87 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 88 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 89 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 90 Date Filed: 11/10/2015
Case: 15-3400 Document: 003112125740 Page: 91 Date Filed: 11/10/2015

You might also like